For The Love Of Money Podcast | Business | Philant

For The Love Of Money Podcast | Business | Philant

United States

Giving you every tool you need to be unapologetically successful, these episodes will share the secrets, tips, and incredible stories of of how wealthy entrepreneurs, celebrities, and people of influence have risen to the top, and what they’ve done to make this world a better place as a result of their success. Host Chris Harder pulls out the best in people, proving that when good people make good money, they do great things! As a successful entrepreneur himself, he also believes that everyone has the right to an abundant lifestyle, and the responsibility to help others have the same. Money’s most important role is that it gives options and solves problems, and there are way too many stories of successful individuals doing GREAT things with their wealth that go unreported. Chris' goal is to expose those stories, therefor giving you the permission, motivation, and the tips & tools to love and attract money, become a smashing success, and in return, empower you to live generously in your earning and your giving. For more content, check out


53: One CHOICE That Will Make You MORE MONEY  

My Two Cents today is about a simple, but powerful topic, and it’s about the importance of becoming more open…waaaay more open. Currently, I know a lot of people who don’t understand why they’re not further ahead than they are in life. The common denominator? All are working in silos – ideas, groups of people, etc. They’ve gotten so used to the way things are (and should be in their minds) and they aren’t open to anything different. I can say this because I’ve been this person. I’ve shut down so many different opportunities all because I had already made a decision as to what it would be like. But once I became more open to entrepreneurship, networking and new point of views, the new possibilities rolled in and became new realities. And as embarrassing as it is to admit, I’m also more open to new people that I may have judged in the past. In order to make this shift though I had to get over the fear first. “Our lack of openness comes from fear or fear of change.” I know that change and everything that goes along with it can be uncomfortable, but try different things on for size and see what happens. I’ve had so many life-shifting experiences that forced me to be more open and at the same time created amazing opportunities – in both life and business. What if that one small (or big) leap changes your life, too? So if you’re wishing for more abundance in your life, whether it’s money, happiness, memories or experiences, know that it comes down to this one powerful choice. And now’s as good a time as any to make it. “Your break is on the other side of choosing to be open.” In This Episode You Will Learn: • Why becoming more open will create more abundance in your life • How trying something “on for size” can lead to huge life changes • Why busting through fears is a part of being more open Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

52: Teaching Teen Tycoons - A Russian-American Success Story with Olenka Cullinan  


I heard today’s guest, Olenka Cullinan, speak at an event recently and I just knew her story had to be shared with this audience. In a nutshell, this entrepreneurial powerhouse left Russia at age 19 with only $450 to her name (that she borrowed from her uncle) determined to seize the American dream and build anything she wanted. While growing up in an entrepreneurial household (her mom was a die-hard entrepreneur with her own company), she chose to pursue education instead in an effort to distance herself from the entrepreneurial world. Once in the U.S., she worked three jobs at one point to complete her education degree (and completed it without owing a cent!).


While Olenka loved teaching people, she soon felt the pull to do more and leapt back into the entrepreneurial world while combining it with her training in education. She may have started off with humble beginnings, but she has since used the skills she knew she had and BUILT her own success. Olenka is determined to help others discover their passions and now teaches teenagers the skills to become successful entrepreneurs in her Rising Tycoons Academy. She truly believes in helping this country’s youth turn their dreams into a dream life. I already know I’ll be applying the principles she taught in this episode to my children down the road. Be sure to tune in to find out how you can too.



Question Highlights:


Why didn’t you choose to be an entrepreneur right away when you came to the U.S.?


What is the opportunity landscape here in the U.S. compared to where you came from?


Do you believe there is an immigrant edge that gives you a leg up in terms of grit and hard work?


What is Rising Tycoons?


Where can adults do a better job in creating kid tycoons?


What is a “passionista?”


What is holding people back the most when it comes to pursuing their passionista journey?


Do you see teens struggle with the same limiting beliefs that adults struggle with when it comes to earning money?


How do you want your daughter to view money and success when she grows up?



In This Episode You Will Learn:


How Russian-born Olenka became an entrepreneur living the American dream


How nothing is required outside of your own mindset and skills to build success


Why opportunity is wide open for everyone


Why it’s so important to look at the actions that lead to results


How Olenka teaches teens success skills in entrepreneurship, leadership and personal development


Why parents must educate themselves on the world around their kids


Why it’s imperative that we stop preparing and start doing


And so much more…


Olenka’s Thoughts…


“If skills are learnable, then success is learnable, too.”


“Comfort and execution don’t live on the same block.”


“You always choose. You can look at any circumstance in your life and choose what it becomes. Is it going to become an excuse or an opportunity? Because you can’t have both at the same time.”


“We can only change the country by changing the next generation.”


“Stop preparing and start doing.”


“You have to practice the unsexy routine to get anywhere, but you have to give yourself small pieces of ‘candy’ along the way to remind yourself why you’re doing that.”


“Kids have no issues with having dreams. They only have issues finding pathways for those dreams.”


“The moment you stop looking at money as something to move you forward and start looking at it as something that creates love in your community, family and in the world around you, is when you’ll change your perspective.”




Olenka Cullinan is a CEO and Founder of Rising Tycoons, where she turns teens into mindful tycoons. Speaker and Success coach, Olenka has developed a “Backbone of Success”™ method that helps leaders become successful in life and the world. Olenka’s work with teenagers from 21 countries, combined with humor and personal experiences led to her recent appearances at TEDx (twice) and made her into one of the nation’s premier coaches. She has worked with startups, corporate leaders and some of the top youth organizations in the country: e.g. National Association of Secondary School Principals, National Association of Student Councils, Boys & Girls Clubs of America, TEDx, Job Corps, & Rotary Youth. Rising Tycoons Academies (RTA) program offers hands-on, real-world training, preparing a new generation of aspiring values-based entrepreneurial Leaders.




Go to to receive Olenka’s free eBook: “Stop Preparing. Start Doing.”

You can also find the sign-up for her digital academy.


IG: @olenkacullinan





For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

51: Connect the Dots, an EMPOWERMENT HACK  

What would you say if I told you that your future is fully in your control with the help of one empowerment hack? Too good to be true? Possibly, but then you’re not using the hack. ;)


Today’s Two Cents talks about accepting 99.9% responsibility for your current situation. Think about it… The dots (your choices) always connect back to you. Whether it’s a moment of weakness where you said yes or no to something or you missed an appointment because your car broke down…it doesn’t matter. Whatever the “event” was, you made a choice and that choice is why you’re where you’re at now.


Look, I’m not trying to be an ass (maybe trying to offer a bit of tough love), but this is meant to be a wake-up call to empower yourself by owning your choices!


For example, when I lost my job some years ago, I could have blamed the recession, the company etc. But I didn’t. I blamed myself because I chose that profession and I could have saved more money so it wasn’t such a scary thing. I owned where I was and that day I made the decision to make a career change.


