sean cullen

  • 01:32:39

    DJ SEROM - THE BOUNCEMIX PODCAST HS07 - Special SEAN PAUL

    · DJ SEROM : THE BOUNCE MIX PODCAST

    THE BOUNCE MIX Official PODCASTHosted by DJ SEROM HS07 SPECIAL SEAN PAUL 1. SEAN PAUL Interview recorded live before his concert in Lille (France) - Saturday 14th April 20122. SEAN PAUL - Deport them3. SEAN PAUL - Infiltrate4. SEAN PAUL - No bligh5. SEAN PAUL / KEYSHIA COLE - Give it up to me (Rmx)6. SEAN PAUL / DEBBIE NOVA - International affair7. BLU CANTRELL / SEAN PAUL - Breathe (Rmx)8. DE LA SOUL / SEAN PAUL - Shoomp9. THE CLIPSE / SEAN PAUL - Grindin' (Rmx)10. FABOLOUS / SEAN PAUL - It's alright11. SEAN PAUL - Get busy12. SHAGGY / SEAN PAUL - Hey sexy lady13. LEFTSIDE / SEAN PAUL - Back it up14. SEAN PAUL - Gimme the light15. SEAN PAUL - Ever blazin'16. KARDINAL OFFISHAL / AKON / SEAN PAUL - Dangerous (Rmx)17. SEAN PAUL - She doesn't mind18. SEAN PAUL - Hold on19. SEAN PAUL - Won't stop (Turn me on)20. SEAN PAUL - Straight up21. SEAN PAUL - Break out22. SEAN PAUL - Bounce it right here23. SEAN PAUL - We be burnin'24. SEAN PAUL - Feel alright25. SEAN PAUL - Temperature26. DJ FELLI FELL / FLO-RIDA / T-PAIN / SEAN PAUL - Can you feel it27. CLINTON SPARKS / DJ CLASS / RICKY BLAZE / SEAN PAUL - Favorite DJ (Rmx)28. SEAN PAUL / DJ AMRO - Touch the sky29. PITBULL / T-PAIN / SEAN PAUL - Shake Senora30. BOB SINCLAR / SEAN PAUL - Tik tok31. SEAN PAUL / RIHANNA - Break it up32. SEAN PAUL - Press it up33. SEAN PAUL - So fine34. SEAN PAUL - She wanna be down35. SEAN PAUL - Wine it36. SEAN PAUL - Like glue (DJ SEROM Blend)37. DMX / MR VEGAS / SEAN PAUL - Here comes the boom (Top Shotta)38. SEAN PAUL / TONY TOUCH - Ay ay ay39. SEAN PAUL / RAHZEL (THE ROOTS) - Number one40. BUSTA RHYMES / SPLIFFSTAR / SEAN PAUL - Make it clap (Rmx)41. SEAN PAUL - Ignite it42. SEAN PAUL / CE'CILE - Can you do the work43. SEAN PAUL - My name44. SEAN PAUL - Jukin' punny45. SEAN PAUL - Concrete46. SEAN PAUL - Strategy47. SEAN PAUL - Trespass48. SEAN PAUL / KELLY ROWLAND - How deep is your love49. SEAN PAUL / KERI HILSON - Hold my hand50. SEAN PAUL - Never be the same51. SEAN PAUL - Punkie52. ESTELLE / SEAN PAUL - Come over (Rmx)53. SEAN PAUL / SASHA - I'm still in love BONUS 54. SEAN PAUL / MR VEGAS - Hot gal today SHOUT OUT TO MY BOY MAGUED from CONTACT !!! FOLLOW HIM @MaguedContact !!! www.djserom.comwww.djserompodcast.comwww.djseromradio.com www.facebook.com/djseromwww.twitter.com/djserom

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  • 00:44:03

    646: He Coined Term "Growth Hacking" After DropBox, EventBrite, LogMeIn Work, Now Launching Book "Hacking Growth" with Sean Ellis

    · The Top Entrepreneurs in Money, Marketing, Business and Life

    Sean Ellis. He’s the founder and CEO of GrowthHackers.com, he coined the term “growth hacking” in 2010 after using it to ignite growth for Dropbox, Eventbrite, LogMeIn and Lookout. He also founded and sold customer insights company Qualaroo, growing it to millions of dollars in recurring revenue. Famous Five: Favorite Book? – The Hard Thing About Hard Things What CEO do you follow? – Peep Laja Favorite online tool? — The Calm App Do you get 8 hours of sleep?— Yes If you could let your 20-year old self, know one thing, what would it be? – “I wished my 20-year old self knew things are going to be pretty good”   Time Stamped Show Notes: 01:25 – Nathan introduces Sean to the show 02:03 – Sean speaks at The Capital Factory in Austin, Texas 02:07 – Sean’s talk was about viral coefficients and why it’s important to decrease the time of the original share to really drive growth 02:50 – If you don’t have a lot value at the foundation of the growth, it’s hard to make your business sustainable 02:56 – Sean tries to understands the value of the product first, then goes backwards from there 03:16 – Sean used the referral program for Dropbox 03:30 – Sean, together with the group, came up with the idea of giving away free storage for referrals 03:45 – Sean’s friend tested a double-sided referral program prior to Dropbox 03:53 – Sean’s friend is James Siminoff, founder of Ring and the previously the CEO of PhoneTag 04:45 – Sean provides advice on viral coefficients 04:55 – In the case of DropBox—“Referrals were strong before the referral program went in place” 05:12 – Understand what the motivation is for people to do refer 05:18 – Think about every step in the process; for example, what’s the prompt that gets people to share? 05:42 – Optimize all the steps of the referral process 05:47 – The more you have qualitative and quantitative insights about what’s happening, you’re going to be more informed in the tests that you are running 06:41 – Eventbrite didn’t have an incentive, but just a natural viral product in itself 07:18 – Eventbrite helps companies sell tickets 07:30 – Eventbrite doesn’t only offer a convenient experience but also good SEO, social integration, and other factors that will help you sell tickets 08:00 – Sean worked for LogMeIn’s marketing for 5 years 08:05 – LogMeIn is now a $5B company 08:07 – “Natural word-of-mouth was huge with LogMeIn” 08:10 – By the time Sean left LogMeIn, 80% of the users were coming in through word-of-mouth 08:15 – LogMeIn was spending more than $1M monthly with a 3-month payback on acquiring customers 08:21 – “Value drives word-of-mouth” 08:35 – At first, the majority of LogMeIn’s users didn’t really use the product 09:25 – The CEO and whole team worked together to find out the problem with the customer experience 09:55 – LogMeIn has always been cash flow positive 10:13 – Look up how Sean runs questionnaires in his Youtube videos and slideshows 10:31 – Qualaroo is about customer insights 10:45 – Sean acquired Qualaroo in 2012 10:49 – Qualaroo was acquired from KissMetrics 10:53 – Qualaroo was a side business and Sean was an advisor for it 11:08 – Sean built Qualaroo to millions of dollars of recurring revenue and sold it last year 11:45 – Sean bought it for less than a million dollars 12:00 – The revenue of Qualaroo was less than a hundred thousand dollars 12:25 – Qualaroo was acquired by Xenon 13:01 – Jonathan Siegel owns Xenon 13:14 – Sean wanted to sell Qualaroo and wasn’t trying to get top dollar for it 13:57 – Sean had a 7-figure advance on the book, so he’s not losing money 14:09 – Sean has signed with Crown Business 14:29 – Sean has self-published a book before 14:49 – Sean’s background and Growth Hackers allowed him to get a great deal with Crown Business 15:00 – Sean is the guy who came up with the term “growth hacking” 15:09 – There are already a lot of publishers who approached Sean to write a book about growth hacking 15:22 – Morgan Brown is Sean’s co-author 15:47 – Morgan and Sean hired an editor to write the proposal 16:10 – Sean’s agent is Lisa DiMona 16:30 – The process is getting an agent to invest in your book, they help you with the proposal and they pitch your book 17:21 – Sean’s plan to make the book a successful one 17:26 – First is to gain momentum to get on the New York Times’ Bestseller List 17:43 – The weekly sales is what will determine whether you make the list 18:05 – “If you get on the list, then it’s a lot easier to stay on the list” 18:32 – People’s perception on growth is often a bit flawed 18:45 – Growth hacking is more about testing stuff and doubling down when something works 19:04 – Sean has some copies of his book for his Microsoft presentation 19:20 – Sean also has some copies for different companies 19:31 – Sean offers ticket bundles for Growth Hackers Conference in May, in LA 19:37 – Growth University’s growth master training course has bundled with book sales 19:43 – Sean is running bundled ads, too 19:51 – Sean is getting sub $50 sales on their course with the book bundled 20:51 – Sean is currently at a ConversionXL conference 21:05 – Peep Laja was on Episode 620, and he is the founder of ConversionXL 21:37 – Sean didn’t commit to buying any books 22:35 – Why should people buy this book rather than the other growth hacking books? 22:39 – “Ryan Holiday’s book was awesome to bring attention to growth hacking” 22:47 – There hasn’t really been a guide book to what do you do as a team, especially for bigger companies who want to replicate what Facebook or Uber has done 23:12 – Marketing isn’t that hard, but you need cultural change, cross-functional coordination, and collaboration 23:31 – Hacking Growth has the methods for what you need to drive growth at its foundation 23:44 – It is powerful and people need help 24:06 – Crossing the Chasm provides observations regarding the growth process 24:20 – The main difference between this book and Sean’s is that it doesn’t tell you how to organize your team to exploit that growth situation 24:32 – “We’re not just telling you the fundamentals of how growth works, we’re telling you how to run a growth process across a team...” 25:02 – “You need to have a very integrated coordinated team and the best time to build it in your business is early, when the culture is malleable to do it” 27:20 – The Famous Five   3 Key Points: Regarding viral coefficients, the more you have qualitative and quantitative insights about what’s happening in the referral and sharing process, the more informed your tests will be. Growth hacking is more about testing stuff and doubling down when something works. You NEED a very integrated, coordinated team—the best time to build this into your business is early on, when the culture is still malleable.   Resources Mentioned: The Top Inbox – The site Nathan uses to schedule emails to be sent later, set reminders in inbox, track opens, and follow-up with email sequences Organifi – The juice was Nathan’s life saver during his trip in Southeast Asia Klipfolio – Track your business performance across all departments for FREE Acuity Scheduling – Nathan uses Acuity to schedule his podcast interviews and appointments Host Gator– The site Nathan uses to buy his domain names and hosting for the cheapest price possible Audible– Nathan uses Audible when he’s driving from Austin to San Antonio (1.5-hour drive) to listen to audio books Freshbooks – Nathan doesn’t waste time so he uses Freshbooks to send out invoices and collect his money. Get your free month NOW Show Notes provided by Mallard Creatives

