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Join us on Average Joe Finances as our guest Freddie Rappina, a retired police officer turned wealth advisor, discusses his journey from Long Island to Virginia and now Florida, and shares insights into wealth building strategies. He emphasizes the difference between 'checkers' and 'chess' approaches to personal finance, the importance of having an evidence-based mindset, leveraging debt for wealth creation, understanding compound interest limitations, and the critical role of taxes and a robust financial team in achieving financial success.
Discover the importance of transitioning from basic financial strategies ("checkers") to more advanced tactics ("chess") in wealth management.Understand how leveraging debt can be a powerful tool, but only when used judiciously.Learn the significance of tailoring investment strategies to individual needs. Grasp the concept of building a reliable team to support your financial journey. And so much more!
In this episode:Key Moments:
00:03:42 Meet Freddie Rapina: From Police Officer to Wealth Advisor
00:08:04 The Checkers vs. Chess Analogy in Finance
00:12:56 Leveraging Debt for Wealth Building
00:16:36 Real Estate Investment Strategies
00:20:27 Personal Decision: Home Ownership vs. Investment
00:21:32 Leverage and Risk in Real Estate
00:23:24 Preparing for Market Opportunities
00:25:52 Effective Marketing Strategies
00:27:38 Starting in Real Estate Investing
00:31:26 Checkers vs. Chess: Investment Strategies
00:33:54 Final Round: Lessons and Tips
00:34:55 Building Wealth Through Taxes
00:39:56 Closing Thoughts and Resources
Find Freddie Rappina on:
Websites:
https://freddierappina.com/
https://playingthewealthgame.com/
https://www.optafinancial.com/
LinkedIn: https://www.linkedin.com/in/freddie-rappina/
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
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*DISCLAIMER* https://averagejoefinances.com/disclaimer
See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes
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Join us on Average Joe Finances as our guest Weston Zimmerman, the co-founder and CEO of SynkedUp, a landscaping business management software - shares his journey from a teen working for a landscaping company in Pennsylvania to becoming the CEO of an award-winning software company. He discusses the challenges contractors face in managing operations and finances and how SynkedUp helps solve these problems with its comprehensive software solution.
In this episode:
Discover the importance of creating efficient systems for business management, to ensure accurate cost estimation and resource management for sustained profitability.Understand the shift in mindset required to transition from employee to business owner, and how focusing on adding value to the company can drive personal and professional growth.Gain insight into the significance of cash flow managementExplore how effective leadership, communication, and fostering a team-oriented culture can lead to a more innovative and problem-solving workforce, key to long-term business success.And so much more!Key Moments:
00:02:42 Weston's Journey into Landscaping
00:03:49 The Birth of SyncedUp
00:05:44 Challenges and Growth of SyncedUp
00:12:42 Understanding the Profit Triangle
00:15:52 Real-Time Job Costing and Feedback
00:18:35 Weston's Entrepreneurial Journey
00:22:45 Personal Journey into Financial Coaching
00:24:06 Early Career and Financial Realizations
00:25:02 Pivotal Advice from a CEO
00:26:17 Adding Value and Growing Income
00:27:30 Leadership and Problem-Solving Mindset
00:30:41 Biggest Financial Mistake
00:32:24 Learning and Growth in Business
00:36:51 Recommended Books and Resources
00:41:13 Final Thoughts and Words of Wisdom
00:44:10 Closing Remarks and Podcast OutroFind Weston Zimmerman on:
Website: www.synkedup.com
Facebook: www.facebook.com/synkedup/
Instagram: https://www.instagram.com/synkedup/
LinkedIn: www.linkedin.com/in/weston-zimmerman-900523122/Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
*DISCLAIMER* https://averagejoefinances.com/disclaimer
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Join us on Average Joe Finances as our guest Chad Olivier shares his extensive experience and knowledge in financial planning since 1996. Chad discusses his journey from selling tax-free bonds to founding the Olivier Group in 2002, where he now specializes in individual investments and certified exit planning for small business owners.
Grasp the significance of evolving from a specialized financial service, like selling tax-free bonds, to establishing a comprehensive financial planning firm.Recognize the critical role of exit planning as an essential component of a business owner's financial strategy, ensuring maximum value extraction.Comprehend the importance of maintaining a business as a separate entity from personal finances to create a sellable asset.Realize the necessity of prudent debt management and the delicate balance between scaling and stabilizing a business.And so much more!
In this episode:Key Moments:
00:01:07 Meet Chad Olivier: Financial Planning Expert
00:02:41 Chad's Journey into Financial Services
00:03:23 The Niche of Exit Planning
00:06:55 Building a Successful Financial Firm
00:11:17 Mentorship and Continuous Learning
00:16:00 Challenges and Advice for Business Owners
00:20:15 The Evolution of Financial Planning
00:22:19 The Role of AI in Wealth Management
00:24:14 The Importance of Expert Advice
00:25:59 Building a Legacy: Strategies for Business Owners
00:28:08 The Challenges of Running a Business
00:30:03 Final Round: Lessons and Tips
00:36:14 Recommended Books and Podcasts
00:38:10 Closing Remarks and Contact Information
Find Chad Olivier on:
Website: www.oliviergroup.com
Facebook: www.facebook.com/theoliviergroup/
X: https://x.com/TheOlivierGroup
LinkedIn: www.linkedin.com/in/chad-olivier-70b29621/
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
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Join us on Average Joe Finances as our guest David Delisle, discuss the importance of financial literacy for both kids and adults, focusing on David's journey as a 'finance nerd' from a young age and his passion for teaching financial education through his children's book, a graphic novel. He also shares the significance of understanding personal finance from early stages, the concept of 'awesome stuff' which helps identify what truly brings joy, and shifting from a scarcity mindset to an abundance mindset.
Recognize the importance of teaching kids to align their financial choices with their values.Learn how to encourage parents to break this cycle by discussing money openly with their children and helping them identify what genuinely brings them joy.Embrace the 'Awesome Stuff' Philosophy where this approach centers on helping both kids and adults identify their "awesome stuff"—the things that truly make them happy.Understand the connection between giving and feeling financially abundant. By practicing generosity, individuals can shift their mindset from scarcity to abundance, fostering a healthier relationship with money.And so much more!
In this episode:Key Moments:
00:03:36 Introducing David Delisle
00:04:41 David's Background and Passion for Financial Literacy
00:06:34 The Importance of Financial Literacy for Kids
00:12:18 Living a Rich Life and Mindset Shifts
00:20:49 Quality Time and Financial Decisions
00:24:11 From Budgeting to an Abundance Mindset
00:24:36 Shifting Mindsets: From Scarcity to Abundance
00:26:14 The Power of Giving: Financial and Emotional Benefits
00:28:07 Teaching Kids About Value and Joy
00:35:10 Final Round: Financial Mistakes and Lessons
00:42:43 David's Book and Final Thoughts
Find David Delisle on:
Website: www.thefinancialphysician.com
Facebook: https://www.facebook.com/financialphysician
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
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Join us on Average Joe Finance hosts Mike Cavaggioni and Tanya discuss recent events, focusing on the overdramatized stock market crash in early August, investment strategies for market dips, the evolving real estate market and its challenges, and the importance of mindful financial planning. The conversation also touches on practical financial advice such as adhering to budget percentages and the necessity of having financial mentors or advisors.
Learn about the importance of understanding that market dips are often temporary and can present buying opportunities rather than reasons to panic.Discover the power of long-term investment strategies, even when short-term market movements cause concern.Understand the complexities of the current real estate market, including rising interest rates and insurance costs, and offers advice on how to navigate these challenges.Explore the importance of financial prudence, particularly ensuring that housing expenses don't exceed 30% of income, regardless of whether you're renting or buying.And so much more!
In this episode:Key Moments:
00:00 Introduction and Episode Overview
00:42 Discussing the Stock Market Crash
03:58 Real Estate Market Insights
08:00 Financial Advice and Personal Experiences
14:38 The Importance of Financial Planning
24:46 Conclusion and Final Thoughts
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
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Join us on Average Joe Finances as our guest Lou Scatigna, a seasoned financial advisor, author, and radio show host, shares his extensive experience in financial planning, discussing the importance of financial literacy, budgeting, and prudent investing. He highlights the parallels between health and financial habits, the impact of car and housing expenses on financial well-being, and explains the potential dangers of hyperinflation.
Recognize the critical nature of establishing an emergency fund. Saving three to six months’ worth of living expenses to safeguard against unexpected financial crises.Embrace Living Below Your Means. Advocate for a lifestyle where you spend less than you earn.Appreciate the Power of Budgeting. A spending plan is crucial for maintaining control over personal finances.Comprehend the Impact of Inflation and Debt, which could lead to economic challenges such as hyperinflation. Investing in hard assets like real estate and precious metals is a good option as protection against these risks.And so much more!
In this episode:Key Moments:
00:00:00 Post-Interview Reflections
00:03:20 Meet Lou Scatigna
00:04:09 Lou's Financial Philosophy
00:05:37 The Dangers of Debt
00:09:10 Car Buying Mistakes
00:11:11 Housing and Financial Responsibility
00:18:45 Retirement Challenges
00:21:25 Inflation and Economic Concerns
00:26:40 Personal Investment Strategies
00:27:23 Impact of Washington on Finances
00:28:08 Precious Metals as a Hedge Against Inflation
00:29:49 The Value of Silver
00:32:47 Hyperinflation and Its Consequences
00:36:17 Lessons Learned in Finance
00:39:40 The Importance of Financial Education
00:41:52 Getting Started in Finance
00:44:49 Recommended Financial Resources
00:46:35 Closing Remarks and Contact Information
Find Lou Scatigna on:
Website: www.thefinancialphysician.com
Facebook: https://www.facebook.com/financialphysician
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
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Join us on Average Joe Finances as our guest Jason VanDevere shares about his journey from working in a family car dealership to starting his own successful e-commerce business, 'Goal Crazy,' which includes a specialized planner and coaching programs.
Discover the power of pursuing your passion even when it means stepping away from a secure career path.Understand the Importance of comprehensive goal setting, offering tools to help you assess your life, set meaningful goals, and break them down into daily actions.Recognize the need for strategic financial stability as it underscores the significance of building a stable financial foundation before diving into entrepreneurship.Grasp the essence of work-life balance by aligning your business goals with your life aspirations to ensure that your work contributes to your overall well-being.And so much more!
In this episode:Key Moments:
00:01:02 Meet Jason Vanderveer
00:01:38 Jason's Entrepreneurial Journey
00:03:07 The Birth of Goal Crazy Planners
00:06:16 Challenges and Success in E-commerce
00:12:38 The Importance of Goal Setting
00:21:23 Real Estate Ventures
00:27:12 Balancing Entrepreneurship and Family Life
00:28:01 Defining Your Ideal Lifestyle
00:28:14 Using Business as a Vehicle for Dreams
00:29:16 The Journey and Obstacles
00:29:52 Balancing Work and Life
00:31:29 Daily Dreaming and Vision Boards
00:33:23 Finding Fulfillment Beyond Success
00:38:26 The Final Round: Lessons and Tips
00:48:01 Connecting with Jason Vanderveer
Find Jason VanDevere on:
Website: https://goalcrazyplanners.com/
Instagram: https://www.instagram.com/goal.crazy/
LinkedIn: http://linkedin.com/in/jasonvandevere
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
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Join us on Average Joe Finances as our guest Ted Thomas, a seasoned expert in tax defaulted properties and tax lien certificates, shares his journey from being an airline pilot to becoming a successful real estate investor, and how he stumbled upon the lucrative market of tax defaulted properties and tax lien certificates.
Understand Tax lien certificates as an investment opportunity where you pay the overdue property taxes and earn interest on your investment. If the property owner doesn’t redeem the certificate, you could acquire the property free of liens.Get to know how economic downturns, like a recession, can affect investments and the importance of adapting strategies in response to market changes.Learn why it’s crucial to educate yourself thoroughly and understand the investment process to avoid costly mistake before diving into tax lien certificates and tax defaulted propertiesKnow the effective strategies for success in tax lien certificates and defaulted properties such as setting a budget, knowing your exit strategy, and avoiding emotional bidding (auction fever).And so much more!
In this episode:Key Moments:
00:00:52 Ted Thomas' Background and Career Journey
00:01:36 Transition to Real Estate and Early Success
00:02:19 Facing Recession and Learning About Foreclosures
00:03:06 Discovering Tax Defaulted Properties
00:04:06 Educating the Audience on Tax Defaulted Properties
00:08:43 Navigating Auctions and Real Estate Strategies
00:13:57 Importance of Education and Avoiding Mistakes
00:19:17 Success Stories and Client Testimonials
00:23:38 Profitable Property Auctions
00:24:23 Understanding Redeemable Deeds
00:25:07 Navigating State-Specific Auction Rules
00:25:56 The Importance of Learning the Business
00:26:11 Success Stories and Strategies
00:27:46 Tax Lien Certificates Explained
00:30:21 Investing with the Government
00:34:10 Final Round: Ted's Insights and Advice
00:40:44 How to Learn More and Get Started
00:43:52 Closing Thoughts and AppreciationTed invites you to join his comprehensive six-hour class. Use the code "JOE50" for a discount on this invaluable learning experience. This class is the perfect starting point to learn from one of the industry's best. Visit www.tedthomas.com for more details and to sign up.
Find Ted Thomas on:
Website: https://tedthomas.com/
Youtube: https://www.youtube.com/@Ted-Thomas
Tiktok: http://www.tiktok.com/@taxsalesexpert
Facebook: https://www.facebook.com/TaxAuctionTed
Instagram: https://www.instagram.com/taxlienauthorityAverage Joe Finances®
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Join us on Average Joe Finances as our guest Brent Kesler shares his journey from being a chiropractor to becoming a financial educator who helps people build, keep, and create wealth through the Infinite Banking Concept. Brent shares his personal success story of paying off nearly a million dollars in debt and emphasizes the importance of taking action, having the right mindset, and utilizing mentors.
Discover how Infinite Banking uses a specially designed whole life insurance policy to create and build wealth by borrowing against the policy while earning interest.Learn about Brent Kessler's transition from a chiropractor to a financial expert who used Infinite Banking to pay off nearly a million dollars in debt in 39 months and founded The Money Multiplier.Understand how Infinite Banking can fund personal purchases, real estate investments, and business ventures. Hear real-life success stories of individuals who used Infinite Banking to pay off debts, fund education, and achieve financial freedom.And so much more!
In this episode:Key Moments:
00:01:51 Brent's Journey to Financial Freedom
00:02:53 Discovering the Infinite Banking Concept
00:04:32 Implementing the Concept and Paying Off Debt
00:06:01 Teaching and Spreading the Concept
00:10:57 Infinite Banking in Real Estate
00:12:00 How Infinite Banking Works
00:20:21 Real-Life Examples and Success Stories
00:26:41 Understanding Self-Borrowing for Purchases
00:28:01 Success Stories and Client Experiences
00:29:01 The Importance of Paying Yourself First
00:36:10 Final Round: Personal Insights and Advice
00:47:06 Resources and Closing Remarks
Find Brent Kesler on:
Website: www.themoneymultiplier.com
Instagram: www.instagram.com/the.money.multiplier/
Youtube: www.youtube.com/@the.money.multiplier
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
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Join us on Average Joe Finances as our guest Nicole Truszkowski shares her extensive experience in real estate, particularly in the luxury market. With over 30 years in the industry, Nicole delves into her transition from sports medicine to real estate, her methods for breaking into high-end markets, and her strategies for maintaining a thriving business. She also discusses her involvement in high-profile transactions, including sales for celebrities like Brad Pitt, and shares valuable tips for aspiring real estate agents.
In this episode:
Nicole emphasizes building relationships within elite social circles and providing high-touch service and expert knowledge to succeed in high-end real estate.Nicole shares her diverse background in sports medicine, business administration, and club management, highlighting how these experiences equipped her with valuable skills for marketing and luxury service in real estate.Discover the importance of understanding and adapting to local market nuances, using a calculated approach to study competition and align strategies when moving to a new, affluent market.Learn practical advice on financial management, stressing the importance of living within one's means and smartly investing earnings to navigate market fluctuations and ensure business growth.And so much more!Key Moments:
00:01:13 Guest Introduction: Nicole Truskowski
00:01:50 Nicole's Early Career and Transition to Real Estate
00:04:18 Building a Real Estate Career in Sacramento
00:06:10 Transition to Carmel and High-End Real Estate
00:08:21 Challenges and Strategies in High-End Real Estate
00:12:54 Working with Elite Clients
00:17:10 The Realities of High-End Real Estate Transactions
00:22:37 Selling America's Sweetheart's Home
00:23:59 Transitioning to Real Estate Development
00:25:07 Building a High-End Development Team
00:26:58 Challenges in Real Estate Development
00:27:42 Diversification and Financial Strategies
00:29:56 Long-Term Vision and Team Building
00:30:42 Financial Wisdom and Investment Strategies
Find Nicole Truszkowski on:
Website: https://truszkowskifreedman.com/
Facebook: https://www.facebook.com/nicole.truszkowski/
Instagram: https://www.instagram.com/nicole_truszkowski/
LinkedIn: https://www.linkedin.com/in/nicoletruszkowski/
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
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Join us on Average Joe Finances as our guest Rachel Capil shares her journey from starting a photography business nearly 20 years ago to thriving in the real estate market. She discusses the impact of COVID-19 on her businesses, the importance of video content, and the lessons learned from her grandfather about financial literacy and investing. Rachel also delves into the significance of mindset, relationships, and having multiple income streams.
In this episode:
Explore Rachel’s journey from a passion for photography to a thriving entrepreneurial venture, demonstrating the power of turning a hobby into a profitable business.Learn how Rachel successfully transitioned to real estate, leveraging her background in commercial property management and using video marketing and YouTube to grow her business during the pandemic.Explore the importance of financial literacy and reinvesting earnings, sharing how early investments led to significant returns.Explore the power of a positive mindset and faith in overcoming challenges, as Rachel shared her personal experiences.Rachel provided practical advice for entrepreneurs, highlighting the need for backup income, good mentorship, and consistent saving and reinvesting.And so much more!Key Moments:
01:40 Meet Rachel Capil: Entrepreneur and Real Estate Agent
02:36 Rachel's Journey: From Photography to Real Estate
04:12 Navigating the Real Estate Market During COVID
06:20 The Power of Compounding Interest and Financial Literacy
16:07 Balancing Multiple Income Streams and Mindset
21:35 Investing Lessons and the Importance of Ethics
28:18 Intuition and Financial Advisors
28:55 Retirement Goals and Financial Planning
31:13 Materialism and Character
34:46 Financial Mistakes and Lessons Learned
41:38 Real Estate Tips and Strategies
43:37 Mindset and Financial Security
47:07 Recommended Books and Resources
51:29 Closing Thoughts and Contact Information
Find Rachel Capil on:
LinkedIn: https://www.linkedin.com/in/rachel-capil-44aa039/
Photography Accounts:
Website:
https://www.photobizacademy.com/
https://www.rachelcapilphotography.com/
Facebook: https://www.facebook.com/rachelcapilphotography/
Instagram: https://www.instagram.com/rachelcapilphotography/
Real Estate Accounts:
Website: https://rachelcapil.kw.com/
Facebook: https://facebook.com/RachelCapilRealEstate/
Tiktok: https://www.tiktok.com/@rachelcapil
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
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Join us on Average Joe Finances as our guest Lisa Schader discusses her background and journey towards financial independence, emphasizing the importance of financial education, especially for women. She explores strategies for investing, budgeting, and empowering individuals to take control of their financial future. Lisa also highlights her approach to making financial topics engaging and accessible through her social media platforms and challenges
In this episode:
Explore the importance of building a supportive financial community, emphasizing a mindset of abundance and shared success over competition.Learn the value of living below your means and prioritizing investing during the first ten years of your career, a strategy that helped Lisa and her husband achieve a million-dollar net worth before their forties.Empower women through financial knowledge, highlighting its necessity for preparing for unforeseen circumstances and ensuring long-term security.Address common financial myths and missteps, such as cash hoarding, and promote leveraging financial technology and robo-advisors for accessible investment management.And so much more!Key Moments:
00:01:37 Special Guest: Lisa Shader from Money Fit Moms
00:03:31 Lisa's Background and Financial Journey
00:05:04 The Basics of Financial Independence
00:09:28 The Power of Early Investing
00:16:04 Empowering Women in Finance
00:22:12 Financial Confidence for Women
00:23:33 The Importance of Financial Awareness
00:26:51 Money Fit Challenge: Step-by-Step Guide
00:30:53 Navigating Financial Conversations in Relationships
00:35:13 Investing Tips and Mistakes to Avoid
Find Lisa Schader on:Website: https://moneyfitmoms.com/
Instagram: https://www.instagram.com/moneyfitmoms
Twitter: https://twitter.com/moneyfitmoms
LinkedIn: https://www.linkedin.com/in/lisa-schader/
Threads: https://www.threads.net/@moneyfitmoms
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
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In today's ever-changing financial landscape, there are few constants, but one universal truth remains: the importance of planning for retirement.
Join us on Average Joe Finances as our guest Derek Mazzarell shares his journey from graduating in 2007 and working with Aflac to becoming a financial advisor at Gateway Financial Partners. The discussion covers important retirement planning misconceptions, the significance of not just aiming for a 'magic number' but ensuring long-term sustainability, and common financial mistakes like not diversifying tax buckets.
In this episode:
Derek Mazzarella emphasizes adopting a dynamic spending strategy over the static 4% withdrawal rule to better adjust spending based on market performance.The importance of diversification is highlighted, recommending a balanced approach across various assets to mitigate risks.Planning for unexpected expenses like home repairs or healthcare emergencies is discussed as crucial to a robust retirement plan.Derek advises younger investors to automate savings into different accounts and set up a "reverse budget" for steady financial growth.And so much more!Key Moments:
00:01:36 Meet Derek Mazzarella
00:01:52 Derek's Financial Journey
00:03:19 Common Retirement Misconceptions
00:08:08 Planning for Unexpected Expenses
00:10:10 Diversifying Retirement Portfolios
00:15:02 The FIRE Movement and Personal Finance
00:24:01 Balancing Life and Finances
00:26:26 Investment Strategies and Mortgage Tips
00:29:01 Changes in Personal Finance Post-COVID
00:31:51 Final Round: Personal Insights and Advice
37:57 Derek's Book and Social Security Discussion
Find Derek Mazzarella on:
Website: http://mygfpartner.com
LinkedIn Page: https://www.linkedin.com/in/derekmazzarella
Facebook: https://www.facebook.com/MazzarellaFinancial
YouTube: https://www.youtube.com/channel/UCECWcetQoE_07hoxKCaLZBg/
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
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Join us on Average Joe Finances as our guest Greg Rubin shares his journey from starting as a prop trader in 2007, through the financial crisis, and eventually running a capital allocation program at Axi Select. He discusses the evolution of trading, risk management, and trade psychology, emphasizing the need for proper risk management to succeed in trading.
In this episode:
Understand trade psychology, emphasizing successful trading is about probabilities, not timing.Learn risk management and trade psychology for avoiding costly mistakes and fast-tracked learning.Requisite balance between AI capabilities and human element in AI-driven businesses.Axi Select's tiered system for profit sharing, incentivizing traders to climb ranks for higher funding access.And so much more!Key Moments:
00:01:00 Interview with Greg Rubin: AxiSelect Overview
00:02:17 Greg Rubin's Background and Career Journey
00:04:50 AxiSelect's Unique Trading Model
00:07:13 Benefits of AxiSelect for Traders
00:12:38 Risk Management and Quarantine Process
00:14:27 Adapting to Market Trends and AI in Trading
00:18:20 Understanding the Trading Program Structure
00:19:34 Dashboard and Performance Metrics
00:20:45 Healthy Competition and Community Interaction
00:21:09 Requirements to Access the Trading Room
00:22:08 Trading is a Marathon, Not a Sprint
00:23:01 Final Round: Personal Insights and Lessons
Find Greg Rubin on:
Website: www.axi.com
LinkedIn: www.linkedin.com/in/greg-rubin-9b85321b/?originalSubdomain=au
Facebook: www.facebook.com/axi/?_rdc=1&_rdr
Instagram: www.instagram.com/axi_official/
Twitter: www.twitter.com/axi_official
Youtube: www.youtube.com/AxiOfficialChannel
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
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Join us on Average Joe Finances as our guest Dale Wills shares his journey from humble beginnings to becoming a real estate and land development expert. He discusses the impact of high interest rates on the current housing market, strategies for new investors, and the importance of continuous learning.
In this episode:
Minnesota’s suitability for property development due to the presence of large firms and employment stability.Minimizing debt and exploring strategies to afford homes, like cohabitating or purchasing duplexes.Meticulousness and patience before entering the property market and executing detailed risk assessments.The increasing number of new residential developments and the pros of selecting new houses over pre-existing ones.And so much more!Key Moments:
00:03:03 Dale Wills' Background and Journey
00:04:20 Real Estate Strategies and Insights
00:09:15 Challenges and Opportunities in Real Estate
00:14:56 Single Family vs. Multifamily Investments
00:16:18 Navigating the Current Real Estate Market
00:21:49 Regional Real Estate Market Focus
00:23:38 Understanding Investment Margins
00:24:15 The Complexity of IRR
00:25:00 Investment Opportunities and Strategies
00:28:14 Alternative Investment Options
00:33:07 Lessons from Financial Mistakes
00:35:17 The Importance of Continuous Learning
00:36:46 Advice for New Real Estate Investors
Find Dale Wills on:Websites:
https://centracapitalpartners.com/
https://www.centrahomes.com/
LinkedIn: https://www.linkedin.com/in/dalerwills/
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
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See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes
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Join us on Average Joe Finances as our guest Gregory Mohr shares his personal journey from a high school paper route to becoming a franchise consultant, offers insights on how to get started in franchising, financing options, and the importance of being coachable. He also discusses the benefits of franchises in recession-proof industries and the significance of understanding sales to succeed in entrepreneurship.
In this episode:
Greg underscores the importance of using past triumphs and experiences in the franchising sphere.Greg's book and concept showcase franchising as an avenue to entrepreneurial freedom and success.Discuss the cost distinction between brick and mortar franchises and service industry franchises. Learn the potential use of franchises to boost pre-existing businesses or initiatives is examined. And so much more!Key Moments:
00:04:27 Gregory Mohr's Journey into Franchising
00:05:17 The Path to Entrepreneurship and Franchising
00:14:37 Understanding the Costs and Benefits of Franchising
00:16:44 Real-Life Success Stories in Franchising
00:20:12 Financing Your Franchise: Options and Advice
00:21:50 Evaluating Franchise Opportunities and Risks
00:23:42 Franchise Disclosure and Validation
00:23:59 Real Estate Marketing Solutions
00:25:02 Podcast and Social Media Services
00:25:42 Franchise Research and Success Stories
00:26:08 Top Franchises to Consider
00:28:07 Recession-Proof Franchise Opportunities
00:30:09 Franchise Ownership and Consulting
00:37:48 Final Round: Financial Mistakes and Lessons
Find Gregory Mohr on on:
Website: www.franchisemaven.com
LinkedIn: https://www.linkedin.com/in/gregorykmohr/
Instagram: https://www.instagram.com/franchisemaven/?hl=en
Twitter: https://twitter.com/Franchise_Maven
Facebook: https://www.facebook.com/FranchiseMaven/
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
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Join us on Average Joe Finances as our guest Luke Van Der Veer shares insights about his innovative business model of website rentals. From a corporate HR job to creating financial freedom through website leasing, he shares his methods for generating leads and securing clients, and gives some tips for finding success in entrepreneurial ventures. Luke also shares insights on the importance of coaching and investing in oneself, and how he balances his work and personal life while continuously exploring new business opportunities.The episode is packed with actionable advice and inspiring stories for anyone looking to break free from the traditional 9-to-5 grind.
Exploring unconventional ways to earn like renting websites, promoting the importance of thinking outside the traditional job framework.Significance of personal freedom to pursue one's interests, reframing the concept of work and lifestyle.The value of having coaches or mentors, stressing the efficiency they bring in achieving personal and business goals.Importance of investing in knowledge and skills instead of material possessions, a crucial aspect of financial growth.And so much more!
What you’ll learn in this episode:Key Moments:
00:00:57 Recap of Luke Vanderveer Interview
00:01:55 Introduction to Website Rentals
00:05:11 Luke Vanderveer's Background
00:06:40 The Journey to Financial Freedom
00:09:54 Building a Website Rental Business
00:12:10 Lead Generation and Business Model
00:14:21 Scaling the Business and Income Potential
00:19:32 Scaling the Business
00:19:54 Outsourcing and Automation
00:20:45 Coaching and Delegation
00:21:28 Life After Leaving the Job
00:23:07 Finding Purpose and Coaching Others
00:23:52 Balancing Work and Freedom
Find Luke Van Der Veer on:
Website: https://lukevanderveer.com/
LinkedIn: https://www.linkedin.com/in/lukevanderveer/
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
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Join us on Average Joe Finances as our guest Garr Russell shares insights into his philosophy on overcoming adversity, leveraging other people's assets, and the importance of faith in his life. He details his transition from being a full-time RVer to establishing a successful RV rental franchise business, Fireside RV Rental. Garr also opens up about his past struggles and how they shaped his approach to business today.
What you’ll learn in this episode:
Solving problems creatively to provide valuable solutions for customers, fostering business growthValuable guidance, insights, and support, crucial for navigating the entrepreneurial journey and learning from experienced professionals.Continuous learning and self-improvement through education equip entrepreneurs with knowledge, insights, and tools essential for business growth.Delegation of tasks to competent individuals fosters collaboration and allows entrepreneurs to focus on their strengths for business success.And so much more!Key Moments:
00:47 Meet Garr Russell: A Journey from RV Living to Entrepreneurship
02:58 The Genesis of a Unique RV Rental Business
11:45 Garr's Personal and Professional Journey
17:39 Challenges and Learning Moments
24:05 The Power of Franchising and Mentorship
25:07 The Importance of Mental Health Breaks for Entrepreneurs
25:32 Learning from Failure: An Entrepreneur's Journey
27:19 Transitioning from Wantrepreneur to Entrepreneur
27:41 The Entrepreneurial Mindset: Recognizing Your Potential
29:30 Franchise Opportunities: A Path to Success
31:02 The Value of Sharing Struggles and Failures
32:13 The Hero's Journey: Rising from Failure to Success
Find Garr Russell on:
Website: www.firesidervrental.com
Facebook: www.facebook.com/garr.russell
Instagram: www.instagram.com/garrjrussell
LinkedIn: www.linkedin.com/in/garrrussell
Youtube: www.youtube.com/@garrjrussell
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
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Join us on Average Joe Finances as our guest Will Nutting, shared his philosophy of questioning consensus, his approach to connecting the real world with the financial world through his twice-weekly writings, and his own experiences managing a personal fund. He also emphasizes the importance of thinking independently, understanding geopolitical influences on market trends, and the need for diversification in investment.
What you’ll learn in this episode:
Potential struggles of the Western capitalist system, shedding light on alternate financial systems like gold and digital assets.The importance of gaining hands-on experience and learning financial concepts through analogies and metaphors.Potential societal instability taking root from societal values, debt, the entitlement and indulgence of certain groups.Diversification as a safety net in investments, discouraging dependence on a single sector or theme's performance.And so much more!Key Moments:
00:26 Meet Will Nutting: A Maverick in Finance
00:32 Challenging Financial Consensus
01:47 From Soldier to Financial Commentator
05:19 Crafting the Nut Stuff Portfolio
12:18 Navigating Geopolitical Waters: Investing Amidst Global Events
17:11 The Future of Investing: Opportunities and Challenges
22:19 Protecting Investments in a Volatile World
24:18 Long-Term Investment Strategies and Generational Perspectives
25:06 Creating a Personalized Investment Portfolio
26:42 Incorporating Geopolitics and Emerging Technologies into Investment Decisions
27:21 The Real World Meets Financial World
28:39 The Ultimate Safety Net in Investing
33:57 Investment Insights and the Importance of Being Inquisitive
Find Will Nutting on:
Website: https://www.nutstuff.co.uk/
LinkedIn: https://uk.linkedin.com/in/will-nutting-030a0415
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
*DISCLAIMER* https://averagejoefinances.com/disclaimer
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Join us on Average Joe Finances as we welcome our new co-host, Tawnya Schultz! She shares her journey from being trapped in a financially dependent relationship to becoming a financial coach, known as The Money Life Coach. She also discusses her approach to budgeting, the psychological aspects of finance, and her aspirations to educate and empower, especially women, on financial matters.
The significance of fostering positive relationships, which can enhance engagement and create a welcoming atmosphere for listeners.The transformative power of financial education and empowerment.The necessity of taking tangible steps towards financial goals, emphasizing the importance of implementation alongside learning.Encouraging accountability and proactive decision-making underscores the role of personal responsibility in managing finances effectively.And so much more!
What you’ll learn in this episode:Key Moments:
00:31 Tawnya's Journey: From Guest to Co-Host
00:01:05 The Money Life Coach: Tawnya's Personal Finance Journey
00:03:23 Finding the Perfect Co-Host: The Selection Process
00:05:00 Empowering Women in Finance: A New Perspective
00:06:39 The Holistic Approach to Personal Finance
00:09:59 Emotions and Money: Understanding the Connection
00:19:45 Taking Action: The Key to Financial Success
00:22:49 The Future of the Average Joe Finances Podcast with Tawnya
Find Tawnya Schultz on:
Website: https://www.themoneylifecoach.com/
LinkedIn: https://www.linkedin.com/in/tawnyaschultz/
Facebook: https://www.facebook.com/themoneylifecoach1/
Instagram: https://www.instagram.com/tawnyaschultz/
Youtube: https://www.youtube.com/TahoeSnowboardMag
Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://mikecavaggioni.com
About Tawnya: https://www.themoneylifecoach.com/
Show Notes add-on continued here: https://averagejoefinances.com/show-notes/
*DISCLAIMER* https://averagejoefinances.com/disclaimer
See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes
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