“Once you own that you have caused the exact spot you woke up in today, then you are able to determine the exact spot you’ll be in tomorrow.”


It’s not always easy to own your choices – it’s actually downright uncomfortable. But trust me, when I tell you that it’s also where the magic happens.


“You’re fully in control to make your life awesome…or to make it difficult. It’s your choice.”


Start owning your choices TODAY and create the life YOU want. 

In This Episode You Will Learn: 

What empowerment hack can help you create the life you want Why it’s important to own our own choices How to recognize who’s responsible for your current situation 



For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

50: From DUMPSTER DIVER to EMPIRE BUILDER with Bedors Keuilian  

Imagine fleeing to the U.S. from communist Armenia at the age of 6 only to live with your family of five in one bedroom of a two-bedroom apartment. Your family is broke, you don’t speak the language and you’ve been elected to go dumpster diving for expired food at the nearby grocery story. This was Bedros Keuilian’s life and just a couple of the many other adversities he faced as a young immigrant.


Having recently met Bedros at a mastermind event, I knew his story was one I needed to share.

Not only does he provide a unique perspective, but he’s also able to speak to so many aspects of entrepreneurship and money. Tune in to hear how he went from being broke to becoming the mastermind behind many of the most successful brands, businesses, thought leaders and best-selling authors throughout multiple industries (including the company he founded, Fit Body Boot Camp). This epic conversation is definitely one you want share with your friends and family. Enjoy!




Question Highlights:


Did your upbringing feel tough or did it feel normal to you?


Do you feel that immigrants come here with a stronger work ethic and desire to succeed more than someone raised in the U.S.?


How do you raise your children knowing they’ll grow up privileged, but instill in them the grit and edge to know that they need to earn their keep?


Who are your mentors?


Did you know deep down that you were going to be this successful or was it a slow progression?


What’s the secret to asking people to pay you what your worth?


How does one build self-confidence?


Why is it so important to you to be a massive giver and to have your clients follow suit?



In This Episode You Will Learn:


How Bedros experienced adversities as an immigrant and overcame them


The difference between a poor state of mind and always being financially broke


How Bedros is making peace with the scars of his childhood


About different ways to raise kids to be grounded and giving humans


Why self-confidence is the missing ingredient in many entrepreneurs and how to build it


How to turn adversity into an advantage


Why it’s important to give without expectation


And so much more…


Bedros’s Thoughts…


“I’ve got the immigrant edge and the American dream.”


“The more you pay, the more you pay attention.”


“I learned to turn adversity into an advantage.”


“Take a little bit of money from a lot of people.”


“Build your self-esteem and confidence so you know that you deserve more. Once you know you deserve more, you will command more.”


“Being self-aware builds self-confidence.”


“The best high I can get is to serve.”


“We, as humans, have to be selfish in order to survive.”


“I can put my money to work to help the people I love.”



Before You Can Build an Empire, You Have to Walk Like an Emperor… Bedros Keuilian is the One Man Who Can Teach You. As a child, he ate out of dumpsters and couldn’t speak a word of English. Today, Bedros is a best-selling author, and the founder and CEO of the world’s fastest-growing fitness franchise, Fit Body Boot Camp. He’s also famous for helping 24 of his clients go from being in debt to growing 7 figure generating empires, and helping thousands more turn their passions into multiple six figure businesses.



IG: @ bedroskeuilian



Bedros’s book, Man Up, comes out July 2018. Be the first to know details, by signing up at




For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

49: If You REALLY Understood Abundance  


These days we’ve been hearing a lot about having an abundance mindset. Many claim to have it, but they still don’t seem to be “winning.” My two cents? Many people don’t truly understand the meaning of the word.

“If you truly understand abundance, the excitement, not the stress, would keep you up at night.”

Many don’t get that if they truly understood what abundance meant, 90% of their problems would potentially go away. And this mindset doesn’t just apply to finances. It’s also about leaving a bad relationship because you know there’s a better one out there. It’s leaving your soul-sucking job because you know you can and will level up. You have a hard-wired belief that even if you lose everything, you know how to get it back (and often more).

“There is no ceiling other than the one we put on ourselves.”

Truly understanding abundance means that there’s enough to go around for everyone. It means the more you give, the more you get back – in all ways.

So why don’t we understand? Did we miss Abundance 101? No! We’ve just been programmed to only see scarcity from a young age. Whether it be our parents (even though they were well intentioned) or the media (Buy NOW before it’s gone!), we’ve been taught that everything goes away if we don’t act now.

So, I challenge YOU to understand abundance and put an end to that lack mentality. 

“I challenge you to ask why others keep winning while you follow the rules and can’t seem to get ahead.”


Question what you’ve done up to this point, and be open to brand new mindsets if you want something different than you have today. 

In This Episode You Will Learn:

Why a lack mindset can be linked to the absence of abundance How you are either attracting lack or abundance How the abundance mindset applies to relationships, money, career and more




For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

48: The Importance of Serving Others and Customer Relationships with LA's Number 1 Real Estate Agent Tami Pardee  

Today’s episode is a modern-day Cinderella story…except there’s no fairy godmother or prince in it. Real-estate rock star, Tami Pardee, learned to work hard at a young age and she’s been working ever since. Having been raised poor and later brought into wealth, she was taught early on the value of money and the importance of hard work and getting things done.


This minivan-driving mom of four uses this same work ethic and drive to dominate L.A.’s residential real estate market today. Listen in to find out how she balances this massively successful business with a family and why she feels called to give back by helping others find or reignite their purpose.




Question Highlights:


Where did your drive for insane success come from? Did you always want this
level of success?


What are some of your wall-kicking business moments/challenges? How did you work
through those challenges?


How do you balance a busy family and a busy, successful career?


How do you want your children to define success?


What effect has your MS diagnosis had on your life/career?


What is the main driver of your success?


Why is giving back so important to you?


Is there a correlation between success and giving?



In This Episode You Will Learn:


About the impact that hard work has had on Tami’s life


Why Tami dominates the Los Angeles residential real estate market


Why it’s so important to serve others


Tips to maintain your customer relationships


How to deal with the haters


Why Tami involves her children in various areas of her business


About the importance of living a life of purpose


Why you must be successful in all areas of your life: personal, relationships, family, community and business


And so much more…


Tami’s Thoughts…


“I’m not really about money, it’s more about the comfort of knowing that everything is OK and I control my own destiny.”


“I was driven by helping people.”


“If you take care of your farm, the farm will take care of you.”


“If you show up as loving and kind and are good to people, they’re going to reflect that.”


“In order to live, you need connection, purpose and passion.”


“It feels good to give back – it feeds the soul.”


“If you don’t have fear, you’re doing something wrong.”


“We need to own our own power.”




