Episodi
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In this episode of The Higher Standard, Chris welcomes longtime friend and digital strategist Jeff Fargo into the freshly minted Black Crown Studiosâand itâs not just a tour, itâs a masterclass in podcasting authenticity. The two chop it up over everything from DIY sound treatment and the obsessive details of studio design to how podcasting unexpectedly hijacked both their lives. But donât let the good vibes fool you. Jeff comes with receiptsâcalling out fake engagement, bought followers, and the darker side of podcastingâs growth hacks. If youâve ever wondered how to spot a real digital presence from a rented Lambo flex, this oneâs for you.
âĄď¸ But this isnât just a roast sessionâitâs a revealing look into the heart of real content creators. Chris and Jeff break down everything from fatherhood and financial freedom to algorithm secrets and viral hits, like Jeffâs 8.3 millionâview clip on Vegas strip clubs. You'll hear Jeff drop gems on how to use Social Blade, why brand trust is everything, and why he believes podcast growth is like compound interest. Add in Saiedâs silent sniper contributions and a whole lot of witty one-liners, and youâve got yourself a high-value hangout with two guys who give a damnâand arenât afraid to say it.
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đ Jeff Fargo's Links:
Jeff's Instagram
Fargo Talks Instagram
Jeff's TikTok
Jeff's LinkedIn
Jeff's Facebook
Fargo Talks X (formerly Twitter)
Fargo Talks Website
Fargo Talks on Spotify
Fargo Talks on Apple Podcasts
Fargo Talks YouTube Channel
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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In this high-octane episode of The Higher Standard, Chris and Saied officially welcome Rajeil to the showâand initiate him with a healthy dose of sarcasm and button-pushing. They hop right in to Moodyâs U.S. credit downgrade. What does it mean when Uncle Sam takes a hit to his credit score? Itâs not just a bad lookâit signals rising debt, inflation, and interest payments spiraling out of control. With 30-year mortgage rates back above 7%, the crew dives into why your rate acts more like a moody teenager than a constant, and how the 10-year Treasury is the true puppet master behind housing affordability.
âĄď¸ But waitâthereâs more. Chris explains why your home isnât an investment, it's a utility (no, you canât charge rent to your shower), and why âmarry the house, date the rateâ is advice best left in 2019. The guys talk taxes and why todayâs housing market may be the most unaffordable in U.S. historyâyes, even worse than 2006. Whether youâre scraping by on Top Ramen or flexing your brokerâs license, this episode delivers a reality check wrapped in a warm tortilla of wit and wisdom.
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đ Resources:
Moody's downgraded US credit rating: What does that mean? (Fox Business)
Mortgage rates climb back above 7% after Moody's U.S. debt downgrade (CBS News)
The average 30-year fixed mortgage rate today: 7.08% (Lance Lambert via X)
The housing market has never been this unaffordable in U.S. history. (Nick Gerli via X)
Consumer Sentiment Hits Second Lowest Level On Record (Yahoo! Finance via Instagram)
U.S. Tariff Revenue Soars To Record High In April (Yahoo! Finance via Instagram)
Inflation Was Stubborn Ahead Of Tariffs (Investopedia via Instagram)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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Episodi mancanti?
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What happens when you bring Pejman Ghadimi, the man who turned hacking exotic cars into a six-figure side hustle for thousands, onto The Higher Standard? You get a masterclass in how society has sold us a broken narrative about wealth, success, and âplaying it safe.â With Saied riding shotgun at the production desk, Chris pulls back the curtain on Pejmanâs wildly polarizingâbut undeniably effectiveâphilosophy that challenges everything you thought you knew about finance, personal growth, and chasing your dreams without going broke. From flipping Ferraris for profit to dismantling the myth of the American Dream, nothing was off-limits in this unfiltered conversation.
