Episodes
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Is your money spread thin from trying to reach all of your goals simultaneously? I’ve been there! A little emergency fund here, a little vacation there and never actually reaching your goals. That’s the thing about money and time. There is a set amount and that’s not going to change. The hard part is deciding what is actually important. Have you ever sat down and analyzed what is going on in your budget? More than likely there is something in there that is less important and it’s taking up space for what is truly important. I’ve heard it said many times for time management, but it works well for money management as well. If it’s not in your budget, it’s not truly important to you. That’s why today I am going to guide you through prioritizing your goals.
So go grab that stroller and enjoy some time for you and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Hey Mama, I talk a lot about figuring out your priorities and creating a budget that tells your story. What you and your family enjoy and the life you want to live. So I figured it was time to give you an episode that talks about how to do that. How do you find balance in a budget? In other words, how do you set up a budget that doesn’t make you feel restricted, but also has safe boundaries in place to keep you from overspending. That’s what we are going to talk about today. How to balance your budget in a way that tells all who see it what is important to you and what brings you joy.
It’s time for you to go make yourself some coffee and grab a seat as we dive into today's episode.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Today, we are going to be jumping into the conversation of saving money. Now we all know that we should be saving money, but the big question is what should we be saving for?
I have found there to be 5 constants that each budget should have. How you handle each category and create boundaries and amounts will differ, but by knowing what these categories are, it will take the guesswork out of what you should be saving for?
As we head into fall go grab that stroller so that you can enjoy the last bits of the season and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Have you ever wondered how you are supposed to release control when the steps God tells us to take put you right back in the driver's seat? Well that is exactly what this episode is all about. I am going to share with you the thoughts that God has been sharing with me. It’s time to learn how to be in control without being in control.
Go grab your coffee and a seat and let’s dive in.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Setting up a budget for success isn’t about the numbers or the categories or even the budget itself. That is why I recorded these 5 tips to help you set up a budget that’s going to bring you success. It’s going to give you the life you and your family want to live instead of feeling restricted and like you “can’t” do anything. It’s time to shift your mindset and start seeing what you can and you get to do.
Go grab yourself an iced coffee and enjoy a moment for yourself as we dive into today’s episode.
Xo Molly
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Questions? Email me at [email protected]
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Hey Mama,
How often do you find yourself struggling financially? Have you ever wondered why? Why do you feel like you are struggling financially when all of your bills are covered, you’re able to feed your family and other needs are met? Well that my friend is what today’s episode is about. God shared with me a truth behind the real reason we are struggling financially and I’m ready to share that with you. To get down in the ugly part of our brains and reveal the ugly truth behind financial struggle on one income.
So go grab yourself a latte and get ready to feel all the feels as I know God is going to do some work in you as He has been doing in me.
Let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Today I am diving into some budgeting mistakes that make your budget feel tight and keep you living paycheck to paycheck. I also share with you what it is you can do to change your habits and give you a budget that brings peace instead of overwhelm.
So go grab that stroller and a yummy drink and let’s get to it.
Xo Molly
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a Budget Coaching Session
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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RELATED EPISODES:
40. My Number One Rule That Keeps You From Spending Money You Don’t Have!50. 3 Myths That Will Keep You From Thriving on One Income and What to Do About It.72. Tired of Being Frugal Just to Stick To Your Budget? My Budgeting Method That Makes Sticking To Your Budget Easy! -
It is so easy to overlook the way God provides for us because it’s not usually in the way we want or expect. Plus, in the world's eyes it looks cheap. It looks poor. It looks like we are incapable of taking care of ourselves. It looks vulnerable and reliant upon others and we live in a world that thrives on independence.
Today I wanted to share with you the way God has moved in my life. How He has provided for myself and my family all throughout my life. My hope in sharing these stories with you is that it helps you to open your eyes to how God is working and providing in your life, so that you can start looking for it and get excited the next time it happens.
So go grab yourself a yummy drink and maybe some tissues because I believe God is going to do some work in us today. Let’s get to it.
Xo Molly
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.
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Hey Mama,
Sticking to your budget is hard work, but there are things that make it easier on yourself and one of those things is boundaries. Yes I know this is a scary word that brings out all of the feelings, but it’s necessary. So in today’s episode I am going to share with you 5 signs that tell you, it’s time to set some boundaries. Then, I’m going to share with you the next steps to take so that you can create some boundaries that will help you thrive on one income.
So go grab that stroller, pop in your headphones and let’s get to it.
Xo Molly
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Questions? Email me at [email protected]
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Today we are deep diving into the digital cash envelope system, specifically the accounts you need for success using this system. Technically you can use as many accounts as you want, but there is a minimum needed inorder for the system to run smoothly and make sure that you are saving money along the way as well as making it easier for yourself to stick to your budget.
So go grab a pen and paper and something to keep yourself hydrated with and let’s get to it.
Xo Molly
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Do you have a goal of eating healthy? Do you feel like you’re unable to achieve that goal because you live on one income? I am here to tell you that you can eat healthy on one income.
Today I am going all in on how I feed my family healthy meals on a budget. I could talk about this all day, so I narrowed in on 7 specific habits that help me eat healthy on a budget. So, go grab yourself a pen and paper and let’s get to it.
Xo Molly
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Questions? Email me at [email protected]
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How often do you find yourself looking for ways to make more money or to save and become more frugal than you already are? Finances are tight, times are tough and the only answer is to figure out ways to cut more costs or go back to work.
All that those thoughts do is put unimaginable pressure on you! Pressure is not how you are going to enjoy your life or even make a joyful environment for your family and those around you. In this episode I am going to share with you 5 bible verses to help you release the pressure and thought, that more money is the answer.
Go grab that stroller, plug in those headphones and let’s get to it.
Xo Molly
P.S. Want to stick to your budget? Grab a free Clarity call and let’s dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Questions? Email me at [email protected]
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Hey Mama,
Have you ever wondered why you are always off budget and can never seem to get back on budget? Well you are in luck. This week as I take you through my budget for the month of June I realize that it’s time to update my budget. You get to see the things that I planned, how they didn't pan out and what the ultimate decision was that made me realize it was time to update my budget.
There is a big difference between being off budget and needing to rework your categories and that is exactly what you are going to learn. So go grab that stroller, plug in those headphones and let’s get to it!
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Questions? Email me at [email protected]
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Hey Mama,
Have you ever thought about using a digital cash envelope system? Well today I am going to be sharing with you 5 reasons you should. Maybe you’ve thought that it would be a lot of work, but what I have learned is that it’s just as easy as utilizing a single account but with many more benefits. Especially when it comes to living on one income.
So go grab that stroller, pop in your headphones and let’s dive into what a digital cash envelope system can do for you.
Xo Molly
P.S. Want to stick to your budget? Grab a free Clarity call and let’s dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Questions? Email me at [email protected]
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One of the hardest things to do, is to tell yourself no. Keeping other people accountable and knowing that you have others to keep you accountable makes the hard decisions so much easier.
However, when you are the only one keeping yourself accountable you easily change your mind or rationalize that you can do something else because it won’t make that much difference if you say yes this one time. This forms loose boundaries and you find yourself going from a one time thing to continuously saying yes. Putting yourself into a financial struggle.
This is what episode 82 is all about. Setting strong boundaries and giving yourself the help to say No when you would normally say yes. This episode is going to give you the ability to set strong boundaries and say no to your overspending habits.
So grab yourself a pen and paper because today's episode is chalk full of information that you are not going to want to forget and let’s dive in!
Xo Molly
P.S. Want to stick to your budget? Grab a free Clarity call and let’s dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Questions? Email me at [email protected]
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Hey Mama,
I see your struggle. I see how much you are trying to keep your grocery budget down all while fighting inflation and rising prices. Unfortunately no matter how much you wish you could, you cannot control prices, but what you can control is your budget and that’s what we are going to go over today. How to inflation proof or better said ease the pressure inflation puts on your budget.
So give your kiddos some magnatiles and grab yourself a pen and paper and let’s get to it.
Xo Molly
P.S. Want to stick to your budget? Grab a free Clarity call and let’s dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Questions? Email me at [email protected]
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Hey Mama!
It’s the first episode of the month, meaning we are going to dive into what happened in my budget this past month. What I planned, what I didn’t plan, how I handled things and what I could have done differently.
So go grab your headphones and a nice cool drink and let’s dive into what I did so that you can learn from me and make your budget even better.
Xo Molly
P.S. Want to stick to your budget? Grab a free Clarity call and let’s dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama,
Today’s episode is all about learning how to live beneath your means. Which essentially means learning how to live on less than the number on your paycheck. When you first start managing your money your focus is on the amount that is left in the account. Meaning you buy what’s most important first and then use the leftover as you please.
This is a good starting point in managing your finances, but it’s not going to help you pay off debt or achieve any financial goal you wish to reach in the future. It’s an in the moment paycheck to paycheck style of budgeting, which again is a great starting point to help you start being mindful about your money,
However, your ultimate goal is to be able to save for your future wishes and desires. And how you start doing that is what this episode is all about. This episode will help you set up your budget so that you are living on less than you make, allowing you to pay off debt and start saving for those living big on a budget dreams that you have.
So go grab that stroller, plug in those headphones and Let’s get to it!
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama,
Welcome to the one income family podcast. Today I have a real treat for you. Summer is almost here and I know that you are excited and ready to have some good ole summer fun! I am right there with you dreaming of camping, swimming, gardening and simply just being outside all day long. I, my friend, have been cooped up for far too long. Bom Fires, roasting marshmallows and star gazing are on my mind and bring me so much excitement. Fishing, kayaking, sand volleyball you name it I am ready for it!
Now why am I telling you all of the fun summer activities I am excited for? Well that’s because today’s episode I am going to share with you how to set up your summer budget so that you can go out and have the fun that you are dreaming of for the summer. Whether it’s a large family vacation like going to Disneyland or just a simple backyard campout. Whatever you are dreaming of for the summer, let's set up your budget so that those dreams become reality.
So pop in your headphones, head outside to soak up some sun and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Questions? Email me at [email protected]
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Today’s episode is going to be all about why you want to budget and stick to it so badly, specifically meaning not throwing the budget to the curb when your numbers go over what you predicted.
Life is unexpected, things are going to happen, you’re going to give into temptation and when all of your energy is going into worrying whether you’re going to stay on budget or not your quality of life falls.
That is why I want to share with you these 4 reasons that get you so wrapped up in having to stay on budget that you forget the purpose of the budget. Your budget isn’t what controls your quality of life, your attitude is. That is why it is so important to know what could be affecting the way you are looking at your life.
So go grab that stroller, pop in your headphones and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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