Tami Halton Pardee’s expertise in Southern California real estate and entrepreneurship is unrivaled. As owner and principal broker of Halton Pardee + Partners (formerly Pardee Properties), Tami is the #1 agent in Los Angeles and the company is the #1 brokerage on the Westside. Responsible for selling over $2 billion worth of residential and commercial properties since beginning in 2005, Tami has built a new model for real estate to better serve clients. In recognition of her work as both an entrepreneur as well as her focus on charity, Good Housekeeping presented Tami the 2016 Awesome Women Award, plus she received a nomination by the Los Angeles Business Journal for Philanthropist of the Year in 2016. 
Tami received her undergraduate degree from Boston University and her MBA from Loyola Marymount University and spent several years working in the corporate world before creating a business that integrated into the community. Understanding that the buying or selling of a home is one of life’s most important life-changing decisions, Tami launched Halton Pardee + Partners with the goal of helping people have a seamless experience. Her unique business model creates a true work-family of staff employees (rather than the traditional independent contractor model), building a culture that results in continued success and a consistent ranking of #1 for sales in its region.  
Although Tami has been diagnosed with multiple sclerosis (MS), she continues to drive toward the values and goals that allow her to help others. The Halton Pardee + Partners tagline of “Open Doors. Lifting Hearts. Changing Lives.” is the credo that drives the company. Furthering Tami’s deep commitment to the community, she created the Life-Changer Program that empowers the transformation of lives and communities. Via active participation and significant financial contributions to local charities that have a direct impact on the lives of those in need, the Life-Changer Program has worked with Harvest Home, Teen Project, Homeless Task Force, Venice Community Housing Corporation, and many more to tackle the issues important to Westside residents.




Life Change Warrior Program

Halton Pardee Real Estate





For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out



If you’ve been listening to my podcast, you know I want everyone to succeed. And what’s more, I love it when a person’s success is created by a no-excuses ability to succeed. Does that trait describe you?


It’s no coincidence that many of my podcast guests possess this same trait. Many have hit rock bottom only to become multi-millionaires later on. How were they able to do this? They turned the few assets they had into full-fledged resources. They were resourceful with what they had!


“It’s not how many resources you have, it’s your resourcefulness that determines your ability to succeed.”


While some people are just “given” resources because they have the money to put behind it, I find that sometimes these are the people who end up failing. The stakes aren’t as high and they’re not as personally invested in the business or project. They’re not concerned with the seemingly little things. My resourceful friends think a little differently – they see every seed (big or small) as something BIG.


“Resourcefulness means you are able to find any little thing that other people might overlook and turn it into something big.”


Whether it’s Googling, working two jobs and saving the money or getting to know the right people, you are fully equipped to create the level of resourcefulness that translates into massive success (however you define it). It’s simply a matter of planting the seeds, nurturing them and watching them turn into your dreams.


“When you fully grasp the idea that it’s all about how resourceful you are instead of what resources you have, that’s when you are fully empowered to know that your success is in your own hands.”


How resourceful are you?


In This Episode You Will Learn:


The difference between resources and resourcefulness Why having resources doesn’t guarantee success How to turn your resourcefulness into resources





For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

46: Is It Better to Be Masculine or Feminine in Order to Gain Wealth in Business with Dr. Jade Teta  


For years, Dr. Jade Teta, co-founder of The Metabolic Effect, was considered a jock and class clown – and at the time he accepted that. However, upon his senior year in high school and after a couple pivotal conversations, he realized that he was meant to do more and knew that he needed to become and do something more that made a difference and made him happy. Fast forward to today and Jade did just that and is massively successful.


We covered so much ground in our conversation and we literally could have gone on for hours more. From his upbringing and personal story to his emphasis on helping others find and live in their purposes every day, I can’t wait for you to listen and hear how truly amazing and he truly is. Enjoy!



Question Highlights:


At what age did you make the choice to be and do something different?


Why did your story of missing something make you go get it, whereas so many others would let it stop them in their tracks?


How do we get someone to attack their fears?


Having just sold a business, how did your recent re-implementation of visualization and meditation come into play?


What effect has books had on your business and financial success?


Do you see a difference in the ways men and women view money, wealth, and success or does it come down to the individual regardless of gender?


Do you feel it’s beneficial to be a hybrid of different feminine and masculine qualities?


What role has generosity played in your business and life?



In This Episode You Will Learn:


How our stories impact what we do in life


About the importance of attacking your fears and putting yourself in uncomfortable situations


Why you must consciously choose your purpose


How to successfully implement visualization and meditation (and why it’s so essential)


Why it’s vital to read books that challenge your beliefs


About the differences between men and women in business and success


Why we must invest in ourselves


And so much more…



Dr. Teta’s Thoughts…


“Purpose is something you consciously create.”


“Always attack your fears.”


“Tell the story and own it.”


“It’s the strength of your belief that makes a difference.”


“Be confident in the direction you’re going, but be detached in the way you get there.”


“You want to be delusional enough to believe that you are powerful and that you can do anything in life, but insecure enough to be humble and confidently detached.”


“One of the best gifts I can give is to receive what someone gives me.”


“If you’re not here to help, then why the hell are you here?”


“Your ability to make money basically is your ability to touch people.”




Dr. Jade Teta is an integrative physician specializing in natural health, fitness and body transformation. He is the co-author of The Metabolic Effect Diet. He completed his undergraduate training at North Carolina State University, earning a bachelor’s of science in biochemistry. He then went on to study at Bastyr University in Seattle, Washington completing his doctorate in naturopathic medicine. Dr. Teta has worked in the fitness and weight loss fields for over 20 years, and is the co-developer of the rest-based training system for personal training and group exercise. He is also the co-founder of the Naturopathic Health Clinic of North Carolina and of the health, fitness and international fat loss company, Metabolic Effect. His background in natural medicine, along with his fitness expertise, has defined his healthcare specialties of hormonal weight loss and functional medicine approaches to chronic disease.



IG: @jadeteta





For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

45: There Will Always be PAIN, CHOOSE the one the PAYS  

My Two Cents – Ep. 45 – There Will Always Be Pain. Choose the One That Pays.


My Two Cents today is all about pain and choosing the better type of pain in all areas of your life.


Isn’t “better pain” an oxymoron? Well, it can be, but let me explain. There are two different types of pain in life – the kind that keeps us stuck or the kind that propels us forward. This episode is all about choosing the latter.


“There’s always going to be some type of pain, so choose the one that pays better.”


Take working out for example. Sure, working out can cause pain. You’re literally tearing your muscle fibers so your muscle grows. All that sweat and soreness is the pain. Lori and I work out regularly, so we’re choosing the type of pain that helps us grow. If we didn’t work out, we would trade that pain for the opposite – disease, weight gain, low energy etc. Either way equals pain, but one offers a reward.


The same goes for your financial wealth and abundance. Many are unknowingly choosing to struggle financially by playing the victim for their circumstances (It’s not fair…etc.). Similarly, many can choose the pain of self-judgment, knowing they are capable of so much more but not doing it. It’s time to start getting uncomfortable.


“You’re always going to have aches and pains, so let them be pains that give you a life of joy to offset them.”


You’re never choosing to be pain-free, but you can choose the pain of struggle or the pain of growth. It’s so important to choose the right kind of pain, but many of us are choosing wrong. Why?


“It’s easier to choose the type of pain we’re already familiar with then it is to choose the type of pain that’s unknown.”


So I say, choose the unknown. Take that leap. Step into your power and consciously choose the RIGHT set of pains. If you do, the payoff will be well worth it.



In This Episode You Will Learn:


How consciously choosing the right sets of pains can propel you forward How to step out of your comfort zone Why some people are choosing to struggle financially without even knowing it How to step into your power




For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

44: How Wealth Allows This POWERHOUSE WOMAN to be a "Volunteer CEO" with Candy Nelson  

Candy Nelson – Episode 44 – How Wealth Allows This Powerhouse Woman to Be a "Volunteer CEO"


At the age of 15 years old, Candy Nelson had already gotten the entrepreneur bug. And it was all spurred by a 3 a.m. infomercial for some tapes (which she purchased) by Tony Robbins. Upon listening to the tapes, the longing in her soul was answered and she vowed to set goals and complete them.


As the child of teenage parents, Candy’s excitement wasn’t readily reciprocated, but she persisted nonetheless. With the help of her father and a small business loan, by the age of 19, she started her first business. And while it took a few years to see the rewards of it, it is now a raging success. So much so that she was able to hand over the operations and focus on the creation and operation of the nonprofit organization Animal Friends Sanctuary.


Through this organization, Candy is able to donate her time as the CEO and focus on causes that are near and dear to her heart – animal and at-risk kids. Her story (there is so much more to it) is so inspiring as it shows such a shining example of how wealth can do amazing things and make a massive impact on this world.




Question Highlights:


What was it intrinsically inside of you that made you so different as a 15-year-old that you got an idea and followed through on it?


How did Tony Robbin’s tapes turn you into a budding business woman?


How scary was it to start a first-of-its-kind business in your area?


Did your first business take off right away?


What is one of your biggest growing pains and how did you navigate through it?


When did you decide to walk away from the operations side of your first business?


How did the 15-year-old you view money and how do you view it now?


In This Episode You Will Learn:


Overcoming obstacles to create a successful business at age 19


How to “work wealthy”


Why it’s so important to just start – even if you’re unsure


About redirecting your course when things don’t go as planned


How Candy was able to start and become the CEO of a nonprofit organization – and not get paid to do it


And so much more…


Christine’s Thoughts…


“We are not the product of our circumstances.”


“It was a vision – it was something I could see, feel and walk into and that was it. And I reverse-engineered from there.”


“When you do what’s right, things seem to work out.”


“Some people are so fearful looking 10 years ahead that they never start.”


“You’ve got to start and redirect as you go.”


“You never know if you can accomplish or contribute unless you start.”


“Does this decision take me closer to or further away from my mission and life’s purpose?”


“Money is going to just amplify who you already are.”


“The pursuit of money isn’t evil if you have good intentions.”


“Sometimes we have to go through the struggle to realized what our gifts are.”




At just 19, Candy started her first business just out of high school. A serial entrepreneur for nearly two decades, she has built a successful service-based business, developed a nationwide product-based company and invested in real estate investing since the age of 25. 

She started a non-profit organization at the age of 26. Candy has donated over 25,000 hours to that charity as a Volunteer CEO and has raised over three million dollars in the last 10 years. She is actively engaged in saving thousands of animals' lives and bringing hope and healing to abused children. 

She is passionate about encouraging others to stand up and speak out against abuse and cruelty and is committed to inspiring others to live a kinder, most compassionate life.




IG: @volunteerCEO





For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

43: UPLEVEL Your Financial Results - Instant HACK  

So you’ve probably heard that you’re the average of the five people you spend the most time with, but I also believe that you’re also the average of the environment you hang out around most as well. That being said, I’m here to offer you some hacks to help you change that environment to change your outcome. 

While a lot of these will be no-brainers, I think you’ll also find them challenging, but stick with me. 

“At first a lot of these things will feel quite uncomfortable – that’s normal. But the goal is to do them often enough so they feel comfortable so that they can become your new environment.”

Here are a few hacks:

Travel. If you don’t travel, START! If you do travel, travel BETTER. Get a better hotel room. See what it feels like to walk into a better hotel. How are you greeted? How comfortable is the bed? Up-level your hotel experience. Same goes for flying… First Class!


“That extra few hundred dollars could change your level of expectations forever.”

Clothes. If you can’t afford them just try them on. Even if you don’t purchase, you are up-leveling how you look and feel.


“It’s not wasted money if it’s an investment in yourself that totally changes your level of expectation from here on out.”

Restaurants. Not in a place where you can spend money on that expensive of a meal? Get a drink at the bar.


“Change your environment – change your results.”

It’s simple. If you never experience something different, you’ll never pursue it. That’s why it is so crucial to make that S T R E T C H that truly changes your environment. It’s the change that truly counts. 

Of course we all start at different levels, so acknowledge the level you’re at and go from there, whether it’s an extra $20, $200 or $2,000. Regardless of the dollar amount, any time you bust through that uncomfortable barrier, you experience growth.

So, I encourage you… Go splurge a little. Not to hurt yourself financially, but to forever change what you expect of yourself. If you commit to that you will be amazed at the up-leveling effect it will have on all areas of your life.

In This Episode You Will Learn:


Why you are the product of the environment you hang out in How intentionally changing your environment can change your outcome How to get comfortable with the uncomfortable How to up-level your expectations of yourself 



For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

42: How Expectation Hangovers are Costing You Wealth with Christine Hassler  

Christine Hassler – Episode 42 – How Expectation Hangovers Are Costing You Wealth


Today’s guest, Christine Hassler, is one of the wisest people I’ve had on my show to date and I know you’re going to learn a lot from her stories and experiences, too.


As a child, Christine always felt as though she didn’t belong. Growing up with some health problems, she was always seen as different and wasn’t well liked. As difficult as this was to cope with, Christine compensated for it all by focusing on being smart (an overachiever if you will) so she could be super successful. While this tactic worked for a long time, it still never eliminated the feeling that she had something to prove. So after graduating college (double major and a minor in 3.5 years), she went where a lot of people go to do just that – Hollywood. Christine didn’t want to be an actor, but she did end up being an agent.


