The Property Podcast

The Property Podcast

United Kingdom

The Property Podcast is the podcast for all property investors, new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item every week, passing on their knowledge and experience to the listeners. They both invest in UK property so they practise what they preach. No hard sell, no bull, just straight-talking property investment advice!

Episodes

ASK82: What effect will the government white paper have on house prices? PLUS: How do you pay off an interest-only mortgage?  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week's questions come from Drew & Matt who...

...ask Rob & Rob...What effect will the government white paper have on house prices? PLUS: How do you pay off an interest-only mortgage?

The Robs give their take on these topics. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

  NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

TPP210: Property investment in Scotland: how and where to buy  

A long overdue podcast focussing on buying in Scotland. What to be aware of when you buy in Scotland, and of course, we will be discussing where to buy.

Check the Home Report. 

The Home Report is a document that exists in Scotland but not here, and we love this as it gives both parties a lot more confidence in the sale as it progresses, as there are no surprises that crop up along the line. 

This will contain a survey (including a valuation), an energy report and a property questionnaire.

Plan your offer

Properties are marketed at a fixed price (which you can offer below if you want), or “offers over”. When it’s “offers over”, you submit a sealed bid before a certain date. After the deadline, the vendor’s solicitor opens all the offers and the vendor chooses which to accept.

Your solicitor puts in the offer

Offers are made by your solicitor directly to the vendor’s solicitor – not via estate agents. So you need to have a solicitor in order to make an offer. You can make your offer “subject to survey” if you want to get your own survey done rather than just relying on the Home Report, but this will obviously be less attractive.

Go through the legals

If your offer is accepted, the vendor’s solicitor will issue a “qualified acceptance” and pass across the property deeds and other documents. Your solicitor will go through it all and raise enquiries.

Once they’re happy, the two solicitors exchange letters – this is known as “concluding missives” and at this point the sale is binding on both sides

Complete

On the date agreed in the contract, you pay the full purchase price (there’s usually no deposit) and the property is signed over to you

So, that's the process, but where should you buy?

Edinburgh – An extremely popular area, but supply is very low at the moment so prices are very high.

Glasgow – Glasgow has lots of demand due to overspill from Edinburgh, so it is fairly expensive but is popular.

Commuter belt of Glasgow/Edinburgh Riding the ripple effect from these two major cities, is the commuter belt, which is well worth checking out.

Stirling – The UK’s most affordable city and a popular tourist destination. (Thanks Ollie Hughes on Hub for the heads up here)

Aberdeen –  Thsi is an interesting market, because it’s so dependent on the oil industry.  Aberdeen had the biggest fall in price in the UK last year.

West Coast, Ayrshire – Another area where high yields are available.

All this said, we're not experts on the Scottish market but there are plenty of people who are over on the forum.

Meet Rob D in Scotland

Our Scottish Meetups are brilliant already but in April we are having a re-boot of our Edinburgh Meetup and we're sending Rob D to say hi. If you can make it, he would love to see you. You can book your completely free ticket to the Edniburgh Meetup on April 6th here.

If you can't make it to Edinburgh there is bound to be a Meetup near you anyway - you can find more details and links to book your tickets, right here.

News story: The Budget U-Turn

Last week we discussed how the Spring Budget was a bit of a non-event, but this week the Government have cemented that status by doing a u-turn on the one major thing that was announced. Read all about it here, but in a nutshell, national insurance is staying the same.

Resource of the week

A Chrome extension from Rob D's friend Patrice. Subliminal Affirmations - set messages that you want to absorb into your conscious. Sounds mad? Maybe, but Rob D has been using this for a couple of weeks and confirms he is feeling even more awesome than usual.

Continue the conversation over in the forum

Have you invested in Scotland? Are you considering it? Discuss all things Scottish in further detail over on the forum. You will see it's discussed pretty often, for example when Charles D recently asked about areas he should consider investing in, or when James from London started this post all about looking at deals in Glasgow.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

ASK81: What are the tax implications of remortgaging? PLUS: Where in the cycle are we?  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week's questions come from Lance & Edward who...

...ask Rob & Rob...What are the tax implications of remortgaging? PLUS: Where in the cycle are we?

The Robs give their take on these topics. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

TPP209 What does the Spring 2017 budget mean for property investors  

The teams at RMP and Yellow have both grown in this past week. RMP have said hello to Julia and Christa, and Yellow have welcomed Donna and Nicole. So that's been a pretty busy week for us all round really!

We've also been creating some more free courses this week. Check out the ones that are there already here, and look out for a brand new course in the next few weeks.

News story: World's fastest hover train could go from Liverpool to Manchester in 7 minutes. 

The Robs could not be more excited about this, even if it does seem quite a long way off right now. It combines some of our favourite cities to invest in, plus trains (and we all know how much Rob B like's trains!). So this is probably one of the most exciting news stories they've seen in a while.

Check out more about the potential Maglev train here.

The Spring Budget

This is a mini-budget, if you will. We've had to dig pretty deep to find something to say on this as The Chancellor did not mention housing at all. Here's a brief summary of points you might want to note though.

Nothing about mortgage relief or stamp duty...in fact, nothing about housing at all! As before – Corporation tax will fall to 19% this April, and will then fall to 17% in April 2020. So good for those holding properties in a company The tax free dividend allowance for company directors will be reduced from £5K to £2K from April 2018. Extension until 2019 until landlords need to keep digital records and send quarterly updates to HMRC Rent-a-room relief – The government will consult on proposals to redesign rent-a-room relief, to ensure it is better targeted to support longer-term lettings. This will align the relief more closely with its intended purpose, to increase supply of affordable long-term lodgings. And from the makers of The Northern Powerhouse...

Did you enjoy the Northern Powerhouse...then you’ll love the Midlands Engine!  We don't have much to say on this right now, but watch this space.

Resource of the week

A lack-lustre budget but to make up for this we have not one but two resources of the week!

Managing your credit file is not exciting, but it is important. It's good to checkout a regular snapshot of how things are doing. The first resource this week is from Money Saving Expert and is called Credit Club. It's super useful and once you're signed up they will do the rest.

You can also get a free score from Experian now. This used to be around £15 per month, so is well worth checking out.

Continue the conversation over in the forum

What did you think to The Budget? Did you get as ridiculously excited over the prospect of the hover train, as Rob B did? Let us know over in the forum.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

ASK80: Can a Shared Ownership property be a buy-to-let? PLUS: My buyer pulled out!  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week's questions come from Trevor & Andy who...

...ask Rob & Rob...Can a Shared Ownership property be a buy-to-let? PLUS: My buyer pulled out!

The Robs give their take on these topics. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.A

TPP208: How would we invest in property if we started again  

This week The Robs jump in their time machine and look at what they would do if they could start investing all over again.

Listen to the podcast in full to find out how both of The Robs started out, and what they would have done differently with the benefit of hindsight. What opportunities did they miss, which disasters do they think they avoided, where would they focus their investment, and what do they think they definitely got right.

News story: Irish government meet with Airbnb to address housing concerns

The housing minister met Airbnb amid concerns that the business is driving up rents and removing housing stock from the rental market in Dublin. Pressure has grown on the government to limit the number of days that a property can be made available to let on Airbnb after findings that there were 2,984 listings in Dublin that involved entire properties being made available for more than 90 nights a year.

Read more on this one right here.

 

  Resource of the week

This week's Resource of the Week is  www.walkscore.com. This one combines Rob B' favourite things - walking and fundamentals! This one we grabbed from over on The Property Hub Forum (what do you mean you haven't checked it out yet?!). This resource gives you a walk score for the fundamentals in any given area - enjoy playing about with that one!  The Robs checked out their own postcodes and one fairs significantly better than the other!

 

Continue the conversation over in the forum

How did you begin and what would you do differently if you could rewind the clock? Let us know over in the forum.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

ASK79: What's the best way to forecast maintenance? PLUS: How to protect your credit file when moving home  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week's questions come from Iain & (another) Rob who...

...ask Rob & Rob...What's the best way to forecast maintenance? PLUS: How to protect your credit file when moving home

The Robs give their take on these topics. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

  NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

TPP207: Non-property books you should read to become a better investor  

A total geek-out for The Robs this week as they're both bookworms. This week they take a look at non-property books which can make you a better investor, and this is well worth checking out.

Rob B gives us a brief teaser of his first investment of the year, more to come on that in a future episode!

Listen to The Robs at the Tropical MBA Podcast

Our favourite podcast other than this one has to be the Tropical MBA Podcast and if you haven't checked it out yet then why ever not? Now is a great time to dive into this one though as you can listen to Rob and Rob in conversation with TMBA in  episode 377: How does your business feel?

House prices set to rise for the next 50 years and outstrip incomes even further, warns ex-Bank of England economist

Our news story this week is exactly as the headline suggests. Rob D has a note of scepticism and explains why, but as Rob B mentions, we make plenty of predictions here at The Hub ourselves! Take a look at the full story here.

It's Meetup night and Rob D is off to the seaside!

It's Meetup night and Rob D is heading to the seaside to the re-launch of the Brighton Meetup. Get your free ticket here if you would like to join him this evening.

Meetups will take place across the country tonight (and in Copenhagen and Hong Kong too), and if you'd like to find your nearest venue, just check out the details over on the website.

Resource of the week

This week's episode is one huge resource of the week and here are all the links mentioned.

Arnold Schwarzenegger - Total recall

Inspiring! But did you know Arnie made his money through property before he was famous?

How to fail at almost everything and still win big - Scott Adams

Lessons: Talent stacking, systems v goals

Tools of Titans - Tim Ferriss

Lessons: Loads - from top performers in all fields

The Subtle Art of not giving a f*** – Mark Manson

Lesson: Perspective  and not being bothered by small stuff

“In life, we have a limited amount of f***s to give. So you must choose your f***s wisely.”

Delivering Happiness - Tony Hsieh

Deliver service like this in property and you’ll stand out for all the right reasons

Continue the conversation over in the forum

Recommend a book that we can add to our ever growing must-read list.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

ASK78: Two questions about funding deposits  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week's questions come from Lisa and James who...

...ask Rob & Rob... Two questions about funding deposits.

The Robs give their take on this topic. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

  NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

TPP206: How systems will change your life  

We love a system here at The Property Hub, and this week Rob & Rob discuss the advantages of setting up basic processes (and in some cases more detailed processes).

 

Rob and Rob discuss why systems are not boring - honestly, stick with it, we guarantee you will be a convert. 

The Robs also give examples of how they use processes throughout their businesses, for the tasks that are done over and over again. 

We also discuss how having good processes allow you to outsource and why you must not outsource without them.

Systems are easier to set up than you'll thing and in this episode we give you some examples of how to do it and how you can implement processes in your property investment journey. 

 

The disappearing middle class clearly illustrated in charts

This is a really interesting piece which takes you through the highlights of a report published recently. There are tons of visuals in this article so check this out and you will see everything points quite clearly to the fact that the middle classes are gradually disappearing. Read more here.

 

Resource of the week

This week's episode is one huge resource of the week and here are all the links mentioned.

The checklist manifesto 

Trello

Evernote

Google Docs

Process Street 

Jing

Continue the conversation over in the forum

What systems do you use? Head to the forum to share some tips. We'd love to know what you're already using in your day to day life.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

ASK77: What if interest rates spike? PLUS: Is there a case for investing in retirement homes?  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week's questions come from two listeners who...

...ask Rob & Rob... What if interest rates spike? PLUS: Is there a case for investing in retirement homes?

The Robs give their take on these topics. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

  NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

TPP205: What does the Housing White Paper mean for landlords  

The much anticipated white paper has landed and it seems clear that the government are keen to bring institutional investment to the rental market. Is this anything to worry about? Not necessarily and it should clamp down on rogue landlords, but it's definitely something to have you your radar.

A key point in the paper states that ‘Encouraging more institutional investors into housing, including for building more homes for private rent, and encouraging family- friendly tenancies.’ Rob and Rob discuss what this really means and what impact this may have on private landlords...

The report goes on to state that more needs to be done to prevent homelessness, but predictably the detail of how this will be done, appears to be lacking. It goes without saying that in a country as wealthy as ours, we should do a lot more to help this issue.

All in all the white paper seems to have been watered down and we can't pretend we're anything other than underwhelmed with it. There's nothing for us to be concerned about in there, but there's nothing radical here at all.

 

Stamp duty receipts soar as buy-to-let investors are undeterred by tax hike.

So, the Treasury collected 18% more stamp duty from the sale of residential properties in 2016 compared with 2015

“One in five of all homes bought in the last six months of the year were additional properties, and this raised £962m for the Treasury's coffers, representing 21% of the tax take during this period.  This amount was higher than forecast by the Office for Budget Responsibility, which had pencilled in £660m for the 2016/17 financial year.”

So if the policy was intended to raise more tax overall, it worked.

If it was meant to deter investors to benefit FTBs, it didn’t! Read more here.

Resource of the week

Rob B came up with our resource of the week this week. It's used within the RMP team to educate on The Northern Powerhouse. There's tons of news here and if you have this area in your investment sights, this is a brilliant place to research. Check it out here. 

Continue the conversation over in the forum

What do you think to the white paper? Discuss your options here.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

ASK76: Can I make a quick profit by flipping at auction? PLUS: Will I get a good deal from a developer by buying in bulk?  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week's questions come from two listeners who...

