Episodes

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    šŸ‘‰ Ready to make your next move? Book a strategy session to discuss how to grow your portfolio: https://rebrand.ly/ChatwithConfidence

    In this episode of Australian Property Talk, Iā€™m taking a big risk and investing where most people wouldnā€™t dareā€”Darwin. šŸŠ

    After securing foundational assets in Melbourne, Iā€™m ready to add some spice to my property portfolio. Why Darwin, you ask? Despite its reputation for high crime rates and years of zero growth, I believe itā€™s primed to be the Bitcoin of the property market.

    šŸŽÆ If youā€™re looking for the next big opportunity to expand your property portfolio with a bit of risk, this episode is for you. Iā€™ll dive deep into why I believe influential investors and buyers agents are quietly eyeing Darwin as the next big thing.

    šŸ” What youā€™ll learn in this episode:

    - The case for Darwin: Why Iā€™m investing in a city thatā€™s been overlooked for a decade.
    - The upside potential: Discover the key economic indicators that suggest Darwin could be the next big investment hotspot.
    - Data-driven insights: High yields, falling stock on market, and low vacancy ratesā€”why these factors are turning Darwin into a hidden gem.
    - The risks involved: Iā€™m not sugarcoating itā€”Darwin is risky. But for those willing to take the plunge, the rewards could be huge.
    - Investment strategies: From leveraging high rental yields to negotiating deals in a buyerā€™s market, learn how I plan to maximise returns.

    Reach out to us at www.australianpropertytalk.com.au

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    The Melbourne property market has been flying under the radar, but hereā€™s why it could be Australiaā€™s best investment opportunity right now. šŸ˜ļø

    Weā€™ll cover 3 strategies for 3 life stages and price points.

    1. Whether youā€™re a gung-ho young gun investor with a $200-300k budget
    2. A little more established and have a $500k + price point
    3. Have higher buying power $1m+, harnessing the potential power of Melbourne's recent planning changes

    šŸŽÆ Thinking of growing your property portfolio? Iā€™ll reveal where the data-driven investors are buying and why Melbourneā€™s undervalued markets are worth a closer look.

    šŸ‘‰ Buying your NEXT home or expanding your portfolio? Book a strategy session here: https://rebrand.ly/ChatwithConfidence

    Reach out to us at www.australianpropertytalk.com.au

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    šŸ”— Buying your NEXT home or EXPANDING your portfolio?
    Book a meeting at šŸ‘‰šŸ‘‰ https://rebrand.ly/ChatwithConfidence.

    In this episode, we dive into the latest crazy trend - everyone following each other, led by influencers and key people.

    This puts the spotlight into the last 3 locations where property investors and top buyersā€™ agents are currently flocking. We break down each booming suburb, revealing the key data driving house price growth and teaching you how to find similar opportunities on your own.

    šŸ” What You'll Learn:

    1. 3 other locations everyone is buying in
    2. The size of the market in these locations and what is driving them

    šŸ‘‰ Data Tools: You'll discover how to leverage these tools to pinpoint the next potential hotspots without paying thousands in fees.

    HTAG Tool: https://htag.com.au
    DSR Ratios: https://dsrdata.com.au/
    SQM Research: https://sqmresearch.com.au/

    šŸ’¬ Join the Conversation: If youā€™ve got insights or questions about any of these locationsā€”or want us to analyse a particular suburbā€”drop a comment below!

    Hit subscribe and turn on notifications so you donā€™t miss our next analysis.
    We post 3-4 deep-dive videos every week!

    Reach out to us at www.australianpropertytalk.com.au

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    šŸ”— Buying your NEXT home or EXPANDING your portfolio?
    Book a meeting at šŸ‘‰šŸ‘‰ https://rebrand.ly/ChatwithConfidence.

    In this two part episode, I dive into the top five locations where property investors and top buyersā€™ agents are currently flocking. I break down each booming suburb, revealing the key data driving house price growth and teaching you how to find similar opportunities on your own.

