Episodes
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In this can't-miss clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the fierce competition between the world's biggest tech companies. Is Apple's reign over as the industry's top dog coming to an end, or can Cupertino make a comeback? The hosts break down who might overtake Apple in market capitalization, what Apple needs to do to avoid falling behind, and which companies are nipping at its heels.
Ian highlights the critical importance of Apple investing in AI and warns that without significant movesâlike partnering with leaders in AI or blockchainâApple could slip even further down the rankings, possibly to fifth place by 2030. The guys discuss heavyweights like Google (Meta), Amazon, Microsoft, Nvidia, and Saudi Aramco, analyzing each company's strategies and advantages. Troy emphasizes how automation and cloud services, especially Amazonâs AWS, are transforming profit margins and growth potential in the tech world.
But itâs not just about the winners at the top! The hosts also tackle a fan question about how to spot when a stock is simply âdeadâ versus when itâs a hidden gem ready to bounce backâusing Robinhood, Zoom, and Zillow as prime examples. Ian shares his investing philosophy: instead of focusing on dead charts, look for companies with great fundamentals and management, and donât miss those moments to load up on quality shares during a downturn.
Whether youâre trading daily or building your long-term portfolio, this Market Mondays clip is packed with insights on:
The current top 10 companies by market cap Whatâs holding Apple backâand what could help it surge ahead Why AI and cloud computing are game-changers Tactical investing tips for identifying true opportunitiesPlus, enjoy some classic Market Mondays banter and gems you wonât hear anywhere else. Donât forget to hit the like button, share the video, and check out Invest Fest deals mentioned by the hosts!
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In this episode of Earn Your Leisure, we sit down with hip hop media pioneer Ralph McDaniels, creator of Video Music Box. He shares how he built the show like a mixtape, maintained full creative control, and gave artists like Nas their first shot in front of the camera.
We explore the golden era of music videos, MTVâs impact, and whether Suge Knight gets enough credit for shaping the industry. Ralph also responds to Dr. Umarâs critiques of hip hop and discusses the genreâs lasting power to connect people worldwide.
From stories about DMX, Kanye, and Drake, to thoughts on New Yorkâs musical influence and threats like Project 2025, this episode is full of game, history, and cultural insight. Tap in.
Invest Fest Ticket Link: https://investfest.com
#RalphMcDaniels #VideoMusicBox #Nas #HipHopHistory #SugeKnight #MTV #KanyeWest #Drake #Project2025 #EarnYourLeisure #EYL #DMX #BlackExcellence
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Welcome to another insightful Market Mondays clip! In this discussion, Ian Dunlap, Troy Millings, and Rashad Bilal break down the major players driving the surge in defense technology and the moral dilemmas facing investors today.
This week, we focus on Meta, Palantir, and OpenAIâthree giants shaping not just the tech world but the future of defense and AI. The hosts address why Meta and Palantir stocks are on the rise, with Metaâs Mark Zuckerberg rumored to be cozying up to political power, and Palantir increasingly seen as a force in modern warfare scenarios. Thereâs also talk about OpenAIâs potential as a future public market player and how Anduril, another defense tech company not yet publicly traded, is pushing the boundaries of the industry.
Ian, Troy, and Rashad explore the shift in Silicon Valley, where defense tech has gone from âantiquatedâ to trendy, with CEOs turning into celebritiesâand wars discussed not just as tragedies, but as investment opportunities. They dive into why RTX (Raytheon Technologies) has outpaced other traditional defense stocks and discuss how the IPO market is heating up for these types of companies.
But with these meteoric rises come tough questions. As defense becomes big techâs next growth sector, is it moral to invest in companies profiting from conflict? The trio comments on the dilemma of investing for growth versus navigating personal and societal ethics. They also touch on the personal stories behind the companiesâlike how Palmer Luckeyâs firing from Meta allegedly for supporting Trump fuels the "revenge story" of Anduril, and what it means for todayâs business and political climate.
If youâre interested in the intersection of tech, war, and Wall Street, this clip is for you. Discover how the investment landscape is changing, which companies are set to skyrocket, and why defense tech is no longer operating in the shadows.
*Key Topics in this Clip:*
Meta, Palantir & OpenAI: Whatâs driving their dominance?Why traditional defense stocks like Raytheon arenât moving as expectedEmerging companies (like Anduril) and their potential IPOsThe celebrity CEOs of defense tech and the mainstreaming of warMoral dilemmas: investing for profit vs. personal ethics in defense techBehind the business: Palmer Luckey, Mark Zuckerberg & political power movesJoin the conversation with Ian, Troy, and Rashad as they challenge you to think about your roleâand your responsibilityâas an investor in todayâs volatile world.
*Donât forget to like, subscribe, and let us know your thoughts in the comments!*
#MarketMondays #DefenseTech #Palantir #Meta #OpenAI #Anduril #Investing #TechStocks #AI #WallStreet #MoralInvesting #IPO #Finance #WarEconomy
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In this episode of Earn Your Leisure, Kirk Franklin and Norman Gyamfi sit down for a powerful conversation that bridges faith, culture, and business. They share the story of how their partnership began and why their mission goes far beyond music. Norman reveals how a lack of marketing in the gospel industry motivated him to get involved, and he breaks down the business behind Insignia Assets. Kirk opens up about his past experiences working with family and friends, and the hard lessons he learned from signing a bad record deal.
Together, they explore the current state of gospel musicâits struggles with cultural relevance, outdated record structures, and slow adaptation to streaming. Kirk and Norman reflect on whether todayâs generation is searching for a new kind of spirituality and whether the church is meeting them where they are. They discuss the impact of artificial intelligence on music and faith, questioning if technology could ever replace real authenticity or even spiritual leadership.
The conversation goes deep on themes of judgment, power, and how the Black church has both uplifted and, at times, weaponized religion. Kirk questions whether being held to a higher standard has truly benefited him, while Norman reminds us why we should never lose hope in humanity. This episode is raw, honest, and necessary for anyone thinking critically about the intersection of faith, leadership, and legacy.
Invest Fest Ticket Link: https://investfest.com
#EarnYourLeisure #KirkFranklin #NormanGyamfi #GospelMusic #FaithAndBusiness #ChristianityToday #BlackChurch #MusicIndustry #Entrepreneurship #Spirituality #CulturalRelevance #EYL
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In this insightful clip from EYL, MG The Mortgage Guy joins Troy Millings and Rashad Bilal to break down creative real estate hacks that can help you qualify for a mortgage and scale your incomeâespecially if youâre not navigating the process alone!
Discover how you can leverage roommate (or "border") income, even if it's a boyfriend, girlfriend, or college roommate, to boost your mortgage qualification. MG explains Fannie Maeâs Homeready program, which lets you use documented rental payments from roommates to strengthen your application, as long as youâve collected proof over at least 9 of the last 12 months.
The clip dives into the vital importance of documentationâleases, payment records with memos clarifying "rent," and making sure everyoneâs on board. They also discuss common scenarios, like living with a partner (who isnât on your lease), and how putting everything in writing can unlock significant buying power, all while keeping your finances and future flexibility secure.
Graduating college soon? MG reveals a little-known hack: you can use your college history as work history for mortgage qualification, and if youâve collected rent from roommates (with all the right paperwork), thatâs extra income to help you buy your first home right after graduation!
For those interested in maximizing every opportunity, they touch on leveraging an ADU (Accessory Dwelling Unit) for long- or mid-term rental income, and how areas near hospitals, airports, or New AI data centers can create lucrative mid-term rental playsâideal for traveling professionals, corporate consultants, or construction workers on multi-month assignments.
Whether you have a pool to rent out (think Swimply), extra space in your home, or are just getting started, this strategy-packed clip is a must-watch for anyone looking to house hack, generate additional income, or simply make smarter real estate moves.
Hit play to learn how better documentation, teamwork, and a little creativity can make real estate investing more accessible than you ever thought possible!
*#RealEstate #HouseHacking #MortgageTips #EYL #RoommateIncome #ADU #HomeBuying #FinancialFreedom #Swimply #Investing #CollegeHacks #WealthBuilding*
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In this clip from Market Mondays, hosts Troy Millings, Rashad Bilal, and Ian Dunlap tackle the burning question on every tech investorâs mind: Is it time to sell Apple stock? With Appleâs latest WWDC leaving many underwhelmed and AI innovation seemingly lagging behind major competitors like Microsoft, OpenAI, Google, and Meta, the crew dives deep into what's next for one of the worldâs most valuable companies.
Ian Dunlap doesnât pull any punches, calling this yearâs WWDC the âmost disappointing in the last 15 yearsâ and sets a bold ultimatumâif Apple doesnât deliver significant AI development by 2026, heâll recommend liquidating all Apple positions. With Apple three months in the red and missing key opportunities in the AI race, the discussion turns to real concerns about their innovation culture and leadership under Tim Cook.
The hosts debate whether Appleâs rumored features like âliquid glassâ are true innovation or just signs that theyâre out of touch with the current tech landscape. Is Appleâs massive $130 billion cash reserve enough to let them play catch-up, or has leadership missed too many strategic chances? The conversation gets candid about how the company missed out on big partnerships and acquisitionsâincluding possibilities with OpenAI and DJI.
Troy and Rashad bring counterpoints, questioning if Appleâs war chest could still secure its spot in AIâs future, or if the era of âreactiveâ rather than âproactiveâ innovation has put them irreversibly behind. They also examine how other companiesâlike Canva, Meta and Anthropicâare now making bigger AI leaps than Apple, and what that signals for investors.
Should Tim Cook step aside for new leadership? Is it too late for Apple to reclaim its innovative edge? And if youâre considering selling Apple stock, where should you move your money next? Get the harsh truth, plus a look at whatâs happening at the upper management level that could be holding Apple back from real breakthroughs.
Whether youâre a tech investor, Apple fan, or concerned shareholder, this clip is packed with unfiltered insights and actionable perspectives on Appleâs future in AI.
*Watch now to find out if itâs time to cash out or hold on. Donât miss the debate that could shape your portfolio decisions for 2025!*
#MarketMondays #AppleStock #AI #TechInvesting #WWDC2024 #TimCook #Innovation #Microsoft #Meta #OpenAI #AppleAI #Investing #StockMarket
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In this special episode, we sit down with Matt Garland to talk about what it takes to become a real estate professional in todayâs market. We break down creative house hacking strategies, smart financing options, and new wealth-building opportunities in real estate.
Plus, Rashad shares what he learned firsthand during his trip to China â including how to source high-quality home materials directly from the source and save thousands on your next real estate project.
Whether youâre a first-time investor or seasoned homeowner, this episode is packed with gems you donât want to miss.
Invest Fest Ticket Link: https://investfest.com
#RealEstate #HouseHacking #WealthBuilding #ChinaSourcing #RealEstateInvesting #EarnYourLeisure #MGTheMortgageGuy #HouseFlipping #HomeDesign #InteriorSourcing #RashadBilal #EYL #FinancialFreedom #RealEstateTips
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In this eye-opening clip of *Black Out with Ian & Rashad*, Rashad Bilal shares his first impressions from his trip to China, diving deep into cultural differences, the cost of living, and the systems that shape global wealth disparities. Ian Dunlap joins in to unpack how Americaâs capitalist design comparesâand why our views on prosperity, inflation, and opportunity are often based on manufactured realities.
Rashad breaks down the striking differences he noticed in China:
Low noise pollution and a calm public demeanor, a stark contrast to the fast-paced, loud culture heâs used to in Manhattan. The pace of daily life, where people arenât in a constant rush, and mid-day breaks are the norm. Affordable living costs, like rent as low as $175 for a one-bedroom apartmentâcompared to skyrocketing U.S. prices. Technological advances and a booming electric vehicle industry, with 20 EV companies innovating at lightning speed. The vibrant African community in Fu Shuang, driven by international business and trade.Ian and Rashad then dive deeper, connecting the dots between global economics and the impact of outsourcing, inflation, and âgreedy capitalism.â How are Americaâs financial structures forcing unnecessary inflation? Why does our middle class struggle while other countries provide affordable, efficient lifestyles? And what does it mean for the future if we donât adapt?
Youâll also hear personal anecdotes about the real cost of luxury goods, the everyday stress faced by Americans, and why the search for a better quality of life might take us beyond the borders of the U.S.
This candid conversation will change the way you think about international living, financial systems, and what it really means to âmake it.â
*If this conversation sparks your interest, make sure to catch the full Market Mondays breakdown next week!*
Donât forget to like, subscribe, and hit the bell so you never miss a clip from *Black Out with Ian & Rashad*.
*#ChinaExperience #CostOfLiving #GlobalWealth #Capitalism #BlackOutPodcast #IanDunlap #RashadBilal #InternationalLiving #WealthDisparity #FinancialFreedom #MarketMondays*
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In this powerful Market Mondays clip, host Troy Millings and guest Paul Judge break down exactly where new graduates, investors, and entrepreneurs should direct their focus in todayâs rapidly evolving business worldâespecially as artificial intelligence (AI) transforms every sector.
Paul Judge demystifies the best approach for thriving in tech: focus less on flashy technology and more on solving real, valuable problems that businesses are willing to pay for. Drawing from his own experience, Paul explains why success often comes from understanding the three core business layersâIT infrastructure, finance, and people.
*IT Infrastructure:* Discover how the shift from the cloud to AI and agentic IT is creating huge opportunities for innovation in cybersecurity and enterprise software. *Finance:* Learn why embedded finance and open banking are now major arenas for anyone looking to capitalize on the globalization of money movement and fintech disruption. *People & Healthcare:* As AI reshapes the future of work, upskilling, retraining, and healthcare tech are more relevant than ever. There are massive inefficiencies waiting to be solved in the $4 trillion healthcare industry.Paulâs advice? Identify a pressing business problem, solve it for one customer, then scale and grow. The tech itself is just a toolâthe real key is delivering value and repeatable results.
Whether youâre a recent graduate, a tech investor, or an entrepreneur aiming to build the next big thing, this clip gives you a practical playbook for making smarter moves in a world changed by AI and digital transformation.
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#MarketMondays #Investing #AI #Entrepreneurship #Finance #Fintech #BusinessStrategy #Cybersecurity #HealthcareTech #TechCareers #BusinessGrowth
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In this clip from EYL, special guest Kelis shares her incredible journey of building a farm from the ground up in Kenya, offering invaluable insights for anyone curious about agriculture as a business opportunity. She dives into the realities of land acquisition, the true profitability of farming, and why Kenya presents unique advantages compared to places like California or Texas.
Kelis discusses her experience navigating land deals, revealing how prices can vary dramatically depending on factors like proximity to main roads and the deep cultural value of heritage land. If you've ever wondered if land in Kenya can be as affordable as in some US states, she breaks it all downâincluding why sometimes a small plot can be just as pricey as a full acre.
The conversation shifts to the profitable side of farming, specifically how crops like onions are in high demand due to local supply needs. Kelis offers real numbers, explaining how an $11,000 investment in a five-acre onion farm can yield $30,000â$35,000 per quarter, highlighting agriculture as a practical, lucrative business with plenty of room for growth.
But farming isnât just about buying land and planting seedsâthereâs a whole operational side involving irrigation systems, workforce, pest control, and fencing. Kelis talks about the complex technology and manpower that goes into a successful farm, debunking the myth that farming is old-fashioned or low-tech. She emphasizes the value of local expertise, sharing stories of how Kenyan agronomists and horticulturists have supported her every step of the way.
One of the biggest surprises for Kelis was the incredible generosity and support from the Kenyan community. She explains how locals are always willing to offer advice, share best practices, and genuinely want newcomers to succeed in their farming ventures. These connections have been crucial to her progress, making an otherwise daunting endeavor feel accessible and welcoming.
The clip also touches on practical challenges, from dealing with droughts and pests to installing a borehole (a specialized well system) for consistent irrigationâsomething that requires technical knowledge and upfront investment but ensures long-term farm sustainability. She offers tips on what to check before buying land, such as the importance of geological surveys to guarantee water access.
Lastly, Kelis highlights the unique ecosystem of Kenyan farms, including encounters with wildlife like hyenas and giraffes, and underscores the importance of working with nature rather than against itâa lesson sheâs applying as she grows her farm in a way that maintains the local environment.
If youâre considering investing in agriculture, dreaming of a farm in Africa, or just interested in real-world entrepreneurship outside the typical business world, this clip is packed with practical advice, motivation, and fascinating stories straight from the source.
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#FarmingInKenya #AgricultureBusiness #EYL #FarmToTable #LandInvestment #Entrepreneurship #AfricanFarming #Kelis #KenyaAgriculture #BusinessOpportunities #SustainableFarming #OnionFarming #FarmLife #BuildingAFarm #InvestmentAfrica
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In this powerful Market Mondays clip, we dive deep into the extraordinary entrepreneurial journey of Magic Johnsonâa legend whose business moves have made just as much impact as his sports legacy. Inspired by a stellar Instagram video, the crew takes time to break down why Magicâs story is full of valuable lessons every aspiring entrepreneur should hear.
Hear directly from a clip of Magic Johnson as he shares his struggles and triumphs in accessing capital: from being rejected by banks, to finally securing funding from CalPERS after proving his business acumen with a massive profit flip on a shopping center in the inner city. This pivotal moment opened doors for Magic, leading to his historic partnership with Starbucksâdespite early skepticism that minority communities would pay â$3 for a cup of coffee.â
The Market Mondays team discusses how Magicâs foresight and courage revolutionized inner city communities: he brought both movie theaters and coffee shops to places others ignored, proving how recognizing cultural needs can lead to incredible success. Magicâs journey is highlighted as a case study in scalability, business intuition, and breaking through barriers in corporate America.
Get inspired by Magicâs evolution from sports icon to entrepreneur, as he transitions from selling successful portfolios, acquiring real estate, to owning major stakes in sports teams like the LA Dodgers and the Washington Commanders. The hosts remind us that Magic's business empire was built step by stepâscratching and clawing, never relying on just one big break.
This clip also lays out important messages for black entrepreneurs: Donât let anyone convince you that there isnât money or opportunity in serving underrepresented communities. Major companies like Target and Nike face challenges for ignoring this market, proof that authenticity and cultural relevance are key to business longevity.
Tune in as Market Mondays celebrates Magic Johnson as one of the top black billionaires in U.S. history and calls for more recognition of living legends. Letâs learn, get inspired, and remember to give our superheroes their flowers while theyâre here.
*Donât forget to like, subscribe, and share if you found value in this discussion. Got someone in business youâd like us to highlight next month? Drop a comment below!*
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On this powerful episode of Earn Your Leisure, we sit down with Grammy-nominated artist and entrepreneur Kelis, who opens up about her bold decision to leave America and build a new life in Kenya. She shares why she purchased 150 acres of farmland, how she navigated land ownership as a foreigner, and what it really costs to run a profitable farm in Africa.
Kelis also breaks down her investment strategy in Africa, the benefits of hiring local talent, the mortgage system in Kenya, and her upcoming luxury wellness retreat. From tech innovation to raising children with AI-powered education, this episode is packed with insights on wealth building, sustainability, and why Africa is the future for serious investors.
Link to Invest Fest: https://investfest.com
http://FEEDTHEPPL.COM
#EarnYourLeisure #Kelis #InvestInAfrica #Kenya #FarmingInAfrica #BlackWealth #LandOwnership #SustainableFarming #EYL #Entrepreneurship #WellnessRetreat #AfricaIsNow
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In this insightful clip from Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings break down one of the most disruptive tech deals of 2024âOpenAIâs $6.5 billion purchase of Johnny Iveâs design company IO. This landmark acquisition signals a major shift in the race for consumer AI devices and puts the future of Apple, the iPhone, and the wider tech ecosystem in the spotlight.
The hosts discuss what this means for the tech giants, questioning if the Apple-led era of hardware innovation is waning. Ian Dunlap argues that the âFANGâ days are over, and highlights how OpenAIâs moveâcombining Johnny Iveâs legendary Apple design pedigree with cutting-edge AIâis set to challenge not just Apple, but also the likes of Amazon and Google. Is this the birth of a new artificial intelligence-powered product that could redefine how we interact with technology and make the iPhone obsolete?
Troy Millings runs through Johnny Iveâs historic impact on Apple, from creating the iMac, iPod, iPhone, iPad and Apple Watch, to reshaping iOS itself. The team reflects on how Appleâs culture might be holding it back from more revolutionary moves, especially as consumer habits begin to shift away from traditional hardware towards integrated AI experiences.
Rashad Bilal expands on what IO brings to the table: a design firm focused on intuitive, screenless, AI-enabled consumer devices, potentially ushering in an era where everyone has a personal AI assistant for daily tasks and life management. The group ponders whether Appleâs leadershipâwith Tim Cook at the helmâhas lost its innovative edge, and discusses if itâs time for a new vision at the top.
The conversation also dives into Appleâs global manufacturing strategy amid US-China trade tensions and potential tariffs, and how that could impact Appleâs bottom line and positioning in the international marketplace.
Highlights include:
Detailed analysis of OpenAIâs acquisition of IO and what it means for the future of smart devicesA look back at Johnny Iveâs transformative contributions to Appleâs product lineThe risks and opportunities facing Apple as the tech landscape shifts toward AIDiscussion of Appleâs leadership, culture, innovation challenges, and massive cash reservesInsights on US trade policy, tariffs, and the practicalities of moving manufacturing away from ChinaPredictions for both Apple and OpenAIâs future in the global tech hierarchyDonât miss this deep dive into the crossroads between AI, design, and the next wave of technology!
*Drop your thoughts in the comments: Is Apple falling behind? Can OpenAI and Johnny Ive really reinvent the future of tech?*
â
#MarketMondays #OpenAI #Apple #JohnnyIve #AI #TechNews #iPhone #TimCook #ArtificialIntelligence #Microsoft #Design #Innovation #Tariffs #FutureTech #Investing #Stocks
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In this insightful clip, Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into the current state of the US housing market as 30-year mortgage rates soar to 7.5%âlevels not seen in decades. The conversation kicks off with pressing questions: Are we witnessing the early stages of a housing affordability crisis? What does this mean for homebuyers, sellers, and the broader economy?
Ian discusses the broader bond market issues, including the recent U.S. Treasury auction struggles and the looming $5 trillion interest payment Americans might face over the next decade. Troy highlights how rising rates, stagnant wages, and mounting personal and institutional debt are making home ownership less attainable, especially for incoming buyers and younger generations. The group also touches on the impact of student loan debt returning from deferment, adding to the financial strains many Americans already face.
Rashad brings practical advice to the table, sharing his personal experience with a cash-out refinance on an investment property. He breaks down how you can leverage auction properties, increase their value, and use cash-out refi strategies to scale a real estate portfolio, even in todayâs high-rate environment. The team also discusses the importance of maintaining good credit and the role of financial education in navigating these challenging times.
Whether youâre an aspiring homebuyer, a real estate investor, or just trying to make sense of the headlines, this clip offers invaluable perspectives and tips to help you position yourself for success.
*Key Topics Covered:*
The impact of 7.5% mortgage rates on housing affordability Challenges in the bond market and implications for the U.S. economy Supply and demand issues in the housing market The effect of student loan and credit card debt on homeownership Practical strategies for real estate investment, including cash-out refinancing The ongoing need for financial and credit educationDonât forget to like, comment, and subscribe for more real-world financial insights!
*#MortgageRates #HousingCrisis #RealEstateInvesting #CashOutRefi #FinancialEducation #CreditTips #MarketInsights #Homebuyers #InterestRates #PersonalFinance*
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In this insightful Market Mondays clip, Rashad Bilal and Troy Millings take you on a powerful journey across Africa as they reflect on their recent travels to Rwanda and Kenya. From attending the NBA Africa League to meeting with influential dignitaries, entrepreneurs, and local citizens, they share firsthand experiences and lessons from the heart of these dynamic countries.
Discover what makes Rwanda one of the cleanest and safest nations on the continent, boasting remarkable infrastructure, efficient governance, and a welcoming environment for investors and expats alike. Hear about Rwandaâs commitment to sustainabilityâbanning plastic bags and introducing strong environmental policiesâand learn how the government works hand-in-hand with private sectors and everyday citizens to drive progress.
Get inspired as Rashad and Troy recount conversations with local entrepreneurs who urge the diaspora to âtrade chains for landâ and see Africa as a place teeming with investment potential, community, and prosperity. They also highlight Fatima, an innovative entrepreneur shaping Kigaliâs real estate scene, and reveal how young, brilliant minds are addressing the continentâs most pressing needsâlike the development of tech hubs creating infrastructure for gig workers.
The conversation moves beyond economic opportunities as Rashad and Troy discuss the cultural richness, safety, and clean living that Rwanda offers. They also touch on the experiences of American expats who have chosen Africa for its unparalleled opportunities, friendly communities, and peaceful lifestyles.
Whether youâre curious about African real estate, investment prospects, tech innovation, or lifestyle, this clip offers a rare, on-the-ground perspective from two financial educators and entrepreneurs with global ambitions. Donât miss out on these invaluable insights on how and why you should consider Africa for your next venture or home.
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Welcome back to another enlightening episode of EYL! In today's session, we dive deep into the intricate world of trademarks and copyrights with none other than Rosezena Pierce, affectionately known as "The Biz Lawyer."
Rosezena sits down with hosts Rashad Bilal and Troy Millings to unravel the mysteries surrounding the differences between trademarks and copyrights, and their importance to entrepreneurs and business owners alike.
