The Rentvesting Podcast: For Gen X and Y Property

The Rentvesting Podcast: For Gen X and Y Property

Australia

If you're a property owner, investor or looking to get into the market this Podcast will help cut through the hype, look at the facts and draw on decades of experience to help you make smarter property decisions. The Rentvesting Podcast is for Gen X and Y Property Investors. If you’re a property owner, investor or looking to get into the market The Rentvesting Podcast will help cut through the hype, look at the facts and draw on decades of experience to help you make smarter property decisions. Each week Red & Co Director, and Award Winning Finance Broker Jayden Vecchio will unpack the facts behind the property market, explain what’s really going & where the market is heading. Are you ready to make better property decisions and learn to live where you want, but invest where you can afford?

Episodes

Taku Ekanayake: The Uber Driving Rentvestor. His top 3 Rentvesting Strategies  

Taku Ekanayake has gone from renting in Sydney to building a property portfolio of over 6 properties. He truly lives the rentvesting philosophy.

In this episode, Taku goes through how he started investing with not a whole lot of money (middle-income salary) and then implemented the rentvesting strategy.

We'll speak about:

How he went from 1 to 4 properties Buying interstate Some cool ideas and tips on ways that you can renovate a property before you own it and get the previous landlord to pay for your interest and expenses.

 

For those who haven't heard of Taku, he's actually not a full-time property investor.  Tell us about yourself:

I'm 28 years old and live in Sydney by myself renting, hence why I'm a rentvestor. I was born in Japan but moved here as a toddler, now I work as a sales professional for an IT consultancy. Eventually, I want to get into property full time, but right now investing is just humming in the background

I started in October 2015, and I managed to progress pretty rapidly through the strategy I adopted.

 

When you started, you were on a middle-income salary and renting a share house in Marrickville. How did you get into the market?

Initially, I was looking for somewhere to live in Sydney, and even prices then were around $500-600k, I was priced out of the market and only had a deposit for half of that.

This was a blessing in disguise.

I read  Robert Kiyosaki’s - Rich Dad Poor Dad which was a game changer for me, I shifted from that 'Australian dream' to making your money work for you and looking for income producing assets. Once I started researching into that space I got fixated on it and taken into a maze. Through that, I found different markets and went interstate.

 

What made you look interstate, what was your criteria?

I know I'm not supposed to be investing purely on how much I can afford, but at the time I wanted to get into the property market and only had saved a deposit and just had to look at the market through that. At the time, I was researching what areas were best suited to me, I wanted something that would look after itself, self-funding with rental income covering expenses.

Melbourne was out of the picture for me, so I looked at Brisbane. It was half the price of Sydney with strong yields and good fundamentals. It hadn't seen significant growth and I liked where it was at in the property cycle.

I was still green at the time, just doing research and networking with investors. I was attending seminars - almost two to three a week, online forums and calling agents.

 

Brisbane is a big market, did you have suburbs you were looking for? Or what was your key way to research?

I did have a high-level criteria, I was looking below $400k and wanted to stick to houses only and I read about the oversupply of apartments.

I was looking at a 15 - 20km radius from the city and various pockets, specifically at which areas were undervalued. Through that, I came across Bracken Ridge, I liked how it was priced, the yields it was presenting and what I could buy for under $400k and still get good land content.

Since then, Bracken Ridge has performed well.

 

I really like the quote you said:

“There are so many different markets in Australia, and over the long term Sydney isn’t the best performing market,” he said. “Over the last 15 years – Sydney, Brisbane and Adelaide have all performed the same.”

 

Moving on from there, you bought another property. Where people get stuck is going from one to two properties. Can you tell us about some of the techniques you used to make this happen?

There's no magic pill, but when I bought the first one that was my sole goal, to get one property. I wasn't looking further ahead at the point. So after I bought that, I used up all of my savings and was back to the drawing board. I thought, I need to save again, working as hard as I can then I picked up a second job, Ubering doing 25 - 30 hours a week on the side. That allowed me to accelerate my savings over the next 13 months. I ended up saving about $35k - $40k just over a year. I also revalued the Bracken Ridge property, which I bought it for $375k and it was revalued for about $60k more.

I also gained capital growth increase, pulled out that equity and then used the cash savings to buy the third property.

Property two and three were in a space of about 6 - 8 weeks and that's when I started to adopt the renovation strategy.

I learnt from my mistakes and I knew there had to be a faster way to manufacture that equity. That's how I came about this strategy.

 

What does renovating a property look like to you?

I aim to invest in the middle to outer ring, so I really don't want to overspend because the return I get on them isn't too much. I only want to spend between 3 - 5% of the purchase price.

If there is an opportunity to add real value, like adding an extra room if the floor plan accommodates, that's a good way to add extra rental income and increase the value.

The renovation strategy:

If a property is untenanted, I will negotiate early access so that I can start the renovations immediately. This is so that there is minimum time between renters, so that it can be filled as soon as possible.

 

What are your plans from here?

I still want to continue buying bread and butter properties. I want to get into commercial too because the rental agreements are long term. The only thing with commercial is that you need 30% minimum deposit, so you want healthy buffers and good equity in order to invest.

 

Two or three tips for people getting into the market?

One of the mistakes I pointed out earlier, was that when I started out (only if you want to keep growing), don't just think about the first property. Think, what's the end goal and work back from it. Draw out a strategy and work around it.

Structuring your finance - don't just look for the cheapest interest rates, think about other aspects like does this bank have good finance? Do they allow good top ups? If your strategy is to continue to keep growing, you don't want to go to a lender who's going to hold onto your money.

Cash flow is king! Especially if you're building a property portfolio. Keep a close eye on your rental yields because that will help you sustain your expenses and continue to hold on to your property.

Capital growth is why we play this game but cash flow is what keeps us in this game.

Taku is always keen to network with like-minded people, you can reach out to Taku on LinkedIn, Facebook, Instagram and Twitter @TakuEkanayake.

And remember to check out The Rentvesting Calculator, and other Free Rentvestor Tools to help work out if you should Buy a Home, or Rentvest your way to building a portfolio.

Is Rentvesting better than owning a home? We talk Pros, Cons & the Rentvesting Calculator  

With all the recent buzz in the media, and crazy stats from OECD; which has reported that Australia jumped from 29th to the 9th most unaffordable country for housing in just five years. Then Sydney listed as the world's second most unaffordable city, after Hong Kong, it's not hard to think that buying your home is nearly impossible.

Whether you are a first-time investor or if you already own a home, there is no denying property prices are becoming more and more unaffordable across Australia, and the so-called Australian dream is well out of reach.

The problem is, the traditional mindset towards property (pushed into you from young age) is that rent money is dead money, but in today's market this is completely wrong. Rent money should never be thought of as dead money!

Rentvesting is a pretty neat concept that turns traditional property ownership on its head. 

We believe you should be able to live where you want and invest where you can afford. Okay, this sounds great, but what are the financial benefits in rentvesting versus buying your own property?

Is rentvesting better than owning a home? Good question. 

We designed The Rentvesting Calculator to help you look at the numbers, and see what makes sense FINANCIALLY for you based on your income and how much you would pay to buy a home.

So, how does the calculator work?

This calculator uses your individual situation and calculates whether it is better for you to purchase a property or to rent and invest. If you purchase a house, it uses the long-term mortgage repayments and costs of running the property, versus if you were to rent somewhere.

Whichever strategy leaves you with the most surplus income financially - makes more sense to do!

If there is a surplus of income from renting, the calculator assumes that you will direct this into a portfolio of investments each month. For this investment, this is also a margin loan.

