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Is it time to invest in Adelaide, Perth, Darwin, or Hobart? Join us as we break down the latest data to help you make informed property investment decisions.
In this episode, we deep dive into the property markets of four key Australian cities: Adelaide, Perth, Darwin, and Hobart. We unpack the latest stats and trends, including unemployment rates, price growth, rental demand, and supply forecasts, to see where these cities sit on the property clock.
💡 Key Highlights:
1. Adelaide’s continued growth despite affordability concerns.
2. Perth’s booming market—what’s driving it, and is it too late to invest?
3. Darwin’s mixed bag—rents are up, but economic performance is lagging.
4. Hobart’s cooling off—what does it mean for long-term investment?
If you're trying to figure out where to put your money, this episode will give you the insights you need.
Watch Part 1 for insights on Sydney, Melbourne, and Brisbane: https://www.youtube.com/watch?v=UV7FZm8JQdk
#PropertyInvestment #RealEstateAustralia #AdelaideProperty #PerthProperty #DarwinRealEstate #HobartProperty #AustralianEconomy #WhereToInvestReach out to us at www.australianpropertytalk.com.au
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Wondering which Australian state is the best option for property investment in 2024? We've analysed real data to bring you accurate insights into the property market across Sydney, Melbourne, Brisbane, and more.
In this episode, we introduce a new concept— Our Property Clock—to help you understand where each state sits in the property cycle. Is now the right time to buy in New South Wales, or should you hold off? What’s next for Melbourne and Brisbane? We dive deep into the data to give you a clear view.
Topics Covered:
1. Australian property market overview
2. Sydney’s flat growth and future prospects
3. Melbourne’s economic challenges and potential recovery
4. Brisbane’s price growth and signs of a slowdown
👉 Don’t miss out on expert insights into Australia’s ever-changing property market—hit subscribe and turn on notifications to stay updated.
#AustralianProperty #PropertyInvestment2024 #RealEstate #PropertyClock #MarketTrends #InvestmentOpportunitiesReach out to us at www.australianpropertytalk.com.au
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The Australian bond market just sent a powerful signal—interest rate cuts could be right around the corner. In this episode, we dive into what’s driving this shift and why banks are now pricing in lower rates for the first time in years.
We also break down the economic trends shaping the future of mortgage rates, how fixed rates are dropping below variable rates, and what it all means for homeowners.Tune in as we explore:
Why fixed rates have fallen and what it signals for mortgage holdersThe role of the bond yield curve in predicting future rate cutsHow U.S. and global rate cuts are influencing Australia’s economyWhat this all means for property owners and those looking to buy#InterestRateCuts #AustralianEconomy #MortgageRates #BondMarket #RBACuts #FixedVsVariable
Reach out to us at www.australianpropertytalk.com.au
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In this episode, we dive into a game-changing trend in property investing: the rise of data-driven buyer’s agents and how they’ve transformed the market. With hundreds of properties being snapped up every month by these agents, often in the same areas, it’s creating a herd mentality that’s driving up prices and demand in targeted locations. But what if you could beat them at their own game?
We break down:
Why buyer’s agents are flocking to the same spots and what data they’re usingThe risks of following the crowd and why it might not always be a good thingA checklist to help you stay ahead of the pack and invest smarterHow to find the next hot spot before the herd arrivesWhether you’re a seasoned investor or just getting started, this episode will give you the insights and strategies to think differently and succeed in today’s property market.
Tune in to learn how to capitalise on the success of buyer’s agents without getting caught in the stampede!
Reach out to us at www.australianpropertytalk.com.au
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“Always buy land, never buy an apartment.”
You’ve likely heard this advice countless times. But what if I told you that this conventional wisdom might not hold true in 2024? 🚀In this episode, we explore why apartments might actually outshine houses in the coming years. From affordability and supply shortages to the current economic landscape, we unpack the key factors driving this trend and why now could be the perfect time to invest in apartments—whether you're a first-time buyer, a seasoned investor, or working with a lower budget.
Don't miss these eye-opening insights that could reshape your approach to property investments!
🔍 In This Episode:
Why apartments are outpacing house prices in major citiesThe impact of rising construction costs and interest rates on the marketHow affordability is making apartments the new hot property choiceThe supply-demand gap in apartment construction and its implicationsReal-life case studies of significant returns from apartment investmentsFor more, visit us at www.australianpropertytalk.com.au.
Reach out to us at www.australianpropertytalk.com.au
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Discover how credit cards and HELP debts secretly slash your borrowing power and learn strategic ways to get ahead.
I’m not just giving you the usual spiel—I’m calling out the frustrating flaws in the banking system. We’re diving into the real reasons why certain financial habits and decisions could be costing you tens of thousands in borrowing power.
💳 Why banks assume the worst about your credit card usage—and why that assumption is outdated and unfair.
🎓 Why younger Aussies are let down by their HELP debts (and what we can do about it).
🚗 The hidden impacts of everyday decisions, like getting a car loan or a car lease.
🛒 How increased everyday expenses can quietly reduce your borrowing power.
🏠 The impact of pay rises and rental income
🏦 Interest-only loans: What they really do to your borrowing capacity.
👶💸 How having kids could impact your financial future and borrowing potential.
#BorrowingPower #CreditCards #HELPDebts #CarLease #EverydayExpenses #FinancialAdvice #AussieFinance #PropertyInvestment #MortgageTips #YoungAussies #HomeBuying #AustralianFinance #PersonalFinanceReach out to us at www.australianpropertytalk.com.au
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We deep dive into the current Sydney market and talk through the slower winter period.
In summary:
1. The energy is back heading into Spring season.
2. The affordable markets of Sydney are doing very well
3. Price growth is decent in cheaper markets, while weak in more expensive markets.
The interest rate certainty that has come to the marketplace has helped add some confidence for the Spring Selling Season.
#investing #sydneypropertymarketReach out to us at www.australianpropertytalk.com.au
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We deep dive into the latest inflation data moments after its release.
Trimmed mean inflation, the RBA’s preferred measure of inflation, came in at 0.8% for the June Quarter. Headline inflation came in at 1%, up 3.8% for the year.
Making up this inflation data:
⭐ ‘Non tradables inflation’ came in at 5%, unchanged from last quarter. This shows domestic based inflation pressures are now driving inflation.
⭐ Goods inflation both ticked up a bit to 3.2% for the year
⭐ Services inflation came in higher at 4.5%.
What does this mean for interest rates?
⭐ While this print does not rule anything in or out, it’s unlikely to drive an interest rate increase next month.
Overall this is encouraging news for mortgage holders. This data set was perceived as ‘dangerous’.
If it came in above expectations, there was a high chance it could drive a rate rise. This print is more than likely going to continue the ‘holding pattern’ the Reserve Bank of Australia are currently in.
The AUD fell on the news, and the share market went up - indicating traders will pare back bets on any rate rise next week.
Encouragingly, lead data on HOUSING, which makes up 22% of the CPI basket, shows positive signs to future CPI releases. Both asking rents and construction costs are rising at a slower rate. This should put downward pressure on future inflation data.Reach out to us at www.australianpropertytalk.com.au
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Property Investing is all about YOU. So what type of investor are you?
We try to help provide clarity, by sharing our experiences working with 1000s of property investors over the past 10 years.
We categorise each investor group with:
1. What is your goal?
2. What mindset do you have to investing?
3. What Finance strategy suits you?
4. What type of property investing suits you?
5. How do you time your investments?
6. How often are you looking for investments?
We summarise with 3 categories:
1. Wealth Investors: Those looking to translate their savings into investments and build wealth over time. Safe, secure, step by step investing. This is 80-90% of all property investors
2. The opportunity investors: Those that use their income stream to accelerate their wealth creation. They are focused on growing their portfolio and are willing to take on more risk to do it.
3. The advanced investor: Those that are ALWAYS investing and don't want to hold cash, but would rather have riskier investments.
