Episodes

  • "The incumbent banking industry is built on customer ignorance, customer vulnerability, or customer inertia. We have set out to change all of that..."
    In this special Insights episode, 11:FS CEO David M. Brear sat down for an exclusive chat with the CEO of Monzo, TS Anil, in which they discuss TS' own career and the future of Monzo as it breaks out of the UK and plots expansion in the US and beyond.

    This week's guests include:
    TS Anil, CEO at Monzo

    Highlights from this episode:

    How does Monzo's investment impact their strategy? (01:35)

    Helping customers make long term investment decisions (05:38)

    Putting community at the heart of what Monzo do (09:30)

    "When we're trusted, we feel empowered to solve more problems" (14:00)

    "Every part of the world needs a Monzo" (17:00)

    Following the North Star around the noise (20:16)

    A massive longing to transform banking (23:50)

    Powering through the Covid pandemic (26:40)

    Setting the mandate for ourselves (30:00)

    "Feeling like a person of colour was never a part of my identity" (34:30)


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host David Brear is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the new groundbreaking agreement between the UK and US to regulate AI models, and Ryan Reynolds backed payments company Nuvei sells to Advent for $6.3 billion. And, how can someone be given an 11,000 year jail term?

    This week's guests include:

    Lord Chris Holmes of Richmond

    Andrew Brown, CEO of Check

    Mariela Hunter, a Fractional COO


    We cover the following stories from the fintech and financial services space:


    The US and UK sign an agreement to regulate AI models (03:05)


    Check to power Wave's expanded payroll offering (22:56)


    Advent buy Nuvei for $6.3 billion (32:22)


    PayPal wins case challenging fee disclosures for digital wallets (40:05)


    Amazon pulls the plug on its cashierless systems in US grocery stores (46:43)


    Nationwide's Dominic West advert banned by advertising watchdog (48:05)


    Turkish crypto chief starts 11,196 year prison sentence (49:20)


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

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  • Our expert host, 11:FS CEO David Brear, is joined by some great guests, live from J. P. Morgan Payments' e-commerce and fintech forum in London, to talk about digital identities, regulation and innovation.
    The EU have announced plans to launch an e-Identity, which would make a digital wallet available to all citizens and businesses in the EU.
    But how will this work?
    How will PSD3 and other major regulations support or hinder the potential of digital IDs?
    And what does this mean for the merchants, the shops and small businesses on the front lines, adapting to the evolving digital needs of their customers?
    We get into all this and more in today's episode.

    This week's guests include:


    Sara Castelhano, EMEA Payments & Commerce Solutions Product, JP Morgan


    John Miller, Chairman at Cali Group and CEO of PopID


    Aled Lloyd Owen, Global Policy Director at Onfido


    Highlights from this episode:

    What's happening in payments? (04:30)

    What are the limitations of PSD2? (07:57)

    The value for merchants in the US (12:20)

    The use case for biometrics (14:45)

    Finding the balancing line (20:50)

    Taking a leadership position or waiting for Europe? (27:57)

    Audience Q&A (29:55)


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    This episode is sponsored by J.P. Morgan Payments
    J.P. Morgan believes payments are more than transactions. Behind every payment there’s a message that tells the world the direction your business is heading—and the impact it’s going to have when it gets there. J.P. Morgan invest billions into technology every year1, and process nearly $10T in global payments every day2. As a result, they understand and speak the language of payments better than anyone. Every payment speaks volumes. Let’s say more with your payments.
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Hasan Kazmi, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it.
    In this episode we discuss the UAE, looking specifically at creating financial hubs in the region and the roles the Dubai International Financial Centre (DIFC) & Abu Dhabi Global Market (ADGM) are playing in the country and the wider region and how they are helping the growth of fintech.

    This week's guests include

    Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa

    Nick Philpott, Co-Founder and Head of Partnerships, Zodia Markets by Standard Chartered & OSL

    Uneesa Zaman, Founder of Uneesa Finance and fintech comms specialist


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    This episode is sponsored by Visa
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert hosts, Kate Moody and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the $30 billion settlement with Visa and Mastercard that has been nearly 20 years in the making.

