Episoder

  • #200: Take control of your taxes and save money with unique strategies from tax expert Jasmine DiLucci. Learn how to leverage IRS transcripts, identify misleading tax advice, and differentiate between personal and business deductions. We also cover common audit triggers and valuable tax planning advice for business owners.
    Jasmine DiLucci is a seasoned tax attorney, Certified Public Accountant, and Enrolled Agent with over a decade of experience. She specializes in tax controversy, litigation, IRS collections, payroll debt disputes, penalty abatements, and audit representation.
    Link to Full Show Notes: https://chrishutchins.com/tax-savings-2024-jasmine-dilucci

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    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
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    Resources Mentioned
    Jasmine DiLucci: YouTube | Website
    Request IRS Transcripts
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    ATH Podcast:

    Chris' Newsletter: Subscribe


    Ep #50: The Power (and Tax Savings) of Charitable Giving with Adam Nash


    Ep #62: Protect Your Family, Mitigate Taxes and Preserve Your Wealth with Patrick and Mani


    Ep #147: How to Save on Taxes with Ankur Nagpal



    Full Show Notes
    (00:00) Introduction
    (02:09) Why There's So Much Bad Tax Advice
    (05:17) Debating for Business Expenses vs. Personal Expenses
    (07:36) Can You Hire Your Kids to Work for You?
    (10:31) Ways to Identify Good and Bad Tax Advice Online
    (14:07) What Actually Happens When You Get Audited by the IRS
    (20:13) Do Credit Card Transactions Justify Receipts?
    (21:32) Common Things That Would Flag Audits
    (24:13) The Importance of IRS Transcripts
    (28:55) What Happens When the IRS Delays a Payment
    (30:33) Jasmine's Advice to Minimize Tax Penalties
    (32:36) What Kind of Tax Documents Can Have Errors?
    (34:44) Filing Using Tax Tool vs. Tax Expert
    (38:55) Chris' EOY Tax Checklist
    (43:41) Business Tax: Setting Up S Corps vs. LLCs
    (45:07) Changes to Expect in the Near Future
    (49:30) Where to Find Jasmine

    Connect with Chris
    Newsletter | Membership | Twitter | Instagram | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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  • #199: Sharing my top 10 takeaways from a retreat for high-net-worth individuals hosted by Long Angle. Today, Tad Fallows and I discuss how money shapes our decisions—impacting everything from your mindset and family choices to overall happiness. We dive into the power of resilience over perfection, the importance of staying flexible in uncertain times, practical insights for raising financially responsible kids, and more.Tad Fallows is the co-founder of Long Angle, a community for high net worth and ultra-high net worth investors. He previously co-founded iLab Solutions, a global leader in cloud-based lab management software, which was acquired by Agilent Technologies.Link to Full Show Notes: https://chrishutchins.com/10-money-lessons-happiness-family-purposePartner DealsGelt: Skip the waitlist on personalized tax guidance to maximize your wealthMaui Nui: 20% off the most nutrient-dense red meat with code ALLTHEHACKSShopify: $1/month trial for the easiest e-commerce platformNotion: Try Notion AI free to automate tedious tasks and streamline your workDeleteMe: 20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedTad Fallows: LinkedInLong Angle: Join a free private community for high net worth investorsChris + Amy AMA: Submit QuestionsHappy Money: The Science of Happier SpendingATH Podcast Episodes:#6: The Psychology of Money with Morgan Housel#49: Finding Happiness, Success and Deep Purpose with Arthur Brooks#87: How High Net Worth Individuals Invest and a Deep Dive on Alternative Assets with Tad Fallows#91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins#170: Cash Back vs. Points: Are We Doing It All Wrong?#187: 42 Travel Planning Tips & Tricks from Travel Pro Leigh RowanAMA with Chris and Amy: Submit QuestionsFull Show Notes(00:00) Introduction(02:48) Wealth Can Amplify the Good or Bad(05:56) There Is No One Right Way to Invest(09:39) Understanding Trade-Offs Can Unlock Hidden Opportunities(12:16) How One-Third of the Economy Operates Outside Public Markets(15:32) Building Resilience Is More Valuable Than Chasing Perfection(21:24) With the Future Being Uncertain, Flexibility Becomes Key(24:01) Estate Planning: Why You Should Have Flexibility Over Court Decisions(27:14) Everyone Can Benefit from Seeking Advice(30:26) Recognize That You're Not at the End of History(33:07) The Key to Happiness: Finding Purpose Beyond Accumulating Wealth(39:19) Two Curves of Happiness(40:26) There's No Perfect Answer When It Comes to Money and Kids(42:32) Should You Be Transparent About Finances with Your Kids?(48:18) Why It’s Important to Have a Minimum Wage Job(49:47) Optimizing Isn’t a Binary Game(52:31) How Chris Optimizes Points & Miles(55:58) Ways to Optimize Your Travel Experiences(58:51) All Decisions Are Personal, So There Isn’t a Universal Right AnswerConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Manglende episoder?

    Klik her for at forny feed.

  • #198: Learn to find anything online quickly, effectively and securely with Chris and Steph Smith. We discuss essential tools and tips for navigating the web, from uncovering hidden information to leveraging AI and keyboard shortcuts to validating sources. Whether you’re a seasoned researcher or a casual browser, you’ll gain practical strategies to unlock the internet’s full potential.
    Steph Smith is a writer and the host of the a16z and Sh*t You Don't Learn in School podcasts. She builds online projects like Internet Pipes and Trends, and has launched several websites that topped Product Hunt. Previously, she led HubSpot’s Creator Program and worked at The Hustle.
    Link to Full Show Notes: https://chrishutchins.com/steph-smith-navigating-the-internet-pipes

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    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Steph Smith: Website | X | Podcast

    Internet Pipes (Get $200 off with code ALLTHEHACKS)
    Browser Extensions

    Keepa

    Honey

    Capital One Eno

    Points Path

    Keywords Everywhere

    Grammarly

    Library Extension

    Similarweb

    Ghostery


    Wappalyzer | changedetection.io | Distill


    Text Blaze

    OneTab

    Tools

    Syften

    Arc

    Rectangle


    Superhuman (Use code ALLTHEHACKS for a free month)

    Search Engines

    Reddit Search: GigaBrain | Redditle


    Academic Search: Google Dataset Search | Consensus


    AI Tools

    Perplexity

    Globe Explorer

    Note Taking: Obsidian | NotebookLM


    Cubby

    PodEngine

    Email Contact Searches: Lusha | Hunter | Muck Rack
    RadRunner Electric Utility Bikes
    Unclaimed Money Database
    Supplement Validators: Examine | Pillser
    Tools for Storing Info

    Evernote

    Notion (Try Notion AI free here)

    Apple Notes

    Save to Notion

    Arc Search

    Audio and Video Editing: Descript
    Business Ideas

    ImportYeti

    Harper's Index

    ResearchRabbit

    AppMagic

    Web Scraping: Web Scraper | Browse AI
    ATH Podcast

    Chris' Newsletter: Sign Up | Past Issues


    Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family


    Ep #85: Building a Second Brain to Organize Your Digital Life with Tiago Forte



    Full Show Notes
    (00:00) Introduction
    (02:16) Most Common Mistakes in Finding Information Online
    (04:45) Browser Extensions for Better Research
    (09:47) Steph's Online Research Tools
    (11:49) The Importance of Learning Keyboard Shortcuts
    (14:54) The Different Types of Search Engines
    (19:45) Why Reddit Is the Most Underutilized Search Engine
    (23:51) How Information Available on Each Platform Differs
    (25:05) AI Search Engine: Globe Explorer
    (28:38) Ways to Leverage ChatGPT
    (36:33) Features on Google's New Notebook LM
    (44:47) How to Effectively Search for People's Email Addresses
    (46:30) How to Delete Your Personal Information Online
    (50:07) The Importance of Digital Privacy
    (53:03) Ways to Validate Online Sources and Information
    (55:52) Validating Expertise
    (58:27) The Most Efficient Ways to Store Information
    (1:06:08) Internet Pipes: Researching Business Ideas and Trends
    (1:09:24) The Amazing Results of Web Scraping
    (1:11:21) Steph's Final Piece of Advice for Online Research
    (1:14:17) Where to Find Steph and Her Work

    Connect with Chris
    Newsletter | Membership | Twitter | Instagram | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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  • #197: Together with Kevin Rose, we'll dive into points and miles strategies, credit card optimization, travel tips, and career growth. Specifically, we'll cover everything from underrated credit card tricks, tactics for earning multiple welcome bonuses, navigating the complexities of family travel, staying updated on the best deals, our favorite podcasts, and so much more.
    Kevin Rose is a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Digg, Zero, Oak, and was a Partner at Google Ventures.
    Link to Full Show Notes: https://chrishutchins.com/kevin-rose-ama-1

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    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Kevin Rose: Website | Newsletter
    DEXA Scan: DexaFit
    Credit Cards

    Best Credit Cards Offers Page

    Capital One Venture X Rewards Credit Card

    Capital One Venture Rewards Credit Card

    U.S. Bank Altitude® Reserve Visa Infinite® Card

    Bank of America Preferred Rewards

    Robinhood Gold Credit Card

    Bilt Mastercard®

    Wells Fargo Autograph Journey℠ Card

    Wells Fargo Autograph℠ Card

    Citi Strata Premier℠ Card

    Credit Card Optimizer Tool
    How to Get Approved for Business Cards
    Pepper Rewards App (Referral code: 612342)
    Points and Miles Websites

    Frequent Miler

    Doctor Of Credit

    One Mile at a Time

    Travel

    point.me

    AwardCat

    10xTravel

    Savanti Travel

    Hyatt Globalist Guest of Honor: A Complete Guide

    Podcasts

    Frequent Miler On The Air

    Animal Spirits

    The Memo by Howard Marks

    MoneyWise with Sam Parr

    The Peter Attia Drive

    diggnation

    Huberman Lab


    The Aliquot (Rhonda Patrick)

    ATH Podcast

    Chris' Newsletter: Sign Up | Past Issues


    Chris' Membership

    Ep #47: Finding Happiness, Success and Deep Purpose with Arthur Brooks


    Ep #86: The Best Deals for Vacation Rentals, Exchanges, Fractionals, Timeshares and More!


    Ep #170: Cash Back vs. Points: Are We Doing It All Wrong?


    Ep #196: Optimizing Metabolic Health to Live a Longer and Healthier Life with Dr. Casey Means



    Full Show Notes
    (02:11) Introduction
    (03:32) Strategizing Your Next Home Purchase
    (07:42) When Should You Consider REITs?
    (08:25) Mastering the Skill of Spending
    (12:15) Why You Should Invest Toward Your Pain Points
    (14:28) Maximizing Earnings in Less Than 6 Months
    (16:51) Most Overrated Credit Card Trick
    (20:55) Underrated Credit Card Strategies
    (23:30) Chris' Credit Card Optimizer Tool
    (25:34) Secret Perk on Amazon Visa Card
    (26:49) How to Earn Multiple Welcome Bonuses
    (30:26) Cancelling/Recycling Credit Cards
    (35:20) How to Get Weekly Alerts on Deals & Finds
    (37:01) Earning Points Beyond Regular Spending
    (40:00) Pepper Points
    (41:16) Alaska Airlines and Hawaiian Airlines Merger
    (44:03) Adding Authorized Users on Your Card
    (45:48) How to Search for Hotel Availability by Occupancy
    (46:49) Chris' Favorite Websites to Earn Points From
    (47:22) Best Credit Card Pairings
    (49:33) Using Consultants to Maximize Points
    (51:04) Relaxing on Vacation
    (54:03) Rental Car Protection on Points
    (55:57) Chris and Kevin's Favorite Airline Cabins
    (58:10) Splitting Kids & Nanny into Different Class Flight Seats
    (1:02:20) Earning Hyatt Globalist Status
    (1:05:52) Optimizing Vacation Rentals or Extended Trips
    (1:07:07) Chris and Kevin’s Favorite Podcasts
    (1:09:31) How to Decide to Quit Your Job
    (1:13:49) Accelerating Your Career With Kids
    (1:20:13) Future Q&A Preview
    (1:21:04) The Reason We Have Ads in the Show
    (1:22:53) Where to Find Kevin
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #196: In this deep dive on metabolic health, Dr. Casey Means shares insights on how changes to your food, exercise, sleep, and more can improve your metabolic health. She also shares her recommendations on essential biomarkers to monitor your health and the role of functional medicine in personalized healthcare.Casey Means, MD, is a Stanford-trained physician and co-founder of Levels, a health tech company focused on reversing the global metabolic health crisis. She’s the author of the #1 New York Times bestseller Good Energy and her work has been featured in The New York Times, The Wall Street Journal, Forbes, and more.Link to Full Show Notes: https://chrishutchins.com/casey-means-metabolic-healthPartner DealsGreen Chef: 50% off your first meal kit + 20% off next 2 months with code ALLTHEHACKS501Password: Free 2-week trial of my favorite password managerNetSuite: Free KPI checklist to upgrade your business performanceDeleteMe: 20% off removing your personal info from the webGelt: Skip the waitlist on personalized tax guidance to maximize your wealthFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedCasey Means: Website | Newsletter | Instagram | XBook: Good EnergyLevels BlogDiabetes Reversal Diets: Virta Health | Mastering DiabetesBiomarker Testing and ServicesDexaFitFunction Health (ALLHACKS100 to skip the waitlist)InsideTracker (Get 10% off here)Levels (Discounts on Subscriptions here)InstalabLife ExtensionNext HealthFunctional Medicine DoctorsThe Institute for Functional MedicineParsley HealthMedical Journals: New England Journal of Medicine | Journal of the American Medical AssociationEnvironmental Obesogens and Their Impact on Susceptibility to ObesitySleep Tracker: Oura RingContinuous Glucose Monitoring (CGM): LevelsATH PodcastEp #151: Master the Skill of Sleep with Mollie EastmanFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(02:02) Why Investing in Healthcare Is Making Us More Sick(04:53) Metabolic Dysfunction: Definition and Impact(08:38) The Causes of Metabolic Dysfunction(12:35) The Role of Food in Metabolic Health(19:46) Ways to Identify Healthy and Unhealthy Processed Food(23:59) How Our Body Handles Sugar(27:04) The 5 Essential Components of Food(28:33) How Important Is Hydration?(30:45) Testing and Biomarkers for Metabolic Health(34:11) Advanced Tests for Specific Health Functions(40:37) Affordable Services to Test Your Biomarkers(43:05) What Does a Functional Medicine Doctor Do?(45:19) Understanding Diagnostic Categories(49:43) Leveraging Continuous Glucose Monitoring for Your Overall Health(52:47) Does the Timing and Order of What You Eat Matter?(55:44) Why You Should Take a Walk After Your Meals(58:32) Sleep Hygiene Tips for Better Metabolic Health(1:01:17) Types of Exercises That Boost Your Metabolism(1:05:13) What Are Environmental Toxins and How Can You Get Rid of Them?(1:09:21) The Impact of Good Cellular Function and How to Start Improving It(1:11:20) Where to Find Dr. Casey MeansConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #195: Learn 50+ tactics to earn points and miles without spending extra money. From shopping portals and card-linked offers to strategies for earning points on groceries, flights, and even rent, discover how to optimize your spending and leverage partnerships between airlines, hotels, and various services to rack up points effortlessly.Link to Full Show Notes: https://chrishutchins.com/50-ways-to-earn-more-points-and-milesPartner DealsVuori: 20% off the most comfortable performance apparel I've ever wornMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkFabric: Affordable term life insurance for you and your familyBilt Rewards: Earn the most valuable points when you pay rentLMNT: Free sample pack of my favorite electrolyte drink mixFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedShopping PortalsCashback MonitorRakutenCardPointers: 30% off (50% off for ATH Members)United MileagePlus XSimplyMilesMyPointsAmazon x JetBluePaid Surveys: e-RewardsDining: Bilt Rewards | OpenTable x IHG | SkyMiles DiningDrugs Stores: Bilt Rewards x WalgreensStarbucks x DeltaGroceries: Albertsons/Safeway Just For U Rewards x Alaska AirlinesLocal EventsNFL: 12StatusTicketmaster x DeltaBroadway and Off Broadway Shows: Audience RewardsFuel: Shell x American AirlinesHotel + Airline PartnershipsUnited Airlines x MarriottAmerican Airlines x HyattMarriott x EmiratesHotel Booking PlatformPaisly by JetBlueDelta VacationsStays by Alaska VacationsAAdvantage Hotels™Southwest HotelsRocketmilesHome RentalsAirbnb: Delta | British Airways | QantasVrbo: United Airlines | JetBlueVillas of Distinction x MileagePlusTravelCar Rental Programs: Avis Budget x United Airlines | Turo x DeltaLyft: Alaska Airlines | Delta | Hilton Honors | Bilt RewardsUber x MarriottThanks AgainActivitiesViator x WyndhamGetYourGuide x Alaska AirlinesWorld of Hyatt FINDPets: Rover x American AirlinesRent: Bilt RewardsDebit Cards: Paypal BillsBank AccountsAmerican Express Rewards CheckingBask Bank Mileage SavingsMortgageRocket MortgageGuaranteed RateBetterMortgageEnergy ProvidersNRG EnergyReliant EnergyXOOM EnergyEnergyPlusDonationsStand Up To CancerNational Foundation for Cancer Research x United AirlinesATH PodcastEpisode 164: Earn Points Paying Taxes with a Credit CardNewsletterMembershipEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(01:57) Shopping Portals for Extra Points(06:03) Leveraging Card-Linked Offers(07:13) Apps and Websites for Bonus Miles and Points(09:36) Online Survey Programs(12:26) Dining(14:08) Drug Stores(15:09) Delta SkyMiles from Starbucks(15:46) Groceries(19:22) Local Events(20:48) Fuel Spend for Points and Miles(21:38) Earning Miles Through Flights(23:18) Points and Miles on Hotels(25:01) Hotel Booking Platforms(28:12) Home Rental Earnings(29:02) Car Rental Rewards(30:13) Points and Miles on Cruises(30:41) Points with Lyft and Uber(32:08) How to Earn Points on Activities(35:13) Easiest Way to Earn Points on Rent(38:08) Earning Points on Debit Cards(40:20) Paying Taxes to Earn Points(41:13) Bank Accounts: Miles vs. Interest(44:01) Airlines and Mortgage Partnerships(44:41) Earning Miles via Energy Providers(45:36) Leveraging Transfer Bonuses(47:19) Earning Points with Credit Card Referrals(47:48) Company Reimbursements(49:15) Using Donations to Earn Points(51:12) ATH Newsletter & MembershipEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #194: Build wealth and achieve financial freedom with three simple, actionable steps. Personal finance expert JL Collins discusses the concept of "FU" money, the importance of living on less than you earn, the power of low-cost index fund investing, and other effective strategies to create long-term wealth.JL Collins is the author of The Simple Path to Wealth and a popular personal finance blog, where he helps countless individuals take control of their financial futures by simplifying wealth-building strategies. With decades of experience, his work has been widely influential in the FIRE movement.Link to Full Show Notes: https://chrishutchins.com/jl-collins-the-simple-path-to-wealthPartner DealsDRAM: 20% off my favorite sparkling water with zero calories, zero sugarFacet: Personalized Financial Planning + $250 enrollment fee waivedNotion: Try Notion AI free to automate tedious tasks and streamline your workGelt: Skip the waitlist on personalized tax guidance to maximize your wealthDeleteMe: 20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedJL Collins: Blog | X | FacebookBooks: The Simple Path to Wealth | PathfindersTime Machine and the Future Returns for StocksBlog: Mr. Money MustacheJ.P. Morgan Asset Management Analysis: Is your money working its hardest for you?ATH Podcast:Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill PerkinsEp #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten JeskeFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes (00:00) Introduction(02:20) What Is "FU" Money and How Is It Related to Financial Freedom?(04:13) Real Life Examples of "FU" Money (Even With Small Savings)(07:27) The Simple Path to Wealth Explained(09:31) Is Saving the Hardest Part of Creating Wealth?