Episodes

  • Welcome to Day 6 of your 12 Days of Christmas! We interrupt your Magic Moments to bring you a special Boxing Day episode! 🙌🏻

    I’m sharing with you my 24 Tips From 2024! These are all based on my entrepreneurial journey and insights gained over the past year.

    Whether your interests lie in business development, personal growth, or achieving financial success, these tips are set to inspire and guide you in preparing for your most successful year yet 🚀

    2024 has been a monumental year for myself and for Ultimate FD, filled with hurdles and success stories that shaped my perspective. From scaling the business to improving personal and professional relationships, these lessons highlight the importance of finding your “sweet spot,” maintaining consistency, and fostering growth throughout challenging times.

    This episode goes deep into the realities of being an entrepreneur, emphasising candid feedback, the power of recurring revenue, and understanding the core reasons behind your pursuit of being an entrepreneur in the first place 🔥

    I discuss both the wins and challenges of entrepreneurship, the need to be comfortable with discomfort, the value of seeking professional help, and the importance of implementing a product stack for profitability.

    These insights are tailormade for those aiming to excel in 2025 by honing their skills and refining their business strategies 📈

    Do not miss this episode! 🎧

  • Day 5 of your 12 Days of Christmas Magic Moments is here! 🥳

    In this episode we’re talking about transforming your business finances with meticulous accounting.

    Our guest, Leon Rothera, shares his journey from feeling overwhelmed to finding clarity with detailed financial reports and real-time insights ⏰

    We discuss the importance of meticulously tracking expenses and how small changes can lead to significant profit improvements.

    By understanding and influencing specific cost areas, you can very easily can make informed decisions and enhance profitability 💸

    Tune in to learn how! 🎧

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

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  • Welcome to Day 4 of our 12 Days of Christmas - Magic Moments Edition! 💰

    This episode focuses on three crucial questions for future financial success:

    1️⃣ Where are you now?
    2️⃣ Where are you going?
    3️⃣ How will you get there?

    I’m revealing actionable strategies to transform your business into a financially-driven powerhouse, ensuring your best financial year yet 🤩

    Learn how to use real-time financial data to set realistic goals and achieve financial clarity, driving your business forward with confidence!

    Perfect listening for those looking to innovate and excel financially 💸

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • Day 3 of Magic Moments has landed and this is one you don’t want to miss! 🚀

    In this moment, alongside Bhupinder Anand, we explore the intricacies of trusts, wills, and life insurance policies.

    We dive into the concept of "bloodline planning," a tool for safeguarding generational wealth, and help you understand how trusts function, offering legal and beneficial ownership while shielding assets from divorce, creditors, and taxes 💸

    We break down the complex world of estate planning, making it accessible and relevant for anyone looking to protect their family's future.

    This episode offers a comprehensive guide to understanding trusts, wills, and their role in financial planning, making it a must-listen for those interested in securing a financial legacy!

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • Welcome to Day 2 of our 12 Days of Christmas - Magic Moments! 🎄🎅🏼

    In today’s episode, we’re diving into the world of performance marketing with Ben Smith.

    You’ll discover strategic insights on boosting your business growth by leveraging paid spend alongside organic marketing efforts 🚀

    As well as learn the common mistakes small businesses make and how to avoid them - ensuring your advertising spend is actually effective!

    Explore the balance between organic reach and paid strategies, and find out how to craft a compelling message that resonates with your target audience. This Magic Moment is perfect for business owners eager to enhance their market presence strategically 📈

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • 🎄 WELCOME TO 12 DAYS OF CHRISTMAS IN THE FORM OF MAGIC MOMENTS! 🎄

    Over the next 12 days, we’re sharing with you some of our best moments from the Ultimate FD Podcast. We're doing one of these episodes every single day into the brand new year, so make the most of it 🙌🏻

    Tune in, have your short shop 10 minutes of inspiration whilst you're eating your Christmas pies and enjoying the festive break! 🎅🏼

    In the first of our 12 Days of Magic Moments, we’re talking CARS.

    From electric vehicles to high-end supercars, discover the financial benefits of purchasing through your limited company, leasing considerations, and the potential of LLPs for luxury models.

    Perfect for both lower and higher-rate taxpayers, this episode unlocks the formulas and strategies to maximise your business and personal car investments.

    Whether you're eyeing a new electric car or a petrol supercar, tune in to understand the best financial moves to enhance your tax savings. Listen and learn the secrets to savvy car ownership.

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • Welcome to Episode 7 of Magic Moments! ✨

    This series comprises shorter form episodes that include top tips, hacks, and wealth building strategies to fundamentally change the way you think and give you the motivation to go and make some change within your life or business.

    These snippets are taken from one of our longer form episodes. We hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value 💰

    In this week’s Magic Moment we explore the significance of understanding balance sheets - you’ll discover how a well-managed balance sheet, beyond just a focus on income and expenses, can transform your business strategy and wealth building.

    Learn why most entrepreneurs overlook this vital report and how mastering it can offer clearer financial insights and long-term success.

    I share practical tips and insights to help you bridge the gap between accountant jargon and entrepreneurial needs, offering invaluable guidance for achieving financial clarity and boosting your company's value.

    Did you enjoy this Magic Moment? Click here to listen to the full episode

  • UNLOCK YOUR SWEET SPOT! 🍬🚀

    This is how you have a record-breaking 2025 💥

    If you're ready to make 2025 your most financially successful year yet, this episode is a must-listen.

    Most entrepreneurs never uncover the key to scaling sustainably - and less than 1% truly understand and implement this in their businesses.

    It all comes down to identifying your sweet spot 👇🏻

    What’s that? It’s a business:

    ➡️ That's high margin and pays you handsomely

    ➡️ That clients love and keep coming back to

    ➡️ That has director leverage, allowing you to work on it when and how you choose

    This isn’t about just building a business - it’s about designing a bulletproof business model. Your sweet spot is where everything aligns, and in this episode, I’m breaking it all down for you:

    1️⃣ The three critical elements of your sweet spot

    2️⃣ The four parts and places where you might currently be

    3️⃣ The one target you need to focus on to move into this magical space

    When you find and optimise your sweet spot, everything changes. You’ll work less, earn more, and create a business that enriches both your life and your finances 🙌🏻

    Tune in now to learn how to step into your sweet spot and make 2025 the year everything works for you. Let’s dive in! 🎧

  • Welcome to Episode 6 of our Magic Moments series! ✨

    In this moment, our guest Ben, dives into something most people find pretty dry but is actually crucial: financial management 💸

    But here's the thing - he makes it sound genuinely interesting. Instead of getting bogged down in boring spreadsheet talk, Ben breaks down why tracking your finances isn't just about numbers, it's about understanding the heartbeat of your business.

    He talks about how management accounts are basically an entrepreneur’s secret weapon. Imagine having a crystal ball that shows you potential problems before they happen - that's what detailed financial tracking does 🔮

    We go over how breaking down profit and loss statements, balance sheets, and cash flows isn't just an accounting exercise, but a strategic way to compare project efficiencies and keep your business on track.

    For entrepreneurs racing through rapid business growth, Ben offers some real-world advice. It's not about being perfect with every number, but about creating systems that help you make smarter decisions 📈

    This moment is a practical masterclass in turning financial tracking from a mundane task into a powerful tool for business success. Understanding your finances isn't just for accountants - it's for anyone serious about growing their business 🚀

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • Surviving Near-Death & The Journey To Redefining Wealth with Niall Leyden.

    This week’s podcast episode is truly special. I had the privilege of sitting down with Niall, the founder of Atlantic Wealth Management, and our conversation is one you don’t want to miss 🚀

    With over three decades in finance, Niall has not only gained incredible insights but also lived an extraordinary life. Imagine surviving three near-death experiences and using those moments to reshape your understanding of wealth 💸

    Here’s what we explore in this transformative episode ⬇️

    👉🏻 The 10 commandments of financial planning that every individual should know
    👉🏻 Why health is more critical than the size of your wealth portfolio 👉🏻 How patience can be your most powerful investment tool
    👉🏻 The impact of the people you surround yourself with on your financial success

    This conversation goes beyond just money - it’s about discovering what it truly means to be wealthy. If you’ve ever wondered about the difference between being rich and achieving true wealth, this episode will inspire and challenge you ✨

    Tune in now and redefine your journey toward genuine financial freedom. I loved recording this episode, and I hope you’ll love listening to it.

    Niall’s story is as inspiring as it is enlightening 🙌🏻

    Connect with Niall and discover more about him and his business Atlantic Wealth Management right here:

    LinkedIn
    Atlantic Wealth Management
    Access your Free - Financial Self Reflection Guide

    Dedications from Niall:

    Commandment Number 4 is dedicated to the world famous Damian Browne. You can find out more about him here: www.damianbrowne.com

    Smacht is Ireland’s leading MasterMind Business Entrepreneurs & Business leaders group which you can find more about here: http://www.omaille.ie/

    Mark Tregilgas, who is referenced throughout the podcast, is the founder of 30+ Men’s Fitness and is Niall’s coach. You can find out more about him here: https://www.30plusmensfitness.com/

  • Welcome to Episode 5 of Magic Moments! ✨

    This series comprises shorter form episodes that include top tips, hacks, and wealth building strategies to fundamentally change the way you think and give you the motivation to go and make some change within your life or business.

    These snippets are taken from one of our longer form episodes. We hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value 💰

    In this week’s Magic Moment we dive into concise, high-value tips to take your business and personal productivity to new heights 📈

    We go over a series of high-performance hacks that promise to transform your business strategies and personal development routine, allowing you to work smarter towards your goals. I pull from my hands-on experience in wealth creation and business management, offer intricate insights into optimising your workflow, creating momentum, and staying ahead of the game.

    You'll discover critical productivity and performance techniques such as "Finding Your Flow" - a strategic approach to identifying and capitalising on your core strengths in business 💪🏻

    You'll also learn about "Massive Mondays," a concept designed to propel your weekly momentum by front-loading your top-priority tasks.

    And you’ll learn about "Getting Miles Ahead," a strategy aimed at transforming reactive work habits into proactive, well-planned workflows 🙌🏻

    These performance hacks are underscored by practical advice on mastering meeting schedules and booking your calendar for maximum efficiency.

    Tune in now to learn these EPIC high performance hacks! 🚀

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • Is Your Business Set to Thrive in 2025? 🚀

    In this episode, we dive into five essential money-making rules that every entrepreneur must adopt today to ensure their business is highly lucrative and rewarding in 2025 💰

    Many entrepreneurs are scaling businesses that fail to generate real profits because they lack a bulletproof business model - the foundation for financial success over the next 12 month 💪🏻

    Here’s what you’ll learn:

    👉🏻 The five rules that will guide every strategic decision you make

    👉🏻 How to craft a business model designed for profitability

    👉🏻 The importance of getting more strategic to work less in your business while building significant wealth

    👉🏻 These rules are simple, actionable, and transformative, helping you become a better entrepreneur and make decisions that maximise success

    Get started today - adopt these rules, redefine your strategy, and set your business on the path to greater profits and freedom in 2025! 🙌🏻

    🎧 Tune in now to learn how to future-proof your business!

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    👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit

    👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.

    This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks

    👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/

  • Welcome to Episode 4 of Magic Moments! ✨

    This series comprises shorter form episodes that include top tips, hacks, and wealth building strategies to fundamentally change the way you think and give you the motivation to go and make some change within your life or business.

    These snippets are taken from one of our longer form episodes. We hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value 💰

    In this week’s Magic Moment, I delve into the pitfalls of arbitrary goals and discuss how you can build a business that aligns with your personal aspirations, whether that's securing a comfortable retirement, enhancing your lifestyle, or achieving financial freedom 🙌🏻

    Learn the five-step approach to determining what is 'enough' for you and how you can gain clarity and purpose in your financial objectives.

    If you want to create wealth wisely and live a purposeful, financially secure life, then this Magic Moment is your practical guide - and it is valuable for entrepreneurs at any stage of their journey 🥳

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • FROM CORPORATE LIFE TO PROPERTY EMPIRE 🤩

    In this episode of the Ultimate FD Podcast, we go behind the scenes with investor and expat Mr. Stephen Cowgill as he transitions from decades in the corporate world to running his own small, brand-new limited companies 🚀

    Stephen, accustomed to corporate systems where numbers, decisions, and strategies were handed to him, knew he needed that same clarity in his businesses from day one. His goal?

    To establish a framework that would lead to better margins, faster growth, and long-term success 🌟

    WE DIVE INTO:

    ➡️ Stephen’s journey to corporate-level clarity in his small businesses
    ➡️ The immediate benefits he’s experienced by embedding systems early
    ➡️ How you can adopt a similar approach to drive growth and scalability

    Stephen’s story is packed with actionable insights and inspiration for anyone looking to bring clarity and structure to their business! 🙌🏻

    TUNE IN AND ENJOY!

    Don't forget to connect with Stephen on his socials right here:

    Facebook
    Instagram
    LinkedIn

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    👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit

    👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.

    This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks

    👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/

  • Welcome to Episode 3 of our Magic Moments series! ✨

    These shorter form episodes include top tips, hacks, and wealth building strategies to fundamentally change the way you think and give you the motivation to go and make some change within your life or business.

    These snippets are taken from one of our longer form episodes. We hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value 💰

    In this week’s Magic Moment, we dive into niching and negotiation. I discuss methods such as setting a price floor, leveraging commitments, and utilising a negotiation table to simplify the decision-making process for potential clients.

    We also cover the necessity of world-class delivery and niching down to elevate your service quality and pricing strategy. Once you understand these core concepts, you can revolutionise how you grow your businesses and engage with your customers! 🙌🏻

    Listen and learn now! 🎧

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • 95% of the popuation will NEVER achieve financial independence - HERE'S WHY...

    In this episode of Millionaire Money Matters, I’m joined by the renowned wealth expert, published author, and international speaker Kevin Whelan, director of Wealth Builders 💰

    Over the past decade, Kevin has guided entrepreneurs, business owners, and employees on their journeys toward financial independence and creating generational wealth.

    He’s not only a wealth advisor but a pensions expert who understands how to create, manage, and pass on wealth to future generations 👧🏻👦🏻

    Prepare to be inspired by his insights on achieving financial security, avoiding common pitfalls, and building a legacy.

    This is a powerful episode packed with practical knowledge - let’s dive in! 🚀

    You can find out more about Kevin right here: 👉🏻 https://www.wealthbuilders.co.uk/ufd

    And via his social channels linked below:

    https://www.facebook.com/kevinjwhelan1

    https://www.linkedin.com/in/kevinjwhelan/

    https://www.instagram.com/wealthbuilderstogether/

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    👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit

    👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.

    This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks

    👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/

  • WELCOME TO MAGIC MOMENTS ✨

    In these shorter form episodes, we share with you a top tip, a hack, a money matter, a wealth building strategy, wealth wisdom, something that's going to fundamentally change the way you think and give you the motivation to go and make some change throughout your day.

    This is a shorter form snippet taken from one of our longer form episodes in the hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value.

    In part 2 of our Magic Moments series, we dive into a practical conversation about building wealth and scaling businesses 💰

    Discover UFD’s "Right Person, Right Role, Right Price" strategy for building effective teams without burdening overheads. Learn from my journey of expanding a business team of eight using cost-effective, pay-as-you-go contracts.

    I’m giving you practical tips for optimising roles and reducing expenses ultimately saving thousands monthly while enhancing business efficiency 🙌🏻

    Tune in now to gain insights into strategic business growth and financial wisdom 🚀

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • TOP LESSONS LEARNT IN 2024! 🚀

    This year has been a year packed with invaluable experiences, from scaling businesses and teams to balancing the joys and challenges of family life, becoming a best-selling author, and achieving greater financial freedom than ever before 🤯

    It's been a ride! 🎢

    In this week's episode of the UFD podcast, I’m sharing with you my top 10 lessons from this year, covering everything from strategic business growth to personal insights that have shaped my journey 🙏🏻

    Whether you're looking for motivation, wisdom, or practical advice to elevate your own path, these lessons are here to help you skip the trial and error and reach success faster 🚀

    Grab a pen, get ready to take some notes, and let’s dive into the lessons that made 2024 an unforgettable year 🤩

    I hope you enjoy this episode as much as I enjoyed recording it! 🙌🏻

    👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit

    👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks

    👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/

  • WELCOME TO OUR VERY FIRST MAGIC MOMENTS EPISODE! ✨

    In these shorter form episodes, we're going to share with you a top tip, a hack, a money matter, a wealth building strategy, wealth wisdom, something that's going to fundamentally change the way you think and give you the motivation to go and make some change throughout your day 🙌🏻

    This is a shorter form snippet taken from one of our longer form episodes in the hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value.

    In our very first serving of Magic Moments, I'm diving into some game-changing lessons I picked up during my seven-figure summer this year 💰

    I'm sharing behind the scenes of the rollercoaster of business cycles, especially that tough "dip" we all hit as entrepreneurs. I'll share how to push through when things get tough. And I've got some solid strategies that'll help you ride these business waves like a pro.

    Tune in to learn how you can stick with it and keep pushing forward! 🚀

    Did you enjoy this Magic Moment? Click here to listen to the full episode.

  • From Concerned to Total Confidence 🤩

    In this episode, I'm joined by my long-standing client, Dr. Michael Taylor - a multi-award-winning property investor and former GP who has shifted his focus entirely to property 🏘️

    Dr. Taylor shares his transformative journey, moving from feeling concerned and anxious about his business finances to gaining complete control and confidence in his numbers 🙌🏻

    Now, he’s confidently scaling his profitable HMO portfolio and guiding his family just 18 months away from their dreams of financial freedom 💰

    If you're someone who tends to shy away from the numbers, this episode is for you.

    Learn how to shift from worry to clarity, take control, and uncover the power that comes with truly understanding your finances 🚀

    Tune in and enjoy the journey! 🗺️

    You can find out more about Michael and follow him on his social channels right here: Michael's links and socials.

    WHILE YOU ARE HERE 👇🏻

    👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit

    👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.

    This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks

    👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/