    šŸ” What You'll Learn:

    1. How to identify high-potential suburbs using popular property data tools.
    2. An analysis of critical data metrics like days on market, vendor discounting, rental yields, vacancy rates, and building approvals.
    3. The surprising reasons why certain regional markets have outperformedā€”and whether theyā€™re still worth investing in.

    šŸš€ Get the Competitive Edge: Whether youā€™re after short-term capital growth or want to diversify your property portfolio, understanding these market dynamics will arm you with the insights needed to make smart investment decisions.

    šŸ‘‰ Data Tools: You'll discover how to leverage these tools to pinpoint the next potential hotspots without paying thousands in fees.

    HTAG Tool: https://htag.com.au
    DSR Ratios: https://dsrdata.com.au/
    SQM Research: https://sqmresearch.com.au/

    šŸ’¬ Join the Conversation: If youā€™ve got insights or questions about any of these locationsā€”or want us to analyse a particular suburbā€”drop a comment below!

    Hit subscribe and turn on notifications so you donā€™t miss our next analysis.
    We post 3-4 deep-dive videos every week!

    Reach out to us at www.australianpropertytalk.com.au

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    Are Australiaā€™s property prices sitting on a ticking time bomb?

    Despite record-high prices across the nationā€™s capitals, factors like rising interest rates, high household debt, and low consumer confidence are casting shadows over the market.

    In this video, we dive into the key questions: What could trigger a property crash, and is Australia truly safe from a housing downturn?

    Weā€™ll explore:

    Peak property prices across capital cities šŸ“Š

    The economic resilience behind Australiaā€™s housing market šŸ› ļø

    Critical supply and demand factors šŸš§

    The potential impacts of AI, climate events, and structural job market changes šŸŒ

    Whether youā€™re a homeowner, an investor, or just curious about the state of the market, this episode breaks down what could cause Aussie property to come tumbling down.

    Would you take the plunge into property at these prices, or are you waiting for a shift?

    Reach out to us at www.australianpropertytalk.com.au

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    Is Australia on the brink of a property boom? With inflation falling and interest rates about to drop, now could be your golden opportunity to get ahead in the market.

    In this video, we explore the potential for an upcoming property boom in Australia. Housing approvals are at their lowest in 15 years, and completions arenā€™t keeping up either. So, even though prices are at their peak now, could they actually be undervalued in the coming years?

    šŸ” Key topics covered:

    - Why falling inflation and interest rates might trigger the next property boom.
    - How low housing approvals and completions are paving the way for price hikes.
    - Could we see property prices soar by 20-30% in the next few years?

    Join me, Redom Syed, and Curtis Stewart, as we unpack the macroeconomic factors that could create a golden buying opportunity over the next 3 years. Whether you're a homeowner, investor, or keeping an eye on the market, this deep dive into Australia's property future is one you can't afford to miss.

    šŸ“ž Want to know how to buy your NEXT home or EXPAND your portfolio?
    Chat with us at: https://rebrand.ly/ChatwithConfidence

    šŸ’¬ Think a property boom is on the horizon? Share your thoughts in the comments below!

    #PropertyBoom #AustralianHousingMarket #InterestRates #Inflation #RealEstateInvesting #PropertyInvestment #RBA #HousingApprovals #ConfidenceFinance

    Reach out to us at www.australianpropertytalk.com.au

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    Sydney's housing market is set to transform once again! In this episode, we dive into the new duplex and terrace opportunities under the latest planning changes coming into effect later this year or early next. These changes will allow duplexes and terraces to be built in R2 zones, presenting a unique window for investors and homebuyers alike.

    šŸ˜ļø Key topics covered:

    1. What the new planning changes mean for duplexes and terraces.
    2. How the 2020 planning change laid the groundwork for what's happening in 2024-25.
    3. What land sizes and locations to target to take advantage of this opportunity.
    4. Why this is a big chance for Mum and Dad investors, and not just developers.
    5. My personal investment success story using similar planning rules in 2020.

    With these changes, the potential for wide-fronted R2 lots across Sydney is significant. Whether you're an investor looking for your next project or a homebuyer considering your options, this episode is packed with insights into the new planning landscape.

    šŸ”‘ Takeaways:

    Duplexes will be allowed in many more locations, including areas zoned R2, making it easier for investors to create valuable property.
    Terraces will be permitted in lower-density areas, allowing for greater density without the need for high-rise apartments.
    Opportunities are broad, making this change accessible to both investors and owner-occupiers alike.

    #SydneyProperty #PlanningChanges #Duplex #Terrace #SydneyRealEstate #AustraliaPropertyTalk #HousingCrisis #SydneyInvesting

    Reach out to us at www.australianpropertytalk.com.au

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    In this episode, we unpack one of the biggest planning changes in Sydneyā€™s history ā€“ the midrise housing code, set to reshape the city. The NSW government is taking serious action to address the housing crisis, expanding the definition of infrastructure and where new homes can be built.

    šŸ˜ļø We unpack:
    1. What the midrise housing code means for Sydney.
    2. How the new policy affects transport-oriented development.
    3. The real impact on apartment construction and housing supply.
    4. Which areas will see changes and what types of properties will be affected.
    5. Investment strategies: Should you buy an apartment or a house? How can you take advantage of these changes?

    With so much uncertainty, including council elections and potential adjustments to the policy, weā€™ll explore whatā€™s confirmed, whatā€™s speculative, and what you can do to benefit.

    šŸ”‘ Takeaways:

    The future of housing in Sydney will be shaped by increasing density near key transport hubs and shopping centres.
    Why immediate construction may not happen even with zoning changes in place.
    Opportunities for investors in Sydney and how to navigate this new landscape.
    Watch this episode to stay ahead of the curve on Sydney's evolving property market!


    #PropertyInvestment #SydneyRealEstate #NSWPlanning #MidriseHousing #AustraliaPropertyTalk #HousingCrisis #SydneyPropertyMarket

    Reach out to us at www.australianpropertytalk.com.au

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    Is it time to invest in Adelaide, Perth, Darwin, or Hobart? Join us as we break down the latest data to help you make informed property investment decisions.

    In this episode, we deep dive into the property markets of four key Australian cities: Adelaide, Perth, Darwin, and Hobart. We unpack the latest stats and trends, including unemployment rates, price growth, rental demand, and supply forecasts, to see where these cities sit on the property clock.

    šŸ’” Key Highlights:
    1. Adelaideā€™s continued growth despite affordability concerns.
    2. Perthā€™s booming marketā€”whatā€™s driving it, and is it too late to invest?
    3. Darwinā€™s mixed bagā€”rents are up, but economic performance is lagging.
    4. Hobartā€™s cooling offā€”what does it mean for long-term investment?

    If you're trying to figure out where to put your money, this episode will give you the insights you need.

    Watch Part 1 for insights on Sydney, Melbourne, and Brisbane: https://www.youtube.com/watch?v=UV7FZm8JQdk

    #PropertyInvestment #RealEstateAustralia #AdelaideProperty #PerthProperty #DarwinRealEstate #HobartProperty #AustralianEconomy #WhereToInvest

    Reach out to us at www.australianpropertytalk.com.au

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    Wondering which Australian state is the best option for property investment in 2024? We've analysed real data to bring you accurate insights into the property market across Sydney, Melbourne, Brisbane, and more.

    In this episode, we introduce a new conceptā€” Our Property Clockā€”to help you understand where each state sits in the property cycle. Is now the right time to buy in New South Wales, or should you hold off? Whatā€™s next for Melbourne and Brisbane? We dive deep into the data to give you a clear view.

    Topics Covered:
    1. Australian property market overview
    2. Sydneyā€™s flat growth and future prospects
    3. Melbourneā€™s economic challenges and potential recovery
    4. Brisbaneā€™s price growth and signs of a slowdown

    šŸ‘‰ Donā€™t miss out on expert insights into Australiaā€™s ever-changing property marketā€”hit subscribe and turn on notifications to stay updated.

    #AustralianProperty #PropertyInvestment2024 #RealEstate #PropertyClock #MarketTrends #InvestmentOpportunities

    Reach out to us at www.australianpropertytalk.com.au

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    The Australian bond market just sent a powerful signalā€”interest rate cuts could be right around the corner. In this episode, we dive into whatā€™s driving this shift and why banks are now pricing in lower rates for the first time in years.

