Episodes

  • Pau Pavon is the co-founder and Head of Product at Examfy, where he helps teachers streamline the exam marking process.

    In today’s episode, Pao speaks about his journey as a Founder while being a University student, his findings on cultural differences between Spain, Korea, India and Northern Europe, and his approach to product development. He emphasizes the need to talk to costumers constantly, how he goes about it, and his favourite method: Obsess about the problem, not the solution. 

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    You can find Pau here 

    LinkedIn: https://www.linkedin.com/in/pau-pavon-crespo/LinkedIn Examify: https://www.linkedin.com/company/examfy/Website: https://www.getexamfy.com/

    -----

    You can find Moni here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: https://www.tiktok.com/@moni_millares

    It’s a value packed episode so send us comments and questions,

    Cheers, 

    Moni

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    In this episode we cover:

    How Pau became a tech founder while still being a university student.His experiences working in different countries.The inspiration behind the idea of creating a digital platform for students to access their corrected exams online.The validation process of the idea, including brainstorming and gathering feedback from students and teachers.The development and launch of the minimum viable product (MVP) of the platform, including its features and functionality.Initial feedback and challenges faced, including the need to streamline the scanning process for teachers.Exploring potential use cases beyond education, such as document digitization for personal or professional purposesLearning from other companies with similar technologiesWorking with his CoFounder Tony & challenges in keeping friendship and business separateChallenges in acquiring customers and scaling the businessPartnerships with other software companies to expand reach and access to schoolsImportance of execution and problem-solving in building the business.

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    Production and marketing by Monica Millares. For inquiries about sponsoring the podcast, email [email protected].

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • In this episode Karen and I explore the role of Data in Product – Product without data is intuition based decision making; hence we really need to upskill our data game as I’m aware many of us do not use data as much as we’d like to

    We cover:

    What makes great ProductData challenges for Product ManagersThe future of data and ProductHow to create a data-driven culture Data literacyHow to attract and retain great Product peopleQualities of a great Product ManagersContinuous Discovery

    It’s a value packed episode so send us comments and questions,

    Cheers, 

    Moni

    You can find Karen here 

    LinkedIn: https://www.linkedin.com/in/karenhsieh/ 

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

     Disclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

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  • In this episode Aamna and I explore the challenges and opportunities that come with being a female in the industry. 

    We discuss how to navigate toxic environments, how to recognize yourself as a leader, and how to communicate effectively with senior leadership teams. We also talk about the importance of understanding regulations and how to make sure you have all the information you need when asked to do work. 

    Join us as we discuss these topics and more, as we strive to empower women in Fintech.

    Chapters:

    00:01:27 Transitioning Into Product: A Story Of Moving From Project Management

    00:04:08 Transferable Skills For Transitioning From Project Management To Product Management

    00:09:08 The Importance Of Inclusiveness As A Leader

    00:11:01 Including Everyone In Team Activities: The Leader's Responsibility

    00:17:10 Open Communication Is Key To Urgency

    00:19:33 Communication And Understanding: Keys To Team Success

    00:23:21 Regulation Is Your Best Friend: Advice From A Financial Services Mentor

    00:28:29 Women In The Industry: Balancing Out The Challenges

    00:31:48 Celebrating Achievements Without Showing Off

    It’s a value packed episode so send us comments and questions,

    Cheers, 

    Moni

    You can find Aamna here 

    LinkedIn: https://www.linkedin.com/in/aamna-hussain-7981a677/

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

     

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • Payments is booming - however many of us struggle to understand the basics - even if we work in the industry. 

    In this episode, Andrew helps us understand the basics, so that you don’t need to feel like you are lost anymore. He shares with us his story of how he got into payments and walks us through the payment flow cycle. We cover: 

    His story from Uni to PaymentsMeaning and Purpose Challenges of living abroadDealing with living outside of your comfort zoneUnderstanding the payment flowBiggest challenges in paymentsESG in paymentsHow to get into paymentsWhat to look for in a payments companyWhat’s exciting about payments

     

    It’s a value packed episode so send us comments and questions,

    Cheers, 

    Moni

    You can find Andrew here 

    LinkedIn: https://www.linkedin.com/in/andrew-s-christodoulou/

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: https://www.tiktok.com/@moni_millares

     

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • Product is a discipline that is many times misunderstood or just not understood at all - so today we are busting some myths and clarifying what does Product actually do!

    Aditi has a wealth of experience in Financial Services and in Product - and she opens up with us to cover: 

    Aditi’s trajectoryWhat does Thunes do and who are their customers Aditi’s product development processFoundational principles for newbies in product management: Fraud and product – such an important topic!How to go about finding how to differentiate as a FinTechHow to support better women in FinTech

     

    It’s a value packed episode so send us comments and questions,

    Cheers, 

    Moni

    You can find Aditi here 

    LinkedIn: https://www.linkedin.com/in/aditichhibber/

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: https://www.tiktok.com/@moni_millares

     

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • TikTok is not an option anymore, you must do it, and do it well - it should be part of your Product Marketing strategy

    If you feel like it’s a lot of effort and you don’t really know how to win, that’s why in today’s episode Konstantinos shares with us his insights. 

    Konstantinos is CEO and Founder of Simply Digital and his profile has more than a Billion views in TikTok - so yea, you are learning from the best!

     Send us your comments and questions,

    And if you want to learn even more, remember to check out Konstantinos online training programme

    Cheers, 

    Moni

    You can find Konstantinos here 

    LinkedIn - https://www.linkedin.com/in/synodinoskonstantinos/

    Simply Digital website - https://simplydigital.gr/ 

    TikTok - https://www.tiktok.com/@simplydigital 

    And you can find me here:

    LinkedIn - https://www.linkedin.com/in/monicamillares/

    TikTok - https://www.tiktok.com/@moni_millares

     Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • We can only go as far as our mindset allows us to - unfortunately impostore syndrome and burnout are not uncommon 

    Let’s tackle the beast right at the start of the year so that we are more aware of our patterns and have a chance at having better quality of life by minimizing self doubt and burnout

    In this episode with Veronica  Azua, Organizational Psychologist we go in depth to understand and manage better Impostore Syndrome

    We cover: 

    What is Impostore SydnromeCorrelation between  Impostore Sydnrome and BurnoutStrategies to cope betterHow to help others who have self doubt / criticismSetting boundariesHow to catch yourself when you are being too self critical

    Let me know if it helps, 

    Cheers, 

    Moni

    You can find Veronica here 

    LinkedIn: https://www.linkedin.com/in/dr-veronica-azua-11b6134/

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • Blockchain is not new anymore, yet many of us don’t understand it. Nor the impact it will have in our jobs and they way we build FinTech products. 

    Blockchain opens up new possibilities - yet we need to understand the core foundations to then start innovating and creating more use cases. 

    Lavinia D Osbourne is a Web3 specialist, Founder of Women in Blockchain Talks, and was  listed as one of LinkedIn’s Top Voices in Technology & Innovation 2021, andWirex’s Rising Women in Crypto Power List 2021. 

    It’s a direct and educational conversation

     Let’s get into it!

    We cover: 

    What is Blockchain and what it stands forHow it removes the middle man How it reduces cost and increases efficiencyThe remittances use case How Blockchain is inclusiveDiversity in BlockchainDecentralization and ownershipWomen in Blockchain TalksWomen and ownership Data and blockchain Sustainable development goals and blockchainHow to get started in your project 

    And much much more! 

    Cheers, 

    Moni

    You can find Lavinia here: 

    LinkedIn: @laviniaosbourne

    Website & Community: women in blockchain talks

    And you can send me your comments and questions here:

    LinkedIn: @monicamillaresTikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_MoniEmail: [email protected] a mentoring session: https://calendly.com/monimillares/complementary_strategic_sesion

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • There is so much we can learn from GenZ. This generation went through the pandemic at young age - meaning they’ve got resilience and new views.

     Today Ellie Mayall, President of the LEAD Network at Warwick University, chats to us about her story, her transformation process by becoming a leader and Uni society, and her lessons on Leadership.

     By far one of my favourite pods.

    Let’s get into it!

    We cover: 

    Why women empowerment?Warwick University LEAD NetworkWhat does leadership mean to GenZLessons as part of LEAD NetworkHow to have difficult conversationsThe role of resilienceHow to build confidenceFinding a supporting communityRecruiting others into your visionParallels of running a society in Warwick University with real life workTips from GenZ to current leadersAdvice for people starting their careersWhat GenZs are looking for in a fulfilling job

    Much love,

    Moni 💜

    You can find Ellie here: 

    LinkedIn: @ellie-mayall

    And you can send me your comments and questions here:

    LinkedIn: @monicamillaresTikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_MoniEmail: [email protected] a mentoring session: https://calendly.com/monimillares/complementary_strategic_sesion

    Tools and resources

    Note: These contain affiliate links. I may get a small percentage (or discount) of any product you buy/use when using my link.

    Grow your influence with the LinkedIn Operating System hereStart your podcast with Captivate.fm hereLearn to TikTok with Konstantinos - and get 15% off here

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • If you have the pleasure to meet and work with Ricky Knox he will definitely have a major impact in your life.

    He is the Founder of Tandem Bank - one of the first UK Challenger Banks.

    He was one of the pioneers of the FinTech movement. He is a serial entrepreneur and had the vision to start a new bank, a good bank - when the Bank of England had only given one banking license in the last 100 years. I’m telling you, a man of vision, courage and wisdom.

    The first mover advantage comes with challenges. Tandem had its own fair share of ups and downs, and in this episode we open up about them.

    Ricky introduced me to the world of FinTech and entrepreneurship. And he had a huge impact in my life - not only he hired me but he gave me projects and opportunities that shaped who I am today. He is an amazing leader, entrepreneur and human!

    Let’s get into it!

    We cover: 

    Tandem’s funding crisis in 2017Lessons and mistakesThe “how to find your path” wisdom from his unpublished bookCulture! He’s the master at thatWhat he looks for in founders when making an investmentHis secret to having so much energy! How to create FinTechs where women can thrive

    Much love, 

    Moni 💜

    You can find Ricky here: 

    LinkedIn: @rickyknox

    And you can send me your comments and questions here:

    LinkedIn: @monicamillaresTikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_MoniEmail: [email protected] a mentoring session: https://calendly.com/monimillares/complementary_strategic_sesion

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • Today I introduce the evolution of the podcast into FinTech Product Podcast ;🎉

    I cover:

    Why FinTech?Why Product? Why women? Who am I?

    Why? Because....

    1. Financial stress is at it’s peak. We as Fintechers have the responsibility to create solutions that solve customer pain points. We need to be well informed, educated and become better every day.

    2. It is hard to find great product people with the experience FinTechs need to create differentiated products, at speed. We need to train them.

    3. FinTech is male dominated. We need to educate and mentor women, and leverage advocates so that the next gen of Fintechers can see the difference. Less than 30% of UK's FinTech staff are women... I imagine worldwide is less. 17% of FinTech executives are women. It has to change

    I'm Moni Millares, Mexican British living in Asia. I’m a FinTech entrepreneur and I build digital banks from scratch. My area of expertise is Product and I'm passionate about body, mind and spirit 🙏

    Much love,

    Moni 💜

    And you can send me your comments and questions here:

    LinkedIn: @monicamillaresTikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_MoniEmail: [email protected] a mentoring session: https://calendly.com/monimillares/complementary_strategic_sesion

    Tools and resources

    Note: These contain affiliate links. I may get a small percentage (or discount) of any product you buy/use when using my link.

    Grow your influence with the LinkedIn Operating System hereStart your podcast with Captivate.fm hereLearn to TikTok with Konstantinos - and get 15% off here

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • Emmanuel is a traditional and NFT artist. He had his first art exhibition at six years old!

    During covid lockdowns his art world was disrupted and he got into NFTs

    What are NFTs?

    What is a DAO?

    What is he using NFTs to have social impact?

    This and much more

    You can find Emanuel here 

    Twitter: @3mmanuelDaza

    Instagram: @3mmanuelDaza

    LinkedIn: https://www.linkedin.com/in/emmanuel-daza-99800240/

    RedLine Blockchain: https://redlineblockchain.com/

     And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

    Instagram: @moni_millares

    Telegram: t.me/Fintech_with_Moni

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • GenZ are ...

    What I've found speaking with Iveth is that GenZ are ambitious, hard workers, inspiring, conscious and have a vision for the world - at least Iveth does

    She's 23, has worked in McDonalds, M&A and Ontop - a hybrid of Fintech and payroll / HR services that enables companies to hire talent remotely anywhere in the world..

    Why work in McDonalds for your first job? What are the lessons learnt from hiking? What is grit? What can we learn from grit? What are the challenges of remote working? - she started her professional rcareer remote...How to hire talent anywhere in the world? How to process payroll payments to talent anywhere in the world? How has volunteering shaped her leadership style? What can we learn from GenZ leaders?

    and much more!

    You can find Iveth here 

    LinkedIn: https://www.linkedin.com/in/ivethpachecoalbuja/

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

    Instagram: @moni_millares

    Telegram: t.me/Fintech_with_Moni

     

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • If you are a Fintech B2B company, or a SaaS company as great as your product may be you rely on your marketing to generate leads and on sales to go on on long education periods till you close your prospect

    This model is broken! Why because only 1 - 2% of your audience is in buying mode at any point in time, and then those leads conversion rates into sales are ridiculously low - eg below 1%.

    We know it’s painful and it’s a matter of survival for most…

    In this episode, Chris Roche, CEO of Catalyst consulting gives us an alternative: Demand Generation. 

    What is it? Why is current lead generation marketing broken? Eg download a paper in exchange for your emailThe real benefits in your sales cycle and ROIHow to convince your CEO or ExCo and much more

    A must listen if you are in the product, marketing or sales team … and even more so if you are in ExCo

    Do send us your comments and questions and reach out to Chris if you want to know more and have a consultation

    Cheers, 

    Monica

    You can find Chris here 

    LinkedIn: https://www.linkedin.com/in/chrisjroche/

    Catalyst: https://www.catalystconsulting.services/

    TikTok: chris_roche

     

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    Telegram: t.me/Fintech_with_Moni

    TikTok: @moni_millares

    Instagram: @moni_millares

     Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • 🎙️Money Magic! People go to pop culture, magazines, spirituality and tarot readers to sort out their financial lives🔥

    💵It is a big part of our culture - lots of money traditions in the asian and the latin culture, which makes me wonder...

    In this week's podcast we talk with Michelle Chew, Tarot reader in Kuala Lumpur!

    She has a good mix of asian and western clients, and yes many people ask her about career success and abundance 🤑

    We chat about money magic, feng shui, taoist traditions and a ritual to attract abundance using nature's elements!

    We deconstruct the ritual step by step, element by element

    We go into the detail of what air, fire, water and earth mean and how to represent them at home

    to finally putting together a magical ritual,

    Enjoy!

    Moni 💕

    You can find Michelle here 

    Instagram: @micmic_michelle

    Instagram: @micbymicmic

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

    Instagram: @moni_millares

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • Yes we all are imposters - and no do not listen to the little voice!

    In this week's pod, we discuss a powerful way to overcome imposter syndrome - it is in the doing that the magic happens

    You can find Robbie here 

    LinkedIn: https://www.linkedin.com/in/robbieswale/

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

    Instagram: @moni_millares

     

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • Did you know that your shower gel is a big polluter and you can have huge positive impact by just removing the water from it? 💥

    Yes water makes up to 90% of CO2 emissions during transport – yup! But there is a better way…

    In this pod, Gaelle, CEO and Founder of ETHOSA, chats with us about how her waterless beauty products are revolutionizing the industry - to help the planet and your body!

    In her words, Sustainability is no longer a trend; it is essential for our future – so we need to change. 

    Not only she removes water, but it is a plant based product 💕

    We talk about:

    Her story, How she moved from side hustle to businessThe challenges building a green business (as a pioneer)Her fears…. The real dealAnd fundraising as a first time founder

    It is a fascinating episode and I’ll leave you with this clip for you to understand in more detail what ETHOSA does and how it can help you too!

    As usual, send us your comments and questions,

    Cheers, 

    Moni

    You can find Gaëlle here 

    LinkedIn: https://www.linkedin.com/in/gaellechatelard/

    Ethos website: https://ethosa.co.uk/

    Instagram: @ethosa_uk

    Facebook: https://www.facebook.com/ethosa.co.uk

    TikTok: @ethosa_official 

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

    Instagram: @moni_millares

     Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • Diamonds are sexy and controversial! In this episode Chirag explains to us how he's using Blockchain to improve trust and build a better industry for all

    Imagine scanning a QR to know where the diamond was made, by which company, which retail shop it came from...

    For us to understand how it works, we explain in very simple terms what Blockchain is and how it works...

    and then of course we change gears and we talk Leadership!

    A non traditional pod guest,

    Listen if you like Diamonds, are into Blockchain, work in Payments, or in user experience so that you can start opening up your eyes to new use cases!

    You can find Chirag here 

    https://www.linkedin.com/in/chirag-jetani-8a7224101/

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

    Instagram: @moni_millares

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • It is a joy to travel.

    It is joyful to travel. Yet it is also killing the planet. Hence it is our responsibility to get informed and to make changes on our traveling habits so that we can create a sustainable future for all 

    Vicky at the front of eco tourism and joins us this week in a fascinating chat to discuss how we can start being more aware of our decisions and our impact. 

    She has received multiple awards and has even been recognized by the Queen in the UK. 

    It’s been an absolute pleasure chatting with her, and a conversation we all need to start. 

    You can find Vicky here 

    https://www.linkedin.com/in/vicky-smith/

    https://www.earth-changers.com/

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

    Instagram: @moni_millares

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

  • Bret is an experienced CEO that now dedicates his career to grow leaders that grow leaders – e.g. people like you and me! 

    He’s got extensive international experience having worked across 30 countries in international banking and wealth management, and served as Executive Director on Boards. 

    He grew his career in Citi and then became Managing Director at Barclays, South Africa Region and Managing Director at ANZ, Asia Wealth

    Today we’ve got a treat as we learn from his experience

    You can find Bret here 

    https://www.linkedin.com/in/bret-packard/

    And you can find me here:

    LinkedIn: https://www.linkedin.com/in/monicamillares/

    TikTok: @moni_millares

    Instagram: @moni_millares

     

    Disclaimer: 

    This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.