Episodes

  • OWN YOUR CAREER: https://breakyourbudget.com/oyc-book

    CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

    On this episode of DDOD, Michela shares her journey to clearing her skin in her twenties. She talks about coming off birth control, changing her diet and eating more plant-based, reducing stress through exercise, and the products she is using! DISCLAIMER: This is not medical advice. Michela is not a doctor and is sharing what worked for her, which may not work for you. Talk to your own doctor!

  • OWN YOUR CAREER: https://breakyourbudget.com/oyc-book

    Career Overhaul Bootcamp: https://breakyourbudget.myflodesk.com/jq6169t6cz

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

    On this episode of DDOD, Michela answers your side hustle and career questions!From how to manage a side hustle with a full time job, how to register your business, how to deal with a micromanager, how to stand out at work and so much more! If you are looking for career tips or logistical tips for building your side hustle, you’ll love this episode!

    QUESTION LIST:

    -Tips to balance your side hustle with a 9-5 job

    -How do you handle side hustle taxes?

    -Do you need to register your business before starting a side hustle? Should I be an LLC?

    -I’ve held myself back from starting a side hustle for fear of losing my FT job, any advice?

    -How to know when its time to drop a side hustle from your schedule?

    -Taxes, invoices, systems/platforms for side hustle finances

    -Do you have any advice for managing your manager? My boss is a micromanager

    -Do you have tips for how to find a work mentor? How do I facilitate the relationship as a mentee?

    -General ways to stand out on your team as a capable and competent person

    -Do you have a checklist for the first week/month of a new job besides getting my 401k set up?

    -What to do when you get assigned work projects you don’t like

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  • On this weeks episode of DDOD, Michela breaks down how to choose a side hustle and the 4 phases to follow to get started. You'll learn the difference between skill-based and low/no-skill side hustles, how to come up with a side hustle idea, content marketing and leveraging social media for business, coming up with a service or offer idea, digital products and more!

    OWN YOUR CAREER: https://breakyourbudget.com/oyc-book

    Register for Career Overhaul Bootcamp: https://breakyourbudget.myflodesk.com/jq6169t6cz

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • On this episode, Michela shares 3 ways she is upgrading her life in her later twenties. As part of the discussion, she covers lifestyle creep and when it is and is not OK and how to put a purchase into the context of your financial plan.

    OWN YOUR CAREER: https://breakyourbudget.com/oyc-book

    RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • On this episode of DDOD, Michela reflects on two years of working on Break Your Budget full-time. From major accomplishments (that are not properly celebrated) to key lessons and takeaways she's learned about working over the last 2 years, if you're someone who wants to start a business or is just looking for some re-assurance that you're on the right path, this episode is for you.

    OWN YOUR CAREER: https://breakyourbudget.com/oyc-book

    RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • In this episode, Michela shares her ins & outs for spring 2024! She is in her fitness, hobbies, and homemaking eras and you'll hear more about each in this episode!

    OWN YOUR CAREER: https://breakyourbudget.com/oyc-book

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • On this episode of DDOD, Michela shares a special announcement about her brand new book, Own Your Career! Plus, she covers 8 ways you can elevate your career in your 20s and beyond, from defining success at work to upgrading your resume and starting a side hustle (and more!)

    OWN YOUR CAREER: https://breakyourbudget.com/oyc-book

    RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • Spring is OFFICIALLY in the air! On this weeks episode, Michela shares practical tips to organize and clean up your finances, refresh your career, and freshen up your space + personal life!

    SIDE HUSTLE GUIDE: https://breakyourbudget.myflodesk.com/ucl3676u06

    RESUME TEMPLATE: https://breakyourbudget.myflodesk.com/e985fd77-7555-40b0-9595-96b6cffa3e69

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • On this episode of DDOD, Michela shares 10 things she no longer is buying. Learn more about spending guidelines and find inspiration to reduce unnecessary spending so you can save more money!

    INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • On this episode of Don't Depend on Daddy, Michela sat down with Lauren from Career Contessa. Lauren shares the most important career lessons she's learned, practical advice for navigating a career crisis, how to create and enforce boundaries in the workplace, and so much more!

    Career Contessa: https://www.instagram.com/careercontessa/

    INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • On this episode of DDOD, Michela shares her top lessons from one year (so far) of living alone. It is a less scripted and more self-reflective episode sharing how she has navigated self-discovery from living alone and become more self-reliant and self-aware. If you are someone who lives alone or desires to live alone, this episode is for you!

    INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • On this weeks episode of Don't Depend on Daddy, Michela shares her journey of feeling lonely throughout her twenties and how to navigate it. You can expect to learn practical tips to feel less lonely, become your own best friend, build confidence in solitude. The lessons in this episode apply no matter your life or relationship status!

    Join the BYB Inner Circle:

    https://breakyourbudget.com/byb-inner-circle

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • On this week's episode, we're talking SPLURGING! Michela shares how her spending priorities have shifted throughout her twenties, how to figure out if you can actually afford something, how to stop impulse shopping, and intentional splurges she has made as well as some of the intentional splurges submitted by listeners. If you're looking to overhaul HOW you spend, this episode is for you!

    Join the BYB Inner Circle:

    https://breakyourbudget.com/byb-inner-circle

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources: www.breakyourbudget.com/links

  • On this weeks episode of Don't Depend on Daddy, Michela is answering listener questions across money, career, and personal life. She covers how to save for a house, how I would invest $10k, career changes, side hustles, nose jobs, personal goals and more!

    RETIREMENT PLANNING MASTERCLASS: https://breakyourbudget.com/masterclass

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resourcs: www.breakyourbudget.com/links

  • On this episode, Michela sat down with Austin Hankwitz, host of the Rich Habits podcast. She and Austin discuss investment types, investment accounts, tax implications of different investment types, roboadvisors vs. traditional brokers, choosing an investment and so much more. As a reminder, for any investment decisions you should contact a licensed professional.

    Fidelity Article: https://www.fidelity.com/learning-center/investment-products/etf/etf-efficiency

    Investing for Beginners Free Guide: https://breakyourbudget.myflodesk.com/dj1jarco3z

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0

    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template

    Own Your Career Template: https://breakyourbudget.com/own-your-career-template

    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan

    Digital Planner: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

  • Does the city you live in throughout your 20s matter? In short, yes. So how can you figure out *exactly* where to live? In this episode, Michela breaks down the 3 major questions to ask yourself when deciding where to live. She also shares her personal experience deciding between Boston and Los Angeles, and why LA ended up being the right city for her personally, professionally, and financially. If you've been contemplating a move, or are simply curious if your city is enabling you to THRIVE, give this episode a listen!

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0

    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template

    Own Your Career Template: https://breakyourbudget.com/own-your-career-template

    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan

    Digital Planner: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    FREE RESOURCES:

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0

    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

  • On this episode, I sat down with Benny Fillo to talk about credit cards and travel points! Benny has leveraged credit card points to travel first and business class all over the world, from Dubai to Hong Kong to Sydney and everywhere in between. He shares his best tips for finding the right card, ways to earn as many points as possible, how to get the most out of your credit card points to maximize your travel experience, and so much more. He is a wealth of knowledge - if you are interested in traveling or taking premium flights, you’ll love this episode!

    Travel Resources:

    https://thepointsguy.com/

    https://thepointsguy.com/

    Reach out to Benny: https://www.instagram.com/bennyfillo/


    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0

    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template

    Own Your Career Template: https://breakyourbudget.com/own-your-career-template

    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan

    Digital Planner: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    FREE RESOURCES:

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

  • On this week's episode Michela breaks down all of her ROUTINES. From the details of her morning and night routines, to all the things she does during the weekend when spending time alone, hanging out with friends, and focusing on self-care. Plus, she shares some of the products she purchased that have elevated her routines and are worth the hype!

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0

    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template

    Own Your Career Template: https://breakyourbudget.com/own-your-career-template

    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan

    Digital Planner: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    FREE RESOURCES:

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0

    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

  • This week Michela does a long overdue Q+A covering your most popular personal finance, career, business, and personal questions! From spending habits, leveraging social media for your business, dating, and everything in between. If you’d like to submit questions for future Q+A episodes, make sure to be following @breakyourbudget on Instagram.

    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book

    ClassPass Referral: https://classpass.com/refer/VFFN4T311

    LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget

    DIGITAL PLANNER: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0

    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://bit.ly/3zC9k5b

    Be Your Own Boss: https://bit.ly/3ckG9ef

    Own Your Career Template: https://bit.ly/3ba0X7K

    4-Week Financial Plan: https://bit.ly/3H3jT5t

    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

  • On this weeks episode, Michela shares all the things that have improved her quality of life throughout her twenties. She covers personal finances, career tips and decisions, and some wellness, lifestyle, productivity, and routine advice!

    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0

    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template

    Own Your Career Template: https://breakyourbudget.com/own-your-career-template

    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan

    Digital Planner: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    FREE RESOURCES:

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0

    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget