Episoder
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Nell Frizzell is a journalist, Vogue columnist and the author of an upcoming memoir, The Panic Years - about the period of your life which has no name, somewhere between adolescence and the menopause. Nell calls it The Flux.
In the book, Nell talks about financial uncertainty, the cost of nursery fees, the gender pay gap, parental leave and more. She writes honestly about how she 'lay out the financial arguments' to help persuade her partner to have a child.
She says she wrote the book not only to document her own experience but also to help other people going through the same period of turmoil, and so they might find it easier than she did.
I also spoke to Hayley Millhouse of OpenMoney, who shared some practical insights on financial preparations if you're expecting a child.
LINKS
Nell's book, pre-order here!
https://www.waterstones.com/book/the-panic-years/nell-frizzell/2928377005818
Nell's column in Vogue
https://www.vogue.co.uk/profile/nell-frizzell
Twitter: @honest_account_ / @NellFrizzell
Email: [email protected]
This is the last episode of series 3. Thank you so much to everyone who listened, all my guests and my fabulous sponsor OpenMoney. If you have 20 seconds to spare, please give us a review / rating and subscribe, so you don't miss any future episodes!
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Angelica Malin is an entrepreneur who runs a six-figure business including the About Time magazine and the She Started It Live Academy. She is also a writer and podcast host and has interviewed many successful women including Cherie Blair, Melanie Whelan and Natasha Devon.
So, there is really no better person to discuss 'girlboss culture'. It's had a bit of a backlash recently. Is it outdated and patronising? Or is it time we reclaimed the term to define the viewpoint of women entrepreneurs? We also discussed how Angelica built up her business, why she offers free childcare at her conference and why she's reluctant to answer specific questions, mostly from older men, about how much she earns and how many people she employs.
Hayley Millhouse from OpenMoney also shares some tips on how to start your own business!
LINKS
Read Angelica's article about the term girlboss here:
https://www.telegraph.co.uk/women/business/patronising-maybe-need-girl-boss-culture-ever/
More info on the next She Started It Live weekend of events, with free childcare!
https://www.eventbrite.co.uk/e/shestartedit-live-2020-festival-of-female-empowerment-tickets-83535497923
Contact:
Twitter: @honest_account_ / @jellymalin
Email: [email protected]
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Manglende episoder?
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Before New Year, my mum sent me an op ed by Bridie Jabour, opinion editor of the Guardian Australia, called 'The Millennials at 31: Welcome to the Age of Misery'. It is about the distinct loss of ambition, wondering whether we should be defined by our jobs, our houses, whether we should have children and thinking for too long that we're special.
The article saw a massive reaction and I knew I had to interview Bridie about it. We talked about everything from the fact that it's even harder to get on the property ladder in Sydney than London, why we are trying to stop reading books for the sake of it and realising that you can be loyal to your work, but your work isn't loyal to you.
Hayley Millhouse, from our sponsor OpenMoney, also dives in with a few practical tips on how to deal with financial uncertainty.
LINKS
If you're into this topic, I also really enjoyed these articles from other publications:
'How Millennials Became the Burnout Generation' in BuzzFeed, 'Workism is Making Americans Miserable' in the Atlantic, and 'Why Do Corporations Speak The Way They Do?' in Vulture
Bridie's debut novel is called My Not So Functional Family.
Inspired by Bridie's article, I wrote a newsletter topic on my malaise -- https://mailchi.mp/92c7fcaf239b/thinking-youre-special
Contact
Tweet us @honest_account_ / @bkjabour
Instagram: @an_honest_account
Email: [email protected]
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Research shows millennials are travel-obsessed. Not just a quick gap yah at 18 or 19, but also possibly a year out later in our careers, or even a complete lifestyle change.
Heading out on a trip is one thing, but not coming back is another. This is what fellow freelance financial writer Anna Fedorova did in 2017, packing up her entire life and traveling around Asia, and then Europe with her boyfriend - in a van. Currently in Greece, Anna sees no reason to head back to the grind of London. Her life now is cheaper, full of rock climbing, reading and having new experiences.
I asked Anna all about her travels, how she found work on the road, any relationship tips about living with her boyfriend in such close quarters (!), and what financial preparation she needed to do before heading abroad. £900 a month for all of their expenses sounds like a dream.
Anna wrote a lot more financial detail in this article for New Money here:
https://www.new-money.co.uk/nm-blog/saving-cash-as-a-digital-nomad/?fbclid=IwAR1Hmu0xz3cOO3ubljgy0BpFAwRoL2P4zRcV2WS9p1uOWOKG-FT19Q2JisQ
She also has a blog about everything from a leaking van roof to making new mates:
http://girlclimber.com/?fbclid=IwAR0QjDCpAiBIYWiKZO0KsM4UeGDMAcHnhBZZ8RhlIAX3iZdliR_qbU_fIvg
Hayley Millhouse, head of adviser services at OpenMoney, our sponsor, also shares some practical tips about how to prepare for a big trip!
Tweet us @honest_account_ / @FederovaAM
Instagram: @an_honest_account / @girlclimber
Email: [email protected]
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Iona Bain is very well known in financial circles. She started the Young Money Blog in 2011, later creating the Young Money Agency, and regularly appears on TV and radio, and writes for places like The Financial Times. Her MO? To empower young people with financial knowledge.
The question is what DIDN'T we talk about - pensions, property, investing, cryptocurrencies, scams, piggy banks, social media, interior decor porn, payday loans and more.
I also asked Iona if she still gets asked to work for free (unfortunately, yes) and how she negotiates her fees (think of a number then double it). She had some amazing advice about how to stop under-selling yourself and how to become more confident about your value.
Iona's book - Spare Change: How to save money, budget and be happy with your finances
Blog - The female freelance fightback: How to raise your pay in 2020
I also asked Hayley Millhouse, head of adviser services at OpenMoney, for a few tips on pensions.
Please rate, review and subscribe to this podcast! And contact us below:
Tweet us @honest_account_ / @ionayoungmoney
Instagram: @an_honest_account
Email: [email protected]
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The World Economic Forum says the gender pay gap will take over 200 years to close.
But why should women always have to advocate for their equality by asking for a payrise? Women are constantly told how to negotiate, how to prove their achievements. But data shows that when women do ask for a raise, they don't always get them. And we don't currently have the right to ask our manager what our male counterparts are earning.
Zara Nanu, CEO of GapSquare, uses data to try to change the way companies operate - and the way women and minorities are recruited, paid and promoted.
We talked about men taking pay cuts, the systemic barriers holding women back, and how we are finally moving past the 'Lean In' philosophy.
Hayley Millhouse of OpenMoney also gave some financial advice about equal pay. OpenMoney aims to make financial advice affordable and accessible to everyone - head to www.open-money.co.uk
You can find us on Twitter: @honest_account_ / @ZaraNanu / [email protected]
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Christmas is a time of presents (brown paper and string this year), giving relatives the same vouchers as last year and spending money (until you don't have any left). Boxing Day sucks some of us in, and New Year's resolutions are made and broken, in my case, very quickly.
To discuss this exciting and expensive time of year, I'm joined by freelance journalist Nicola Slawson and women's magazine editor Tola Fisher. While sipping mulled wine and eating these strange custard biscuit things, we talk about the biggest money lessons we've learnt in 2019, learning to sew, going on a ski season age 30, why perhaps it's better to 'trust' it will all work out, being single while making life plans, and buying copper kettle swans online and seriously regretting it. Shout out to Shrewsbury's tourist board.
Thank you to Moneybox for sponsoring An Honest Account for two seasons.
Tweet us @honest_account / @Nicola_Slawson / @christcouture
Email: [email protected]
Nicola writes a really funny, relevant email newsletter for single women, called The Single Supplement - sign up here
Tola's just finished her memoir! "Still Standing - Lessons From An 'Unsuccessful' Life". It's out in June and you can add it to your wishlist here
See you in 2020!
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What are F45 and Orangetheory? How much do you earn for a paid Instagram post? Do you need to be a member of an expensive gym if you want to stick to it? Why are we obsessed with spelt flour in every recipe?
Wellness is big business these days, valued at over $4 trillion. We might laugh at Gwyneth Paltrow's Goop, but many of us nonetheless fall into the wellness trap, believing we can buy and exercise our way to a perfect version of ourselves.
Rachael Revesz talks to Rachel Hosie, the senior lifestyle journalist at Insider and fitness and nutrition columnist, about cutting her body fat by 50% in six months and maintaining boundaries between wellness and madness.
Tweet @honest_account / @rachel_hosie
Instagram @an_honest_account / @rachel_hosie
LINKS
Rachel's journey on cutting half her body fat in six months
https://www.businessinsider.com/healthy-fat-weight-loss-maintain-muscle-exercise-fitness-tips-2019-6?r=US&IR=T
Jia Tolentino's essay on wellness and the tyranny of the ideal woman
https://www.theguardian.com/news/2019/aug/02/athleisure-barre-kale-tyranny-ideal-woman-labour
Ellie Goulding on why she is so concerned about Instagram:
https://podcasts.apple.com/gb/podcast/happy-place/id1353058891?mt=2
Sofie Hagen's memoir, 'Happy Fat', is brilliant and her podcast is called 'Made of Human'
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Journalist, women's rights campaigner and rape survivor Jenn Selby made headlines this year when she stood as a parliamentary candidate against Mark Field, the Tory MP who was filmed grabbing a female Greenpeace activist by the neck. He stood down shortly after the campaign commenced, citing 'divisive politics'.
Selby also managed to get the Lib Dems to adopt Women's Equality Party policies in exchange for her standing down in the seat of Cities of London and Westminster, handing over the reigns to Chuka Umunna.
But how do you campaign for parliament (and also gear up to stand in the London Assembly elections next year) and still make money to pay your rent? What is the toll of constantly having to tell the story of how you survived male violence and maintain your mental health?
Tweet us @honest_account_ / @JennSelby
We're on Instagram @an_honest_account
Email us: [email protected]
LINKS:
Women's Equality Party stands aside for Lib Dems in two seats:
https://www.theguardian.com/politics/2019/nov/12/womens-equality-party-stands-aside-for-lib-dems-in-two-seats
Mark Field, MP who manhandled protester, steps down over 'divisive politics'
https://www.theguardian.com/politics/2019/oct/17/mark-field-mp-who-manhandled-protester-to-stand-down-over-divisive-politics
Jenn Selby in The Independent - We got Mark Field to step down, but the fight is far from over
https://www.independent.co.uk/voices/mark-field-tory-mp-violence-women-equality-party-a9162976.html
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Bola Sol is a self-defined personal finance guru - but not because she has a lot of money or because she has it all sorted.
The new generation of money 'influencers' are about being open and relatable and real, rather than posting pictures with designer handbags. Bola encourages us to have a total rethink on how we talk about and behave around money. At 27, she is open about her personal challenges and learning from failure. In fact, the phrase 'money philosopher' feels more accurate.
We talked about staring at old people (pensions... ), why a credit card is not your friend and when we should take a step back from social media.
Rate, review and subscribe to this podcast!
Tweet us at @honest_account_ / @Bola_Sol
Instagram: @an_honest_account / @bola_sol
Email us at [email protected]
LINKS:
Bola Sol at a money event with the Financial Times / Black Ballad:
https://blackballad.co.uk/events/black-ballad-financial-times-presents-how-women-can-make-the-most-of-their-money?listIds=5d5daa9fd2fe509c50534d6e
The Bola Sol show:
https://www.youtube.com/channel/UCU3j3S_rKlo5P6HJtxo8GCQ
Article quoting Bola on home ownership among black homeownership:
https://www.telegraph.co.uk/property/buy/home-ownership-levels-among-black-households-low/
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Alice Pelton is founder of The Lowdown, the world's first peer to peer review platform for contraceptives. Alice thinks that women spend a lot of time, energy and days off work trying to find the best contraception for them - and her business is designed to make that process easier.
Alice spoke to An Honest Account host Rachael Revesz about the £53 million business that inspired her to get her idea off the ground, how we are physically able to reduce our Netflix intake to launch a femtech business and why contraception choices / research / information are so underfunded.
Please rate, review, subscribe to this podcast. You can tweet us at @honest_account_ , follow us on Instagram @an_honest_account or email [email protected]
Links:
The Lowdown - theldown.com
Instagram - @gettheldown
Moya Crockett's article on the endless life admin that is accessing contraception in Stylist - https://www.stylist.co.uk/life/contraceptive-pill-coil-pharmacies-out-of-stock-inconvenience-viral-twitter-thread/278249
Debbie Wosskow, founder of The Allbright, on setting goals - https://www.stylist.co.uk/books/careers-jobs-the-allbright-debbie-wosskow-anna-jones-books-extract/264956
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How does a chronic health condition affect our work, mental health and our bank balance?
For the first episode of season 2, Huffington Post opinion editor Lucy Pasha-Robinson opens up about the very personal cost of endometriosis and pelvic pain. Lucy talks about how to succeed when you have a health condition, menopause at 25 and all the cash she's spent on 'miracle cures'.
Rate, review and subscribe to the podcast! Get in touch with your money queries: [email protected]
Tweet us @honest_account_ / @LucyPasha
Links:
Read Lucy's Buzzfeed essay on going through early menopause age 25:
https://www.buzzfeed.com/lucypasharobinson/menopause-at-25
And read Lucy's piece about her (very cheap) treatment - her hot water bottle - here
I wrote about Eleanor Thom, author of 'Private Parts: How To Really Live With Endometriosis' and how women's pain is dismissed, for The Correspondent:
https://thecorrespondent.com/16/what-happens-when-pain-is-a-womens-issue/17546995136-723e2dac
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More and more of us are working for ourselves. How can we stay focused and make a decent living?
Anna Codrea-Rado is a familiar name in the worlds of freelancing and journalism. Her work has appeared in places like The Guardian, The New York Times and Wired. She is also the founder of FJ&Co, a platform for freelancers, as well as the #FairPayForFreelancers Campaign, co-hosts a podcast called Is This Working? and writes a weekly freelancing newsletter with thousands of subscribers. Man, that's a lot.
But she hasn't always had it easy. She was made redundant in 2017 and still fights to get paid on time - like the rest of us.
For the final episode of season one, I asked Anna everything from why she only wears white/black/grey to how we can ditch the guilt when all we want to do is... take a day off.
Emilie Bellet, author of You're Not Broke, You're Pre Rich, and founder of Vestpod, also shared some tips with me on the most important money items you need to tick off your list if you want to go freelance.
Please rate, review, subscribe, comment, share, like - or just listen, that's fine too.
In the meantime, email your money questions to [email protected] or tweet @honest_account_
Stay tuned for season 2 - out in November!
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Research shows the average cost of being a bridesmaid is £998. Would you be willing to spend that?
Join me, Rachael Revesz, as I chat to journalists Loulla-Mae Eleftheriou-Smith and Anya Meyerowitz to discuss the joys and monetary burdens of our best mates' special day. Followed by some practical advice from Catherine Morgan of The Money Panel.
Tweet us @honest_account_
Send us your money gripes and queries and questions to [email protected]
Rate, review and subscribe!
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Social class, debt and privilege are still underdiscussed topics.
Jasmine Andersson, a reporter who focuses on equality at inews.co.uk, spoke movingly about her experience of growing up in Hull, the impact of debt at university, and how she navigates the middle class and privileged world of journalism.
Please read her piece that sparked this conversation here:
https://inews.co.uk/opinion/comment/for-working-class-people-like-me-who-move-into-middle-class-worlds-the-fear-of-debt-is-always-there-500803
And - how do you counter the myth that the gender pay gap 'does not exist'? Expert advice from Mary-Ann Stephenson, director of the Women's Budget Group.
Please rate, review and subscribe to this podcast. Tweet us @honest_account_ Leave a friendly comment or email us at [email protected]
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What does it feel like to do £9,000 worth of work and realise you won't be paid? That's what happened to Marisa Bate, the writer and women's advocate, when online publication The Pool went under earlier this year. Marisa talked about guarding her money 'like a cocaine baron' and other lessons she learnt.The UnderPinned article we refer to:
https://underpinned.co/magazine/2019/03/the-pool/
Review, rate and subscribe!
Tweet us at @honest_account_
Email your money Qs to [email protected]
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Do you split the bill? How do money and dating come into the MeToo era? Do you pretend to grope around in your bag until the other person offers to pay?
I'm Rachael Revesz and joining me to answer these pressing questions are journalists Kuba Shand-Baptiste and Lucy Handley. Our chat is followed by a listener's query on whether she should even bother trying to save for a house when the market is so expensive.
Tweet @honest_account_
Email your money questions to [email protected]
Please rate, review and subscribe to An Honest Account wherever you listen to podcasts.
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Journalists Elle Hunt and Sirena Bergman join me to discuss why we need to start talking more openly about money - including what we wish we'd known earlier and why we're obsessed with judging each other's spending.
Email: [email protected]
Tweet: @honest_account_
