Episoder
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Join Money Conscious host Sacha Millstone in conversation with Owen Ullmann, author of the new book Empathy Economics: Janet Yellen's Remarkable Rise to Power and Her Drive to Spread Prosperity to All.
In this engaging episode, you’ll hear:
How Secretary Yellen broke through glass ceilings and old boys’ clubs to become the first person in American history to have led the White House Council of Economic Advisors, the Federal Reserve, and the Treasury Department.
Examples of how her values of equity and inclusion have informed every aspect of her working life.
Personal anecdotes that demonstrate her humor and ability to disagree without being disagreeable.
More about the origins and trajectory of her career and what factors contributed to her success.
Guests:
Owen Ullmann is an award-winning journalist and author who has covered the White House, foreign affairs, economics and political campaigns for four decades. Currently USA TODAY’s Managing Editor for World News, he has reported from all 50 states and more than 60 countries, and has interviewed five U.S. presidents, numerous foreign leaders and other major political and economic decision-makers.
Bio: https://www.hachettebookgroup.com/contributor/owen-ullmann/
Buy his book: https://www.hachettebookgroup.com/titles/owen-ullmann/empathy-economics/9781541701021/
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Visit The Millstone Evans Group website for more information about the company. -
Seasons. Financial markets. Nothing stays the same. That’s why this Fall is a good time to stop, take a look at what’s happening with the financial markets, and get a reality check from two people who have provided insightful perspectives for many different seasons over the years.
In Money Conscious Episode 19: Fall 2023 Market Update with Greg and Sacha, Sacha Millstone and Greg Evans, the co-founders of The Millstone Evans Group, offer an assessment of where we are now, how the market is being influenced by various factors, and what investors should be thinking about. They are interviewed by Dave Singleton, a colleague and longtime client, who asks the kinds of questions investors have on their minds right now.
In this engaging episode, Sacha and Greg share:
Their advice on how to look beyond gloomy news headlines to stay the course and focus on what matters.
How they see the rest of 2023 playing out – e.g., what role inflation, the healthy employment rate, a possible recession and/or government shutdown, the political climate and other business factors might play in determining market performance.
Tips for how best to manage financial portfolios right now, including a focus on dollar-cost averaging.
Guests:
Sacha Millstone and Greg Evans are the co-founders of The Millstone Evans Group and, together, they bring a wealth of experience to this conversation and to their clients in 37 states. Both have several decades of experience in these markets, gaining experience at some of the top investment firms in the country prior to joining forces years ago. Sacha, Greg Evans and the team specialize in retirement planning and distribution strategies, estate planning, longevity planning, ESG or socially conscious investing, charitable giving and a number of other financial planning and investment topics. To learn more about Sacha and Greg, please check out their bios:
Sacha’s bio: https://www.millstoneevansgroup.com/acquaint/bio?_=sacha
Greg’s bio: https://www.millstoneevansgroup.com/acquaint/bio?_=greg
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Visit The Millstone Evans Group website for more information about the company. -
Manglende episoder?
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In Money Conscious Episode 18: We Explore ESG Investing with YourStake’s Co-Founder Gabe Rissman, you’ll hear from Gabe, who is both co-founder and president of YourStake, about the passion that drove him to start the company. You’ll also find out more about YourStake – a fantastic tool that uses trusted public sources to gather data and evaluate companies based on important values such as supporting the environment, gender and racial equity, healthy living, and others.
Included on the panel from the Millstone Evans Group are Sacha Millstone, President and the podcast host who has been at the forefront of ESG investing for decades, along with Brad Michalchuk, the firm’s Director of Financial Planning & ESG Research, and Dave Singleton, who manages the team’s communications and is a longtime client.
In this episode, we delve into details around:
How ESG investing is about aligning your values with your investments, which can enable you to have a positive impact on society while also optimizing your returns.
How ESG provides investors with more data and information to make informed decisions around a company's risk and future growth and sustainability potential.
The many myths around ESG investing and why it’s important to bust them. For example, nobody is forced to invest with an ESG lens at all. There are many more investments that don't use ESG than do.
The new YourStake tool which helps quickly find investments for your portfolio that align to your values. It offers you “how about this, not that” options with expected returns that are equal or better to what you currently have.
Why the Millstone Evans Group chose YourStake as our ESG Investing tool.
What the YourStake experience is like for a client. Dave shares his experience.
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Visit The Millstone Evans Group website for more information about the company. -
In Money Conscious Episode 17: Security Experts on How EverSafe Protects You from Financial Fraud, we talk with the co-founders of EverSafe, a service that shields you and your loved ones from financial fraud through monitoring accounts for unusual activity and sending alerts to you and anyone you designate as a trusted advocate. Keeping your finances secure and avoiding fraud and scams are increasingly important in today’s world.
We are very pleased to host the two co-founders of EverSafe: CEO and technology expert Howard Tischler and Chief Operating Officer Elizabeth Loewy, former Chief of the Elder Abuse Unit in the Manhattan District Attorney's Office.
Included on the panel from the Millstone Evans Group are Sacha Millstone, president and the podcast host, along with the firm’s Life Cycle Planning Specialist Toni Noto, Director of Operations and Financial Planning Associate Martial Frindethie, and Dave Singleton, communications leader and longtime client.
In this episode, we share:
Stories about the widespread prevalence of scams that prey on people of all ages, especially the elderly.
Tips to protect you and your family from financial fraud.
The easy way to set up a trusted advocate with whatever level of access to your accounts you choose.
How to easily sign up for EverSafe weekly alerts and how to contact their customer service when needed.
We also spotlight two longevity services – Clear Match Medicare and Everplans. Along with EverSafe, these three are complimentary, added-value services that The Millstone Evans Group offers its clients.
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Visit The Millstone Evans Group website for more information about the company. -
In Money Conscious Episode 16: Experts on Longevity Planning Services Available Now, knowledgeable leaders from Raymond James and the Millstone Evans team update you on longevity planning – what it is and what it encompasses, including an overview of incredible tools available today.
Included on the expert panel are Sacha Millstone, president of the Millstone Evans Group and podcast host, along with the firm’s Life Cycle Planning Specialist Toni Noto and, from Raymond James, Senior Longevity Planning Consultant Alaina Butler. The episode is hosted by Dave Singleton, who works with the team on the firm’s communications and is also a longtime client who asks questions from the client’s point of view.
In this information-packed and engaging episode, Sacha, Toni and Alaina share their perspectives on how longevity planning benefits people of all ages. They explore how important it is to have a vision for the rest of your life – and how key it is to plan early to make that vision a reality. They also spotlight specific details about the available suite of longevity planning tools and resources, including:
Clear Match Medicare. An unbiased agent will partner with you to help you consider which options to consider and how best to navigate those choices as your needs change.
EverSafe. This service shields you and your loved ones from financial fraud through monitoring accounts for unusual activity and sending alerts to you and anyone you designate as a trusted advocate.
Everplans. Their step-by-step process helps you organize key documents – from wills and end-of-life wishes to family memories– in a secure online database, which you can share with trusted family and friends.
All three of these are complimentary, added-value longevity planning services that The Millstone Evans Group offers clients.
The panel also focuses on Broadspire Care Management, a fee-based caregiving service. Broadspire’s dedicated care experts use a holistic, specific approach to assist you with identifying and successfully addressing the often-disorienting challenges involved in caring for an aging or disabled loved one.
Guests:
Sacha Millstone is the President of Millstone Evans Group and has been a financial advisor and leader in the industry for decades. She brings a wealth of experience to this podcast, this conversation and to the firm’s clients in 37 states.
Toni Noto is the Life Cycle Planning Specialist for the Millstone Evans Group. Clients value her experience around key areas that have big implications in retirement – including Medicare planning and other key aspects of longevity planning.
Alaina Butler is the Senior Longevity Planning Consultant at Raymond James, helping connect advisors and branches to the resources they need to help their clients and clients’ families holistically. Alaina was one of the bright stars at recent Millstone Evans Group Market Outlook event – attendees loved her longevity planning presentation.
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Visit The Millstone Evans Group website for more information about the company.
On April 18, 2023, to help families and individuals struggling to access the affordable, high-quality care they need, the Biden Administration announced the most sweeping set of executive actions to improve care in history. -
Most of us have weathered the ups and downs of volatile financial markets, but somehow each time the daunting news headlines are still unsettling. That’s why it’s a good time to stop, get a reality check and turn to two people who always provide insightful perspectives on the financial markets.
In Episode 15: Spring 2023 Market Update with Sacha and Greg, Sacha Millstone and Greg Evans, the co-founders of The Millstone Evans Group, update you on the financial markets, including an assessment of where we are now, what investors should be thinking about, and how best you can continue to navigate market volatility. They are interviewed by Dave Singleton, a colleague and longtime client who asks the kinds of questions investors have on their minds right now.
In this information-packed and engaging episode, Sacha and Greg share:
Their advice to calm the frayed nerves of investors who continue to fear this current period of volatility.
Why President Biden’s recent and first-ever veto, which protects and promotes Environmental, Social and Corporate Governance investing options, is so important.
Tips for how best to manage financial portfolios right now.
What a recession might mean to investors.
Thoughts about the two recent bank failures and why they aren’t something most investors need fear.
How they see the rest of 2023 playing out – e.g., what role could factors like inflation, business drivers such as the healthy employment rate, and the political climate play in determining market performance.
Guests:
Sacha Millstone and Greg Evans are the co-founders of The Millstone Evans Group and, together, they bring a wealth of experience to this conversation and to their clients in 37 states. Both have several decades of experience in these markets, gaining experience at some of the top investment firms in the country prior to joining forces years ago. Sacha, Greg Evans and the team specialize in retirement planning and distribution strategies, estate planning, longevity planning, ESG or socially conscious investing, charitable giving and a number of other financial planning and investment topics. To learn more about Sacha and Greg, please check out their bios:
Sacha’s bio: https://www.millstoneevansgroup.com/acquaint/bio?_=sacha
Greg’s bio: https://www.millstoneevansgroup.com/acquaint/bio?_=greg
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Visit The Millstone Evans Group website for more information about the company. -
March is Women's History Month and to help kick it off, I’m thrilled to spotlight how gender lens investing helped spur enormous progress in diversity of leadership at public companies over the past decade.
Launched nine years ago, the Impax Ellevate Global Women’s Leadership Fund was the first mutual fund to focus on research and measurement of the advancement of women in the workforce at public companies around the world. The tangible results companies have experienced from engaging in this way create a virtuous circle that leads to greater leadership diversity and even better outcomes. The fund invests in many of the highest rated companies in the world.
In Money Conscious Episode 14: The Impact of Gender Lens Investing and Women’s Leadership Funds, my guest is Kelly Baldoni, Head of Global Women's Strategies at Impax Asset Management. Kelly has worked with the Impax Ellevate Global Women's Leadership Fund since its inception.
We explore many key areas such as:
How Kelly and the Impax Ellevate research team identify the top publicly traded gender leadership companies in the world, and how their proprietary scoring system has evolved over time.
Diversity efforts businesses implement, measure, and report on often result in greater innovation, better communication, higher employee satisfaction, and better understanding of clients.
Academic research shows that companies that have implemented successful diversity programs and processes demonstrate improved growth and financial performance.
How gender lens strategies combined with a greater number of investors aligning their investments with their values increased progress toward diversity during the heights of the #MeToo, Time's Up, and Sheryl Sandberg's Lean In movements.
What goes into making the Impax Elevate Global Women's Leadership Fund such a tremendous success, reaching over a billion dollars in assets in 2022.
Guest:
This episode’s guest is Kelly Baldoni, Head of Global Women's Strategies at Impax Asset Management. Kelly also oversees national sales and marketing initiatives for the firm’s gender lens strategies particularly the Impax Ellevate Global Women's Leadership Fund. She joined Impax Asset Management in 2014, the Fund’ founding year. Kelly has honed and expanded the firm's practice management resources, which help financial advisors very effectively engage with and serve women investors as well as the next generation of clients. In addition, Kelly publishes articles in industry publications, and regularly presents at key industry conferences and events nationwide.