Download the CHECKLIST FREE Here
https://www.propertychat.com.au/community/threads/what-type-of-property-investor-are-you.79076/Reach out to us at www.australianpropertytalk.com.au
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5 years on, Covid is still driving some WEIRD outcomes to the housing market. We unpack 3 areas that are NOT back to normal just yet and what it means for property investors across the country.
1. Population Yo-Yo: The biggest fall in 50 years, and then the biggest rise a couple years later. Despite little change in the overall population expectation over a 5 year period, this has caused rapid rental inflation.
2. Construction market: The big inflation in construction markets has driven strange outcomes in housing supply figures.
3. Interest Rates & Macro settings: The big fiscal stimulus has driven a big change in inflation figures, that are driving interest rates and property values today.Reach out to us at www.australianpropertytalk.com.au
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We unpack the 10 best LENDING policies that property investors must know to keep growing their property investing portfolio.
Specifically we go through:
1. 95% loans with no mortgage insurance
2. Simple self-employed policies with shorter ABN histories
3. Simple refinance policy - 1% buffer refinancing
4. Non-banks with 1% or 2% assessment rate buffers
5. Non-banks use actual repayments instead of a buffer
6. HELP debt treatment between banks
7. Debt treatment varies among banks
8. Friends or siblings buying a property together
9. Development Finance for 3-4 Units/Terraces/Townhouses
10. Rental income verification varies among banksReach out to us at www.australianpropertytalk.com.au
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Inflation data has come in too hot once again, and its increased the chance of rate rises again.
With the Australian economy no longer growing and population growth slowing down, it is quite likely any further rate rises will be known as the 'recession rate rises'.
We are at a pivot point in this economic cycle, and 30 days away from a major policy decision that could have significant knock on effects for employment, housing & the economy.Reach out to us at www.australianpropertytalk.com.au
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How to get money for ADVANCED Investors
We go through commercial lending and how we've recently funded a loan with no personal income and how HNW individuals with large equity balances can utilise commercial property investments to continue to grow their portfolio.
SMSF Lending allows you to continue to expand your portfolio, with interest rates not far from standard investment loans. In a world where borrowing powers are tight, more and more investor are utilising their SMSFs to grow their portfolios.
We also discuss TRUST borrowing lending and how it can benefit you going forward. Recycling your borrowing power has the ability to expand your portfolio.Reach out to us at www.australianpropertytalk.com.au
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Every negotiation is about information, education & working together to getting a deal done.
It is FAR easier to get deals done with experience, information than without.So, how do you, someone who doesnt actually buy property very often - get a successful conclusion?
Its not as simple as picking out an apple at the store and buying it.
There's generally more than one bidder for the property you want to buy, so you may not actually get what you want. Price, terms, etc are all negotiable.
In this episode, we talk about ways you can increase the chances of getting a successful property deal done.
We attempt to uplift your information by educating yourself exactly HOW to present offers and get a deal done.
We break up this episode into two partsGetting ready to buy
Get your finances ready BEFOREHAND – ideally make unconditional on finance offersProperty managers are your friends – you need them to visit the property for you.Generally ask for a B&P. They’ll find something. Ask the report person to identify high level costing of fixing, and ask for discount. Don’t ask, don’t get.Contract reviews – getting comfortable with contracts. Keys things to look for; planning agreements, title search, easement search, special conditions, settlement timings, etc.Negotiation
Dealing with Agents, how to become a 'preferred bidder'.Sourcing OFF MARKET opportunities, exactly HOW to find them.Negotiation – be CLEAR with your intentions.Set your value price – it can get heated in negotiations, know when to walk away.Don’t be afraid of missing out early – remember, theres a good deal every weekReach out to us at www.australianpropertytalk.com.au
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*** Our sincere apologies, yesterdays version had audio quality errors. This version is corrected.
As an individual property investor, you will be making a very very small number of property investments in your lifetime. Even Australia's Billionaire property developers make up a very small amount of total transactions.
This means you should, and CAN, target SPECIFIC properties that OUTPERFORM.
The rise of buyers agents and property courses has elevated the entire industry forward and helped property investors move forward dramatically by opening up the entire country, educating us all and helping us make better decisions.
Nonetheless, this approach has also promoted targeting 'AVERAGE' individual properties. There's simply more of them available, which helps promote transactions and in turn deliver outcomes for lots of property investors who they represent.
This DOES NOT need to be YOU though.
YOU make only a handful.
Average simply shouldnt be the hurdle for good enough.
We unpack how to find properties that will outperform because they benefit from AUSTRALIA's DOUBLING POPULATION in our lifetimes.Reach out to us at www.australianpropertytalk.com.au
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Picking areas that are about to BOOM is entirely predictable.
In fact, this is far easier to do than picking areas that MAY do well in the years ahead. Typically these markets have all the features of HIGH DEMAND, LOW SUPPLY
That combination means prices are going to rise. Perhaps first in the rental market, and then spillover to the housing market.
In this episode, we go through each KEY metric to look at.
Now theres lots and lots of data points, so we’ll focus on the ones that REALLY matter and show close correlation with SHORT TERM BOOM!
All of this is less about the economy itself – its likely that’s already doing very well. Its about DEMAND vs SUPPLY IMBALANCES across the rental and housing markets.
Reach out to us at www.australianpropertytalk.com.au
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INVESTOR SPECIAL SERIES 1/4: Over the past 10 years, I’ve had the pleasure of working with the best, 1000s of property investors, etc. This has framed my property investing strategy, the ‘alpha-beta’ strategy.
Property markets work in cycles. If the average growth rate is 6%, then that is made up of years of 20%+ growth and years of no growth.As property investors, we want to buying in areas that are going to do very well soon. We want to minimise the amount of time before the next BOOM comes around.
But we also want to be buying BEFORE that BOOM is in place. The earlier you buy here, the more risk it comes with. Things change. Its all a lot more uncertain.
In this episode, we cover 5 factors that help manage that uncertainty by increasing the likelihood an area is going to do well. Its all about the ECONOMY. A state, a capital, an area where the economy is going to perform really well and much better than it usually does, is going to do well.
Reach out to us at www.australianpropertytalk.com.au
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We unpack HOW the Transport Oriented Development Plan will change SYDNEY. The biggest planning changes in decades in Sydney are now legislated. After a short consultation period, the NSW government has got moving and enacted these changes quickly.
Planning changes of this scale and breadth remains a great opportunity for investors and homebuyers. We run through the specifics of how these changes work & what to look for.Reach out to us at www.australianpropertytalk.com.au
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Should i invest in an apartment? Many property investing experts say NO. Indeed, so many of the best buyers agents in Australia simply DO NOT buy apartments.
But Sydney apartments are now growing at DOUBLE the rate of houses.
Are they overlooking the data?
We unpack WHY apartments may be set for short term growth, including:
1. Value - apartments are showing strong value signals, being significantly underpinned relative to houses vs history. A typical 20% spread in median dwelling values has DOUBLED in recent years.
2. Affordability - lower price points are the name of the high interest rate game! Apartments are more affordable, and that means more demand in a money-strapped environment.
3. Supply - we are NOT building enough, don't have enough & aren't even approving enough. The supply pipeline is horrible, with around HALF of the total apartment supply required actually being delivered over the 3 year period ahead.
4. Population - new entrants & students often prefer apartment living. With the population boom underway, does that add to more demand for apartments?Reach out to us at www.australianpropertytalk.com.au
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Inflation came in at 1% for Q1 2024 in a big economic release. This was above market expectations, coming in way too high and is a cause for concern. Inflation is the number one data item that the RBA look at, and with this high number, rate cut talks for the foreseeable future are over.
The RBA removed its stance on 'increasing interest rates' at its last meeting, but is likely to reinclude it next week and warn Australian's that further rate rises may be required to quell the inflation beast.Reach out to us at www.australianpropertytalk.com.au
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