Episodes

  • BT Money Hacks Ep 105: Make money while doing good with ESG investing

    14:24

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    In this 105th episode of Money Hacks, brought to you by UOBAM, correspondent Howie Lim speaks to Koh Hwee Joo, senior director, Sustainability Office at UOB Asset Management, about how doing good doesn’t mean sacrificing returns these days with ESG investing.

    Highlights of the conversation: 
    Why investors should consider ‘profit with purpose’ for their portfolios (1:10)
    What makes it sustainable investing and how to get started (3:09)
    Combatting naysayers’ claims that financial concerns are a secondary consideration after investors’ moral values (5:43)
    The ESG fund scene in Singapore and how accessible it is to investors now (7:42)
    Why there’s been a call for greater transparent measurement and disclosure of sustainability performance (9:34)
    Recognising greenwashing and what metrics are being used to assess ESG factors (10:42)
    Getting the sceptical and unaware to be more involved in ‘profit with purpose’ investing: the proof in the pudding (11:58)

    Find out more about UOBAM at: https://www.uobam.com.sg/sustainability/solutions/united-smart-sustainable-singapore-bond-fund.page

    Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

    Edited by: Howie Lim and Hadyu Rahim

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

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  • BT Money Hacks Ep 104: Reducing SMEs' indebtedness and mitigating bankruptcy risk

    13:05

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    In this 104th episode of Money Hacks, correspondent Howie Lim speaks to Morgan Terigi, CEO and co-founder of Incomlend about how cash-strapped SMEs can access diversified sources of working capital, especially during these challenging times.

    Highlights of the conversation:
    SMEs’ lack of access to working capital as Government support schemes ease (1:15)
    Why SMEs should consider non-recourse financing options, though it’s riskier for lenders (4:00)
    Other alternative and suitable financing options for SMEs (7:26)
    How ESG can be an accelerator for an SME’s growth (11:27)

    Produced by: Howie Lim, Ernest Luis and Lee Kim Siang

    Edited by: Howie Lim

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

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  • BT Money Hacks Ep 103: Is it ever too late to start planning for retirement?

    14:15 min

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    This week's 103rd episode explores whether it’s ever too late to start planning for retirement and what you can do if you’re 60 and haven’t.

    Correspondent Howie Lim speaks with Jay Phua, Financial Services Director at Great Eastern.

    Highlights of the conversation:
    The common misconceptions surrounding retirement planning (1:49)
    Is it too late for a 60-year old to start planning for retirement? (4:55)
    Is reducing equity exposure when nearing retirement a good idea? (8:05)
    Unique hurdles to financial planning women face (9:51)
    Survey results: Biggest regrets when retirement planning according to respondents (11:43)

    Produced by: Howie Lim and Ernest Luis

    Edited by: Howie Lim

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

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  • BT Money Hacks Ep 102: Invest safely and easily in Chinese securities from Singapore13:29 minSynopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.This week's episode helps you understand the reasons behind the changing regulatory climate in China and how to act on them while taking fewer risks, brought to you by OCBC Securities: www.iocbc.comBT's digital editor Chris Lim hosts Lim Yuin, chief investment strategist from Lion Global Investors, and Darren Tan, head of fixed income, Structured Products and ETFs at OCBC Securities.They explain the following:Why the Chinese market could surpass the US by 2026; Alibaba v Amazon an example of Chinese growth potential (1:00)Sectors to monitor for long-term potential despite Chinese regulatory tweaks (3:02)Know common key barriers for Singapore-based investors when it comes to Chinese investments; overcome them safely and easily (3:52)How investors can avoid common pitfalls with easy-to-use basket options such as the Lion-OCBC Securities China Leaders ETF (5:58)Main pros and cons of DIY investing at one extreme vs simply buying an ETF at the other extreme? (8:24)How geographic diversification can strengthen a Singapore-based investor's portfolio (9:52) Lion-OCBC Securities China Leaders ETF: www.iocbc.com/chinaleadersOCBC Securities: www.iocbc.comLion Global Investors: https://www.lionglobalinvestors.com/en/index.htmlProduced by: Chris Lim & Ernest LuisEdited by: Hadyu RahimFollow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:Channel: http://bt.sg/btmoneyhacksApple Podcasts: http://bt.sg/oeXeSpotify: http://bt.sg/oeGNGoogle podcasts: http://bt.sg/oeGPWebsite: http://bt.sg/moneyhacksFeedback to: podcast@sph.com.sgDo note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. An investor should read the prospectus that can be attained from www.iocbc.com before deciding whether to subscribe for or purchase units in the ETF. This advertisement has not been reviewed by the Monetary Authority of Singapore.---Discover more BT podcast series:BT Mark To Market Podcast at: http://bt.sg/btmark2mktWealthBT Podcast at: http://bt.sg/btwealthbtBT Podcasts at: https://bt.sg/pcOM---For more on personal finance, go to: https://bt.sg/moneyplaybook#BTMoneyHacksSee omnystudio.com/listener for privacy information.

  • BT Money Hacks Ep101: Are there too many financial advisers and do you really need one?

    12:44 min

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    This week's 101st episode explores whether there are too many financial advisers in Singapore and if we actually need them. Is it possible to take care of your own financial planning? 

    Correspondent Howie Lim speaks with Wayne Chen, founder and CEO of GoalsMapper, a financial planning software that combines technology with the experience of financial consultants.

    Highlights of the conversation:
    The implications of too many financial advisers (2:30)
    If it’s possible to do your own financial planning (3:35)
    What a DIY plan looks like (6:30)
    The need for more ethical, upstanding and trustworthy financial advisers (8:36)
    How technology can aid the financial planning process (10:55)

    Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis & Fa'izah Sani

    Edited by: Hadyu Rahim and Howie Lim

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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  • BT Money Hacks Ep 100: The perils of holding on to too much cash

    18:37 min

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    This week's monumental 100th episode looks at the importance of investing the extra cash you have, instead of saving too much. You could actually lose money if you just allow it to do nothing.

    BT's digital editor Chris Lim and his new co-host - correspondent Howie Lim - speak with David Kuo, co-founder of The Smart Investor. Chris and some listeners also tell us what they learnt from crucial episodes along the way to this 100th episode of Money Hacks.

    Highlights of the conversation:
    Chris talks about his favourite Money Hacks episodes (1:58)
    Start investing now! Lose money if you do nothing and leave your cash idle (4:47)
    The Rule of 100 and the Rule of 72 in relation to risk aversion (7:42)
    Low interest rate environment is another reason you should invest (9:25)
    Your age - more than how much you earn - should dictate how much you invest (11:20)
    Establish your goal in a proper investing plan and not treat it as a hobby (13:37)

    Produced by: Chris Lim (limchris@sph.com.sg), Howie Lim (howielim@sph.com.sg) & Ernest Luis

    Edited by: Hadyu Rahim and Howie Lim

    Read: Saving too much for rainy day can dampen retirement:  https://www.businesstimes.com.sg/banking-finance/money-playbook/saving-too-much-for-rainy-day-can-dampen-retirement

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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  • BT Money Hacks Ep 99: How to turn your passion project or side hustle into an ESG business


    12:42 min

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    This week's episode looks at how many people have set up a part-time business, or side-hustle, especially amid the disruption and uncertainty caused by the Covid-19 pandemic. Understand how to turn your side hustle into a money-making ESG (Environmental, Social, and Governance) business in this episode, brought to you by Withers KhattarWong: https://www.withersworldwide.com/en-gb/

    BT's digital editor Chris Lim hosts Helga Angelina, entrepreneur and founder of Burgreens and Green Rebel, in Indonesia.

    She explains the following:
    How her health issues gave her an idea to start her businesses after graduating from college (1:40)
    Challenges to start a healthy food business in Indonesia as there was initially no mainstream society understanding of plant-based diets there (3:12)
    Why market education on healthy eating lifestyle, collaborations and invitations by key opinion leaders to public talks, makes a difference (5:00)
    Step-by-step guide to convert your passion project or beliefs into a real business idea and ESG-driven model (7:40)
    Find a co-founder who shares the same mission and values (9:17)
    Advice for budding ESG women entrepreneurs (10:17)

    Withers Worldwide: https://bit.ly/3xiTFo0

    Produced by: Chris Lim & Ernest Luis

    Edited by: Adam Azlee and Hadyu Rahim

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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    Website: http://bt.sg/moneyhacks

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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  • BT Money Hacks Ep 98: How to start a crypto or blockchain-based business

    10:14 min

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    This week's episode looks at what it takes to start a crypto or blockchain-based business. Understand the foundational technology of crypto in this episode, which is brought to you by Withers KhattarWong: https://www.withersworldwide.com/en-gb/

    BT's digital editor Chris Lim hosts Pang Xue Kai, co-founder of Tokocrypto, a cryptocurrency exchange based in Indonesia.

    He explains the following:
    What were the key challenges when starting a cryptocurrency exchange? (1:12)


    Key challenges faced when starting Tokocrypto in Indonesia, and common challenges overseas (2:10)
    Being compliant or even overly compliant, to legitimise a crypto exchange and make it mainstream with formative legal regulations (2:42)
    Key factors you need to know to start a crypto or blockchain-based business in emerging markets (5:05)
    Relating better to the local people of that market: In Indonesia, how showing that cryptocurrencies has characteristics similar to "digital gold" worked (5:38) 
    Six steps of advice for listeners looking to start a cryptocurrency exchange or crypto-based business (7:35)

    Withers Worldwide: https://bit.ly/3xiTFo0

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee and Hadyu Rahim

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

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    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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  • BT Money Hacks Ep 97: How multi-currency wallets can save businesses money

    11:10 min

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    This week's episode looks at how fees can quickly multiply and hurt the bottom-line when businesses deal in multiple currencies via traditional payment rails. Find out why and how multi-currency wallets - for businesses - are one way around it, in this episode brought to you by HSBC: https://www.business.hsbc.com.sg/

    BT's digital editor Chris Lim hosts Winnie Yap, managing director and head of Global Liquidity and Cash Management Singapore at HSBC. She explains the following:
    What are the costs that SMEs face when making cross-border payments by transacting in multiple currencies through traditional payment rails? (1:00)
    What is a multi-currency wallet for businesses, such as the HSBC Global Wallet, and how can it save time and money? (1:29)
    Addressing SMEs' concerns about foreign exchange rates (3:05)
    Does the HSBC Global Wallet work like virtual consumer wallets such as GrabPay? (3:52)
    What are the risks to businesses that don't embrace new payment options such as multi-currency wallets? (5:52) 
    A step-by-step guide for SME businesses to get started with multi-currency wallets if they want to save time and money (9:05)

    HSBC Global Wallet: https://www.business.hsbc.com.sg/globalwallet

    HSBC Business Banking for SMEs: https://www.business.hsbc.com.sg/hsbc-sme-business-banking

    HSBC Commercial Banking for Singapore: https://www.business.hsbc.com.sg

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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  • BT Money Hacks Ep 96: The ABCs of disability insurance plans

    10:53 min

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    This week's episode looks at how disability insurance and long-term care aren’t on the radar of many. Find out why this should be on your must-do list during this pandemic, in this episode brought to you by Great Eastern: https://www.greateasternlife.com/sg/en/index.html

    BT's digital editor Chris Lim hosts Colin Chan, managing director of Group Marketing at Great Eastern, who explains the following:


    Can you ever be too young to worry about disability insurance (1:48)
    What is a "living" benefit, and why this is key if you have a longer runway of potential needs (2:52)
    Many young people suffer disabilities caused by accidents and unforeseen circumstances (3:15)
    Calculating long-term care costs in Singapore (5:50) 
    How a 30-year-old can use CPF Medisave to pay for premiums up to $600 a year, including a yearly cash top-up for higher monthly payout benefits (6:47)

    Great Eastern: https://www.greateasternlife.com/sg/en/personal-insurance/thelifecompany.html

    Great Eastern’s Live Lifeproof with GREAT CareShield: https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-careshield/disability-support.html

    Great Eastern’s Disability Coverage Calculator: https://www.greateasternlife.com/sg/en/personal-insurance/understand-insurance/financial-tools-to-know-what-you-need/disability-income.html

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

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    Website: http://bt.sg/moneyhacks

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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    BT Podcasts on: http://bt.sg/podcasts

    Follow our shows then, if you like short, practical podcasts!

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  • BT Money Hacks Ep 95: Critical illness insurance more crucial than ever

    12:01 min

    Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    This week's episode covers insurance, a risk management fundamental you need to sort out before considering more advanced money hacks. Find out why critical illness insurance is more crucial than ever during this pandemic, in this episode brought to you by Great Eastern: https://www.greateasternlife.com/sg/en/index.html

    BT's digital editor Chris Lim hosts Colin Chan, managing director of Group Marketing at Great Eastern, who explains the following:
    What is critical illness insurance and where it sits in your insurance portfolio (0:44)
    Understanding the latest multi-pay critical illness plan (3:12)
    How such a plan can continue to cover you even after you suffer from your first critical illness (4:50)
    Ensuring continued critical coverage given that illnesses are happening at a younger age (8:30)
    The percentage top-up premium needed to ensure continued multi-pay critical illness coverage (9:35)

    Great Eastern’s Live #Lifeproof: https://www.greateasternlife.com/sg/en/personal-insurance/thelifecompany.html

    Great Eastern’s Great Life Advantage with add-on critical illness coverage: https://www.greateasternlife.com/sg/en/personal-insurance/our-products/life-insurance/great-life-advantage.html

    Great Eastern’s Critical Illness Cover calculator: https://www.greateasternlife.com/sg/en/personal-insurance/understand-insurance/financial-tools-to-know-what-you-need/critical-illness-cover.html

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

    Channel: http://bt.sg/btmoneyhacks

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    Website: http://bt.sg/moneyhacks

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    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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  • BT Money Hacks Ep 94: Why young working adults need to start a financial plan now

    14:49 min

    Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

    This week's episode is aimed at young working adults, on the importance of having some kind of financial plan sooner rather than later, instead of waiting till they have a sizeable sum to invest. It is brought to you by HSBC: https://www.hsbc.com.sg/

    BT's digital editor Chris Lim hosts Deepak Khanna, head of wealth products and journeys at HSBC, who explains the following:
    Why HBSC’s FinFit survey shows that young working adults in Singapore aged 24-39 are weakest in their retirement planning (1:34)
    How is portfolio rebalancing connected to retirement planning (2:45)
    Are there tailor-made, personalised portfolios you can stress test against various market scenarios? (4:46)
    Why a "small" portfolio size should not stop you from reviewing your portfolio annually (6:50)
    Step-by-step guide for young adults to start meeting their future retirement needs early (8:15)
    Those who scored high on HSBC's FinFit survey review their finances yearly (12:25)

    Find out how FinFit you are from HSBC: https://www.hsbc.com.sg/finfit/

    HSBC's financial planning tools: https://www.hsbc.com.sg/financial-planning/

    HSBC's Wealth Portfolio Plus, a relationship manager-guided journey: https://www.hsbc.com.sg/wealth/investments/wealth-portfolio-plus/

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

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    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

    WealthBT Podcast on: http://bt.sg/btwealthbt

    BT Podcasts on: http://bt.sg/podcasts

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  • BT Money Hacks Ep 93: How to plug top financial knowledge gaps even seasoned investors have

    13:59 min

    Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

    This week's episode plugs the top financial knowledge gaps that some experienced investors may not even know too. It is brought to you by HSBC: https://www.hsbc.com.sg/

    BT's digital editor Chris Lim hosts Deepak Khanna, head of wealth products and journeys at HSBC, who explains the following:
    What are the top 3 financial knowledge gaps and how HSBC's new FinFit online index shows how to close these gaps (0:45)
    Correcting mismatches between financial product maturity and your own goals, such as university education for your children (2:12)
    Why not enough people assess their risk tolerance regularly (3:39)
    Many experienced investors with portfolios larger than S$200,000 are still invested mostly, or even entirely, in equities and bonds. Is that good enough? (6:00)
    Three steps for investors to build a multi-asset portfolio - with an emphasis on not just broad asset classes but even sub-asset classes (7:50)
    Fourth step to further diversify your portfolio: How to understand the sustainable investment sector better in 2021 (11:20)

    Find out more about:

    HSBC's FinFit index and financial coaching tools: https://www.hsbc.com.sg/finfit/

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

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    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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    See omnystudio.com/listener for privacy information.

  • BT Money Hacks Ep 92: Trends for Asia's ESG investing outlook in 2021 and beyond

    12:12 min

    Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

    This week's episode looks at Environmental, Social, and Governance (ESG) - a growing area of interest for retail investors especially in Asia - and the outlook for ESG investing in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

    BT's digital editor Chris Lim hosts Victoria Mio, director for Asian equities at Fidelity International, who explains the following:


    Fidelity’s annual global Analyst Survey 2021 shows how Asia (including China) is not far behind the West when it comes to sustainability awareness (1:00)
    Net-zero carbon emissions: What it means for investors and what factors and values in companies they should look for (3:26)
    More carbon neutrality progress in utilities and telecom sector companies than within energy sector (6:12)
    Percentage estimates of companies that will achieve carbon neutrality in coming decades (7:20)
    How sustainable investors have a role to play in forcing positive change in companies (8:03)
    Will there be more emphasis on social issues versus the 'E' and 'G' in ESG? (9:10)

    Find out more about:

    Fidelity International: https://www.fidelity.com.sg/news-and-insights/outlook

    Download Fidelity International Analyst Survey 2021 report: https://www.fidelity.com.sg/static/singapore/pdf/article/analyst-survey-2021/fidelity_analyst_survey_2021.pdf

    Fidelity International Analyst Survey 2021 site: https://www.fidelity.com.sg/news-and-insights/analyst-survey-2021

    Listen to Ep 89 - Key investment themes to act on in 2021: https://str.sg/Jj9K

    Ep 90 - Investing in China's market - the case for retail investors: https://omny.fm/shows/money-hacks-1/investing-in-chinas-market-the-case-for-retail-inv

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

    Channel: http://bt.sg/btmoneyhacks

    Apple Podcasts: http://bt.sg/oeXe

    Spotify: http://bt.sg/oeGN

    Google podcasts: http://bt.sg/oeGP

    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

    WealthBT Podcast on: http://bt.sg/btwealthbt

    BT Podcasts on: http://bt.sg/podcasts

    See omnystudio.com/listener for privacy information.

  • BT Money Hacks Ep 91: Investing in China's market - the case for retail investors

    11:43 min

    Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

    This week's episode looks at the case for investing in China in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

    BT's digital editor Chris Lim hosts Catherine Yeung, Fidelity International's investment director, who explains the following:
    China's household consumption, GDP, and pent-up demand (0:42)
    How retail investors can take advantage of China's domestic demand story (2:12)
    What China’s tremendous data advantage means (3:15)
    Investing opportunities: looking outside China’s big-name equities (6:10)
    Income opportunities: yield from Chinese state-owned enterprises (8:26)
    Assessing risk in Chinese markets (9:30)

    Find out more about:

    Fidelity International: https://www.fidelity.com.sg/news-and-insights/outlook

    Fidelity's Case For Investing in China: https://www.fidelity.com.sg/Pages/2021-01-06-consumption-continues-grow-importance-outlook-2021-1609903367527

    Listen to Ep 89 - Key investment themes to act on in 2021: https://omny.fm/shows/money-hacks-1/2021s-outlook-and-key-investment-themes-to-act-on

    Ep 92 - Asia's ESG investing outlook in 2021 and beyond: https://omny.fm/shows/money-hacks-1/trends-for-asias-esg-investing-outlook-in-2021-and

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

    Channel: http://bt.sg/btmoneyhacks

    Apple Podcasts: http://bt.sg/oeXe

    Spotify: http://bt.sg/oeGN

    Google podcasts: http://bt.sg/oeGP

    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

    WealthBT Podcast on: http://bt.sg/btwealthbt

    BT Podcasts on: http://bt.sg/podcasts

    Follow our shows then, if you like short, practical podcasts!

    See omnystudio.com/listener for privacy information.

  • BT Money Hacks Ep 90: Achieving passive income and wealth growth amid Covid-19

    9:36 min

    Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

    In this week's episode, we look at strategies for achieving passive income and wealth growth amid Covid-19 and the post-pandemic recovery.

    BT's digital editor Chris Lim hosts Luke Lim, managing director at Phillip Securities, brokerage and wealth management arm of PhillipCapital. They discuss the following:
    Concrete steps to rebuild passive income amid the pandemic and post-pandemic recovery: Which sectors performed? (1:55)
    Diversify when faced with financial vulnerability, in asset classes, geographical regions and sectors (2:41)
    What is the "barbell" approach in diversification? Why it is still worth working with a remisier who acts as a trading coach (4:35)
    Views on single stocks, ETFs and index funds (6:25)

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

    Channel: http://bt.sg/btmoneyhacks

    Apple Podcasts: http://bt.sg/oeXe

    Spotify: http://bt.sg/oeGN

    Google podcasts: http://bt.sg/oeGP

    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

    WealthBT Podcast on: http://bt.sg/btwealthbt

    BT Podcasts on: http://bt.sg/podcasts

    Follow our shows then, if you like short, practical podcasts!

    See omnystudio.com/listener for privacy information.

  • BT Money Hacks Ep 89: Key investment themes to act on in 2021

    10:36 min

    Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

    This week's episode looks at investment themes retail investors can act on in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

    BT's digital editor Chris Lim hosts Paras Anand, Fidelity’s Asia-Pacific chief investment officer, who explains the following:

    1. Differences in Asian economic strategy when compared with countries in the West (1:00)

    2. What concrete steps can retail investors take to act on this outlook? (1:51)

    3. With relatively low yields, and arguably overpriced equities especially in the US, should retail investors wait for the market to cool or avoid timing the market and risk missing out on a recovery year? (5:23) 

    4. What are three key investment considerations for retail investors in this 'new normal' Covid-19 era? (7:30)

    5. Beware of false diversification (8:59)

    Find out more about:

    Fidelity International: https://www.fidelity.com.sg/beginners/learn-about-investing

    Fidelity's Global Market Outlook 2021: https://www.fidelity.com.sg/news-and-insights/outlook

    Fidelity's Learn About Investing: https://www.fidelity.com.sg/beginners/learn-about-investing

    Listen to Ep 91 - Investing in China's market - the case for retail investors: https://omny.fm/shows/money-hacks-1/investing-in-chinas-market-the-case-for-retail-inv

    Ep 92 - Asia's ESG investing outlook in 2021 and beyond: https://omny.fm/shows/money-hacks-1/trends-for-asias-esg-investing-outlook-in-2021-and

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

    Channel: http://bt.sg/btmoneyhacks

    Apple Podcasts: http://bt.sg/oeXe

    Spotify: http://bt.sg/oeGN

    Google podcasts: http://bt.sg/oeGP

    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

    WealthBT Podcast on: http://bt.sg/btwealthbt

    BT Podcasts on: http://bt.sg/podcasts

    Follow our shows then, if you like short, practical podcasts!

    See omnystudio.com/listener for privacy information.

  • BT Money Hacks Ep 88: Protect digital financial assets and even large amounts such as 1 bitcoin

    11:43 min

    Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

    In this week's episode we look at how you can make the most out of your digital assets while making sure they stay safe and sound.

    BT's digital editor Chris Lim hosts Michael Shaulov, CEO and co-founder of digital asset security platform Fireblocks. They discuss the following:
    Advantages and disadvantages of dealing with digital financial assets and transfers (0:34)
    How mistakes in basic digital money transfers can be catastrophic (3:20)
    How retail customers or consumers can ensure safe crypto or digital wallet transactions (5:53)
    Secure technical steps to protecting digital transactions, even for large amounts such as 1 bitcoin (worth more than S$40,000 as of January 2021) (9:01)

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

    Channel: http://bt.sg/btmoneyhacks

    Apple Podcasts: http://bt.sg/oeXe

    Spotify: http://bt.sg/oeGN

    Google podcasts: http://bt.sg/oeGP

    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

    WealthBT Podcast on: http://bt.sg/btwealthbt

    BT Podcasts on: http://bt.sg/podcasts

    Follow our shows then, if you like short, practical podcasts!

    See omnystudio.com/listener for privacy information.

  • BT Money Hacks Ep 87: New digital banking opportunities for consumers, SMEs and micro enterprises

    10:58 min

    Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

    In this week's episode we look at how Singaporean consumers, as well as SMEs and micro enterprises, can benefit from digital banking services.  

    BT's digital editor Chris Lim hosts Hari Sivan, chief executive and founder of SOCASH, a fintech that allows cash withdrawals from shops instead of ATMs. They discuss the following:
    What is digital banking? (0:45)
    How digital banking helps the average consumer when it comes to more choices, as well as lower and transparent costs (1:30)
    Steps a Singaporean consumer can take to benefit from digital banking services in 2021 and beyond (4:03)
    Steps small- and medium-sized enterprises (SMEs) or micro enterprises can take, to benefit from, and prepare for, digital banking services in 2021 and beyond (6:33)

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

    Channel: http://bt.sg/btmoneyhacks

    Apple Podcasts: http://bt.sg/oeXe

    Spotify: http://bt.sg/oeGN

    Google podcasts: http://bt.sg/oeGP

    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

    WealthBT Podcast on: http://bt.sg/btwealthbt

    BT Podcasts on: http://bt.sg/podcasts

    Follow our shows then, if you like short, practical podcasts!

    See omnystudio.com/listener for privacy information.

  • BT Money Hacks Ep 86: Reasons to avoid ILPs or investment-linked insurance policies

    10:53 min

    Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

    In this week's episode we look at why you might want to avoid an investment-linked insurance policy, or ILP for short.   

    BT's digital editor Chris Lim hosts Christopher Tan, chief executive of Providend - a financial advisory firm -  as they discuss the following:
    What is an ILP? Understand mortality charges too (0:36)
    Where does an ILP fit in a person's portfolio, and why shouldn’t someone buy an ILP? (1:34)
    As you get older, especially from the age of 50, more of your premium goes into paying the mortality charge instead of investments (4:42)
    If ILPs aren’t the answer for many financial goals, what is a step-by-step approach towards both insurance and investment (7:35)

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

    Channel: http://bt.sg/btmoneyhacks

    Apple Podcasts: http://bt.sg/oeXe

    Spotify: http://bt.sg/oeGN

    Google podcasts: http://bt.sg/oeGP

    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

    WealthBT Podcast on: http://bt.sg/btwealthbt

    BT Podcasts on: http://bt.sg/podcasts

    Follow our shows then, if you like short, practical podcasts!

    See omnystudio.com/listener for privacy information.