Episoder

  • Your money struggles aren’t really about money—they’re about the fears you hide, the dopamine driving your spending, and the emotional baggage you didn’t ask for but carry anyway.
    In this episode, I’m joined by Aja Evans, financial therapist and author of Feel-Good Finance, to unravel the messy connection between your emotions and money. Together, we’re calling out fake financial milestones, exposing the real reasons behind your money habits, and breaking free from the self-worth-bank-account trap.
    If you’re tired of being stuck in the same financial rut, this episode will give you the tools to rewrite your story and take control.
    What You’ll Learn:

    Why dopamine might be running your Amazon cart (and how to stop it).

    How generational money stories keep you stuck—and how to break free.

    Why your self-worth has nothing to do with your net worth.


    LINKS
    Feel-Good Finance book
    Aja's website
    CONNECT WITH SHANNAH
    Follow me on Instagram 
    Courses + Workshops + Money Coaching Information
    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • What if the way you think about money isn’t really your fault?
    In this episode, I sit down with Elizabeth Husserl, author of The Power of Enough, to unravel the concept of financial DNA—the inherited beliefs, patterns, and habits that shape your relationship with money. Together, we break down why the traditional “abundance vs. scarcity” mindset is outdated and how redefining wealth beyond material possessions can change everything.
    Elizabeth introduces practical tools like the Wealth Mandala and Satiation Journal to help you go beyond the numbers and connect with wealth in a way that feels emotional, visceral, and empowering. We’ll also talk about the power of self-compassion, grieving old money stories, and why physical movement might be the missing link in your financial wellness journey.
    LINKS
    The Power of Enough book
    Wealth Mandala download
    CONNECT WITH SHANNAH
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram 
    Courses + Workshops + Money Coaching Information
    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

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  • Navigating money as a couple can be challenging, but what happens when there’s a big age gap? In this Ask Shannah episode, I’m diving into the unique financial considerations for couples with significant age differences. Whether it’s retirement planning, managing income disparities, or aligning long-term goals, I’m sharing real-life strategies from my own relationship and insights from couples I’ve coached. Tune in for practical tips on building a financial plan that works, no matter the age gap.
    What You'll Learn:

    How to align your financial goals when you’re at different life stages

    Key conversations to have about retirement, investments, and income

    Lessons from my personal experience and other couples I’ve helped

    Why communication is everything when planning for your future together


    CONNECT WITH SHANNAH
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram 
    Courses + Workshops + Money Coaching Information

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • The traditional investing world has long been dominated by outdated models and faceless corporations. Enter Eve Halimi and Anam Lakhani, two trailblazing 25-year-old Co-Founders of Alinea, an innovative investing platform reshaping the game. Alinea doesn’t just offer tools for investing—it’s a vibrant community aligning investments with personal values and impact-driven goals.
    In this episode, Eve and Anam share their inspiring journey of creating Alinea, tackling industry giants like Robinhood, and redefining what it means to invest in today’s world. They break down why social sharing is the future of investing, how Alinea fosters meaningful connections among its members, and their mission to empower investors to make informed, values-aligned decisions.
    Get ready to learn how to invest wisely in this new era and why these powerhouse women are a force to watch in the financial space. Whether you’re new to investing or looking for a fresh perspective, this conversation is packed with insights, inspiration, and actionable takeaways.
    What You’ll Learn in This Episode:

    How Alinea is disrupting the traditional investment landscape.

    The role of community and social sharing in modern investing.

    Why aligning investments with personal values can drive impact.

    The challenges Eve and Anam faced as young female founders taking on industry giants.

    Practical tips for investing smarter and more intentionally.

    Connect with Alinea:

    Explore Alinea

    Follow Alinea on Instagram


    Connect with Shannah
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram 
    Courses + Workshops + Money Coaching Information

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • It’s no secret—Americans are set to spend a mind-blowing $1.3 trillion this holiday season. But here’s the real question: how much of that spending is driven by guilt, stress, or emotional habits you just can’t shake?
    In this episode, I’m joined by Chad Willardson, a Certified Financial Fiduciary (CFF), the President and Founder of Pacific Capital and Platinum Elevated, a five-time bestselling author, and a financial pro who helps 8-9 figure entrepreneurs take control of their money. Together, we’re diving deep into the chaos of holiday spending and how you can finally break the cycle of overspending.
    We’ll talk about why guilt spending feels so hard to stop, why experiences almost always beat material gifts, and how to protect your wallet while still enjoying the season. If you’ve ever felt like your finances are out of control during the holidays, this episode is your permission slip to flip the script and start fresh.
    What You’ll Learn:

    Why emotional spending takes over during the holidays—and how to stop it.

    The dangers of guilt spending and its long-term impact on your finances.

    How to prioritize meaningful experiences over mindless shopping.

    Practical tips for planning your spending, even last-minute.

    How to use past financial regrets to fuel smarter decisions this year.


    LINKS
    Chad's website and books
    Chad on LinkedIn
    Pacific Capital

    CONNECT WITH SHANNAH
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram 
    Courses + Workshops + Money Coaching Information

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Are you letting fear hold you back from building the wealth you deserve? Fear is sneaky. It whispers lies like, "You'll never be good with money," or "It's too late to fix this." But here’s the hard truth: That fear? It’s costing you—big time. Millions, in fact.
    In this episode, we’re uncovering the hidden ways financial fear sabotages your wealth and how to break free from its grip. I’m sharing five fearless money rules to help you take control, build confidence, and stop letting fear make your financial decisions. This is about rewriting your money story so you can finally step into the abundant life you’ve been dreaming of.
    What You’ll Learn:

    How fear silently dictates your financial habits (and how to take back control).

    The 5 fearless money rules that will transform your relationship with money.

    Why perfection isn’t the goal—progress is.

    Simple, actionable steps to stop procrastinating and start building wealth on your terms.


    LINKS
    Grab a Money Coaching Spot. Save $200 with code GOALS by December 23, 2004. Pay off debt, work through the emotions of money, and create a Spending Plan that works.

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • What’s the first thought that pops into your head about money? If it’s not sunshine and rainbows, you’re not alone. The truth is, your brain has been hijacked by years of programming from your family, society, and the endless BS we’re fed about money. That programming? It’s what’s keeping you stuck, stressed, and in a constant cycle of scarcity.
    But here’s the kicker: It doesn’t have to be this way.
    In this powerhouse reboot episode, I’m joined by Kara Loewentheil, J.D., Master Certified Coach, and creator of the top-rated podcast Unf*ck Your Brain*. Kara’s here to drop the ultimate guide to rewiring your money mindset with tools that actually work.
    Spoiler alert: Your wiring—not your willpower—is the reason you’re not where you want to be with your money. But with Kara’s genius Thought Ladder technique, you’ll learn how to flip the script, ditch shame, and start thinking thoughts that actually serve you (instead of sabotaging you).
    Here’s what you’ll learn:

    How to break free from a scarcity mindset and live like abundance is your new normal.

    Why you don’t have to hide your purchases anymore (yep, stop the guilt spiral).

    A simple, practical process to climb your way to better money thoughts—and better results.


    LINKS
    Grab Kara’s book Take Back Your Brain
    Listen to Kara on her podcast Unf*ck Your Brain

    CONNECT WITH SHANNAH
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram 
    Courses + Workshops + Money Coaching Information
    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode, I'm tackling a community question from Robbie, a listener who’s making great money with their partner in Chicago but feels stuck in the cycle of saving for big goals—like a wedding, home, and dream honeymoon—only to watch that savings disappear. Sound familiar? If you’ve ever struggled to prioritize and protect your savings for life’s big milestones, you’re going to love this conversation.
    I’m breaking down actionable strategies to:

    Identify and prioritize your money goals (hint: it’s all about clarity and commitment).

    Create a system to actually keep your savings safe from unexpected spending.

    Use a “reverse budget” to spend guilt-free while hitting your savings targets.

    Plan for big-ticket goals without feeling like you’re sacrificing everything.

    Build financial boundaries that support your dreams instead of derailing them.

    Whether you’re saving for a wedding, a home, a bucket list trip, or all of the above like Robbie, this episode will give you the tools (and a little tough love) to save for the things that matter most without feeling overwhelmed or stuck in “catch-up” mode.
    Links Mentioned in the Episode:

    Learn How to Invest as a Side Hustle & Achieve All Your Money Goals

    How to Accelerate Financial Security, Create Time Wealth & Ignite Your Goals


    Got a money question? Send it my way, and it might just be featured in an upcoming episode.
    Connect with Me:

    Instagram: @ShannahGame


    Website: EveryonesTalkinMoney.com


    Courses + Workshops + Money Coaching Information


    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Have you ever felt like a money conversation turned into a minefield? Maybe it led to stress, silence, or complete miscommunication. Why is money so difficult to talk about—even with those closest to us? And how can we transform these moments into opportunities for deeper connection?
    In this episode, I’m joined by New York Times bestselling author Charles Duhigg, whose latest book, Supercommunicators: How to Unlock the Secret Language of Connection, breaks down the art and science of meaningful conversations. Together, we explore how to approach money talks with less anxiety and more clarity, no matter the situation.
    What You'll Learn:

    Why casual money talks can reduce stress and build stronger connections.

    The three types of conversations—practical, emotional, and social—and how knowing the difference can prevent miscommunication.

    Subtle but powerful communication techniques that show you're truly listening and engaged.


    LINKS
    Supercommunicators Book
    More about Charles
    Charles on Instagram

    CONNECT WITH SHANNAH
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram 
    Courses + Workshops + Money Coaching Information

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Giving can be one of the most joyful parts of life, but knowing how to donate money wisely is another story. How much should you give? Where should your dollars go? And how do you ensure your donation is actually making a difference — and not unintentionally causing harm?
    In this vault episode, we’re joined by Grace Nicolette, co-host of the Giving Done Right podcast and Vice President of Programming and External Relations at the Center for Effective Philanthropy (CEP). Grace shares her expert insights on how to maximize your giving impact, whether you’re donating during the holiday season or planning for long-term philanthropy.
    Grace also offers tips on creating a giving plan that aligns with your values and how to avoid common pitfalls when donating. Whether you’re a seasoned philanthropist or just starting your giving journey, this episode will inspire and empower you to give with intention and confidence.
    What You’ll Learn:

    How to evaluate charities and nonprofits for effectiveness.

    Why small donations matter just as much as big ones.

    Practical steps to create a personalized giving plan.

    Red flags to watch out for when choosing where to donate.


    Links Mentioned in This Episode:

    Giving Done Right Podcast

    Center for Effective Philanthropy


    Connect with Shannah
    Follow me on Instagram 
    Courses + Workshops + Money Coaching Information

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • The holidays are here, and with them comes the chaos of gifts, parties, travel, and yes—financial stress. But what if this season, instead of just surviving, you started building wealth? In this festive episode of Everyone’s Talkin’ Money, I’m breaking down the 12 Days of Wealth Building—a countdown of 12 small, actionable steps to boost your financial health during the holidays and beyond.
    From creating a holiday spending plan to starting a savings account for next year, these tips are designed to be fun, practical, and totally doable—even if you’ve already started the holiday shopping spree. Get ready to finish the year strong and kickstart 2024 with confidence and cash in your pocket.
    What You’ll Learn in This Episode:

    Why 70% of Americans overspend on holiday gifts—and how to avoid it.

    How to create a "Holiday Debt Escape Route" to keep your finances in check.

    Why canceling just $50/month in unused subscriptions could turn into $8,300 in 20 years.

    12 simple actions you can take right now to finish the holidays with your finances intact.


    LINKS
    Follow me on Instagram 
    Courses + Workshops + Money Coaching Information

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • What would you do if you suddenly inherited money? While it might seem like a dream come true, the reality is far more complex. Inheriting wealth often brings up unexpected emotions—grief, guilt, shame—and the overwhelming pressure to make the “right” decisions. In this episode, Katherine Fox unravels the emotional and practical challenges of managing inherited money.
    Together, they explore the biggest mistakes people make when they inherit money, like spending it recklessly or doing nothing out of fear. Katherine shares actionable tips for navigating the emotional landscape of grief, setting financial goals, and even enjoying your inheritance guilt-free. They also dive into how to have tough family conversations about inheritance, why recognizing privilege is essential, and how giving back can amplify the impact of your windfall.
    Whether you’ve already inherited money or want to prepare for the future, this episode is packed with strategies to turn your inheritance into a powerful tool for your goals.
    What You’ll Learn in This Episode:

    Why grief and guilt often derail financial decision-making with inherited money

    The importance of giving yourself time to process emotions before making big moves

    Practical steps for managing inherited wealth, including paying off debt and setting clear goals

