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  • What should your monthly management accounts actually look like, and what should they be telling you? In this episode, Claire walks business owners through exactly what Profit Cash Growth delivers to clients on a monthly basis, from the executive summary to the cash flow forecast to the taxes tab, and explains why the goal of every number is to drive a decision in the next 30 days.

    Key topics covered:

    Why monthly reporting is about tactics and quarterly reporting is about strategyThe five sections of a great monthly management pack, and what goes in each oneWhy an executive summary is the most important page in any report, and what it should containHow flagged commentary and trend graphs surface the exceptions that actually matterThe difference between a report that generates decisions and one that just gets filedHow deep-dive ad hoc analysis works alongside monthly reporting to answer the questions that numbers raise

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • Your year-end accounts are not a management tool. For business owners turning over seven figures, waiting for annual accounts to understand how your business is performing is not just inefficient; it is genuinely dangerous. In this episode, Claire breaks down exactly why statutory accounts were never designed to help you run your business, and what better financial reporting actually looks like.

    Key topics covered:

    Why annual accounts can contain numbers that are up to 21 months old by the time you see themThe five specific reasons statutory accounts should never be used to make business decisionsWhy the format mandated by Companies House is designed for compliance, not commercial clarityHow the goals of year-end accounts actively conflict with the goals of running a profitable businessWhat management accounts should look like compared to what most business owners are actually gettingPCG's bespoke reporting portal and what it means to finally see your business in real time

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

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  • In this episode we took a factory tour of Bremont, one of the UK's only luxury watch manufacturers, and walked away with something we didn't expect: a masterclass in how to build a brand that commands premium prices, generates genuine desire, and attracts exactly the right customers. This episode is for any business owner who wants to understand how positioning, scarcity, and storytelling translate into real commercial results.

    Key topics covered:

    How Bremont, founded in 2002, built a brand that feels like it has a century of heritage behind itWhy deliberately making and selling less can be more profitable than chasing volumeThe power of a genuine origin story and why most business owners undersell theirsHow engineered scarcity works in practice, from limited edition watches to the Martin Baker ejector seat clubWhy finding where your audience already gathers beats trying to find them one by oneThe six marketing lessons every seven figure business owner can apply right now

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • This episode is a practical commercial audit for business owners who want to understand whether their business is genuinely protected from competition, or whether they're one well-funded rival away from a serious problem. Claire and Simon dig into Porter's Five Forces, specifically the threat of new entrants, and map out the real-world strategies six and seven-figure business owners can use to build a defensible position before the market moves around them.

    Key Topics Covered:

    Why AI has created the lowest barrier to entry in business history and what that means for service-based businesses in particularThe five forces that determine how vulnerable your business really is to new competitionBrand, IP, ecosystem, legal contracts, and capital requirements as practical moats for owner-managed businessesWhy "I do it better" is no longer a sufficient answer when proposals, websites, and pitches all look the sameHow to use AI itself to score your business against Porter's Five Forces and identify where you have gaps

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • Most business owners think hedging is something airlines and banks do. It isn't. It's something every business with uncertain costs or foreign income is already doing badly — or not doing at all. In this episode, Claire explains what hedging actually is, where it shows up in business and everyday life, and how businesses between £1m and £20m can use it to protect their margins and make smarter decisions.

    Key Topics Covered:

    What hedging actually means in simple terms, and why most people are already doing it without knowing

    Why certainty nearly always beats chasing upside, especially when you're running a growing business

    How foreign currency exposure silently erodes profit margins for businesses buying or selling internationally

    The forward contract: what it is, how it works, and when it makes sense to use one

    Real-world examples from fuel and utilities that show exactly what happens when you don't hedge The one question every business owner should be asking about their biggest variable costs

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • On this episode of the Profit Cash Growth Podcast Simon and Claire discuss what happens when your reported profits don’t match the cash sitting in your bank. They open with a short news note about low consumer confidence in the UK and then move into the main topic: the gap between equity (retained profits) and cash.

    Claire explains how to calculate the gap (equity less total cash in bank accounts), what a positive gap means (profit tied up in the business), and why many healthy‑profit companies still have empty bank accounts. They reveal the common culprits: slow‑paying customers (debtors), excess stock, and under‑leveraged or prepaid assets.

    The hosts give practical steps to free up cash: map the gap on your balance sheet, speed up debtor collections, slow or restructure supplier payments, reduce stock levels, and finance or refinance assets to release cash. They stress the difference between strategic FD work and day‑to‑day financial controls and how small monthly improvements compound into large gains.

    Listeners are encouraged to ask their accountant for the “equity vs cash” number, map where the money is tied up, and take action to reclaim that cash.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • If you've been thinking about changing accountants but keep putting it off, this episode is for you. Claire breaks down exactly why business owners stay with the wrong accountant for too long, demystifies the switching process from start to finish, and explains why the fear of moving is almost always bigger than the reality. Whether you're at half a million or heading toward seven figures, this is the practical conversation you've been avoiding.

    Key Topics Covered:

    Why the fear of switching accountants is almost always bigger than the reality, and what's actually driving it.

    The step-by-step process of moving to a new accountant, including what a chartered firm handles on your behalf.

    When is the right time to switch, and why waiting for your year end is rarely the answer.

    How to handle a difficult or unresponsive old accountant during the handover.

    The signals that tell you you've outgrown your current accountant, even if you can't quite articulate why.

    Why some businesses keep their year-end accountant and add FD services separately.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • This week we break down Making Tax Digital (MTD) for income tax and explain what it means for six- and seven-figure business owners, landlords and the self-employed. Claire defines MTD, why HMRC is moving to digital records and quarterly updates, and how the change affects people with rental income or sole-trader/self-employed turnover.

    They cover who is in scope (personal rental income and self-employment turnover), the current and planned thresholds (50k in April 2026, falling to 30k then 20k in later years), what’s excluded (limited companies, salary/dividends, LLPs and most partnerships), and practical steps: using compatible software, record-keeping, and the likely impacts on cashflow and accountants’ processes.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • On this episode of the Profit Cash Growth Podcast we tackle a debated question: when does a small business become a big business? Aimed at six- and seven-figure business owners, the conversation explores practical frameworks to understand scale, profitability and growth.

    We run a four-round "battle-off" covering metrics (turnover, headcount, locations and funding), the subsidy argument (who deserves public support and when), founder dependency (can the business run without its owner?) and lifestyle versus scalability (choice to stay small vs intent to grow).

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • On this episode of the Profit Cash Growth podcast, hosts discuss the race to use annual tax allowances before the 5th of April and share practical tips for six- and seven-figure business owners to protect profits and improve cash flow.

    The deep guide covers six year-end tax actions you can take now: use the Employment Allowance (up to £10,500 of employer NIC relief), consider the annual pension allowance (up to £60,000 and up to three years’ carry-back), claim directors’ trivial benefits (up to £300 each), use the £150 per head tax-free staff event allowance, book the company-funded annual health check, and review your dividend vs. salary split before the tax year ends — payroll must be paid in the tax year to count.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • In this sequel episode, we explore five things business owners often don’t worry enough about: cash flow timing, business model quality, funding strategy, over-reliance on the owner (key-person risk), and skill stagnation. We share real-world examples and practical advice on how to spot and address these issues before they derail growth.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • This episode breaks down the five common overreactions we see from business owners: obsessing over competitors, panicking about tax bills, fixating on vanity metrics (like revenue or social followers), overinvesting in branding or premises, and fearing one wrong decision.

    Simon and Claire explain why these concerns are often misplaced and share practical ways to focus on what matters: profit, cash and sustainable growth.

    The hosts also offer quick tips—plan cashflow for tax liabilities, prioritise niche execution over constant comparison, use meaningful metrics, avoid expensive branding traps early on, and learn to recognise reversible (B) decisions versus irreversible (A) ones.

    Link To The Robot Dog News Story! https://youtu.be/1ONE4l_pgHw?si=_rnIQVHAsVvtnfYt

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • In this episode of the Profit Cash Growth Podcast we focus on AI in the finance function: Xero’s AI bank reconciliation feature (its limitations and risks), OCR and machine‑learning invoice processing (Dext, others), AI commentary tools for management accounts (Sift, Fathom, DataRails), and the wider question of whether AI can replace CFOs, accountants or bookkeepers. The discussion explains where current tools help, where they fail, and why human nuance, trust and complete data capture remain critical.

    Key takeaways: current AI tools can speed up tasks and act as copilots but often introduce errors without careful oversight; high‑trust roles like CFOs and advisory accountants are unlikely to be fully replaced in the near term; businesses should focus on better data aggregation and training tailored models if they want useful AI assistance.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • In this episode, we explain why debt itself isn't dangerous but the wrong debt or bad decisions can be. Claire walks through the four most common types of business finance — asset finance, term loans, commercial mortgages and invoice finance — and when each is appropriate.

    Core principles covered: match the length and type of funding to what you're buying, distinguish short-term operating needs from long-term investments, and decide whether financing is for growth or survival. Claire gives practical tips on ease of approval, typical terms, and pitfalls like overpaying or becoming trapped on invoice finance.

    Finish with three simple diagnostic questions to choose the right funding: what am I funding, how long will it benefit the business, and is this for growth or survival?

    Here's the Screen Cleaner Thing in PCG Extra! http://bit.ly/3N7aEXm

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • In this week's episode we deliver a fast-paced run-through of 20 legitimate tax savings for business owners. The episode mixes practical tax tips with lighthearted chat and a brief news segment on AI.

    Highlights include the £300 annual entertaining allowance per couple, low 3% benefit-in-kind for electric company cars and first-year full expensing, turning business trips into leisure, free EV charging at work, length-of-service gifts, suggestion scheme rewards, annual health checks, pension contributions up to £60k (with possible backdating), eye tests, software and subscriptions guidance, snacks and trivial benefits, air miles and reward points, rules on memberships and workwear, mobile device rules, working-from-home allowances and home office equipment, relevant life and health insurance, and training/mentoring expenses.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • On this episode of the Profit Cash Growth Podcast, we outline the three levels of financial support every growing business needs: Financial Foundations (compliance, bookkeeping, basic management accounts), Financial Control (a qualified financial controller focusing on processes, reporting, cashflow and forecasting), and Finance Strategy (regular FD input for board-level planning, KPIs, tax planning and high-impact decisions).

    We explain when to move between stages, common mistakes (hiring the cheapest accountant or the wrong FD), and why good finance systems free the owner to focus on growth.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • On this episode of the Profit Cash Growth Podcast we explain the fastest way to increase profit without making more sales: improve utilisation.

    We break utilisation into six asset categories — people, equipment and vehicles, property and space, systems and software, customer lists/data, and working capital — and give clear metrics and tactics to measure and improve each one (revenue per employee, revenue per vehicle, revenue per square foot, features used vs. paid, active customer rates, debtor days and working capital cycle).

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • On this episode of the Profit Cash Growth Podcast we unpack the "thousand-day rule"—why building a stable, profitable business usually takes years and how you can speed that timeline up. We break down the reality behind overnight-success myths, and share five practical ways to shorten the journey: work more on your business (not just in it), hire the right people to free your time, get others contributing to strategic work, adopt technology and automation, and invest in upskilling, mentors and coaching.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • The episode explains HMRC's renewed focus on the £40bn tax gap, the government’s investment in compliance staff and data tools, and why accurate record-keeping (primary and secondary records, VAT invoices, addressed invoices over £250) matters now more than ever.

    We cover common trouble spots — Amazon and marketplace invoices, landlord rental income, work-from-home claims, software subscriptions and benefit-in-kind risks — and give practical guidance: keep clear records, be cautious with VAT claims, and consult a specialist accountant if you discover mistakes.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  • In this episode, we explore how adding friction to payment processes can hurt your cash flow and what to do about it. Explaining why offering only one payment method loses you time and money, and introduces the idea of treating customers as "B2Me" — giving each buyer a choice of convenient payment options. The goal is to remove barriers so customers can pay quickly and reliably.

    The episode outlines seven low-cost, practical technologies you can implement: direct debit (GoCardless with Xero), Xero PayByStatement links, phone-based tap-to-pay, bank QR codes, pay-now buttons on invoices, and card-payment links (e.g., Apron). It also covers using multiple processors (Stripe, Apple/Google Pay, PayPal) so customers can pick the method they prefer.

    ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together!

    ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe

    ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book

    VALUABLE RESOURCES

    Website

    LinkedIn

    YouTube

    Facebook

    ABOUT THE HOST:

    Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

    As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

    Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.