Episodes
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Don’t go broke in retirement – Chris Boyd and Jeff Perry dig into several factors that can lead
to someone in retirement not having sufficient assets and income to live their desired lifestyle.
Chris and Jeff discuss the below linked article as they review the following risk factors: You Still
Have Unsecured Debts, You Can’t Stick to a Budget, You Haven’t Budgeted for Health-
Related Costs, You Still Pay for Dependents, and You Aren’t on Track to Retire With 25
Times Your Budget. Chris and Jeff emphasis how having a financial plan in place will guide
you best with your retirement planning.
https://www.gobankingrates.com/retirement/planning/signs-youll-go-broke-in-retirement/
For more information or to reach Chris Boyd or Jeff Perry, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr
The AMR Team is seeking your opinions on the Something More podcast. To participate in our
survey, please click the following link: https://lnkd.in/ekcsvPaM -
Not never, but be cautious – Should you buy an annuity as a part of your retirement planning?
Based on an email from a listener, Chris Boyd and Jeff Perry provide their commentary on the
proper use of annuities. Chris outlines the various types of annuities commonly sold by life
insurance companies. Chris and Jeff caution listeners about the embedded fees and features of
these products. Jeff points out the lack of flexibility to owners of annuities and reminds listeners
in a typical fixed annuity based on the owner’s lifetime, there will nothing left for the
inheritance/legacy. Chris speaks to his concerns of the impacts inflation can have for annuity
owners.
The AMR Team is seeking your opinions on the Something More podcast. To participate in our
survey, please click the following link: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd or Jeff Perry, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Missing episodes?
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Retirement Income Strategies for the Long Haul – Chris Boyd opens this episode with
an offer to listeners for a complimentary 2024 Tax Planning Checklist. The conversation
turns to a discussion of a Kiplinger’s article (see link below) about retirement income
strategies that Chris was quoted in. Chris and co-host Jeff Perry discuss segmenting
retirement income by using the bucket strategy, the use of dividend stocks/bonds versus
total portfolio, having diversified income streams, using annuities (or not) for guaranteed
income, and working part-time in retirement. Chris and Jeff remind listeners to take the
Something More podcast survey (see link below).
https://www.kiplinger.com/retirement/retirement-income-strategies-for-the-long-
haul
The AMR Team is seeking your opinions on the Something More podcast. To participate
in our survey, please click the following link: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following
link: https://www.wealthenhancement.com/s/advisor-teams/amr -
Elevate & Empower – Author and radio personality Jeff Katz joins the podcast to
discuss his new book, Elevate & Empower. The show starts out with a lively discussion
of Jeff’s unique background of being a police officer, wrestling promoter, radio show
host, public speaker, husband, and father. Jeff shares the personal story of his daughter
Julia and how she is the inspiration for the last chapter of the book “Quest for Cookies.”
Jeff also shares his Letters to Julia and his own personal advocacy for disabled
individuals.
To order Jeff Katz’s book Elevate & Empower, e-mail Jeff at: [email protected]
The AMR Team is seeking your opinions on the Something More podcast. To participate
in our survey, please click the link below: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following
link: https://www.wealthenhancement.com/s/advisor-teams/amr -
Unpacking Social Security & Government Pensions – Chris Boyd, Jeff Perry and
Russ Ball explore the often-incorrect assumptions people have related to social security
and government pensions. Russ opens the segment with one of those common
assumptions with a question to Jeff who outlines the interplay of the two sources of
retirement income. Chris shifts to the topic of how many retirees struggle with the
transition of accumulating assets to spending them. The group has an in-depth
conversation as to why a comprehensive financial plan can be an asset to managing the
financial and emotional components of retirement income and expenses.
The AMR Team is seeking your opinions on the Something More podcast. To participate
in our survey, please click the following link: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following
link: https://www.wealthenhancement.com/s/advisor-teams/amr -
Bulls, Bears, and Pigs – After two years of strong market gains, many investors are
wondering if a decline in stock prices is on the horizon. Chris Boyd, Jeff Perry and Russ
Ball discuss market history and what constitutes normal market behavior. Jeff shares a
personal financial move he recently made and reminds listeners of the old saying that
“Bulls make money, Bears can make money, and Pigs get slaughtered.” Chris shares his
guidance on having the proper allocations considering your risk tolerance. The trio also
discusses a pension question and how other issues like health insurance and legacy
planning play into the decision-making process for your pension options.
The AMR Team is seeking your opinions on the Something More podcast. To participate
in our survey, please click the link below: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following
link: https://www.wealthenhancement.com/s/advisor-teams/amr -
Beware of Frauds and Scams – Chris Boyd and Jeff Perry focus this episode with an update on recent methods that criminals are using to steal your funds and your identity. Chris and Jeff begin by discussing the growing use of Artificial Intelligence (AI) to trick victims into providing personal information. Other topics covered are spoofing, phishing, and customer service fakes. The conversation turns to methods to safeguard against becoming an identity theft victim, including credit freezes, requesting fraud alerts, enrolling in multifactor authentication, and checking your bank and credit card statements.
The AMR Team is seeking your opinions on the Something More podcast. To participate in our survey, please click the following link: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following link: https://www.wealthenhancement.com/s/advisor-teams/amr -
Small Business Saturday and Giving Tuesday – With the holiday season being in full swing, Chris Boyd, Jeff Perry, and Russ Ball start of with a discussion on how to manage the financial pressures that many people face during the holiday season. Jeff shares his thoughts on budgeting and low-cost gift giving. Chris next emphasizes the importance of supporting local businesses during the holiday shopping season. The dialogue flows to the dominance of online shopping. The trio discuss Giving Tuesday and Chris outlines various financial and tax planning techniques which allow for the most efficient and effective charitable giving. The AMR Team is seeking your opinions on the Something More podcast. To participate in our survey, please click the link below: https://lnkd.in/ekcsvPaM For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following link: https://www.wealthenhancement.com/s/advisor-teams/amr
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Mail Bag with Brian Regan – Senior Portfolio Manager Brian Regan joins Jeff Perry
and Russ Ball to answer client questions. The episode begins with Brian responding to a
70-year-old client who has approximately $100K in Verizon stock and very much enjoys
the dividend of 6.5%. Brian provides the pros and cons of having such a concentrated
position. The next client question comes from a couple in their 40’s who are saving for
retirement primarily using 401Ks. They want to know if they should add international
stock funds to their retirement accounts. Brian shares why this is a good idea despite a
recent history of lagging returns for international funds.
The AMR Team is seeking your opinions on the Something More podcast. To participate
in our survey, please click the following link: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following
link: https://www.wealthenhancement.com/s/advisor-teams/amr -
The Future of You – Co-founders of “The Future of You” Nan Ives and Lisa Stornaielo
join Jeff Perry and Russ Ball for a non-financial planning discussion focusing on how
someone in retirement should Rebalance Your Life, Connect to Your Purpose, Activate
“ReTRYmen” and Launch Your Life Plan. Nan and Lisa share their experiences with
how their clients work through the opportunities and challenges they face when they step
away from their full-time careers.
To find out more about The Future of You, click the link below:
https://www.thefutureofyou.com/
The AMR Team is seeking your opinions on the Something More podcast. To participate
in our survey, please click the link below: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following
link: https://www.wealthenhancement.com/s/advisor-teams/amr -
Lessons from clients – Chris Boyd, Jeff Perry, and Russ Ball review a variety of
commonly discussed client financial planning issues. With the rise of stock prices in
companies such as Nvidia, some investors find themselves with a sizable portion of their
investment portfolio concentrated in a single holding. Chris leads the discussion of the
best moves for such investors. The trio next reviews the challenges many people face in
accurately predicting their retirement cash flow. The trio discusses challenges and
methods of putting together an accurate financial plan.
The AMR Team is seeking your opinions on the Something More podcast. To participate
in our survey, please click the link below: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Year-end tax planning – With the end of the calendar year fast approaching, Chris Boyd,
Jeff Perry, and Russ Ball discuss strategic tax planning topics. Topics covered include,
RMDs, charitable giving, tax-loss harvesting, IRA contributions, tax deductions, and
long-term tax planning. For listeners who would like a complimentary 2024 Tax
Planning Checklist, they may contact Team AMR at the link below.
The AMR Team is seeking your opinions on the Something More podcast. To participate
in our survey, please click the link below: https://lnkd.in/ekcsvPaM
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Where are Mortgage Rates headed? – Robert Foos, President of Sparrow Mortgage
discusses the current state of the home mortgage market with Chris Boyd and Jeff Perry.
The conversation starts off with the likely impacts for mortgage rates due to the recent
election. Robert answers questions regarding the mortgage application process, debt to
income ratios, types of income that qualify for a mortgage, self-employment situations,
and programs for first time homebuyers. At the end of the segment, Robert mentions
community events in the Falmouth area that he is involved with (see links below).
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To reach Robert Foos, Sparrow Mortgage, or the events mentioned, see the links below:
https://sparrowmortgage.com/
Katie's Cure
https://www.katiescureals.com/
Sip & Shop Small
www.facebook.com/photo/?fbid=1072818018186092&set=pb.100063737103399.-
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The Case for International Investing with Nick Paul, MFS – Nicholas J. Paul, CFA
who serves as the Equity Portfolio Manager for MFS joins Chris Boyd and Jeff Perry for
an in-depth discussion about using mutual funds for international investing. Related
topics covered include the potential impacts from the recent election, the growing
national debt, tariffs, deglobalization, emerging markets, and currency risk. During the
episode Chris and Nick also discuss the benefits of active management for international
investing.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Meaning of Money – Cohen Taylor and Wendell Clarke join Chris Boyd and Jeff Perry
for a dynamic conversation about the Meaning of Money. This episode is about a lot
more than counting the dollars! Topics discussed include, why we give money meaning,
money and emotion, money and relationships, identifying influences/origins of money
messages, illustrating impact of money messages on financial behaviors, and highlighting
impact on advisor/client relationship.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
RMD’s and things to remember – Just back from the Ed Slott conference in San Diego,
Chris Boyd shares a variety of tax and financial planning topics with co-host Jeff Perry.
The conversation begins with brief commentary on the upcoming elections. Next Chris
shares detailed lessons about Required Minimum Distributions. The dialogue transitions
to items to consider before the end of the year, including retirement contributions, Roth
conversions, charitable giving and QCD’s.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Election and Investing – Senior Portfolio Manager Brian Regan joins Jeff Perry for a
lively discussion about how the upcoming election may impact the markets and investors.
The podcast starts out with a review of how the stock market has performed under prior
Presidents. Brian shares detailed commentary of the likely economic outcomes of a
Trump or Harris presidency. Jeff and Brian dig into issues of tax policy, deficit spending,
employment, tariffs, and geo-politics.
For more information or to reach Chris Boyd, Brian Regan or Jeff Perry, click the below
link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
Retirement Confidence – In this episode, Chris Boyd and Jeff Perry discuss the 34th
Annual Retirement Confidence Survey conducted by the Employee Benefit Research
Institute and Greenwald Research. Chris and Jeff dig into topics surveyed which include
responses about Social Security, pensions, IRAs/401Ks, inflation, working after
retirement and various expected sources of income. The discussion goes off on a tangent
as the pair discuss the non-financial aspects of retirement planning.Chris also invites you to join him at an upcoming seminar titled “Your Retirement Countdown”.
Click the link below to read the entire Retirement Conference Survey:
https://www.ebri.org/docs/default-source/rcs/2024-rcs/2024-rcs-release-
report.pdf?sfvrsn=2447072f_2
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
End of Year Planning – Chris Boyd and Jeff Perry review financial planning and tax
strategies investors may wish to consider prior to the end of the year. Topics discussed
are RMD’s, estate planning, life insurance, charitable giving, deferring income,
accelerating expenses, capital gains/loss harvesting and Roth conversions. Chris also
reminds everyone why it is important to check and update your beneficiaries. Chris and
Jeff also inform listeners of the new AMR Team office location in Hyannis and discuss
the recent Grand Opening ceremony.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr -
College Planning – Part 2 – Chris Boyd and Jeff Perry introduce part two from their
recent College Planning webinar. In this segment, Chris and Jeff introduce Cozy
Wittman of College Inside Track. Cozy offers her thoughts on how to find the best “fit”
for your student in the college selection. In addition, Cozy outlines the financial aid
process and dispels some commonly held beliefs of which colleges may be the best value.
Cozy also explains the FAFSA process and offers her advice as to what students and
families should do with the announcement of the FAFSA opening delay.
To watch the entire College Planning webinar, click the link below:
https://www.youtube.com/watch?v=m55DXWD7HaA
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr - Show more