...ask Rob & Rob... Can I make a quick profit by flipping at auction? PLUS: Will I get a good deal from a developer by buying in bulk?

The Robs give their take on these topics. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

  NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

TPP204: The best exit strategies for property investment  

In this episode we're looking at something pretty different for us - how to exit property!

A lot of our listeners are at the start of their property journey but it's easy to not consider how you will wrap up your portfolio when that time comes around. If you're considering this, then here are some of your options...

Never Let Go

First up is Rob B's current plan - never exit.  If you have no mortgages, can just hold forever for income then pass them on.

If you do have mortgages, you can get mortgages until much later in life than people think. Or if the properties are in a company, as long as there’s another director they can keep the mortgages going.

Advantage: Keeps the income stream going and gives you something to pass on
Disadvantage: Maybe you don’t want to be worrying about interest rates if you have mortgages, or don’t want the hassle of holding property at all

Sell some

You could instead sell enough properties to pay off the mortgage balances on the rest, then revert to the first option of holding on. If you’ve had a long period of growth you might only need to sell one property to pay off everything else.

Advantage: You’re debt-free and keep an income
Disadvantage: CGT

Sell the lot 

Liquidate everything and use the proceeds to invest in other asset classes

Advantage: You get more diversification - can take the money and allocate it across a global portfolio. No hassle from property.
Disadvantage: CGT, nothing to pass on.

A mix of the above

Sell one to pay down debts on the rest, sell a couple more to give you a lump of income to diversify across other asset classes, keep the rest for income with low mortgages.

You might even want to buy different types of property at this point, e.g. if you’ve been focusing on capital growth but now what matters most is a strong income.

Could you be a refurb case study in The Property Hub Magazine?

If you've got a refurb story then we want to know. It's easy to let us know you're interested in the possibility of being featured in the magazine, just send us an email to hello@thepropertyhub.net and Vicky will get back to you.

Barclays unveils 10-year fix buy-to-let mortgage at 2.99%

This is a heck of a rate if you do want that security. It wont be for everyone, but it will definitely be of interest to some. A note of caution though: There are some hefty penalties if you think you may want to move away from that mortgage or sell before the end of that term. Check out more on this here. 

Resource of the week

This week's resource of the week will allow you to speed up, slow down, advance and rewind any HTML5 video with quick shortcuts. Download this Chrome extension here.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

ASK75: Two questions about stamp duty  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week's questions come from Craig & Joe who...

...ask Rob & Rob... two questions about stamp duty.

The Robs give their take on these topics. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

TPP203: Dont be afraid of bridging finance  

In this episode we're going to speak to our very own Rob D in the capacity of 'guest expert'  and we're going to look in depth at bridging finance...

Rob D has been focusing a lot of his investment around bridging loans rather than purchases recently, and he tells us why this has worked for him. He even started his own bridging finance company LendSwift to formalise his involvement in this sector. 

In this episode Rob & Rob explain the basics of how bridging works, when it is a good idea, and when it's to be avoided.

The Robs also discuss when you can use bridging to buy properties that you can't ordinarily raise a mortgage for, and crucially give you their golden rules of bridging.

Go to lendswift.co.uk/borrow to check out the calculators to see how much you can borrow and what it would cost. Don’t use us without shopping around, but use the tool to increase your knowledge.

Yellow Lettings are looking for a London Rep

We're responding to the demand to expand Yellow in to the London area and we're looking for an amazing candidate to join us, working 25 hours a week as a rep dealing with our landlords and their tenants on a regular basis. Does this sound just what you're looking for? You can find all the details right here.

It's Meetup night tonight!

Have you got your free ticket for your local Meetup? Rob D will be in Stratford (East London) and Rob B will be in Richmond, so if you're heading to either of these locations be sure to say hi.

The north/south house price divide to narrow

We promise not to keep making a habit of saying 'we told you so' but the final figures are in for 2016 and Manchester grew by almost 9% last year, with London coming in at 7.3% growth. You can read all about it here. 

Resource of the week

This week's resource is courtesy of Rob B and it's a book - Zero to One. A fascinating read from one of the Paypal founders, billionaire Peter Thiel.

We're social, come and join us.

We're making big efforts to become more social this year, and we'd love you to join in the fun.

Follow us on Facebook

Check us out on Instagram

Join the conversation

Have you used or considered using Bridging Finance? Discuss your experiences over on the forum.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

ASK 74: How best to deal with mortgage valuers? PLUS: Should I buy on the Crossrail route?  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week's questions come from Ryan & Danny who...

...ask Rob & Rob... How best to deal with mortgage valuers?

...Should I buy on the Crossrail route?

The Robs give their take on these topics. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

TPP202: How to invest in 2017 and what to look out for  

In this week's episode we're going to look at how to invest in 2017, which is a great follow up to last week's 'where to invest in 2017' podcast.

Rob B the radio star & a news of a new RMP office

We're also bowing down to a new radio star in our midst - Rob B has been appearing on local radio in Liverpool. He's also been 'up north' looking in and around Warrington for the second RMP office - exciting stuff!

Rob D - getting things done

Rob D has had a great week too though and has been making some serious headway into writing his new book which is going to be all about lettings and management. A HUGE thank you to everyone who took up the challenge and sent over their tips, the book will be all the stronger for your input!

The Property Hub Magazine - landing now

There's a cat on the front cover, what's not to like? Subscribers will be receiving their copies very soon, and we can promise you it's a great one.

The Property Hub Meetups - next week

It's nearly time for The Meetups again and Rob B will be heading to join Roxane and the Richmond Hubbers, while Rob D will be in Stratford, East London. Find your nearest Meetup here and head along.

What's on the agenda for 2017?

Negative Media

The media just love a good dose of doom and gloom, particularly if it is property investment based. It hasn’t happened yet, but we are giving you some advanced notice. It will happen this year and if you’re not careful could suck you in. When the media gets negative we get excited, this is when the best opportunities arise. 

Tax Changes

We have covered this in some depth in the following episodes -

http://thepropertyhub.net/tpp165-tenants-and-taxes/

http://www.propertygeek.net/budget-2015-mortgage-interest-relief-changes-explained/

thepropertyhub.net/Budget2015

thepropertyhub.net/Budget2015part2

http://thepropertyhub.net/should-you-use-a-limited-company-to-invest-in-property/

The upshot is bad news for landlords who have been in the game for a long time, not so bad for new investors because they can plan.

Lettings Fee Ban

The government has just confirmed consultation will begin in a few months time, with the outcome to be announced later this year. You might not notice changes immediately after implementation, but we expect see a trend of letting agents increasing their fees to landlords.

PRA - Prudential Regulation Authority

Sounds complex, but basically all this is means is mortgage companies increasing their stress test levels. Will impact investors in the southeast, investors in the north won't notice the changes.

Article 50

Uncertainty and fear are most likely to be on the menu (again). This will spook some amateur investors, but actually the effect of brexit hard or soft will be felt years down the line.

What should you do and how should you prosper?

Avoid London Remember your goal, don’t get lost in the noise Ignore the media and most of your friends Take advantage of any uncertainty Get your tax affairs in order Get practising your smug face for a few years time Resource of the week

Photo Splash  is this weeks ROTW and is a great fun free app which is perfect for creating some fun images.

We're social -

We're making big efforts to become more social this year, and we'd love you to join in the fun.

Follow us on Facebook

Check us out on Instagram

Join the conversation

What does 2017 hold for you and how are you planning for the year? Head to the forum to discuss all the topics discussed in today's episode.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

ASK73: How do you accurately calculate your return on investment? PLUS: Can I turn my flat into serviced accommodation?  

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. This week Tom & Tony

...ask Rob & Rob... How do you accurately calculate your return on investment?

...and Can I turn my flat into serviced accommodation?

The Robs give their take on these topics. What do you think? Head over to the forum to discuss.

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

TPP201 Where to invest in 2017  

It's the 201st episode of The Property Podcast and this week we're focussing on where to invest in the UK this year. Some of them you may be expecting from us, but there's a couple of wildcards thrown in for good measure. Listen to find out more.

Property Geek

A quick plug for Rod D's Property Geek Podcast - the latest episode talks about new mortgage rules which haven’t had much coverage elsewhere. Take a listen to get up to date. 

Rents are hitting an 'affordability ceiling'

Rob D chose this news story because it proved him right (again). The idea is that rents are getting so high in some areas that if they go up any further, tenants wont afford them, which will only produce more void periods in the end. Rents can't just rise forever as salaries are not rising at the same rate. This is obviously more of an issue in places such as London where tenants are reportedly paying up to 75% of their disposable income on rent. Check out the article here. 

Resource of the week

Tinder for business (apparently). Shapr.co will give you the ability to swipe left or right and make interesting business contacts. Check it out. 

Join the conversation

What do you think to our predictions? Do you want to make any of your own? Head to the forum to have your say.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

0:00/0:00
Video player is in betaClose