Episoder

  • Let's be honest—this is a topic most people would rather avoid. However, we believe it's essential to discuss it. In this episode, we delve into a crucial subject that often gets overlooked: preparing for funeral expenses. We’ll explore the key considerations during this significant time, empowering you to make informed choices that ensure peace of mind and financial security for you and your loved ones.

    Join us as we clarify the financial differences between cremation and burial, allowing you to make educated decisions for yourself and possibly others. We’ll also emphasize the vital role of life insurance in planning for final expenses and how it can alleviate the financial burden on your family during difficult moments.

    While it may be uncomfortable to discuss, we’re here to guide you and share our own truth. You are not alone!

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we’re diving into the lifesaver that is the emergency fund! We discuss why every young adult and college kid should have a financial safety net and why YOU should too! Depending on credit cards alone is a risk we don't endorse!

    Learn how a little preparedness can turn unexpected emergencies into into mere speed bumps on your financial journey. And listen in to find out about the most recent emergency in our own family that prompted this discussion. You don't want to miss it!

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Manglende episoder?

    Klik her for at forny feed.

  • This week, get the behind the scenes of our exhilarating experience at FinCon 2024. This was more than just a conference—it was a gathering of passionate money nerds, like you and us, eager to learn, connect, and grow. We love this annual gathering because we always discover the latest tips and strategies to elevate our podcast to new heights.

    Listen in to hear our takeaways and what migth be coming to our For Better AND Worth community.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Financial health is a goal many families strive for but often find challenging to achieve. That’s where PSECU comes in, offering something for everyone and making financial wellness accessible to families across not just Pennsylvania but also across the country. Whether you're teaching your children about the value of a dollar or managing multiple financial responsibilities, PSECU is here to support your family's financial journey.

    In this episode we talk with Wyatt Troxell from PSECU to discuss the many ways they provide guidance for families looking to improve their financial health.

    Tune in to hear all the details and a special offer provided by PSECU.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • The holiday season is a time of joy, celebration, and togetherness. Yet, for many couples, it can quickly become a whirlwind of stress and financial strain.

    But fear not! With a little planning and communication, you and your partner can breeze through the holidays with ease and create unforgettable memories together. Here's how you can start preparing now for a more joyful, stress-free holiday season without the holiday financial hangover.

    Listen to this week's episode to hear the one thing that we do to ensure financial success throughout the holiday season.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Imagine waking up one day to find that all your savings have vanished. It's a scenario many of us hope to never face, yet it's crucial to be prepared. Whether due to a hurricane, a business failure, or a market downturn, the emotional impact of losing everything can be overwhelming. This can be scary for anyone.

    In this episode we discuss how this might make us feel and how we'd try to shore up our finances. Developing a solid emergency plan in advance can provide a sense of security and clarity during chaotic times. We believe however, resilience can be built, and recovery is possible with the right mindset and resources.

    Listen to this week's episode to hear our thoughts and find inspiration in the midst of potential calamity.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we delve into the captivating question, "What if you won the lottery?" Join us as we explore how planning a "lottery date" could serve as a powerful catalyst for dreaming big and planning your future. This exercise can help you overcome mental barriers and ignite fresh ideas.

    Whether you're feeling stuck or seeking a new perspective on your goals, this episode will encourage you to think bigger and strategize smarter. While we don't advocate playing the lottery, we emphasize the importance of envisioning grand possibilities to energize your ambitions.

    Listen in to hear about what' we'd do with megamillions too!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • To celebrate Ericka's birthday and add some excitement to our relationship, we decided to have a role-play date! It was a fun and thrilling experience that allowed us to step outside our comfort zones. And it got a little spicy in a good way!

    When you care deeply for someone, it’s easy to take them for granted and just go with the flow. Sometimes, all you need is a little change to reignite the spark.

    Tune in to this week’s episode to find out exactly how we made it happen and whether we’d do it again!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • These days, it seems like everyone aspires to be a millionaire. This coveted figure symbolizes success, and currently, we're witnessing a surge in newly-minted millionaires as wealth accumulates at an unprecedented rate.

    In this episode, we explore the shifting landscape of wealth demographics, noting how billionaires are becoming younger and Americans, in general, are growing wealthier. But the question remains: Is $1M enough for a comfortable retirement?

