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  • What’s more exciting than joining forces with your partner to dream big, plan smart, and achieve your financial goals together? With 2025 just around the corner, now is the perfect time to reflect on where you’ve been and map out where you want to go.

    Thoughtful goal-setting not only reduces money-related stress but also strengthens your bond and helps you build a future you’re both thrilled about.

    Check out this week's episode to hear what our goals are the New Year and how we plan to achieve them. Don't wait until the last minute to think about your upcoming goals.

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Have you and your partner ever wondered how giving can strengthen your bond, align with your values, or even create a lasting impact outside your home? In this episode, we explored heartfelt and practical ways couples can give with intention and still stay financially secure.

    From figuring out if you’re ready to give, to deciding on causes close to your heart, this guide is designed to help you and your partner make giving a meaningful part of your life—without financial stress or guilt.

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

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  • Money is a complex thing. It comes with responsibilities, decisions, desires, needs, and opportunities. At times, the temptation to take risks in the hope of financial relief can be strong. However, engaging in risky behaviors like betting or impulsive gambles often adds more complications to an already challenging situation.

    If you’ve ever questioned a gambling habit, struggled to align with financial goals, or wondered what truly defines a "risky behavior," this episode is for you. We’ll delve into the emotional and financial impacts of gambling, explore how to recognize uncalculated risks, and provide actionable strategies to build healthier financial habits.

    Most people have engaged in some type of risky financial behavior but the hope of the potential outcome is dangerous.. Listen in to hear our thoughts and if we have taken these risks too.

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Thanksgiving is right around the corner, and the holiday rush is officially here! Between gift shopping, holiday gatherings, and eating to our heart''s content, it’s easy to lose sight of your financial goals and personal priorities. But don’t worry—we’ve got your back!

    Tune in to this episode as we break down how to plan for the holiday season like a pro. We’ll guide you through making a thoughtful gift-giving list, offer tips on keeping your spending in check (and avoiding those tempting splurges or at least managing them), and share strategies to ensure you stay on track toward your goals while soaking up all the holiday magic.

    If you’re ready to crush this holiday season without the stress or guilt, hit play now!

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Join us in celebrating a huge milestone—our 100th episode! 🎉 As we reflect on this incredible podcasting journey, we share stories, laughter, and insights collected along the way. Discover what ignited our passion for podcasting and how it became our favorite creative outlet.

    We'll revisit those early recordings, the learning curves, and the initial challenges we faced. Plus, get a sneak peek into the exciting projects and fresh ideas we have in store.

    Celebrate with us as we honor the past and look forward to the future! Thank you for being a part of our community. Here’s to 100 more episodes filled with exploration, laughter, and inspiration! We hope this podcast has helped you just as it has helped us!

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Let's be honest—this is a topic most people would rather avoid. However, we believe it's essential to discuss it. In this episode, we delve into a crucial subject that often gets overlooked: preparing for funeral expenses. We’ll explore the key considerations during this significant time, empowering you to make informed choices that ensure peace of mind and financial security for you and your loved ones.

    Join us as we clarify the financial differences between cremation and burial, allowing you to make educated decisions for yourself and possibly others. We’ll also emphasize the vital role of life insurance in planning for final expenses and how it can alleviate the financial burden on your family during difficult moments.

    While it may be uncomfortable to discuss, we’re here to guide you and share our own truth. You are not alone!

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we’re diving into the lifesaver that is the emergency fund! We discuss why every young adult and college kid should have a financial safety net and why YOU should too! Depending on credit cards alone is a risk we don't endorse!

    Learn how a little preparedness can turn unexpected emergencies into into mere speed bumps on your financial journey. And listen in to find out about the most recent emergency in our own family that prompted this discussion. You don't want to miss it!

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • This week, get the behind the scenes of our exhilarating experience at FinCon 2024. This was more than just a conference—it was a gathering of passionate money nerds, like you and us, eager to learn, connect, and grow. We love this annual gathering because we always discover the latest tips and strategies to elevate our podcast to new heights.

    Listen in to hear our takeaways and what migth be coming to our For Better AND Worth community.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Financial health is a goal many families strive for but often find challenging to achieve. That’s where PSECU comes in, offering something for everyone and making financial wellness accessible to families across not just Pennsylvania but also across the country. Whether you're teaching your children about the value of a dollar or managing multiple financial responsibilities, PSECU is here to support your family's financial journey.

    In this episode we talk with Wyatt Troxell from PSECU to discuss the many ways they provide guidance for families looking to improve their financial health.

    Tune in to hear all the details and a special offer provided by PSECU.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • The holiday season is a time of joy, celebration, and togetherness. Yet, for many couples, it can quickly become a whirlwind of stress and financial strain.

    But fear not! With a little planning and communication, you and your partner can breeze through the holidays with ease and create unforgettable memories together. Here's how you can start preparing now for a more joyful, stress-free holiday season without the holiday financial hangover.

    Listen to this week's episode to hear the one thing that we do to ensure financial success throughout the holiday season.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Imagine waking up one day to find that all your savings have vanished. It's a scenario many of us hope to never face, yet it's crucial to be prepared. Whether due to a hurricane, a business failure, or a market downturn, the emotional impact of losing everything can be overwhelming. This can be scary for anyone.

    In this episode we discuss how this might make us feel and how we'd try to shore up our finances. Developing a solid emergency plan in advance can provide a sense of security and clarity during chaotic times. We believe however, resilience can be built, and recovery is possible with the right mindset and resources.

    Listen to this week's episode to hear our thoughts and find inspiration in the midst of potential calamity.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we delve into the captivating question, "What if you won the lottery?" Join us as we explore how planning a "lottery date" could serve as a powerful catalyst for dreaming big and planning your future. This exercise can help you overcome mental barriers and ignite fresh ideas.

    Whether you're feeling stuck or seeking a new perspective on your goals, this episode will encourage you to think bigger and strategize smarter. While we don't advocate playing the lottery, we emphasize the importance of envisioning grand possibilities to energize your ambitions.

    Listen in to hear about what' we'd do with megamillions too!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • To celebrate Ericka's birthday and add some excitement to our relationship, we decided to have a role-play date! It was a fun and thrilling experience that allowed us to step outside our comfort zones. And it got a little spicy in a good way!

    When you care deeply for someone, it’s easy to take them for granted and just go with the flow. Sometimes, all you need is a little change to reignite the spark.

    Tune in to this week’s episode to find out exactly how we made it happen and whether we’d do it again!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • These days, it seems like everyone aspires to be a millionaire. This coveted figure symbolizes success, and currently, we're witnessing a surge in newly-minted millionaires as wealth accumulates at an unprecedented rate.

    In this episode, we explore the shifting landscape of wealth demographics, noting how billionaires are becoming younger and Americans, in general, are growing wealthier. But the question remains: Is $1M enough for a comfortable retirement?

    Join us as we discuss these topics and our opinion on what it takes to retire.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • When you walk down the aisle and say "I do," no one anticipates the challenging moments that come with "in sickness and in health." That part can be tough! In this episode, we delve into our recent struggles that compelled each of us to step up for the other. Supporting one another during difficult times requires empathy, patience, and a great deal of love.

    What does it truly mean to be there for your partner when they're facing hardships? We share our personal experiences and offer practical advice on how to show up when it matters most.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • This week, we explore the realities and challenges faced by the "Sandwich Generation." We are right in the middle of this phase of life. It involves the intricate balance of caring for young adult children while also addressing the needs of aging parents.

    We discuss the mental and emotional hurdles that often lead to unexpected stress and anxiety. But don’t worry—we're here to provide valuable advice and support to help you navigate this demanding yet rewarding stage of life.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we address a pressing question on many minds: Is a recession looming? Recently, the stock market suffered a dramatic one-day decline, raising concerns among investors and the general public about the potential long-term effects on our economy.

    This week, we will explore:

    The risks of relying too heavily on job security. Practical strategies to enhance your personal economy.

    Tune in now to ensure you don't miss a moment!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Welcome to our special 26th wedding anniversary episode! 🎉 In this heartfelt and candid chat, we reflect on over two and a half decades of marriage.

    Have you often wondered, "How do you make a marriage last?" Well, we're here to share our story, from the most challenging moments to the most fun seasons we've experienced together.

    It hasn't always been easy but we'd both agree our journey has been worth it! Tune in to hear about all of it!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we tackle a common yet complex question that many people face while managing their finances: Should you continue to give and/or tithe while working your way out of debt?

    This dilemma often weighs heavily on individuals, especially those who have strong faith-based commitments that encourage generosity. We will examine the balance between maintaining these commitments and the practicalities of budgeting effectively.

    Join us as we explore the ins and outs of giving during financially challenging times, discussing not only the spiritual aspects but also the emotional and psychological impacts of generosity.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • I hate to be the bearer of bad news, but the reality is, your kid isn’t heading to the Olympics. Every year, countless parents invest thousands of dollars in sports, camps, training, and more, often not with the intention of creating the next Simone Biles, yet they spend as if it were a real possibility.

    Join us for this week's episode, where we discuss the financial and other commitments necessary to nurture an Olympian. If that path isn’t suitable for your child, what is a reasonable amount to spend on their activities, and when should you consider stepping back from this investment? Are there alternative avenues your child can explore to carve out their future? Absolutely!

    There are many aspects to explore, and we delve into all of them. You don't want to miss this one!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung