Episodes

  • In this episode of the Beyond Premium podcast, host Luke Fraser speaks with Marco Mirabella, founder of Ensuro, a blockchain-based reinsurance company.

    They discuss Marco's journey from Italy to Asia, his experiences in venture capital, and the founding of Ensuro. The conversation then transitions into the innovative use of cryptocurrency in reinsurance, the challenges of convincing traditional players in the insurance industry, and the allure of blockchain technology.

    Marco shares insights on the startup journey, the importance of identifying niche markets, and the future direction of Ensuro in the evolving landscape of digital assets and insurance.

    00:00 - Introduction to Marco Mirabella

    03:28 - Understanding Ensuro

    05:48 - Reinsurance: Traditional vs. Blockchain Approach

    10:52 - Overcoming Skepticism in the Insurance Industry

    14:00 - The Allure of Cryptocurrency and Its Impact

    17:46 - The Challenges of Startup Life

    21:12 - Navigating Sales Rejections and Market Feedback

    24:33 - Future Vision for Ensuro

  • In this conversation, Valkyrie Holmes and Amanda Southworth discuss their startup, Faura. They share their unique backgrounds, the challenges they face as young founders in the insurance industry, and their vision for the future of their company. The discussion highlights the importance of understanding the insurance landscape, the need for innovative solutions in the face of climate change, and the role of technology in enhancing disaster preparedness.

    Chapters:

    00:00 Introduction to Faura and Its Mission

    06:24 The Importance of Insurance in Natural Disaster Resilience

    12:13 The Role of Technology in Mitigating Natural Disaster Risks

    17:53 Challenges and Surprises in the Journey

    23:14 Advice for Aspiring Entrepreneurs

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  • Tony Canas shares his journey from being an insurance nerd to becoming a prominent figure in the insurance industry. He discusses his experiences in various roles within the insurance sector, the importance of engaging millennials and Gen Z in insurance careers, and the entrepreneurial journey of running his own recruiting firm. Tony emphasizes the need for the insurance industry to adapt to changing workforce expectations, particularly regarding work-life balance and diversity.

    Chapters:

    00:00 Introduction and Background

    13:09 Engaging Millennials in Insurance

    30:07 Diversity and Inclusion in the Insurance Industry

    32:15 The Shift to Remote Work in Insurance

    35:06 Playing to Your Strengths in Your Career

  • Nakita Devlin, founder and CEO of Ric, discusses parametric insurance and the company's goal of providing affordable micro insurance products. Ric specializes in building parametric insurance products. The products are designed to be affordable for individuals, with payouts between $5,000 and $10,000 to help with immediate recovery after an event. Nakita also shares her journey as an entrepreneur and the challenges and opportunities she has encountered.

    Chapters:

    00:00 Introduction and Background

    02:08 Parametric Insurance and Micro Insurance Products

    08:40 The Importance of Rapid Payouts for Recovery

    12:03 The Role of Insurance in Community Resilience

    31:14 Simplifying the Insurance Experience for Consumers

    33:44 Future Plans: Extreme Heat and Wildfire Products

    36:08 Advice for Young Professionals in the Insurance Industry

  • Jake, the CEO of Everyday Life Insurance, shares his journey of starting the company and the challenges he faced in the insurance industry. Jake discusses the different phases of his business, including finding product-market fit, scaling, and focusing on quality. He also reflects on the lessons he has learned as an entrepreneur, including the importance of customer feedback and the challenges of raising venture capital.

    Chapters:

    00:00: Introduction and Background

    03:00: The Broken Life Insurance Market

    07:32: Finding a Co-founder

    10:47: Challenges of Raising Venture Capital

    15:58: Collaboration and Team Building in the Insurance Industry

    22:01: Continuous Learning and Growth in Entrepreneurship

    23:37: Scaling Challenges and Customer Churn

    26:35: The Pros and Cons of Being Venture-Backed

    29:53: The Importance of Customer Satisfaction

    34:40: Advice for Starting a Venture

  • In this episode, Luke Fraser talks with Elisa Stampf, co-founder and CEO of Insure Equality. She shares her personal journey in the insurance industry and how that led her to create Insure Equality after facing harassment and discrimination. Insure Equality is a nonprofit dedicated to making insurance a more welcoming place. This conversation explores the importance of authenticity, challenging norms, and embracing change in the insurance industry. Elisa emphasizes the need for inclusivity and listening to diverse perspectives to drive innovation and create positive change in insurance going forward.

    Chapters

    00:00: Introduction and Background of Insure Equality

    03:24: Creating a Welcoming and Inclusive Insurance Industry

    11:10: Building Community and Advocating for Change

    17:55: Navigating Challenges in the Corporate World

    22:33: Personal Story: Overcoming Discrimination in Insurance

    25:27: Challenging Traditional Norms

    28:26: Creating Autonomy and Innovation

    30:36: Embracing Growth and Learning

    32:25: How to Engage with Insure Equality

    34:47: The Summit: A Platform for Industry Transformation

  • In this episode of the Beyond Premium podcast, Luke Fraser interviews Chris Lowell, a managing director and board member at InnSure. They discuss Chris's background in insurance and his passion for innovation in the industry. Chris emphasizes the importance of insurance in addressing climate change and reducing greenhouse gas emissions. He also talks about the need for more research and development in the insurance sector and the opportunities for entrepreneurs to create new products and services. Chris shares his motivation for working in the insurance industry and offers advice to young professionals.

    Chapters:

    00:00: Introduction and Background

    03:06: Chris's Journey in the Insurance Industry

    06:35: The Opportunity for Innovation in Insurance

    15:28: Entrepreneurial Roles and Focus on Climate Change

    23:17: The Role of Insurance in Unlocking New Technology Markets

    28:27: Motivation and Advice for Young Professionals

    33:25: Call to Action and Contact Information

  • The Beyond Premium podcast ventures into the human side of the insurance industry. This series goes beyond the typical conversations about the industry to unveil the rich, personal stories that drive the space forward.

    In each episode, Luke Fraser chats with industry leaders about their unique journeys - the triumphs, challenges, and moments of insight that have shaped their approach to innovation.

    Join us as we explore the personal stories behind the professionals, getting to know who they are beyond what they do. From groundbreaking strategies to the daily inspirations that fuel their work, our guests give us a view into the human side of insurance innovation.

    Beyond Premium is more than a podcast - it's a movement toward empathy and understanding in an industry ripe for transformation.