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  • 00:41:30

    PK 161: How to Navigate Your way to Artistic Success.

    · Pencil Kings | Inspiring Artist Interviews with Today's Best Artists

    Show Notes at: https://www.pencilkings.com/podcast-home/ The Pencil Kings podcast is sponsored by Freshbooks https://www.freshbooks.com/pencilkings email: mitch@pencilkings.com “People who are motivated know that it doesn’t start with motivation - it starts with a commitment to show up. Because, if you wait for the motivation, it’s never going to come.” ~ Sean McCabe. How do you navigate your way to artistic success? After all, the path towards a successful creative career can often be a tricky one, with all kinds of hurdles to jump before you can even get off the starting blocks. And that’s exactly what happened to today’s guest - hand-drawn lettering artist and author, Sean McCabe. For two whole years, his regular posts on social media went virtually unnoticed...until, one day, people finally began to really take notice of what he was up to. So what made this shift happen? And how did Sean go from being a creative all-rounder with a day job to a successful freelance artist specializing in hand-drawn typography? You’ll find out in this week’s podcast interview...   Interview Chapters [00:37-03:36] Introduction and Career Overview Your host, Mitch Bowler, introduces today’s guest, hand-drawn lettering artist and author, Sean McCabe. In this chapter, he talks about his two-year-long journey towards artistic success - a journey that began with him holding down a day job while dedicating 6-8 hours a night to making art and posting everything he made online. You’ll hear how he gradually got a feel for what people liked (and what they didn’t), and how Sean learned a valuable lesson about what kind of work to put online. [03:57-05:31] How did the big Shift Happen for Sean? At first, Sean used to post absolutely everything he made online - from the user interface designs, logos, and illustrations he did in his day job as a web designer...to the hand-drawn typography he’d always loved to make since being a kid. But sometimes, less is more...and it was only when Sean realized he was putting too much information out there for people to process that they started taking notice. [06:27-06:58] What Kind of Hand-drawn Lettering was Sean Making? It was Sean’s hand-drawn typography or lettering that first got him noticed, but what kind of lettering was he making? In this chapter, you’ll hear where to find his work online and check out many other examples of hand-drawn lettering from other artists working in this field. [07:30-35:38] Was Sean Really Working 6-8 hours a day on his art? Spending 6-8 hours making art while holding down a day might sound impossible, but that’s exactly what Sean did to get his career going.And, while he doesn’t think that’s what everyone should do, he’s a strong believer in having the commitment to show up every day and make something - regardless of how tired you feel or what’s showing on Netflix. You’ll find out what motivates him in this chapter. [08:54-10:58] What Made Sean Choose Hand-lettering as his Thing? Like many artists and creatives, Sean tried his hand at lots of different things before finding his true niche of hand-drawn lettering or typography. So, how did he decide this was his thing? And how he feel once he’d made that decision? In this chapter, Sean describes the relief he felt once he knew he’d found his niche...and reveals how you can find yours, too. [11:11-12:43] How did Sean Know he’d Found his Niche? Searching for your niche isn’t always easy, and Sean tried lots of different things before returning to the hand-drawn lettering he loved making when he was a kid. Like many artists, he’d told himself there was no way he could possibly make any money from doing this, so his true passion lay dormant for years…until a chance meeting with a fellow designer (who also loved hand-drawn typography) changed everything. [13:03-16:30] But How can you Turn Your Passion Into Making Serious Money? As an artist, you’ve probably done the odd commission for somebody and wondered just how many of these you’d have to do to earn any kind of reasonable income. Well, that’s exactly what Sean thought, too...until he started to look more closely at how seriously successful artists generate their income. [16:51-19:07] How did Sean Build his Audience on Social Media? Once Sean had thought more about what to post online (and what not to), he started to see an increase in the amount of followers he was getting on social media. So, how can you learn from him and do something similar with your artwork? You’ll get plenty of clues in this chapter. [20:42-26:56] How did Sean Find out Who to sell his Work to? Getting likes on your social media posts is one thing, but how can you find out what people are going to part with their hard-earned cash for? In this chapter, Sean reveals how he tailored his work based on people’s reactions to it, why he decided to share what he’d learned, and how he reached out to those engaged customers who wanted to buy his art. [28:57-32:03] Why did Sean Decide to Write his Book, Overlap? As his career began to take off, Sean started to get lots of questions from aspiring artists asking him how he’d done it. So, he decided to write a book, Overlap, which is specifically aimed at people who work a 9-5 but really want to develop their creative career instead. In this chapter, you’ll hear how he applied the same commitment to writing as he did to hand-drawn lettering, how he stayed motivated, and why his book struck such a chord with people all over the world. [34:03-39:45] What Advice Does Sean Have for Artists Ready to Take the Next Step? Ready to take the next step...but not sure exactly which way to turn? In this chapter, Sean shares stacks of useful advice based on his own experiences and reveals why figuring out the next steps in your creative career is all part of the process. [39:57-40:25] How can you get Hold of Sean’s Book? If you’re interested in Sean’s book, Overlap, this section will give you all the information you need. Plus, there’s a special introductory offer you won’t want to miss out on! [40:26-41:31] Conclusion Mitch wraps up today’s interview with Sean McCabe and offers his own feedback on all the invaluable insights in Overlap.

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  • 00:38:16

    S2E10: Sean Whitehead - 'Somebody 'Alp' Me'

    · Travel Stories Podcast

    Fear is a paralyzing emotion, but, in the end, it can truly be your best motivator, and Sean Whitehead has firsthand experience with both ends of that double-edged sword. Sean is not only a friend of Hayden’s and the singer of the band that Hayden and previous guest Guy Earnshaw were once in, but he is also an avid traveler. Sean wants to share his story of traveling in the Alps, and how fear, a good friend, and a bar of Snickers got him to the top of a nearly sheer-faced mountain. First, Sean shares a tale of traveling to Brazil and ending up in a weird, dodgy neighborhood, where he was served an Americana pizza that came, not with meat and cheese on it, as you would expect; no, instead, it came with egg and peas on it. It was in Brazil that Sean learned that there is more to life than just doing things the easy way. He found that doing things you have never done before can only lead to adventure. He also tells a story about a self-drive tour he took with his friends in Iceland, how they took their own route around the country, and the amazing place in the mountains they found to watch the Northern Lights from. Sean shares what he thinks on talking to new people when you’re in a new place in order to figure out where to go and what to do while you’re there, and when you should follow their advice. He also discusses how to decide what you are going to do when you are traveling. The highlight of Sean’s episode, however, is his story from Austria, aptly titled “Somebody ‘Alp’ Me,” a predictably punny name from Sean. Along the way, he and his friend John end up hiking in the Alps with no gear, a bottle of water, and a Snickers. Between them, they hike a kilometer and a half upwards, eat their one Snickers, drink their one bottle of water, have two panic attacks, but they manage to make it to the top alive. Though the fear was like nothing Sean had ever experienced, the adventure influenced his decisions in future travel, and he thinks he would not be the same now had it not been for that day.   0:45 - Hayden shares a letter he got from a listener, and sends out a call for podcasts that discuss what there is to do in Boston. 4:54 - Sean Whitehead comes into play after a long intro; he is a traveler, a friend of Hayden’s, and the singer of the band that Hayden and Guy Earnshaw were in. 7:21 - Sean shares a tale of traveling to Brazil, his language barrier, ending up in a weird, dodgy neighborhood, and eating an Americana pizza that was not quite right. 12:45 - Sean starts telling a story about a self-drive tour he took with his friends in Iceland. During the trip, they took their own route around the country, and found this amazing place in the mountains to watch the Northern Lights. 14:53 - Sean discusses what he thinks about talking to new people when you’re in a new place in order to figure out where to go and what to do while you’re there, and when you should follow their advice. 17:47 - Sean starts to share his story from Austria, which he calls “Somebody ‘Alp’ Me.” The story takes place on a European tour with a good friend of his named John, with whom Sean had the type of relationship where John comes up with ideas and Sean just goes with them, which can either lead them to an adventure or to a compromised situation. This was one of those compromised situations. They traveled to the Alps and found some people who spoke English and were ready to hike an easy trail for four hours, so they decided to hike, as well, literally just straight up the side of a mountain. They had no equipment, and they didn’t speak German, so they had to figure out where they had to go, and they were told to find a specific house in the mountains. They traveled through narrow, rocky tracks, iron stairs, steep paths, steep, sheer drops, and grassy banks, before reaching woods and, finally, the house. After a kilometer and a half upwards, two panic attacks between them, and the worst fear Sean has ever felt, they finally got to eat, sleep, and get back to the bottom. 34:15 - Sean and Hayden discuss the character of John in his story, and how his character can be applied to your traveling life and how to decide what you’re doing on your trip.   Check out our website at: Travel Stories Podcast Online Email Hayden (he’ll answer everything) at: hayden@travelstoriespodcast.com Follow Hayden on Twitter and send him a Tweet (he’ll really answer everything) at: @travelstoriesuk on Twitter All musical composition and arrangement for story scores by Cody Crabb, who can be found at his website: CodyCrabb.com All show notes and writing for episodes by Nicole Mello, who can be found at her website: Works By N.L. Mello

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  • 00:47:56

    387: Modifying Microbes for a Multitude of Applications From Healthcare to Biofuels - Dr. Cullen Buie

    · People Behind the Science Podcast - Stories from Scientists about Science, Life, Research, and Science Careers

    Dr. Cullen Buie is an Associate Professor and the Esther and Harold E. Egerton Career Development Professor in the Department of Mechanical Engineering at the Massachusetts Institute of Technology. He received his B.S. in Mechanical Engineering from The Ohio State University and his M.S. and Ph.D. in Mechanical Engineering from Stanford University. Afterwards, Cullen was awarded a University of California President’s Postdoctoral Fellowship to conduct research at the University of California-Berkeley. Cullen joined the faculty at MIT in 2010. He has received many awards and honors in his career, including the Presidential Early Career Award for Scientists and Engineers, the DARPA Young Faculty Award, the DuPont Young Professor Award, and the NSF CAREER Award. Cullen was also named a Stanford Distinguished Alumni Scholar, and, in 2016, Cullen was named one of the 100 Most Influential African Americans by The Root. Cullen joins us to give us an inside look into his life and science.

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  • CGS Joseph Cullen

    · Hail Hail Media

    The Celtic Graves Society are proud to announce a ceremony to commemorate the final resting place ofJOSEPH CULLENAtSt Kentigerns RC Cemetery, 951 Balmore Road, GlasgowOnSaturday 25th February 2017 at 12 noon(Prior to the Hamilton Academical game)Speakers at the event shall include:Jim Craig, Lisbon Lion and Celtic Graves Society PatronJohn Fallon, Lisbon Lion and former Celtic GoalkeeperTony Hamilton, Chief Executive of Celtic FC FoundationCeltic HistorianA blessing of the grave will be conducted by Father White of St Mary of the Assumption Church, CaltonBorn in 1868 to Irish parentage in the Hutchesontown Burgh of Glasgow, Joe Cullen would go on to become the goalkeeper in the first ever Celtic team to lift the Scottish FA Cup in 1892.Joe Cullen was signed from Benburb on 1st January 1892 immediately after the bhoys had been at the wrong end of an 8-0 thrashing by Dumbarton at the original Celtic Park. The erratic performance of keeper Tom Duff was seen as one of the main causes of that friendly defeat and in response the bhoys went out and quickly secured the services of Cullen and he made his debut the very next day at Cathkin Park in a 3-1 win over Third Lanark.The former Scottish Junior international was in goals for Celtic's first Scottish Cup triumph in April 1892 and in August that year he played in the first match to be staged at the present Celtic Park. The great Dan McArthur would eventually oust Joe from his starting spot and after 73 games for Celtic he moved to London to Tottenham Hotspur in May 1897 then subsequently to Lincoln City.Joseph Cullen was Celtic's goalkeeper in a period when to be a goalkeeper was a hazardous occupation. This was due to the barging of goalkeepers, known as bungling, which was a major part of the game. Joseph represented Celtic between 1892 and 1897 and won one Scottish Cup in 1892, two league titles (1892/93 and 1893/94) and two Glasgow Merchants' Charity Cups (1891/92 and 1892/93).Sadly he died prematurely from pneumonia in 1905.All supporters are welcome to attend and leave flowers at the graveside.For more information on Celtic Graves Society please visitwww.celticgraves.comwhere donations to the work of Celtic Graves Society can be made.For further information see:www.facebook.com/CelticGravesSociety or @CelticGraves on Twitteror search for Joseph Cullen on www.thecelticwiki.com

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  • 00:40:39

    Sean Ogle - Creating Location Independence with Location Rebel

    · The Bold Life Movement with Kimberly Rich

    “At the end of life, the person who wins is the one with the most stories.”    This one sentence perfectly encapsulates Sean Ogle’s attitude to life and business.  He’s an adventurous and  relatable entrepreneur, who has  created a strong community and a portfolio full of travel and epic narratives.   Sean started his entrepreneurial journey after an eye-opening trip to Carnival in Rio de Janero.  Upon his return to the States he decided to leave his 9-5 job as an analyst and hasn’t looked back.    His genuinity and curiosity led him to befriend Chris Guillebeau of the Art of Non-Conformity Blog, early on.  Chris recommended that Sean start his own blog, not for the writing necessarily, but as a means to make his goals public and to add some accountability, kicking him into action.   Sean credits his willingness to connect with those he respects as a great precursor to his success.  He gives lots of great advice on how to do this:  Be genuine in your communications.  Follow their advice then tell them about the success you had by doing so.  Get in touch and go one step further than others would by sending them a personal physical hand-written letter.  Find their address by getting on their email list and sending it to the address at the bottom.  Genius!  Sean developed a three-step process for creating a location independent life after unintentionally going through it himself in the first two years of building his successful blog, Location Rebel.  He credits this process as the key to his success:  Learn relevant skills – SEO, copywriting, social media for business, WordPress and design fundamentals.  Practice these skills as much as possible.  Freelance work – Put your newly found skills to work helping somebody else.  Apply the skills in your own biz– Create your own projects that utilize the skills you’ve learned.    He decided to put this strategy to use by creating Location Rebel, a course and community for growing a location independent business. His goal is to get all of his members making $100/day.  When you’re making this much you have something to work with and build upon.    One of the funnest things about Sean is his ability to accomplish so much and still find time to do many of his favorite hobbies and activities.  He would say that in actuality, he doesn’t find the time--he makes the time--as this is what energizes him.  He credits doing fun things on a regular basis as helping him overcome resistance to doing work.  He’s also consistently putting in at least two hours a day of solid work.  It might not sound like much, but when you’re consistent about it, you can accomplish a heck of a lot.    Putting in consistent work like this is a big part of his success, but Sean also credits his relationship to uncertainty and how he’s learned to overcome it.  According to Sean, there are three phases of uncertainty:  Fearing Uncertainty – fearing uncertainty causes people to not do the things they really want to in life and avoid risking their “comfortable life”  Overcome the Uncertainty – when people are scared but doing it anyway because they trust that the outcome will be positive.  Embrace the Uncertainty – this is where most successful entrepreneurs lie.   “Because I have no idea what’s going to happen in the future, I can create any future that I want.”  To Sean, being bold means embracing uncertainty.  “If you can embrace the challenge and embrace the unknown then that’s about as bold as you can be.”       SOME QUESTIONS I ASK:  Who inspired Sean to start writing?  What was the catalyst for his blog Location 180?  What new products is Sean working on?  What are some of the lucrative decisions made due to the mastermind that he’s involved in?  How does Sean get work done and consistently overcome resistance?    IN THIS EPISODE, YOU WILL LEARN:  Which influencers and thought leaders has Sean connected with and how he does it.  How Sean is putting ‘The ONE Thing’ to use in his business  Some great tips for webinar conversions  Which areas he’s undisciplined in and how he gets around this  The habits and beliefs that Sean credits for much of his success  Plus much more…    DON’T STOP HERE…  Learn more about Sean: Website | Instagram | Twitter  Location Rebel: Website  Location 180: YouTube  “A Secret to Business Success” Vlog: View  Sean’s Quest to play the top 100 golf courses in the world, Breaking Eighty: Website    ADDITIONAL RESOURCES:  Chris Guillebeau and the Art of Non-Conformity: Blog  Taylor Pierson from Episode 2 of The Bold Life Movement: Listen  ‘The One Thing’ by Gary Keller and Jay Papasan     

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  • 04:01:00

    THE GOOD NURSE-Charles Graeber

    · True Murder: The Most Shocking Killers in True Crime History and the Authors That Have Written About Them

    After his December 2003 arrest, registered nurse Charlie Cullen was quickly dubbed "The Angel of Death" by the media. But Cullen was no mercy killer, nor was he a simple monster. He was a favorite son, husband, beloved father, best friend, and celebrated caregiver. Implicated in the deaths of as many as 300 patients, he was also perhaps the most prolific serial killer in American history.Cullen's murderous career in the world's most trusted profession spanned sixteen years and nine hospitals across New Jersey and Pennsylvania. When, in March of 2006, Charles Cullen was marched from his final sentencing in an Allentown, Pennsylvania, courthouse into a waiting police van, it seemed certain that the chilling secrets of his life, career, and capture would disappear with him. Now, in a riveting piece of investigative journalism nearly ten years in the making, journalist Charles Graeber presents the whole story for the first time. Based on hundreds of pages of previously unseen police records, interviews, wire-tap recordings and videotapes, as well as exclusive jailhouse conversations with Cullen himself and the confidential informant who helped bring him down, THE GOOD NURSE weaves an urgent, terrifying tale of murder, friendship, and betrayal. Were it not for the hardboiled, unrelenting work of two former Newark homicide detectives racing to put together the pieces of Cullen's professional past, and a fellow nurse willing to put everything at risk, including her job and the safety of her children, there's no telling how many more lives could have been lost. THE GOOD NURSE-A True Story of Medicine, Madness and Murder-Charles Graeber     

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  • Big Sean, enfin dans la cour des grands ?

    · NoFun

    Big Sean revient avec un quatrième album solo qui reprend un peu la même recette que les précédents : quelques bangers imparables, des featurings prestigieux, un morceau introspectif avec un refrain chanté et une poignée de jeux de mots plutôt embarrassants. Mais voilà, ses intentions font franchement penser à Drake, en moins authentique. Big Sean a le profil du rappeur pop qui fait des tubes sauf que lui, ce qu’il veut, c’est être un rappeur respecté. Alors à force de repousser sa personnalité, il met beaucoup plus de temps à se trouver. Animé par Mehdi Maizi avec Brice Bossavie, Aurélien Chapuis et Nicolas Pellion RÉFÉRENCES CITÉES DANS L’ÉMISSION Dark Sky Paradise (Big Sean, GOOD Music, 2015), I Decided (Big Sean, GOOD Music, 2017), Jhene Aiko, Bounce Bake (I Decided, Big Sean, GOOD Music, 2017), Drake, 21 Savage, Kanye West, J.Cole (à réecouter, notre podcast sur J.Cole -> https://soundcloud.com/nofunshow/jcole), Voices In My Head/Stick To The Plan (I Decided, Big Sean, GOOD Music, 2017), DJ Dahi, Metro Boomin, Amaire Johnson, Noah “40” Shebib, Dark Side Paradise (Dark Sky Paradise, Big Sean, GOOD Music, 2015), Moves (I Decided, Big Sean, GOOD Music, 2017), Move That Dope (Future ft. Pharrell Williams & Pusha T, Honest, Epic Records, 2014), Jhené Aiko, Twenty88 (TWENTY88, Def Jam Recordings, 2016), No Favors (I Decided, Big Sean ft. Eminem, GOOD Music, 2017), I Don’t Fuck With You (Dark Sky Paradise, Big Sean, GOOD Music, 2015), Guap (Hall of Fame, Big Sean, Def Jam Recordings, 2013), Wiz Khalifa, Pusha T, Cruel Summer (GOOD Music, 2012), Common, Q-Tip, 2 Chainz, Kid Cudi, The-Dream, The College Dropout (Kanye West, Roc-A-Fella Records, 2004), No I.D., Good Fridays Mixtapes, Yeezus (Kanye West, Def Jam Recordings, 2013), Kodak Black, Lil Wayne, Jay Z, Tyga, Don’t Play (Travi$ Scott ft. Big Sean, Days Before Rodeo, Grand Hustle Records, 2014), Mercy (Kanye West ft. Big Sean, Pusha T, 2 Chainz, Cruel Summer, GOOD Music, 2012), All Me (Drake ft. 2 Chainz & Big Sean, Nothing Was The Same, OVO Sound, 2013), COUPS DE COEUR ET RECOMMANDATIONS Brice Bossavie : la mixtape Soleil gelé du rappeur français Mike Lucazz, une belle découverte de ce début d’année Nicolas Pellion : le rappeur-producteur de Détroit, Quelle Chris, qui vient de sortir son album Being You Is Great, I Wish I Could Be You More Often, un peu comme une schizophrène qui se parle à lui-même. Avec Denmark Vessey, Roc Marciano, Iman Omari, Elzhi, Alchemist, MNDSGN. Il ne manque que Earl Sweatshirt pour réunir tous les rappeurs de la scène Boom bap actuelle. Aurélien Chapuis : le rappeur d’Atlanta proche de Awful Records, Coodie Breeze, avec son album Austell's Greatest Hits Mehdi Maizi : la mixtape Detroit de Big Sean (GOOD Music, 2012), un très bon projet où il rappait, tout simplement CRÉDITS Enregistré le 9 février 2017 à l’Antenne Paris (10, rue la Vacquerie 11ème). Production : Binge Audio. Direction de production : Joël Ronez. Chargé de production et d’édition : Elsa Neves. Direction générale : Gabrielle Boeri-Charles. Moyens techniques : Binge Audio / L’antenne Paris. Réalisation : Sébastien Salis. Générique : extrait de "Tyra Banks" de Nodey (Atrahasis EP) par Nodey. NoFun est une production du réseau Binge Audio www.binge.audio POUR ASSISTER AUX ENREGISTREMENTS Pour assister à notre prochain enregistrement en public à L'antenne Paris, rendez-vous sur notre page bingeaudio.eventbrite.com

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  • 01:02:53

    Sean Ogle, Generating New Business Ideas & Email Marketing 101 – ES 044

    · Entrepreneur Showdown with Dan Franks and Joe Cassandra

    Dan and Joe admit their troubles with email marketing in Round 1, but have great examples of those who KNOW how to do it right.  If you're just starting out in your email marketing campaign, this Round 1 is for you! Having trouble coming up with an idea for a business? Sean Ogle can help with that as we dive into Round 2 discussing how he comes up with new ideas.  Joe discusses methods he's used to try and validate some of his potential ideas. For the Main Event, Sean Ogle graces us with his presence but greats the value.  Sean runs Location 180 and at the same time started a new venture, Breaking Eighty, to harness his love of golfing.  If you don't have an idea, Sean has some harsh words for you.... CLICK TO TWEET:   "Build a Business Around Things You Enjoy - Sean Ogle Who does Email Marketing right and what EXACTLY they do? Cheap, easy ways to validate and test your ideas. Sean goes through his idea process for Breaking Eighty, he defines the problem, then solves it. How Sean gets a 25-35% email response, not just open rate, RESPONSE! The hidden benefits of giving first to businesses.... BONUS:  Sean Ogle joins our friend John Lee Dumas over at Entrepreneur on Fire. Hear Sean describe how he left his job and started his online, lifestyle business.  It may be the inspiration you need. Download in iTunes | Download in Stitcher Mentions Want to show your appreciation - Head over to Showdown Love . Com Make Your Email Marketing Buzzworthy How to Come Up with an Incredible Business Idea - Sean Ogle Ramit Sethi - Email Neil Patel - Email Pat Flynn - Email Sam Ovens interview on the Showdown Tropical MBA - provided inspiration for Sean in the beginning Further Resources  Follow Sean Ogle on Twitter Derek Halpern - Question he asks in first email to get future customers Introducing the Pioneer Conference hosted by Sean Ogle The post Sean Ogle, Generating New Business Ideas & Email Marketing 101 – ES 044 appeared first on Entrepreneur Showdown.

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  • 20VC: Maximising Engagement and Retention on Mobile & Why There Should Always Be Availability To A Free Product with Sean Brecker, CEO @ Headspace

    · The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch

    Sean Brecker is the CEO @ Headspace where he is the driving force behind all financial and commercial matters including overseeing the company's growth of it's product line which now has over 8m downloads. Sean was also instrumental in attaining the first  institutional round of financing which included investment from the likes of LinkedIn's Jeff Weiner, Jim Breyer, Jessica Alba and Jared Leto, just to name a few. Prior to Headspace, Sean spent 15 years in banking with the likes of JP Morgan, Lehmann Brothers and Citigroup.   In Today’s Episode You Will Learn: 1.) How Sean made the move from banking to CEO of meditation service, Headspace? 2.) Meditation can be viewed with some hippy stereotypes, how does Sean look to optimise the onboarding for new users and incorporate elements of education? 3.) How does Sean implement a strategy of habit forming within the users? In the words of Nir Eyal, how do we get them ‘hooked’? How long on average does it take for an action to be completed before it becomes a habit? 4.) How does Sean try and optimise the transition from free to paid user with Headspace? How does Sean try and remove as much friction as possible in the process? 5.) How has Sean seen the growth of the health and wellness space over the last few years? We obviously have the likes of Calm, is this market a winner takes all and how does Sean approach market competition at Headspace? 6.) How was the fundraising process for Sean? How did he come to meet investors like Jeff Weiner, Jim Breyer, Jessica Alba and Jared Leto? Items Mentioned In Today’s Show: Sean’s Fave Blog and Newsletter: The Information, Recode Sean’s Fave Book: The Hard Thing About Hard Things, A Man In Full As always you can follow Harry, The Twenty Minute VC and Sean on Twitter here! Likewise, you can follow Harry on Snapchat here for mojito madness and all things 20VC. WeAreLATech is the number one resource uniting the LA startup community. Immediately integrate into the explosive LA tech scene by visiting WeAreLATech.com/VC. WeAreLATech offers a unique combination of curated offline experiences, the #1 LA Tech podcast called “WeAreLATech”, and the only mobile app that keeps you in the know with a full calendar of events. Make sure go to WeAreLATech.com/VC to explore and learn all about everything LA tech and silicon beach. You’ll also get access to a private LA tech immersion call exclusively for 20 Minute VC listeners. Eve make 1 perfect mattress – made with 3 layer technology and next generation memory foam. It comes packaged in a beautiful box and arrives the day after you order. You get 100 nights to try it with free return pick-up – it really is the perfect mattress for everyone. Just go online to evemattress.co.uk and enter the code 20VC for £50 off. Everybody deserves the perfect start with Eve.  

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  • TBP 051 :: Sean McColl Tells Us How He Trains

    · The TrainingBeta Podcast | A Rock Climbing Trainin

    About Sean McColl This is an interview with 28 year-old Sean McColl, a well-known Canadian climber who's accomplished amazing things both outdoors and in competitions.  I can't describe his amazing accomplishments better than he does on his website, so here's an excerpt...  "Sean was the Canadian Youth Champion in his age group ever year from 1999-2005 having won every National Championships he attended. During his youth career, Sean claimed 5 world titles; since no other youth competitor has won more titles; this achievement is unsurpassed in youth climbing history to this day." "Since Sean started competing on the World Cup circuit, he has won 4 events (2 in bouldering, 2 in lead) and been on the podium another 23 times. Sean has won the Overall CombinedRankings and has been 2rd and 3rd in the Lead and Boulder Overall rankings respectively." "As an outdoor climber, Sean has onsighted 5.14a (8b+) and climbed multiple 5.14d’s (9a). On the bouldering side, Sean is one of a dozen climbers in the world to flash the grade of V13 (8B) and redpoint V15 (8C)." He seems to only be getting stronger as he gets older. In March of this year (2016), he won the Rab CWIF, a big competition in Sheffield, England, where he beat out Ty Landman, Jimmy Webb, and Jorg Verhoeven (video). He spends most of his year training for competitions, and only sometimes makes it outside to climb on real rock.  Whew! Sean is a badass. We've all seen videos of his crazy training (here he is on the campus board), but I wanted to find out more details about how he trains.  What We Talked About How he trained as a kid What his training cycles look like Training for bouldering vs route climbing Campus board, fingerboard, climbing drills His schedule His diet Sean McColl Links Sean's website: www.seanmccoll.com Sean on Facebook Sean's Instagram: @mccollsean Sean on Dreamcatcher (14d in Squamish) (Video)

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  • 00:41:29

    Episode #75: Sean Cullen, Nick Flanagan

    · The Official Danko Jones Podcast

    Sean Cullen, comedian extraordinaire, returns to the podcast to talk to Danko and Nick about Stephen King, his “Seanpod” podcast, marriage and Edward G. Robinson. The post Episode #75: Sean Cullen, Nick Flanagan appeared first on Danko Jones.

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  • 00:41:40

    Episode #23: Sean Cullen, Nick Flanagan

    · The Official Danko Jones Podcast

    Comedian Sean Cullen drops by to talk to Danko and Nick about Corky & The Juice Pigs, Dave Hodge, Toronto Mayor – Rob Ford, Gordon Pinsent, Luba Goy, SNL and The Love Guru. The post Episode #23: Sean Cullen, Nick Flanagan appeared first on Danko Jones.

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  • 00:40:53

    Int, November 2017: DnD 5th Edition Source books

    · The Adventuring Party

    This week's hosts: Ian, Oisin, Cathal and Sean This week we let Seán talk about his favourite thing in the world, D&D 5th Ed, specifically, a review of the core books.  Show Notes: 00:40 – Take it away Seán! 00:50 – The first of many times where we poke fun at Seáns obsession 01:50 - Xanathar trumps all 02:00 - The rules are Free! 02:10 - Seán has a problem 03:00 - Once upon a time there was a gamer called Seán who was happy that D&D 5th Ed didn’t have loads of books… 04:15 – Bounded Accuracy 06:00 – The recession hit the sword coast hard 07:25 – The train of derailment comes to a stop 08:30 – We reiterate, it’s free! 08:45 – Book thumping 09:50 – Seán doesn’t like having too much class 10:20 – Are humans the monsters? 10:55 – What does a dragon look like? 12:40 – Suggestion for book designers “Turn to page 50 if you’re a grizzled old gamer.” 13:50 – Cathal on the Dungeon Masters Guide: “Buy it more if you’re going to create your own game, otherwise, use the free rules.” 14:30 – Product placement defenestration 14:40 – The first adventure is free… 15:20 – The player companion is available for free online, you don’t have to pay for it… Seán did. 15:41 – Now with added blank pages! 16:30 – Flying breaks everything 16:55 – Angel Summoner and BMX Bandit 18:40 – Cheating death with XKCD 19:20 - Gaming stores get it early 20:30 – Send your Captain Planet D&D builds to party@theadventuringparty.net 20:45 – Cathal needs to work on his shocked voice 21:05 – Adventures in video games 21:40 – Quote of the episode. Oisin: “If you’re playing a first level wizard you’re basically remapping quicksave and quickload to the left and right mouse buttons.” 23:27 – That annoying underground gnome (Svirfneblin) 25:05 – Cathal disturbs Ian 25:45 – Volos guide to monsters 26:28 – Seán gets kicked out for forgetting Elminster 27:30 – The key to becoming a knowledgeable low level adventurer… running away. 28:20 – Oisin suffers paralytic cynicism 29:20 – Is Volo’s guide necessary? No 29:30 – Everything Explodes! 30:50 – The Xanathars pet goldfish breaks Oisin 32:05 – Seáns mighty need 33:10 – Discover your childhood neuroses with this handy table! 34:30 – Cool extra guidelines that you should feel free to ignore 34:56 – Pages and pages of encounters 35:41 – A cape that billows on command 36:08 – The useless orbs break Oisin 37:18 – How to get in to your class 38:17 – Seán’s favourite book that’s not needed is Volos guide to Monsters 38:46 – Seán slips in one last book 39:19 – TL:DR – Seán loves D&D 5th Ed, we need to invest in a gag, you don’t need the book but Seán thinks they’re great. 39:42 – Seán’s final word 40:11 – The party is over 40:20 – The Outro 40:52 – Podcast Ends 2 minutes after the recording stops – Seán confesses that he was worried he wouldn’t be able to talk about D&D 5th Ed for a full episode and then continues to talk about D&D 5th Ed!

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  • JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin

    · JavaScript Jabber

    JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin This episode of JavaScript Jabber features panelists Aimee Knight, Cory House, and Charles Max Wood. Special guests Sean Merron and Kevin Griffin discuss how to live frugally. Tune in to hear their advice! [00:02:14] Introduction to Sean and Kevin Sean and Kevin are the hosts of the 2 Frugal Dudes Podcast. They are middle class software engineers. Sean works a 9 to 5 job, while Kevin owns a small business called Swift Kick. Swift Kick is a company that focuses on independent consulting, software development, and training companies for software development. [00:05:50] Different Types of Financial Advisors There is no legal reason that financial advisors have to work in your best interest. On the 2 Frugal Dudes Podcast, Sean and Kevin advise people to use fiduciary advisors. These types of advisors are not legally allowed to accept kickbacks from different funds. This means that they are more likely to help you to the best of their ability. They get paid for their services. Laws are currently changing so that everyone has to be a fiduciary advisor unless clients sign a specific form. [00:10:00] What do I do with money left over at the end of the month that I can’t put into a 401K and Roth IRA? They suggest that you put only the amount of money in your 401K that your company will match. Then, put the rest into a Roth IRA and max that out. Before you decide to do what next, you need to decide why you are saving money. When will you need the money? What will you need it for? Once you know the answer to these questions, you will be able to assess what your money will best be placed. For example, if you are saving to buy a house you need to put your money in a safe investment. A Roth IRA can be used as a savings vehicle or as an emergency fund. Sean believes that a Bank CD is the safest return you can get. [00:14:30] Best Way to Save  For those who are self-employed, it is a good idea to have two emergency funds – a personal and a business fund. Business emergency funds should have five months of personal salary. Kevin built his up over two or three years and uses it as self-insurance. Sean says that the employee world is different. For him, he only keeps the minimum amount in his emergency fund. He knows that he is in a field where his job is in high demand, so feels comfortable with being able to get a job quickly. For others, this may not be the case. Have to evaluate how much to save based on how long you think you may need the money.  [00:18:50] What is the first thing people should be doing for their own financial well being? Kevin follows Dave Ramsey’s advice. Basic emergency fund. He uses $1,000. Most emergencies fall under that amount of money. Get rid of all consumer debt. This includes car payments, credit cards, and student loans. Mortgage is not consumer debt. Grow an emergency fund to three or six months of expenses. Investments. Setting up retirement funds, paying for college, or mortgages. Sean values early retirement so he focuses on that. What does retirement mean to me? What does rich mean? You should always track your money through a budget. Then you can funnel money towards emergency funds and tackling debt. Self-insurance means that you don’t have to worry about funds. It helps lower your stress knowing that you have your finances in order. It is a peaceful place to be and opens up opportunities for you. If someone has stressors in their life – for example, their car breaks down – and they have no money to fix it, they now have car and money problems. This stress can then potentially lead to other problems such as marriage problems. If the money to fix the broken car would have been there, it would alleviate stress. [00:28:23] Difference between 401k, IRA, and Roth IRAs A 401k is an employer provided, long-term retirement savings account. This is where you put in money before it is taxed. With this plan you are limited with the funds you can choose from to invest in. IRAs are long-term retirement plans as well. The first type of IRA is a Traditional IRA, which is similar to a 401k. You get tax reduction for the money you put in the account. You pay taxes once you withdraw money. A Roth IRA is where you already pay taxes on money that you are putting in, but don’t have to pay taxes when withdrawing money. You can withdraw contributions at anytime without being penalized, you just can’t take out any earnings. Another thing that is potentially good for early retirement is a Roth IRA conversion ladder. This is where you take money from a 401k and convert it into a Roth IRA and use it before 60 years old to fund early retirement. Traditional IRAs are good for business owners looking for tax deductions now. An HSA (Health Savings Account) can also be used as a retirement device. It goes towards medical expenses if needed. [00:34:20] Are there tools or algorithms I can use to figure this stuff out? There are some. Portfolio Visualizer allows you to choose different portfolio mixes and put different amounts of money in each one. Portfolio Charts is similar to Portfolio Visualizer but gives nice graphics. Sean created a JavaScript website to help people use to figure out early retirement. The hardest part is calculating return because you have to estimate what your return will be each year. [00:39:00] Put Your Money Somewhere The only bad investment is not making an investment. Even making a bad investment is better than not having any at all. Inflation eats away at money that is just sitting. [00:42:05] If you get one of these advisors what advice should you be looking for? Need someone that tries to understand your particular situation. “It depends” is very true and your advisor should know that. No two people will have the same financial goals. They should want to help reach your goals in the least costly way possible. Other things they should be able to do is be honest and help you control your emotions during upswings and downswings.  [00:47:08] Why index funds? As an investor, you can buy an index fund cheaper than buying the whole index. A mutual fund will try to buy and sell the stocks in that index in order to follow the index's performance. As an investor, you have the opportunity to buy into a mutual fund that handles it for you. You don’t have to independently invest in companies either. You can invest in an index instead that will look at, for example, top performing technology companies. It is usually a better value. [00:53:33] How much do I invest in my business verses putting money into a Roth IRA or 401k? Sean thinks it comes down to retirement goals. At some point you will want money to come in passively and retire in the future. If you can passively put X amount of dollars into your company then it can be looked at as a form of investment. Kevin evaluates his business goals every quarter. He creates a business budget based off of those goals. Picks Cory Random Walk Down Wall Street by Burton Malkiel  Rich Dad, Poor Dad by Robert Kiyosaki  Ego is the Enemy by Ryan Holiday Aimee Hacker News Thread – How to Not Bring Emotions Home With You Phantogram  Charles Money Master the Game by Tony Robbins  ELPs (Endorsed Local Providers) Dave Ramsey Sean The Little Book of Common Sense Investing by John Bogle Mr. Money Mustache Blog  www.mint.com Kevin Unshakable by Tony Robbins YNABS  The Millionaire Next Door by Thomas Stanley Links 2 Frugal Dudes Twitter Sean's Twitter Kevin's Twitter www.swiftkick.in www.kevgriffin.com http://earlyretirementroadmap.com/ 2 Frugal Dudes Podcast

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  • JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin

    · All JavaScript Podcasts by Devchat.tv

    JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin This episode of JavaScript Jabber features panelists Aimee Knight, Cory House, and Charles Max Wood. Special guests Sean Merron and Kevin Griffin discuss how to live frugally. Tune in to hear their advice! [00:02:14] Introduction to Sean and Kevin Sean and Kevin are the hosts of the 2 Frugal Dudes Podcast. They are middle class software engineers. Sean works a 9 to 5 job, while Kevin owns a small business called Swift Kick. Swift Kick is a company that focuses on independent consulting, software development, and training companies for software development. [00:05:50] Different Types of Financial Advisors There is no legal reason that financial advisors have to work in your best interest. On the 2 Frugal Dudes Podcast, Sean and Kevin advise people to use fiduciary advisors. These types of advisors are not legally allowed to accept kickbacks from different funds. This means that they are more likely to help you to the best of their ability. They get paid for their services. Laws are currently changing so that everyone has to be a fiduciary advisor unless clients sign a specific form. [00:10:00] What do I do with money left over at the end of the month that I can’t put into a 401K and Roth IRA? They suggest that you put only the amount of money in your 401K that your company will match. Then, put the rest into a Roth IRA and max that out. Before you decide to do what next, you need to decide why you are saving money. When will you need the money? What will you need it for? Once you know the answer to these questions, you will be able to assess what your money will best be placed. For example, if you are saving to buy a house you need to put your money in a safe investment. A Roth IRA can be used as a savings vehicle or as an emergency fund. Sean believes that a Bank CD is the safest return you can get. [00:14:30] Best Way to Save  For those who are self-employed, it is a good idea to have two emergency funds – a personal and a business fund. Business emergency funds should have five months of personal salary. Kevin built his up over two or three years and uses it as self-insurance. Sean says that the employee world is different. For him, he only keeps the minimum amount in his emergency fund. He knows that he is in a field where his job is in high demand, so feels comfortable with being able to get a job quickly. For others, this may not be the case. Have to evaluate how much to save based on how long you think you may need the money.  [00:18:50] What is the first thing people should be doing for their own financial well being? Kevin follows Dave Ramsey’s advice. Basic emergency fund. He uses $1,000. Most emergencies fall under that amount of money. Get rid of all consumer debt. This includes car payments, credit cards, and student loans. Mortgage is not consumer debt. Grow an emergency fund to three or six months of expenses. Investments. Setting up retirement funds, paying for college, or mortgages. Sean values early retirement so he focuses on that. What does retirement mean to me? What does rich mean? You should always track your money through a budget. Then you can funnel money towards emergency funds and tackling debt. Self-insurance means that you don’t have to worry about funds. It helps lower your stress knowing that you have your finances in order. It is a peaceful place to be and opens up opportunities for you. If someone has stressors in their life – for example, their car breaks down – and they have no money to fix it, they now have car and money problems. This stress can then potentially lead to other problems such as marriage problems. If the money to fix the broken car would have been there, it would alleviate stress. [00:28:23] Difference between 401k, IRA, and Roth IRAs A 401k is an employer provided, long-term retirement savings account. This is where you put in money before it is taxed. With this plan you are limited with the funds you can choose from to invest in. IRAs are long-term retirement plans as well. The first type of IRA is a Traditional IRA, which is similar to a 401k. You get tax reduction for the money you put in the account. You pay taxes once you withdraw money. A Roth IRA is where you already pay taxes on money that you are putting in, but don’t have to pay taxes when withdrawing money. You can withdraw contributions at anytime without being penalized, you just can’t take out any earnings. Another thing that is potentially good for early retirement is a Roth IRA conversion ladder. This is where you take money from a 401k and convert it into a Roth IRA and use it before 60 years old to fund early retirement. Traditional IRAs are good for business owners looking for tax deductions now. An HSA (Health Savings Account) can also be used as a retirement device. It goes towards medical expenses if needed. [00:34:20] Are there tools or algorithms I can use to figure this stuff out? There are some. Portfolio Visualizer allows you to choose different portfolio mixes and put different amounts of money in each one. Portfolio Charts is similar to Portfolio Visualizer but gives nice graphics. Sean created a JavaScript website to help people use to figure out early retirement. The hardest part is calculating return because you have to estimate what your return will be each year. [00:39:00] Put Your Money Somewhere The only bad investment is not making an investment. Even making a bad investment is better than not having any at all. Inflation eats away at money that is just sitting. [00:42:05] If you get one of these advisors what advice should you be looking for? Need someone that tries to understand your particular situation. “It depends” is very true and your advisor should know that. No two people will have the same financial goals. They should want to help reach your goals in the least costly way possible. Other things they should be able to do is be honest and help you control your emotions during upswings and downswings.  [00:47:08] Why index funds? As an investor, you can buy an index fund cheaper than buying the whole index. A mutual fund will try to buy and sell the stocks in that index in order to follow the index's performance. As an investor, you have the opportunity to buy into a mutual fund that handles it for you. You don’t have to independently invest in companies either. You can invest in an index instead that will look at, for example, top performing technology companies. It is usually a better value. [00:53:33] How much do I invest in my business verses putting money into a Roth IRA or 401k? Sean thinks it comes down to retirement goals. At some point you will want money to come in passively and retire in the future. If you can passively put X amount of dollars into your company then it can be looked at as a form of investment. Kevin evaluates his business goals every quarter. He creates a business budget based off of those goals. Picks Cory Random Walk Down Wall Street by Burton Malkiel  Rich Dad, Poor Dad by Robert Kiyosaki  Ego is the Enemy by Ryan Holiday Aimee Hacker News Thread – How to Not Bring Emotions Home With You Phantogram  Charles Money Master the Game by Tony Robbins  ELPs (Endorsed Local Providers) Dave Ramsey Sean The Little Book of Common Sense Investing by John Bogle Mr. Money Mustache Blog  www.mint.com Kevin Unshakable by Tony Robbins YNABS  The Millionaire Next Door by Thomas Stanley Links 2 Frugal Dudes Twitter Sean's Twitter Kevin's Twitter www.swiftkick.in www.kevgriffin.com http://earlyretirementroadmap.com/ 2 Frugal Dudes Podcast

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  • 00:47:04

    EP007: Cullen Talley – Take The High Road

    · Stepdad Success Podcast - Leaders Raising Leaders

    Today we’ll hear Cullen Talley, a stepdad from Baton Rouge, LA, discuss his experience as the stepdad of two girls.We’ll cover everything from how Cullen met his daughters to navigating family transitions to his parenting role now that his girls are young adults.We’ll also hear Cullen discuss what his commitment to his girls means to him—and how it has enriched his life.POINT #1: Becoming a Stepdad is Rewarding, but Can Present Challenges Some stepdads find that younger children are more flexible and older children have a harder time accepting new family arrangements. Family transitions can be affected by how much stress a child carries regarding their biological parents’ relationship and their connection to their biological father.POINT #2: Your Investment Will Pay Off Raising kids requires effort, time, love and strength, and you never really know if your "investment" will pay off in the future. By committing to Stepdad Success and passing leadership skills to you children, you greatly increase your chances of raising children who bring you joy and fulfillment. Although stepdads should require accountability and set standards for their kids, they also should remember to have fun.POINT #3: Stepdads Provide Wisdom and Support Stepdads play a huge role in the lives of their children when they are young, but also can use their wisdom and experience to provide valuable guidance, advice and support to adult children. Serving as a strong male role model for your kids will teach solid values and prepare children to choose the right life partner, care for a family and make good decisions in adulthood.QUESTION OF THE DAY:What do you want for your kids in the future (strong marriage, fulfillment, etc.)? What can you do today to help them achieve it?CHALLENGE OF THE DAY:Regardless of what stage of parenting you are in, write down three simple things that you can do to connect with your kids.QUOTE OF THE DAY:"Step kids didn’t choose to have you, so you are required, in my point of view, to act as though your commitment to their mom also encompasses them." – Cullen Talley, stepdad, Baton Rouge, LABECOME A 4 DIMENSIONAL MAN - APPLY TODAYDiscover The ART & SCIENCE Behind Accessing your Best BODY, a BoomingBusiness and Balanced Relationships...While Living The Life You WANT!LIMITED PLACES AVAILABLE - SELLING OUT FAST - APPLY TODAY

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  • 00:52:01

    Cullen Davis - 221 - Generation Why

    · The Generation Why Podcast

    Cullen Davis. 1976-1978. Fort Worth, Texas. An oil heir from Fort Worth, Texas is estranged from his second wife. While the divorce process continues, the judge seems to be a real thorn in his side. Increasing his monthly payments to her and having him cover legal fees. Worse yet, she gets to stay in the house and all business decisions must be cleared by Judge Eidson. On August 2nd, 1976, the man's estranged wife, Priscilla, returns home with her boyfriend and they are ambushed by a man wearing a wig and carrying a gun in his hands and wrapped in black plastic. The man will shoot them both. She will somehow make it to a neighbor's house and the police will be called. Found dead at the home was her boyfriend as well as her youngest child, 12 year-old Andrea. Another man was injured with a shot to his spine who had arrived with his girlfriend shortly after. Priscilla, as well as the other two survivors, would name the attacker. They said it was Cullen Davis, who was married to Priscilla. He would be brought to trial for the murders, but these were not the only crimes that he would be charged with. He would also be caught on tape by the FBI paying a man for the murder of Judge Eidson. His divorce judge wasn't actually murdered, but Cullen was tricked into believing he was and handed over $25k. Two trials occurred with very good evidence against him in each. The results of these trials puts Cullen Davis right up there with Robert Durst and OJ Simpson.

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  • 01:00:34

    73. Sean Stephenson. Choose growth.

    · Love Your Work – Creative Habits | Writing | Solopreneur | Productivity | Entrepreneurship | Startup

    May 5th, 1979. It was a jovial atmosphere. A new person was coming into the world. But as soon as the child was born, the room went quiet. The doctors predicted the baby wouldn't make it through the next 24 hours. Now, over 35 years later, as that baby, now an adult, would joke in his TEDx talk – all of those doctors are dead. And Sean Stephenson @theseantourage is the only doctor that remains. Sean Stephenson was born with brittle bone disorder. His growth was stunted, and he's suffered hundreds of bone fractures throughout his life. But his condition has armed Sean with superpowers. He discovered that he has the power to rid the world of insecurity. In fact, it's become his life's mission – what he was born to do. Sean Stephenson is a therapist, an author, and a motivational speaker. I first came across his work when a friend shared a video on Facebook. I was immediately struck by Sean's positivity, and I became an instant fan. As someone who has struggled with insecurities – like everyone does, whether they accept it or not – Sean was immediately disarming to me. He's is uniquely qualified to help people break through the stories they tell themselves. Not just because of his life experiences, but also because of his training. We'll get into how Sean discovered his superpower, and what he's learned about bringing growth into his life. Sean's Facebook Page  Sean's ebook "How to Stay Positive When Life Gets Sean's free "Principles on How to Live an Empowered Life"     Sponsorshttp://kadavy.net/premium Show Notes: http://kadavy.net/blog/posts/sean-stephenson-interview/

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