    This week's guests include:


    Jason Mikula, Founder of Fintech Business Weekly


    Doug Mackenzie, Journalist and Presenter, formerly Head of Content at FF News


    We cover the following stories from the fintech and financial services space:


    Visa and Mastercard agree $30 billion settlement over merchant card fees (02:30)


    OakNorth reports profit increase and US expansion plans (17:47)


    Wealth-builder Belong launches out of stealth and sets funding record (28:54)


    UK regulators clamp down on finfluencers (40:26)


    UK set for soaring digital wallet adoption (50:23)


    HSBC Australia implements Proxymity Vote Connect  (52:01)


    Real Housewife of Toronto star sells fintech to run a castle in South East England (54:00)


    ---------------------------------------
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host, Benjamin Ensor, is joined by some great guests to talk about fintech hubs and how difficult or otherwise it is to create them globally, and we will hone in on the importance of government and regulator support to achieve this.
    Around the world, whether it’s in Canada lobbying for open banking, or Saudi Arabia’s Vision 2030 programme, harnessing the combined power of a whole sector and community can achieve extraordinary results, and the same can be said for fintech hubs.
    So we are going to discuss the benefits of a fintech hub, how hubs can be created, and the challenges of doing so. Plus, we look at the importance of maintaining a strong relationship between government and industry, and why fintech hubs can be the driving force behind this.

    This week's guests include:

    Lord Chris Holmes of Richmond

    Pat Patel, Executive Director at Elevandi

    Miranda Perumal, Founder & CEO at Scale


    Highlights from this episode include:

    When is a fintech hub a fintech hub? (06:58)

    Why is there a need to gravitate towards physical locations? (14:55)

    Can fintech hubs succeed without active support from government and regulators? (24:28)

    How to put the right regulations in place? (28:00)

    Which countries in Africa doing some great things to encourage fintech? (32:22)

    Where in the world would you start a fintech, and why? (47:16)


    ---------------------------------------
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host David Brear presents Fintech Insider News live from the Village Underground in London, to discuss all the latest news from the world of fintech and finance, including Nationwide's £2.9bn acquisition of Virgin Money, and how old do you need to be to own a house? Listen and find out...

    This week's guests include:


    Jamie Campbell, Head of VC at 11:FS


    Georgie Frost, Presenter and Personal Finance Expert


    Alex Rivas-Gale, Head of Product, Europe at ClearBank


    We cover the following stories from the fintech and financial services space:


    Nationwide look set to acquire Virgin Money for £2.9 billion (03:20)


    JPMorgan plan to launch biometric checkouts in 2025 (13:29)


    Over £50 billion is scattered or lost in UK pension pots, according to new research from PensionBee (26:04)


    How young can you be to own a house in Australia? (37:22)


    ---------------------------------------
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host Kate Moody is joined by some great guests to talk about community banks, and how they can get the edge and win on the banking battlefield.
    It might seem at first glance that these small to mid tier banks serving only a certain region or niche of customers might have the odds against them, and yet - community banks are often uniquely positioned to serve their customers in ways the bigger banks can’t, won’t, or don’t. 
    We're going to dig into all of this to try and put together a guide to community banks everywhere on how to get the advantage.

    This week's guests include:

    Rohit Mathur, CEO at Bridge

    Jason Bates, Deputy CEO at 11:FS

    Barb McLean, SVP, Head of Technology Operations and Implementation, Coastal Community Bank 


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Fintech Insider Focus is back for season two, in collaboration with Visa, and in the first half of this season we are diving deep into the Middle East's booming financial sector, and speak to the people right at the heart of it.
    In this episode, host Rachel Pandyan discusses the banking industry in Saudi Arabia alongside a panel of esteemed guests.
    The country’s finance industry is making huge strides, thanks in part to a concerted effort by the government and the Saudi Central Bank.
    They explore this a little more, by picking apart some of the detail in their Vision 2030 program, looking at what action is actually being taken to transform the banking system in the region, and how fintechs can be a driving force behind it.

    Special guests on this episode:

    Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa

    Nahim Bassa, SVP: Group Head of Strategy & Digital Transformation, Bank Aljazira

    Naif AbuSaida, CEO and Founder, Hakbah


    -------------
    This episode is sponsored by Visa. 
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host, Ross Gallagher, is joined by some great guests to discuss the most notable fintech, financial services, and banking news from the past week. This includes Stripe's annual letter, announcing they have surpassed $1 trillion in total payment volume in 2023, Tide's expansion into Germany with a warm 'guten tag', CFIT's Open Finance report, which claims open finance could boost the UK GDP by £30.5 million, as well as some significant raises from Griffin and PPRO.
    This week's guests include:

    Ezechi Britton, CEO at CFIT

    David Jarvis, CEO at Griffin

    Raquel Soares, Head of Marketing for Edenred Payment Solutions


    Plus soundbites from

    Oliver Prill, CEO of Tide

    Motie Bring, CEO of PPRO


    We cover the following stories from the fintech and financial services space:

    Griffin raises $24m and launches as a fully operational UK bank

    CFIT Open Finance report: Open finance could boost UK GDP by £30.5 billion

    Tide launches in Germany

    Global local payments platform PPRO raises €85M from investors including JPM and PayPal

    Stripe reveals it passed $1 trillion in total payment volume in 2023

    UK Restaurants could start to adopt ‘surge pricing’ after success in the US


    Come watch us record the podcast live in London: 11fs.com/afterdark
    ---------------------------------------
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Got something to say? Follow us on Twitter, TikTok, Instagram and LinkedIn or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a stellar panel to discuss wealth.
    Whether you want it, have it, or inherit it, wealth affects us all, but as we’re recording this just after International Women’s Day, we want to zoom in on how the wealth space is serving women.
    Women have been traditionally underserved in this space, but as wealth management solutions move into the digital world, we want to know what opportunities this creates to provide effective and appropriate tools to support women through all stages of their wealth journey.
    So we are going to look at how the current landscape shapes up, the challenges this creates, and what is being done to address this.

    Guests on this episode;


    Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS


    Laura Pomfret, Co-Founder at Financielle



    ---------------------------------------
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Fintech Insider Focus, in collaboration with Visa, returns on 20th March 2024!
    In the first season we embarked on a virtual world tour, exploring how fintech and finance is being harnessed in different continents, but in brand new season we are zooming in further.
    Part one explores how countries like Saudi Arabia, UAE, Bahrain and Egypt are putting the Middle East on the map as a major financial powerhouse.
    In part two we set off on a European adventure and find out how different countries across the continent are championing fintech in different ways.
    We speak to the people at the heart of these industries, and help you become an expert too. So don't miss out - follow Fintech Insider wherever you get your podcasts and listen out for brand new episodes of Focus, every second Wednesday beginning 20th March.

    ---------------------------------------
    Fintech Insider Focus is sponsored by Visa

    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • To celebrate recording this just before International Women's Day 2024, our expert hosts, Laura Watkins and Rachel Pandyan, are joined by a stellar all-women panel to talk about the most notable fintech, financial services and banking news from the past week, including the feel good fintech story of the year so far, and Monzo are lining up a second crack at the US market.

    This week's guests include:

    Sarah Kocianski, CEO at Fintech Wales

    Phoebe Kitchen, Vice President of Growth Equity at Inovia


    And featuring soundbites from:

    Romi Savova, CEO at PensionBee

    Patricia Brolly MD, Head of Merchant Acquiring for EMEA at J.P. Morgan

    Sophie Winwood, Co-Founder and CEO at WVC:E


    We cover the following stories from the fintech and financial services space:


    New research from Mastercard reveals just a quarter of women feel financially supported in the workplace (04:22)


    Online pension provider PensionBee and challenger bank Monzo announce US expansion plan (11:24)


    JPMorgan joins France's payments network CB to skirt Visa & Mastercard (28:30)


    UK Chancellor Jeremy Hunt reverses changes to angel investment rules (40:12)


    Indonesia fintech Wagely makes bank while helping the unbanked (54:15)


    Top fintech chiefs join Innovate Finance 'Unicorn Council' (56:26)


    Southampton-based dementia debit card wins £125k Dragons' Den investment (58:28)


    ---------------------------------------
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • We’re all talking about GenAI, and it shows no signs of slowing down in financial services.
    Wherever you look, banks are investing in both people and tech to drive forward their AI capabilities from front to back end. So in this episode, we want to share some of the conversations we’ve been having across the finance world about AI.
    Now if you’re an avid follower of our YouTube channel, you have probably seen our Spotlight series, where we invite leading industry experts to discuss the biggest subjects in finance and fintech.
    11:FS CEO David Brear introduces two of our recent AI-themed Spotlight episodes with you, right here on Fintech Insider.

    This week's guests include:

    Theo Michalopoulos, General Manager, Financial Services and Insurance Industry at Microsoft

    EJ Achtner, Head of Digital Architecture at the HSBC’s Office of Applied Artificial Intelligence (OAAI)

    Jane Findlay, Enterprise Account Executive, HSBC at SAS


    ---------------------------------------
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host Ross Gallagher is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Orum's new Deliver API which connects to the Federal Reserve to improve payments in the US. Plus, Pav Gill, better known as the Wirecard whistleblower, launches a new platform to tackle corporate misconduct. And Chime are partnering with financial education platform Zogo to help improve financial literacy for their users.

    This week's guests include:

    Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS

    Stephany Kirkpatrick, Founder & CEO at Orum

    Pav Gill, Founder at Confide


    Plus soundbites from:
    Sara El-Amine, VP of Community at Chime

    We cover the following stories from the fintech and financial services space:


    Orum connects to the U.S. Federal Reserve with the launch of Deliver (04:40)


    Wirecard whistleblower launches Confide, a New Reporting Platform for Corporate Bad Behavior (23:16)


    Google Pay to shut down in the US (40:02)


    Chime partners with Zogo to improve financial literacy (48:37)


    The EU formally adopts instant payment rules (01:01:35)


    The Tooth Fairy hit by inflation as average cost of a gift triples (01:03:06)


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • What has 200 billion lines, is used by 43% of banks, and pretty much drives the global financial system?
    It's the subject of today's Fintech Insider Insights, as our expert hosts, 11:FS CEO David Brear and CTO Ewan Silver, come together to discuss all things COBOL, or Common Business Oriented Language.
    They look at how COBOL became the pre-eminent choice of the global banking system, if it's still fit for purpose in today's world, and the challenges of migrating away from COBOL.
    And if you find this episode interesting and decide you want to learn more, you can check out our Decoding: Banks series on YouTube - I think you’ll love it.

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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert hosts David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Capital One's $35 billion takeover of Discover... subject to approval from US regulators. Also, onboarding solution Detected partners with Visa to make life easier for North American SMEs, and Santander really don't like Nationwide's latest TV ad, but why?

    This week's guests include:

    Niamh Curran. Senior Reporter at Finextra

    Barry O’Sullivan, Head of Banking and Payments Infrastructure at OpenPayd


    We cover the following stories from the fintech and financial services space:


    Capital One announces tie-up with Discover in $35.3bn deal creating payments giant (04:30)


    OpenPayd and TrueLayer forge strategic partnership to revolutionize instant payments (11:30)


    Rothschild expand to Saudi Arabia with Riyadh office (22:55)


    Detected collaborates with Visa to offer improved SME onboarding in US and Canada (27:27)


    Challenger bank Monzo to cement £4bn valuation in new funding round (33:38)


    Nationwide’s Dominic West advert reported by Santander to watchdog (35:05)


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our panel of Fintech Insider hosts - Kate Moody, Rachel Pandyan and David Barton-Grimley - get together and scour the internet for the most asked questions about fintech... and attempt to answer them.
    From 'what is fintech?' to 'how to nail a fintech interview', they discuss all the stuff you probably never asked but wish you had. So whether you are a fintech professional or you've never worked a day in finance, this podcast is your 101 in fintech FAQs.

    This week's panel:

    Kate Moody, Strategy Director at 11:FS

    Rachel Pandyan, Venture Product Lead at 11:FS

    David Barton-Grimley, Fintech Strategy Director at 11:FS


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, Wise and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.
    Stories include Revolut's launch of eSims to combat expensive data roaming charges, new research from Lightyear which shows over £1 trillion of Uk deposits are being stashed in low-interest accounts, and would you date someone based on their credit score? Well you're in luck, because Score is a brand new dating app exclusively for singletons with good credit.

    This week's guests include:

    Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS

    Martin Sokk, CEO & Co-Founder at Lightyear

    Fliss Berridge, Director & Co-Founder at Ordo


    We cover the following stories from the fintech and financial services space:


    The European Parliament authorises new regulations for new 'ten second transfers' (06:36)


    More than £1 trillion of UK deposits are in low-interest savings account, according to new research (20:16)


    Pan African Payment and Settlement System (PAPSS) Expands into North Africa (34:40)


    Revolut tackle data roaming charges with their new eSim (43:47)


    Australia's Craggle releases an AI tool for refinancing home loans (56:43)


    Neon Money Hub launch Score, a new dating app for people with good credit (58:42)


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host Kate Moody is joined by some great guests to talk about The Great Wealth Transfer.
    As Baby Boomers pass on an estimated $84 trillion of wealth, they discuss how the products and services to support Millennials will differ, how this may impact established wealth management institutions, and ask how will this change the wealth management landscape in the future?
    They also take stock of where the industry currently is and how well equipped, or not, it is to deal with the challenges that lie ahead AND they discuss some of the broader trends in this space to understand what needs to be done and how.

    This week's guests include:

    Daniel Hegarty, Founder & CEO at Communion

    Antoinette Rodriguez, President at MarFi Advisors and Chairwoman at Financial Advisor Magazine’s Invest In Women


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices