Episodios

  • Fernando and Anushka, 30 and 31, live in San Diego and earn high incomes—matching $135,000 salaries, in fact. They have healthy investment and savings rates, send money to his family back home, and rent a nice apartment. They’re living their Rich Lives, or are they?
    This episode is brought to you by:
    Hatch | A million things don’t want you to sleep, Hatch does. Get $20 off a Hatch Restore and free shipping at https://hatch.co/ramit.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Links mentioned in this episode
    • “My parents keep expecting us to pay for them” #7
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Peter and Megan, 36 and 37, are married with no kids but severe financial stress threatens their future together. Peter has grown to resent Megan’s unwillingness to seek a higher income. He’s changed jobs, but won’t consider selling any of their seven vehicles to alleviate their stress.
    This episode is brought to you by:
    Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
    Thinkific | The same platform I use to build online courses online https://thinkific.com.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Links mentioned in this episode
    • “I pretend things are fine, but we’re 2 months from going bankrupt” #78
    • “We 4x’d our salary as COVID nurses. The experience haunts us. So does the money” #75
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

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  • In part two with Elizabeth and Jonathan, 36 and 38, we continue unpacking their complicated personal backgrounds with money as they relate to current spending, investing, and saving habits. They’re stuck in a loop of debt and financial stress, but are they ready to make positive changes?
    This episode is brought to you by:
    Sidebar | Join thousands of leaders from companies like Microsoft, Amazon, and Meta who have taken the first step towards accelerating their career https://sidebar.com
    Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
    Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Links mentioned in this episode
    • “We have no savings but bought our kid a $500 toy for Christmas” (Part 1)
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Elizabeth and Jonathan are in their mid-thirties, have been married for 13 years, and share a young daughter. They bought a starter home after getting married, but expensive renovations are still underway. They struggle with debt and spend a lot on their child. They’re wondering—is this it?
    This episode is brought to you by:
    Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Links mentioned in this episode
    • “We’re broke, but I spend $350/mo on clothes” (Part 2)
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Callie and Travis, 36 and 39, have two kids and live in southern Texas near the ocean. They’ve made a conscious decision to run their own small businesses without the pressure of climbing a corporate ladder. But how relaxed is too relaxed? Callie is ready to get serious; is Travis?This episode is brought to you by:Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. Thinkific | The same platform I use to build online courses online https://thinkific.com.DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.Connect with Ramit• Get the Podcast Newsletter and exclusive Q&A about the show• Get Money Coaching with Ramit • Download the Conscious Spending Plan• Listen to my book—now on Audible• Get my New York Times best-selling book• Get my no-numbers journal• Other episodes• Instagram• Twitter• YouTube• Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.

  • Ashley and Christopher, 30 and 28, recently got engaged and look forward to planning a wedding, having kids, etc. But Christoper has lived with credit card debt his whole life. As an accountant, he feels like he’s got it under control. Ashley worries about what his spending means for their future.
    This episode is brought to you by:
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Erik is 44 and Andrea is 43. They’re trying to determine what to do with a bump in income. Andrea wants to save for college tuition, because that’s what her parents did. Erik’s did not, so he’d rather use it elsewhere. Can they overcome their inherited patterns and come together on a shared vision?
    This episode is brought to you by:
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. 
    Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Kristin is 32 and David is 38. They share five kids in a blended family and David is getting close to military retirement. The problem is their spending—fueled by emotions alone, they make purchase after purchase, soaring over set budgets and putting the future of their family at risk.
    This episode is brought to you by:
    Thinkific | The same platform I use to build online courses online https://thinkific.com.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Brad and Angie, 55 and 56, are each 10 years into a second marriage. With six adult children out of the house, they’re planning to buy an RV and tour the country in as little as two years. Carrying credit card debt, student loans, a HELOC, mortgage, and only $3,000 saved—can they?
    This episode is brought to you by:
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. 
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Amy and Tori are in their late 20s. They recently got married and honeymooned in Greece, racking up tens of thousands of dollars in credit card debt. A brand new house, changing jobs, and influential backgrounds all come into play as they work on a plan to pay it down.
    This episode is brought to you by:
    AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.
    Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show


    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit 

    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Brian is 56 and Rachel is 51 and they’re both lawyers. She’s lost thousands on a financial advisor and he can’t stop paying his daughter’s rent. Brian wants to retire soon, but the thought of losing his income has Rachel in a panic about whether they would be able to maintain their lifestyle.
    This episode is brought to you by:
    Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
    Thinkific | The same platform I use to build online courses online https://thinkific.com.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping.
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show

    Get Money Coaching with Ramit

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • April and Kevin are in their mid thirties with two kids. They’ve been married for twelve years and Kevin recently came across a good book on finance—one which empowered him to learn more about their finances. What he found shocked him, and has driven deep cracks in their marriage.
    This episode is brought to you by:
    Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show


    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit 

    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Sandra, 46, and Brad, 48, return for Part 2 as we get our hands dirty with their incredible decision to invest $1,000,000—their entire net worth—into one oil operation. It’s paying out $20k a month right now, and Brad’s done his research to feel confident. But Sandra can’t handle the risk.
    This episode is brought to you by:
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. 
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    Links mentioned in this episode
    “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show


    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit 

    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Sandra is 46. Brad is 48. They have four children and are living a high lifestyle as a result of two generational income explosions tied to Brad’s work in the home lending industry. That variance, though, seeded issues in their money psychology—leading to risky investments and trust issues.
    This episode is brought to you by:
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Links mentioned in this episode
    “He put our $1M into one risky investment. Will we lose it all?” (Part 2)
    Connect with Ramit
    Get the Podcast Newsletter and exclusive Q&A about the show
    Get Money Coaching with Ramit 
    Download the Conscious Spending Plan
    Get my New York Times best-selling book
    Get my no-numbers journal
    Other episodes
    Instagram
    Twitter
    YouTube
    Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Mel and Babu are both 33 year-old doctors. Babu’s nearly done with his training, putting a huge decision in front of them about where to live and how much he’ll earn. The income numbers are staggering, but how they both feel about money isn’t affected by the number in their bank account.
    This episode is brought to you by:
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. 
    Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Links mentioned in this episode
    “Our financial advisor almost cost us $800k. How do we fire them?” #127
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show

    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit 

    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • David, 33, and Halima, 37, return to follow-up on last week’s episode, where we learned about their debt, painful backgrounds, unrealistic expectations, and patterns of negative behavior with money. Today, Ramit brings them back down to earth, dissects their numbers, and sets the stakes.
    This episode is brought to you by:
    AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Links mentioned in this episode
    “We have $500k in debt. Can I retire early?” (Part 1)
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show

    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • David's 33 and Halima's 37. They’re been married for one year, a second union for both. The deep emotional (and financial) scars from those past relationships tint how they see the world today, limiting their ability to cooperate and leading to ill conceived get-rich-quick schemes and mounting debt.
    This episode is brought to you by:
    Superhuman | Get a free month of lighting fast email at https://try.sprh.mn/ramitsethi. 
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. 
    Long Angle | If you've made a lot of money and you're looking for a community of peers to turn to for advice, go to https://www.longangle.com/ to learn more. 
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit. 
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Links mentioned in this episode

    “MLMs, crypto, real estate—I can’t stop falling for get-rich-quick schemes” (Part 2)

    “We 4x’d our salary as COVID nurses. The experience haunts us. So does the money”

    Why I Don’t Own A House as a Multi-Millionaire…

    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show

    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Kait is 36 and Em is 35. They’re married and pursuing IVF as a means to expand their family. But a misalignment on money stands in the way of a truly shared vision for their future. Em shuts down and delegates responsibility. Kait frantically checks accounts and worries about daily spending.
    This episode is brought to you by:
    Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.
    Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    BetterHelp | Visit https://betterhelp.com/ramit today to get 10% off your first month.
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show

    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit



    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Part 2 with Becki and Dustin drops us right back into a contentious conversation about Dustin’s 6-wheeled truck, but his and Becki’s misalignment runs a lot deeper than that. Once their numbers are revealed, painful truths come to the light—and life altering changes are put on the table.
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    Links mentioned in this episode
    "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)
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    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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  • Becki is 42, Dustin is 36. Becki moved to North Caroline from California two years ago, into Dustin’s house but is feeling disconnected from her family, like the space is still his, not shared. Her troubling credit card history keeps them from getting married and building a future together.
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    Links mentioned in this episode
    “I make $24K a year but my truck costs $1,600+ a month” (Part 2)

    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show

    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit



    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.