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Visit The Millstone Evans Group website for more information about the company. -
We could not be more excited to bring you our first podcast of 2023! In Money Conscious Episode 13: A Raymond James Expert Shares Why This is the Time to Really Get Invested, my guest is Mike Gibbs, formerly Head of Portfolio and Technical Strategy, now Lead Portfolio Manager with Gibbs Capital Management, a division of Raymond James Investment Management. My podcast last fall with Mike was one of the most popular ones and there’s a reason for that: he’s a fabulous speaker, full of facts and so insightful about strategic thinking about the markets - where we are and where we’re likely going. You’re going to love this latest episode with Mike. We explore in detail many key areas such as:Why 2023 will likely be a transition year and that brings with it much opportunity!If we go into a recession this year, it will likely be a mild one because the economic factors (e.g., job market, consumers with cash) now are so different than those impacting previous deep recessions. Several reasons why now is no time for investors to be complacent; it’s a time for investors to look forward.The kinds of questions you should be asking your advisor right now to make sure you’re set up for maximal results down the road.Guest: This episode’s guest is J. Michael (“Mike”) Gibbs. Mike joined Raymond James in 2012 through the acquisition of Morgan Keegan & Co. and has 37 years’ experience as Chief Equity Strategist and Portfolio Manager. As of this month, Mike is thrilled to announce his new position as Lead Portfolio Manager with Gibbs Capital Management, a division of Raymond James Investment Management.Show Notes:In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way. After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!Visit The Millstone Evans Group website for more information about the company.
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As the holiday season approaches and the end of the tax year nears, it’s the time to make charitable giving decisions for the year. I know this can lead to many questions. What are your giving goals? When should you give – is it better to do it now or wait? And the question donors ask more than any other, where should you direct your donations?
In Money Conscious Episode 12: Want to Make an Impact with Charitable Giving? It’s Easier than You Think, I’m excited to explore answers to these questions and more with my guest Nicole Hisler, the Senior Vice President and Director of Charitable Solutions at Raymond James Trust. Join us for this lively episode to learn more about trends and developments in charitable giving, some of which may surprise you. Nicole and I also share the many smart ways you can approach charitable giving today and how easy it’s become to do so. We highlight the fast-growing area of donor advised funds, because we think more of you may choose to participate if you know a little bit more about them. Among the many advantages, a donor advised fund (DAF) is extremely easy to set up, provides an immediate tax deduction, and allows you to donate to your favorite charities at the timing of your choice. Many people tell me they love having a special account that is designated just for charitable purposes – and we talk about why.
This episode is especially timely since December 16 is the deadline to submit contribution of cash or securities held at Raymond James to a donor advised fund account. This deadline is for new account applications and all contributions. Please enjoy the episode and if you are interested in discussing this further, and possibly setting up an account, contact me and I’ll answer your questions and help you get started.
Guest:
This episode’s guest is Nicole Hisler, the Senior Vice President and Director of Charitable Solutions at Raymond James Trust. She is responsible for the team that provides general administration of Raymond James Charitable, a nonprofit established to give donors an easy and convenient way to support their favorite charities. Prior to her current role, Nicole worked with Raymond James Charitable for more than five years as a marketing director with Raymond James.
Show Notes:
Please visit the Raymond James Charitable website (raymondjamescharitable.org), which is a great resource that provides simple and effective giving solutions for you, including more about donor advised funds and planned giving.
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Visit The Millstone Evans Group website for more information about the company. -
In Money Conscious Episode 11: The Story of Thornburg Investment Management’s Extraordinary LEED Gold Certified Headquarters, my guest is Sergio Silva, Facility Manager at Thornburg Investment Management’s 100,000 square foot certified LEED gold headquarters in Santa Fe. Sergio joined the company in 2015 and currently oversees all aspects of building and grounds maintenance, including physical infrastructure, security, testing and inspections, environment, and health and safety requirements.
Recently at a conference hosted by Thornburg, Sergio gave me a tour of the headquarters. I was absolutely fascinated as he described the foresight and comprehensive planning that went into the design, construction, and ongoing maintenance of this green building, and how the development of new technologies means that over time the energy efficiency is increased, and the environmental impact of the building grows lighter.
I asked Sergio to share with my listeners what makes this building such an excellent example of the extraordinary efficiency that can be achieved when businesses choose to make their buildings green.
In today’s episode, Sergio and I share the highlights from my tour, including how:
The building was designed to use 47% less energy and 43% less water than a facility of a typical size.
This building has achieved 100% carbon neutrality. The rooftop installation of solar panels produces a surplus of energy annually, directing the unutilized power from the building back to the local power grid. This clean energy counters Thornburg’s carbon emissions and offsets its carbon footprint.
Passive water harvesting, an underground cistern and an outdoor porous paving system allow the headquarters to reduce outdoor water use and direct cleaner water back into the community.
Significant environmental elements are integrated into the interior and exterior of the building.
Noteworthy interior features include a highly efficient underfloor air delivery system, sensor-controlled T5 lighting, operable windows, low-emitting materials and extensive controlled daylighting to make use of solar energy.
The building honors the beauty of Santa Fe’s natural environment while incorporating the latest in building technology and design.
And much, much more!
Show Notes:
Please review the Thornburg Corporate Social Responsibility (CSR) Annual Report released in June 2022 - link: https://www.thornburg.com/pdfs/csr-annual-report-2022. It contains additional insight on the building and Thornburg’s approach to the environment and sustainability. Pages 20-21 are specific to the building, with additional details throughout the report.
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Visit The Millstone Evans Group website for more information about the company. -
In Money Conscious Episode 10: A Raymond James Expert Shares Why You Don’t Need to Fear Bear Markets, my guest is Mike Gibbs, Director of Equity Strategy and Director of Portfolio & Technical Strategy for Raymond James. I’ve known Mike for many years and there’s no one better to share fact-based analyses of the markets – including where we are and where we’re likely going. He’s a natural storyteller, so he explains it all in a personal and relatable way that will help calm your fears if you are concerned about the bear market and the volatility we’re experiencing. We explore in detail many key areas such as:How economic factors are different compared to the last economic crisis that started in 2007. For example, corporate balance sheets are strong, and banks are overcapitalized, which means there is less risk in the system today.Why the Fed’s rate hikes lead to market and economic contraction – and why we should see inflation start to moderate.Why Mike predicts that if we dip into a recession, it will likely be shallow and relatively short. “Market bottoms have a tendency to come very violently and be over in a hurry.”Market turnaround timing is tough to predict, and the market will likely go up a lot before news headlines turn positive. Bear market history – e.g., the average decline in and length of a bear market are 33% and 13 months, respectively. The S&P 500 is now down about 25%. We have already been in this bear market for 8.5 months. Bear markets are stressful, but history shows us that the economy heals, and the market reaches a new high every single time.The fact is that stocks rise more than they fall; in bull markets, they go up an average of 152%. Why sectors like green energy, healthcare, cybersecurity and software are booming and will continue to in the future; andBear markets offer strong buying opportunities. Guest: This episode’s guest is J. Michael (“Mike”) Gibbs. Mike joined Raymond James in 2012 through the acquisition of Morgan Keegan & Co. He currently serves as the Director of Portfolio & Technical Strategy for the firm. He joined Morgan Keegan in 1986 as a financial advisor and became Senior Investment Strategist for the firm in 2003. In 2009, he assumed the role of Director of Equity Strategy. As Investment Strategist, his role is to guide financial advisors on market strategy and stock selection through the use of fundamental and technical analysis. Read his full bio.Show Notes:In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way. After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!Visit The Millstone Evans Group website for more information about the company.
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I am excited to share my new Money Conscious podcast with you! I want you to hear more about the new software tools we’re using at The Millstone Evans Group that help us personalize investment selections and financial planning for our clients more than ever before.
In Episode 9: How New, Powerful and Personalized Investing Tools Will Make a Positive Impact on Your Portfolio, I delve into this topic with Brad Michalchuk, who joined the Millstone Evans Group in early 2022 as the team’s Director of Financial Planning and Environmental, Social, and Governance (ESG) Research.
We discuss a planning case in which Brad uses our education software, College Aid Pro, to help one family – parents and high school-aged kids working together – personalize the search process and find the right colleges for each student at the right price.
You’ll also hear about YourStake, an extremely powerful new software that incorporates over 100 metrics around key areas of concern such as health, environment, human rights, and many more. YourStake enables us to match a client’s values with a set of investment options, and then to incorporate investment performance as we create the personalized portfolio. I am thrilled – and want clients to be thrilled – by the fact that we can provide specific, transparent answers in many areas that I know you care about.
Guest:
This episode’s guest is Brad Michalchuk, who joined the Millstone Evans Group in early 2022 as the team’s Director of Financial Planning and Environmental, Social, and Governance (ESG) Research. Read our latest Millstone Evans Group blog post to learn more about Brad, including the turning point that made him choose to refocus his career, why he's so enthusiastic about financial planning and how he leverages his decade plus years of experience working as an earth scientist in doing ESG research.
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you! -
Hi all,
If you or someone close to you has ever had to research Medicare healthcare coverage, you may be familiar with how overwhelming it can be. Huge numbers of letters, fliers, emails, and more suddenly arrive at your doorstep. How does one even start to sort through all the possibilities?
The truth is, the more people understand about Medicare before turning 65, the better their ability to make excellent personal decisions with minimal stress.
That’s why I’m excited to share with you my latest Money Conscious podcast - How We Help Clients Navigate Their Medicare Coverage. In this episode, we demystify one of the largest insurance programs in America.
My guests are Giordano Rapati, Licensed Medicare Advisor with ClearMatch Medicare, and Toni Noto, our team’s Lifecycle Planning Specialist. Giordano and Toni offer a personal concierge service that The Millstone Evans Group provides to our clients, helping to make the Medicare process less daunting and more understandable, pre-age 65 and after.
Some common questions and issues our personal concierge service addresses include:
Will you be able to continue with your current doctors?
Should you elect supplemental coverage and, if so, what kind, and when you should enroll?
Finding the best pricing for your medications and providers.
Clarifying what your yearly out-of-pocket expense will be upfront.
Although Medicare does not cover these, helping you select dental, vision, and hearing coverage. Note: many people think they cannot get these coverages once they are enrolled in Medicare, but that is not the case.
Happy listening!
Sacha
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you! -
In Part 2: How Sustainable Investing Leader Katharine Collins Finds Opportunity in Times of Change, the latest episode of the new Millstone Evans Group podcast Money Conscious hosted by President Sacha Millstone, Sacha and guest Katharine Collins share their views on how to manage the volatile markets. The stress during times of market volatility is real. At the same time, it is important to remember that crisis = opportunity. Today’s low prices are an opportunity for tomorrow’s investment returns.
In this engaging and personal episode, the women focus on how to stay patient and even-keeled and why those attributes are so helpful in making sound, long-term decisions. Amplifying a sense of fear and scarcity almost always leads to poor decisions. They also share healthy habits to adopt when you’re feeling stressed about the markets, such as embracing outdoor walks, avoiding what they call “doom scrolling,” and increasing communication with your financial advisor if you have any questions or concerns about the market or your investments.
Show Notes:
Podcast guest Katharine Collins is Head of Sustainable Investing for Putnam Investments. She is responsible for leading Putnam's investment research, strategy implementation, and thought leadership on environmental social, and governance (ESG) issues. In addition, Ms. Collins is a portfolio manager of Putnam Sustainable Future Fund and Putnam Sustainable Leaders Fund, and Chair of Putnam’s ESG Leadership Committee She joined Putnam in 2017 and has been in the investment industry since 1990. She provides analysis of current and emerging trends in sustainable investing, publishes Putnam’s annual Sustainability and Impact Report, and is the author of The Nature of Investing: Resilient Investment Strategies Through Biomimicry. A recognized thought leader, Ms. Collins was named to Forbes 2021 list of leaders “50 Over 50” who are shaping the future of finance.
There are two episodes with Katharine Collins. Both parts are important, distinct and engaging…and short – about 20 minutes each. Perfect for a car ride, walk or break from work.
Review the Sustainability and Impact Report from Putnam Investments that was just released in June 2022. It’s called “Putnam Sustainable Equity: A dialogue with investors.” Accompanying the report is a short and impactful letter from Katharine Colins, who published this report. Access both here: https://www.putnam.com/impact.
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you! -
In Part 1: Investing to Thrive: Why We’re Embracing the Circular Economy Now, the latest episode of the new Millstone Evans Group podcast Money Conscious hosted by President Sacha Millstone, Sacha and guest Katharine Collins explore Katharine’s sustainable investing philosophy and focus on the circular economy. In a circular economy, products are designed with goals of efficient resource use, and improved ability to reuse, repair, resell, and recycle materials. Circular economy design principles and business structures offer immense opportunities for the creation of new processes and practices with meaningful benefits. New and better data collection is leading to evolving production models.
In the midst of today’s volatility, things are changing. There is a real chance for advancement in many industries.
Show Notes:
Podcast guest Katharine Collins is Head of Sustainable Investing for Putnam Investments. She is responsible for leading Putnam's investment research, strategy implementation, and thought leadership on environmental social, and governance (ESG) issues. In addition, Ms. Collins is a portfolio manager of Putnam Sustainable Future Fund and Putnam Sustainable Leaders Fund, and Chair of Putnam’s ESG Leadership Committee She joined Putnam in 2017 and has been in the investment industry since 1990. She provides analysis of current and emerging trends in sustainable investing, publishes Putnam’s annual Sustainability and Impact Report, and is the author of The Nature of Investing: Resilient Investment Strategies Through Biomimicry. A recognized thought leader, Ms. Collins was named to Forbes 2021 list of leaders “50 Over 50” who are shaping the future of finance.
There are two episodes with Katharine Collins. Both parts are important, distinct and engaging…and short – about 20 minutes each. Perfect for a car ride, walk or break from work.
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you! -
In Knowledge is Comfort: Why We Love Dividend-Paying Stocks, the latest episode of the new Millstone Evans Group podcast Money Conscious hosted by President Sacha Millstone, Sacha and Ben explore how the 2008 financial crisis was very different than what we are facing today.
You’ll hear why the consumer is in a much better position now, including why the broad-based level of inflation that we're experiencing now is also quite different than what we had in 2008. You’ll get a brief and engaging glimpse into how a research expert analyzes and evaluates companies to find opportunities during down times and make investments for multi-year horizons.
You’ll also find out why savvy investors should understand the importance of dividend-paying stocks, which are the best performing asset class this year. As Ben notes in the podcast, “Dividends are also called equity income and equity income has the really important feature of being able to grow over time. So as opposed to being fixed, dividends go up over time as the economy grows, as inflation happens. Good companies are able to share their profits with investors. And as those profits grow, they share more of those profits with investors.”
Knowledge is power. Knowledge is comfort, too. We hope this episode brings you both.
Show Notes:
Podcast guest Ben Kirby is co-head of investments for Thornburg Investment Management, responsible for driving the investment process at the firm. He also manages several funds including the Thornburg Investment Income Builder, Developing World Fund, and Summit Fund. He joined Thornburg in 2008 as equity research analyst, was promoted to associate portfolio manager in 2011, and was named portfolio manager and managing director in 2013.
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you! -
Parents and grandparents alike often worry about how their families will be able to handle the high cost of higher education. One of the questions I hear a lot is: with tuition so high these days, how will we pay for our children’s college education?
You may be surprised to learn how dramatically the choosing and funding landscape has changed! We are excited to share options and answers in How to Conquer the Complicated College-Funding Process, the latest episode of the new Millstone Evans Group podcast Money Conscious, hosted by President Sacha Millstone.
In this episode, Sacha and her guest, Peg Keough, Director of Education at College Aid Pro, reveal how a powerful tool plus expert advice can help families plan for higher education and then start down the daunting road of applications. Listen and learn how to get the young people you love into a college that is a great choice for them, while creating a college-funding strategy that works.
Key takeaways include how to be:
Prepared to explore a school’s financial fit as well as academic and social aspects.
Proactive about what to ask for, rather than reactive and resigned to initial offers.