Christine’s life, from the outside, was amazing – a six-figure career, a successful boyfriend, parties with celebrities etc. – but inside she was miserable and suffering from anxiety and depression. Then with the encouragement of a friend, she met a therapist who loved her unconditionally and for the first time in her life, looked at her with zero judgment. It changed her world. After seeing this therapist for some time, Christine left her successful career to pursue other passions. While at the time this seemed like an easy thing to do, it was anything but, and after multiple setbacks (boyfriend dumped her, diagnosed with an auto immune disorder, massive debt etc.), she still didn’t know what to do with her life.


Throughout this time of struggle, Christine had to seek what it was she truly wanted and she discovered that it was to serve and share her experiences with others. So, she decided to write a book about her own challenges and experiences and getting through them. And that’s when her first book, Expectation Hangover was born. Christine has since published several other books and now coaches individuals and hosts multiple courses.


This is the perfect episode for those who are feeling lost and looking for answers or trying to cope with disappointment and unexpected life events. I know I personally had a few mind-blowing a-ha moments throughout our talk and would love to hear if you had any moments of clarity, too.




Question Highlights:


Where does the desire for a successful life come from?


How do you make the shift from drive to inspired?


What’s holding people back from earning what they want to earn in business?


How can spiritual entrepreneurs bust through “starving artist syndrome?”


How has your abundance/wealth journey evolved?


What is an “Expectation Hangover?”


What is the key to marketing to millennials?



In This Episode You Will Learn:


How to create success by getting and feeling inspired


Why it’s important to have a coach


How to use spiritual and practical/logical approaches to create with inspiration


About working in your zone of genius


Why beliefs around self-worth and money can affect your ability to earn


The meaning of “expectation hangover”


How to reframe failure and disappointment and treat on the emotional, mental, behavior and spiritual levels


Why it’s so crucial to surround yourself with other successful people


Tips on marketing to millennials


And so much more…



Christine’s Thoughts…


“The external cannot fulfill the internal.”


“Success to me is doing things we love.”


“Finances aren’t the only way that our self-worth issues and limiting beliefs show up.”


“Money does matter and it’s energetic, and it’s just another reflection of our overall well-being.”


“If you want to truly help people and serve and be an instrument, you’ve got to own your worth because you’ll be able to serve more people.”


“I want to work with people who are willing to change.”


“You can wait for time to heal your wounds or you can dive in and do the healing work now.”


“Look at failure as feedback.”




Christine Hassler is a best-selling author, keynote speaker, master coach, podcast and TV host who is committed to guiding people and organizations into their highest potential. She left her successful job as a Hollywood agent at 25 to pursue a life she could be passionate about… but it did not come easily. After being inspired by her own unexpected challenges and experiences, she realized her journey was indeed her destination. In 2005, she wrote the first guidebook written exclusively for young women, entitled 20 Something 20 Everything. Christine’s second book, The 20 Something Manifesto written for men and women stems from her experience coaching twenty-something’s. Her newest book Expectation Hangover: Overcoming Disappointment in Work, Love and Life is the guidebook for how to treat disappointment on the emotional, mental, behavioral and spiritual levels.





Find more information about her books and courses at:


IG: @christinehassler



Over it and On with it Podcast:



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41: How to Instantly Change Your Abundance Story  


What’s your abundance story? Are you happy with where you’re at? Or do you operate from a place of lack? If you’re the latter, it’s time to change things up.


As you learned from my previous mini episode, we’re ALL entitled to abundance, but we’re not guaranteed it. That means, when it comes to your own abundance story, it’s up to YOU to make the decisions.


So first off, you’re the one who sets the finish line. Realize that it’s a subjective decision as to what your abundance story us. You are radically abundant right now. You just may be choosing to see your current level of abundance as a lack of abundance because of how you’re choosing to define it.


“Abundance is nothing more than an opinion or feeling. You determine what it is to you.”


For example, let’s say you make $50K a year, and you’re not feeling abundant because you feel like you’re not making a lot of money until you hit $100K. That lack of abundance you feel is on you. You’re the one who created that definition of abundance and you’re unable to recognize the abundance in the $50K that you already make. The same goes for the person making $100K who feels a lack because they’re not making half a million… See where I’m going with this?


“You can’t be pissed off if you don’t feel abundant, because you’re the one who set the finish line.”


You must recognize that you’re the one in control of how you define abundance and appreciate the abundance you already have.


To help, I encourage you to start a gratitude practice. Personally, every morning I start my day with a positive mantra. Mine and my wife’s is: “I am happier, healthier, wealthier, and more fit than I was yesterday.” Then, I do a quick prayer of gratitude – expressing thanks for all the big and little things in my life in that moment. After all, when you’re appreciative of what you already have and you’re feeling abundance, you’re going to attract more abundance.


Lastly, know that your abundance story is just that – a story. This story is nothing but ONE interpretation of the events in your life.


“The events aren’t fiction, but the meaning you put on them is pure fiction. Nothing has meaning other than the meaning you apply to it.”


So do your best to change the events, people or choices that downgrade your abundance story. Choose well! Consciously choose to see the positive over the negative.


“Choose a level of abundance so big that others benefit from it as well.”



In This Episode You Will Learn:


How to create a more rewarding abundance story Why your abundance story is really a subjective decision How to take control of and appreciate the abundance you already have Why having a gratitude practice is so important




For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

40: The Million Dollar Wedding Photographer - BRANDING EXPERT Jenna Kutcher  

After studying corporate business and graduating from college, small-town Wisconsin girl, Jenna Kutcher, landed her dream job (or at least she thought) in a large Midwest-based corporation. Unfortunately, her dreams of wearing heels and a business suit morphed into wearing khaki and red – and was far from glamorous. She knew there had to be something more in store for her.


Enter in the $300 Craig’s List camera. Jenna started taking pictures, enjoying the learning process and sharing her captures online. People started to notice her talent and asked if she would take pictures for them. And so it began, she booked 25 weddings without ever shooting one. A year later, she was doing so well that she was able to leave her corporate job and began photographing weddings full time.


Her photography soon developed into a focus and love for branding. She connected so deeply with her brides and wanted to make their personal visions come to life. This love, and let’s be honest, branding genius, quickly turned into a six-figure business. Having found such success personally, she was confused when she learned that others in wedding photography were struggling. Seeing the need, Jenna began to teach others what she’d learned.


Since then, her photography and branding business has skyrocketed to a seven-figure business (and growing) all based on this founding concept of generosity. From free content and blogs to merchandise and online training courses, Jenna wants everyone to find the same success she has. And she does it all from a place of authenticity, sharing the honest highs and lows of her life and business.




Question Highlights:


How have you taken a very common industry and turned it into a seven-figure entrepreneurial endeavor?


How did you book 25 weddings without ever shooting one?


Do a lot of artists, in general, suffer from limiting money mindsets? Did you always have a strong money mindset?


What does it take to stand out as a wedding photographer?


Where did your drive and high standard of performance come from?


What do we need to know to build a bigger and more engaged audience on IG?



In This Episode You Will Learn:


How Jenna’s wedding photography (and branding expertise) began.


Helpful (but simple) tips that launched Jenna’s wedding photography business.


How to be resourceful without a ton of money.


About limiting money mindset beliefs.


That how you spend your time is just as important as the money you make.


Why it’s so important to first and foremost make connections with people on social media.


Jenna’s top tips for posting and monetizing those posts on Instagram.


And so much more…



Jenna’s Thoughts…


“I landed in the dream job – and it wasn’t a dream.”


“Anyone can go out and do their work for free so they have work to show for it.”


“I believe we should get paid to do what we love.”


“We try to guess what people will be willing to pay for our products or services instead of trusting that we can speak directly to the people who will see our worth and value – and pay full value.”


“Time is my motivator. Money is not. Money is just a measure of how I’m doing with my time.”


“The more vulnerable I’ve been, the more I’ve aligned myself with the right people.”


“People start to recognize you not just by what you do, but by who you are.”


“I teach the what and the why, and then I offer the how.”


“When you hire a team that thinks the best of you, that believes in you, that gets behind you, it’s the most incredible thing you can do for yourself, for your sanity and for your business.”


“Whenever my life hits the fan, my business booms!”




Jenna is small-town Wisconsin photographer, painter, and educator with big dreams. Obsessed with: mac and cheese, puppies, and yoga pants. Most days, you’ll find her in yoga pants, working on the couch with a smile on her face and rescue pups in her lap – or making googly eyes at her hunky husband, Drew, from across the room. She’s a wedding photographer, podcaster, a watercolor artist, and an educator – plus, she’s always got her bags packed for her next wheels-up adventure.




IG: @jennakutcher

FB: @jennakutcher


Goal Digger Podcast:




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39: Finally UNLOCK The ABUNDANCE You Desire by Answering This Question  

Do you know why you haven’t chased down that radical wealth and abundance that you KNOW you’re entitled to and capable of earning? Get ready, it’s time for a deep-dive into your mind!


I can tell you from personal experience, that it’s one of the worst feelings to know that you can do something, but you’re not doing it! But the good news is that you can begin to eliminate these feelings by asking ONE question that can help unlock the answers as to why you haven’t followed through on your pursuit of this abundance wealth.


“Who/what is it serving by you holding back on your quest for wealth and abundance?”


Are your wheels turning? We’ve all been stuck before (yes, me too) because we’re serving someone or something instead of rising to the occasion, going out and getting that abundance. Stop playing SMALL! For instance, you’re not serving your business when you don’t make those sales calls that take your business to another level – you’re serving fear.


Same goes for people… You don’t DARE make more money than those in your group of friends, because that would make them uncomfortable, right? Guess who you’re serving? Hint, it’s not you! Take responsibility for you and get after it.


“You are entitled – not guaranteed – to make the choices to be abundant and wealthy.”


You must become unapologetic when it comes to your abundance and wealth. Until you do, you’re not going to realize what you’re capable of earning, doing or creating. Trust me, I KNOW this can be extremely uncomfortable, but it’s more uncomfortable to know that you’re capable of doing something so much bigger, but you’re anchored because you’re afraid of making someone or something different than it is today.


Know that you’re not the only one who feels that way, and if you have to, borrow some faith from a friend and make it into your own. I promise that once you’re able to move past this who or what isn’t serving, that’s when everything starts coming together and abundance appears. 

In This Episode You Will Learn:


About ridding your life of things or people that aren’t serving you

About why it’s dangerous to choose temporary safe zones over abundance

How to become unapologetic when it comes to wealth and abundance

About the importance of accepting change and getting comfortable with the uncomfortable




For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

38: How This Soul-Fueled CEO Quickly got her Business to SKYROCKET with Amber Lilyestrom  

Everyone, meet Amber Lilyestrom, a fellow entrepreneur and passionate soul who left a successful career to make a bigger impact and fulfill her soul’s higher calling, which has since allowed her to pour more of her time and soul into her family. She now enjoys pushing herself beyond her human limits and mindset roadblocks that inevitably pop up along the way – all to be the BEST version of who she was born to be. 

What I love the most about this mompreneur’s mission and story is that she’s done all of this to help others create businesses that align more with who they are. Amber wants everyone to lead the happiest and most fulfilling life through “coming home to their truth.” And she loves to facilitate that process.

“I’ve always wanted to empower people to embrace and accept themselves because I never did.” 

Of course, the above is rarely a straight path, and that’s why Amber is so transparent about the challenges she’s faced and continues to face (mostly her own limiting beliefs that made her question her personal value). Through her own experiences, she is able to whole-heartedly encourage others to take that leap and use what they have (or don’t have) to their advantage. 

“Action builds belief.”

This podcast is a must-listen for all those who feel that pull on their souls to do something bigger and more true to themselves. It is my hope that by the end of this episode that your soul is fueled, ready to make an impact in your own unique way.

“When I invest in me, it is the greatest investment I will ever make in this lifetime because it pays in dividends exponentially.”


Question Highlights:


How were you taught to view money? What actions are you taking right now to overcome challenges? When did you start your business? How did you make the transition from your existing career to your own business? What has changed since your business started that has allowed your business to grow so quickly? What has been the best investment you’ve made so far? What role has generosity played in your life/business? What are some of the BS reasons that hold other mom’s back from pursuing their calling? 

In This Episode You Will Learn:

How Amber overcame her limiting money mindset beliefs. Why there is more than enough time in your day to fulfill your soul’s purpose. Why it’s so important to teach what you’ve already went through. How the role of generosity plays in Amber’s life and business. Why you are good enough RIGHT NOW to go after your soul’s calling. How stepping into your own truth and doing the work that’s in alignment with your soul’s purpose can make the world a better place. And so much more…


Amber’s Thoughts…

“Our bank accounts and our bodies are really truly these beautiful mirrors for where we are at with our relationships and ourselves.”

“We must operate at a higher level and clear the space and clutter that’s not making us feel good in order to become the master visionaries, creators and leaders that we are.”

“The more I honor what I feel called to and what I am the very best at, the more abundance and goodness there is in my business, bank account, how my body feels and relationships.”

“I will always bet on myself.”

“Give people permission to be who they are.” 

“By you stepping into your truth and doing the work that’s in alignment with your soul’s purpose and calling, you are making the world a better place. When you don’t do that, and shut the door out of fear, then you shut the door on the expansion and growth of mankind.”



Amber Lilyestrom is a transformational branding & business strategist, writer and speaker. She is the host of The Soul Fueled CEO™ Podcast and helps entrepreneurs turn their passions in to heart-centered brands and thriving businesses. 

From idea conception to the construction of the business and its digital landscape, Amber supports visionaries, leaders and disruptivators in changing the world and their lives.

Amber spent 10 years working in collegiate athletics marketing, managing the University of New Hampshire Wildcats brand, as well as teaching sports marketing and mentoring student interns. She was recognized as one of the top sports marketing professionals in the nation.


IG: @amberlilyestrom


Soul Fueled CEO Podcast:

You can find my interview with Amber here: 

For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

37: Fuc#*ng Google It!  


First off, pardon my French, but I really felt the need for an emphasis, a real punch-in-the-gut phrase to drive this episode’s message home.

One of my recent pet peeves (that completely blows my mind) is when people say they don’t know how to do something or how to get started. I politely call BS!

“We live in the easiest time to start a business and thrive that there has ever been.” 

Information is abundant and it’s at our fingertips – you just have to effing Google it! If you want to learn how to launch an eCourse – Google it! You will no doubt find tons of information – videos, step-by-step tutorials – you name it. 

“There’s not a single thing you can’t learn on Google.”

Now I’m not saying all of the things you find are going to be your best answer (perhaps leave surgery for a REAL surgeon?), however it is so FREEING! You no longer have to let this notion stop you in your tracks. And let’s be honest, in this day and age, if you’re not making progress in your business because you don’t know how, you’re just letting fear win.

“You’re driving that fear train to victimhood.”

Stop being a victim and letting fear win. Don’t be afraid to take that step forward. Give up the comfort of playing the victim and asking for someone to help you. Again, I’m not saying any of this to be mean – I simply care about my listeners and want them to wake up!

Three takeaways from this episode:

Wake up and realize that you can do ANYTHING! If you didn’t know before, all of the answers are on Google. Take action. Don’t allow limiting beliefs or fear to slow you down.

Don’t live behind the shield of “I don’t know how” or “I couldn’t find the help.” Sure, it’s comfortable and that’s because most of society goes along with that mentality, but it’s NOT the truth.

The truth is if you want to do something…you can fuc#*ing Google it.

In This Episode You Will Learn:

Taking action

Finding answers on Google

Information abundance




For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

36: From Gang Member to Multi Millionaire with Ryan Blair  

Even though my guest today, Ryan Blair, is known for being one of the most successful entrepreneurs out there, you wouldn’t know it by his humble, surprised attitude with that title.

Ryan’s success story alone will have you believing that you too can do anything if your mind is wired right. Oh, and you’ll likely discover that you’re already a mathematician – you just don’t know it yet. 

Early on in his life, the cards were stacked against Ryan. Coming from a broken home with an abusive father, he never finished high school, and at the age of 14 he was witness to the tragic murder of the girl who gave him his first kiss. Soon after, he was forced into a gang. And while this could have been the move that led to his demise, it instead taught him the essential survival skills needed to succeed as an entrepreneur on the streets.

Some years later with a successful street career in motion, Ryan realized that he now had a choice – he could be successful either on the streets – or off. He chose to apply his entrepreneurial success off the streets. With the ability to experience both sides and looking back, he is truly grateful that he was “wired right.” Ryan attributes that to stating what he wanted and using reverse engineering (math) to get to where he is today.

“You can do your programming and wiring to get exactly where you want to be – you just have to figure it out and reverse engineer it.”

See, I told you you’d get to do some math! For example, Ryan raised money, he borrowed money, asked for investments – he did what it took to get him where he wanted to be. After listening to this podcast you’ll hear the passion in his voice when he talks about these very actions as he believes EVERYONE can become a successful entrepreneur (yes, you too) and it’s just a matter of figuring out the formula so you can use math to do it. 

“The path is the math. There is a mathematical formula. You just have to put in the work to do it.”

Ryan stresses that you always have a choice. Even if you feel like you can’t go into medicine because you’re not a doctor, you CAN! But first, make a decision and become self-aware. Then align yourself with the right people to get you there and have an appetite for learning. Absorb everything you can from the people who you want to emulate. Take their best qualities and implement them in your life. What’s even better is if you can also find the sweet spot of living your dreams and also creating wealth.

“If you have a great life-work integration, you can have a great, happy life.”

Don’t let the societal norms tell you what you can and can’t do. A software engineer by training, Ryan knows he’s not a conventionally trained mathematician, but he’s made himself into one. He personally thrives on the challenge of people telling him he can’t do things. You just need to not care what other people think. I dare you to challenge him and see what happens! ;) It’s just another example of his passion and drive to do more good things in this world through his success.

I love Ryan’s take on money as he equates it to the amount of projects he’s able to take on. The more money he makes, the more projects he can start and the more people he can help. This is the exact mentality that my podcast encourages… the more we have, the more we can GIVE to others. And that’s exactly what Ryan is setting out to do. 

He is passionate about supporting, serving and building up a family of entrepreneurs who he can do business with for the rest of his life (be sure to check out is entrepreneur in residence training at This includes all different varieties of people, businesses etc.

Ryan is out to transform billions of peoples’ lives and make a massive impact. And I have no doubt that his actions will leave a lasting legacy for years to come. 


Ryan Blair is a New York Times bestselling author, self-made multimillionaire and serial entrepreneur who established his first company when he was twenty-one years old and has since created and actively invested in multiple start-ups. Now at age of 38, he has founded and sold numerous businesses for hundreds of millions of dollars, is the founder of global healthy lifestyle company, ViSalus, and is a venture capitalist.


In This Episode You Will Learn: 

Reverse engineering your way to success

Having a great life-work integration

Supporting middle class and entrepreneurs

Using math to find your path



Rock Bottom to Rock Star Nothing to Lose and Everything to Gain: How I Went from Gang Member to Multimillionaire Entrepreneur

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35: Our Single Greatest Overhead  


For the last handful of years or so, I’ve had a phrase/mantra that I’ve repeated to myself over and over: 

“Ego is our greatest overhead.”

I attribute a large part of my wife and I’s financial abundance to this very phrase (it will be my next tattoo – hold me to it). There was a time not that long ago that my ego drove a lot of my decisions, in turn costing me…I don’t even want to know how much money and potential partnerships. There were so many missed opportunities because my ego sensed fear.

Yep, when we feel any type of fear – judgment, failure, not being accepted or success – ego slams on the brakes and “saves the day” before we do something really stupid and embarrass ourselves. But here’s the thing… 

“Your ego isn’t programmed to choose the types of risks and decisions that are needed to achieve massive financial abundance.”  

Speaking of finances, your ego will also encourage you to make bad decisions so you look successful instead of being successful. And who will want to help you if you already look like you know what you’re doing? 

“You’ll never get ahead while you’re pretending to be ahead.”  

So what do you do to calm your ego? Good news, it’s simple really (albeit challenging now and then). Recognize it (or often someone points it out to you). Once you’re aware, it’s just a matter of catching it in the act, recognizing it and reframing it.

Once you’re free of your ego, you’ll find that everything flows faster – relationships, income, happiness, opportunities, sales etc. And we could use a little more abundance and little less ego, right? 

In This Episode You Will Hear About:


How your ego is keeping you from abundance





For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

34: Getting Past FEAR: From Broke in the Desert to a $30 Million Business with Marshall Morris  

Marshall Morris – Episode 34 – Getting Past FEAR: From Broke in the Desert to a $30 Million Business

I must say that this interview is one of my favorite interviews to date because internet marketing ninja, Marshall Morris, kept surprising me with his down to earth, get-it-done attitude, generosity and life and business insights. Did I mention that when he started out, the only internet skill he knew was checking his email? More on that later… First let’s talk about how his career began.

As the son of a hard-working, humble pastor, Marshall was taught early on the value of a hard day’s work. In fact, at a young age, his father would “loan” him out for the weekend to different farmers he did business with to help out (for very little pay). This weekend help wasn’t about making money, however, his father really just wanted to instill in him the value of working hard.

And it’s with this same mentality that his dad encouraged Marshall to attend college, but also informed him that it would be his responsibility to pay his own way – as that’s the way he did it. Growing up in an impoverished family, his dad worked hard to pay for his college while attending so he’d never have to take out a loan.

Not deterred by this, Marshall joined the military so his schooling could be paid for as he went. He never thought he would be deployed, but then 9/11 happened. Obviously, while deployed Marshall couldn’t attend college so instead he read a lot of books (12 hours a night for a year) so he could continue at least some type of education.

Among those books, he found that those focused on business resonated with him the most, and upon returning from his deployment he took it from there. Admittedly having more of a sales mindset from the beginning, he dabbled in real estate but gradually got out of it when the market took a turn.

After returning from being deployed, Marshall was presented with the opportunity to help a friend of a friend with advertising sales on an automotive site that was struggling. Knowing very little about the internet, but feeling that this business could go somewhere, he offered to partner with this person. Their goal was to just make some money, make it a success and figure out the sales and marketing along the way with “Google university.” Eventually the company started doing well, and they sold it to a bigger automotive company.

It was through networking that he met his now business partner, Justin, who was in internet marketing. Having only a Facebook page, he enlisted the help of Marshall. Both found that their strengths and weaknesses balanced each other and they created the business I Heart Dogs. And the rest is history with other businesses such as I Heart Cats, I Heart Birds (and many more).

Marshall and business partner, Justin, excel at building business models and then using those models anywhere. For them and their current niche, they’ve found that the more they do, the more they find opportunity (and who wouldn’t want that?). But how did they build this brand/model to be so successful in the first place?

Marshall states that it comes down to authenticity.

“People want something that’s authentic. We crave authenticity in a world that’s so fake.”

That’s why Marshall’s business makes it a point to give back to the communities they serve. Particularly with the I Heart Dogs mission, they built a program that would help feed dogs without homes or in shelters (so far they’ve fed 8 million dogs in 24 months). They aim to be as transparent and as authentic as possible.

“We see numbers, but they’re people like us with needs and desires.”

Marshall attributes more of their success to the fact that people want to feel good about their purchases AND who they’re buying from. The more authentic you can be, the more you’re going to attract people. And when you do this you’re giving context to your conversation with your customer. To Marshall, it’s more than just selling a product, it’s about showing customers opportunities and making them feel like they’re part of a movement. When you’re talking openly and not just about revenue-oriented topics you build the communities/followers to go with it.

And when you get people to be a part of something and feel good about it becomes a part of their identity, too. 

That’s why Marshall and his business are so passionate about encouraging others to free themselves and achieve their dreams as well. Naming fear as the biggest limiter, he acknowledges that fear is always going to be around.

“You never get rid of your fear, you just battle it.”

The more complicated life and business gets, the more things come at you and the more people break down. You can’t escape it, so you need people to support you.

“Fear isn’t a fact, it’s an emotion.”

Marshall is grateful to have his wife as his rock and main support person along with his family. Often times, when things get stressful, it’s a matter of taking a few days off to reboot and spend time with them.

One crucial time in Marshall and his wife’s lives is what they like to call their “time in the desert.” He had hit rock bottom… going from making hundreds of thousands of dollars to $7 an hour building garages. He had become complacent, not understanding how to balance an abundance of money and lost control of his financial situation. While building these garages and going through this “drought,” Marshall realized he needed to be around people who were going places, growing etc. in order to change his mindset.

Having formerly undervalued his worth, he suffered from what a friend called the “poor boy mindset.” This is someone who feels bad asking for a return on the value they provide, assuming that their value isn’t as high as another. Marshall had to go through a major value SHIFT.

“The whole point of building anything is to create value and capitalize on it. Period. Whatever that looks like. And you’ve got to be able to ask for as much as you create.”

So, Marshall started to rebuild, and a large part of that was again surrounding himself with good people who were going somewhere and who helped him survive and grow. But that was only one part of it. He still had to make the effort to make the connections. Whatever you build manifests outside of you.

“What’s down in the well will come up in the bucket.”

If you’re having trouble finding these people, Marshall suggests to keep things simple. Don’t overcomplicate it – just ask someone to have a cup of coffee with you. Have 3-4 really good questions ready. And then, make it a part of your weekly schedule. You may be investing $5 in a cup of coffee, but he guarantees that you’re receiving a heck of a lot more in value.

I love that Marshall offers this simple advice. It’s just one more way that he GIVES back. And likely it’s because he’s always been motivated to solve a problem and loves a challenge (he’s a bit competitive). ;) Both Marshall and his wife both love being able to do things for people as well… They’ve been through so many similar situations and because of this, they can feel the emotions and have soft spots for anyone experiencing the same or something similar.

“The world needs more generous people with money.”

Marshall is committed to building more profitable businesses that make an impact. He loves seeing businesses that have mastered the balance between giving and business. And it’s amazing when a business can be both genuine and generous while changing people’s lives. 

After all, Marshall clarifies… it’s not about him or his company. It’s a mission to GIVE back, and if you give, that value will come back to you. For example, when Marshall and his wife have felt called to give, every time they have received MORE back. It was never the plan, but that’s what tends to happen.

Marshall goes on to say that he believes money is a great tool when it’s used genuinely to make positive change in the world.

“The world needs people who are ruthlessly unafraid to step out and do what it takes to make change where they feel like they need to make change.”  

We all make impacts and help in different ways whether you’re a craftsman, a musician etc. – so own it! Even if that skillset is making and managing money. 

“If you’re in a place where you’re genuine about what you do and how you operate, there’s no reason to apologize for that skillset.”

You’ve been put on this earth with a set of unique gifts, so PLEASE follow Marshall’s advice and don’t let anyone keep you from YOUR vision. Money is a GOOD thing there’s good intention behind its use. Never, never apologize for the gifts you were born with.

In This Episode You Will Learn: 

Internet marketing

Acknowledging and battling fear


Hitting rock bottom and coming back from it

Following your passion





For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out

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