Episodes
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Once you've been pre-approved for a mortgage, it's important to be aware of the potential pitfalls that can occur. Here are three things to watch out for:
1. The interest rate may change. If rates go up after you've been pre-approved, your monthly payments will increase as well. Make sure you're prepared for this possibility by shopping around for the best rate.
2. The home you want may not be available. If you find a home you love but it's not available, don't despair! Keep looking and you'll find the perfect place.
3. You may not qualify for the loan. This is a risk if your financial situation changes between the time you're pre-approved and when you actually apply for the loan. Make sure to keep your lender updated on any changes so they can determine if you still qualify.
Avoiding these traps will help you have a smooth home buying experience. Good luck!
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Book a time to see what you can do: https://calendly.com/wbell-wbmb/
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a home loan approval contact Will Bell Mortgage Broker
Home Loan Reviews - Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
First Home Buyer Checklist - https://www.youtube.com/watch?v=4Sh2umkhS7c&t=2s
Pre-approval Carnage https://willbellmortgagebroker.com.au/pre-approval-carnage-a-first-home-buyer-trap/
How To Get A Home Loan Pre Approved https://willbellmortgagebroker.com.au/how-to-get-a-home-loan-pre-approved/
Will Bell Mortgage Broker Cranbourne -
https://willbellmortgagebroker.com.au/mortgage-broker-cranbourne/
#Preapproval #firsthomebuyer #mortgagebrokermelbourne
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Pre approvals can be a great way to speed up the home buying process, but they can also lead you into some trouble if you're not careful.
In this podcast I talk about the three things you need to watch out for when getting pre approved for a mortgage.
If you're looking to buy your first home, make sure you avoid these common traps!
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Book a time to see what you can do: https://calendly.com/wbell-wbmb/
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a home loan approval contact Will Bell Mortgage Broker
Home Loan Reviews - Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
Will Bell Mortgage Broker Cranbourne -
https://willbellmortgagebroker.com.au/mortgage-broker-cranbourne/
#Preapproval #firsthomebuyer #mortgagebrokermelbourne
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Missing episodes?
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Congratulations on your purchase of your first home! Now that you're a homeowner, it's time to start thinking about how to structure your finances so that you can make the most of your investment. In this podcast, we'll go over some tips for setting up your finances after buying a home.
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Book a time to see what you can do: https://calendly.com/wbell-wbmb/
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a home loan approval contact Will Bell Mortgage Broker
Home Loan Reviews - Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
#personalfinance #firsthomebuyer #mortgagebrokermelbourne
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In this podcast, we follow the journey of a first home buyer as they go through the process of buying their first property. We share with you the highs and lows of what to expect when house hunting, applying for a loan and going to settlement. This case study is an insightful look at the entire process from start to finish.
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Book a time to see what you can do
https://calendly.com/wbell-wbmb/15-minute-meeting-clone?month=2022-08
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a home loan approval contact Will Bell Mortgage Broker
Home Loan Reviews - Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
#firsthomeguarantee #firsthomebuyer #mortgagebrokermelbourne
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In this podcast, we follow the journey of a first home buyer as they go through the process of buying their first property. We share with you the highs and lows of what to expect when house hunting, applying for a loan and going to settlement. This case study is an insightful look at the entire process from start to finish.
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Book a time to see what you can do
https://calendly.com/wbell-wbmb/15-minute-meeting-clone?month=2022-08
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a home loan approval contact Will Bell Mortgage Broker
Home Loan Reviews - Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
#propertymarketupdate #firsthomebuyer #mortgagebrokermelbourne
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First time home buyer?
This podcast is for you! We answer some of the most frequently asked questions by first timers, so that by the end of it, you'll have a much better understanding of the process.
If you need help? Contact us here
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a home loan approval contact Will Bell Mortgage Broker
Home Loan Reviews - Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
#FirstHomeBuyer
#mortgagebrokermelbourne#house&land
#faq
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There are a lot of factors to consider when you're deciding whether or not to build your first home.
In this podcast, I'll walk you through the pros and cons of building in 2022 – so you can make the best decision for you and your family.
If you need help? Contact us here
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a home loan approval contact Will Bell Mortgage Broker
Home Loan Reviews - Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
#FirstHomeBuyer
#mortgagebrokermelbourne#house&land
#fhog
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The government has been offering new home grants to help stimulate the property market. But what effect is this having?
In this episode, we take a look at the pros and cons of new home grants and ask whether they're really helping to get the property market moving again.
If you need help? Contact us here
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a home loan approval contact Will Bell Mortgage Broker
Home Loan Reviews - Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
#First_Home_Buyer
#mortgage_broker_melbourne#house&land
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In this episode we interview Andre Pereira on his First Home Buying journey.
Andre also runs Bright Advocates which helps property buyers through the purchasing process.
You can find Andre here - https://brightadvocates.com.au/
If you need help? Contact us here
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a loan approval or anything else contact Will Bell Mortgage Broker and Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
#FirstHomeBuyer
#mortgagebrokermelbourne#house&land
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If you're buying a house and land as your first home, it's important to know what to watch out for. In this episode of the First Home Owner Concierge podcast, we'll go over some of the most important pros and cons you need to know when making this purchase.
If you need help? Contact us here
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a loan approval or anything else contact Will Bell Mortgage Broker and Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
#First_Home_Buyer
#mortgage_broker_melbourne#house&land
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Are you planning to buy your first home in 2022?
In this episode of the First Home Owner Concierge Podcast, we take a look at the various costs that are involved when buying a property. From stamp duty to conveyancing fees, we break it all down so you know exactly what to expect.
If you're looking for more information on buying your first home, be sure to check out our other content.
If you need help? Contact us here
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a loan approval or anything else contact Will Bell Mortgage Broker and Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
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Are you looking for a guarantor home loan?
A guarantor home loan can be a great way to get into the property market, especially if you don't have the full deposit saved up. In this video, I talk about what a guarantor loan and how it works.
If you need help? Contact us here
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Check out our pages for first home buyers and First Home Owner Concierge
For help getting a loan approval or anything else contact Will Bell Mortgage Broker and Will Bell Mortgage Broker Google Places
Facebook - Will Bell Mortgage Broker Facebook
YouTube
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Mortgage brokers help first-time home buyers navigate the process of buying a home. This podcast will cover the role of mortgage brokers and how they can help you secure your dream home.
Need help? Contact us here
Will Bell Mortgage Broker
435 Nepean Highway Frankston Vic 3199
0448111046
Check out our website pages for first home buyers and First Home Owner Concierge
For help in getting a home loan or anything else the first homebuyer process contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places
Check us out on Facebook Will Bell Mortgage Broker Facebook
Also we have a some stuff on YouTube
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Have you ever been turned down for a home loan because of bad credit? In this video, we're going to break down why your credit file and score matter when it comes to getting approved for a mortgage.
We'll also go over how the government's new guidelines affect people with low credit scores. Learn about what the changes mean and if they will help or hurt you!
Need help? Contact us here
Check out our website pages for first home buyers and First Home Owner Concierge
For help in getting a home loan or anything else the first homebuyer process contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places
Check us out on Facebook Will Bell Mortgage Broker Facebook
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In this podcast, Will Bell Mortgage Broker give you a crash course on the different schemes available for first home buyers.
First home buyer grants and concessions are designed to make it easier for people who don't have much money to buy their first property.
There is also a range of housing assistance options on offer if you're struggling with paying your mortgage or rent.
Need help? Contact us here
Check out our website pages for first home buyers and First Home Owner Concierge
For help in getting a home loan or anything else the first homebuyer process contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places
Check us out on Facebook Will Bell Mortgage Broker Facebook
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The homebuying process can seem daunting, but it doesn't have to be. In this video we'll walk you through each step of the process, from finding the right home to getting the best deal.
We'll also answer some of the most common questions first-time buyers have, like how much money do you need for a down payment and what's the closing process like. So whether you're just starting your search or are already in the thick of it, this video will help you make confident decisions every step of the way.
Need help? Contact us here
Check out our website pages for first home buyers and First Home Owner Concierge
For help in getting a home loan or anything else the first homebuyer process contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places
Check us out on Facebook Will Bell Mortgage Broker Facebook
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First Home Loan Deposit Scheme (FHLDS) Update -
The Australian Government has announced changes to the First Home Loan Deposit Scheme, with another 4651 spots available from February 2022.
Will Bell Mortgage Broker discusses.
Need help? Contact us here
Check out our website pages for first home buyers and First Home Owner Concierge
For assistance in getting a home loan or finding how much you can borrow contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places
Check us out on Facebook Will Bell Mortgage Broker Facebook
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Will Bell Mortgage Broker answers - How much deposit do you need to buy your first home in 2022?
In this episode we will cover:
- A rule of thumb is 10%
- How does Lenders Mortgage Insurance (LMI) work
- 5% with the First Home Loan Deposit Scheme
- Using a guarantor to purchase your first home with a low deposit.
Need help? Contact us here
Check out our website pages for first home buyers and First Home Owner Concierge
For assistance in getting a home loan or finding how much you can borrow contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places
Check us out on Facebook Will Bell Mortgage Broker Facebook
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What are the costs involved when buying your first home?
Buying your first home can be really daunting and for some first home buyers thinking about all the costs can be totally overwhelming especially if you miss something and then find out at the last minute you need to pay it.
For those of you doing your research you need to figure out the following:
Stamp dutyLand transfer and mortgage transferMortgage InsuranceConveyancingFinancing costsBuilding and pest inspectionWhat are the costs of buying your first home? If you need any assistance feel free to contact Will Bell Mortgage Broker
For stamp duty calculation go to the State Revenue Office website
For help with conveyancing chat with one of the guys at Sargeants Monash
Call Drakkar for help with income protection, life insurance and TPD insurance
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In this episode Will explains how your credit file and credit score play an important role in the home loan application process.
0.40 Current clients of mine who cannot get a pre approval because they accidentally canned their credit file.
1.25 The most important parts of your credit file
2.00 Defaults and bankruptcies
2.25 You can still qualify for a home loanb
2.40 Maybe credit repair will work
3.00 Lenders can see if you miss other loan repayments
HINT: Find a good mortgage broker who knows the best way based on what your credit file looks like
Check your credit file here
Comprehensive Credit Reporting article
Call us today for any assistance you need with buying your first home
For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places
Check us out on Facebook Will Bell Mortgage Broker Facebook
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