Episoder
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As the U.N. General Assembly wraps up, President Higginsâ recent comments have sparked controversy, raising questions about how far he has stretched the boundaries of his role. In this episode, we examine the evolving nature of the presidency and look ahead to next yearâs election, discussing what the office could represent and the key challenges it faces.
Former Taoiseach Leo Varadkar emphasises that a united Ireland should be seen as an "objective" rather than merely an "aspiration" for the political establishment in the Republic. We take a closer look at Northern Irelandâs economy and explore the realities of what a united Ireland might entail. Meanwhile, new data on job churn reveals a decline, signalling relative stability in the Irish economy â a positive indicator of overall health.
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Dale McDermott
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David W. Higgins
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A new long-read article from Bloomberg draws attention to the âdating recessionâ, how 13.3m extra singles emerged from the COVID-19 pandemic and are now adding to an âepidemic of lonelinessâ in the US. We discuss the decline in social and group activities, the implications for Ireland, and how it can turn around.
https://www.bloomberg.com/news/articles/2024-09-10/us-economy-is-reshaped-by-covid-fueled-dating-recession
The US Federal Reserve delivered a 50 basis points (0.5%) cut in interest rates this week, while the Bank of England held rates unchanged. We contrast the two economies and ask if central bank independence is on the way out in the event of a second Trump presidency.
Finally, a new poll in the Irish Times gives a boost to Simon Harris and Fine Gael. It also reveals that cost-of-living concerns havenât gone away. Voters believe this will be the main issue that determines their vote at the general election. They also believe itâs the main issue they want addressed at the budget. The poll also shows that two-third of voters believe young people have better life prospects overseas.
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Dale McDermott
http://linktr.ee/dalemcdermott
David W. Higgins
https://linktr.ee/higginsdavidw
WATCH & LISTEN TO THE PODCAST
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The European Court of Justice ruled that Appleâs tax structure in Ireland amounted to illegal state aid and Ireland will receive over âŹ13 billion in unpaid taxes. We analyse the fallout; what does it mean for Irelandâs industrial policy, should the government save it or spend it on the key challenges facing the country?
Mario Draghi's report The Future of European Competitiveness presents a comprehensive assessment of the EU's current economic challenges, and a set of recommendations aimed at restoring its competitiveness on the global stage. We discuss the 400-page report and ask where to for Europe?
US presidential candidates Donald Trump and Kamala Harris took the stage last evening in the first (and likely last!) debate â was it a knockout for Harris or is Trump being underestimated again?
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Dale McDermott
http://linktr.ee/dalemcdermott
David W. Higgins
https://linktr.ee/higginsdavidw
WATCH & LISTEN TO THE PODCAST
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David attended the launch of Progress Ireland, a new think tank launched by Sean Keyes and a team of colleagues. The think tank believes in âunlocking Irelandâs potentialâ in the areas of housing, infrastructure and innovation.
We discuss the wider issue of Irelandâs budget surplus, termed a âluxury problemâ recently in the Financial Times. Corporate tax posted another set of strong receipts in August, giving the government room in the budget.
Sinn FĂ©in has launched its new housing policy. Government critics say itâs not real home ownership if the state owns the land beneath your house. We discuss this and ask if unwinding so many government initiatives in housing will really happen. Is 300,000 too few homes?
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Dale McDermott
http://linktr.ee/dalemcdermott
David W. Higgins
https://linktr.ee/higginsdavidw
WATCH & LISTEN TO THE PODCAST
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www.youtube.com/@nextroundpod
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https://podcasts.apple.com/ie/podcast/next-round/id1739658716
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https://music.amazon.ca/podcasts/5b7d4187-ee8c-4494-bbf9-f6e5465d1ee9/next-round
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As high-profile restaurants shutter their doors and price gouging concerns rise with the upcoming Oasis concert, we delve into the state of Irelandâs hospitality sector. With calls for a return of the 9% VAT rate, we debate whether it should be reinstated. Is this tax break crucial for the industry's survival, or is it enabling unfair pricing practices?
Irelandâs population has surged by 98,700 in the past year, marking the largest increase since 2008. However, with a pre-existing deficit of 256,000 homes as of 2022, we ask: Are we doing enough to build the infrastructure needed to support this growth? What does this mean for Ireland's future, and how can we address the housing crisis?
New CSO data reveals that earnings have increased by 5.6% on average over the last 12 months. But with skyrocketing rent and car insurance costs, is the inflation rate genuinely reflective of the everyday goods and services people rely on? We explore whether the official numbers align with the reality faced by consumers.
Correction: Around 18 minutes, the point was made that the 9% VAT on hospitality was in place prior to COVID. In fact, the temporary 9% VAT rate was enacted in November 2020, during the pandemic.
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Dale McDermott
http://linktr.ee/dalemcdermott
David W. Higgins
https://linktr.ee/higginsdavidw
WATCH & LISTEN TO THE PODCAST
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As Olympic athletes celebrate their homecomings, Dale raises the topic of OnlyFans, a platform used by many athletes to supplement their incomes and fund their dreams. Is this a tragedy or a triumph? We discuss the wider porn industry and the high engagement from creators and users.
Fianna FĂĄil Senator Malcolm Byrne has suggested that Ireland could host the 2072 Olympics, nearly 5 decades from now. Is this too grand an ambition or just right for a small country to aim for?
Finally, David talks through some new data on industrial relations. All is at peace, it seems, but history tells us that workers have previously taken to picket lines in great numbers to bargain for higher wages. Are those days destined to return?
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Dale McDermott
http://linktr.ee/dalemcdermott
David W. Higgins
https://linktr.ee/higginsdavidw
WATCH & LISTEN TO THE PODCAST
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www.youtube.com/@nextroundpod
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https://podcasts.apple.com/ie/podcast/next-round/id1739658716
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Amid recent market turmoil across the world, we dive into last weekâs stock market turbulence and its implications. We discuss the fallout from speculative yen borrowing, disappointing jobs data, missed earnings from AI and the "Magnificent 7," and the Fed's decision to hold off on interest rate cuts. Is this the perfect storm or just August jitters? Plus, Kamala Harris picks Tim Walz as her VP nomineeâwas it a mistake reminiscent of 2016? We analyse the electoral map, focusing on key states. In the UK, riots erupt over far-right misinformation. Whatâs fueling the unrest, and how does social media play a role?
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Dale McDermott
http://linktr.ee/dalemcdermott
David W. Higgins
https://linktr.ee/higginsdavidw
WATCH & LISTEN TO THE PODCAST
YouTube
www.youtube.com/@nextroundpod
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https://podcasts.apple.com/ie/podcast/next-round/id1739658716
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https://music.amazon.ca/podcasts/5b7d4187-ee8c-4494-bbf9-f6e5465d1ee9/next-round
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Daragh Cassidy is the current Head of Communications at bonkers.ie, the price comparison and switching website. Before joining bonkers.ie Daragh had over 10 yearsâ experience working in the banking and insurance industry. In his current role, Daragh regularly writes for the companyâs popular blog and has appeared on numerous local and national radio and TV show to discuss personal finance matters, energy related topics, and consumer affairs.
We start by asking Daragh his journey to bonkers and the work he does there. Mortgages are a topic we discuss deeply, as the ECB now faces the challenge of slightly higher inflation than expected. Rates may stay higher for longer so itâs foolish to hold off buying your first home until they come down.
Revolut takes centre stage as we explore its success as a challenger bank and its planned venture into mortgage lending. But is it safe? Daragh unpacks the types of fraud customers face across the various banks in Ireland. PR plays a huge role in the relief they provide to customers. Savers should be moving vast sums of money into savings accounts, but they arenât. We Irish love inertia more than a bargain!
Utilities are explored as we continue to see energy price cuts, but broadband providers face ongoing customer complaints. Daragh says we need more teeth in our regulation, and we may be too afraid of clamping down in case we lose providers.
Dublin forms the end of our discussion as Daragh lays out the changes our capital city should see. A whole episode could be had on that one. Many thanks to Daragh for his time on the show.
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Dale McDermott
http://linktr.ee/dalemcdermott
David W. Higgins
https://linktr.ee/higginsdavidw
WATCH & LISTEN TO THE PODCAST
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https://podcasts.apple.com/ie/podcast/next-round/id1739658716
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https://music.amazon.ca/podcasts/5b7d4187-ee8c-4494-bbf9-f6e5465d1ee9/next-round
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Shoplifting in England and Wales has soared to a 20-year peak, with a staggering 60% increase in just two years. This alarming trend, coupled with a surge in street thefts, underscores a growing crisis highlighted by ONS data. We delve into the underlying causes and far-reaching impacts. We also explore how home size correlates with fertility rates worldwide. In the housing market, Local Authorities and Approved Housing Bodies are outbidding first-time buyers and dominating over "vulture funds," raising questions about the future of the social contract.
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Dale McDermott
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David W. Higgins
https://linktr.ee/higginsdavidw
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https://music.amazon.ca/podcasts/5b7d4187-ee8c-4494-bbf9-f6e5465d1ee9/next-round
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Boston Consulting Group has released new research showing how marriage equality has bolstered wealth and wellbeing. We discuss the findings, including a higher net worth and spending for married same-sex couples. The âdurable relationshipsâ debate gets a mention. We also look at the latest CSO population projections (2023-2057). It shows a range of projections for a population as high as 7 million people by 2057. The heavy reliance on net migration, with acceptance of low fertility, is debated.
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Dale McDermott
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www.instagram.com/dale.mcdermott
David W. Higgins
https://linktr.ee/higginsdavidw
WATCH & LISTEN TO THE PODCAST
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https://music.amazon.ca/podcasts/5b7d4187-ee8c-4494-bbf9-f6e5465d1ee9/next-round
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After years of political uncertainty, the UK has decisively voted in a new Labour government with a supermajority. We delve into the election results and scrutinise the First Past the Post voting systemâhas it outlived its usefulness? The new administration hit the ground running, but decades of historically low investment present significant economic challenges for the new Chancellor, Rachel Reeves. Meanwhile, France's recent elections yielded no clear winner, marked by a resounding defeat for Macron and a surge in Far-Right support. We examine the current political landscape in France. Additionally, Ireland's Summer Economic Statement outlines the budget parameters for an âŹ8.3 billion package, we look at potential changes to inheritance tax.
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Dale McDermott
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David W. Higgins
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When the US economy sneezes, the world catches a cold. For a change, we focus this episode on the US economy and the various data points that reveal its strength. The post-COVID years have seen a solid US recovery, and if it continues, it will give a strong incumbency advantage to the US Democrats into the November election. However, all recoveries eventually wane, and the US will be no different. The ESRI has released a new report on Irelandâs housing supply needs. It produces much lower numbers than the Housing Commission. We discuss the key issue of pent-up demand, differentiating the two reports.
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Dale McDermott
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Daft.ie released their Quarterly House Prices report for Q2 of 2024, showing housing prices nationally rising again! With housing inflation on the radar, we look at house prices in the context of loans and prices â how do ratios compare with the world? Ireland is on an election footing, and we speculate (or place a bet like in the UK!) when we are going to the polls â pre- or post-budget? Itâs less than ten days until polling in the UK; we look at how certain a Labour supermajority is and whether Reform UK will make an impact. And Taylor Swift is in town, and she may delay your expected interest rate cut!
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David W. Higgins
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Hugh OâConnell is Political Editor for The Sunday Times in Ireland. Having spent more than a decade reporting and writing on politics in Ireland, we discuss with Hugh the fallout from the 2024 local and European elections. With a mixed bag of results, did the government win? Did the opposition lose? Or a bit of both? What made things go completely wrong for Sinn Fein, is Mary Lou a busted flush? With an increase in online âTikTokâ campaigning and celebrity candidates, will politics change for better or worse? The far-right made gains, should we be worried? And are we only weeks away from a general election?
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Itâs D-Day (literally) and tomorrow and over the weekend Ireland and Europe decides in crucial elections. We look at how the elections will logistically unfold. With underwhelming performance by Sinn Fein in the polls and an uptick for Fine Gael, will there be sweeping change? We look at how social media affects campaigning. Nigel Farage returns and Reform UK surges in the polls, are the Conservatives doomed? Interest rates in Europe are on the decline with the ECBâs first cut since 2019, but inflation is stubbornly high. Is higher inflation going to stick around? And David explains why doves and hawks are important and Dale is going to Italy.
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As the UK general election campaign unfolds, national service is the big Tory policy offering to the young electorate. The UK Labour Party picks up significant business support. We look at how this compared to Sinn FĂ©in in Ireland, which has traditionally lacked such support. Irelandâs far-right is a real movement, but the local elections might reveal it to be a movement absent from the doorsteps. We discuss this and the European elections which show increased support for right-of-government candidates. Finally, how can we all participate in stock markets? Ireland has a low participation rate relative to other countries (especially the US). Even in the US, stock ownership is tilted towards the top 1%.
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With inflation âbeatenâ, UK Prime Minister Rishi Sunak has called a general election for 4th of July (Independence Day!). We look at the numbers and examine what are the indicators that may spell trouble for his gamble. The Housing Commission has said the Governmentâs housing policy needs a âradicalâ reset; we examine what the ideal housing target is. Ireland is world leading in population growth for 2023, we look to history for past instances and ask what considerations are needed for policy going forward.
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PTSB announces a large cut in mortgage interest rates and more could be ahead. We compare the Irish and UK markets and explore if this (unfortunately!) will lead to house prices increasing again.
Itâs been a busy week in Silicon Valley with the next generation of artificial intelligence products being released, we explore the impact AI might have on jobs and the economy, and will it be a net positive or negative? We also look at how it might affect how we date one another and if our virtual assistants can find the perfect match.
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With Elon Musk sounding the alarm on the birth rate crisis that affected the Roman Empire and now our generation, we examine the causes and possible solutions and if history is doomed to repeat itself. Good news might finally be on the horizon for the Dublin rental market and we examine the increase in housing stock while also looking at the effect of rent controls on the housing market and their unintended consequences. We also review the recent UK local and mayoral elections and discuss if Labourâs fait accompli general election win may be just a little bit premature?
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Do you need to have a partner or significant other to buy a home? We examine the rise of dual income mortgages and has there been correlation or causation to higher house prices in Ireland and across the world. With asylum seekers reportedly heading to Ireland en masse because of the UKâs âRwanda Billâ, which has earmarked the country as safe for deportation, we look at where does the spat go from here â is it a bun right or something much bigger? And finally with the abuse of politicians ever increasing (including the former Taoiseach Leo Varadkar this week), we examine where our political system goes from here and will anyone young want to get involved in politics anymore.
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