    We also break down the economic trends shaping the future of mortgage rates, how fixed rates are dropping below variable rates, and what it all means for homeowners.

    Tune in as we explore:

    Why fixed rates have fallen and what it signals for mortgage holdersThe role of the bond yield curve in predicting future rate cutsHow U.S. and global rate cuts are influencing Australiaā€™s economyWhat this all means for property owners and those looking to buy

    #InterestRateCuts #AustralianEconomy #MortgageRates #BondMarket #RBACuts #FixedVsVariable

    Reach out to us at www.australianpropertytalk.com.au

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    In this episode, we dive into a game-changing trend in property investing: the rise of data-driven buyerā€™s agents and how theyā€™ve transformed the market. With hundreds of properties being snapped up every month by these agents, often in the same areas, itā€™s creating a herd mentality thatā€™s driving up prices and demand in targeted locations. But what if you could beat them at their own game?

    We break down:

    Why buyerā€™s agents are flocking to the same spots and what data theyā€™re usingThe risks of following the crowd and why it might not always be a good thingA checklist to help you stay ahead of the pack and invest smarterHow to find the next hot spot before the herd arrives

    Whether youā€™re a seasoned investor or just getting started, this episode will give you the insights and strategies to think differently and succeed in todayā€™s property market.

    Tune in to learn how to capitalise on the success of buyerā€™s agents without getting caught in the stampede!

    Reach out to us at www.australianpropertytalk.com.au

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    ā€œAlways buy land, never buy an apartment.ā€

    Youā€™ve likely heard this advice countless times. But what if I told you that this conventional wisdom might not hold true in 2024? šŸš€

    In this episode, we explore why apartments might actually outshine houses in the coming years. From affordability and supply shortages to the current economic landscape, we unpack the key factors driving this trend and why now could be the perfect time to invest in apartmentsā€”whether you're a first-time buyer, a seasoned investor, or working with a lower budget.

    Don't miss these eye-opening insights that could reshape your approach to property investments!

    šŸ” In This Episode:

    Why apartments are outpacing house prices in major citiesThe impact of rising construction costs and interest rates on the marketHow affordability is making apartments the new hot property choiceThe supply-demand gap in apartment construction and its implicationsReal-life case studies of significant returns from apartment investments

    For more, visit us at www.australianpropertytalk.com.au.

    Reach out to us at www.australianpropertytalk.com.au

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    Discover how credit cards and HELP debts secretly slash your borrowing power and learn strategic ways to get ahead.

    Iā€™m not just giving you the usual spielā€”Iā€™m calling out the frustrating flaws in the banking system. Weā€™re diving into the real reasons why certain financial habits and decisions could be costing you tens of thousands in borrowing power.

    šŸ’³ Why banks assume the worst about your credit card usageā€”and why that assumption is outdated and unfair.
    šŸŽ“ Why younger Aussies are let down by their HELP debts (and what we can do about it).
    šŸš— The hidden impacts of everyday decisions, like getting a car loan or a car lease.
    šŸ›’ How increased everyday expenses can quietly reduce your borrowing power.
    šŸ  The impact of pay rises and rental income
    šŸ¦ Interest-only loans: What they really do to your borrowing capacity.
    šŸ‘¶šŸ’ø How having kids could impact your financial future and borrowing potential.

    #BorrowingPower #CreditCards #HELPDebts #CarLease #EverydayExpenses #FinancialAdvice #AussieFinance #PropertyInvestment #MortgageTips #YoungAussies #HomeBuying #AustralianFinance #PersonalFinance

    Reach out to us at www.australianpropertytalk.com.au

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    We deep dive into the current Sydney market and talk through the slower winter period.

    In summary:
    1. The energy is back heading into Spring season.
    2. The affordable markets of Sydney are doing very well
    3. Price growth is decent in cheaper markets, while weak in more expensive markets.

    The interest rate certainty that has come to the marketplace has helped add some confidence for the Spring Selling Season.

    #investing #sydneypropertymarket

    Reach out to us at www.australianpropertytalk.com.au

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    We deep dive into the latest inflation data moments after its release.

    Trimmed mean inflation, the RBAā€™s preferred measure of inflation, came in at 0.8% for the June Quarter. Headline inflation came in at 1%, up 3.8% for the year.

    Making up this inflation data:
    ā­ ā€˜Non tradables inflationā€™ came in at 5%, unchanged from last quarter. This shows domestic based inflation pressures are now driving inflation.
    ā­ Goods inflation both ticked up a bit to 3.2% for the year
    ā­ Services inflation came in higher at 4.5%.

    What does this mean for interest rates?
    ā­ While this print does not rule anything in or out, itā€™s unlikely to drive an interest rate increase next month.

    Overall this is encouraging news for mortgage holders. This data set was perceived as ā€˜dangerousā€™.

    If it came in above expectations, there was a high chance it could drive a rate rise. This print is more than likely going to continue the ā€˜holding patternā€™ the Reserve Bank of Australia are currently in.

    The AUD fell on the news, and the share market went up - indicating traders will pare back bets on any rate rise next week.

    Encouragingly, lead data on HOUSING, which makes up 22% of the CPI basket, shows positive signs to future CPI releases. Both asking rents and construction costs are rising at a slower rate. This should put downward pressure on future inflation data.

    Reach out to us at www.australianpropertytalk.com.au

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    Property Investing is all about YOU. So what type of investor are you?

    We try to help provide clarity, by sharing our experiences working with 1000s of property investors over the past 10 years.

    We categorise each investor group with:
    1. What is your goal?
    2. What mindset do you have to investing?
    3. What Finance strategy suits you?
    4. What type of property investing suits you?
    5. How do you time your investments?
    6. How often are you looking for investments?

    We summarise with 3 categories:

    1. Wealth Investors: Those looking to translate their savings into investments and build wealth over time. Safe, secure, step by step investing. This is 80-90% of all property investors

    2. The opportunity investors: Those that use their income stream to accelerate their wealth creation. They are focused on growing their portfolio and are willing to take on more risk to do it.

    3. The advanced investor: Those that are ALWAYS investing and don't want to hold cash, but would rather have riskier investments.

    Download the CHECKLIST FREE Here
    https://www.propertychat.com.au/community/threads/what-type-of-property-investor-are-you.79076/

    Reach out to us at www.australianpropertytalk.com.au

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    5 years on, Covid is still driving some WEIRD outcomes to the housing market. We unpack 3 areas that are NOT back to normal just yet and what it means for property investors across the country.

    1. Population Yo-Yo: The biggest fall in 50 years, and then the biggest rise a couple years later. Despite little change in the overall population expectation over a 5 year period, this has caused rapid rental inflation.

    2. Construction market: The big inflation in construction markets has driven strange outcomes in housing supply figures.

    3. Interest Rates & Macro settings: The big fiscal stimulus has driven a big change in inflation figures, that are driving interest rates and property values today.

    Reach out to us at www.australianpropertytalk.com.au

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    We unpack the 10 best LENDING policies that property investors must know to keep growing their property investing portfolio.

    Specifically we go through:

    1. 95% loans with no mortgage insurance
    2. Simple self-employed policies with shorter ABN histories
    3. Simple refinance policy - 1% buffer refinancing
    4. Non-banks with 1% or 2% assessment rate buffers
    5. Non-banks use actual repayments instead of a buffer
    6. HELP debt treatment between banks
    7. Debt treatment varies among banks
    8. Friends or siblings buying a property together
    9. Development Finance for 3-4 Units/Terraces/Townhouses
    10. Rental income verification varies among banks

    Reach out to us at www.australianpropertytalk.com.au

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    Inflation data has come in too hot once again, and its increased the chance of rate rises again.

    With the Australian economy no longer growing and population growth slowing down, it is quite likely any further rate rises will be known as the 'recession rate rises'.

    We are at a pivot point in this economic cycle, and 30 days away from a major policy decision that could have significant knock on effects for employment, housing & the economy.

    Reach out to us at www.australianpropertytalk.com.au