(11:54) How to Prioritize Your Lifestyle for Financial Freedom(19:26) Why Becoming Wealthy Is Simpler Than You Think(23:15) Do You Need to Quit Your Job When You're Financially Independent?(25:52) How to Look at Investments as a Way of Saving(30:08) Should You Cash Out Your Portfolio When the Market Is Down?(36:54) The Different Implications of the Trinity Study (Safe Withdrawal Rates)(40:19) Expanding Your Portfolio Beyond U.S. Exposure(49:21) Difference Between VTSAX vs. VTI(53:19) How to Avoid Fees When Investing(54:54) Strategies to Roll Over 401(k)s(59:36) Exceptions for Debt(1:04:49) Is Financial Independence About Freedom or Wealth?(1:10:06) What Is the Real Benefit of Financial Freedom and Independence?(1:10:52) Where to Find JL CollinsConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #193: Unlock better opportunities, improve your emotional and physical health, and build stronger relationships by embracing “hopeful skepticism.” Dr. Jamil Zaki shares science-backed, actionable strategies to overcome the rising tide of cynicism and shift toward a positive mindset— paving the way for a more fulfilling and successful life.Dr. Jamil Zaki is the director of the Stanford Social Neuroscience Lab and a psychology professor at Stanford University. Trained at Columbia and Harvard, Dr. Zaki has published his work on empathy and kindness in the human brain, including his books The War For Kindness and Hope for Cynics.Link to Full Show Notes: https://chrishutchins.com/jamil-zaki-hopeful-skepticismPartner DealsSuperhuman: Free month of the fastest and best email with code ALLTHEHACKSCopilot: Free 2 months access to my favorite personal finance app with code HACKS2Maui Nui: 20% off the most nutrient-dense red meatDaffy: Free $25 to give to the charity of your choiceVuori: 20% off the most comfortable performance apparel I've ever wornFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedChris Hutchins's Q&A SubmissionJamil Zaki: Website | X | InstagramHope for Cynics: The Surprising Science of Human GoodnessSocial Neuroscience LaboratoryCynic Personality Self EvaluationATH Podcast:Follow & Leave a Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(02:35) The Difference Between Being Cynical vs. Skeptical(05:12) Why There’s a Massive Rise in Cynicism and Drop in Trust(07:36) Ways to Identify if You're a Cynic(09:45) The Spectrum of Cynicism(12:48) What’s the Ultimate Benefit of Overcoming Cynicism?(16:46) Is There Any Benefit to Being Cynical in Certain Scenarios?(20:30) The Generational Difference in Cynicism(21:41) Why Hopeful Skepticism Isn't the Same as Optimism(23:26) How to Cultivate Hopeful Skepticism(26:58) What Are Values Affirmations?(28:35) Ways to Engage People Who Are Too Cynical(31:18) Why You Should Experiment with Risk Tolerance in Social Settings(37:59) How to Deal with Hopeful Cynicism When Your Trust Is Broken(41:21) Role of Your Intuition and Gut vs. Science(44:37) The Impact of Cynicism on Personal Finance and Optimization(47:51) Dealing with Cynics in Your Own Family and Friend Circles(49:47) Advice for Parents to Course Correct Kids(52:27) The Rule of Exception in CynicismConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #192: Here's how we saved over $20,000 on our recent Europe trip! Learn how to use award flight tools to score affordable business-class tickets, maximize hotel loyalty programs for luxury stays, and find incredible travel deals. We’ll also review highlights from our trip, including top restaurants, airport experiences, Olympic events, and so much more!Link to Full Show Notes: https://chrishutchins.com/save-20k-luxury-europe-tripPartner DealsNetSuite: Free KPI checklist to upgrade your business performanceMasterClass: Learn from the world's best with 15% offBilt Rewards: Earn the most valuable points when you pay rentFabric: Affordable term life insurance for you and your familyAG1: Free 1 year supply of Vitamin D and 5 free travel packsFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedFlight ToolsEp #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent MilerAwardTool ($20 off annual plans with code ALLTHEHACKS)Seats.AeroPointsYeahpoint.meavianca lifemiles+ ProgramDirect Flights: FlightConnectionsHotel ToolsEp #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent MilerAwayz ($10 for ATH listeners and 50% off for ATH members)Rooms.AeroChris' Airline/Hotel Transfer Partner SpreadsheetHotels7Pines: Sardinia | IbizaHôtel Martinez Cannes by HyattHyatt Paris MadeleineHyatt's Tier ListCar Rental ToolsAutoSlashSIXTHertzNationalRestaurantsParis: Arnaud NicolasPalma: VandalPlaces in MallorcaHotel: Cap Rocat | Sea Club RestaurantCities: Sóller | Palma de MallorcaCatedral de MallorcaCredit CardsCards PageAmerican Express® Gold CardHilton Honors American Express Aspire CardHilton Honors American Express Surpass® CardATH PodcastNewsletterMembershipFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackEp #175: Booking Summer Travel Award Flights (34:35)Ep #184: Chris’ Summer Award Travel Update (06:27)Ep #187: 42 Travel Planning Tips & Tricks from Travel Pro Leigh RowanEp #188: My Must-Have Products and Services for Life, Work and MoreFull Show Notes (00:00) Introduction(03:02) Getting the Best Deal on Our Flights(06:07) How to Book Flights Using Transfer Partners(10:30) Why We Decided Not to Take Our Kids on This Trip(13:34) How We Planned Our 40th Birthday in Europe(17:58) Leveraging Credit Card Welcome Bonuses For Hotel Perks(23:33) How We Booked Our Hotel in Paris(26:39) Booking Our Intra-European Flights(33:12) Renting a Car in Mallorca(34:29) How We Booked Tickets to the Olympics(36:34) The Flight Experience to Paris(43:35) A Review of the Hyatt Paris Madeleine(46:00) Arnaud Nicolas: A Michelin Guide Restaurant(47:11) Our Olympic Experience(53:13) A Review of the Paris-Orly Airport and Transavia Flights(56:20) What It's Like in Mallorca(58:21) Why We Would Give Cap Rocat (Mallorca) a Perfect Score(1:02:11) Bora Bora vs. Mallorca(1:03:57) Things We Did in Mallorca(1:07:41) Quick Review of Condor Airlines(1:13:01) Overall Takeaway on EuropeConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #191: Grow your wealth and build a resilient portfolio by making smarter decisions with these 11 investing lessons. Financial advisor Ben Carlson and I share actionable insights on managing risk, overcoming psychological barriers in investing, and the power of simplicity and diversification to ensure long-term, fulfilling financial success.Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of four books on investing and personal finance. He runs the popular blog A Wealth of Common Sense, where he shares insights on financial markets and investing strategies. Ben also co-hosts Animal Spirits, one of my favorite podcasts.Link to Full Show Notes: https://chrishutchins.com/ben-carlson-money-lessonsResources MentionedBen Carlson: Website | Animal Spirits Podcast | X20 Lessons From 20 Years of Managing MoneyMy All-Time High in SavingsYou Probably Need Less Money Than You Think For RetirementWealthfront Risk Parity Fund | What is Risk Parity?JP Morgan: S&P 500 Market Concentration ChartFractional Vacation Homes: PacasoPaula Pant’s Podcast: Afford AnythingSafe Withdrawals: Free DIY Withdrawal Rate Toolbox | Safe Withdrawal Rate SeriesStudy: Spending Habits of RetireesATH PodcastEp #41: Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben CarlsonEp #59: Save Money, Build Wealth and Just Keep Buying with Nick MaggiulliEp #91: Die With Zero: Net Fulfillment Over Net Worth with Bill PerkinsEp #117: Navigating a High Rate Market: Buying a Home, Preparing for a Recession and Where to Put Cash with Ben CarlsonEp #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris DoylEp #180: Stocks vs. Real Estate: What’s the Best Investment to Build Wealth?Ep #186: 25 Money Rules (and When to Break Them) with Brian FeroldiEp #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten JeskeJoin our NewsletterFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(02:30) Experience in Investing Is Not the Same as Expertise(03:24) Intelligence Doesn’t Guarantee Investment Success(05:42) No One Lives Life in the Long Term(07:32) Experiences Shape Your Perception of Risk(10:12) The Biggest Risks Are Always the Same yet Different(13:29) Optimism Should Be Your Default(20:03) There Is No Such Thing as a Perfect Portfolio(22:31) Overthinking Can Be Just as Debilitating as Not Thinking at All(24:30) How to Think About a Simple Portfolio with International Exposure(26:17) Less Is More(30:17) Ways to Reduce Overthinking(32:02) Tax Loss Harvesting vs. Direct Indexing(39:02) Why Ben Wrote a Post on 20 Money Lessons(40:11) Lesson #10: There Is a Big Difference Between Rich and Wealthy(43:37) The Reason Ben and Chris Invested in Holiday Homes(48:27) What's a Reasonable Amount to Save?(51:29) You Probably Need Less Money Than You Think for Retirement(56:47) The Final Biggest TakeawayConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #190: Transform your relationships, productivity, and overall quality of life by discovering how to be intentional with your time. Sahil and I share actionable tactics to build better habits (and get rid of bad ones), improve your listening, boost creativity, choose the right people to surround yourself with, and so much more!
    Sahil Bloom is the author of 5 Types of Wealth and writer of The Curiosity Chronicle, a popular weekly newsletter that provides actionable ideas to help build a high-performing, healthy, wealthy life. He is also an investor and runs a venture fund called SRB Ventures.
    Link to Full Show Notes: https://chrishutchins.com/sahil-bloom-time-vs-energy

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    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Sahil Bloom: Website | Newsletter | X

    Book: 5 Types of Wealth


    Blog Post with Charts: How We Spend Our Time


    Brave New World By Aldous Leonard Huxley (Free PDF)
    Tim Ferriss: 17 Questions That Changed My Life
    Stanford Study: Walking Improves Creativity
    Video: It's Not About The Nail
    Ep #185: 12 Tactics to Make More Time EVERY Day with Jake Knapp and John Zeratsky

    Full Show Notes
    (00:00) Introduction
    (02:42) The Fundamental Difference Between Time and Energy
    (04:56) How to Identify Life Seasons to Prioritize Things That Matter
    (07:35) Anti-To-Do List: What Is It and How Can It Help You?
    (11:44) The Law of Reversed Effort
    (14:00) A Think Day to Focus on the Bigger Picture
    (22:41) Why Walking Is the Single Most Powerful Habit
    (23:26) Sahil's 30 for 30 Approach for Building a New Habit
    (26:59) The Face Down Phone Theory
    (29:31) Tactics to Disconnect From Your Phone
    (33:50) The 3 Levels of Listening
    (41:22) Listening in Romantic Relationships
    (43:17) How Important Is It to Spend Time With the Right People?
    (44:25) Ways to Find the Right People for You
    (48:28) Sahil's #1 Rule in Life: Don't Complain (About Anything)
    (49:51) The Benefits of Being Intentional With Time
    (50:53) Sahil's New Book: 5 Types of Wealth

    Connect with Chris
    Newsletter | Membership | Twitter | Instagram | LinkedIn
    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #189: Learn to master retirement market risks and safe withdrawal rates with finance expert Karsten Jeske. We explore key strategies like the 4% rule, sequence of return risk, and delve into roles of taxes, annuities, inflation protection, portfolio allocation, and even the psychological aspects of retirement planning.Karsten Jeske is the founder of Early Retirement Now, a blog where he shares his expertise in retirement planning, safe withdrawal rates, and financial independence. He has a PhD in economics and is a Chartered Financial Analyst.Link to Full Show Notes: https://chrishutchins.com/how-to-retire-early-karsten-jeskePartner DealsMasterClass: Learn from the world's best with 15% offBilt Rewards: Earn the most valuable points when you pay rentDaffy: Free $25 to give to the charity of your choiceDeleteMe: 20% off removing your personal info from the webFabric: Affordable term life insurance for you and your familyFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedKarsten Jeske: Blog | X | LinkedInSafe Withdrawal Rate SeriesPart 14 & Part 15: Sequence of Return RiskPart 28: Free DIY Withdrawal Rate ToolboxPart 35: Asset LocationPart 43: Pre-Retirement GlidepathsPart 61: Safety FirstBlog Post: Stealth FrugalityShiller CAPE RatioAlpha Architect 1-3 Month Box ETF: BOXXBlog For Tax Optimization: Go Curry CrackerATH Podcast:Ep #2: Financial Independence Without a Six Figure Salary with Brad BarrettEp #141: The Spectrum of Financial Independence and Tools to Track Your Progress with Brad BarrettFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes (00:00) Introduction(02:00) Should Everyone Retire Early?(05:09) The Rule of 4% as a Guideline(09:46) The Role of Longevity in the 4% Rule(12:46) Using Historical Data for Retirement Simulations(19:11) Sequence of Return Risk: What It Means & What to Do About It(23:51) Strategies to Mitigate the Sequence of Return Risk(30:41) The Flexibility of Safe Withdrawal Rates(37:49) How to Adjust Withdrawal Rates Based on Current Market Conditions(45:53) The Reverse Glide Path Strategy(49:30) The Impact of Inflation on Retirement Planning(57:03) Evaluating Annuities(59:40) Ways to Consider Tax Optimization Strategies(1:04:29) How to Think About Portfolio Allocation During Accumulation(1:12:25) The Role of International Diversification in Equity Allocation(1:16:57) Karsten's View on Tax Loss Harvesting(1:20:34) Asset Location(1:22:35) Is Adding Leverage to Your Equity Worth It?(1:26:41) Advice for Someone Early in the Accumulation Phase(1:28:27) Stealth Frugality(1:29:39) How Do People Spend During Retirement?Connect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #188: Here are the 130+ things I cannot (or don’t want to) live without, including my favorite tech, web and mobile apps, travel gear, subscriptions, banks and financial tools. I also share health and fitness items, smart home gadgets, kitchen tools, must-haves for kids and more!Link to the full show notes with all the links and discounts for everything mentioned: https://chrishutchins.com/stuff-i-usePartner DealsMaui Nui: 20% off the most delicious and nutrient-dense red meatNetSuite: Free KPI checklist to upgrade your business performanceGelt: Skip the waitlist on personalized tax guidance to maximize your wealthAG1: Free 1 year supply of Vitamin D and 5 free travel packsVuori: 20% off the most comfortable performance apparel I've ever wornFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsProducts MentionedNote: I've only included links to products with discounts here, because I have limited space. You can find the full list at chrishutchins.com/stuff.Email: Superhuman (Free month with code ALLTHEHACKS)1Password (← Free 2-week trial)NordVPN (← Discount + 4 months free)Cash Back: Rakuten (← Free $30)MasterClass (← 15% off)Virtual Mailbox: Stable (← 50% off)Remove Personal Info: DeleteMe (← 20% off)Kubera (← 1st year free for ATH members)ProjectionLab (← 10% off with code ATH-10)Copilot (← 2 months free with code HACKS2)Daffy (← Free $25 for charity)CPAs: Gelt (← Skip the waitlist)Trustworthy (← 10% off)Cold Plunge (← $150 off)Vuori Activewear (← 20% off)Bonobos (← 25% off)Indochino (← 10% off with code ALLTHEHACKS)goodr sunglasses (← $10 off)Mack Weldon Underwear (← $20 off)Backpacks: Tortuga (← 10% off)Suitcases: Away (← $40 off) & MonosCardPointers Pro (← 30% off)TeslaFi (← 2 Weeks Free)Eight Sleep (← $150 off)Green Chef (← 50% off with code ALLTHEHACKS50)DRAM (← 20% off)Cameras: nanit (← 15% off with CHRISH15)Toys: Lovevery (← $20 off)Au Pairs: Cultural Care (← $175 off)Dog Food: Sundays (← 50% off)Virtual Assistants: Oceans (← $1000 off for mentioning ATH) + My Delegation GuideFull Show Notes(00:00) Introduction(03:04) Tech: Personal, Computer, Speakers(04:42) Stuff On My Desk(07:27) Storage(09:15) Software on My Computer(14:21) Chrome Extensions(17:30) Best Apps On My Phone(21:34) Favorite Subscriptions(24:23) Best Bank Accounts and Personal Finance Tools(25:48) Charitable Giving(27:11) Health And Fitness(30:59) Clothing(39:26) Apps for Points and Miles(42:30) Smart Home Tech and Gadgets(44:36) Home Energy(45:59) Games I Love(47:02) Food and Kitchen Gadgets(51:17) Things We Use For The Kids(54:27) Stuff We Get For Our Dog (Finn)(55:52) Business and Podcast ItemsConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Chris Hutchins is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #187: Learn the art of travel planning to enjoy incredible vacations. Travel pro Leigh and I share over 40 practical tips to create the perfect itinerary, save on flights and hotels, find travel inspiration, experience destinations like a local, and much more.Leigh Rowan is the founder and CEO of Savanti Travel, a full-service travel management company. Prior to that he was the COO of The Points Guy.Link to Full Show Notes: https://chrishutchins.com/travel-planning-leigh-rowanPartner DealsLMNT: Free sample pack of my favorite electrolyte drink mixFacet: Personalized Financial Planning + $250 enrollment fee waivedMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkVuori: 20% off the most comfortable performance apparel I've ever wornDeleteMe: 20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedLeigh Rowan: Savanti Travel | TwitterTravel Publications for InspirationRobb ReportTravel + LeisureThe New York Times: 52 Places to Go This YearLonely PlanetFlight Monitoring Tool: TripItArticle: Award Ticket Change and Cancellation FeesActivities, Experiences, ToursAirbnb ExperiencesViatorContext TravelInternational Data: Airalo | Mint MobileLove and London: Get 10% off digital travel guides and itineraries with code "ALLTHEHACKS"Episodes:#1: Pro Travel Tips for Every Aspect of Your Next Trip with Leigh Rowan#51: Unlocking Travel Lifestyles of the Rich and Famous with Leigh Rowan#84: The Vagabond's Way: Time Wealth, Slow Travel, and Immersing Yourself in a New Place with Rolf Potts#86: The Best Deals for a Vacation Rentals, Exchanges, Fractionals, Timeshares and More!#89: Booking Flights with Points and All Things Award Travel with Tiffany Funk#94: How to Experience London Like a Local and Get There on Points with Jessica Dante (+ Chris' Trip Report)#107: Italy Unlocked: Insider Tips, Must-See Destinations and Booking Flights/Hotels on Points with Leigh Rowan#115: Iceland: Planning an Epic Adventure with Brandon Presser#156: Finding the Best Deals on Flights with Zach Resnick#166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler#167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent MilerFind other travel, points & miles related episodes here.Full Show Notes(00:00) Introduction(00:41) The Secret to an Incredible Vacation(02:33) Why Travel Planning Starts with Organization(06:15) Ways to Feel Inspired(09:21) Considering Seasonality and Timing(12:46) How Chris Uses Notion for Travel Planning(15:22) Leveraging ChatGPT(22:03) Tips to Monitor Booked Flights (+ Save Money!)(23:59) 3 Ways to Make Your Layover Count(29:05) Double Booking Hack for Flights(31:16) Rules of Thumb for Creating an Itinerary(40:04) Finding Accommodation and Getting Deals(44:23) Why Leigh Emails Hotels After Every Booking(46:54) Finding Local Experiences(53:37) Free Walking Tours(55:07) Finding Travel Inspiration Through Online Videos(58:26) Should You Use Credit Card Concierges for a Local Experience?(1:05:48) The Importance of Local Embassies(1:06:50) Best Ways to Access Money Abroad(1:06:58) Travel Insurance(1:10:02) Important Trip Elements to Review for Upcoming TravelConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #186: We'll break down 25 investing and finance rules of thumb, so you can learn to make better financial decisions, whether your goal is growing your wealth, retiring early, managing your portfolio, buying a car, or many other goals.Brian Feroldi is an investing expert and founder of Long Term Mindset, a financial education company. He is the author of Why Does The Stock Market Go Up? and shares his financial knowledge through The Motley Fool and his popular YouTube channel.Link to Full Show Notes: https://chrishutchins.com/investing-personal-finance-rules-of-thumb-brian-feroldiPartner DealsDRAM: 20% off my favorite sparkling water with zero calories, zero sugarSuperhuman: Free month of the fastest and best email with code ALLTHEHACKSBilt Rewards: Earn the most valuable points when you pay rentFabric: Affordable term life insurance for you and your familyGelt: Skip the waitlist on personalized tax guidance to maximize your wealthFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedBrian Feroldi: Website | X | Instagram | LinkedIn | YouTube12 Timeless Lessons For Stock InvestorsEmergency Fund Size FormulaATH Podcast:Episode #48: Using an Investing Checklist to Improve your Portfolio with Brian FeroldiEpisode #91: Die With Zero: Net Fulfillment Over Net Worth with Bill PerkinsFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackBooks:The Millionaire Next Door by Thomas J. Stanley and William D. DankStocks for the Long Run by Jeremy SiegelBlog Posts:Nick Maggiulli: Should I Max Out My 401k?Early Retirement Now: The Safe Withdrawal Rate Series401k Fee CheckerWealthfront: Get a 0.5% APY boostFull Show Notes (00:00) Introduction(00:48) Why Personal Finance and Investing Is a Complicated Subject(02:30) The Rules of 72 and 70(04:48) How to Apply Rule 72(06:24) Rule 110(09:09) The 5 Year Rule(10:54) The 10-5-3 Rule for Growth Rates(12:26) The 6% Rule(13:57) The 3-6 Rule for Personal Finance(19:06) Brian's Emergency Fund Size Formula(21:40) The 5% Rule(23:28) Brian's Personal Rule of Thumb for Investing(27:07) The 1% Rule(31:27) Hiring Advisors(37:40) Calculate Your Net Worth: Age x Income / 10 Rule(39:37) The 15% Rule for Saving(40:46) The 50-30-20 Rule(42:00) The 80% Rule(44:03) The Employer Match Rule(46:52) The 4% Rule(49:07) The 25x Rule (An Inverse Rule)(50:35) The 20-4-10 Rule for Buying a Car(52:32) The Debt : Income Ratio(53:42) The 3% to 4% Salary Increase Rule(55:16) The 8-50 Rule(56:15) Chris' 4-3-2 Rule for Cashback PointsConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #185: Learn a proven 4-step framework to create more time in your day for whatever matters most. In this episode, Jake and John share tactics to highlight your priorities, maintain laser focus, energize with healthy habits, and reflect in order to continuously improve and transform your life.Jake Knapp and John Zeratsky are the authors of the best-selling books Sprint and Make Time, and co-founders of Character, a venture capital firm. Previously, they were partners at Google Ventures and design leads at Google where worked on apps like Gmail and YouTube.Link to Full Show Notes: https://allthehacks.com/make-time-jake-knapp-john-zeratskyPartner DealsVuori: 20% off the most comfortable performance apparel I've ever wornDeleteMe: 20% off removing your personal info from the webShopify: $1/month trial for the easiest e-commerce platformGreenlight: First month free on a debit card and money app to raise financially smart kidsGreen Chef: 50% off organic meal kits with code ALLTHEHACKS50 + 20% off next 2 monthsFor all the deals, discounts and promo codes from our partners, go to: allthehacks.com/dealsResources MentionedMake Time: Book | Free Notes TemplateCharacter | Character LabsApps:ReclaimComposeFreedomAll the HacksFollow & Review on Apple PodcastsEmail for questions, hacks, deals, feedback: [email protected] Show Notes(00:00) Introduction(01:50) What Most People Get Wrong About Managing Time(04:06) Why People Are Struggling With Productivity(05:45) Applying ‘Make Time’ to Your Personal Life(08:14) Busy Bandwagons and Infinity Pools(12:30) The 4 Step 'Make Time' Framework(15:40) How to Start Your Day With a Highlight(20:24) Highlights: Can There Be More Than One? Can They Change?(24:04) Highlight Tactic: Design Your Day(27:38) Highlight Tactic: Batch the Little Stuff(30:34) How Often Should You Look Into Feedback Loops?(31:18) The Most Efficient Ways to Find Laser Focus(35:20) Creating a Distraction-Free Phone(42:00) How to Deal With Attention Residue(46:38) Ways to Create Energy to Recharge Yourself(50:16) Why You Should Leave Your Headphones at Home(51:05) Best Cadence to Take Breaks(53:00) How Jake and John Apply Exercise to Their Lives(56:20) What Can We Do to Reflect?(59:14) Where to Find Jake and John’s WorkConnect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: X | Instagram | Website | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #184: Sharing five tactics I've used recently to maximize points, lower property taxes, cut credit card annual fees, get a free companion pass, and earn thousands of dollars through bank and brokerage bonuses.Link to Full Show Notes: https://allthehacks.com/5-tactics-to-maximize-savingsPartner DealsDRAM: 20% off my favorite sparkling water with zero calories, zero sugarCopilot: Free 2 months access to my favorite personal finance app with code HACKS2Notion: Try Notion AI free to automate tedious tasks and streamline your workDeleteMe: 20% off removing your personal info from the webNetSuite: Free KPI checklist to upgrade your business performanceFor all the deals, discounts and promo codes from our partners, go to: allthehacks.com/dealsResources MentionedAll the Hacks:Credit CardsBank BonusesAll the Hacks Membership#142: When Travel Goes Wrong: Pro Tips for Flight Cancelations, Delays, Lost Luggage, and More#166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler#167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler#175: Monday Musings: Latest Deals, Summer Award Travel, Father's Day Gift Ideas, Calling 911 and More#181: Making an Easy $3k/mo from Online Deals with KaiCredit Cards:Hilton Honors American Express CardHilton Honors American Express Surpass® CardFor other cards mention, see our full Credit Cards PageProperty Appraisal Appeal: OwnwellFlight Award Alerts: AwardTool | Seats.aeroAvianca LifeMiles+ SubscriptionHow to Earn A Free Southwest Companion PassFlyerTalk Credit Card Retention OffersBest Bank Bonuses: Doctor of CreditHSBC: $1500 for $100k for 90 daysCapital One: $1500 for $100k for 90 daysWells Fargo: $525 for $25k for 90 daysCiti: $500 for $30k for 90 daysAxos Bank®: $500 for $3k for 30 days with $1.5k direct depositWells Fargo: $325 for $1k for 90 days with $1k direct depositBest Brokerage Bonuses: Doctor of Credit | BogleheadsWeBull: 2% on up to $100k (till 7/31/24)E*TRADE: $600 for $100k for 60 daysTD : $750 for $100k for 30 daysTastytrade: $2000+ for $100k for 1 yearFull Show Notes(00:00) Introduction(02:07) How To Lower Your Property Tax(06:27) Chris’ Summer Award Travel Update(14:32) 3 Big Takeaways for Booking Award Flights(16:21) Earning A Free Southwest Companion Pass(23:39) How To Negotiate Annual Fees on Credit Cards(26:01) Best-Ever Credit Card Welcome Offers (July 2024)(27:43) Overview of Bank Bonus Categories(30:54) $1000+ Bank Bonuses(32:48) Mid Range Bank Bonuses ($150-$750)(38:37) Bank Bonuses on Direct Deposits(42:22) Chris' Key Takeaway on Bank Bonuses(44:35) Overview of Brokerage Bonuses(48:21) Best Brokerage Bonuses (July 2024)(55:32) Limited Time Monster Brokerage Bonus (Ending 7/31/24)Connect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: X | Instagram | Website | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #183: Economist Emily Oster uses data to challenge and debunk common parenting beliefs and shares data-driven strategies for parents to make more informed and confident decisions. We also cover data on polarizing topics like sleep training, breastfeeding, private vs. public school education, and more.
    Emily Oster is a professor of economics at Brown University and a NYT best-selling author of four books—Expecting Better, Cribsheet, The Family Firm, and The Unexpected. She's also a the founder of ParentData, a data-driven guide to pregnancy, parenting and more.
    Link to Full Show Notes: https://allthehacks.com/debunking-parenting-myths

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    For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

    Resources Mentioned
    Emily Oster: ParentData | Instagram


    Expecting Better: Why the Conventional Pregnancy Wisdom Is Wrong--and What You Really Need to Know


    Cribsheet: A Data-Driven Guide to Better, More Relaxed Parenting, from Birth to Preschool


    The Family Firm: A Data-Driven Guide to Better Decision Making in the Early School Years


    The Unexpected: Navigating Pregnancy During and After Complications

    Is There a Best Method for Sleep Training?

    5 Pregnancy Myths

    A Different Way to Look at Screen Time

    Cochrane Reviews
    1-2-3 Magic by Thomas W. Phelan
    The Anxious Generation by Jonathan Haidt

    Full Show Notes
    (00:00) Introduction
    (01:44) The Shocking Amount of Misleading Data Around Parenting
    (04:17) Ways to Incorporate Data in Decision Making
    (10:05) Why There’s So Much Pressure to Be “Perfect” Parents
    (11:57) The Good Enough Approach vs. The Perfect Approach
    (14:57) How Important Is It for Parents to Prioritize Themselves?
    (19:47) The Most Shocking Myths and Misconceptions
    (22:52) The Reason for an Abundance of Caution Around Pregnancies
    (26:12) The Polarizing Data Around Sleep Training
    (30:17) How to Approach Data and Reliable Sources
    (32:08) The Role of Cultural Norms and Traditions in Parenting Advice
    (36:33) How to Navigate Pushback on Advice
    (37:29) Making Complicated or Difficult Decisions
    (40:50) The Impact of Primary Education: Private vs. Public
    (44:19) Why It’s Important to Build Resilience in Older Kids
    (46:32) Managing Screen Time and Technology
    (49:48) One Key Takeaway for Anyone Who Wants to Be a Parent
    (51:25) Where to Find Emily

    Connect with All the Hacks
    All the Hacks: Newsletter | Website | Membership | Email
    Chris Hutchins: X | Instagram | Website | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #182: We share 10+ insider secrets and shortcuts to earning elite status with airlines and hotels. We cover the basics of elite status and how to leverage credit cards, points and miles, and status matches to maximize travel perks. We also explore non-traditional methods like gifting and buying, vacation homes and corporate partnerships to earn and maintain status.Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast.Link to Full Show Notes: https://allthehacks.com/shortcuts-to-elite-statusPartner DealsMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkGelt: Skip the waitlist on personalized tax guidance to maximize your wealthLMNT: Free sample pack of my favorite electrolyte drink mixVuori: 20% off the most comfortable performance apparel I've ever wornSuperhuman: Free month of the fastest and best email with code ALLTHEHACKSFor all the deals, discounts and promo codes from our partners, go to: allthehacks.com/dealsResources MentionedGreg Davis-Kean: Frequent Miler | Frequent Miler on the Air | TwitterSouthwest Companion Pass Complete GuideEpisode #221: Roll your own airline elite statusEpisode #222: Roll your own hotel elite statusFlying by the Seat of our Points: Last Minute Travel ChallengeAll the HacksLuxury Hotel Upgrade ProgramEpisode #86: The Best Deals for a Vacation Rentals, Exchanges, Fractionals, Timeshares and More!Invitation-Only StatusesDelta 360°United Global Services®ConciergeKeyOther ResourcesExclusive ResortsFoundersCardStatusMatcherStatusMatchAirlineStatusCredit Cards:American Express CenturionDelta SkyMiles® Reserve American Express CardDelta SkyMiles® Reserve Business American Express CardDelta SkyMiles® Platinum American Express CardDelta SkyMiles® Platinum Business American Express CardHilton Honors American Express Aspire CardMarriott Bonvoy Brilliant® American Express® CardFor other cards mentioned visit our Best Credit Cards PageFull Show Notes(00:00) Introduction(02:21) The Basics of Elite Status(05:13) Can You Earn Status With Flights Booked With Points & Miles?(06:39) Elite Status Perks on Different Levels(08:32) How Airline Alliances Fit Into Status(10:34) Earning Airline Status via Credit Cards(15:27) Airlines That Make It Easy to Earn Status(21:24) Perks of Hotel Status(23:45) Ways to Earn Hyatt Status(29:17) Can You Spend Money Outside of Credit Cards to Earn Status?(30:42) How Status Matches Work(35:08) Airline Status Offers(40:28) Getting “Walked” From a Hotel(41:32) Gifting an Elite Status(42:09) Lifetime Status(45:21) Buying Elite Status(46:31) Leveraging Corporate Partnerships for Status Perks(48:38) Vacation Home Memberships(49:24) Is Chasing Elite Status Worth It?(52:47) Rolling Your Own Airline and Hotel Elite Status(54:27) Car Rental StatusConnect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: X | Instagram | Website | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #181: Learn the profitable side hustle of turning everyday deals into a reliable income stream. Chris and Kai explore an unconventional approach to maximize savings, leveraging brokerage bonuses, meal kits, cell phones, buying groups and gift cards. They also share tips to find the best freebies and discounts.
    In 2023, Kai earned over $36,000 and 2.4 million points turning deals into profits. He shares his churning journey every month on the his podcast.
    Link to Full Show Notes: https://allthehacks.com/profitable-deals-into-side-hustle

    Partner Deals
    Facet: Personalized Financial Planning + $250 enrollment fee waived
    Notion: Try Notion AI free to automate tedious tasks and streamline your work
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    Vuori: 20% off the most comfortable performance apparel I've ever worn
    For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

    Resources Mentioned
    Kai's Podcast
    All the Hacks:

    Credit Cards

    Bank Bonuses

    Newsletter

    Membership

    Episode #138: Optimizing Cell Phone Plans: The Best Carriers, Deals, Plans, Insider Pricing, Insurance and More!


    Episode #170: Cash Back vs. Points: Are We Playing the Wrong Credit Card Game?


    Doctor Of Credit: Best Bank Account Bonuses | Brokerage Bonuses
    Freebies and Discounts

    Slickdeals

    Rakuten

    Brokerage Accounts


    Robinhood: Unlimited 1% Transfer Bonus

    Webull

    Schwab

    E*TRADE

    tastytrade

    Moomoo

    Bonus Info: Bogleheads


    Meal Kits

    HelloFresh: Free Box with Referral or 10 Free Meals - Free Appetizer For Life


    Green Chef: Get 50% Off + 20% Off For 2 Months


    Marley Spoon: First Box Free (6 Meals)


    CookUnity: 60% Off 16 Meals (discount lasts 2 weeks so you can get 16 more) / 60% Off 32 Meals


    Dinnerly: First Box Free


    Referral codes: Reddit Thread


    Cell Phone Plans

    Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network


    Visible

    Buying Groups

    MaxOutDeals

    BuyForMeRetail

    Aligned Incentives

    Gift Cards: Pepper
    Miles Earn and Burn

    Full Show Notes
    (00:00) Introduction
    (02:43) Quick Overview of “Profitable Deals”
    (08:20) Leveraging Bank Bonuses
    (10:58) Opening a Bank Account: Average Requirements and Returns
    (14:40) Why You Should Prioritize Brokerages to Make Profit
    (17:14) Brokerage Accounts
    (24:10) Getting the Best Deals off Meal Kits
    (25:46) Kai's Favorite Meal Kits
    (28:04) How to Save on a New Phone or Cell Phone Plan
    (31:30) Big Cell Phone Carriers vs. MVNO
    (32:27) Number Porting for Cell Phone Plans
    (36:14) Best Sources for Discounts and Freebies
    (39:15) How to Filter Out the Best Deals
    (41:10) Kai's Approach to the Credit Card Game
    (44:59) Misconceptions Around Opening Credit Cards
    (46:30) Paying Taxes with Your Credit Card
    (49:20) How Buying Groups and Reselling Works
    (56:07) Making Profits on Gift Card Deals
    (57:31) Bank Funding: Profiting with Zero Costs
    (59:44) Why You Should Have a Player 2 for Better Deals
    (1:02:23) Insane Referral Bonuses
    (1:04:01) Player 2 Hacks
    (1:06:20) Using Your Business as a Player

    Connect with All the Hacks
    All the Hacks: Newsletter | Website | Membership | Email
    Chris Hutchins: X | Instagram | Website | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
    Learn more about your ad choices. Visit megaphone.fm/adchoices