Episoder

  • Encore: Episode 17: Prepare your teens for their financial future

    Encore: Episode 17: Prepare your teens for their financial future

    · I've Been Meaning To Do That

    As your teens make the transition to the adult world, give them a sound foundation of financial literacy. In this episode of “I’ve Been Meaning To Do That,” Truist Wealth’s Emily Haenselman and Karen Kahn chat with Oscarlyn Elder about how to talk to your teens regarding spending, saving, and making a college choice—and legal steps you should take as they reach 18.

  • Episode 16: How to form good habits

    Episode 16: How to form good habits

    · I've Been Meaning To Do That

    Revitalize your New Year’s resolutions with renewed focus. In this episode of I’ve Been Meaning To Do That, host Oscarlyn Elder talks to Dr. Wendy Wood about the science of habits. The author of “Good Habits, Bad Habits: The Science of Making Positive Changes That Stick” shares how habits form, why bad ones are so hard to break, and tips on developing good financial behaviors. They discuss (time stamps are approximate):

    • Why habits are important (1:58)

    • The difference between resolutions and individual decisions (4:17)

    • How habits form (7:21)

    • Reframing to establish good financial behaviors (14:05)

    • How long it takes to form and break habits (19:43)

    • The importance of adding friction (24:33)

    • Myths about habits (31:45)

    • What Wendy has been meaning to do (37:27))

    • Final thoughts from Oscarlyn (39:12)

    To learn more about habits, read Wendy’s book:

    Good Habits, Bad Habits: The Science of Making Positive Changes That Stick

    The podcast team has created a template for taking notes on each episode. You can find it at:

    http://truist.com/resources/wealth/financial-planning/how-to-form-good-habits

    Have a question for Oscarlyn or her guests? Email [email protected].

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  • Episode 15: How purpose can drive your impact

    Episode 15: How purpose can drive your impact

    · I've Been Meaning To Do That

    Living your purpose can take many routes. In this episode of I’ve Been Meaning To Do That, host Oscarlyn Elder talks to Truist Wealth’s Colleen Silver and Bill Lyons about how people are making a difference through their investment choices, charitable activities, and businesses. They discuss (time stamps are approximate):

    • Introducing Colleen and Bill (1:50)

    • How to explore your values (3:50)

    • Techniques for sustainable investing (7:10)

    • Connecting purpose to philanthropy (12:40)

    • Families and community impact (15:30)

    • Engaging younger generations (21:50)

    • Starting the conversation about sustainable investing (23:30)

    • The four elements of effective impact (28:00)

    • Trends in sustainable investing (31:50)

    • How families are making an impact in their communities (36:30)

    • Action steps for expressing your purpose (39:20)

    • What Colleen and Bill have been meaning to do (42:10)

    • Final thoughts from Oscarlyn (43:30)

    Want to dig deeper on how to make an impact? These documents can help:

    • A glossary of terms about sustainable investing and community impact

    • Our four-step process for making and sustaining an impact on your community

    • A template for taking notes

    You can find all these documents at:

    Truist.com/resources/wealth/financial-planning/how-purpose-can-drive-your-impact

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 14: The role of investments in your financial plan

    Episode 14: The role of investments in your financial plan

    · I've Been Meaning To Do That

    If you want to learn more about how stocks, bonds, and other investments work together to help you achieve your long-term financial goals, listen to this episode of I’ve Been Meaning To Do That. Host Oscarlyn Elder talks to Truist Wealth’s Trey Smith and Niles Greene about the basics of building a portfolio. They discuss (time stamps are approximate):

    • Introducing Trey and Niles (1:20)

    • Saving vs. investing (3:10)

    • Volatility and the long-term trend of stock prices (6:50)

    • How to assess and manage investment risks (13:20)

    • Striking a balance between risk and reward (18:55)

    • Why investment liquidity matters (23:50)

    • Risks with bonds (25:40)

    • Managing risk with dollar-cost averaging and diversification (28:50)

    • Adding alternative investments to a portfolio (33:00)

    • What Niles and Trey have been meaning to do (39:00)

    • Final thoughts from Oscarlyn (41:40)

    The podcast team has created a template for taking notes on each episode. You can find it at

    Truist.com/resources/wealth/financial-planning/the-role-of-investments-in-your-financial-plan

    Have a question for Oscarlyn or her guests? Email [email protected].

  • I’ve Been Meaning To Do That: Best of 2023

    I’ve Been Meaning To Do That: Best of 2023

    · I've Been Meaning To Do That

    Take action on what you’ve been meaning to do with the help of this Truist Wealth podcast. In this Best of 2023 episode, host Oscarlyn Elder talks to thought leaders at Truist and elsewhere about the journey of exploring your purpose, living out your values and aspirations in your financial plan and wealth objectives, and planning for unexpected events. They discuss (time stamps are approximate):

    • Actions you can take to understand your purpose (1:40)

    • How to keep it simple when exploring your purpose (5:00)

    • Why it’s important to prioritize wealth objectives (6:35)

    • The impact of regret avoidance and status quo bias (9:20)

    • Preparing for the first days of retirement (13:20)

    • When to revisit your financial plan (15:50)

    • Talking to your teens about paying for college (19:40)

    • When “life happens,” why you should trust an advisor (24:50)

    • A common problem of business owners in preparing for unexpected events (26:30)

    • The benefits of a donor-advised fund (31:30)

    • Reviewing insurance coverage when home prices rise (33:50)

    • Solving the “middle problem” of our financial goals (36:30)

    • Final thoughts from Oscarlyn (38:20)

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/best-of-2023

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 13: Budgets are for everyone

    Episode 13: Budgets are for everyone

    · I've Been Meaning To Do That

    If you’ve had trouble staying within your budget—or even developing one—this episode of I’ve Been Meaning To Do That can help. Host Oscarlyn Elder talks to Perry Wright of Duke University’s Center for Advanced Hindsight about creating budgets that are more effective, tips for staying on track with your spending, and how budgets can reflect your values. They discuss (time stamps are approximate):

    • Introducing Perry Wright (0:50)

    • The role of budgets (6:30)

    • Budgets provide visibility to spending (9:25)

    • How budgets are often too optimistic (18:15)

    • Create buckets for spending—but not too many (25:30)

    • How budgets can reflect our values (28:15)

    • Tips for taking action on budgets (32:30)

    • Summing up the big lessons (43:30)

    • What Perry has been meaning to do (48:40)

    • Final thoughts from Oscarlyn (50:00)

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/budgets-are-for-everyone

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 12: Setting goals—what are you still meaning to do?

    Episode 12: Setting goals—what are you still meaning to do?

    · I've Been Meaning To Do That

    Dr. Ayelet Fishbach has the practice of setting and achieving goals down to a science. In this episode of “I’ve Been Meaning To Do That,” host Oscarlyn Elder and Ayelet, a professor of behavioral science and marketing at the University of Chicago’s Booth School of Business, talk about how to develop, prioritize, and stay on track with your goals. They discuss (time stamps are approximate):

    • Introduction of Ayelet Fishbach (0:40)

    • Developing meaningful goals (3:20)

    • Intrinsic motivation and targets for goals (6:20)

    • Keep the middles short (12:30)

    • Organizing and aligning goals (17:50)

    • The need to pursue multiple goals at one time (26:40)

    • Tactics for battling temptations (28:40)

    • Connect to your future self (37:20)

    • Tips for developing patience (38:10)

    • The role of social support in motivation (41:10)

    • Change the environment, not yourself (51:40)

    • What Ayelet has been meaning to do (54:10)

    • Final thoughts from Oscarlyn (58:20)

    To learn more, read Ayelet’s book:

    Get It Done: Surprising Lessons from the Science of Motivation

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/setting-goals-what-are-you-still-meaning-to-do

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 11: Life happens—make sure you’re protected

    Episode 11: Life happens—make sure you’re protected

    · I've Been Meaning To Do That

    Every financial plan has risks. Some are easy to spot, while others—such as mistitled assets—take more work to uncover. But it’s important to identify all your plan’s risks because they’re all related: A risk in your estate plan, for example, might affect your investments. In this episode of our podcast “I’ve Been Meaning To Do That,” the latest in our “Life Happens” series, host Oscarlyn Elder talks to Truist Wealth’s Christin Kennedy and Bart Pyle about how to identify and manage the risks in your financial plan. They discuss (time stamps are approximate):

    • Introduction of Christin and Bart (1:31)

    • Defining risk (3:10)

    • Risk as a five-point star (6:38)

    • Will-based vs. trust-based plans (11:49)

    • Advanced wealth-planning tools (15:42)

    • Asset protection basics (23:25)

    • Legal protections for property (27:50)

    • What Christin and Bart have been meaning to do (33:35)

    • Final thoughts from Oscarlyn (35:28)

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/life-happens-make-sure-you-are-protected.

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 10: Start your year-end planning

    Episode 10: Start your year-end planning

    · I've Been Meaning To Do That

    Get the most out of your assets with the help of thoughtful year-end planning. Host Oscarlyn Elder talks to Mike Frost, an advice and planning strategist for Truist Wealth, about common year-end decisions for charitable giving, investment planning, and wealth transfer. Tim Houlihan, Truist’s chief behavioral scientist, also joins Oscarlyn to discuss how to get going and follow through on year-end financial planning. They discuss (time stamps are approximate):

    • Introduction of Mike Frost (1:54)

    • Year-end planning considerations for charitable giving (4:45)

    • Benefits of donor-advised funds (8:11)

    • Tax-loss harvesting: how it helps, what to watch out for (10:12)

    • Planning of annual exclusion gifts (12:50)

    • Preparing for the estate tax law sunset at the end of 2025 (16:26)

    • Introduction of Tim Houlihan (24:49)

    • Why time blocking on your calendar works (26:35)

    • Developing tiny habits (32:12)

    • Take advantage of the snowball effect (37:40)

    • Why you should make decisions in a “cool state” (39:17)

    • What Tim and Mike have been meaning to do (44:28)

    • Final thoughts from Oscarlyn (46:29)

    Also mentioned in this episode:

    Tiny Habits: The Small Changes That Change Everything, B.J. Fogg

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/start-your-year-end-planning.

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 9: Life happens—navigate pivotal moments for your business and family

    Episode 9: Life happens—navigate pivotal moments for your business and family

    · I've Been Meaning To Do That

    In this episode of the podcast’s “Life happens” series, host Oscarlyn Elder talks to Truist Wealth’s Lee McCrary (Strategic Client Group) and David Herritt (Center for Family Legacy) about why it’s important for business owners to prepare themselves and their family for a transition. They discuss (time stamps are approximate):

    • Introducing Lee and David (1:44)

    • Defining pivotal moments (3:23)

    • The personal aspects of a major event (5:35)

    • The framework for a transition (9:52)

    • Preparing your family’s human capital (14:28)

    • First steps for business owners (28:03)

    • Understanding your values before the transition (34:14)

    • What Lee and David have been meaning to do (37:43)

    • Closing thoughts from Oscarlyn (40:27)

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/life-happens-navigate-pivotal-moments-for-your-business-and-family.

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 8: Life happens: Plan for the unexpected

    Episode 8: Life happens: Plan for the unexpected

    · I've Been Meaning To Do That

    Life is full of surprises. Are you and your financial plan ready for them? In this first episode of the podcast’s “Life Happens” series, Truist Wealth’s Robin Thomas and Jacqueline Parks join host Oscarlyn Elder for an overview of common out-of-the-blue situations and some first steps you can take to prepare for them. They discuss (time stamps are approximate):

    • Introducing Robin and Jacqueline (1:31)

    • The most common unexpected events (3:10)

    • Your biggest priorities for planning (7:44)

    • How to uncover your main risks (12:02)

    • Common protections against the unexpected (17:59)

    • Why some people are reluctant to plan for life events (21:51)

    • The dangers of tunnel vision (27:32)

    • First to-dos for planning for life’s surprises (33:25)

    • What Robin and Jacqueline have been meaning to do (38:38)

    • Closing thoughts from Oscarlyn (40:49)

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/hidden-biases-and-what-you-can-do-about-them.