    How to enjoy your inheritance while still building wealth


    LINKS
    Sunnybranch Wealth
    Katherine's Blog
    Katherine on Instagram

    CONNECT WITH SHANNAH
    Online Courses + Coaching + Workshops
    Follow me on Instagram

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • What’s your guilty pleasure—a latte, a new book, or maybe that random Amazon impulse buy? You’re not alone! TikTok’s “little treat culture” has over 55+ million fans, celebrating the joy of small, feel-good purchases. But how do these indulgences impact your financial health?
    In today’s episode, I’m joined by Ashley Lapato, money and lifestyle expert behind @theorganizedwallet. Together, we unpack the viral trend of little treats and what it means for your wallet. Ashley shares why eliminating impulsive spending isn’t the answer and how to shift your mindset around these purchases.
    Her advice? Stop shaming yourself over the occasional splurge (yes, even avocado toast!). Instead, learn how to budget for those joyful little treats in a way that fuels your happiness and keeps you on track with your money goals.
    What you’ll learn in this episode:

    Why “little treat culture” resonates with millions.

    How to stop associating impulsive buys with financial guilt.

    Ashley’s tips for budgeting guilt-free treats that align with your goals.

    Links & Resources:

    Follow Ashley on TikTok: @theorganizedwallet


    Start your spending plan with You Need a Budget (YNAB)




    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Are you ready to transform your financial future with simple, actionable changes? In this episode of Everyone’s Talkin’ Money, I’m diving into 11 tiny habits that can lead to BIG wealth over time. These are the kinds of habits that make building wealth feel easy, approachable, and even fun—no extreme budgeting or financial deprivation required.
    If you’ve ever felt stuck or overwhelmed by your money goals, this episode is your ultimate guide to turning small, manageable actions into long-term financial freedom. Backed by behavioral science and packed with real-life examples, I’ll show you how even the smallest changes—like saving $5 bills or automating a savings transfer—can snowball into massive financial success.
    And don’t miss my fun segment, "Wealthy or Wacky?" where I break down some quirky money habits and reveal whether they’re genius wealth-building moves or just plain ridiculous.
    CONNECT WITH SHANNAH
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram
    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode, we unlock the nine secrets to millionaire success with financial planning expert and host of The Money Guy Show, Brian Preston. If you're looking for ways to build wealth, manage your money with confidence, and secure financial freedom, this episode is for you. Brian breaks down his nine-step roadmap to millionaire status, covering essential strategies like tax-free growth, simple investing with index funds, and mastering your financial mindset. Whether you’re new to personal finance or a seasoned saver, this conversation reveals actionable steps to build wealth, minimize financial risk, and set up a strong foundation for your financial future.
    You'll Learn:


    The Financial Order of Operations: Learn Brian’s step-by-step process to organize your finances, covering everything from emergency funds to investments, so you can make your money work harder for you.


    Investing Made Simple: Brian explains why index funds are a powerful and low-risk option for growing your wealth and how anyone can get started, even with small amounts.


    Protect What You Earn: Discover the importance of protecting your assets with insurance and managing debt effectively, so you’re not just building wealth but safeguarding it for the future.

    LINKS
    The Money Guy Show
    Millionaire Mission: A 9 Step System to Level-Up Your Finances and Build Wealth book
    Abound Wealth Management
    CONNECT WITH SHANNAH
    Follow me on Instagram
    Emotions-Based Money Coaching Special
    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Ready to flip traditional wealth-building advice on its head? In this episode, David Hegarty, Founder and CEO of Playbook, takes us beyond the basics and into powerful, often-overlooked strategies for real financial freedom. He’s not here to preach the usual advice—instead, he’s diving into post-tax wealth-building, revealing insider tips on optimizing tax advantages and growing your money faster. David’s unique approach lets you skip the rigid financial plan and focus on what he calls “simple and delightful” wealth-building. If you’re ready to change the way you think about money and take steps most experts don’t talk about, keep listening—you won’t want to miss this.
    LINKS
    Playbook
    Playbook on TikTok
    Playbook on Instagram
    ** Rediscover Joyful Motherhood Summit - I'll be a guest speaker!
    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode, I sit down with shopping expert Trae Bodge to spill the top Black Friday secrets you need to know. Get insider tips on timing your purchases, using deal alerts and browser extensions, and maximizing savings. Trae shares expert hacks for scoring deeper discounts than the standard Black Friday prices, plus the best days to buy tech, beauty, toys, and more. We also dive into avoiding emotional spending and buyer’s remorse with tips on thoughtful gift-giving and the art of re-gifting.
    Takeaways:

    Best tools for finding holiday deals

    Hidden Black Friday discount hacks

    Top shopping days for tech, toys, and winter clothes

    How to avoid holiday buyer’s remorse


    LINKS MENTIONED
    Trae's MSN Gift Guide Page
    Slick Deals
    PayPay Honey
    Coupon Cabin
    FlashFood
    Perfect Gift Card
    Giftcard Granny
    CONNECT WITH SHANNAH
    Looking for Money Coaching? Book a complimentary 20-minute call with Shannah to learn more https://savvycal.com/everyonestalkinmoney/comp 
    FREEBIE: Show Me the Money Workshop 
    Follow me on Instagram 

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Welcome to a high-energy, no-holds-barred showdown between two of the most popular wealth-building strategies: real estate and investing in an S&P 500 index fund. Ever wondered if your money is better off in bricks and mortar or riding the stock market wave? In this episode, I break down the pros, cons, and real-life examples of each approach to help you decide which path is best for you.
    In this episode, we cover:

    Real Estate 101: The highs (cash flow, appreciation, leverage) and lows (tenants, maintenance, and late-night repair calls).

    S&P 500 Basics: Why this “set it and forget it” strategy is loved by millions, how dividends can supercharge growth, and the power of compounding over time.

    Real-Life Case Studies: Meet Sarah, who turned her rental property headaches into a real estate portfolio, and Jason, who chose the S&P 500 and let compounding take the reins.

    Who Wins the Wealth Showdown? How to decide which investment fits your lifestyle, risk tolerance, and financial goals.


    Whether you’re a hands-on investor with dreams of owning properties or a laid-back stock market enthusiast who wants to let time work its magic, this episode has something for everyone.
    CONNECT WITH SHANNAH
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram
    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Ever thought, “I’m doing everything right with my money, so why am I still stuck?” You’re not alone. Many of us carry hidden emotional baggage with money, creating roadblocks to the wealth we want. In this episode, I’m joined by Dr. Bradley Nelson, best-selling author of The Emotion Code, to uncover how trapped emotions keep you financially stuck and how to release them. We dive into practical ways to lower money stress and rewire those beliefs that hold you back. Even if this sounds a bit “out there,” I promise you’ll discover something that can transform your relationship with money.
    LINKS
    The Emotion Code book
    The Body Code book

    CONNECT WITH SHANNAH
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram 

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Let’s be real: food waste is costing you—big time. If you’re tossing leftovers or ignoring those limp veggies in the back of the fridge, you’re practically throwing money in the trash. In this episode, I sit down with Teralyn Pilgrim, a zero food waste wizard, to uncover how we can all save serious cash and do something good for the planet. We’re getting into the myths around ‘best by’ dates, clever hacks to upcycle food scraps into new meals, and how to make the most of what you’ve got without sacrificing taste or quality."
    What You’ll Learn in This Episode:

    The Hidden Cost of Food Waste: How food waste is silently draining an average of $100 a month from your wallet—and what to do about it.

    The Truth About Expiration Dates: Forget what you thought you knew; ‘best by’ dates are often misleading, and we’ll explain how to actually know what’s safe to eat.

    Mindful Eating Hacks: Tips for getting intentional with your food choices, so nothing goes to waste and your budget gets a boost.

    Scrap Transformation Tips: From carrot tops to bread ends, find out how to turn scraps into surprisingly delicious meals that’ll impress anyone.

    Getting the Whole Family Involved: Practical ways to teach kids about food waste and build a mindset shift that sticks.

    Kitchen Organization Secrets: Why knowing what’s in your fridge can make all the difference—and how to set up your kitchen for zero waste success.


    CONNECT with Teralyn
    Teralyn on Instagram
    Get Teralyn's book: No Scrap Left Behind

    CONNECT WITH SHANNAH
    FREEBIE: Show Me the Money Workshop 
    FREEBIE: She’s Got Wealth Workshop
    Follow me on Instagram

    SPONSORS
    Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. 
    Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. 
    Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.
    Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .
    Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 
    Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 
    Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.
    Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. 
    Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.
    Learn more about your ad choices. Visit megaphone.fm/adchoices