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Welcome to episode #39 of Social Security: Answers from The Experts with Martha Shedden: Using a Holistic Approach to Retirement Planning by Taking Risk off the Table with Paul TylerPaul Tyler serves as Chief Marketing Officer for Nassau Financial Group where he leads the marketing strategy, direct-to-consumer channel and innovation activity. Paul drives the branding of the insurance companies and affiliated asset management companies. He built a direct-to-consumer channel for Nassau Financial Group. In addition, he launched Nassau Re/Imagine, an Insurtech-focused incubator based in Hartford. Prior to his role at Nassau Financial Group, he worked at Fidelity & Guaranty Life, MetLife in a variety of roles in strategy, marketing, operations, technology, sales, and compliance. He earned his A.B. from Princeton University and his J.D. from Cornell Law School.Here is what to expect on this week’s show:The intersection of disciplines in the retirement planning space.A generational look at investments and ROIs. Smart claiming decisions when factoring social security into your retirement plan.Learning about retirement savings early and getting smart about the process; or, finding someone to help you sooner than you think.The future of public policy on retirement planning.Relevant Links: https://nfg.com/ Connect with Paul:https://www.linkedin.com/in/pauldtyler/ Learn more about your ad choices. Visit megaphone.fm/adchoices
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Welcome to episode #38 of Social Security: Answers from The Experts with Martha Shedden: Creating a Remarkable “Next Act” By Focusing on Core Values with Lucina Jackson
Lucinda Jackson is the author of two memoirs: Just a Girl: Growing Up Female and Ambitious, about her struggles and wins to succeed in male-dominated energy and chemical companies, and Project Escape: Lessons for an Unscripted Life, an exploration of freedom and purpose after leaving a structured, full-on career. Jackson is a PhD scientist and global corporate executive who features on podcasts and radio and has published articles, book chapters, magazine columns, and patents. She is the founder of LJ Ventures, where she speaks and consults on energy and the environment and empowering women in the workplace and in our Next Act
Here is what to expect on this week’s show:
The experience of a woman in a male-dominated industry.
Sitting down and figuring out what your core values are to get the most out of retirement.
Retirement mission statements.
Turning your interests into a business and keeping that life balance.
Guiding your retirement your way.
Relevant Links: https://lucindajackson.com/
Connect with Lucinda:
LinkedIn: https://www.linkedin.com/in/lucinda-jackson
Facebook: https://www.facebook.com/lucinda.jackson.33
Twitter: https://twitter.com/lucindaajackson
Instagram: https://www.instagram.com/jackson_lucinda/?hl=en
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Welcome to episode #37 of Social Security: Answers From The Experts with Martha Shedden: The Social Security disability application process, a must listen episode from an SSDI attorney with Edward Guldi.
Edward Guldi, Attorney at The Perecman Firm, P.L.L.C.., is a distinguished New York lawyer who concentrates his practice on all aspects of workers' compensation and social security disability law for claimants. He has successfully represented thousands of workers' compensation claims before the New York Workers' Compensation Board to a successful resolution. He is also experienced in handling complex and serious legal matters involving injuries, including extensive work on the 9/11 cancer litigation. The Perecman Firm is a full-service personal injury law firm with offices in New York, New York, and Jericho, New York.Bottom of Form
Here is what to expect on this week’s show:
A developing taste for helping people in need.
The application for Social Security Disability and the need for an expert attorney so nothing is missed.
Why plenty of applications are denied and what consumers can do about it.
The differences between claimants under and over 50 years old.
Sliding scales for disability benefits and tax caps.
The legal system surrounding Social Security and the Social Security Administration.
Relevant Links:
Connect with Edward: https://www.perecman.com/
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Shauna the Tax Goddess, How Tax Planning is Like a Chess Game
Welcome to episode #35 of Social Security: Answers From The Experts with Martha Shedden. In this episode, Martha sits down with Shauna A. Wekherlien, and have an in depth discussion about Tax Goddess services and how to lower, as well as minimize taxes when planning retirement.
Shauna A. Wekherlien, CPA, MTax, CTC, CTS, is in the top 1% of the exclusive field of Certified Tax Coaches and Certified Tax Strategists in the U.S. (per AICTC). In 2004, she founded Tax Goddess Business Services, PC, a global team of over 85 specialists that use plain language (not tax code) to help business owners, investors, and entrepreneurs create plans of action. Before starting her own company, Shauna gained experience and sharpened her skills working at leading corporations such as KPMG and American Express. With over 24 years of experience in implementing innovative tax solutions, she, and the Tax Goddess team, have continued to actively create tax strategies that, so far, have saved businesses and individuals over $523 million! Her expertise has been featured by top media platforms such as Forbes, CNN Money, Daily Herald, Entrepreneur, CBS, FOX, ABC. Shauna’s passion and enthusiasm for helping businesses is tangible. She is a recipient of several awards for ingenuity, business intelligence, and leadership in her professional community.
Here is what to expect on this week’s show:
How Shauna became a ‘Tax Goddess’.
The way ‘Tax Goddess’ services focuses on retirement planning and tax strategies.
How a retiree’s social security is affected by their taxes and mistakes people make in planning.
What should financial professionals know about a smart tax strategy and the way this relates to social security planning.
Biggest mistakes that individuals make that affect their retirement planning.
Use of insurance as a tool for retirement.
Most important takeaways for financial and tax professionals who help clients with social security and retirement planning.
Retiree’s biggest fears related to taxes.
What tax professionals can do to stay on the cutting edge of their business besides paying attention to tax rule changes.
Relevant Links:
Links: https://taxgoddess.com/
Connect with Shauna:
LinkedIn: https://www.linkedin.com/in/taxgoddess/
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Fascinating insights from this economics trained financial software developer.
Welcome to episode #35 of Social Security: Answers From The Experts with Martha Shedden. In this episode, Martha sits down with Doug Carey, and have an in depth discussion about smart social security planning and the advantages of financial planning software.
Doug Carey is the owner and founder of WealthTrace, a one webspace online solution for financial planning for both financial advisors and consumers. He is a Chartered Financial Analyst (CFA), with over 20 years of experience in financial fields. Mr. Carey holds a master’s degree in Economics from Miami University in Oxford, Ohio and a B.S. degree in Economics, with an emphasis in Finance, from Ball State University. Impressively, even at the very roots of his career in 1997, he began managing money as a portfolio manager for National City Bank helping to oversee over $10 billion in assets. He had managed money for pension funds, 401(k) funds, mutual funds, large companies, and endowment funds. He has helped a tremendous number of families with their financial planning through the last 2 decades. Prior to building and launching WealthTrace, Mr. Carey helped build a financial software company where he designed and created software to help portfolio managers, as well as investment professionals analyze and manage portfolios and securities.
Here is what to expect on this week’s show:
How Doug got his start in financial planning and why he chose to revolutionize financial software.
Who the target audience of financial planning software is.
Benefits of financial planning through WealthTrace over other software and benefits of financial planning software in general.
Reasons for hiring a financial planner and reasons to use financial software.
Roth IRA vs. traditional IRA accounts.
Couples social security planning through financial planning software.
Value of planning social security.
How what is happening now in social security planning will affect future generations.
Misconceptions about social security planning.
How past economic policies affect current social security planning.
Relevant Links:
https://www.mywealthtrace.com/
Connect with Doug:
LinkedIn: https://www.linkedin.com/in/douglascarey2/
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President of this 3rd generation planning-first firm explains how “behavior drives outcomes”
Welcome to episode #34 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Lance Drucker and they have a long and in-depth discussion about the proper way to save for retirement, misconceptions that people have, and advice for handling Social Security.
Lance Drucker is a financial advisor, author, and eminent speaker, and the President and CEO of Drucker Wealth Management. He authored the book “How to Avoid Bag Lady Syndrome: A Strong Woman's Guide to Financial Peace of Mind.” His company is a 3rd generation firm serving pre-retirees nationwide. He has been honored as a multi-year recipient of the Five Star Wealth Manager Award,* which was awarded to him in 2012, 2013, 2014, 2015, 2016 and 2017.
Here is what to expect on this week’s show:
Why Lance decided to go into financial planning and help people to retire comfortably.
The philosophy behind Lance’s approach to helping pre-retirees plan for retirement.
Why planning for retirement is similar to a three-legged stool approach, and what those three legs represent.
Important information about how to think about investing correctly long term to properly set yourself up.
Some of the insights in Lance’s book, How to Avoid Bag Lady Syndrome: A Strong Woman's Guide to Financial Peace of Mind.
The most common misconceptions that the average consumer, and the average financial advisor, have about Social Security.
Relevant Links:
http://www.druckerwealth.com/
Connect with Lance:
LinkedIn: https://www.linkedin.com/in/lancedrucker/
Twitter: https://twitter.com/druckerwealth
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The Unique Value and Experience of Being A Young RSSA (It’s not just for older professionals!)
Welcome to episode #33 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Melissa Warren and Thomas Drapala and they discuss what it’s like to work at NARSSA, how they help financial professionals, and details about what their program offers.
Melissa is a Senior Analyst at NARRSA, she works with clients to address their unique claiming situations. She also is a contributor to the coursework to earn the RSSA designation. Coming from a background in engineering, she is passionate about the problem-solving aspect of Social Security. She is a graduate of the University of Utah.
Thomas Drapala is an RSSA Client Relations Manager at NARSSA and an expert at explaining Social Security rules and claiming options to clients. He is instrumental in creating and updating the many RSSA Resources available for registered members to help them succeed with their clients. Tom is a determined researcher on obscure Social Security rules. He is a graduate of Long Island University.
Here is what to expect on this week’s show:
A look at Tom & Melissa’s background and why they decided to work at NARSSA.
A look at how Tom & Melissa help their clients, explained in a way anyone can understand.
What does someone receive from investing in an education from NARSSA that couldn't be gained on their own?
The advantages of Tom & Melissa’s youth, even though their job is related to retirement.
What one should know about how Social Security and retirement planning work for those who are self employed.
The advantages for financial professionals who work with one who is an RSA.
What one has to go through to become accredited from NARSSA.
Advice for retirement planning for younger people who haven’t really thought about it much yet.
Relevant Links:
https://rssa.com
Connect with Tom, Melissa or RSSA:
LinkedIn: https://www.linkedin.com/in/thomas-drapala-rssa-878611207/ & https://www.linkedin.com/in/melissa-warren-82a24395/
Twitter: https://twitter.com/RSSAnews
Facebook: https://www.facebook.com/RSSAnews
Instagram: https://www.instagram.com/RSSAnews/
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Award-winning Financial Journalist Bob Powell Shares His Unparalleled Retirement Planning Expertise
Welcome to episode #32 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Robert Powell and they discuss financial advisors, Social Security, Medicare, IRAs, and more.
Robert Powell, CFP®, is an award-winning financial journalist whose work appears regularly in MarketWatch.com, USA Today, TheStreet.com, The Wall Street Journal, and AARP. He is the editor and publisher of TheStreet’s Retirement Daily and editor of TIFIN’s RetirementInvestor.io. For decades Robert has been a sought after expert and author on all things related to retirement, Social Security and Medicare.
Here is what to expect on this week’s show:
What should people be aware of concerning the future of Social Security and retirement planning?
Why spending of savings in retirement is one of the hardest problems in finance.
Different ways to hedge against an end of life costly medical emergency.
A look at the average retirees biggest fear and what to do about it.
Tried and true pieces of advice that Robert finds himself routinely giving out.
A look at annuities and Roth IRA conversions and how to understand these complex financial tools.
Where are financial professionals routinely failing their clients, where can we get better?
Advice about your Medicare decisions.
Relevant Links:
https://retirementdaily.net
Connect with Robert:
LinkedIn: https://www.linkedin.com/in/powellrobert/
Twitter: https://twitter.com/RJPIII
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This RICP Specializes In WEP & GPO – How Pensions Affect Your Social Security Benefit
Welcome to episode #31 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Christopher Hensley and they discuss his views surrounding how to successful plan for retirement, how to handle Social Security decisions, and what the future of financial planning may look like in our ever changing world.
Christopher Hensley is the President and CEO of the Houston First Financial Group, in addition to being a Financial Advisor. He chose to work in the financial services industry because his passion is helping people achieve their life goals. He is licensed by FINRA and holds his series 7, 66, 9, and 10. Christopher received his Retirement Income Certified Professional® designation from the American College of Financial Services. He has worked with such Fortune 500 companies as Merrill Lynch and UBS Financial Services, as well as the non-profit organization MMI- Consumer Credit Counselors Southwest.
Here is what to expect on this week’s show:
A look at what Chris is doing now and why exactly he chose to help people achieve their financial goals as his job.
Chris’s thoughts on the current situation, concerning inflation and rate hikes.
A look at Houston First Financials’ Retirement Roadmap System and ‘the 3 Ds’.
Some of the effects of the pandemic upon the Social Security Administration.
A glimpse of Chris’s view surrounding Social Security claiming decisions.
What are the most common misconceptions Chris finds his clients have surrounding Social Security?
How might the Ukraine – Russia conflict affect retirement planning?
Relevant Links:
https://www.houstonfirstfinancialgroup.com/
https://moneymatterspodcast.com/
Connect with Chris & Houston First Financial
LinkedIn: https://www.linkedin.com/in/christopher-hensley-9584449/
Twitter: https://twitter.com/Christo17630449
Facebook: https://www.facebook.com/moneymattersradio?pnref=story
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Retirement Income Expert Tom Hegna Shares Financial Secrets To A Happy, Healthy Retirement
Welcome to episode #30 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Tom Hegna and they discuss many aspects of his wide-ranging knowledge on retirement planning. This episode would be useful for both consumers and financial professionals who want to understand the current situation surrounding successful retirement planning.
Tom Hegna is an economist, author, and retirement expert. He has been an incredibly popular industry speaker for many years and is considered by many to be the Retirement Income Expert. As a former First Vice President at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars on his signature "Paychecks and Playchecks" retirement approach, helping Baby Boomers and seniors retire the "optimal" way. He has condensed a large chunk of his considerable knowledge into 5 books.
Here is what to expect on this week’s show:
A look into Tom’s background, how he went into retirement issues and how his extensive experience in the Army plays into his life now.
Why are the financials of retirement planning so different from other types of financial planning? (With examples of how this plays out)
Important highlights from Tom’s PBS TV special Don’t Worry, Retire Happy.
What financial planning help is most needed these days, and how has it changed recently over the past few years?
What is it that the average thing that pre retiree do not understand about security and what problems are created by this lack of understand?
Why must one use insurance products and annuities to remove retirement risks?
What dilemmas do baby boomers face that other generations have not faced in the past?
More information about annuities and the value of adding them to your retirement portfolio.
Relevant Links:
https://tomhegna.com/
Connect with Tom
LinkedIn: https://www.linkedin.com/pub/tom-hegna/40/83a/336
Twitter: https://twitter.com/tomhegnaspeaks
Facebook: https://www.facebook.com/tomhegnaspeaks
YouTube: https://www.youtube.com/c/tomhegna
Email: [email protected]
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Health And Financial Wellbeing Are Connected - Learn About The Triple Tax Advantage Of Health Savings Accounts
Welcome to episode #29 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Kevin Robertson and they breakdown everything you need to know about Health Savings Accounts (HSAs), and how this type of account can give you tax savings and come in handy for future health costs that you’re sure to face.
Kevin Robertson serves as Senior Vice President, Chief Revenue Officer, where he is responsible for leading the growth strategy and organization at HSA Bank. Kevin has worked for HSA Bank since 2015 and has more than 20 years of experience in banking, insurance, and financial services. He is well versed in issues related to Social Security, health savings accounts, benefits, and retirement.
Here is what to expect on this week’s show:
A breakdown of what exactly a Health Savings Account is and how it can offer you impressive tax savings.
When exactly would you have had to join a HSA to see the best results for your money and why?
How it is the HSAs cover close to 70 million Americans.- What age should pre-retirees start thinking about joining an HSA for themselves?
How can one use an HSAs to build more savings through self directed investment options?
What should employers know about HSA programs?
The implications for people creating a HSA account for themselves in different personal situations.
Where one can go to learn more about if an HSA is right for them, to do some quick personal financial calculations, and understand this unique retirement option fully.
Relevant Links:
https://www.hsabank.com/hsabank/homepage
Connect with Kevin and HSA Bank:
LinkedIn: https://www.linkedin.com/in/kevin-robertson-a8b3a57/
Twitter: https://www.twitter.com/hsabank
Facebook: https://www.facebook.com/hsabank
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Retirees: Seek Out This Type of Education-Oriented Retirement Planning
Welcome to episode #28 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Josh Strange and they discuss his view of retirement planning and Social Security for consumers, financial advisors, and business owners.
Josh, a CFP, is founder and president of Good Life Financial Advisors of Nova in Alexandria, Virginia. He served in the U. S. Air Force as an Intelligence Analyst and graduated from the University of Maryland Global Campus. Prior to founding Good Life Financial Advisors of NOVA, Josh was a financial advisor at two major regional banks and was a member of the advisory council at both banks.
Here is what to expect on this week’s show:
Are a significant portion of Josh’s clients waiting to claim Social Security at full retirement age or later?
The most common misconceptions Josh sees people make with Social Security.
The most common blind spots when it comes to financing and planning for retirement.
What is the ideal age to have people begin working with clients for their financial planning?
What can pre-retirees do to start planning well for retirement but not also be unrealistic?
The average demographics of the clients that Josh works with.
Advice for business owners about the Social Security decisions for their employees.
Relevant Links:
https://www.goodlifefinancialnova.com/
Connect with Josh and Good Life Financial Advisors Of Nova:
LinkedIn: linkedin.com/in/joshstrangedc
Twitter: https://twitter.com/RPGPLAN
Facebook: https://www.facebook.com/goodlifefinancialnova
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Welcome to episode #27 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Nicole Mayer and they discuss her approach to retirement planning and Social Security, and why her holistic, fee-for-service approach is something all retirees (and pre-retirees) should be aware of.
Nicole is a Partner at Second Opinion Partners, where she focuses on providing mentorship to new Advisors who join the Team. She is also a sought-after speaker and an accomplished author. She is a Certified Divorce Financial Analyst (CDFA™) and has been nationally recognized for her knowledge and commitment and has been featured as a financial professional on Fox Business News, WGN Channel 9 News and CNBC.
Here is what to expect on this week’s show:
A look at Nicole’s background and exactly what her company, Second Opinion Partners, does regarding retirement financial planning.
How Nicole’s approach to retirement planning is different, with education being central to her approach.
What exactly the fee-for-service model is and why it’s usually the preferred method for clients looking to receive the best service.
The types of assistance Nicole offers regarding Social Security and why.
How should someone needing help with Social Security and retirement planning find the right financial professional?
What exactly is “holistic” financial planning and why having it matters.
Which transition in life is the most difficult to plan for and why.
How can one approach retirement so as to ensure it’s the best time of their life and not a let down?
Relevant Links:
http://www.2ndpartners.com/
Connect with Nicole and Second Option Partners:
LinkedIn: https://www.linkedin.com/in/nicolemayer/
Twitter: https://twitter.com/RPGPLAN
Facebook: https://www.facebook.com/2ndOpinionPartners
Instagram: https://www.instagram.com/2nd_Opinion_Partners/
YouTube: http://www.youtube.com/user/RPGLTS
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Nationally Recognized Expert Mark Miller Shares His Insights On Retirement And Aging Trends
Welcome to episode #26 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Mark Miller and they explore his wealth of knowledge as concerns Social Security and retirement planning, as they currently are and what they may become in the years ahead.
Mark is a journalist, author and podcaster specializing in coverage of retirement and aging. He contributes regularly on retirement to The New York Times, and writes columns for Reuters, Morningstar.com and We althManagement.com. He is the author of Jolt: Stories of Trauma and Transformation and The Hard Times Guide to Retirement Security. He also publishes a weekly podcast and newsletter:
Here is what to expect on this week’s show:
What trends is Mark currently seeing as related to retirement and aging.
Mark’s vision of the future for the improvement (or not) of advisors providing a more holistic approach to retirement planning.
Where financial planners can get more information, and tools, to stay up to date on Social Security and retirement issues.
A look at spending trends for recently retired people and the implications for how you approach your financial planning.
What is the future of Medicare, will it be around forever?
What is the future of Social Security benefits?
Some of the most common misunderstanding that Mark’s sees people having related to Medicare and Social Security.
Relevant Links:
http://retirementrevised.com/
http://hardtimesretirement.com/
Connect with Mark Miller:
LinkedIn: https://www.linkedin.com/in/markjmiller/
Twitter: https://twitter.com/RetireRevised/
Facebook: https://www.facebook.com/pages/RetirementRevised/157018898907
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Medicare Expert’s Unique Service To Maximize Savings & Benefits While Minimizing Complexity
Welcome to episode #24 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Cory Metzman of Chapter and he gives a through breakdown of many issues surrounding Medicare, including tips and useful information if you are on Medicare or soon will be.
Corey Metzman has spent his career focused on the healthcare industry. He started his early career at McKinsey & Company working with heath systems, insurance companies, and public health organizations. He is currently the Chief Operating Officer and co-founder at Chapter, a technology-driven Medicare advisory organization that empowers older Americans to navigate Medicare.
Here is what to expect on this week’s show:
Advice for people approaching 65 years old who want to simplify the Medicare process as they now receive mountains of mail about it.
How is Cory’s company able to minimize cost and complexity surrounding Medicare for people.
The types of Medicare policies that Chapter advises on and to who exactly.
Why Medicare decisions are different than Social Security decisions and what this means for picking your plans.
What are the most common misunderstandings about Medicare that have the most effect on people’s lives?
A breakdown of many of the specifics of different Medicare plans and supplemental plans as well.
Some tips for ways to save yourself money for different Medicare plans you may be on.
Certain crossovers between Medicare and Social Security for Corey’s clients at Chapter.
Relevant Links:
https://askchapter.org/
Connect with Cory & Chapter:
LinkedIn: https://www.linkedin.com/in/corey-metzman-a1a87243/
Co. LinkedIn: https://www.linkedin.com/company/joinchapter
Facebook: https://www.facebook.com/ChapterMedicare
Phone: 855-900-2427
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This CFP’s Clients Gain The Psychological & Lifestyle Benefits Of Well-designed Retirement Plans
Welcome to episode #24 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Brian Colvert and they explore his knowledge of retirement planning and Social Security from his vantage point as a successful owner of an investment advisory firm.
Brian Colvert is the owner of Bonfire Financial, a investment advisory firm in Colorado Springs, CO. Brian is a Certified Financial Planner (CFP), and has been serving his clients for 15 years. He also serves on multiple boards in the community. His company, Bonfire Financial, is an independent, fee-only registered anvestment advisory firm in Colorado Springs, CO with a team of CFPs. Bonfire Financial has been recognized as one of the top advisors in the nation by the National Association of Board-Certified Advisor Practices.
Here is what to expect on this week’s show:
A look at Brian’s background and why exactly he decided to become a CFP.
A look at the clientele and demographics that Brian focuses on and why.
For financial advisors, what is the most common misconception about how they deal with their clients’ retirement planning?
Some of the common concerns and desires of early retirement versus later in retirement for clients and how this effects planning.
How does Brian personally stay up to date, or educated in general, about how to give advice for Social Security.
Common misconceptions that clients have concerning Social Security.
How is Brian different in his approach to estate and legacy planning?
How do Social Security decisions play into long term retirement planning?
A look at Brian’s approach to taxes as concerns Social Security and retirement accounts.
Some thoughts on crypto currency and the potential values of holding it as an investment asset.
Relevant Links:
https://www.bonfirefinancial.com
Connect with Brian and Bonfire Financial:
LinkedIn: https://www.linkedin.com/in/briancolvert/
Instagram: https://www.instagram.com/bonfirefinancial/
Facebook: https://www.facebook.com/bonfirefinancial/
Twitter: https://twitter.com/BonfireFin
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Social Security Legend Nancy Altman Shares Her 50 years + Of Experience With The Program.
Welcome to episode #23 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Nancy Altman and they deliver a thorough breakdown of how Social Security works, why it’s so important, and what’s happening politically around it.
Nancy has a forty-five year background in the areas of Social Security and private pensions. She is the president of Social Security Works and chair of the Strengthen Social Security coalition. She is also the author of The Battle for Social Security: From FDR’s Vision to Bush’s Gamble as well as The Truth About Social Security: The Founders’ Words Refute Revisionist History, Zombie Lies, and Common Misunderstandings. She is also the co-author on a few other books that address Social Security issues and concerns.
Here is what to expect on this week’s show:
A look at how Nancy became interested in Social Security topics, enough to make it her career.
Information about the effects of the 1983 Social Security amendments and Nancy’s influence upon them.
A look at who wants us to believe that Social Security will collapse and why (referring to the billionaire funded campaign behind this).
A look at the most common lies and misunderstandings about Social Security (and specifically it’s effect on the national deficit).
Why is it so hard for lawmakers to get anything passed as relates to Social Security?
What exactly is FICA (the Federal Insurance Contributions Act) and why is it so important?
Multiple looks at the history of Social Security, it’s surpluses, and how it came to be such an efficient and useful tool for American society.
What changes should happen for lower and middle class paychecks and how does that affect Social Security?
A look at the state by state reports that Nancy puts out at Social Security Works.
What would FDR think about the way we care for and think about Social Security as a society today?
Relevant Links:
https://socialsecurityworks.org/
Connect with Nancy & Social Security Works:
LinkedIn: https://www.linkedin.com/in/nancy-altman-280b313a/
YouTube: https://www.youtube.com/user/wearesocialsecurity
Facebook: https://www.facebook.com/socialsecurityworks/
Twitter: https://twitter.com/SSWorks
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Welcome to episode #22 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Geoffrey Brown and they discuss both exactly what NAPFA is and why what they do for their members could be important to you, as well as good advice for consumers who are trying to navigate the often confusing endeavor of working with a financial advisor.
Geoffrey E. Brown, CAE , is the Chief Executive Officer of the National Association of Personal Financial Advisors (NAPFA). In this role, he is responsible for the association's strategic direction, external relations, and ensuring its operational success. He has worked in the association management industry since 2000. Prior to joining NAPFA 2013, Brown had been an account executive with Sentergroup, a Chicago-based management consultancy specializing in associations and other nonprofit organizations.
Here is what to expect on this week’s show:
How Geoffrey became interested in, and involved in, the management of associations (specifically financial ones).
A breakdown of the different ways that financial professionals charge you for their services.
Why fee-based financial professionals are often the ones you should stay clear of, but fee for service can be great (which is confusing).
Information about the fiduciary oath and the code of ethics that members of NAPFA commit to on a yearly basis.
The types of licenses and certifications that NAPFA members have.
A look at the retirement planning that NAPFA members partake in with their clients.
Do most financial advisors know enough to properly advise their clients on Social Security?
What should people look for when deciding which financial advisor to work with, and how do you find your options to begin with?
The importance of finding someone who works with the type of niche that you yourself fall into.
The opportunities that NAPFA members look for to continually grow and better their businesses.
Relevant Links:
https://www.napfa.org
Connect with Geoffrey & NAPFA:
LinkedIn: https://www.linkedin.com/in/geoffrey-brown-cae-9039484/
YouTube: https://www.youtube.com/channel/UCz5dfb61JHACZuH3lNSwmwA
Facebook: https://www.facebook.com/NAPFAFeeOnly/
Twitter: http://www.twitter.com/NAPFA
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RSSA Financial Professional Shares Social Security Expertise Stories
Welcome to episode #21 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Brian Keith Moon and they talk about his experience, and knowledge, as an accomplished RSSA qualified financial advisor.
Brian Keith Moon is a Wealth Manager and Chief Compliance Officer with Toro Bravo Investment Advisors. Brian Moon is a Registered Social Security Analyst (RSSA) and has a Certificate for Financial Planning from Boston University. With over 20 years of financial industry experience he has previously worked with institutions such as AIG, Edward Jones, BrokersXpress, ISC Group, and SCF Investment Advisors Inc. Brian also carries the Certified Financial Fiduciary (CFF) designation. This designation demonstrates a commitment to serving clients best interests.
Here is what to expect on this week’s show:
A little information about Brian’s background in being a financial advisor.
Why Brian first saw that being an RSSA financial professional would be a good idea.
Why being RSSA certified is better than just taking other Social Security courses.
What it’s like to work with clients after Brian became an RSSA (and why it’s such a helpful thing).
How does Brian get the word out about what he does?
The value of having an excellent understanding of Social Security as a financial advisor.
How can people stop letting their emotions guide their financial decisions?
Final advice for soon-to-be retirees who are starting to make financial decisions for their retirement.
Relevant Links:
http://www.torobravoadvisors.com/
Connect with Brian & Toro Bravo Investment Advisors:
LinkedIn: https://www.linkedin.com/in/brian-keith-moon-rssa-cff-677335b1/
YouTube: https://www.youtube.com/channel/UC_sEt4QY_6OKdALqoVSuZpg/featured
Facebook: https://www.facebook.com/Torobravoadvisors
Phone: 806-359-7766
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Social Security, The “Launching Pad” to Comprehensive Retirement Planning
Welcome to episode #20 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Kathy Indiano and they discuss her career as a CPA and how she has helped people navigate financial related retirement issues and Social Security issues as well.
Kathleen is a Certified Public Accountant and a FInancial Advisor who has 30 years of experience in individual and small business taxation with emphasis in financial and legacy planning. She received her BBA from Cleveland State University and worked for one of the top six public accounting firms prior to spending six years as controller of Realty One Property Management. Kathleen is dedicated to assisting individual and corporate clients in building a strong financial foundation through a well-defined strategic planning process. Extensive knowledge of the tax law, combined with her financial planning experience, allows for an additional level of service.
Here is what to expect on this week’s show:
A look into Kathy’s background and why exactly she went into being a CPA and to work around retirement.
Why Kathy decided to help people with Social Security.
Issues related to the average knowledge surrounding accounting for average people.
How Kathy helps people with retirement issues and Social Security concerns.
A story about how Kathy once helped someone with a retirement issue before it became a major concern.
A look at the current issue of inflation and how that’s affected how Kathy gives advice.
What changes to Social Security would Kathy make, and why, if she was in control of the Social Security program.
Advice for other financial professionals who deal with retirement issues and Social Security.
Relevant Links:
http://www.indianocpa.com/
Connect with Kathy:
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/kathleen-indiano-33b19a124/
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