Episodes
-
RMD’s and things to remember – Just back from the Ed Slott conference in San Diego,
Chris Boyd shares a variety of tax and financial planning topics with co-host Jeff Perry.
The conversation begins with brief commentary on the upcoming elections. Next Chris
shares detailed lessons about Required Minimum Distributions. The dialogue transitions
to items to consider before the end of the year, including retirement contributions, Roth
conversions, charitable giving and QCD’s.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Election and Investing – Senior Portfolio Manager Brian Regan joins Jeff Perry for a
lively discussion about how the upcoming election may impact the markets and investors.
The podcast starts out with a review of how the stock market has performed under prior
Presidents. Brian shares detailed commentary of the likely economic outcomes of a
Trump or Harris presidency. Jeff and Brian dig into issues of tax policy, deficit spending,
employment, tariffs, and geo-politics.
For more information or to reach Chris Boyd, Brian Regan or Jeff Perry, click the below
link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Missing episodes?
-
Retirement Confidence – In this episode, Chris Boyd and Jeff Perry discuss the 34th
Annual Retirement Confidence Survey conducted by the Employee Benefit Research
Institute and Greenwald Research. Chris and Jeff dig into topics surveyed which include
responses about Social Security, pensions, IRAs/401Ks, inflation, working after
retirement and various expected sources of income. The discussion goes off on a tangent
as the pair discuss the non-financial aspects of retirement planning.Chris also invites you to join him at an upcoming seminar titled “Your Retirement Countdown”.
Click the link below to read the entire Retirement Conference Survey:
https://www.ebri.org/docs/default-source/rcs/2024-rcs/2024-rcs-release-
report.pdf?sfvrsn=2447072f_2
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
End of Year Planning – Chris Boyd and Jeff Perry review financial planning and tax
strategies investors may wish to consider prior to the end of the year. Topics discussed
are RMD’s, estate planning, life insurance, charitable giving, deferring income,
accelerating expenses, capital gains/loss harvesting and Roth conversions. Chris also
reminds everyone why it is important to check and update your beneficiaries. Chris and
Jeff also inform listeners of the new AMR Team office location in Hyannis and discuss
the recent Grand Opening ceremony.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
College Planning – Part 2 – Chris Boyd and Jeff Perry introduce part two from their
recent College Planning webinar. In this segment, Chris and Jeff introduce Cozy
Wittman of College Inside Track. Cozy offers her thoughts on how to find the best “fit”
for your student in the college selection. In addition, Cozy outlines the financial aid
process and dispels some commonly held beliefs of which colleges may be the best value.
Cozy also explains the FAFSA process and offers her advice as to what students and
families should do with the announcement of the FAFSA opening delay.
To watch the entire College Planning webinar, click the link below:
https://www.youtube.com/watch?v=m55DXWD7HaA
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
College Planning – Part 1 – Chris Boyd and Jeff Perry introduce the first of two
episodes from their recent College Planning webinar. In this segment, Chris and Jeff
discuss the current and future cost of college and whether college is still worth the cost.
Chris and Jeff then turn to the different ways to save and invest for future college
expenses. The conversation focuses on the use of 529 plans. Jeff highlights why
grandparents may be the best choice to set up a 529 plan. Chris and Jeff discuss what
happens to 529 plan funds if they are not needed for college expenses.
To watch the entire College Planning webinar, click the link below:
https://www.youtube.com/watch?v=m55DXWD7HaA
For more information or to reach Chris Boyd or Jeff Perry, click the below link:https://www.wealthenhancement.com/s/advisor-teams/amr
-
The Survey Says – Aya Yoshioka CFA of Wealth Enhancement joins Chris Boyd and
Jeff Perry to discuss the findings of Wealth Enhancement’s recent Retirement Lifestyle
Study (linked below). The conversation begins with the survey’s top political concerns of
the respondents as being inflation and taxes. Aya answers questions of the significance of
elections and the stock market. Jeff outlines the lifestyle and happiness survey data
among different generations. Chris asks Aya for her thoughts on the various geo-political
events and how they could impact investors.
https://www.wealthenhancement.com/s/blog/retirement-lifestyle-survey-
MC5U5DUQSIRZCBLLM7CYSIKO6YLM
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Does China care about our elections? – China expert and Attorney Andrew Singer
joins Chris Boyd and Jeff Perry for a timely discussion of whether China really cares who
wins elections in the United States or is China most interested in division and disruption?
In addition to the U.S. Election, Andrew responds to questions about Chinese life &
culture, tariffs, and alliances with North Korea and Russia. Andrews also offers
commentary concerning China’s conflicts in the region, including the Philippines,
Vietnam and India.
For a related recent article by Andrew Singer, click the link below:
https://www.andrewsingerchina.com/post/china-the-presidential-election
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Critical Financial Steps to Take Before You Retire – Chris Boyd and Jeff Perry discuss
a list of items that should be considered before you retire. On the top of the list is
figuring out what role working part-time will play after you retire from your fulltime
work. The conversation turns to Social Security planning and how it fits into the overall
retirement income puzzle. Jeff warns listeners of the impact of failing to plan for future
inflation. Chris shares his thoughts why it is so critical to identify your own retirement
income style before you retire and suggests that people should practice spending in the
context of your retirement budget. The last step people should take as they are
approaching retirement is to start structuring their portfolio for retirement. Chris
summarizes why all these items are critical to a successful financial plan. Please see
below links to two related articles reference in this podcast.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
https://www.morningstar.com/retirement/5-critical-financial-steps-take-before-you-retire
https://www.gobankingrates.com/retirement/planning/ways-retirees-can-be-better-
prepared-when-inflation-skyrockets/ -
Why Investors Missed Out on 15% – Chris Boyd and Jeff Perry open this episode with
an update on the opening of a new office location in Hyannis for the AMR Team. They
also discuss the recent Federal Budget deal and what it may mean after the November
election. Chris and Jeff next review a recent Morningstar article titled “How can
investors capture a greater share of their funds total returns in the future” (see link to the
article below). The dialogue shifts to an in-depth look at how behavioral and
psychological factors can harm investment performance. The conversation also includes
an overview of the financial principles of asset allocation, diversification, and
rebalancing.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amrhttps://www.morningstar.com/personal-finance/fund-investors-who-kept-it-simple-
captured-more-return -
10 Ways Retirees Can Be Better Prepared When Inflation Skyrockets – Jeff Perry
asks Chris Boyd about a recent news article that Chris was quote in. The
GoBankingRates article discusses how retirees can be prepared for inflation with forward
thinking and some simple financial strategies (see article at the link below). Topics
covered include Designing Your Retirement Portfolio Intentionally & Asset Allocation,
Delaying Social Security If You Can, Considering Part-Time Work, Not Chasing Income,
Revisiting Your Medicare Plan, Considering Downsizing or Relocating, Cutting
Overlooked Expenses, and the question of Should You Drop Your Life Insurance. Chris
closes out the podcast with a reminder of the upcoming College Planning webinar
scheduled for September 24th (see link below)https://www.gobankingrates.com/retirement/planning/ways-retirees-can-be-better-
prepared-when-inflation-skyrockets/For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751 -
The Fed, Interest Rates, and the Market – Senior Portfolio Manager Brian Regan joins
Chris Boyd and Jeff Perry for a lively discussion about the recent interest rate cut by the
Federal Reserve. Chris asks Brian about the normalization of the yield curve and what it
may be telling investors. Brian also responds to Jeff’s questions regarding fixed income
investing and whether the utility sector remains attractive after recent gains. Chris closes
out the podcast with a reminder of the upcoming College Planning webinar scheduled for
September 24 th (see link below)
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751 -
Planning Retirement Income – Chris Boyd begins this episode with a reminder of the
upcoming webinar on college planning (see link below). Jeff Perry joins Chris to delve
into the complicated subject of planning income for your retirement. The discussion
starts with a review of how pensions and social security can serve as the base of
retirement income. The conversation turns to the different methods of sequencing
withdrawals from taxable and non-taxable accounts and the consideration of income
taxes. Other topics covered are Roth IRAs, owning the stock in a company you have
worked for, using dividends for income, issues with buying an annuity and required
minimum distributions.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751 -
What’s moving the markets now? The stock market has felt a bit like a rollercoaster
lately. Join Chris Boyd and Jeff Perry as they discuss the issues impacting the markets.
Topics include the seasonality of the stock market, the November election, potential of a
government shut down, economic reports of the CPI, PPI, and unemployment, and the
upcoming decision by the Federal Reserve on interest rates. Also, Chris and Jeff opine
on the recent Presidential debate and share their thoughts about the questions they wish
had been asked by the moderators. Chris reminds listeners of the upcoming webinar on
college planning (see link below).
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751 -
Mail Bag (release on 9/12/24) – In this episode, Chris Boyd and Jeff Perry dig into the
Team AMR Mail Bag and discuss questions and issues from clients and listeners. In a
fast-paced and sometimes humorous conversation, Chris and Jeff handle questions related
to SIPC coverage, Social Security Survivor benefits, how Social Security fits into a
comprehensive financial plan, seeking a second opinion on retirement planning, and super-funding a 529 plan. In addition, Jeff and Chris discuss their upcoming College
Planning Webinar (see link below).
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751 -
Aging Plans with Annalee Kruger– Chris Boyd and Jeff Perry
welcome Annalee Kruger of Care Right, Inc., and co-owner of Plan4LifeNow to this
episode for an important discussion of when and how a comprehensive Aging Plan
should be developed. Topics covered include “Red Flags” that family members should
look for with aging family members, when and how to step in and offer assistance,
caregiver burnout, emotional issues and financial considerations. Annalee also offers her
commentary on the current status and future outlook of senior care options.
For information on Annalee’s book, please click the link below:
https://www.amazon.com/Invisible-Patient-Emotional-Financial-Caregivers-
ebook/dp/B09J64RGJW
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751 -
International Day of Charity (release on 9/05/24) – In recognition of the International
Day of Charity, Chris Boyd and Jeff Perry discuss different ways individuals with a
chartable intent and who are concerned about income taxes may wish to make charitable
donations. The duo has an active dialogue about the pros and cons of Donor Advised
Funds, Charitable Remainder Trusts, and Charitable Annuities. Chris and Jeff also
discuss the benefits of including family members in this process. Jeff highlights why
collaborating with a financial advisor regarding charitable giving is an important
component of a comprehensive financial plan.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751 -
Alphabet Soup- Attorney Keats Boyd joins Chris Boyd and Jeff
Perry for a wide-ranging conversation about the impacts of recent items in the legal and
political news, including the Corporate Transparency Act, Non-Compete Agreements, the
Moore vs United States decision on unrealized gains being taxable, and the new rules on
how listing and buyer real estate agents/brokers compensation has changed. Attorney
Boyd also discusses his upcoming seminars and how to register (see link below). Chris
and Jeff also remind listeners of the upcoming online seminar about college planning on
September 24th (see link below).
For information on estate planning seminars, click the below link:
https://www.boydandboydpc.com/seminars/
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751 -
Take a moment, step back, and ask how do I want to be remembered?
While most of us don’t wish to contemplate our own death, doing the
necessary estate and financial planning and having the appropriate family conversations
can mean a lot more than simply leaving a financial legacy for your family. Chris Boyd
and Jeff Perry share experiences and client stories that demonstrate why having your
affairs in order is a wonderful gift to leave behind.The discussion includes wills, trusts,health care proxies, powers of attorney, and other related documents. Chris mentions the George Kinder “3 Questions”. Chris and Jeff also remind listeners of the upcoming online seminar about college planning on September 24th (see link below).
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Why we ask the questions we ask – Chris Boyd and Jeff Perry
explain why financial advisors ask so many questions. Many of the questions may not
seem relevant to the creation of a financial plan. The conversation starts with the first
meeting which Chris calls the “getting to know you meeting” and follow up document
gathering. Subjects covered include a wide variety of financial planning topics, goal
setting and how one’s goals should drive one’s financial plans. Chris and Jeff discuss
why questions about your health, family situations, and where you live are important to
the creation of a successful financial plan. Chris and Jeff also remind listeners of the
upcoming online seminar about college planning on September 24th (see link below).
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751 - Show more
