Episodes
-
In our season finale, Sarah and Dennis address some kickback received on a social media post highlighting the issues we all face as a society when it comes to funding our retirement. And why we're trying to help people avoid sleepwalking into retirement regret.
We discuss why it's so important to be aware of the pitfalls and how we can take some simple steps to improve our financial future.
We cover:
Why retirement planning is harder now than it was 30 years ago. The Office for National Statistics' life expectancy calculator The recent significant increase in the amount of income required for a moderate retirement The pension gender gap and why it exists Retirement anxietyWe're looking forward to returning in September after a summer break. If you have a question you'd like us to cover during the next season, now is the time to reach out.
Useful information
Host: Dennis Hall
Host: Sarah Steele
Contact us: [email protected]
-
In the penultimate episode of Season 3, Sarah and Dennis discuss the importance of reviewing premiums and checking charges on financial contracts.
We receive annual alerts when our car and home insurance is due for renewal. But our life assurances and savings plans tend to run quietly in the background. The direct debit leaving the account each month without much thought.
Why aren't we paying more attention?
Dennis and Sarah discuss:
Old with-profits bonds set up in good faith delivering shockingly poor returns Life assurance contracts with overly high premiums Pension plans invested in sub-optimal default funds Investments subject to charges which significantly reduce their long-term growthWith over 35 years in financial services, Dennis has all too often come across people whose finances have been detrimentally affected due to lack of review.
When was the last time you reviewed yours?
Useful information
Host: Dennis Hall
Host: Sarah Steele
Contact us: [email protected]
-
Missing episodes?
-
In this episode of The Century Plan, Sarah and Dennis are pleased to welcome guests, Dr Tommy Perkins and Dr Ed Cantelo from the Medics Money podcast.
With over 1 million downloads, the hosts of Medics Money podcast, Tommy and Ed are empowering doctors, dentists and other professionals to make better financial decisions.
The team at Yellowtail Financial Planning have worked with Tommy and Ed for two years and we thought it was time to get to know the GPs behind the success story.
Tommy and Ed share:
How they became GPs
When they decided to to help others with their finances
What they think of cryptocurrency
How they created their own financial plans
Why they share our values around low cost index trackers
Not just for doctors. This episode covers how to make a start and what we can all do to feel more in control of our money.Useful Information
Medics Money
Host: Dennis
Host: Sarah
Email: [email protected]
ABOUT YELLOWTAIL
Founded by Dennis Hall, Yellowtail are the trusted financial planners who advise individuals & families across the UK. Yellowtail’s experts provide the clarity, control and confidence to guide you through financial planning, estate planning, pension transfers and investment management directing your journey towards a prosperous retirement and financial peace of mind.
-
In this episode of The Century Plan, Dennis and Sarah are pleased to welcome their guest, Professor Sarah Harper CBE.
Sarah is a world-renowned scientist and Clore Professor of Gerontology at the University of Oxford. She's a fellow at University College and Director of the Oxford Institute of Population Ageing and she was appointed CBE for services to demography in 2018. Sarah's written books including How Population Change Will Transform Our World, Ageing Societies, Risk and Resilience and Global Ageing.
During this episode, Sarah Harper shares her insights on how society needs to adapt to us living for longer and the way our increased life expectancy is changing the world and our retirements. We cover:
What drives our increased life expectancy.
The ageing workforce.
Ageism in the workplace.
How AI aids the shift in our workplace demographic.
Flexible working for employees in their 60s and 70s.
How the media is creating intergenerational conflict.
Whether the current state pension age is suitable.Useful information
Guest: Professor Sarah Harper
How Population Change will Transform our World - Sarah Harper
Host: Dennis Hall
Host: Sarah Steele
Contact us: [email protected]
-
In this episode of The Century Plan, Dennis and Sarah unpick some questions they are frequently asked at Yellowtail Financial Planning around retirement income.
How do you derive an income from your retirement savings, and is selecting high dividend and income streams optimal over the long term?
Do you need to change your investment approach when you reach retirement?
Should you be looking to maximise income at the expense of growth?
What does evidence based investing say you should do in order to optimise your income in retirement strategy?
Useful information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
In this episode of The Century Plan, we discuss the pension changes brought about by the 2023 Spring Budget which are coming in to effect this year.
It may be a short-shelf-life episode if we see a change in Government following an election.
Sarah and Dennis discuss how the Budget in 2023 has played out and is affecting pensions.