âĄď¸ Pejman takes us on a journey through his evolutionâfrom broke immigrant to corporate banker, and ultimately to building his own empire teaching everyday people how to turn luxury assets like watches and cars into investment vehicles. Along the way, the guys dive deep into why most people are addicted to being told what to do, why external validation is a prison, and why true freedom comes from taking uncomfortable, messy action. This is the episode that will either make you curious enough to level upâor angry enough to stay exactly where you are. Either way, youâve been warned.
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đ Pejman Ghadimi's Links:
Pejman's Instagram
Pejman's Website
Pejman's Books
Exotic Car Hacks
Exotic Car Hacks Instagram
Exotic Car Hacks YouTube
Watch Trading Academy
Watch Trading Academy Instagram
Watch Trading Academy YouTube
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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Youâve heard the headlines, but weâre here to break down what they really mean for your wallet. In this episode, Warren Buffett officially announces his retirement as CEO of Berkshire Hathaway, Jerome Powell leaves rates untouched (again), and Americaâs GDP takes a nose dive into negative territory. Meanwhile, the media spins, Wall Street panics, and your buddy on Instagram who just discovered ETFs is suddenly an "economic expert." Donât worry, weâve got the real storyâserved fresh, with a side of wit and sarcasm.
âĄď¸ But thatâs not all. Weâre diving into the housing market that still refuses to correct, student loan garnishments that are coming for your paycheck, and why UPS is laying off 20,000 people after parting ways with Amazon. Oh, and AI is officially eating white-collar jobs for breakfastâso thereâs that. Grab your favorite overpriced latte, sit back, and let Chris and Saied help you navigate the chaos with facts, jokes, and just enough cynicism to keep it fun. Welcome to The Higher Standard.
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đ Resources:
Q1 GDP Goes Negative On Imports Surge (Yahoo! Finance via Instagram)
Existing homes sales are at multi-decade low (Nick Gerli via X)
Trump administration restarts student loan collections for millions in default after years-long pause (CNBC)
UPS to Cut 20,000 Jobs After Amazon Breakup (Wall Street Journal)
Warren Buffett is not retiring for good as Berkshire board votes to keep him as chairman (CNBC)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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Welcome to a milestone episode of The Higher Standard â our final recording in the studio that saw it all: hot takes, financial rants, emotional confessions, and at least one broken mic stand. In this sendoff, Chris and Saied wax poetic (and sarcastic) about the evolution of the show, what it took to build the brand from a neon-lit cave to a next-gen recording fortress, and why growth â both personal and professional â sometimes requires saying goodbye to comfort. If these walls could talk, theyâd probably file for workersâ comp.
âĄď¸ But this isnât just a trip down memory lane. We tackle the uncomfortable realities of volatility in todayâs markets, the rise of AIâs takeover of traditional labor, and how to stay grounded when the ground keeps shifting. Itâs a mix of tough love, real talk, and a little nostalgia â delivered in our signature style: punchy, unfiltered, and mildly inappropriate. Buckle up. The future is now, and itâs got better lighting.
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We aren't crying, you're crying...
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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In this episode of The Higher Standard, Chris and Saied take a wrecking ball to the myths of modern homeownershipâarmed with caffeine, sarcasm, and a well-earned chip on their shoulder. From the Fedâs tightrope act to the slow-motion implosion of consumer confidence, they unpack the real estate marketâs latest mood swings, including a 5.9% drop in existing home sales and why homebuilder incentives might not be the golden ticket they appear to be. Whether itâs mortgage points, ARMs, or the lock-in effect, the guys explain how debt, equity, and psychology are shaping a volatile new paradigm for aspiring homeowners.
âĄď¸ But waitâthis isnât just economic therapy. Itâs also gym confessions, cold plunges, burrito-based diet plans, and a hard truth: youâre probably not timing the market better than Warren Buffett. The duo dives into the dangers of being house poor, why your credit score isnât as accurate as you think, and why buying a home should be more about life fit than market timing. If youâve ever wondered whether intermittent fasting, lifting routines, and homeownership prep could be discussed in the same breath, buckle up. This is The Higher Standardâwhere financial literacy meets real-life chaos and a lot of unsolicited fitness advice.