Margin loan

A margin loan is a loan that you take out when purchasing investments that aren’t property, such as shares, or managed investments. For example, if you invest $1,000 of your own money into shares such as Telstra shares, you can take out a loan on top of this to buy more Telstra shares. Now you have $2,000 to invest in Telstra shares rather than $1,000.

Through using a loan, you can help ‘leverage or gear’ your investments. Leverage is a term used when referring to doing more with less, in this case borrowing funds now to help the long-term growth of the investment.

When you purchase a property to live in, you naturally experience leverage because you are using a small deposit to purchase an asset of greater value. As the property value grows this leverage helps the overall return on your contributed funds. This is why we decided to include it in the rentvesting strategy.

On any loan, including margin loans there is a thing called a Loan to Value Ratio (LVR). This calculator assumes a margin loan with a LVR of 30%.

What figures do you need?

Your current income: To determine your current taxable income, tax rate and net after-tax income received. What state you live in: To determine stamp duty and settlement costs as these change dramatically between the different states. Your current situation: To determine if you have a second income (and living expenses) compared to if you are single and on the one income. If you were looking to buy, your house budget? Again this works out how much deposit is needed, and how your after-tax income would be affected. If you were to rent, how much would you spend per week? This works out if you were to rent, how much surplus income you would be left over with to invest! Rentvesting in practice

Let’s work with an example, Jill - she lives in Sydney, works full time and is trying to decide if she should buy a property or purchase something as an investment.

Your current income: $150,000 What state you live in: NSW Your current situation: Single If you were looking to buy, your house budget? $1,000,000 (a little shack West of Sydney!) If you were to rent, how much you would spend per week? $500

Then drum roll, we crunch the numbers through The Rentvesting Calculator.

 

Should I rent or should I buy?

For Jill who is on $150,000 living in Sydney, she would have an additional $10,945.71 in AFTER TAX income that she could put towards investing.

The Rentvesting Calculator then assumes she invests this amount monthly after initially investing her deposit of 20%.

Do you make any assumptions around this? 

Our calculator obviously makes a few assumptions, including:

Marginal tax rates for the 2016/17FY. Income Return – 4.2% p.a. Growth return – 3.6% p.a. Principal and Interest Mortgage repayments over 30 years. Home deposit of 20% required. Mortgage interest rate at long-term averages of 7% p.a. Stamp duty state by state Margin loan interest rate at long-term averages of 8% p.a. Property expenses - $2,000 p.a. insurances, $1500 rates p.a. Other ongoing property costs (maintenance, water, etc) 0.5% p.a.

And a few more caveats around these including

This page shows you an approximate idea about your overall cash flow from either buying or renting. This is the financial metric that determines what strategy will leave you with the most after tax income, while also taking into consideration what percentage of your income you would spend on buying a property or renting. Therefore it may be better for some of you to buy or for some of you to rent. The ultimate decision does come back to you on what your priorities are in life, having somewhere to call your own or moving around while being able to build wealth.

It seems easy to use The Rentvesting Calculator!

Yeap, we tried to make it as simple as possible!

*BUDGET SPECIAL* Impact for Rentvestors, Interest Rates, Exchange Rates & Growth  

On this week's episode of the Rentvesting Podcast, we're talking about the budget that's just been released. We're looking at the impact it has on property and how it will influence the wider market. Especially around the Commonwealth releasing more land and helping the supply side.

 

What is the budget?

Every year, the treasurer announces what the budget will be - that is, just the changes to the overall budget. A lot of what has been announced though may not ever actually go ahead, but it's the measures that the government look at, understanding what they're going to be saving on and spending on.

This year is quite an exciting budget if you're in property or investment.

The whole point of the budget is to help get us out of debt and help the economy. There's a lot of assumptions that the government put around the budget, like the inflation target.

 

First home buyers

We spoke about the superannuation system in this episode, and this is the flow on effect. This is the way to use your super as a vehicle to save money and use it towards your deposit. You can do salary sacrifice, which funds into super and saves to a home deposit.