We hear how Government decisions and changes in Government can impact financial options.
We learn how we can prepare for this and how this awareness can help with planning.
Useful information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
In this episode of The Century Plan Sarah and Dennis are pleased to welcome their guest Carl Richards.
Carl is a US-based certified financial planner, joining the podcast from Park City Utah. Carl is the creator of the Sketch Guy column, which appeared weekly for a decade in the New York times. He's an international author and speaker, and his work has influenced financial planners across the globe.
During this episode, Carl shares his insights, knowledge, and experiences as a financial planner.
We learn about how Carl became a columnist and author with books including, The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money and The One-Page Financial Plan: A Simple Way To Be Smart About Your Money.
We learn more about the artwork at Yellowtail which includes favourite pieces from Carl's sketch collection.
Useful information
Guest: Carl Richards
Website:
Books: The Behaviour Gap: Simple Ways to Stop Doing Dumb Things with Money
The One-Page Financial Plan: A Simple Way To Be Smart About Your Money.
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
In this episode of The Century Plan, Sarah asks Dennis "How Much Does it Cost to Work With a Financial Planner?".
What is fair? How are different fees structured? What should you expect?
Dennis has some interesting thoughts on hourly rates and explains how he works at Yellowtail Financial Planning.
We explore in detail the structure of how fees are charged and why transparency is paramount to a long lasting relationship.
How do hourly rates work in financial planning?
What is a fixed price for financial services?
Why do some people charge a percentage of assets under management?
What is a fair ongoing management cost?
Useful information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan. Contact us: [email protected]
-
In Episode 2 of Season 3 we reach one of the most common questions.... How Much Do I Need To Retire?
It's not a one-size-fits-all all situation. Sarah and Dennis talk over considerations and formulas that can be used to help gain a figure.
What kind of retirement are you planning?
How much does that cost?
How much do you have in assets?
Do you know how your workplace pension is invested?
How and when can you afford to start adding to your pension pot?
How much is your state pension? Did you register to gain credits while a stay at home parent?
Useful information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
As The Century Plan returns for its third season, Sarah and Dennis revisit its purpose.
Episode 1 of Season 3 opens with Dennis and Sarah taking a deeper dive into the challenges we all face from longevity risk.
And they highlight the marked difference between the size of pension pot needed to support you if you live to 80 or if you live past 90 years.
Can we afford to live to age 100?
What is longevity risk?
How much money will we need for a moderate standard of living in retirement?
What is the difference between a financial planner and a financial adviser?
When will we need their help?
As ever, Dennis and Sarah take a conversational and anecdotal approach to the complex business of financial planning.
Useful information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
Don't leave it too late.... To have the conversation.
Do your loved ones know about your finances?
Have you considered how they will live when you are no longer around to provide for them?
Do they know how and where to access your money, investments, and financial affairs?
Have you written a will to safeguard your wishes?
Dennis and Sarah don't shy away from talking about what is often a taboo subject. During this episode, we hear real-life case studies about how people have been impacted by not having conversations before tragedy strikes. If you care for the people around you, start the conversation.
Useful information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
Controversial opinion alert!
Balanced portfolios are sub-optimal.
Well, it may be controversial for some, but in this episode, Dennis explains how cashflow planning and evidenced-based investing shine a light on the shortfalls of a balanced approach.
Risk profile questionnaires have been widely used since the late 90s, as a tool to establish our attitude to risk. But they're not a regulatory requirement. And they tend to focus on our reaction to volatility which, in turn, drives us towards the "safer" option.
But why are they sub-optimal? Why should we be questioning their validity? And what should we be discussing with our financial planner for a more rounded approach?
Useful information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
In our latest episode we sit down with guest David Jones.
Just back from a cooking course in Italy, Dennis hands over to Sarah who asks David about the value of advice and the importance of the relationship in Financial Planning.
David Jones, is Head of UK & Ireland Advisor Group and Vice President at Dimensional Fund Advisors. Before joining Dimensional, David was managing director of his own financial planning firm specialising in retirement planning and investment advice for corporate and private clients.
David holds an MA in military studies and a BA in American studies form the University of Manchester. He also holds Master Licenced Trainer designations in mind mapping, memory skills, speed reading and applied innovation.
Who should we call when the worst happens?
Why do we shy away from conversations about money?
And why is this potentially damaging?
What is the formula for the value of advice?
Useful information
Guest: David Jones
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
In this episode, Sarah and Dennis discuss whether we should react to market volatility.
In times of economic downturn, it can be hard to keep the faith and stick to your long-term financial plan.
Should we be holding our nerve? How should we react to high interest rates, even higher inflation, geo-political issues and media doom-mongering. Why wouldn't we rush to move our money to a guaranteed rate savings account?Dennis delves into the current economic situation and explains how data, history, and his personal experience of previous crashes, continue to support the long-term view.
Useful Information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
In this special guest episode, Sarah and Dennis are joined by Justin King.
Justin is a registered Life Planner and coach and one of the UK's most qualified independent financial advisers.
Justin hosts The Retirement Café Podcast and during this episode of The Century Plan, we hear how over 180 episodes evolved into The Retirement Café book.
Justin also shares insights into the tools and techniques he uses to support and help his clients plan for the retirement they desire. These include reframing thoughts through hypnotherapy and NLP techniques.
Justins book is currently available on Amazon here.
Useful Information
Guest: Justin King
Website
Book
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: Twitter
-
In episode 5, Sarah and Dennis discuss Visual Tools and how they can reinforce and enhance our understanding.
Can a picture paint a thousand words?
Do you know your learning style?
Maybe it's auditory and that's why you're listening to this podcast.
Or it's kinesthetic and you learn best through movement, touch, or experience.
Or, maybe it's visual, and diagrams or images help reinforce your understanding.
Visual aids, or lived experiences, are some of the best tools we can use in the financial planning process. Tune in to find out why.
Useful Information
Host: Dennis Hall Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
In episode 4, Sarah and Dennis loop back around to cover the risks of profiling.
We hear Dennis explain why he doesn't like risk profiling questionnaires, the downsides, and the limitations.
We also revisit cashflow modelling, Monte Carlo modelling and how to view your portfolio for the long term.
Tune in to hear what to expect if you've been asked to fill in a risk profiling questionnaire.
Useful Information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
In this episode, Sarah and Dennis are joined by guest, Abraham Okusanya.
Abraham is the founder of investment and retirement research consultancy, FinalytiQ and creator of Timeline.co
He's the host of podcasts, Retirementals and The Investing Show. and author of the book "Beyond The 4% Rule: The science of retirement portfolios that last a lifetime"
We'll hear how Dennis and Abraham met, how their business lives have crossed through the years, and how they share similar views and approaches to financial planning.
Discussions include,
Sustainable withdrawal rates. Risk Profiling Managing volatility Optimal rebalancingTune in to hear how Sarah keeps Dennis and Abraham on the right side of technical during this special show.
Useful Information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the non-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
Sarah and Dennis introduce us to tools and questions used during the financial planning process.
We learn how Dennis has a multilayered role as a financial planner, life coach, marriage guidance counsellor, and relationship reuniting facilitator. But why is Dennis compared to Davina Mccall?
Financial planning is not just data and modelling. It's also about human relationships and shared experiences.
What would your retirement look like?
How do you want to live your retirement years?
Have you thought about your future lifestyle?
What kind of legacy would you like to leave?
What is your number? Tune in to learn about Kinder questions and how they are used to plan your future.
Useful Information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the on-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
-
In this episode, we're introduced to Cashflow Modelling.
What is cashflow modelling?
How can cashflow modelling help us?
What information do I need for cashflow modelling?
Can I change my plans with cashflow modelling?
What happens if it all goes wrong?
Useful Information
Host: Dennis Hall
Dennis is a Chartered Financial Planner whose career spans 35 years, mostly in central London. After working for larger organisations (including a spell in Moscow) he founded Yellowtail in 2006 and later relocated the office to Exeter. Dennis's particular expertise lies in Lifestyle Financial Planning, helping busy successful people transitioning from working for a living to financial independence, allowing them to choose whether they work, retire, or something in-between. Dennis regularly writes for the trade press and the finance sectors of national newspapers and also has written a book on getting your financial affairs in order called "Who Will it Hurt When I Die"
Host: Sarah Steele
Sarah joined Yellowtail in 2017 having worked previously at Coutts Bank in Central London. Her role focused on clients in the sports and entertainment industry and, more recently, in private healthcare. In 2022, Sarah became Yellowtail's second Director and now looks after all the on-regulated aspects of the business. Sarah is particularly interested in the psychology of money and the interactions clients have with their financial planner. These interactions form the basis of many of the questions Sarah puts to Dennis on The Century Plan.
Contact us: [email protected]
- Show more