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 7: Prepare your teens for their financial future

    Episode 7: Prepare your teens for their financial future

    · I've Been Meaning To Do That

    Help your high schoolers develop the financial skills they’ll need as adults. This episode of “I’ve Been Meaning To Do That” provides tips on how to discuss spending, saving, and making a college decision with your teens. Host Oscarlyn Elder and Truist Wealth’s Emily Haenselman and Karen Kahn also talk about important actions to take before dropping off your kids on campus. They discuss (time stamps are approximate):

    • Introducing Emily and Karen (1:25)

    • Key financial concepts for high schoolers (4:24)

    • The power of saving (5:55)

    • A spending plan for your teen (7:52)

    • Tie spending lessons to driving, other milestones (9:35)

    • Use credit wisely (12:02)

    • How and when to have financial talks (16:50)

    • Connect values to priorities (20:17)

    • Talk to teens about paying for college (23:48)

    • Give your children ownership of their education (31:31)

    • Tips on 529 plans (35:43)

    • Powers of attorney when your children turn 18 (40:35)

    • Young adults and health care decisions (45:44)

    • What Karen and Emily have been meaning to do (48:03)

    • Closing thoughts from Oscarlyn (51:51)

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/hidden-biases-and-what-you-can-do-about-them.

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 6: Create—and nurture—your financial plan

    Episode 6: Create—and nurture—your financial plan

    · I've Been Meaning To Do That

    Create your financial plan, then keep the conversation going: That’s the message of this episode of “I’ve Been Meaning To Do That.” You might know your purpose and what you want to do with your wealth, but you need a plan—a how-to guide—to accomplish your wealth objectives. And that’s just the start. Ongoing discussions with your advisor can keep your financial plan thriving. Truist Wealth’s Kristin Beard and Craig Cascio and host Oscarlyn Elder discuss a step-by-step process for building a road map to your future. They discuss (time stamps are approximate):

    • Introducing Kristin and Craig (0:57)

    • Financial plans are like road maps (3:43)

    • Know the numbers behind your aspirations (6:37)

    • How a plan empowers you (08:50)

    • Financial plans and the freedom to choose (15:23)

    • Components of a financial plan (19:21)

    • Assumptions and estimates in your plan (22:11)

    • Checking in on your progress (30:15)

    • What Craig and Kristin have been meaning to do (35:45)

    • Closing thoughts from Oscarlyn (39:38)

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/hidden-biases-and-what-you-can-do-about-them.

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 5: Transition to a purposeful retirement

    Episode 5: Transition to a purposeful retirement

    · I've Been Meaning To Do That

    Get ready to make the move to retirement in this episode of “I’ve Been Meaning To Do That.” Building the investment portfolio necessary to support retirement is just one step—you also need a plan for how you want to live your purpose in this exciting new stage of your life. Truist Wealth co-Chief Investment Officer Oscarlyn Elder talks to Paul Shorter and Tony Bryan from Truist Wealth about how clients can make the transition to a successful, purposeful retirement. They discuss (time stamps are approximate):

    Introducing Paul and Tony (1:53)Preparing for the day-to-day life of retirement (3:52)Coping with the emotional response to retirement (5:26)Actions to take that help with the transition (11:30)Adding structure to daily life in retirement (16:16)Prioritizing what matters most (19:16)Making sure you’re financially prepared (23:12)Typical wealth objectives (26:02)Managing a portfolio in retirement (32:33)Common costs that people underestimate (35:39)Key decisions about retirement accounts (41:31)What Paul and Tony have been meaning to do (43:45)Closing thoughts from Oscarlyn (47:05)

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/hidden-biases-and-what-you-can-do-about-them.

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 4: Hidden biases and what you can do about them

    Episode 4: Hidden biases and what you can do about them

    · I've Been Meaning To Do That

    On Episode 4 of “I’ve Been Meaning To Do That,” Oscarlyn talks to Tim Houlihan, enterprise director of behavioral science at Truist, and Daniel Crosby, chief behavioral officer at Orion Advisor Solutions. They discuss (time stamps are approximate):

    Introducing Tim and Daniel (2:18)

    What is status quo bias? (8:53)

    Regret avoidance: the decisions that will affect how we’ll feel in the future (13:40)

    Streamlining a complex world with availability bias (20:55)

    Demographic trends and overconfidence (23:45)

    What’s the most common of these biases? (26:25)

    How to recognize overconfidence in your actions (28:52)

    Recognizing other biases (32:20)

    How to overcome common biases (34:25)

    Tying together Episodes 2, 3, and 4: Hold the mirror up to yourself (42:20)

    What Tim and Daniel have been meaning to do (44:06)

    Ending notes from Oscarlyn (49:10)

    The podcast team has created a template for taking notes on each episode. You can find it at Truist.com/resources/wealth/financial-planning/hidden-biases-and-what-you-can-do-about-them.

    Have a question for Oscarlyn or her guests? Email [email protected].

    ------

    About “I’ve Been Meaning To Do That”

    More and more, we’re thinking about shaping our personal—and financial—lives around our purpose and focusing on the contributions we want to make. If you want to turn those thoughts into action and start living intentionally day by day, “I’ve Been Meaning to Do That” is here to help. In each episode, Truist Wealth Co-Chief Investment Officer Oscarlyn Elder will talk to fellow thought leaders about the intersection of your aspiration and smart financial planning, along with steps you can take to focus on what matters most to you.

  • Episode 3: From objectives to priorities

    Episode 3: From objectives to priorities

    · I've Been Meaning To Do That

    About “I’ve Been Meaning To Do That”: More and more, we’re thinking about shaping our personal—and financial—lives around our purpose and focusing on the contributions we want to make. If you want to turn those thoughts into action and start living intentionally day by day, this podcast is here to help. In each episode, Truist Wealth Co-Chief Investment Officer Oscarlyn Elder will talk to fellow thought leaders about the intersection of your aspirations and smart financial planning, along with steps you can take to focus on what matters most to you.

    On Episode 3 of “I’ve Been Meaning To Do That,” Oscarlyn talks to Bill Lyons and Kristin Beard, who work with clients on living their purpose through their wealth objectives and financial plan. They cover (time stamps are approximate):

    What wealth objectives are (2:33)Examples of wealth objectives (3:38)Kristin and Bill talk about their wealth objectives (7:35)Why tying a wealth objective to purpose is important (10:48)With whom to discuss wealth objectives and purpose (15:00)Sharing wealth objectives with a partner or spouse (19:41)How to establish priorities among your wealth objectives (22:58)How life events can affect wealth objectives (26:28)Description of exercise designed for this episode (29:30)What Kristin and Bill have been meaning to do (33:06)Ending notes from Oscarlyn (37:01)

    To help you develop an action plan for tackling your wealth objectives, the podcast team has created a worksheet you can download. In it, you’ll read about wealth objectives and how to organize them by priority. Then you’ll write down some of your objectives and how you’ll get started on them. You can find it at Truist.com/DoThat.

    Have a question for Oscarlyn or her guests? Email [email protected].

  • Episode 2: How to explore your purpose

    Episode 2: How to explore your purpose

    · I've Been Meaning To Do That

    About “I’ve Been Meaning To Do That”:

    More and more, we’re thinking about shaping our personal—and financial—lives around our purpose and focusing on the contributions we want to make. If you want to turn those thoughts into action and start living intentionally day by day, this podcast is here to help. In each episode, Truist Wealth Co-Chief Investment Officer Oscarlyn Elder will talk to fellow thought leaders about the intersection of your aspirations and smart financial planning, along with steps you can take to focus on what matters most to you.

    In this episode, Alex Wagner and Erica Shalhoup, thought leaders on purpose at Truist, return to the podcast to discuss:

    The importance of reflecting on what drives youHow values connect to your purposeThe benefits of sharing your purpose with friends, family, and others

    To help you take the first steps in understanding your purpose, the podcast team has created an exercise you can download. In it, you’ll reflect on important moments in your life and your values. You can find it at Truist.com/perspectives.

    Have a question for Oscarlyn or her guests? Write to [email protected].

  • Episode 1: What purpose can do for you

    Episode 1: What purpose can do for you

    · I've Been Meaning To Do That

    About “I’ve Been Meaning To Do That”:

    More and more, we’re thinking about shaping our personal—and financial—lives around our purpose and focusing on the contributions we want to make. If you want to turn those thoughts into action and start living intentionally day by day, this podcast is here to help. In each episode, Truist Wealth co-Chief Investment Officer Oscarlyn Elder will talk to fellow thought leaders about the intersection of your aspirations and smart financial planning, along with steps you can take to focus on what matters most to you.

    In this episode, Oscarlyn talks to Alex Wagner and Erica Shalhoup, two champions of purpose within Truist, about:

    What purpose meansThe benefits of understanding your purposeWhy you should tie your purpose to your financial plan

    Have a question for Oscarlyn or her guests? Write to [email protected].