Episoder
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Everyone’s career journey is different and there are lots of ways you can get more experience and training to help with this.
Our host, Kia Commodore, chats with Legal & General’s Sarah Evans about lifelong learning, qualifications vs experience and how you can upskill with a busy schedule.
Some small simple strategies can propel you career forward, give you great experience and help get you a little but richer!
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richerKia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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Our feelings around money can have a big impact on how we manage it. Whether we stick our heads in the sand, overspend when feeling overwhelmed or are afraid of spending, it’s helpful to understand our behaviours around money and what drives them.
Financial coach and the author of Real-Life Money and Five Steps to Financial Wellbeing, Clare Seal joins our host Kia Commodore. They discuss the connection between money and wellbeing, how experiences as a child will influence your financial relationship and not letting self-worth get tangled up with your bank balance. Clare also shares some great tips to help you stay in control of your finances.
You can play the podcast and find other useful content on Legal & General’s website:
www.legalandgeneral.com/podcasts/a-little-bit-richer
You can follow Clare for more tips on Instagram @clare.seal
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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Nowadays, weddings can come with a pretty hefty price tag and with higher living costs, it can be hard to make the day of your dreams a reality.
But with proper planning and realistic research, you can build a budget to reduce financial stress and focus on the fun of your wedding day.
Here to help navigate the cost of weddings is author and founder of ‘This Girl Talks Money’, Ellie Austin-Williams. Ellie shares insights and a safe space for her 42,000 followers to help them gain confidence and ownership of their finances.
Ellie joins our host Kia Commodore to share tips on how to budget for your big day, ways you can reduce costs along the way to reduce the financial stress for couples.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
Legal & General asked 2,000 married or engaged couples about their weddings and you can see the results here:
https://www.legalandgeneral.com/insurance/life-insurance/cost-of-i-do/
You can follow Ellie for more tips on Instagram @thisgirltalksmoney
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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In this episode we’re focusing on pension savings again, to help you make the most of this important investment.
This time we’re covering where your money can be invested. Here to help explore this is Jesal Mistry. He works in asset management at Legal & General and is part of the team who decide the best places to invest people’s pension savings.
Jesal chats with our host Kia Commodore about what types of organisations pensions are invested in and the choices you have if you want to get more involved and how you can align your pension investments with your values.
Paying your pension some attention now can help to make future you a little bit richer.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can find out a little bit more about saving into a pension on Legal & General’s website:
https://www.legalandgeneral.com/retirement/pensions/
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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Is there ever a right time to have a baby?
With living costs high, many people postpone parenthood until they’re in a more secure position. But there are plenty of ways to prepare your finances and plan for your future family.
Financial educator and mom of two, Charlotte Jessop from Looking After Your Pennies, is back to give money tips for new parents and anyone thinking of starting a family.
Charlotte joins our host Kia Commodore to cover spending priorities, building a support network, career, childcare and lots more.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can find out a little bit more about the costs around having a baby on Legal & General's website:
www.legalandgeneral.com/insurance/life-insurance/lifestyle/things-to-consider-before-having-a-baby/
You can follow Charlotte for more money tips on social media:
Instagram @lookingafteryourpennies
TikTok @lookingafteryourpennies
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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In previous episodes, we’ve taken you through why pension savings matter so much and helped you get to grips with your investment. And now we’re taking you one step further, for a masterclass.
Taking us on this deeper dive into pension savings and what to consider if you want to take a more active role is Legal & General’s Michael Porter.
Michael talks with our host Kia Commodore about how workplace pension savings are invested, the difference between actively and passively managed funds, investment diversification and much more.
They cover what investment risk really means and what to bear in mind if you’re thinking of changing the funds your pension savings are invested in.
You can play the podcast and find other useful content on Legal & General’s website:
www.legalandgeneral.com/podcasts/a-little-bit-richerYou can find out a little bit more about saving into a pension on Legal & General’s website:
www.legalandgeneral.com/retirement/pensionsKia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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With higher living costs, it can be hard to feel in control of your budget. But there are clever ways to rethink your spending and save cash.
Here to the rescue is financial educator Charlotte Jessop from Looking After your Pennies. Charlotte joins our host Kia Commodore to talk through easy ways to trim your day-to-day spending, good budgeting habits and what to do if you overspend.
Cutbacks big and small all make a difference and will help get you get a little bit richer.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can follow Charlotte for more budgeting tips on social media:
Instagram @lookingafteryourpennies
TikTok @lookingafteryourpennies
A Little Bit Richer is taking a short summer break and will return with more great content on September 12th.
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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With lots of people giving financial tips online, it’s tricky to tell the difference between good, bad and who’s credible. But what are financial advisers and how do they help people?
Joining our host Kia Commodore is adviser and wealth planner, Orann Coyle. Orann is on a mission to help demystify financial advice and make things more accessible through his social media posts. Orann explains the difference between advice and guidance, when is a good time to seek advice, how to make your money work harder, advice fees and much more.
Whether you get advice now or in the future, laying down good financial foundations will help get you get a little bit richer.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can follow Orann for more finance tips on social media:
Instagram @oranncoylefinancialadvisor
TikTok @oranncoylewealthKia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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A new job brings happiness, career growth and hopefully a better salary but job hunting can feel daunting. From finding the roles to filling out applications, interview prep to salary negotiations. So here to help is Khalifa Mustapha, who works in recruitment at Legal & General.
He shares with our host Kia Commodore some practical advice from an employer’s perspective to help you get a foot in the door, shine on the day and move up the career ladder.
You can play the podcast and find other useful content on Legal & General’s website:
www.legalandgeneral.com/podcasts/a-little-bit-richer
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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Owning a pet brings lots of joy and unconditional love. There’s lots to consider and clever ways to find the perfect pet for you and your lifestyle.
Ben Simpson-Vernon, aka Ben the Vet on TikTok, joins our host Kia Commodore to give some great insights on choosing and looking after a furry friend and the potential costs involved.
From the best breeds, the upfront and longer-term costs and what to look out for with insurance. Ben shares lots of helpful ways you can make your decision and manage the costs.
Whether you’re a doting pet owner already or desperate for a new puppy, there’s lots of little ways you can manage the costs to keep you a little bit richer.
You can play the podcast and find other useful content on Legal & General’s website:
www.legalandgeneral.com/podcasts/a-little-bit-richerYou can follow Ben on TikTok for more information on pets:
www.tiktok.com/@ben.the.vetKia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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In the UK, many younger people are reaching key life events later than previous generations. On average, people aren’t buying their first home until they’re 34, the highest age in decades. And the average age to get married has gone up to 32.
Those big life events can be triggers for sorting out your finances. So people are also often putting off important decisions like getting life insurance, considering income protection and saving a bit of extra money into their pension pots.
Our host Kia Commodore chats with Koren Byrne from Legal & General. They talk about our recent research, the impact on younger people’s financial wellbeing and what you can do.
You can play the podcast and find other useful content on Legal & General’s website:
www.legalandgeneral.com/podcasts/a-little-bit-richer
You can find out a little bit more about Protection products here:
www.legalandgeneral.com/insurance/
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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Whether you’re travelling for work, visiting family or friends or off to have some fun, getting around can get expensive. If you’re thinking of taking the train, coach or hiring a car there are lots of clever hacks to save cash along the way.
From ‘Big World, Small Pockets’, travel expert Steph Parker gives us plenty of UK travel tips and tricks. Steph shares with our host Kia Commodore the best ways to buy train tickets, ticket splitting, upgrade hacks and getting around the UK for less.
Travelling that little bit smarter can have a big difference on your bank balance and help get you a little bit richer.
You can play the podcast and find other useful content on Legal & General’s website:
legalandgeneral.com/podcasts/a-little-bit-richer
You can follow Steph for more travel tips on social media and her website: bigworldsmallpockets.com
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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From credit cards, personal loans, car loans, overdrafts, mortgages, owing friends and family, even a phone contract – debt comes in a number of forms and it’s easy to feel overwhelmed.
But there are ways to climb out of debt and feel more in control.
Here to dive a little bit deeper is friend of the show, Andy Webb – the man behind the award-winning Be Clever With Your Cash blog and host of the Cash Chats podcast.
Andy and our host Kia Commodore talk through how to manage debt, strategies to reduce what you owe and prioritise.
These are the organisations Andy mentions who can offer free support with debt: Citizens Advice, National Debtline, Step Change and Christians Against Poverty.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can hear more from Andy on his podcast Cash Chats and online: https://becleverwithyourcash.com/
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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Your workplace pension is a valuable way to save. It gets you extra money from your employer and the government. And an early start can have surprisingly big benefits – thanks to the power of compounding. Saving relatively small amounts in your 20s and early 30s is the best route to being a little richer when you retire.
Legal & General’s workplace pensions expert and friend of the show Kim Brown is back to chat with our host Kia Commodore about easy ways to make your pension work for you.
They cover everything from pension investments and what happens to the money you save into your pension to how much of your salary should be put in and what happens if you move jobs.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can find out a little bit more about pensions on Legal & General’s website:
https://www.legalandgeneral.com/retirement/pensions/
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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Scams aren’t something that just happen to older people, young people are also likely to get scammed. The scammers are getting smarter and have lots of clever ways to con you out of your cash - whether that’s pretending to be your bank, tricking you into becoming a money mule, buying stuff you don’t receive and much more.
Head of Fraud Risk Management at Santander, Chris Ainsley, gives our host Kia Commodore insight on how the fraudsters work and plenty of tips on what to watch out for. After all, keeping ahead of scammers will help us stay a little bit richer.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
Kia and her guests share their own thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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When being mindful with our spending, heading on holiday can feel like a splurge. From ‘Big World, Small Pockets’, Steph Parker shows us how to travel smarter so you can get away, without the price tag.
Steph shares with our host Kia Commodore – the best time to book flights and hotels, how to manage spending while abroad and her favourite, more affordable destinations to discover.
Money plays a big part in our holiday plans but by travelling a little bit smarter, you can still escape for an adventure!
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can follow Steph for more travel tips on social media and her website: https://www.bigworldsmallpockets.com
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.
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Ever wondered about switching current accounts but couldn’t face the admin? Friend of the Show, Cash Chats podcaster and award-winning Be Clever With Your Cash blogger Andy Webb talk us through just how easy (and profitable) moving to a new bank can be – and why you might want to stay put too.
Andy and our host Kia Commodore cover moving bank accounts, having multiple accounts, compare traditional high street banks with online ones and ask if it’s really worth regularly switching accounts for the latest offers.
Switching’s easier than you think. So don’t let the admin get in the way when it might just make you… A Little Bit Richer!
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can hear more from Andy on his podcast Cash Chats and online:: https://becleverwithyourcash.com/
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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April will ring in the beginning of a new tax year so you may have noticed that there’s a lot of talk about ISAs. But what are they and might they be useful for you? Here to help us understand a little bit more is Legal & General’s ISA Product Manager, Fahad Ahmed.
Fahad and our host Kia Commodore chat through the different types of ISAs for saving and investing your money, how the Lifetime ISA can help you get on the property ladder, what to consider when choosing a provider and the changes in this new tax year.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can find out a little bit more about ISAs on Legal & General’s website:
https://www.legalandgeneral.com/investments/stocks-and-shares-isa/guides/investing-for-beginners/
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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More and more people are earning extra cash through side hustles. With so many options, from selling a few old clothes to starting a whole new business, how do you decide what’s best for you and leap into your own side hustle?
To help us answer that, financial coach Tolu Frimpong joins our host Kia Commodore. Tolu and Kia chat about different kinds of side hustles and how to pick the right one for you. You’ll hear how it can help you with more than just your finances and to consider the costs that can come with it too.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can find out more about Tolu on her website: https://tolufrimpong.com/
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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Money and love can be a strange mix. It can feel like lots of unspoken rules and pitfalls start popping up when your emotional and financial lives come together. That’s true even when things go smoothly. But what if they don’t?
Amy James, a Legal & General Product Manager, joins Kia Commodore to share how she navigated this journey. When Amy and her partner Dan decided to settle down together, he revealed that he’d built up some pretty big debts. That was hard enough for him to admit. Sorting it all out and getting to a much better financial place was even more of a challenge.
Amy tells their story, explains how everything changed again when they had a child and talks about how they manage their money today. She also shares some excellent tips for talking through difficult financial situations with your partner.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.
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