Episoder
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Today’s episode will not be a property episode, but it will definitely relate to property and building your wealth over time.
Becoming financially fluent would be the best gift you can give yourself.
The challenge is who do you listen to? Who do you get advice from?
That's why, in my daily Property Update we deliver property information from a range of leading experts and I discuss a lot about how to become financially fluent, and that's why we have these sorts of episodes on the podcast.
I’ve found that getting sound, impartial financial advice along your journey to wealth is not a cost. It's an investment.
Interestingly all the wealthy people I know have advisors and are happy to pay for them. At the same time, the average Australian gets financial advice from Instagram, Twitter, Facebook, and even podcasts like this.
So, despite that disclaimer, today I want to share seven money tips to supercharge your finances.
Links and Resources:
Michael Yardney
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Brett Warren - National Director Metropole
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Shownotes plus more here: 7 money tips to supercharge your finances, with Brett Warren
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I’ve often said that property investment is a game of finance with some houses thrown in the middle.
But currently, more and more investors and homeowners are having difficulty getting finance, so what should you do?
What type of finance strategy should you have to make yourself more attractive to the banks and why can some investors get loans when others can’t?
These are only some of the questions I’m going to ask today of finance strategist Hung Chuy, director of Strategic Mortgage Brokers and I asked him to help you understand what’s going on and how to get the banks to say yes more often to you.
Links and Resources:
Michael Yardney
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Hung Chuy Director, Strategic Brokers
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Shownotes here: Strategic financing: unlocking funds for property investing, with Hung Chuy
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Manglende episoder?
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If you’re a property investor, the most common question you will likely ask is, "Where should I buy my next investment property?”
In fact, who wouldn’t give their second garage to know which city will outperform over the next decade?
Well, that’s the question I’m going to ask my guest today - independent financial adviser Stuart Wemyss, Director of Prosolution Private clients, who is going to give us an evidence-based approach, and looking at his track record, I think he’s worth listening to.
Links and Resources:
Michael Yardney
Stuart Wemyss – Prosolution Private Clients
Stuart’s Book – Rules of the Lending Game & Investopoly
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Shownotes plus more here: This city will deliver the strongest growth over the next decade, with Stuart Wemyss
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Today I'd like to explain to you why our housing crisis is going to expose some of the flaws in the quick-fix solutions our major political parties are telling us is going to solve the housing crisis.
I was writing a blog about this, and thought I've got to discuss it with you now. As a regular listener, you'd know I normally have guests on the show, but it's just me and you every now and then. And that's what this show is today, as I want to get out some thoughts about why our housing crisis will become a fierce political battle, and that could have major implications leading right up to the next election.
Both parties the major parties have come up with some ideas and they just don't cut it. So, if you're interested in property, as an investor, or as a home buyer, I hope I'm going to give you some insights into what's ahead and what not to believe when the media tells you.
Links and Resources:
Michael Yardney
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Shownotes plus more here: Why the Band-Aid Solutions from Politicians Won’t Solve Our Housing Woes
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There are 106 suburbs across Australia that are cheaper today than they were five years ago, new analysis shows, despite house and unit prices doubling at the same time.
That’s one of the reports from Domain that I’m going to chat about today with Dr. Nicola Powell, Domain’s Chief of Research and Economics, and we will also discuss Domain’s latest reports covering the latest developments in our housing and rental markets and much more
As somebody interested in property, you're probably pleased that we’ve now had 16 months of continuous property, price, and rental growth, but can this continue? Is it sustainable? And what’s ahead for our housing markets?
These are also some of the questions I’m going to be asking Nicola today.
Whether you're a prospective homebuyer looking for valuable insights, a seasoned investor seeking to navigate the market confidently, or simply curious about the current state of Australian real estate, I’m sure you’ll get some great insights from my chat with Nicola.
Links and Resources:
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Dr Nicola Powell, Domain’s Chief of Research and Economics
Domain’s Rental report
Domain’s Home Price Report
Get a bundle of eBooks and reports – www.PodcastBonus.com.au
Shownotes plus more here: The 106 suburbs that are cheaper to buy in now than five years ago revealed, with Dr. Nicola Powell
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Only a few months ago, there was talk about the hope of interest rates starting to fall by the middle of this year. Australia’s biggest bank in CBA suggested there could be six cuts in interest rates over the next two years.
And then things changed, inflation remained more stubborn and the economy grew strongly and suddenly there was talk of potential interest rate rises.
What’s ahead for interest rates and our property markets?
There are clues in the news as to what’s ahead, which I will discuss in this month’s podcast with leading financial commentator Pete Wargent, who brings decades of perspective to his views.
As always, we will discuss a raft of macro and micro economic factors that should give you clues as to what’s ahead for our housing markets.
Links and Resources:
Metropole’s Strategic Property Plan – to help both beginning and experienced investors
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Pete Wargent’s blog
Pete Wargent’s new book: The Buy Right Approach to Property Investing: Mastering the Skills to Invest Wisely in Property
Shownotes plus more here: What’s Happening in the Australian Property Markets? Big Picture Podcast with Pete Wargent
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Would you like to learn the property investment secrets of Australia’s richest property investor?
Well, today we’ll explore the powerful strategies that fueled Harry Triguboff's ascent to billionaire status, as we learn seven lessons from the $26 billion man who is regularly number one or number two on Australia’s wealthiest person list.
My guest, Tyrone Hyde, director of Washington Brown, has saved Harry billions of dollars over the last 27 years so I’m keen to hear the lessons he’s learned working closely with this successful investor. I hope you’ll get some hints on becoming a more successful investor in today’s chat.
Links and Resources:
Michael Yardney
Tyron Hyde – Washington Brown
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Shownotes plus more here: 7 Lessons from Australia’s $26Billion Man with Tyron Hyde
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Over the past few years we've witnessed a whirlwind of changes, particularly in the mortgage market.
Mortgage rates have skyrocketed, soaring from 2.9% in April 2022 to a staggering 6.4% today.
And if that wasn't enough, the rental crisis has reached new heights, with vacancy rates plummeting to record lows nationwide, causing rents to skyrocket.
In the face of these mounting pressures, purchasing an apartment has become a viable solution for some.
However, this seemingly attractive option comes with its challenges with a severe shortage of apartments nationwide.
It’s a topic at the forefront of discussions among investors, developers, and policymakers alike.
To unpack this further, I'm joined by Richard Temlett, the National Executive Director of Research at property consultants and valuers Charter Keck Cramer.
We'll explore the dynamics of the current apartment market, understand the factors driving the shortage, and dissect the trends in both the build-to-rent and build-to-sell sectors.
Whether you are a property investor, apartment owner, or Real Estate enthusiast, I’m sure you will get some benefit out of our chat today.
Links and Resources:
Michael Yardney
Richard Temlett - Charter Keck Kramer
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Shownotes plus more here: Crisis or Opportunity? Navigating Australia’s Apartment Drought with Richard Temlett
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As we edge towards the end of the financial year, it's the time that you need to crunch some numbers to make sure you have all your tax obligations right, so today I am again joined by Rob Thompson, Assistant Commissioner of the ATO to dive into the world of taxation, specifically targeting tax time tips, the ins and outs of selling property, and the nuances of Capital Gains Tax.
Rob's here to ensure you can navigate these turbulent tax waters confidently and avoid running afoul of the tax man.
Whether you're looking to sell a property and want to understand the CGT implications, or you're prepping for tax time and seeking ways to optimise your claims, this discussion is tailored for you.
Links and Resources:
Michael Yardney
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Get a bundle of eBooks and reports = www.PodcastBonus.com.au
ATO Resources:
● Tax time toolkit for investors: ato.gov.au/Investorstoolkit
● Rental properties guide: ato.gov.au/rentalsguide
● Rental video series: ato.gov.au/Rentalvideos
● Property sale clearance certificates: ato.gov.au/clearancecertificate
● Working from home: ato.gov.au/home
● Car expenses: ato.gov.au/car
Shownotes plus more here: Avoiding the Tax Trap: An In-Depth Discussion with Assistant Tax Commissioner Rob Thompson
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Have you ever wondered why some locations that could be labelled as 'secondary’ outperform the established blue-chip suburbs?
What drives this unexpected surge in property value, and more importantly, is this a trend that savvy investors should be paying attention to?
Should you be looking for these suburbs, or should you stick to blue-chip locations?
I’d like to know if this is a mere market fluctuation, or are we witnessing a fundamental shift in what defines a 'smart investment' in our property markets?
That’s what I ask my guest today, leading independent financial advisor, Stuart Wemyss, director of Prosolution private client.
Links and Resources:
Michael Yardney
Stuart Wemyss – Prosolution Private Clients
Stuart’s Book – Rules of the Lending Game & Investopoly
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Shownotes plus more here: Why Some Secondary Suburbs Soar with Stuart Wemyss
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You've probably heard the whispers or read in the media that the taxman is on the hunt.
The Australian Taxation Office is implementing some innovative strategies and forming new alliances to recoup billions of dollars of revenue deficit.
This means Australian property investors should be on high alert and make sure they have completed all their obligations correctly.
To discuss how to avoid getting trapped by the tax man today I'm joined today by Rob Thompson, Assistant Tax Commissioner at the ATO. We are going to discuss some things that will help you understand what your obligations are and how not to get yourself in trouble, particularly some aspects that relate to property investors.
Links and Resources:
Michael Yardney
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Get a bundle of eBooks and reports = www.PodcastBonus.com.au
ATO Resources:
● Tax time toolkit for investors: ato.gov.au/Investorstoolkit
● Rental properties guide: ato.gov.au/rentalsguide
● Rental video series: ato.gov.au/Rentalvideos
● Property sale clearance certificates: ato.gov.au/clearancecertificate
● Working from home: ato.gov.au/home
● Car expenses: ato.gov.au/car
Shownotes plus more here: ATO expert reveals tax time hacks for property investors, with Assistant Tax Commissioner Rob Thompson
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What will life be like in 10 years?
Strategic property investors think in 10-year time frames, they don’t worry about what’s going to happen to interest rates or the economy in the next six weeks or the next six months.
In my mind, 10 years is a short term and the successful investors I know ponder about what the housing markets will be like in 20 to 30 years.
We are living through times of rapid change, but most of us don’t like change. It makes us feel uncomfortable.
We like a level of certainty about our future, health, and jobs, as well as about the worlds of finance and property that most of us are interested in.
But there are history lessons that can provide us with valuable insights.
In today’s episode, I’d like to talk about some of the things that never change in a world that never stops changing.
Successful investors and businesspeople need to be prepared for change but also understand the things that don’t change.
Hopefully, by the end of today’s show, you’ll come out with some ideas about how to get some more certainty in these uncertain times.
Links and Resources:
Michael Yardney
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Shownotes plus more here: Property success principles that stand still when everything else moves
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Today's show tackles a hot-button issue in Australia: housing affordability.
With skyrocketing prices and rents, and a shortage of available homes, many are pointing the finger at immigration.
What if we stopped immigration? Would this be the panacea to our housing crisis?
Is stopping immigration really the answer?
Ken Raiss, Director of Metropole Wealth Advisory, joins me today to discuss this complex topic.
Links and Resources:
Ken Raiss, director of Metropole Wealth Advisory
Have a chat with Ken Raiss and the team at Metropole Wealth Advisory to secure your financial future – click here
Get Ken Raiss’ report: Your Guide to Understanding Ownership Structures & Trusts – just click here
Why not get the team at Metropole on your side to give you holistic property and wealth advice– find out more here
Get your bundle of E-books and resources as my gift for subscribing to this podcast www.PodcastBonus.com.au
Shownotes plus more here: Is stopping immigration the secret to solving our housing nightmare? With Ken Raiss
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Today, I’m joined by Mark Creedon, and together we explore some priceless investment lessons from some of the world's most successful billionaires.
These titans of industry have not only built immense wealth but have also mastered the art of sustaining it through savvy, strategic decisions. Mark and I are going to uncover how their golden rules of investment can be applied right here in the Australian property market.
Links and Resources:
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Why not join Metropole’s Mastermind Business Accelerator
Learn more about Mark Creedon – Business Coach to some of Australia’s leading entrepreneurs
Get a copy of Mark’s new book here – Have a Business, not a Job
Subscribe to Mark’s Mastermind for Business Podcast here
Get a bundle of eBooks and reports – www.PodcastBonus.com.au
Shownotes plus more here: Priceless investing lessons from influential billionaires, with Mark Creedon
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Today I’m going to discuss several topics of interest for property investors with Mike Mortlock, the Managing Director of MCG Quantity Surveyors.
Mike's team has recently released a report titled 'Rising Tide of Unit Rents Closes Gap with Houses in Major Capitals' that sheds light on some transformative trends and provides an understanding of the shifts in housing affordability and renter preferences.
We also talk about the growing concern that the government may look at changes to negative gearing and capital gains tax before the next election and discuss the other side of the equation, about the important role property investors, play in our housing markets.
Links and Resources:
Michael Yardney
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Mike Mortlock – MCG Quantity Surveyors
Get a bundle of eBooks and reports = www.PodcastBonus.com.au
Shownotes plus more here: They’re coming for you! Will the government change negative gearing and CGT, with Mike Mortlock
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With property values rising for 15 months in a row and talk of interest rate cuts on the horizon, is the Australian property market gearing up for a new boom in property prices this year?
Well, there are clues in the news as to what’s ahead, which I’m going to discuss in this month’s Big Picture podcast with leading financial commentator Pete Wargent.
As always, we will be discussing a raft of macro and micro economic factors that should give you some clues as to what’s ahead for our housing markets. And we’re going to discuss why now may be a great countercyclical opportunity to get into the Melbourne property market.
Links and Resources:
Metropole’s Strategic Property Plan – to help both beginning and experienced investors
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Pete Wargent’s blog
Pete Wargent’s new book: The Buy Right Approach to Property Investing: Mastering the skills to invest wisely in property
Shownotes plus more here: Property Shocker: Adelaide and Perth prices closing in on Melbourne | Big Picture Podcast with Pete Wargent
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You’d have to be living under a rock not to know that apartments have underperformed houses in the last decade or so, so today I explore the reasons behind this trend, its implications for investors, and what future trends we might anticipate with independent financial advisor, Stuart Wemyss.
We also discuss what criteria you should use to decide if you sell an underperforming apartment.
We explore the complex puzzles facing Melbourne's apartment sector and discuss strategic responses to the challenges as well as the reasons behind the market's underperformance and consider whether investors should maintain their positions or reallocate their capital.
This will be an important episode for anyone interested in understanding the broader dynamics of the property market and making informed investment decisions.
Links and Resources:
Michael Yardney
Stuart Wemyss – Prosolution Private Clients
Stuart’s Book – Rules of the Lending Game & Investopoly
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Shownotes plus more here: To Sell or Not to Sell: Navigating the Dilemma of an Underperforming Apartment
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To help you understand what's ahead and if our property markets are going to keep rising or going to slow down or even go backward, as some property pessimists are still suggesting, in today's episode I want to outline the dynamics and the economics of Australia's property markets and what causes property values to increase and what makes them fall.
I want to do this to help ensure that your investments outperform the market averages over the long term.
Today this topic is so important it's just going to be you and me as I share with you what causes property markets to boom and bust.
From the current state of supply and demand to the potential disruptions from AI and robotics on the workforce, this episode offers a comprehensive guide for anyone interested in the complexities of real estate investment and the economic forces at play in Australia's property landscape.
Links and Resources:
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Get a bundle of eBooks and reports – www.PodcastBonus.com.au
Join us at Wealth Retreat 2024 on the Gold Coast in April 2024 – click here to find out more
Shownotes plus more here: These are the biggest influencers of our property markets that all property investors must understand.
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Today, we're diving into a topic that's making waves in the property market.
I’m joined by Julie Toth, Chief Economist at PEXA, to discuss the findings of their 2023 Cash Purchases Report, which sheds light on a startling trend: over a quarter of residential properties in Australia's eastern states were bought with cash in 2023.
These cash buyers were immune to interest-rate heights and in a market typically swayed by mortgage rates and lending criteria, so together with Julie, we'll explore the implications of this trend, the profile of these cash buyers, and what it all means for the future of the Australian property landscape.
From potential impacts on housing affordability to the ripple effects on the broader economy, we're set to uncover some truly eye-opening insights.
Links and Resources:
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Get a bundle of eBooks and reports – www.PodcastBonus.com.au
Details of Pexa’s 2023 Cash Purchases Report are here.
Shownotes plus more here: Believe it or not – more than one in four properties were purchased with cash in 2023 with Julie Toth
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I’ve often said that demographic changes will be more important in shaping our property markets in the medium to long term than the ups and downs of interest rates or the vagaries of our economy, so I’m pleased to have leading demographer Simon Kuestenmacher back on the show.
Simon is a co-founder of The Demographics Group and a master in interpreting data and trends to forecast how societies evolve, and his insights are pivotal for anyone interested in property, lifestyle changes, and investment strategies.
Recently Simon wrote a series of articles in The New Daily outlining the changes he sees ahead for us in the next decade and what these shifts mean for our future.
We shift our focus today to Australia's economic future, considering our ties with China and how the evolving global Chinese middle class will interact with our exports amidst demographic challenges. We then dissect the educational landscape, discussing the potential impact of an over-saturated university graduate market.
As society changes, we also discuss shifts in media consumption habits and concerns over AI's influence on news quality. If you’re a property investor or a business owner, you’ll want to understand what these trends mean for you, and like all my regular chats with Simon, this conversation promises to be thought-provoking.
Links and Resources:
Michael Yardney
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us
Simon Kuestenmacher – Director, The Demographics Group
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Join Simon and me at Wealth Retreat – www.WealthRetreat.com.au
Shownotes plus more here: Simon Kuestenmacher’s Crystal Ball Demographic Forecasts and Real Estate
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