    Join us as we discuss these topics and our opinion on what it takes to retire.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • When you walk down the aisle and say "I do," no one anticipates the challenging moments that come with "in sickness and in health." That part can be tough! In this episode, we delve into our recent struggles that compelled each of us to step up for the other. Supporting one another during difficult times requires empathy, patience, and a great deal of love.

    What does it truly mean to be there for your partner when they're facing hardships? We share our personal experiences and offer practical advice on how to show up when it matters most.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • This week, we explore the realities and challenges faced by the "Sandwich Generation." We are right in the middle of this phase of life. It involves the intricate balance of caring for young adult children while also addressing the needs of aging parents.

    We discuss the mental and emotional hurdles that often lead to unexpected stress and anxiety. But don’t worry—we're here to provide valuable advice and support to help you navigate this demanding yet rewarding stage of life.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we address a pressing question on many minds: Is a recession looming? Recently, the stock market suffered a dramatic one-day decline, raising concerns among investors and the general public about the potential long-term effects on our economy.

    This week, we will explore:

    The risks of relying too heavily on job security. Practical strategies to enhance your personal economy.

    Tune in now to ensure you don't miss a moment!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Welcome to our special 26th wedding anniversary episode! 🎉 In this heartfelt and candid chat, we reflect on over two and a half decades of marriage.

    Have you often wondered, "How do you make a marriage last?" Well, we're here to share our story, from the most challenging moments to the most fun seasons we've experienced together.

    It hasn't always been easy but we'd both agree our journey has been worth it! Tune in to hear about all of it!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we tackle a common yet complex question that many people face while managing their finances: Should you continue to give and/or tithe while working your way out of debt?

    This dilemma often weighs heavily on individuals, especially those who have strong faith-based commitments that encourage generosity. We will examine the balance between maintaining these commitments and the practicalities of budgeting effectively.

    Join us as we explore the ins and outs of giving during financially challenging times, discussing not only the spiritual aspects but also the emotional and psychological impacts of generosity.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • I hate to be the bearer of bad news, but the reality is, your kid isn’t heading to the Olympics. Every year, countless parents invest thousands of dollars in sports, camps, training, and more, often not with the intention of creating the next Simone Biles, yet they spend as if it were a real possibility.

    Join us for this week's episode, where we discuss the financial and other commitments necessary to nurture an Olympian. If that path isn’t suitable for your child, what is a reasonable amount to spend on their activities, and when should you consider stepping back from this investment? Are there alternative avenues your child can explore to carve out their future? Absolutely!

    There are many aspects to explore, and we delve into all of them. You don't want to miss this one!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • It is easy to get stubborn about financial decisions. It's our money and what we do with it is very personal. Plus, we don't want someone else to tell us what to do!

    Have you felt like this? Many times we reject sound wisdom simply because someone else suggested it.

    Check out this week's episode to learn about how being a knucklehead can cost you financially.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • On this week's episode, we dive into the irresistible power of social media in shaping our shopping habits.

    Have you ever wondered how TikTok, Instagram or Facebook sway your buying decisions? We’ve got you covered with fascinating insights and top tips to make smarter purchases.

    You’re not alone in battling those impulsive buys—trust us, we feel the struggle too! Tune in and join the conversation!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we dive deep into the financial burdens of being ill and explore strategies to manage both your health and your money effectively. From rising medical bills to the hidden costs of being sick, we uncover why illness can be so expensive and what you can do to mitigate these costs.

    Join us as we discuss Ericka's knee rehab expenses, the importance of preventive medicine, and practical tips to budget for healthcare.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • Transportation is essential, but the real dilemma is deciding how much to spend and when.

    In this episode, we invite you into our internal discussion about adding another vehicle to our household. We explore our financial considerations, the evolving car spending habits of the average American, and the long-term impact of car debt on financial goals.

    Finally, we offer a step-by-step approach for couples to make informed and responsible major financial decisions together. Tune in now and join the conversation on whether it's time to upgrade your ride!

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

  • In this episode, we revisit the goals you set in January and reflect on your progress.

    We explore why goals often fall by the wayside and share strategies to reignite your motivation. We'll provide a framework to assess your achievements, celebrate small wins, and discuss how to adapt when life throws curveballs.

    Finally, we'll offer actionable steps to help you finish the year strong, emphasizing that January isn't the only time to set goals. Tune in to get some practical advice to keep you and your partner on track with your financial goals.

    This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung