Episodes
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If you're self-employed in Canada, listen up because this episode is for you! Since posting some videos about setting up a small business and figuring out income tax and sales tax on my YouTube channel years ago, I still get questions about write-offs, tax rules, and registering a business on the daily. But I'm not an accountant, so often I have to tell people to seek professional advice from a CPA. Enter my next guest Jami Monte who is a CPA and has a ton of great resources including a course all about how to set up your small business properly in Canada.
In this episode, she shares some new tax updates if you haven't filed your 2023 taxes yet, but for the most part, we just do a deep dive on the most common questions I get from self-employed folks about bookkeeping, accounting and making sure they are doing everything right.
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For full episode show notes and transcript visit jessicamoorhouse.com/397
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With finfluencers everywhere talking about 6-figure incomes and starting a side hustle, is it even possible to build wealth, reach your financial goals and retire one day working a 9-to-5? It sure is, and that's one of the reasons I invited Nathan Kennedy, who you may know from TikTok or Instagram as NewMoneyNate, to talk all about it.
In this podcast episode, Nathan not only shares his tips for employees to earn smarter, not harder while living the life they want, but we also discuss financial certifications and the lack thereof with many financial content creators (and whether it really matters), Nathan's journey from 9-to-5er to full-time financial literacy educator, common money mistakes he hears from his audience, and career and negotiation advice that actually works.
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For full episode show notes and transcript visit jessicamoorhouse.com/396
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Fans of The Bachelorette/Bachelor... I've got a treat for you! Jason Tartick, former constant on The Bachelorette (Season 14) is on the show! As an expert in the financial field, with an MBA in accounting and finance and a decade of experience in banking, but also because hey, he put his love life out there and isn't afraid to talk about it, in his second book to hits shelves, he's the perfect person to talk to about how to balance love and money. It also makes sense why he wrote his second book to hit shelves, Talk Money to Me: The 8 Essential Financial Questions to Discuss With Your Partner.
In this episode, Jason shares a behind-the-scenes look at his time on reality TV looking for love, as well as his best advice for couples on how to navigate the complicated realm of money together. We also talk about financial red flags to be aware of, combining your finances (or not), the importance of prenups, and why no matter how awkward it may be, for any relationship to thrive, you need to talk about money!
To enter to win a copy of his book, make sure to visit jessicamoorhouse.com/contest to enter to win.
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For full episode show notes and transcript visit jessicamoorhouse.com/395
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It's always exciting to have another Jessica on the show and I've got the amazing Jessica Spangler on the podcast today! Doctor by day and financial content creator by night, she has just come out with her first book called Invest Like a Girl aimed at empowering women to take control of their finances and build wealth. Because as the data shows, women are actually really, really good at investing. However, data also shows that many women are still hoarding cash instead of investing it, and this needs to change (especially since statistically we live longer than men so we need that extra money!).
In this episode, we delve into what inspired Jessica to take her finances seriously and start teaching others about it on the side, what barriers women face when it comes to financial education, earning higher incomes and taking action with their money, and some practical steps to get started right after this episode. And one of those steps could be to check out my very own investing course called Wealth Building Blueprint for Canadians.
To enter to win a copy of her book, make sure to visit jessicamoorhouse.com/contest to enter to win.
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For full episode show notes and transcript visit jessicamoorhouse.com/394
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Are you leaving money on the table by not collecting rewards? Or maybe you don't think it's worth the time and energy of signing up and remembering to scan your card (or use the app) to collect? Well, to hopefully change your mind and get you to start earning rewards on things you're already spending money on, for this episode, I'm joined by President of AIR MILES Shawn Stewart who shares what big changes have happened to the program, what innovations are to come, and how you can take advantage of this free program to earn miles and redeem for travel, merchandise and so much more.
I've actually been an AIR MILES member since I was in my early 20s and it was the first rewards program I ever signed up to since I remember being told by my mom that if you're not collecting rewards, you're missing out on free money. And it's true. Over the years, I've been able to redeem my miles for gift cards, free groceries, and merchandise, and it costs me nothing to participate besides the time it takes for me to whip out my card (or the app) and scan it whenever I'm doing my shopping.
I've always been of the mind that loyalty programs should be part of everyone's financial plan, so hopefully you'll learn a few things about why rewards are important, why you should take advantage, and what are the best ways to earn and redeem AIR MILES specifically.
This episode of the More Money Podcast is sponsored by AIR MILES®. Sign up today and start earning rewards with the AIR MILES Reward Program™.
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For full episode show notes and transcript visit jessicamoorhouse.com/393
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Do you ever feel like no matter what you do there's never enough? Never enough time. Never enough stuff. And especially never enough money. If you said yes, you're not alone. For most of us humans, we're stuck in a scarcity loop without knowing how we got there or how to get out. Luckily, there is a way out, and New York Times bestselling author of Scarcity Brain, Michael Easter, is on the show to talk all about it.
For your reference, the scarcity loop is: Opportunity -> Unpredictable Reward -> Quick Repeatability
Once you understand this, you can start seeing how it appears in all aspects of your life and how it can especially impact your financial present and future. But as Michael shares in his book, although scarcity helped our ancestors survive in a world where there wasn't enough, it's actually hurting us in this new world of abundance. The only way to combat this is to become aware of our triggers and behaviours and reevaluate what success and fulfillment mean outside of consumerism.
To enter to win a copy of his book, make sure to visit jessicamoorhouse.com/contest to enter to win.
This episode of the More Money Podcast is presented by The Globe and Mail. Visit TGAM.ca/Jessica to get unrestricted access to globeandmail.com for only $1.99/week for 52 weeks (plus tax).
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For full episode show notes and transcript visit jessicamoorhouse.com/392
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It's been a tough road for millennials and Gen Zs with mountains of student debt, recessions, layoffs, and housing prices going through the roof to deal with. But as my next guest shares in this episode, all hope isn't lost and it's still possible to live your best financial life and have a comfortable retirement.
Anne Lester, author of Your Best Financial Life, has been hailed as a "pioneer and innovator" by Morningstar and has worked in all aspects of retirement for the past 30 years. In other words, she's seen plenty of ups and downs in the markets and people's financial lives and still believes that anyone can change their financial future if they follow the strategic path she sets out in her book. She was able to become "work optional" at 60 and hopes to teach as many people as she can how they can take control of their financial destinies and live a better financial life moving forward.
I'll also be giving away a copy of her book, so make sure to visit jessicamoorhouse.com/contest to enter to win.
This episode of the More Money Podcast is presented by The Globe and Mail. Visit TGAM.ca/Jessica to get unrestricted access to globeandmail.com for only $1.99/week for 52 weeks (plus tax).
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For full episode show notes and transcript visit jessicamoorhouse.com/391
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When my Canadian listeners ask me "I want to get a hold of my money, but I don't know where to start, also I'm looking for something that's free..." that's when I direct them to one of the best free personal finance resources around — the McGill Personal Finance Essentials course. Having first launched in November 2019 as free way to improve Canadians' financial literacy, it now boasts over 200,000 participants, and lucky you (and me), I've got Dr. Benjamin Croitoru on the podcast to talk all about it!
Benjamin serves as the Associate Dean for Undergraduate Programs and an Assistant Professor of Finance, McGill Desautels Faculty of Management. But more importantly, he's the Academic Director of the McGill Personal Finance Essentials online course and has been vital in its development and in helping so many Canadians level up their financial lives over the past 5 years. I wanted to bring him on the show to share why the course was built, what you can expect as a student, and some of the key things every Canadian should know about money. He even shares some of his best money tips, financial pitfalls to avoid and top book recommendations too.
So I hope after you listen to today's episode, you'll take another step on your personal finance journey and take this free 8-module course. Did I mention you get a certificate upon completion to boot?
I'll also be giving away copies of books featured on this season of the show, so make sure to visit jessicamoorhouse.com/contest to enter to win.
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For full episode show notes and transcript visit jessicamoorhouse.com/390
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What's the best path to carve out a successful career for yourself, especially if you're a woman who has to navigate unique biases and barriers like the gender pay gap and the motherhood penalty? Let's ask my next guests Grace Puma, former PepsiCo COO and Christiana Smith Shi, former Nike President of Consumer Direct. Not only have both women built decades-long careers from scratch reaching the coveted C-Suite, but they've also joined forces to share all the wisdom they've learned along the way in their new book Career Forward: Strategies from Women Who've Made It.
The facts are that as women, it's still harder to reach certain career heights since we don't yet live in a perfectly equitable world. But that shouldn't stop us from trying, especially since it also means making it easier for future generations to get to the top. There are so many amazing pieces of career (and life) advice in this episode, but I think my favourite ones are thinking of your career as a growth stock and focusing on your career, not your job.
I'll also be giving away a copy of their book, so make sure to visit jessicamoorhouse.com/contest to enter to win.
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For full episode show notes and transcript visit jessicamoorhouse.com/389
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How would your relationship with money change if you had a terminal illness? Let me tell you right now, it would have a huge impact on it! This is why I wanted to have Jeremie Saunders on the show to share his story.
He's the co-host of the Sickboy Podcast and lives with cystic fibrosis. From an early age, he knew that having CF would cut his lifespan short, which on the one hand made him live life to the fullest but on the other, meant he didn't think too far into the future when it came to his money. That is until he was introduced to a new drug that would lengthen his life exponentially. This meant that things like getting married and starting a family were no longer out of reach, but it also meant he needed to start thinking about tackling his finances and building long-term wealth.
In this episode, Jeremie provides insight into his battle with CF, how provincial healthcare has played a significant role in his life and career, and how he hopes his Sickboy Podcast can not only put a spotlight on living with illness but why it's so important to have open conversations about health, wealth, and our own mortality.
This episode of the More Money Podcast is presented by The Globe and Mail. Visit TGAM.ca/Jessica to get unrestricted access to globeandmail.com for only $1.99/week for 52 weeks (plus tax).
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For full episode show notes and transcript visit jessicamoorhouse.com/388
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And we're back with Season 18 of the More Money Podcast! I think it's finally not "too soon" to talk about the pandemic and what the heck happened (right?). That's why I invited Scott Fulford on the show, a senior economist at the Consumer Financial Protection Bureau and the author of the newly released book The Pandemic Paradox: How the COVID Crisis Made Americans More Financially Secure. I know, that sounds a bit odd doesn't it? How could people have become more financially secure when all the news headlines talked about were layoffs and people struggling to pay their bills? Well, as Scott discovered in his research and interviews with Americans across the country, although many people did have a tough time riding out the COVID wave, the majority actually thrived financially. But why was this? That's what you'll learn by listening to the full episode. I'm also giving away a copy of Scott's book, so make sure to visit jessicamoorhouse.com/contest to enter to win!
This episode of the More Money Podcast is presented by The Globe and Mail. Visit TGAM.ca/Jessica to get unrestricted access to globeandmail.com for only $1.99/week for 52 weeks (plus tax).
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For full episode show notes and transcript visit jessicamoorhouse.com/387
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It's the Season 17 finale and to wrap up yet another incredible season, I've got Vivian Tu of on the show to share her journey of being raised by immigrant parents, getting into an elite university to make her parents proud, becoming the lone woman of colour Wall Street trader on her team, then leaving it all for the world of Tiktok to become one of the most followed finfluencers who's been able to amass a net worth north of a million dollars in only two years. Oh, and did I mention she also has a new book coming out (that you can enter to win!) called ? As someone who has been a financial educator and influencer for close to 12 years, it was so fascinating for me to learn how Vivian was able to skyrocket into online popularity during the height of Covid while sticking to her Wall Street roots by making sure to educate her young following about the key things they should know about money and building wealth while staying true to her values. The podcast will be on break for January but expect to see Season 18 in February so I can finish writing my own book that will be out next winter! For full episode show notes visit: https://jessicamoorhouse.com/386
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Money can be a simple thing, but it can also be complex when you take into account one important factor — people. Financial content creator and new author is on the podcast today to discuss her new book, , as well how we all need to adopt a more shame-free and trauma-aware approach to money. You see, there's a reason managing money and building wealth comes easy to some and not others. For Ellyce, she realized that her identity as a queer woman with ADHD played a much larger role in her finances than she initially realized. So just think, what does your identity say about your money? Does it mean you face certain barriers that others don't? Does it mean it takes you longer to learn? Does it mean you'll struggle more with things like sticking to a budget or overcoming your anxiety with investing compared to others? The answer is a resounding YES! Personal finance is personal as they say, but often I think that important fact is still overlooked or ignored by many. For full episode show notes visit: https://jessicamoorhouse.com/385
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I'm so excited to have my next guest come back for a second time on the show because she's not only that much closer to achieving her goal of financial independence but she's also just published her first book on how we can all follow in her footsteps! I'm talking about , the host of the Journey to Launch podcast who you may remember from . Her new book, Your Journey To Financial Freedom A Step-by-Step Guide to Achieving Wealth and Happiness, goes in-depth about what specific steps we all should be taking to save more, pay down debt, and ultimately build more wealth so we can live more and be able to pass down more wealth to future generations. Although Jamila has reached some big milestones recently, it's been a long journey to get where she is. Her journey actually started with paying down $169,000 in debt in just two years, while also balancing running a full-time business and being a mom of three young children in Brooklyn, New York. If you're looking for some motivation to either start or continue your own personal finance journey, you need to listen to this episode. For full episode show notes visit: https://jessicamoorhouse.com/384
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I've been teasing this episode throughout the season because Simone Stolzoff's book just so happens to be one of the best books I've read all year (and I can't shut up about it). In the personal finance space, we often talk about working, earning an income, getting raises and promotions, and the ultimate dream of having a career you're passionate about. But the reality is... work is still work even if it is your passion. Not only that, there are a ton of downsides to working a job you're passionate about as Simone shares stories about in his book. Maybe there is something to be said for keeping your life and livelihood separate. Maybe you don't have to be passionate about your job but can funnel that passion into your personal life instead. Maybe Mark Twain was full of crap when he was quoted as saying "Find a job you enjoy doing, and you will never have to work a day in your life." As a journalist, designer, author and now someone who quit his 9-to-5 to work for himself, Simone joins me on the podcast to discuss why having a job that's good enough may actually be what we should be striving for instead of a career that tries to fulfill us in every possible way. For full episode show notes visit: https://jessicamoorhouse.com/383
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Why is there still a gender pay gap? Why are women so often criticized or penalized for being ambitious and career-focused? Why is it so much harder for women to build the same kind of wealth and achieve the same form of success as men when they follow the same rules? These are some big questions to ask, which is why I invited back on the show to try to answer them. Since Stefanie was first on , all the way back in 2016, a lot has changed since then. Over the past few years, she's launched the website as well as an award-winning newsletter of the same name to tackle topics often overlooked in the personal finance space such as the gender pay gap, the motherhood penalty, and other barriers that women in particular face when it comes to building wealth and successful careers compared to their male counterparts. In our discussion together, Stefanie not only shares her take on some of the hot-button issues, but she also brings receipts in the form of hard data and academic studies. For full episode show notes visit: https://jessicamoorhouse.com/382
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This is a very special episode for all my Canadian listeners who are also fans of Canadian personal finance YouTuber . Having amassed over 140,000 subscribers on YouTube and millions of views, Adrian has been consistent with his get-rich-slowly approach to teaching Canadians about taxes, investing, and saving their money. And what's even more exciting about having him on the show is I had Adrian over at my home studio to do the recording! I haven't done this since 2019, and it was seriously such a blast talking about his journey from working in AI to becoming a full-time content creator, his investment philosophy and strategies he lives by, and of course his top money tips for listeners like you. For full episode show notes visit: https://jessicamoorhouse.com/381
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What's it like to be an Olympian, a Cirque du Soleil performer, and a Vice President of Entertainment and Pictures for Shark Tank Robert Herjavec's company? Well, that's why I've got my next guest on the show to tell me, in addition to sharing the lessons she's learned about reinventing herself (multiple times) which she documents in her new book . Mary learned the value of a dollar early in life when her dad passed away when she was 8 and her mom had to raise her and her siblings on a single income. Inspired by her dad's legacy as a Big Ten Champion, she started taking gymnastics seriously and soon became a two-time Canadian Champion in Rhythmic Gymnastics. Keen to reach her full potential, she started competing for the U.S. and eventually made it to the 2004 Olympics. But what happens when you've aged out of professional sports? You need to reinvent yourself, which is what Mary did by starting a new career with Cirque du Soleil. But after several years as a performer, she realized she needed to pivot again, which brought her to her current career in business. Mary's story of starting from almost nothing to becoming a champion gymnast to then having to switch careers multiple times should serve as inspiration for us all that life isn't a straight and narrow path and it's okay to experience setbacks in life. What's important is to keep going, changing, and being open to what life has in store for you next. For full episode show notes visit: https://jessicamoorhouse.com/380
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Money isn't everything, and it most certainly shouldn't be the thing that dictates where your life takes you (or holds you hostage). No one knows this better than Mick Heyman, author of . After working in wealth management for 40 years, he realized he wasn't happy where he was and had been chasing the money to a life he couldn't even recognize anymore. That's when he made a big change, moved from Louisville, Kentucky to San Diego, and finally started living life on his terms. His years of experience in finance and life change (that turned out to be one of the best decisions he ever made) inspired him to share his experience and best financial tips with others in his new book so we all can learn how to mellow our money a bit more. For full episode show notes visit: https://jessicamoorhouse.com/379
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It’s not easy immigrating to a new country and trying to navigate a new workplace with different shorthand, customs, and rules… especially when that workplace isn’t set up so all employees feel seen, heard, and safe no matter their background. This was Ayo Owodunni’s initial experience when he immigrated to Canada from Nigeria back in 2016, before he became a City Counsellor for Kitchener Ontario and a management consultant for large-scale organizations such as Spotify, Canada Life, Microsoft, Thomson Reuters, CIBC, TMX Group and Hydro One. Seeing as over the past 5 years, Canada has welcomed over 1.5 million immigrants, with 6 out of 10 being economic migrants with years of professional experience and education, Ayo realized fairly quickly in his work that big change needed to happen on the institutional level. This is what inspired him to write his new book, , to help companies develop a more inclusive culture and take advantage of the extensive skill sets that newcomers to Canada bring to the table as employees. In this episode, we discuss the specific challenges that immigrants may face in the workplace, the qualities of inclusive leadership, the importance of cultural intelligence, as well as practical steps for building a harmonious and diverse team. For full episode show notes visit: https://jessicamoorhouse.com/378
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