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đ Resources:
March home sales drop to their slowest pace since 2009 (CNBC)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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Jerome Powell might be the only man in America who can tank the stock market and calm it downâall in the same sentence. In this episode, Chris and Saied break down Powellâs most recent cryptic speech (complete with purple tie and Fed-speak flair) and explain why the central bank is stalling like your friend who wonât define the relationship. With tariffs looming like a bad sequel and markets reacting like itâs a rollercoaster sponsored by Dramamine, the guys dive into the real question: Is this a dip⌠or just indigestion?
âĄď¸ Meanwhile, Nvidia is catching strays, Netflix is crushing it in a recession (because apparently we all just want to binge and cry), and retail sales are peaking like everyone rushed to buy a car before the tariff guillotine drops. Throw in a McLaren parked in general population, some spicy banter about floppy-wrist jump shots, and a side of Zaddy Zandi recession forecasts, and youâve got an episode thatâs equal parts economic insight and comedy gold. Pull up, pour a cold brew, and donât forget your gooseneck.
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đ Resources:
Powell sees 'challenging scenario' for Fed if Trump tariffs stoke inflation and slow growth (Yahoo! Finance)
Stock market today: Dow slides as UnitedHealth plunges, Nasdaq, S&P 500 sputter to end down week (Yahoo! Finance)
Netflix stock rises after earnings, outlook top Wall Street forecasts (Yahoo! Finance)
Recession 'more likely than not' if trade war keeps escalating (Yahoo! Finance)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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With the market in full-blown tantrum modeâthanks to headline whiplash over tariffs, Fed drama, and bond sell-offsâwe decided it was time to do the unthinkable: relax. Thatâs right. This week, your favorite duo dials back the financial fear porn to take a breather from the endless stream of doomsday news. Donât worry, we still dissect what happened in the markets, how Treasury yields spiked like your heart rate reading economic headlines, and why even Jerome Powell might be asking for a mental health day. But we also peel back the curtain a bit on how we cope with it all, why taking a step back can be the smartest move you make, and how to avoid becoming another casualty of financial anxiety.
âĄď¸ This one isnât about panicâitâs about perspective. We break down whatâs real, whatâs performative, and why everyone suddenly thinks theyâre an expert on the VIX. Plus, Chris has a few spicy thoughts on media overreach and Saied waxes poetic about cortisol (again). If youâre looking for a much-needed reset with just enough macro to keep your edgeâthis episode is your serotonin shot with a side of smarts.
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Nah. This time, weâre skipping the citations and giving you permission to stop doom-scrolling and just vibe. Not every episode needs a thesis and footnotesâsometimes, itâs okay to laugh, breathe, and admit weâre all just trying to figure it out.
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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Chris Naghibi and Saied Omar toss aside their planned topics faster than a politician dodging a question to tackle the economic grenade President Trump just lobbed: tariffs. And not just any tariffsâreciprocal tariffs with the subtlety of a wrecking ball. With import taxes soaring as high as 49%, countries like China, India, and the EU are basically being told, âNice try, but America first.â As global markets went into panic mode, futures took a nosedive, and investors clutched their portfolios like toddlers clinging to their blankies.
âĄď¸ But fear notâChris and Saied break it all down with historical flair (hello, Smoot-Hawley), modern spice, and a side of "WTF just happened to the stock market?" They explore the ripple effects on jobs, car prices (RIP affordable Jeeps), and even what this might mean for that imported espresso machine you were eyeing. If youâve ever wondered how tariffs could impact your wallet, your 401(k), and your stress levels all at once, this episode delivers answers with wit, wisdom, and the economic sass you never knew you needed.
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đ Resources:
President Trumpâs Economic Plan Breakdown (NBC News)
Stock Market Reacts to Trumpâs Tariff Announcement (CNN)
Trump Announces Higher Reciprocal Tariff Rates (Yahoo! Finance via Instagram)
Trump Unveils Sweeping Global Tariffs (The New York Times)
These Cars May Be More Expensive As Trumpâs Auto Tariffs Take Effect (Forbes)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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What do a $500 billion Apple flex, Trumpâs economic record, and your second job all have in common? Theyâre all part of the weird, wild economic moment weâre living inâand the guys are breaking it down. Chris and Saied take a sharp, funny, and occasionally savage look at how big companies are hedging political bets, what Trump actually did for the economy, and why more Americans are clocking in after hours just to keep up.
âĄď¸ From Elon stirring the pot to AIâs role in job-hopping, we unpack whatâs real, whatâs media spin, and what it all means for your wallet. And if you're wondering whether taking on a side hustle makes you part of a larger economic trend or just a burnout statisticâyeah, weâve got thoughts on that too. This is The Higher Standard, and we're not pulling punches.
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đ Resources:
President Trump's Economic Plan Breakdown (Elon Musk via X)
Apple boosts U.S. investment plans with $500 billion pledge (NBC News)
More Americans are holding down multiple jobs (WSJ via Instagram)
The Week Ahead (Yahoo! Finance)
Auto loan delinquencies & repossessions reached concerning levels (Intels via Instagram)
Consumer confidence hits lowest level in more than 4 years (Yahoo! Finance via Instagram)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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If the CEO of Dollar General starts talking like Jerome Powell, it might be time to check your emergency fund. In this episode, Chris and Saied dive headfirst into the weird intersection of retail earnings calls and central bank policy. Spoiler alert: both are saying the same thing â the consumer is tapped out. From February's disappointing 0.2% bump in retail sales to Walmart's CFO basically whispering, "We're screwed", the guys break down why Americans are spending less, stressing more, and maybe reconsidering that $7 oat milk latte.
âĄď¸ We also unpack a haunting chart from Bravos Research that only shows up before market crashes (yay!) and revisit the growing wealth gap with Kathryn Anne Edwards' spicy reminder that 154,000 households now earn more than the bottom 77 million. Oh, and mortgage applications? At 30-year lows. But sure, the economyâs totally fine. With their signature blend of brutal honesty and sarcastic charm, Chris and Saied connect the dots between inflation fatigue, consumer psychology, and why this might just be the moment to stop pretending everything's âresilient.â
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The Fed makes multiple revisions to their 2025 economic data projections (The Kobeissi Letter via X)
This signal has flashed only 2 times since 1960 (Bravos Research via X)
Retail sales came in weaker than expected (CNN)
Mortgage rejections at the highest level since GFC (Darth Powell via X)
Existing home sales came in at 4.26 million annualized in Feb 2025 (Nick Gerli via X)
Court records show how many federal workers were fired & rehired (CBS News)
The top 0.1% went from earning 8.1% of all taxable income to... (Kathryn Anne Edwards via Instagram)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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đ¨ Disclosure: Due to an unexpected technical plot twist, the show's cameras stopped recording at the 27-minute mark. But instead of leaving you hanging, we got creativeâreal MacGyver vibes. If you're watching on YouTube or Spotify, enjoy the unconventional but still brilliant presentation. Hey, sometimes the universe forces you to innovate!
This episode of The Higher Standard is a wild ride through the economic turbulence gripping America. Chris and Saied tackle the hottest financial headlines, from the staggering reality of consumer debt to the relentless grind of inflation. If you think your credit card balance is bad, wait until you hear the numbers on a national scale. The guys break down the absurdity of rising car prices, how big banks are cashing in on your financial struggles, and why the dream of homeownership feels like a distant fever dream for many Americans. Oh, and if youâre wondering whether the Fed will swoop in to save the dayâwell, letâs just say, donât hold your breath.
âĄď¸ But itâs not all doom and gloomâthereâs strategy in the chaos. With their signature wit and no-BS approach, the trio explores how to navigate these economic headwinds without losing your sanity (or your savings). From interest rate hacks to the real way to build wealth, they break it down in a way that makes sense. And if youâre looking for an excuse to stop scrolling Zillow at 2 AM, this episode might be it. Buckle up, because The Higher Standard is bringing the hard truthsâplus a few good laughs along the way.
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đ Resources:
$6 eggs and other inflation pain points: Here's where prices are rising (Yahoo! Finance)
Millions in US juggle several jobs (LinkedIn)
US Mortgage Rates Drop for a Sixth Week to Lowest Since December (Yahoo! Finance)
Redfin Spikes After Rocket Announces $1.75 Billion Deal To Buy The Company (Yahoo! Finance via Instagram)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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Brace yourselvesâthis episode is a rollercoaster of wit, wisdom, and a little bit of economic doom. Chris and Saied break down the most contentious topic in finance right now: tariffs. Are they a necessary economic weapon or a sneaky tax on the everyday American? The guys cut through the noise with a no-nonsense breakdown of how these new tariffs on China, Canada, and Mexico are set to shake up prices on everything from your morning avocado toast to the car you (maybe) planned to buy next year. They also take a moment to reflect on their own economic geniusâbecause when you call stagflation a year and a half ahead of time, you deserve some flowers.
âĄď¸ But itâs not just economic policy that gets roasted todayâBest Buy, Target, and even fresh produce take a hit as the hosts connect the dots between trade wars, inflation, and your dwindling savings account. From the absurdity of avocado pricing to the hidden costs of an iPhone made in China, this episode peels back the layers of financial jargon to show you how these decisions will hit your wallet, your weekend grocery run, and possibly even your job. Oh, and if you thought guacamole was overpriced before, just wait.
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đ Resources:
Free Trade (Wikipedia)
How Uncertainty From Trumpâs Tariffs Is Rippling Through the Economy (Wall Street Journal)
How scared should you be about tariffs? (VOX)
Here's how Trump's tariffs could cost you and your wallet (NPR)
Will Trumpâs tariffs push the U.S. economy into recession? Many economists think so. (Market Watch)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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In this episode of The Higher Standard, Chris and Saied take a wild ride through financial headlines, questionable government efficiency, and the enigma that is Warren Buffettâs ever-growing cash pile. From the SECâs scathing dismissal of meme coins to Elon Musk demanding his employees justify their existence via email, no topic is safe from their razor-sharp commentary. The duo unpacks why the housing market remains stuck in limbo despite lower mortgage rates, and they throw in a little existential dread about government overspending just to keep things interesting. And if youâve ever wondered why your health insurance costs an arm and a leg despite your tax dollars funding it, this episode might leave you with more questions than answers.
âĄď¸ But donât worry, itâs not all doom and gloomâChris and Saied keep the laughs coming, whether it's dissecting the latest crypto meltdown, debating whether a $5 million "gold card" green card is the ultimate immigration hustle, or reminiscing about their younger, broker days. Plus, they drop a hint about the new studio space and the long-awaited return of guest interviews. If you love unfiltered financial takes, economic deep dives, and a little bit of chaos, this is an episode you donât want to miss.
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đ Resources:
Fed cuts rates by quarter point, scales back cuts for 2025 (Yahoo! Finance)
Summary of Economic Projections (Q4 2024) (The Federal Reserve)
The $VIX spiked 74% higher today (Charlie Bilello via X)
Where inflation is and isn't (Q4 2024) (Yahoo! Finance via Instagram)
Jerome Powell doesn't see the stag or the flation (The Kobeissi Letter via X)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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Chris and Saied break down the ever-misleading jobs report, exposing its flaws as a lagging indicator that fuels misguided Fed decisions. They reveal why unemployment figures donât tell the full storyâespecially when they ignore discouraged workers and the rise of multiple job holders struggling to keep up. And if youâre a government worker in D.C., brace yourselfâlayoffs are coming. The duo also tackles housing market hysteria, debunking the doomsday headlines with hard data.
âĄď¸ Then, Uncle Jamie (Dimon, that is) drops some *spicy* leaked audio, slamming remote work as an efficiency killer. Is this about productivity, or just a clever way to push employees out? Chris and Saied weigh in. And in classic Higher Standard style, they wrap up with a deep dive into workplace dissatisfaction, hybrid work struggles, and why your mindset might be the biggest factor in your job satisfaction.
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đ Resources:
Unemployment spikes in Washington, D.C. (Chart of the Day via Instagram)
Washington, D.C.âs economy looks like 2008 (The Kobeissi Letter via X)
Active inventory for sale in the DC-VA-MD-WV metros (Lance Lambert via X)
U.S. home prices, as measured by the Zillow Home Value Index (Lance Lambert via X)
Since World War II, there have been many recessions, but only one housing crash (Logan Mohtashami via X)
JP Morgan CEO Jamie Dimon goes ham on remote work (Barronâs via LinkedIn)
Declines in remote work (Washington Post Opinions via TikTok)
RTO or remote, where you work doesnât change how happy you are in your job (CNBC)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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This week, Chris and Saied tackle the latest inflation print that came in hotter than a tiger del fuegoâand yes, thatâs the official economic term now. With prices climbing for consumer staples like eggs (who knew you shouldâve invested in chickens?), we dissect what this means for rate cuts, the Fedâs next move, and whether weâll all just resort to eating cardboard to save money. And if you thought the government was on top of things, think againâbecause even regulators are scratching their heads over the latest CFPB drama. A federal agency created to protect consumers is basically getting ghosted by Washington, and letâs just say⌠crypto bros are very excited about this development.
âĄď¸ But wait, thereâs more! We break down the absurdity of credit card interest rates, why Home Alone 2âs Plaza Hotel suite now costs more than a used car, and the potential impact of Elon Muskâs secret Visa deal. Plus, Saied relives a scandalous youth basketball championship game that involved bad reffing, technical fouls, and one very dramatic post-game car ride. Oh, and Chris is still bleeding money on his studio constructionâsend thoughts, prayers, and five-star reviews. đđĽđ°
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Hereâs the inflation breakdown for January 2025 - in one chart (CNBC)
Inflation over 4 years (Charlie Bilello via X)
Trump's consumer watchdog freezes CFPB activity on first day of job (Reuters)
Russell Vought, CFPB's new acting head, issues directives to halt parts of bureau activity (NBC News)
Trump names Jonathan McKernan director of gutted CFPB (Housingwire)
Warren: Only Congress â not Trump or Musk â can 'get rid of the CFPB' (Yahoo! Finance )
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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In this mind-expanding episode of The Higher Standard, Chris and Saied take a detour from their usual financial deep dives to expose the sinister underbelly of human decision-making. Turns out, the economy isnât brokenâour brains are. From Robert Shillerâs Narrative Economics to Jonathan Haidtâs The Anxious Generation, the duo unpacks how financial markets, political ideologies, and your everyday spending habits are more influenced by viral stories and social media hysteria than by any rational thought process. Long story, short: Youâre probably not making financial decisionsâyouâre reacting to the subconscious cues planted in your head by algorithms, dopamine hits, and good old-fashioned tribalism.
âĄď¸ And just when you thought you were in control, they hit you with The Chaos Machine by Max Fisher, a book that details how social media isnât just ruining dinner-table conversationsâitâs actively rewiring your brain for extremism and anxiety. From doomscrolling mortgage rate headlines to being emotionally blackmailed into buying gold, Chris and Saied reveal that the only way to escape the manipulation matrix is to step back, slow down, andâdare we sayâthink. But hey, no pressure! If youâd rather stay plugged into the fear factory, thereâs always another viral headline waiting to tell you the economy is collapsing.
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The Mortgage Rate Reality Sets In (Yahoo! Finance via Instagram)
Bank of England Cuts Interest Rates Amid Economic Slowdown (The Guardian)
US Imposes New Tariffs, Prompting Global Trade Tensions (CNN Politics)
US Job Growth Slows in January (Associated Press )
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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Strap in, folks! This episode of The Higher Standard dives into the mind-bending world of quantum computing, where traditional computers look like toddlers trying to do calculus compared to these futuristic behemoths. Chris and Saied break down how these machines are poised to change finance, security, and possibly the way your toaster thinks about bread. They also take a moment to discuss actual science before spiraling into side rants about social media trolls, the American dream, and why nobody really understands what venture capitalists do. Spoiler alert: It involves a lot of money and just the right amount of arrogance.
âĄď¸ Of course, it wouldnât be The Higher Standard without a healthy dose of banter. Saied gets existential about how much control private equity really has over the economy, while Chris exposes his deep-seated frustration with home prices and tax loopholes. They also take a moment to roast each other over everything from past financial missteps to the secret lives of CEOs who think theyâre rich but are actually just playing in the minor leagues. Oh, and if you've ever wondered whether a broom by the front door is just "decorative" or a sign that witchcraft is officially taking over the householdâSaied has some thoughts. Tune in for a hilarious, informative deep dive into the future of computing and the financial chaos of today.
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Fed Stands Pat on Rates, Entering New Wait-and-See Phase (Wall Street Journal)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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The Jeff Goldbum of podcasting, Chris Naghibi, and the Louie Anderson of podcasting, Saied Omar, are back, and this time they're tackling the economy with unfocused and unstructured charm. Starting with a light-hearted critique of Chris' newfound love for wearing greenâa strategy he swears is to win favor at home but admits has been a complete flop. From there, the duo launches into the harsh realities of wage stagnation and rising home prices, painting a vivid picture of how even modest salary increases are devoured by the ever-growing beast of inflation. They break down why the average American is essentially on a financial hamster wheel, running faster but getting nowhere.
âĄď¸ Amid the numbers and economic analysis, Chris and Saied keep it relatable with personal anecdotes, like Chris recounting his transition from being overly sensitive to criticism to leaning into the jokesâa move thatâs made life a lot more enjoyable (even if Saied insists he still hasnât fully let go). The conversation turns to actionable advice, encouraging listeners to take charge of their financial futures by stepping out of their comfort zones and treating financial growth like fitness: intimidating at first, but life-changing with consistency. If youâve ever wanted a masterclass in turning financial stress into a strategy, this episode is your comedic and educational golden ticket.
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These boys went so off script, there are no links. Amateur hour right?
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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In this episode of The Higher Standard, Chris and Saied embark on a laugh-out-loud journey into the brave new world of artificial intelligence, quantum computing, and why you might want to rethink your TikTok algorithm. From discussing how AI is turning banks into crystal ball-wielding financial wizards to debating whether robots will steal your job (spoiler: theyâre coming for the lawyers first), itâs a rollercoaster of insight and hilarity. Oh, and if you think your browsing history is private, think again. AI is watching, and it knows you binge-watched that prison cooking channel.
âĄď¸ But wait, thereâs more! Dive into the existential crises caused by quantum computing tapping into other dimensions (yes, really) and the terrifying potential of AI deciding which car accident is âbestâ for your family. If that doesnât keep you up at night, maybe the realization that your digital assistant knows your buying habits better than you do will. Tune in for all this, plus shocking revelations about how AI is creating, saving, and possibly obliterating jobs across industries. And remember, your data is the product, folksâdonât let the chatbots tell you otherwise!
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Sizing the prize: Whatâs the real value of AI for your business and how can you capitalize? (PWC)
AI in Banking â An Analysis of Americaâs 7 Top Banks (Emerj)
The Scientist vs. the Machine (The Atlantic)
Artificial Intelligence and the Future of Work: Mapping the Ethical Issues (Springer: The Journal of Ethics)
AI is already taking video game illustratorsâ jobs in China (Rest of World)
â ď¸ Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.
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