*Key Highlights:*
1. *Difference Between Trademark and Copyright (0:00:00 - 0:02:05):*
Rosezena distinguishes between trademarks and copyrights succinctly; while copyrights protect creative expressions fixed in tangible mediums, trademarks serve as source identifiers that consumers can trace back to specific providers of goods or services.
2. *Ownership of Creative Works (0:02:05 - 0:02:44):*
A significant revelation for many entrepreneursâhiring someone to create a logo or artwork does not inherently transfer the ownership of the copyright to the hirer. Rosezena explains that a written transfer of rights is necessary, often through a work for hire agreement.
3. *Increasing the Value of a Trademark (0:02:44 - 0:04:02):*
Rosezena emphasizes that the quality of products and services is paramount in enhancing a trademark's value. She provides relatable brand examples, highlighting how strong branding can influence consumer perception and loyalty.
4. *Process and Timeline for Trademark Registration (0:04:02 - 0:06:58):*
Troy prompts Rosezena to discuss the detailed process and timeline involved in trademark registration, from performing thorough searches and issuing opinion letters to navigating the extended government review timeline post-COVID. She explains the concept of "publication for opposition" and the potential challenges one might face during the application process.
*Why EYL Medium:*
Here at EYL, we're committed to offering you the knowledge and tools to elevate your business and entrepreneurial pursuits. Whether you're just starting out or looking to refine your strategies, our expert guests like Rosezena Pierce provide invaluable insights that can help you navigate the complex business landscape.
*Be Sure To:*
*Like, Comment, and Subscribe:* Hit the like button if you found this episode helpful. Leave your questions and thoughts in the comments section; we love hearing from you! Make sure to subscribe and click the notification bell so you never miss an update.*Check Out Our Other Episodes:* Explore more episodes where we bring in experts from various fields to share their knowledge and experiences.*Special Thanks:*
A huge thank you to Rosezena Pierce for sharing her expertise and providing clarity on such a vital topic. Follow her on Instagram (@TheBizLawyer) and check out her website for more information on her services.
*Stay Tuned:*
We have more exciting content lined up, including interviews with industry leaders, exclusive webinars, and much more.
*Support Our Work:*
If you'd like to support our channel and help us continue to produce quality content, consider becoming a Patreon member. Your support means the world to us and enables us to keep bringing you invaluable insights and information.
Thank you for watching, and as always, keep striving for excellence and always "Earn Your Leisure."
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In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings dive deep into the financial playbook for college athletes navigating the new world of NIL (Name, Image, and Likeness) deals. Discover the real stories behind multi-million dollar agreements, the impact of high-profile transfers like Captain Jack, and learn why some student athletes are out-earning everyone on campus except high-profile coaches!
Rashad and Troy break down the best strategies for young athletes and their families to protect and grow their money, including:
The importance of long-term investing: Find out why splitting money between index funds, big tech stocks like Microsoft, and even Bitcoin could potentially turn a $1 million NIL deal into $8 million in under a decade.Avoiding financial pitfalls: Learn why expensive cars and âentourageâ expenses are the fast track to going broke â and how street agents and advisors can eat away at your earnings with hidden percentages.The power of deferred income annuities (DIA): Get the blueprint used by legends like Allen Iverson and MLBâs Bobby Bonilla to guarantee lifetime income (even if playing careers or other opportunities donât pan out).Why negotiating fee structures mattersâdiscover why putting business managers on salary (instead of giving away percentages) is the millionaireâs secret to keeping more of what you earn.Real-life lessons from sports icons: Understand how financial missteps and a lack of planning have derailed the wealth of top athletes and entertainers, and how a smart approach to NIL can set you up for life, even if you never go pro.PLUS: The clip offers timely financial warnings, big picture insights about international economic risks, and practical advice for any young star (or their parents) working with agents, managers, or business partners.
Whether youâre an athlete, a parent, or simply interested in how generational wealth is REALLY built, this clip drops a million dollarsâ worth of game and actionable tips you can use now.
*Donât forget to like, comment, and subscribe for more financial wisdom from Market Mondays!*
#NIL #FinancialLiteracy #CollegeAthletes #GenerationalWealth #Investing #MarketMondays #SportsBusiness #PersonalFinance #AthleteWealth #MoneyMatters #DeferredAnnuity #FinancialAdvice #Basketball #AllenIverson #BobbyBonilla #WealthBuilding #Castmagic
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In this powerful episode of Earn Your Leisure, we sit down with Math Hoffa, Ray Daniels, and Obi Omile to break down the intersection of culture, business, and creativity.
They dive into how they came together to launch the Off The Top freestyle competition, how mixtapes reshaped freestyle culture, and what it takes to grade lyrical talent. Obi shares how he built and raised money for theCutâhis revolutionary barber booking appâand the deeper role the barbershop plays in the Black community.
We also unpack the mindset behind building businesses, why collaboration takes discipline, and the harsh truths about podcasting and monetization. From Rayâs Mount Rushmore of Atlanta rappers to the debate on new superstars in the music industryâthis one is full of gems.
Link to Invest Fest: https://investfest.com
#EarnYourLeisure #MathHoffa #RayDaniels #ObiOmile #OffTheTop #FreestyleRap #theCut #BarbershopCulture #BlackEntrepreneurs #Podcasting #HipHopBusiness #MusicIndustry #FinancialLiteracy #EYL
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In this insightful clip, Ian Dunlap and Rashad Bilal dive deep into some of the biggest topics shaking up the crypto world this year. With Coinbaseâs recent addition to the S&P 500, the conversation explores what this monumental move means for crypto legitimacy, bitcoinâs dominance, and investor options in this rapidly evolving space.
The discussion covers:
*Coinbase Joins the S&P 500:* What does it signal for cryptocurrency mainstream acceptance? Is this a sign that digital assets are here to stay, or just another speculative bubble?*Security Concerns:* Recent security breaches, SIM swap scams, and the rising wave of crypto theft. Hear real storiesâincluding Rashadâs personal accountâabout hacks, risks, and what investors can do to protect themselves.*Investment Strategies:* Should you buy Bitcoin, Bitcoin ETFs like IBIT, or stocks such as Coinbase or MicroStrategy? The hosts break down the differences, the potential volatility, and ways to gain exposure to the upside without holding crypto directly.*Importance of Security in Crypto:* With over $2.2 billion stolen in 2024 alone, security is a major challenge. Learn about the pros and cons of hot wallets, cold wallets, insurance (or lack thereof), and the future of crypto custodianship.*Key Players & Solutions:* As the crypto landscape expands, which security companies might lead the way in protecting digital assets? Discussion includes cybersecurity firms and the need for more robust industry solutions as crypto matures.Whether youâre a seasoned crypto investor, new to the world of digital currencies, or just looking for practical financial adviceâthis clip offers actionable insights and honest commentary from two of the industryâs sharpest voices.
*Stay informed, stay protected, and make smart investment choices as the world of crypto continues to change.*
*Timestamps:*
00:00 - Coinbase in the S&P 500: What it Means
02:20 - Security Breaches & Leadership Response
05:10 - Bitcoin, ETFs, & Investing Without Holding Crypto
10:15 - Real-Life Hack Stories & SIM Swap Scams
12:00 - Security Solutions & the Future of Crypto Safety
---
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In this insightful clip, Lex P and Drea Nicole of the Pour Minds podcast join Rashad Bilal and Troy Millings from Earn Your Leisure to break down exactly how successful podcasters make money. If youâve ever wondered how top podcasts generate multiple streams of income, this conversation is a must-watch.
Lex and Drea get real about the many ways Pour Minds has built revenueâfrom ad deals, YouTube streams, and Patreon, to live shows, merchandise, ebooks, online courses, and even unique brand partnerships. They share what types of advertisers approach them, why some brands (surprisingly) DONâT sponsor their content, and how their approach to guest booking shaped a loyal and engaged communityâthe âPour Crew.â
The discussion dives into:
Building multiple income streams as a podcasterThe truth behind ad revenue and sponsorshipsUsing YouTube, Patreon, and social media to get paidMerch sales, ebooks, courses, and hosting events for extra cashTips for building a long-lasting, supportive audienceHow authenticity and engagement pay off in podcastingBehind-the-scenes stories of booking big events and getting their own TV showWhether youâre a podcaster looking to scale up, a content creator searching for inspiration, or a fan of real business talk, this clip is packed with gems and actionable advice.
*Donât forget to subscribe for more insider conversations on podcasting, business, and building your brand!*
*Watch. Learn. Earn.*
#Podcasting #EarnYourLeisure #PoorMinds #Monetization #ContentCreation #PodcastTips #YouTubeCreators #SideHustle #AdRevenue #BrandDeals #CreatorEconomy #Entrepreneurship #CommunityBuilding
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