More encouraged about options, possibilities and strategies, and finding the people within educational systems who can help you achieve your family’s goals.
It’s cliched but true: knowledge is power. Not only that, but knowledge is also a stress reducer. Most people drift through the complicated college-funding process stressed out, immersed in applications, and unaware of options. That’s a costly and largely avoidable mistake.
This episode is a primer not only for parents considering tuition costs, but also for grandparents who want to help financially support a grandchild’s education and/or share options with their family.
Show Notes:
Podcast guest and financial planner/wealth manager Peg Keough became an expert in college funding when her twins hit high school and the thought of paying well into five figures each for college was daunting, to say the least. She jumped in headfirst and created her company Way to the Quad to build understanding of how the college system works. Her mission is to help families find the best financial fit college for their kids and maximize discounts available on the overall cost of college. More about Peg: https://waytothequad.com/about-peg
More about Way to the Quad, the organization Peg founded to help educate parents about the college-funding process. https://waytothequad.com
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you! -
A little concerned about the current volatile stock market? Wondering what it could mean for your portfolio and what you can do about it? You are not alone.
Welcome to the third episode of the new Millstone Evans Group podcast Money Conscious, hosted by President Sacha Millstone.
In episode three, Sacha and her partner Greg Evans answer many of the burning questions you may have right now. With their stock market expertise, they provide an antidote to pointless doom scrolling through unsettling financial news. Instead, they focus on:
A brief historical perspective on market volatile to put things in perspective for you.
Concrete tips on how to avoid common pitfalls nervous investors (unfortunately) make.
How to ensure your investments are set up to withstand this current period.
“We enjoyed making this podcast for listeners – think of us talking over coffee and sharing insights, with a few laughs along the way, too,” says Sacha. “Hear about my recent trips to D.C. and New York, Greg’s take on what he calls ‘permabears,’ and why the enormous box office success of the film Top Gun: Maverick may signal more than just a Tom Cruise comeback.”
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you! -
Welcome to the second episode of the new Millstone Evans Group podcast Money Conscious, hosted by President Sacha Millstone. In episode two, Sacha and her guest, bond market expert James Camp, explore in depth:
How the bond market works differently than the stock market. Everyone can get the same quote on a stock price (e.g., the price at which you buy and sell).
The innovation James led at Eagle to combine dividend stocks and bonds in the same managed portfolio and offer different proportions of each to match different clients’ risk tolerance levels.
Dividend rise over time and how stocks can be inflation fighters when they raise their dividends at a greater annual pace than inflation.
Why dividend paying stocks are the best performing asset class this year and why James is excited about the bond market right now.
Guest: James Camp, managing director of Eagle Asset Management’s Fixed Income and Strategic Income strategies. Before joining Eagle in 1997, James was a vice president in the Fixed Income Research and Mortgage Specialist groups at Raymond James & Associates following three years at ING Investment Management. He has appeared on CNBC, Bloomberg TV and FOX Business News and has been quoted in the Wall Street Journal, Bloomberg News, Reuters, the Economist, Financial Times and other financial news publications.
Show Notes:
In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you! -
Welcome to the inaugural episode of the new Millstone Evans Group podcast Money Conscious, hosted by President Sacha Millstone. The title Money Conscious reflects two priorities The Millstone Evans Group is passionate about: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way. In episode 1, Sacha and guest Julie Gorte explore the impact of the Ukraine war on both fossil fuel energy stocks and stocks of companies involved in the energy transition away from fossil fuels. Could the war ultimately serve as an even greater catalyst for the energy transition?
Guest: Julie Gorte, Ph.D. and Senior Vice President for Sustainable Investing at Impax Asset Management LLC, the North American division of Impax Asset Management Group and investment adviser to Pax World Funds.
Show Notes:
In every episode of Money Conscious, host Sacha Millstone will talk with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we’re passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way.
After you’ve listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, review it so others can find it, too. Thank you!
Want to learn more about this topic? Here are two recent articles you might find interesting:
Russia’s war in Ukraine is a ‘watershed moment’ for climate crisis
Russia’s War draws governments into energy markets - Vis mere
