Episodes

  • #37: How To Enjoy Your Future

    · Chris Hogan's Retire Inspired

    This is the second episode of a two-part series that addresses how to clean up financial clutter from your past and enjoy your future. Hogan walks through saving, annual accountability, generosity, and how you can supercharge your future. Also featured in this episode: a new Hear From the People segment, with email and event attendee questions; a new Takeaway on milestones; plus Hogan reads a listener’s letter to debt. (If you haven’t listened to the first part, go back and listen to Episode 36: How to Clean Up Your Past.)   0:23—WELCOME   1:32—HOW TO ENJOY YOUR FUTURE Saving for emergencies and purchases (@2:55) Graduate Survival Guide (@6:38) Investing help (@8:39) Insurance and Tax questions (@9:25) A yearly 360-degree financial checkup (@6:53) Experiencing generosity (11:44) Supercharging your future (15:00)   22:56—GET SMART WITH YOUR MONEY For more information and inspiration, join Hogan at a Smart Money event near you.   23:57—HEAR FROM THE PEOPLE Is having a Roth 401(k) and a Roth IRA overkill? (@24:33) What if my spouse is not thinking big enough in high-definition? (@25:20) How do my spouse and I save for the kids’ college during Baby Step 5? (@28:14) Share your questions with Hogan! Email podcast@chrishogan360.com or call 844.283.9383.   32:16—THE TAKEAWAY: MILESTONES Create an event or experience around important landmarks. Mark those experiences with pictures and/or writing. Revisit those images and words so you can look back and remember.   41:34—“DEAR DEBT” Chase, a Hogan VIP, wrote a letter to debt and sent it to Hogan to read in his signature voice.   45:28—RALLY CRY WRAP UP This was the second episode of a two-part series. Don’t forget to listen to Episode 36 if you missed it. Do you know your Retire Inspired Quotient? Discover your R:IQ.

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  • #36: How To Clean Up Your Past

    · Chris Hogan's Retire Inspired

    This episode addresses the often-asked question about cleaning up the financial clutter from your past. Hogan tells his listeners the steps to recover from money mistakes. Also featured in this episode are a Story Spotlight, Wake Up Calls, and a new Millionaire Moment.   0:24—WELCOME   1:33—HOW TO CLEAN UP YOUR PAST Everyone needs a will (@6:41). Check out uslegalforms.com Get term life insurance (@7:45). See zanderinsurance.com Use the best budgeting tool on the planet (12:46). Try everydollar.com Budget what money is coming in (13:20). Budget what money is going out (13:45). Budget your essentials first (14:08). Pay off any debt you owe using the debt snowball method (15:16).   21:46—STORY SPOTLIGHT: MARATHON Marathon runner Ron applied his training principals to investing. Now Ron and his wife Colleen have a net worth of over $2 million. See more of their story on The Dave Ramsey Show YouTube Channel: Millionaire - Ron and Coleen   29:46—WAKE UP CALLS A caller asks about increasing contributions to speed up retirement (@29:59). A caller asks about resources for his disabled mother since his father has passed away (@34:23). Share your questions with Hogan! Email podcast@chrishogan360.com or call (844) 283-9383.   38:35—MILLIONAIRE MOMENT Meet Jean, a self-made millionaire whose net worth has reached over $2 million.   41:56—RALLY CRY WRAP UP This was the first of a two-part series. Next up is Episode #37: “How to Enjoy Your Future.” For a deeper dive, come see Hogan at a Smart Money Do you know your Retire Inspired Quotient? Discover your number: Your R:IQ.

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  • #35: Even The Pros Need A Plan (Special Guest Eddie George)

    · Chris Hogan's Retire Inspired

    Whether you’re an office clerk, a musician or a lawyer, you need a plan for retirement. Even professional athletes need a plan. Hogan talks with NFL great and Heisman Trophy winner Eddie George about the importance of planning for retirement and leaving a legacy. Hogan also interviews Billy Corben—director of ESPN’s 30 for 30 documentary Broke—about the epidemic of professional athletes going broke. Also featured in this episode are a Coach Hogan Halftime Speech and a new Millionaire Moment.   0:24—WELCOME   1:21—THE IMPORTANCE OF A PLAN FOR RETIREMENT Hogan challenges his listeners to use this podcast as motivation to shift their perspective about saving for retirement.   2:58—A CONVERSATION WITH NFL GREAT EDDIE GEORGE   31:20—A CONVERSATION WITH DIRECTOR BILLY CORBEN   47:33—COACH HOGAN HALFTIME SPEECH One of Hogan’s VIPs, Jennifer, wrote herself a halftime speech. Coach Hogan grabs his hat and whistle and delivers.   50:43—MILLIONAIRE MOMENT Meet self-made millionaire Pete, whose net worth has topped $2 million.   53:26—YOUR RETIREMENT PLAN INVOLVES TOOLS AND A TEAM Eddie George and Billy Corben talk about the importance of tools and a team.   Do you have the right tools for building wealth? Use the R:IQ, a free online retirement planning calculator.   Do you have a trustworthy team? Find a SmartVestor Pro near you.

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  • #34: Understand Yourself, Improve Your Marriage (with Dr. Les Parrott) - Part 2

    · Chris Hogan's Retire Inspired

    In the second episode of a two-part series, Hogan shares more insights from the DISC personality assessment as it relates to your relationship with your significant other. Hogan also concludes his conversation with Dr. Les Parrott, marriage and relationship expert, about how getting in sync with your spouse. Also featured in this episode are the segments Hear from the People and Millionaire Moment.   0:24—WELCOME   1:48—UNDERSTANDING YOUR PERSONALITY (PT 2) Hogan applies the DISC personality assessment to relationships and money: Listen to what your spouse says and how they say it. Deliver your thoughts in a way your spouse can best receive the information. Identify your common goals. Find common ground on how to reach those goals. Keep communicating, even when you hit roadblocks.   17:18—GET YOUR OWN DISC: DISC Assessment Test_Tool   18:33— GET IN SYNC WITH YOUR SIGNIFICANT OTHER - WITH DR. LES PARROTT (PT 2) Hogan concludes his conversation with Dr. Parrott about getting in sync with your spouse. More help from Dr. Parrott: Deep Love Assessment_Tool   31:51—HEAR FROM THE PEOPLE Email your questions at podcast@chrishogan360.com or leave a voicemail at (844) 283-9383 A woman asks a mortgage question regarding selling versus foreclosure (@32:42). A man wants to retire from the military soon and wants advice on priorities (@35:43).   40:55—MILLIONAIRE MOMENT Meet Tamara, self-made millionaire whose net worth has reached $1.5 million. Your journey to reach millionaire status starts here!   44:11—RALLY CRY WRAP UP If you missed Part 1 of the conversation with Dr. Les Parrott, download Episode 33 of the Retire Inspired podcast. Have you done your R:IQ? The Retire Inspired Quotient is a free planning tool: Your R:IQ

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  • #33: Understand Yourself, Improve Your Marriage (with Dr. Les Parrott) - Part 1

    · Chris Hogan's Retire Inspired

    Your personality and your relationships affect your financial future. In the first of two episodes, Hogan shares insights about the DISC profile and the different personality styles. Hogan also talks with Dr. Les Parrott, marriage and relationship expert, about getting in sync with your significant other about finances. Also featured in this episode: a Story Spotlight about a couple in Colorado who paid off their home; and a Millionaire Moment.   0:24—WELCOME   1:55—UNDERSTANDING YOUR PERSONALITY (PT 1) Hogan explains the DISC personality styles: Dominant, Interactive, Stabilizing, Cautious   20:53—EVENT ATTENDEES TALK ABOUT COUPLES SHARING RETIREMENT DREAMS   22:59—DISC ASSESSMENT LINK FOR THE VIPs DISC Assessment Test_Tool   23:51—GET IN SYNC WITH YOUR SIGNIFICANT OTHER - WITH DR. LES PARROTT (PT 1) Hogan talks with Dr. Parrott about getting in sync with your significant other about your financial future. They discuss communication, empathy and more.   41:41—STORY SPOTLIGHT: PAID FOR Hogan shares a story about Bill and Patti, a Colorado couple who accelerated their financial future by paying off their home. Plus, they found opportunity and fun along the way! For more on Bill and Patti’s story, go to The Dave Ramsey Show YouTube channel.   49:44—MILLIONAIRE MOMENT Meet self-made millionaire Rachel, whose net worth has reached $3 million.   53:01—RALLY CRY WRAP UP Don’t miss the next Retire Inspired Podcast releasing on August 30: Understand Yourself, Improve Your Marriage—Part 2. Hogan will wrap up his discussion about the DISC and conclude his conversation with Dr. Les Parrott. Have you taken the R:IQ assessment? It is a free retirement planning tool available on chrishogan360.com.

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  • #32: Your Financial Hall Of Fame

    · Chris Hogan's Retire Inspired

    What will your life say to others? That’s the focus of Episode 32, Your Financial Hall of Fame. In it, Chris Hogan challenges you to fast forward and see yourself living in the midst of your accomplished dreams. You’ll see all the sacrifices and all the hard work you put in, but you’ll also see the payoff. Also, to help celebrate the 25-Year Anniversary of The Dave Ramsey Show, Hogan recalls a classic Dave story you’ve probably never heard. In addition, the episode features these regular segments: Hear from The People; The Takeaway (Quick vs. Quality), and Millionaire Moment.   0:26—WELCOME   1:42—HOW DAVE RAMSEY VIEWS PEOPLE In light of the 25 Year Anniversary of The Dave Ramsey Show, Hogan recalls a time at an event where he was eyewitness to a classic “Dave” moment.   5:51—YOUR FINANCIAL HALL OF FAME Make a list of people who have impacted your life. Write them a letter (think of it as a Hall of Fame speech). Revisit your retirement dreams. Understand you are “working” toward your own financial Hall of Fame. Run Hogan’s Triple A Model (Access/Acknowledge/Activate). Utilize all financial tools you have access to. Get a checkup with a financial advisor.   24:07—HEAR FROM THE PEOPLE How often do you shave your head? (@24:32) Is my company-offered ROTH 401(k) the same as a ROTH IRA, and is there a limit to how much can be put in each of these per year? (@24:41) It will take me five years to pay off my remaining $75k in debt, but I am nervous about retirement. Should I start contributing toward it now? (@26:42)   29:42 —PENSION FUNDING CRISIS Article link: No US city or state is running a balanced budget for their pensions. Stanford U Hoover Research Pensions     35:15—THE TAKEAWAY (QUICK VS. QUALITY) We have to take the time to enjoy the quality. There’s no shortcut to building your retirement dream. Hogan gives his 3-point takeaway on the matter.   43:12—MILLIONAIRE MOMENT This moment features self-made millionaires Shawn, whose net-worth is over $4 million. Do you want to reach that million-dollar milestone? Click here for help.   46:41—RALLY CRY WRAP UP Hogan wants to invite you to be a part of our rapidly growing online community. Go on Facebook and search: Hogan’s Retirement Challenge. Have you done your R:IQ? The Retire Inspired Quotient is a free retirement-planning tool. Check it out at chrishogan360.com.

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  • #31: YOU Get To Define Retirement

    · Chris Hogan's Retire Inspired

    No one defines retirement for you. It’s up to you. Hogan shares five negative reasons you might not retire, but he shares five positive reasons, too! Also featured in this episode: Hear From the People; The Takeaway (Futures Under Construction); and a new Millionaire Moment.   0:28—WELCOME   1:43—5 NEGATIVE REASONS YOU MIGHT NOT RETIRE You funded your kid’s education instead of your retirement. You let lifestyle dictate your spending. You thought Social Security would be enough. You borrowed from your 401(k). You let debt hang around.   12:27—5 POSITIVE REASONS YOU MIGHT NOT RETIRE You like your career. You enjoy the challenge of working. You need the social interaction. You want to stay mentally and physically healthy. You decide to try an encore (second) career.   *Check out the original article Hogan wrote about why you might not retire: 7 Mistakes That Could Keep You From Retiring   17:30—LISTEN UP VIPS When Hogan’s son Case was diagnosed with Hunter Syndrome at age 2, the family decided to fight. The degenerative disease affects a person’s ability to walk, talk, eat and think. The average lifespan of someone with the disease is in the teens. If you want to learn more, watch the new docuseries about families (including the Hogans) facing Hunter Syndrome. Go to Projectalive.org.   Remember to subscribe to the podcast and then share it! No one can promote our podcast better than you. Your friends and family can find the podcast online at chrishogan360.com or through the following mobile apps: Apple Podcasts, GooglePlay, or Stitcher. Email us the financial jargon you want Professor Hogan to define for the everyday investor. We would also love for you to send us your personal halftime speeches and retirement poems you want Hogan to read. Email us at podcast@chrishogan360.com.     19:58—HEAR FROM THE PEOPLE Is it a good idea to invest more than 15% toward retirement if I’m almost 50? (@20:18) Regarding life insurance in retirement, where does that fit? Should I do term? Ten years? Fifteen years? (@22:11) What’s the difference between the millionaire and retirement milestones? (@25:41)     33:20 —THE TAKEAWAY (FUTURES UNDER CONSTRUCTION)   39:06—MILLIONAIRE MOMENT Hogan talks with self-made millionaires Mina and Irfan, whose net worth is currently $1.4 million. Do you want to reach that million-dollar milestone? Click here for help.   41:59—RALLY CRY WRAP-UP Hogan wants to invite you to be a part of our rapidly growing online community. Go on Facebook and search: Hogan’s Retirement Challenge. Have you gotten your R:IQ? The Retire Inspired Quotient is a free tool at chrishogan360.com.

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  • #30: Imagine And Activate Your Freedom

    · Chris Hogan's Retire Inspired

    In light of Independence Day, Hogan shares ideas on how you can imagine and then activate your future dreams. Also featured in this episode: Hear from the People, a new Millionaire Moment, and Professor Hogan makes a cameo appearance to define investing terms sent in from VIPs. 0:28—WELCOME   1:28—IMAGINE AND ACTIVATE YOUR FUTURE Imagine you are on Baby Step 7 as part of your dream (@6:50). Imagine three lifestyle changes you can make once you’ve hit your R:IQ (@8:48). Imagine three people or things you will be able to support financially (@9:52). Activate better questions (@10:32). Activate personal billboards (@11:37). Activate legacy documents for loved ones (@12:16). Activate acceleration (@15:25).   20:23—LISTEN UP VIPS When Hogan’s son Case was diagnosed with Hunter Syndrome at age 2, the family decided to fight. The degenerative disease affects the ability to walk, talk, eat, and think. The average lifespan is in the teens. If you want to learn more, watch the new docu-series about families (including the Hogans) facing the crisis of Hunter Syndrome family, go to projectalive.org. Remember to share the podcast and subscribe! No one can promote our podcast better than you. Your friends and family can find the podcast on chrishogan360.com or through the following mobile apps: Apple Podcasts, GooglePlay, or Stitcher. Email us the financial jargon you want Professor Hogan to define for the everyday investor. We would also love for you to send us your personal halftime speeches and retirement poems you want Hogan to read. Email us at podcast@chrishogan360.com   23:05—HEAR FROM THE PEOPLE I see investing like gambling. How do I invest my money without losing it? (23:38) How do I live on nest egg interest without killing the “goose”? (24:52) How can I make the best fund selections from my 401(k)? (27:25) *For more information, listen to Episode #24: The Ultimate 401(k) Questions Should l have Social Security taxed monthly or pay at the end of the year? (28:34) 29:50 —PROFESSOR HOGAN The good professor breaks down big financial words and pop-culture terms emailed in from VIPs: From Kathleen—FLIP IRA (@30:49) From Laura—EXPENSE RATIO (@32:01) From Chris—BEARS / BULLS / DOVES (@32:33) From Megan—TURN UP / SQUAD GOALS / YOLO (@33:53)   36:02—MILLIONAIRE MOMENT Do you want to reach your wealth-building goals? Click here for help. 39:02—RALLY CRY WRAP UP Hogan wants to invite you to be a part of our rapidly growing online community. Go on Facebook and search: Hogan’s Retirement Challenge. Have you done your R:IQ? The Retire Inspired Quotient is a free tool at chrishogan360.com.

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  • #29: How To Get Unstuck & Focus Forward

    · Chris Hogan's Retire Inspired

    The podcast is a year old and we’re just getting started! This episode features Hogan’s 6-Point-Plan so you can get un-stuck and start moving forward. To celebrate the podcast’s anniversary, this episode includes a special segment, “Voices of our Community.” Also featured in this episode are The Takeaway (Financial Farming), and Wake Up Calls.   0:29—ANNIVERSARY WELCOME AND CHALLENGE   0:59—VOICES OF OUR COMMUNITY Many of our VIPs at a recent conference wanted to share their retirement dreams and give personal messages to Hogan about the podcast.   5:48—FROM STUCK TO MOVING FORWARD The Incredible Hulk versus quicksand (@6:00) How to break out of a rut (@9:06) http://www.reliableplant.com/Read/9406/break-out-rut A time when Hogan got stuck: His son’s diagnosis of Hunter Syndrome (@12:23) Hogan’s 6-Point-Plan for Getting “Un-Stuck” (@15:39) Write down what gets you stuck (@15:44) Be accountable to someone (@16:18) Focus on one future dream and post it in your home (@16:55) Add something new to your retirement dream (@18:46) Read a motivational book that will inspire you (@19:24) Suggestions: The Go-Getter (Peter B. Kyne); Rhinocerous Success (Scott Alexander) Find a physical, positive place to dream again (@20:54)   22:44—LISTEN UP VIPS Remember to share the podcast and subscribe! Your friends and family can find the podcast on chrishogan360.com or the following mobile apps: Apple Podcasts, GooglePlay, or Stitcher. Email us the financial jargon you want Professor Hogan to define. We would also love for you to email us halftime speeches and retirement poems you want Hogan to read. Send them to podcast@chrishogan360.com.   24:38—THE TAKEAWAY: FINANCIAL FARMING Even though he grew up in Kentucky, Hogan was never a farmer, but he was around it a lot. His takeaway for financial farming: Start planning now Wait on the harvest / let it grow Don’t just plant once   31:31 —WAKE UP CALLS A female calls in and wants to know how to inspire people who are facing large amounts of debt or illness (@31:47) A self-made millionaire calls in. With a net worth of over 2 million dollars, he will be able to retire by 55 (@37:42) Do you want to be a self-made millionaire? You need a plan! (41:47) Click here for help.   42:33—RALLY CRY WRAP UP Hogan wants to invite you to be a part of his rapidly growing online community. Go on Facebook and search: Hogan’s Retirement Challenge and sign up to join. Have you done your R:IQ? The Retire Inspired Quotient is a free online retirement calculator. Go to https://www.chrishogan360.com/riq/.

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  • #28: Wealth Builder

    · Chris Hogan's Retire Inspired

    When you’re in debt, you’re making others wealthy—especially the bank! When you invest that money instead, you’re building wealth for yourself and your loved ones. In this episode, Chris Hogan gives you practical steps to get on track with growing wealth. As a bonus, to celebrate the 25th Anniversary of The Dave Ramsey Show, Hogan recalls a classic Dave story you probably never heard. Also featured in this episode: Retire Inspired poetry; Hear from the People; and a new Millionaire Moment.   0:29—WELCOME   1:30—A CLASSIC DAVE RAMSEY MOMENT   In light of the 25th Anniversary of The Dave Ramsey Show, Hogan recalls a time at an event where he was eyewitness to a classic Dave moment.   6:08—WEALTH BUILDING PLAN Look at the big picture (@9:14). Define your strategy (@11:09). Match your actions to your goals (@12:01). Invest with your style (@12:54). Keep diversifying your investments (@13:36). Stay focused on the long term (@14:23). Don’t flinch (@14:53). Understand your investing average (@15:40). Get professional advice (@16:16). Never hand off your dream (@17:07).   22:33—LISTEN UP VIPS   Chris gives a call back to Episode #26: You or Your Kids. He references an article that offers credit card tips to college students. Hogan gives his own advice for college students about living out their dreams so credit card companies don’t live out theirs. Article link: MSN article 7-credit-card-tips-for-soon-to-be-college-grads   Remember to share the RI podcast and subscribe! No one can promote our podcast better than you! Your friends and family can find the podcast on chrishogan360.com or on the following apps: Apple Podcasts, GooglePlay, and Stitcher.   26:10—THE SMOOTH, COOL POET   Hogan puts the beanie back on. With the aid of a little jazz, he performs retirement poems written and submitted by several VIPs: From Phil (@26:37) From Will (@28:18) From Krystal (@28:59)   Write a poem you for Hogan to perform! Email it to: podcast@chrishogan360.com. Subject line: Poem.   30:24—HEAR FROM THE PEOPLE   A listener has a Baby Step 4 question about pensions, percentages and “gravy on the biscuit” (@30:57) A 47-year-old listener asks a question about retirement savings and debt in regard to a ROTH investment (@33:18)   37:34—THE MILLIONAIRE MOMENT   Meet Ron, a self-made millionaire with a net worth of over 3 million dollars. He learned early on how to remove the word “can’t” from his vocabulary. Do you want to be a self-made millionaire like Ron? Then you need an investing plan. Click here for help: INVEST   40:38—RALLY CRY WRAP UP   Have you done your R:IQ? The Retire Inspired Quotient is a free online retirement planning tool at chrishogan360.com. Hogan wants to invite you to be a part of our rapidly growing online community. Go to Facebook and search: Hogan’s Retirement Challenge. Then click to join!    

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  • #27: Hogan's Secret For Success

    · Chris Hogan's Retire Inspired

    What’s the secret to progress? Hogan wants to share his formula with you. He calls it his progress theorem. And he has a challenge for you on applying it to your goals. Also featured in this episode: Coach Hogan’s Halftime Speeches; Hear From the People; The Takeaway: Building Instructions; and The Millionaire Moment.   0:29—WELCOME   1:20—HOGAN’S SECRET FOR PROGRESS   The basement (@4:24) Your body follows your head (@8:05) The Progress Theorem (@11:37) P = G + E – Ex / T x W PROGRESS = GOALS + EFFORT – EXCUSES/TIME x WHY Progress Application Challenge (@18:23)   20:46—LISTEN UP VIPS   At daveramsey.com, we are giving away $20,000 throughout the month of May. You can enter your name each day to try to win your share! In less than a year, we have officially passed the two-million downloads mark! We thank you VIPs! Share the podcast and tell your friends and family to subscribe at the App Store, GooglePlay, or Stitcher. We want your feedback. Give us your ideas on subjects that would make great deep-dive content for you! Email us at podcast@chrishogan360.com.   23:01—COACH HOGAN HALFTIME SPEECHES   Hogan has collected more speeches written by listeners who need a little encouragement to keep going. Straight from the locker room, Coach Hogan offers a couple of halftime speeches: For Michael and Sonya (@24:27) For Jevonnah (@26:30)   28:27 —HEAR FROM THE PEOPLE   A listener shares about truth bombs and binge listening (@29:02) A listener has a question about investing in light of his wife’s medical situation (@29:59)   32:07 —THE TAKEAWAY: BUILDING INSTRUCTIONS   To build wealth: Know what you want to build. Talk to people with knowledge and experience building wealth. Stay involved throughout the process. Take care of what you have built. Enjoy what you have built.   41:34—THE MILLIONAIRE MOMENT   Hogan shares the story of David and Leah, a self-made millionaire couple whose net worth is over $2.2 million. They share their opinions about how best to invest: don’t be impulsive, leave the investments alone, and watch them grow.   44:37—CALL TO ACTION   Hogan wants to invite you to be a part of our rapidly growing online community. Go on Facebook and search Hogan’s Retirement Challenge. Help your circle of influence by telling them about the Retire Inspired Quotient tool (R:IQ) at chrishogan360.com. While they’re online, they can click on Dream Team to find investing help from our SmartVestor Pros.

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  • #26: You Or Your Kids

    · Chris Hogan's Retire Inspired

    Which should come first for you: save for retirement or college? There’s a 50% chance that your child will go to college and graduate, but there’s a 100% chance that you will retire—and possibly sooner than you think. In this episode, Chris talks about wants versus needs and higher education versus higher awareness. He offers several tips for parents who are thinking about their kids’ college and hoping to retire inspired. Also featured in this episode: a Hogan rant; Wake-Up Calls; The Takeaway: The Comeback; and a new Millionaire Moment.   0:28—WELCOME   1:30—YOUR KIDS’ COLLEGE VERSUS YOUR RETIREMENT   Hogan discusses the pressing dilemma of paying for kids’ college versus saving for retirement. He offers seven principles:   Do the math. (@13:38) Don’t wander off into crazy land (@14:49) Zero in on your options. (@15:27) Remember, your kids are not doomed if you can’t pay their tuition. (@16:02) Talk to your kids often. (@17:03) Work with your kids to create a good plan. (@18:01) Do the federal paperwork. (@18:47)   22:13—LISTEN UP VIPS   At daveramsey.com, we are giving away $20,000 throughout the month of May. You can your name each day to try to win your share! Email us your retirement dreams and wins @ podcast@chrishogan360.com.   23:24—HOGAN RANT   Hogan references a survey in which 84% of people say they have less than $10,000 in their savings. Forbes article - survey   29:04—WAKE-UP CALLS   Hogan talks with three people: A 52-year-old VIP who wants to retire but has $38k of debt (@29:18) A VIP who needs help with real estate (@33:05) A VIP who needs investing help (@36:32)   39:20 —THE TAKEAWAY: THE COMEBACK   Hogan gives solid advice on what to do when you’ve made financial mistakes.   46:02—THE MILLIONAIRE MOMENT   Hogan shares insight from a self-made millionaire couple in their 30s, Victoria and Jeremy, whose net worth is over $1.2 million. They’re first generation millionaires who understand the importance of money management and giving.   48:35—CALL TO ACTION   Hogan wants to invite you to be a part of our rapidly growing online community. Go on Facebook and search: Hogan’s Retirement Challenge. Help your circle of influence by telling them about the Retire Inspired Quotient tool (R:IQ) at chrishogan360.com  

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  • #25: How To Find Extra Retirement Money (guest Christy Wright)

    · Chris Hogan's Retire Inspired

    Who doesn’t want extra money? In this episode, Hogan reminds you to go after it! He shares his thoughts on how to find extra retirement money. He also wants you to use your talents to make extra money to reach your financial goals. To discuss that, speaker and author Christy Wright stops by to talk. Her new book, Business Boutique, is the definitive book on equipping women to make money doing what they love. Also featured in this episode are The Takeaway: The Big Bad Wolf; Hear From the People; and Millionaire Moment.   0:29—WELCOME   1:28—HOW TO FIND EXTRA RETIREMENT MONEY   6 ways to earn extra money:   Pizza delivery (@5:13) Alternative shift work (@5:23) Grocery store stocking (@5:53) Hardware store (@6:03) Babysitting (@6:12) Seasonal work: landscaping, snow shoveling, etc. (@6:35)   Apply Hogan’s Triple-A Process (@7:36)   Assess where you are. What financial goal do you want to meet? Acknowledge your opportunities. What can you do to make extra money? Activate your plan of action. What needs to happen so you can take advantage of your opportunity?   Your challenge: List three to five things you can do to earn extra money (@8:50) Don’t judge the ideas; just list them. Rank them. Search online to find out where you can do that job.   13:30—A CONVERSATION WITH CHRISTY WRIGHT To purchase Business Boutique, go to BusinessBoutique.com   31:19—HEAR FROM THE PEOPLE Hogan answers a question about mortgage debt, Roth investing options, and mutual funds (@31:36). Hogan answers a question from a debt-free listener whose parents have no retirement savings (@35:31).   40:58—THE TAKEAWAY: THE BIG BAD WOLF Hogan talks about how the children’s story The Three Pigs can teach adults important retirement principles. Get the right tools. Build now. Share your story. Reference: 10 Lessons Kids Can Learn From the Three Little Pigs   48:58—THE MILLIONAIRE MOMENT Hogan shares insight from a self-made millionaire, Andy, whose net worth is over $2.5 million. Listen to his thoughts on acceleration.   51:23—CALL TO ACTION Help your circle of influence by telling them about the Retire Inspired Quotient (R:IQ) tool and the investing professionals called SmartVestor Pros. You can find information about both at chrishogan360.com Email us your retirement dreams or wins, halftime speeches, and Retire Inspired Send them to podcast@chrishogan360.com. You can also write a review of the Retire Inspired Podcast on iTunes and subscribe to future episodes.   FINAL SPECIAL EVENT OFFER: If you’d like to see Chris Hogan at the Retire Inspired live event in San Antonio on May 6, you can get $10 off! Go to chrishogan360.com and click on “Events” to purchase your seat. At checkout, use the code HOGANPODCAST.

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  • #24: The Ultimate 401(k) Questions

    · Chris Hogan's Retire Inspired

    The 401(k) is a tool for building your financial future, but many people have questions about it. So many people have emailed Hogan regarding the subject that we’ve dedicated an entire episode to take an in-depth look at the 401(k), 403(b), and other similar investing options. He also answers some of the most common questions asked about the topic. Also featured in this episode: Exclusive Backstage Access from a recent Retire Inspired Event; The Takeaway: Mountain Climbing; and a new Millionaire Moment. Professor Hogan also makes a cameo appearance and defines financial jargon and pop culture terms.   0:28—WELCOME   1:40—401(K) QUESTIONS   Emails with questions about all things 401(k) have flooded in. Hogan responds with answers that make sense. Here are the topics and time codes:   Tools and bridges (@2:22) Baby-step skippers beware (@3:08) 401(k) defined (@6:04) Don’t uproot the bush (compound interest) (@6:42) Differences between 401(k), 403(b), 457, and TSP (@8:16) Investing options and professional help (@9:39) How do the 401(k) and Roth 401(k) actually work? (@10:16) Employer matching (@12:08) Changing employers and roll overs (@13:30) Common questions and answers (@14:50)   For more information: Go to chrishogan360.com for articles about the 401(k) and other similar investing options. While on Hogan’s site, click on “Dream Team” and connect with a SmartVestor Pro who can answer your specific investing questions. Check out Chris Hogan’s book, Retire Inspired: It’s Not An Age; It’s a Financial Number. Both Chapter 5 and Chapter 6 address the topic of investing.    20:56—EXCLUSIVE BACKSTAGE ACCESS   Listen in on another VIP backstage experience, the Q&A session, at one of the Retired Inspired live events. Hogan and a SmartVestor Pro answer questions on investing and retirement:   Hogan answers a question about spouses and home repairs (@21:22). Hogan and a SmartVestor Pro answer a question about investing options (@23:59). Hogan and a SmartVestor Pro answer a question about investing 15% and the Roth 401(k) (@27:07). Hogan answers a question about mortgage payments and investing amounts (@29:14).   31:40—SPECIAL EVENT OFFER   If you want to see Hogan live, we’re offering $10 off his events in April and May. Go to “events” on the menu bar at chrishogan360.com and use the code HOGANPODCAST at checkout.   32:12—PROFESSOR HOGAN   Professor Hogan breaks down and defines more of those ten-dollar financial terms that seem like a bunch of gobbledygook.   What are non-managed index funds and managed mutual funds? (@32:53) From Rachel Cruze’s book, Love Your Life Not Theirs, what is a “life hack”? (@33:47) What exactly does ROI stand for and mean? (@34:46) What are the age ranges for millennials, Gen X, and Gen Y? (@35:28)   37:36—THE MILLIONAIRE MOMENT   Hogan shares insight from a self-made millionaire, Carolyn, whose net worth is over $1.3 million. She proves that living like no one else now is worth it in the long run.   40:17 —THE TAKEAWAY: MOUNTAIN CLIMBING   49:08—CALL TO ACTION   Help your circle of influence by telling them about the Retire Inspired Quotient tool (R:IQ) and the investing professionals called SmartVestor Pros. Information on both are at chrishogan360.com Email us your retirement dreams or wins, your halftime speeches, and your Retire Inspired poetry. Send them to podcast@chrishogan360.com. You can also write a review of the Retire Inspired podcast on iTunes and subscribe to future episodes.

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  • #23: Your Tax Refund Is Not A Bonus

    · Chris Hogan's Retire Inspired

    You’re waiting to see if your tax refund will be good. But have you thought about how to best apply it to your financial future? It’s a good time of year for a perspective shift and Hogan will help your future stay in high definition.  Not only that, but your retirement coach has a new challenge and an invitation to a community of future dreamers. Other features in this episode include “Veshona’s Story” (an attendee at a recent Retire Inspired Live event), The Takeaway, and a new Millionaire Moment.   0:35—WELCOME   1:49—YOUR TAX REFUND IS NOT A BONUS   Hogan has insight about how the baby steps and your tax refund can go hand in hand.  Wherever you are in the baby steps, use the following suggestions.   Baby Step 1—If you haven’t completed your $1,000 emergency fund yet, put your tax refund toward this. Baby Step 2—No matter what kind of debt you have, apply that refund to the biggest amount right away. Baby Step 3—If you’re out of debt, take that tax refund and create an emergency fund 3-6 months of your expenses. Baby Step 4—You’re ready to invest toward your retirement dream! Why not use the refund toward investing? You need to know your Retire Inspired Quotient. Go to chrishogan360.com/riq. Once you know your number, you can get excited about investing. Baby Step 5—If you’ve made it this far, you could apply the refund toward your children’s college. Baby Step 6—If you’re on this step, you can apply your tax refund toward paying off that pesky mortgage.. Baby Step 7—At this point, you have freedom to build your wealth and have no constraints. You’re allowed to just have some fun with your tax refund money!   15:34—LISTEN UP VIPS (HOGAN’S HIDDEN SAVINGS CHALLENGE)   Five weeks, 10 tasks to complete. If you want to supercharge your investing and saving, join us for Hogan’s Hidden Savings Challenge. You’ll learn how to stop bad money habits, simplify your life, and save for the future. You’ll also be invited to join Hogan’s Retirement Challenge Facebook group, where you can hear from others who share your money goals. You can register at chrishogan360.com. Look for CHALLENGE on the menu bar. You can also follow Hogan on social media for details.     17:11—STORY SPOTLIGHT: VESHONA   Veshona has a clear plan for her future and she wants to share it with others. She has no problem with sacrifice and can give you the details of her retirement dream. At a recent Retire Inspired Live event, she shared her passion and focus. Listen, learn and apply it to your situation! If you want to see Hogan live, we’re offering $10 off the Smart conferences in April or the Retired Inspired conferences in May. Go to “events” at chrishogan360.com and use the code HOGANPODCAST at checkout.   23:37—HEAR FROM THE PEOPLE   Hogan reads and responds to two emails:   A listener shares her own personal battle cry (Hogan discusses having a battle cry in Episode #7 @29:11).   A 60-year-old retiree wants to know if her investment risk should correlate to her age. She has a net worth of over a million dollars and has $700k in savings.   30:13—THE TAKEAWAY: THE RIPPLE EFFECT   36:03—THE MILLIONAIRE MOMENT   Hogan shares the story of a self-made millionaire, Leslie, whose net worth is over $1.9 million. Leslie’s mentality is forward-thinking! She has little time for trivial things because she’s busy making smart decisions.   38:39 —RALLY CRY WRAP UP   39:28—CALL TO ACTION Tell friends and family about the Retire Inspired Quotient tool (R:IQ) and the investing professionals called SmartVestor Pros. Information on both are at chrishogan360.com Email us your retirement dreams or wins, your halftime speeches, and your Retire Inspired Send them to podcast@chrishogan360.com. You can also write a review of the Retire Inspired podcast on iTunes and subscribe to future episodes.  

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  • #22: Do You Want To Help Mom And Dad?

    · Chris Hogan's Retire Inspired

    If you subscribe to this podcast, you are looking to retire inspired. But what about your parents? If they aren’t on solid financial ground, you may be able to help them. Hogan gives you several guidelines for helping your parents with their money. Other features include “Andy’s Story” (an attendee at a recent Retire Inspired event), The Takeaway, and The Millionaire Moment.   0:28—WELCOME   1:43—RANT AND CHALLENGE   “81% of Americans don’t know how much they need to retire.” (cnbc.com/2017/02/15/80-of-americans-dont-know-how-much-they-need-to-retire).   7:41—IF YOU WANT TO HELP MOM AND DAD Hogan wants you to avoid some mistakes he has seen, so he gives you questions to ask and guidelines to follow:    Can you afford to help them financially?   Is the financial help you are providing for something fun, or is it taking care of your parents’ fundamental needs?   Is the financial help a loan or a gift?   Are your parents also willing to help themselves financially?   Make sure your parents understand the clear path to progress.   If you want to help your parents financially, you and your spouse need to be in agreement 100%.   If you do help your parents financially, point them to additional help and proper resources.   23:22—STORY SPOTLIGHT: ANDY (FROM A RECENT RETIRE INSPIRED EVENT)   Because of the way he lives, Andy is a 22-year-old who is writing his own retirement success story. No one is doing it for him. At a recent Retire Inspired Live event, he told us about his determination. Listen, learn and apply it to your situation!   29:29—HEAR FROM THE PEOPLE   Hogan reads and responds to two emails:   A listener thanks Chris for his “Big Pop” story and shares her own personal battle cry (Big Pop story- Episode #7: @14:02, Battle Cry- Episode #7: @29:11).   A listener shares her R:IQ experience and Hogan responds by talking about leaving a legacy.   34:12—THE TAKEAWAY: TIPS TO INVEST YOUR CAREER   43:12—THE MILLIONAIRE MOMENT   Hogan shares the story of a self-made millionaire, Mike, from the state of Washington, whose net worth is over $1.2 million. Mike’s mentality is inspiring!   45:18 —RALLY CRY WRAP UP   45:53—CALL TO ACTION Help your circle of influence by telling them about the Retire Inspired Quotient tool (R:IQ) and the dream team of investing professionals called SmartVestor Pros. Information on both are on chrishogan360.com Don’t forget our gift: A MILLION STRONG (VIP ANTHEM). Email us your retirement dreams or wins, your halftime speeches, and your Retire Inspired Send them to podcast@chrishogan360.com. You can also write a review of the Retire Inspired podcast on iTunes and subscribe to future episodes.

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  • #21:You Don't Have To Be A Rookie

    · Chris Hogan's Retire Inspired

    You can avoid making rookie mistakes! Chris Hogan shares several ways you can on your road to retirement. He also introduces a new segment called the Millionaire Moment, in which he talks with everyday millionaires about the steps they took to reach this milestone. Also in this episode, you’ll get exclusive backstage access to one of Hogan’s Retire Inspired events as Hogan and a SmartVestor Pro answer questions from the audience. Other features include The Takeaway and the Hear from the People segment.   0:28—WELCOME   1:43—YOU DON'T HAVE TO BE A ROOKIE   Hogan discusses common rookie mistakes and how to avoid them:    Thinking too small Not believing what’s possible Wandering around Getting lost and staying lost Not grabbing low-hanging fruit Not getting started Fostering a victim mentality Having no map   18:31 — LISTEN UP VIPs   For a special event discount, go to chrishogan360.com and choose Retire Inspired Event. Use the code HOGANPODCAST at checkout for $10 off. Don’t forget our musical anthem gift: A MILLION STRONG (VIP ANTHEM). Send us your retirement dreams and wins, your halftime speeches, and your retirement poems for Hogan to read. We want to hear from you! Send us an email today: podcast@chrishogan360.com   20:08 —EXCLUSIVE BACKSTAGE ACCESS   Listen in on the VIP backstage experience, the Q&A session, at one of the Retired Inspired live events. Hogan and a SmartVestor Pro answer questions on investing and retirement:   Hogan answers a question about paying off a mortgage (@20:32). A SmartVestor Pro answers a question about finding the right advisor (@22:15). Hogan answers a question about refinancing a home (@25:53).   29:15 —HEAR FROM THE PEOPLE   Hogan reads and answers two emails:   A listener wants information about investing going forward. A listener asks a question about the R:IQ tool.   34:25 —THE TAKEAWAY   39:17 —THE MILLIONAIRE MOMENT   This new segment focuses on the mindset and mentality of self-made millionaires. In this episode, Hogan shares a conversation with Paul, from TN, whose net worth tops $1.3 million.   41:46 —RALLY CRY WRAP UP   42:21—CALL TO ACTION   Go to chrishogan360.com to discover your R:IQ. While you’re on the website, click “Dream Team.” There, you can connect with a SmartVestor Pro for investing help and ELPs for insurance, tax services, and real estate assistance.   Email us your retirement dreams or wins, your halftime speeches, and your Retire Inspired Send them to podcast@chrishogan360.com. You can also write a review of the Retire Inspired Podcast on iTunes and subscribe to future episodes.

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  • #20: Home Seller's Special

    · Chris Hogan's Retire Inspired

    All of us are impacted by real estate. Hogan walks you through some vital information in a 4-part special on: The Right Agent, The Right Price, The Right Listing, and The Right Offer.   You can get the link to the Home Seller's PDFs by text: Text HOMESELLER to 77948   You can also download the Home Seller's PDFs at chrishogan360.com   Rejoin our regular episodes March 1, 2017 and listen to Hogan discuss Rookie Mistakes!

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  • #19: Other Key Investments - You and Your Relationships (guest Dr. Meg Meeker)

    · Chris Hogan's Retire Inspired

    Hogan believes financial investing (Baby Step 4) is crucial to your retirement dreams. But what about other key investments you must make? As a bonus, Hogan talks to guest Dr. Meg Meeker about the relationships you should invest in. Hogan also does a deep dive and challenges you to invest in yourself so you can become the best version of you possible. The episode also features The Takeaway and responses to listener emails.   0:32—WELCOME   1:37—ARE YOU A LISTENER OR A SUBSCRIBER?   Hogan wants to talk to you about some benefits of subscribing to the Retire Inspired podcast.   4:09—CONVERSATION WITH DR. MEG MEEKER   Hogan sits down with his friend and fellow author/speaker/podcaster Dr. Meg Meeker to discuss the importance of investing in your future relationships.   23:08—INVEST IN YOURSELF
   Hogan challenges you to invest in yourself as you invest money toward your future retirement dreams. He offers multiple tips on how to invest in your personal life:
 Start the day off right. Redirect your time so that none of it is wasted. Get organized. Make “Wanna-Do” and “Gonna-Do” lists. Be a money boss. Defend your sanity. Schedule free time for yourself. Set goals but think of them as promises. Do things that make you smile. Be true to yourself. Build your confidence. Network outside your bubble. Decide to be happier than ever before.   33:30—LISTEN UP VIPs   Join Hogan’s next retirement challenge. Text RETIRE to 77948 to sign up.
 Interesting in hearing Chris Hogan live? Go to chrishogan360.com and choose one of the “Retire Inspired” events. Use the code HOGANPODCAST at checkout for $10 off the admission price! We want to hear from you! Send us an email today: podcast@chrishogan360.com   35:10—HEAR FROM THE PEOPLE   Hogan reads and answers two emails:
 A listener talks about saving ahead. A listener asks a question about real estate.   41:39—THE TAKEAWAY: OUR ELP PROGRAM   Hogan breaks down the dream team  in the ELP (endorsed local provider) program on his website. You can find people in your area who specialize in insurance, taxes, and real estate. Hogan gives a 3-point-takeaway about reaching out to ELPs:
 Don’t overthink it. Just call! Have an actual phone conversation to get information. Set an appointment to interview them.   51:31—RALLY CRY WRAP UP   Hey subscribers! Look for a special podcast—The Home Seller’s Special—that drops on February 22. Then pass it along to friends who might need it!
 A Million Strong (VIP Anthem)
Don’t forget about the custom music track we created for you. A preview debuted on the last podcast episode, but you can listen the entire song here:soundcloud.com/a-million-strong-vip-anthem   52:12—CALL TO ACTION   Go to chrishogan360.com to discover your R:IQ. While you’re on the website, click “Dream Team.” There, you can connect with a SmartVestor Pro for investing help and ELPs for insurance, tax services, and real estate assistance. Email us your retirement dreams or wins, your halftime speeches, and your Retire Inspired poetry. Send them to podcast@chrishogan360.com. You can also write a review of the Retire Inspired Podcast on iTunes and subscribe to future episodes.

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  • #18: Overcoming And Avoiding Mistakes

    · Chris Hogan's Retire Inspired

    This episode focuses on avoiding future money mistakes by addressing four things you must know about retirement. As a bonus, Hogan gives you a step-by-step process for overcoming past mistakes. Also in this episode, you’ll gain exclusive access into the VIP Backstage Experience at one of the Retired Inspired live events. You’ll hear Hogan and a SmartVestor Pro answer questions from the crowd—the same kind of questions you might have. Other features include Hogan’s Takeaway and the Hear from the People segment, during which Hogan responds to emails about self-made millionaires, goals, and your R:IQ.   0:00—WELCOME   1:58—FOUR THINGS ABOUT RETIREMENT TO AVOID FUTURE MISTAKES If you can avoid future money mistakes, regret can’t creep in:
 Know your retirement dream. This is your starting point, so give it deep thought. Know your R:IQ. How much will you need to live your dream retirement? Go to chrishogan360.com/riq to find out. Know your next steps. From budgeting to getting out of debt and beyond, follow the Baby Steps (outlined in Chris Hogan’s Retire Inspired book). Know where to go for help. Get with a professional who can answer your retirement and investing questions. Go to Hogan’s website at chrishogan360.com/dreamteam.   17:48—LISTEN UP, VIPS Hogan has some special announcements. We want to hear from you! Send us an email today at podcast@chrishogan360.com.   18:53—EXCLUSIVE BACKSTAGE ACCESS Listen to highlights from the VIP Backstage experience at one of the Retired Inspired live events. Hogan and a SmartVestor Pro answer questions on investing and retirement. Hogan answers a question about when to start investing to reach $1 million net worth (@19:29). A SmartVestor Pro answers a question about 401(k)s (@21:47). Hogan answers a question about talking to parents about retirement (@26:12). 28:58—THE TAKEAWAY: OVERCOMING YOUR LAST MISTAKE Every mistake has a lesson attached to it. You can overcome what’s keeping you from your retirement dreams:
 See the mistake. What could you do different? Understand the mistake. Why did it happen and what did it cost you? Own the mistake. Don’t blame outside factors or somebody else. Forgive yourself. Don’t hold it against yourself, but remember it to avoid similar mistakes in the future. Let it go . . . mostly! Put some dollar amount safeguards in place.   39:49—HEAR FROM THE PEOPLE Hogan reads and answers emails:
 A self-made millionaire wants you to know “this works!” (@40:07). A woman gives feedback about Episode #16: Goals and Effort Must Be Aimed (@42:09). A woman has questions about her R:IQ (@43:34).   45:30—RALLY CRY WRAP-UP A Million Strong (VIP Anthem) Don’t forget about the custom music track we created for you. A preview debuted on the last podcast episode, but you can listen the entire song here: soundcloud.com/a-million-strong-vip-anthem   46:51—CALL TO ACTION
 Go to chrishogan360.com to discover your R:IQ. While you’re on the website, click “Dream Team.” There, you can connect with a SmartVestor Pro for investing help and ELPs for insurance, tax services, and real estate assistance. Email us your retirement dreams or wins, your halftime speeches, and your Retire Inspired poetry. Send them to podcast@chrishogan360.com. You can also write a review of the Retire Inspired Podcast on iTunes and subscribe to future episodes.

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