Episodes
-
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
While we are out for Good Friday, we've compiled some of our favorite Rachel and John calls from 2024. Enjoy the long weekend and we'll be back with a live show on Monday!
Rachel Cruze & John Delony answer your questions and discuss:
‘My parents are threatening to kick me out?’
'My girlfriend moved in but doesn't have a job’
‘I took my brother's job after he got fired.’
‘Why am I jealous of other people's income?'
‘Living paycheck-to-paycheck making $300K’
‘I can't afford rent, what can I do?’
Next Steps:
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
π΅ Start your free budget today. Download the EveryDollar app!
π Get your copy of Build a Business You Love today
ποΈ Dave Ramsey and John Delony are going on tour this month! Get tickets today
Connect with our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey and John Delony answer your questions and discuss:
"How do I teach an 18-year-old to budget when they are surrounded by wealth?"
"I was the beneficiary of a life insurance payout. My family is now telling me I have to share"
"How do I pay off an engagement ring that I bought with a credit card?"
"My wife consistently overdrafts her bank account. How do I deal with this?"
"Should I prioritize building my emergency fund over retirement savings and paying off my home?".
Next Steps:
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
π΅ Start your free budget today. Download the EveryDollar app!
πΌ EntreLeadership Summit: The Best Leadership Conference of 2025
ποΈ Dave Ramsey and John Delony are going on tour this month! Get tickets today
π Get your copy of Build a Business You Love today
ποΈ Find a Ramsey Trusted Real Estate Agent
Connect with our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Missing episodes?
-
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"A company wants to use my land for a solar farm. What questions should I be asking them?"
"Should we pay off my girlfriend's student loans or my mortgage first?"
"Is it necessary to at some point get a credit card? My mom says it is, but I want to think otherwise,"
"I'm trying to follow the Baby Steps and it's not working. What am I doing wrong?"
"My wife feels like our budget is too restrictive. How do we figure out how much fun money to have?"
"I have a high income but a lot of debt. Should I pay off commercial debt or personal debt first?"
Next Steps:
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
ποΈ Dave Ramsey and John Delony are going on tour this month! Get tickets today
π Get your copy of Build a Business You Love today!
π΅ Start your free budget today. Download the EveryDollar app!
Connect with our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey and George Kamel answer your questions and discuss:
"Should I settle with the creditor who sold my repossessed car?"
"How do I get out of my real estate investments?"
"When can we spend money on a vacation?"
"I'm 25 years old and $165,000 in debt,"
"I'm 64 with no retirement and I owe the IRS $70k,"
"Why do houses go up in value while cars go down?"
Next Steps:
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
π Get your copy of Build a Business You Love today
π΅ Start your free budget today. Download the EveryDollar app!
ποΈ Dave Ramsey and John Delony are going on tour this month! Get tickets today
π° File your taxes with 100% accurate software that’s 20% of the price
Connect with our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"My niece is trying to block us from my mom's estate,"
"How do we handle finances and kids in a second marriage?"
"Should I sell my truck?"
"My brother wants to borrow money from me,"
"Can I pay off my mortgage?"
Next Steps:
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
π΅ Start your free budget today. Download the EveryDollar app!
π€ File your taxes with 100% accurate software that’s 20% of the price.
ποΈ Dave Ramsey and John Delony are going on tour this month! Get tickets today.
π Preorder Build a Business You Love today.
Connect with our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
George Kamel & Jade Warshaw answer your questions and discuss:
Moving to a different star but making less money
When pausing debt payoff makes sense
Taxes 101
"What is considered tithing?"
"Should we spend $30K on a vacation?"
Why co-signing on a car loan is always a bad idea
Support Our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Sign up for a free training with our EveryDollar team!
π Preorder Build a Business You Love Now at Ramsey Solutions
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you
π€ File your taxes with 100% accurate software that’s 20% of the price.
Listen to more from Ramsey Network
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Rachel Cruze & Ken Coleman answer your questions and discuss:
"How do I pay off $65k in credit card debt?"
"How do I plan surprises for my wife?"
"How do I stop living paycheck-to-paycheck?"
"Was it a mistake to quit my job?"
"The tariffs are hurting my business,"
"My wife hasn't filed her taxes in 3 years,"
Support Our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Sign up for a free training with our EveryDollar team!
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you
π Preorder Build a Business You Love Now at Ramsey Solutions
π€ File your taxes with 100% accurate software that’s 20% of the price.
Listen to more from Ramsey Network
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Ken Coleman & Dr. John Delony answer your questions and discuss:
"My father-in-law left us a poorly maintained house that has taxes owed on it,"
"I have $40k of credit card debt,"
"How do I prioritize paying off student loans and other debts at a young age?"
"Are prepaid service plans a good idea?,"
"Should I help my dad get a debt consolidation loan?,"
"My husband has no interest in learning about our finances..."
"How do I get rid of my $1,200 car payment?"
Support Our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Sign up for a free training with our EveryDollar team!
π€ File your taxes with 100% accurate software that’s 20% of the price.
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you
π Preorder Build a Business You Love Now at Ramsey Solutions
Listen to more from Ramsey Network
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & George Kamel answer your questions and discuss:
"My grandparents put their 4 homes in an LLC to keep us from moving away or selling to strangers,"
"Should I defer to my husband with our finances?"
"Should I start a side hustle or get a job?"
"Are there any good 'short term' investments?"
"Do we adjust my husband’s life insurance as he makes more money?"
"We're under threat of foreclosure,"
"I owe the IRS $45k in back taxes,"
"How do I build wealth in this economy?"
Support Our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Sign up for a free training with our EveryDollar team!
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you
π Preorder Build a Business You Love Now at Ramsey Solutions
π€ File your taxes with 100% accurate software that’s 20% of the price.
Listen to more from Ramsey Network
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Jade Warshaw answer your questions and discuss:
"Over half my income goes towards legal debt,"
"My investments aren't doing well..."
"My husband lost his 401(k) to a crypto scam,"
"How do I use proceeds from selling my cows?"
"Does the house payment percentage go up if you're a high earner?"
Why you shouldn't buy into the market drop fears.
Support Our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Sign up for a free training with our EveryDollar team!
π Preorder Build a Business You Love Now at Ramsey Solutions
βοΈ Enter the Teacher Appreciation Giveaway
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you
Listen to more from Ramsey Network
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
George Kamel & Ken Coleman answer your questions and discuss:
"I was scammed by a family friend and I'm afraid to trust anyone now regarding investing,"
"I can’t afford to invest 15%,"
"Should I open a traditional IRA for the tax benefits?"
"Should I use a national debt relief plan?"
5 Tax Myths,
"What advice do you have regarding budgeting for scheduled withdrawals?"
"I can't afford to file bankruptcy..."
Support Our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Sign up for a free training with our EveryDollar team!
π Preorder Build a Business You Love Now at Ramsey Solutions
π€ File your taxes with 100% accurate software that’s 20% of the price.
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you
Listen to more from Ramsey Network
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Dr. John Delony answer your questions and discuss:
"I made almost $200K last year and have nothing to show for it,"
"We owe $20k more on a car than it's worth,"
"Stop investing to save for a house?"
"I just found out my wages are being garnished,"
"Do you have advice for adult children discussing wills with their parents?"
Support Our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Sign up for a free training with our EveryDollar team!
βοΈ Enter the Teacher Appreciation Giveaway
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you
π Preorder Build a Business You Love Now at Ramsey Solutions
π° File your taxes with 100% accurate software that’s 20% of the price
Listen to more from Ramsey Network
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Rachel Cruze answer your questions and discuss:
"Are my future in-laws committing fraud?"
"My mortgage is 75% of my take home pay..."
"Should we put a big down payment on a house or a smaller one and invest the balance?"
"Should we move in with my Dad?"
"Your investing advice doesn't line up with life expectancy statistics..."
"I fight with my girlfriend about money"
Support Our Sponsors:
π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π±Go to Boost Mobile to switch today!
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Sign up for a free training with our EveryDollar team!
πΌ For business and leadership insight, listen to The EntreLeadership Podcast.
π Preorder Build a Business You Love Now at Ramsey Solutions
ποΈ Dave Ramsey and John Delony are going on tour this month! Get tickets today.
Listen to more from Ramsey Network
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Ken Coleman answer your questions and discuss:
"I’m dating a man who thinks 401k investing is a scam,"
"How do I build wealth making $65k a year?"
"What changed your mind about personal tax preparation?"
"Is it crazy to turn down a job right now?"
"Do I need to sell my classic car?"
"My husband wants to keep our 'tax write-off' debt,"
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π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
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π Preorder Build a Business You Love Now at Ramsey Solutions
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π Are you on track with the Baby Steps? Get a Free Personalized Plan
π± Watch the full episode for free in the Ramsey Network app.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"I feel like I'm in a hole and can't get out,"
"How do I discuss wedding contributions with family?"
"My husband and I have no retirement savings..."
"I was fired and I'm struggling to find a new job,"
"Should I turn my side hustle into a business?"
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π Stop paying more and start shopping smarter at Aldi
π± Get 10% off your first month of BetterHelp
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
β Help us make the show better by taking this short survey!
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Start your free budget today. Download the EveryDollar app!
π° File your taxes with 100% accurate software that’s 20% of the price
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you
β€οΈπ©Ή Get trusted insurance coverage that fits your budget.
π Preorder Build a Business You Love Now at Ramsey Solutions
Listen to more from Ramsey Network
πΈ The Ramsey Show Highlights
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πΈ Smart Money Happy Hour
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π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
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π Are you on track with the Baby Steps? Get a Free Personalized Plan
β Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and George calls from 2024. Enjoy your weekend and we'll be back with a live show on Monday!
Rachel Cruze & George Kamel answer your questions and discuss:
‘I took a pay cut to keep my family together?’
‘I owe $130K and make $24K, what can I do?’
‘My ex-boyfriend left me with an RV’
‘I'm living in my car, what should I do?'
‘My husband took out credit cards for our kids’
'We're $392K in debt, what can we do?'
Support Our Sponsors:
π± Get 10% off your first month of BetterHelp
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
π± Watch the full episode for free in the Ramsey Network app.
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Start your free budget today. Download the EveryDollar app!
π Preorder Build a Business You Love Now at Ramsey Solutions
π€ File your taxes with 100% accurate software that’s 20% of the price.
π° Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price
Listen to more from Ramsey Network
ποΈ The Ramsey Show
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
πΈ The Ramsey Show Highlights
π° George Kamel
πΌ The Ken Coleman Show
π EntreLeadership
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π Are you on track with the Baby Steps? Get a Free Personalized Plan
β Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Jade and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon!
Jade Warshaw & Ken Coleman answer your questions and discuss:
‘Girlfriend wants to borrow $12K from me’
‘My house caught fire four days before selling’
‘My car is getting repossessed, what can I do?’
‘I'm getting $3.1M from my divorce settlement'
‘I'm $2.5M in debt, what can I do?’
'I had a great work review but I got a $.50 raise.'
Support Our Sponsors:
π± Get 10% off your first month of BetterHelp
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
π± Watch the full episode for free in the Ramsey Network app.
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Start your free budget today. Download the EveryDollar app!
ποΈ EntreLeadership Summit: The Best Leadership Conference of 2025.
π° Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price
π Preorder Build a Business You Love Now at Ramsey Solutions
Listen to more from Ramsey Network
ποΈ The Ramsey Show
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
πΈ The Ramsey Show Highlights
π° George Kamel
πΌ The Ken Coleman Show
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
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π Are you on track with the Baby Steps? Get a Free Personalized Plan
β Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon!
Rachel Cruze & Jade Warshaw answer your questions and discuss:
‘ Living paycheck to paycheck making $455K.’
'It seems like I'm completely broke all the time’
‘Will paying off debt cause our credit to drop?’
‘How do I convince my dad to sell his Mercedes?'
‘My wages are being garnished, what can I do?’
'In dating, when do you discuss "non-negotiables."'
Support Our Sponsors:
π± Get 10% off your first month of BetterHelp
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
π± Watch the full episode for free in the Ramsey Network app
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here
π΅ Start your free budget today. Download the EveryDollar app
π€ File your taxes with 100% accurate software that’s 20% of the price
π Preorder Build a Business You Love Now at Ramsey Solutions
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you
Listen to more from Ramsey Network
ποΈ The Ramsey Show
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
πΈ The Ramsey Show Highlights
π° George Kamel
πΌ The Ken Coleman Show
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
β Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon!
Dave Ramsey & Ken Coleman answer your questions and discuss:
‘I feel discouraged about money'
'Husband's union might go on strike soon.’
‘I can't get caught up on my bills’
‘My ARM is resetting soon, what can I do?'
‘Is it smart to get into an AirBnB?’
'Preparing for my wife to possibly lose her job'
Support Our Sponsors:
π± Get 10% off your first month of BetterHelp
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
π± Watch the full episode for free in the Ramsey Network app.
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Start your free budget today. Download the EveryDollar app!
π Preorder Build a Business You Love Now at Ramsey Solutions
ποΈ EntreLeadership Summit: The Best Leadership Conference of 2025.
π° Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price
Listen to more from Ramsey Network
ποΈ The Ramsey Show
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
πΈ The Ramsey Show Highlights
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices -
π Are you on track with the Baby Steps? Get a Free Personalized Plan
β Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon!
Dave Ramsey & Jade Warshaw answer your questions and discuss:
‘Son asked me to bail him out of $200K tax debt’
'Is it dumb to take out a business loan?’
‘We've lost a ton of money with no end in sight’
‘Do cost-of-living raises cause more inflation?'
‘I owe the IRS $100K with my ex-husband’
'Is it wrong to build wealth?'
Support Our Sponsors:
π± Get 10% off your first month of BetterHelp
π₯ Learn more about Christian Healthcare Ministries
π‘ Get started today with Churchill Mortgage
π Get 20% off when you join DeleteMe
π¦ Go to FAIRWINDS Credit Union for an exclusive account bundle!
π₯ Save 15% on your first Field of Greens order with code RAMSEY
β¨ Find top Health Insurance Plans at Health Trust Financial
πΈ To find out more about student loan refinancing, check out Laurel Road
π» Visit NetSuite today to learn more
ποΈ Use promo code RAMSEY for 18% off at The Nokbox
π₯ Get your tickets for The Chosen Season 5!
π΅ Learn more about Timothy Plan
π Get started with YRefy or call 844-2-RAMSEY
π Visit Zander Insurance for your free instant quote today!
Next Steps
π± Watch the full episode for free in the Ramsey Network app.
π Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
π΅ Start your free budget today. Download the EveryDollar app!
ποΈ See Dave Ramsey and Dr. John Delony LIVE in a city near you.
π Preorder Build a Business You Love Now at Ramsey Solutions
π€ File your taxes with 100% accurate software that’s 20% of the price.
Listen to more from Ramsey Network
ποΈ The Ramsey Show
πΈ The Ramsey Show Highlights
π§ The Dr. John Delony Show
πΈ Smart Money Happy Hour
π‘ The Rachel Cruze Show
π° George Kamel
πͺ Front Row Seat with Ken Coleman
π EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices - Show more