 

Concessional / pretax

The concessional option you don't pay tax on, so if your base salary is $80k + super you can ask your employer to pay you $10k less (salary sacrifice) and then you only pay tax on the $70k and the other $10k goes towards your super.

On that $10k you would receive in hand $6,550 if you're still earning $80k but if you put it into super it would be $8,500 int your account. Beware though, if you withdraw it you can pay marginal tax rate but there's a 30% offset.

The only catch is, where is your super and where is it invested.

Volatility! If you've invested your super into a high growth, aggressive manner and you're looking to buy a property within 2 -3 years, it's not a good idea to have it in volatile assets. If anyone wants to do this, make sure you're putting this allocation into conservative investments for the short term because you will get an aggressive loss if you do.

Disclaimer: Please seek individual advice.

 

Negative gearing and tax breaks

This one isn't so good for property investors, under new rules, depreciation deductions will only be allowed if investors bought the items themselves. The change will apply to any items purchased after budget night.

How does this affect Rentvestors?

Unless you have the invoice or receipt, you won't be able to claim depreciation.

 

Buying interstate

Claiming negative gearing benefits on interstate properties for inspecting or collecting rent will no longer be allowed.

 

Ghost houses

If a foreign investor has bought a property here and kept it vacant, it's called a ghost house. Now, if it's kept vacant for 6 months or more it will be taxed. It will be at least $5k per annum charge for this, however, information is still limited around this.

Ghost houses can be identified by whether water or electricity has been connected or even just darkness in the evening in certain areas, making you say, where is everyone!?

How does this affect Rentvestors?

This will be good for areas in Sydney and Melbourne which will assist with supply and demand.

 

Record levels of spending on infrastructure

This one is good! The government wants to spend money on growing and improving infrastructure.

New Sydney airport - This will create up to 20k jobs Inland rail link for freight between Melbourne to Brisbane

If you're over 65 and sell your home to downsize and move into a smaller place, you can put $300k each into superannuation as a post-tax contribution. Usually, after 65 and you're not working you can't put funds into your super, but with this change, you can.

How does this affect Rentvestors?

It's going to free up housing stock, due to people being incentivised to downsize which helps to keep the market moving.

 

Incentives for building and development

Increased concession for capital gains tax.

NRAFs - affordability to help people rent properties. If you currently own an investment property, and if it's an affordability housing scheme you can have an additional 10% discount off capital gains tax.

 

Banking

The government has proposed a tax on bank liabilities. This will contribute up to $6 billion over 4 years. This is almost 0.6% which will add to commercial and development loans. This will only affect the big five banks, and unfortunately, this will most likely get passed through to consumers.

How does this affect Rentvestors?

Fixed rates are worth considering, due to rate changes forecasted.

The benefit is, that this will enhance competition because it helps the smaller banks to catch up to the bigger ones.

 

Medicare Levy

Currently, it is 2% of assessable taxable income but the threshold will go up and the medicare levy overall will go up by 0.5%.

How does this affect Rentvestors?

Not massive, but still an additional tax.

 

In summary, it has been a pretty positive outcome: More incentives involved with superannuation and the housing market. The negative gearing side has a few deductions. Ghost housing will be cracked down on. Big infrastructure spends. Incentives for building, developing more social housing. Banks are getting a kick, which could affect consumers. If you've got investment properties, it could be time to look at fixed rates and take a long-term view.

Thank you for listening, we've had some really great reviews lately!

The $13,000 deduction most property investors miss: Depreciation. With Bradley Beer, CEO at BMT Tax Depreciation.  

This week we're talking tax, it would otherwise be a dry episode but we're going to make it fun. It's so important, so we're talking to Bradley Beer from BMT Tax Depreciation.

In this week's episode: What depreciation is How it helps investors How it helps your capital and cash flow long term Common mistakes people make

People forget to get a depreciation report which ultimately cost you money by not claiming deductions.

Depreciation is one of the major things that can help cash flow for Property Investors.

https://www.therentvestingpodcast.com.au/property-depreciation-tax/

Depreciation seems to be an area where people forget about. But what exactly is depreciation tax?

Quite simply, when you've got an investment property, the elements in it wear out like the carpet and items inside. It's like when you have a car and use it for work, you can claim depreciation.

We're buying property for it to increase in value but your carpet is still wearing out. So you can make a claim for this.

It is often missed, however, because it is a non-cash taxed deduction item. Depreciation is wear and tear on the property that happens over time but it is often missed.

 

What does claiming look like for someone who owns an investment property - what would an average depreciation report look like?

The simple thing is that people buy a property with an intent to make money and the depreciation is one of those things from a cash flow element that does make a difference.

Old properties still get some depreciation, but it's always worth asking the question about how much that it might actually be. Deduction depends on your tax rate if you're on a top marginal rate you can get nearly half of it back.

There are some difference in property ages too like if it's built before 1987 you won't get building allowances, so there are questions like that. We, as the agency worry about that though and will tell you if there's enough in the property to make it worthwhile doing it.

The average first-year deduction is about $4,800, while brand new is about $13,000. It changes based on what the property is, but there are always potential deductions and they do mean cash back in your pocket.

 

People speak to different agents and can get confused, so these are some good points. Further to that, how have you seen people maximising depreciation? What can you do as a property investor?

I think one of the important things to start with is to make sure whatever is there, you take advantage of. People don't do this sometimes because they believe they have a good accountant.

The biggest thing that is missed is actually doing it properly in the first place. After that, when you're looking at properties try to get some idea of what makes a difference.

For example, a newer property gets more deductions, then older properties get more back if have newer appliances - like a new hot water system will get more than an older one. You can use our deduction calculator on our website to figure out what sort of deductions can be made.

One of the numbers that need to come in when you're investing is looking at the depreciation deductions. Make sure you know what it will cost you to hold the property before you look at buying.

 

What are some signs of a good operator?

As with anything, if someone's fees are half as much as someone else, then you've got to question if something has been cut out of the process.

One thing we always make sure that is done is inspecting the properties ourselves. We go out and look at the type of assets in the property to put a price on it. Nothing is outsourced, it's done by people getting the maximum deductions out of the property.

That widens to how you estimate the construction costs. We measure and estimate the building then marry that with the tax rules, we also build the software to make sure the tax rules are applied properly. Inspecting the property is important because it's being thorough and not making a guess about it. I think with any type of professional service if you cut corners you can do it cheaply, but in the long run, this will mean you'll probably miss things and end up with fewer deductions.

 

In summary: If you've had a report done, it's worth reviewing when it was last completed. Making sure you haven't replaced anything (like new carpet) and are potentially missing out on depreciation. If you don't already, make sure you have a report in place. All rentvestors should look at this because you could be leaving money on the table!

If you didn’t mind this episode (or even maybe liked it!), please leave a review for us on iTunes here, and if you’d like a visual guide on how to leave a review, check out these instructions here. Don't forget to check out Louis' new site Self Made Millenials here.

4 INVESTOR TRAPS: Ways to avoid making common rentvesting stuff ups!  

This week we’re talking about behavioral traps that can stop Rentvestors from starting their journey - breaking it down to short term issues, old timers and their prospect theories, when you follow the crowd and the issues around that, and analysis paralysis.

This is all stuff we see every day of the week, so we’re going to break it down into detail. We hope you’ll learn not to take tips from online forums.

Today we’ll be going through four behaviours that will kill your overall investments in life, including:

Myopic risk aversion

Prospect theory

Herd theory

Analysis paralysis

https://www.therentvestingpodcast.com.au/behavioral-traps-rentvestors/ for questions contact us at jayden@therentvestingpodcast.com.au

INVESTOR LOAN CRACKDOWN: What you need to know  

This week we are talking about investment lending. We are looking at why the banks and APRA are tightening down on this. So we thought we’d help you understand how to avoid some of the nasty changes that may be coming.

As always, for the full show overview check out http://www.therentvestingpodcast.com.au/ or contact us at jayden@therentvestingpodcast.com.au 

HOW NOT TO OVERPAY: 5 Negotiating Techniques You Need to Know When Buying Property  

In this week's episode of The Rentvesting Podcast we’ve got a special guest, Anthony Oddo, who is the residential sales director at Red & Co.

Anthony is taking us through some tips on how to avoid overpaying with some awesome negotiation tactics.

In this episode we cover: The agents’ mindset What they look for in people Questions to ask agents for better prices Tips to implement on how to make agents take your offers How to get the best price you can
PROPERTY BUBBLE? IS THE MARKET ABOUT TO CRASH? Where is the market headed, is Australian property in trouble?  

Is the bubble about to burst? Where are Sydney & Melbourne property prices headed?

In this episode we go through:

What a bubble is? How property cycles work and the current figures What the market has done historically Where we think it's moving forward to

As always, for the full show overview check out http://www.therentvestingpodcast.com.au/ or email us at jvecchio@redandco.com.au 

 

Rise of the Robots? Should I use Robo-Advice, ETF's and making money on Managed Funds?  

RISE OF THE ROBOTS!! This week we had a great question about ETF’s and managed funds. We're going to be looking at the pros cons and why you’d choose a managed fund or exchange traded fund. We're also covering the role of robots with our money, robo-advisers and what it entails. Finally, we'll cover what to look for in a financial advisor.

Can You Use Your Super As a House Deposit? What are the pros, cons and issues?  

This week, we get super political, we're talking about taking money out from your superannuation (super). This topic stems from how a lot of Australians are struggling to save for a house deposit, which is where super comes in.

In some cities with house prices are at all time highs and people having trouble saving a house deposit, therefore with money sitting in super there is a desire to access this. So we’re going to delve into whether it’s a good idea or bad idea to access super to pay for your deposit. The Australian Government are speaking about allowing people to access this money to fund their home deposit too.

Got any questions, comments and feeback? Hit us up at http://www.therentvestingpodcast.com.au/ and if you like the podcast please leave a review on Itunes or wherever you get your podcasts from.

How to get wealthy in property, shares and investing with Tony Robbins book Unshakable  

The Rentvesting Podcast is the ultimate property podcast that unpacks the facts and explains what's really going on in property.   It's not timing but time in the market that matters. This week, Jayden's been reading (shock, horror!). He came across a book by Tony Robbins - Unshakeable. In Tony's previous book, he wrote about how after the GFC a lot of people had issues, so he has written another book helping people get around that and get over the fears of what stops from investing and making money.  In this episode we cover: How to be wealthy Getting over your fears The power of compound interest Trying to time the market, diversification.  We're talking about some of the most common mistakes investors make—and how to avoid them.

Should I use the first home buyers grant? Pros, Cons, how people get stuck.  

This week, the Victorian state government have made some changes to the first homeowners grant. This is a question were asked all too often - What is the first home buyers grant and should I get it? For more details check out the website http://www.therentvestingpodcast.com.au/

8 SIGNS A SUBURB IS ABOUT TO BOOM (OR GO BUST!!)  

Hey guys and welcome to this weeks episode of the rentvesting podcast. With auction clearance rates hitting highs of over 2,000 for the year, and clearance rates in excess of 77% how do you know if a suburb is about boom? Any smart investor will know that you make your money when you buy, not when you sell. In property, the key is to buy into a city or suburb that is about to boom, meaning you get in before prices rise and enjoy the wealth that comes from the growth. Unfortunately, it’s a lot easier said than done. If it was easy, everyone would be making a fortune from property. It can be very hard to tell when a suburb is about to boom, but there are a couple of key indicators that you should look out for.

HOW TO MAKE $2.20M PROFIT FROM ONE PROPERTY WITH PETER SWIZTER [REPLAY]  

We've got one from the archives this week, we're talking to Peter Switzer. This has to be one of my favourite interviews of all time, lots of practical tips. This week we’re speaking to Peter Switzer, a published author, host of the Switzer Show on Sky Business News, former university lecturer, property investor, entrepreneur and employer that has over 50 staff throughout his various businesses. He has been involved in the property industry for almost his entire life, in the global financial crisis he bought a young women’s magazine and has helped to grow that too.

HOW DO I WIN IN PROPERTY? WHAT'S HOLDING YOU BACK AND MAKING AUSTRALIAN PROPERTY GREAT AGAIN  

In this week's episode, Louis is speaking about trickle down economics. We saw a few articles about how less than 1 in 10 young Australians think they'll be better off than their parents will be, which was a Deloitte study conducted in 2016. One of the biggest concerns of Millennials is wealth, retirement and getting a job. Today we're talking about: What's holding back the economy and people as individuals What you can do to mitigate it The steps you can take today A few takeaway points

DOOM, GLOOM & RISKS IN PROPERTY. HOW TO MITIGATE & COVER OFF ON THE DOWNSIDE.  

Welcome to the Rentvesting Podcast, the ultimate property podcast that unpacks the facts and explains what's really going on in property. In this week's episode, we're talking about risks involved and getting doomy and gloomy with it. Hang in there though, because we'll be covering: Risks in property Types of risks What these risks look like How to identify them How to mitigate them as best you can It's good to be aware of these sort of things, as the reality is, property hasn't gone up for everyone in every area. So being aware of risks involved is a key part of buying and selling.

SHOULD I INVEST IN SHARES? WHAT ARE THE RISKS & STRATEGIES INVOLVED?  

In this week's episode, of The Rentvesting Podcast, Louis is sharing his share stories with us. We're talking about: An article we read about Millenials, who are buying shares and why that is What shares are Some of the risks when buying shares Why you would want to access them and how Don't forget to give us some feedback or drop us a line on Facebook here.

Want to know where to find high yielding property? We talk DHA, Student Acom, Granny Flats and more  

In this episode we're talking about: What is a yield? Why is it important? The difference between the gross yield and mega yield Some strategies on how to unlock that yield We're looking at practical way on how to get more yield out of renovating, student accommodation, defence housing (DHA), granny flats and fully furnished properties. If you want more details to email us (jayden@therentvestingpodcast.com.au or louis@therentvestingpodcast.com.au) or send us a question on Facebook. We'd love to hear from you!

IS 2017 THE YEAR OF THE RENTVESTOR? PROPERTY TRENDS & WHERE IS THE PROPERTY MARKET HEADED?  

Today we're covering the rise of the renters! Louis is going to take us through the history of property, looking at Sydney, Melbourne and Brisbane in the 70s, 80s, 90s and now. In this episode we cover: The rise of renters What power tenants have What landlords can do to counteract that Yield - leading into next weeks episode Also, if you didn't mind this episode (or even maybe liked it!), please leave a review for us on iTunes here, and if you'd like a visual guide on how to leave a review, check out these instructions here. It's 2017, and there are lots of news articles coming about covering renting. So today we're going to talk about the year of renters, going through a few different points, more specifically we're looking at affordability and demographics.

OUR BIGGEST MISTAKES: ROOKIE ERRORS WHEN INVESTING  

Learn how to live where you want, but invest where you can afford. Welcome to the Rentvesting Podcast! This week we're speaking about our n00b errors we made as young, naive investors! In this episode, we're going to cover: - Speculating over investing - Not diversifying - Listening to the media - Over-leveraging - Over-captilising For more details and free tools check out http://www.therentvestingpodcast.com.au/worst-mistakes-when-investing-property or facebook.com/therentvestingpodcast

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