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đď¸ New Podcast Episode Alert: Gifts of Cheer with @mortgagebykimberley đâ¨
In this heartwarming episode of Elementary Jacqueline, I sit down with Kim from @mortgagebykimberley to talk about the Gifts of Cheer Toy Drive. This incredible initiative supports kids living in shelters, offering them a brighter holiday season. đ
While toys bring joy, this drive is about more than thatâitâs about showing love and kindness to children whoâve lost their homes. These kids are going through so much, and we have the chance to let them know they are cared for. â¤ď¸
Hereâs how you can help:
đ Donate a new, unwrapped gift for kids aged infant to 17 years.
đ Contribute clothing or gift cards.
đł Make a monetary donation towards the purchase of gifts. - Ask for the Link - *TAX DEDUCTABLE*Every little bit counts, and together, we can make a difference. If youâd like more details, you can contact Kim directly or message meâIâm happy to connect you.
đ Click play to hear the full story and learn how you can be part of this amazing cause.
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Interview with @tajmakotoric: A Journey of Resilience and Health Awareness
Iâm beyond excited to introduce you to @tajmakotoric, an incredible woman who shared her powerful journey with me! Tajma isnât just a hard-working CEO and motherâsheâs also a fighter navigating life with three autoimmune diseases. Sheâs done everything she can to stay on top of her health, making her story one of resilience, strength, and deep self-awareness.
Our conversation took us through some raw and real moments in Tajmaâs life. At first, her health issues felt like a mysteryâshe didnât know why her body felt so drained, why she couldnât keep up with her busy life as she once could. But Tajma wasnât about to settle for vague answers. She took control, pushing herself to find out what was going on. Her persistence led her to the hard truth of being diagnosed with not just one but three autoimmune diseases.
The reality of living with autoimmune diseases is something most people canât imagine, and Tajma opened up about how this impacts her daily life. Balancing work, motherhood, and her health is a delicate act. Sheâs had to make changes, prioritize self-care, and tune in to her bodyâs needs in a way that most of us rarely think about. Despite it all, she brings a message of hope and awareness. Her journey encourages us to get curious about our health, ask questions, and prioritize our well-being.
Tajmaâs story reminds us that taking control of our health isnât just a one-time choiceâitâs a lifelong commitment. This interview is packed with insights into her journey and tips for anyone managing their health in challenging circumstances. Iâm so grateful she shared her story with me, and I hope it inspires you as much as it inspired me.
Letâs all take a moment to share Tajmaâs message far and wide because health awareness is for everyone. Her journey is a testament to the strength of being proactive, especially when faced with the unknown.
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Unlock the secrets to finding a home that truly fits your lifestyle and needs as I, Jacqueline Watson, guide you through the art of right-sizing. Forget the stress of squeezing into a tiny space; it's about aligning your home with your current life stage, especially if you're an empty nester. We'll explore key factors like location, sun exposure, and yard size, while also addressing the emotional aspects of downsizing for older clients. I'll share my Chic Moves signature process, crafted to assist you on this journey, and invite you to our special Zoom event where a professional organizer will help kickstart your decluttering adventure.
Get ready to transform your home into a buyer's paradise with insider tips on decluttering and staging. Discover how living with joyful items not only enhances your personal freedom but also elevates your property's market appeal. A clean, staged home, captured in professional photos, can make all the difference in a competitive market. We'll also tackle pricing strategies and keep you updated on the latest housing market trends, including the anticipated interest rate drop by the Bank of Canada. Whether you're buying or selling, this episode equips you with the insights to navigate today's real estate landscape confidently. Subscribe to my newsletter for more tips, and don't miss our upcoming events designed to keep your home journey smooth and successful.
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Unlock the secrets of making smart real estate decisions with me, Jacqueline Watson, as we explore the nuanced journey of buying an older home. Learn how to look past the surface charm to uncover critical aspects like heating systems, potential oil tank hazards, and the lurking dangers of materials like UFFI and asbestos in pre-1980 constructions. We'll navigate the essential checkpoints for assessing the longevity of vital home systems, ensuring you're equipped to steer clear of unexpected pitfalls and costly repairs. Whether you're a novice buyer or a seasoned homeowner, these insights are your ticket to informed property investments.
Join us as we dissect the current real estate landscape and the often-overlooked challenges of equipment rentals versus outright purchases. Iâll share the latest housing statistics and unpack the financial advantages of alternative strategies like using lines of credit. Plus, Iâm excited to invite you to a free event dedicated to organizing and decluttering, designed to help you make the most of your living space without any pressure to buy. As we conclude, I urge you to set personal goals and stay informed while wishing our Canadian listeners a joyful Thanksgiving. Your ideas for future discussions are always welcome, and together, we'll ensure the content remains as engaging as ever.Do you have a topic you would like me to explore further, get in touch
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Have you ever faced the nightmare of undisclosed rental agreements when purchasing a property? Tune in to hear my personal story and gain crucial insights on avoiding rental and contract scams in property transactions. We tackle the often-neglected issue of rental equipment, such as hot water tanks, furnaces, and AC units, and I provide actionable advice for sellers on why paying off these rentals before listing is essential. Learn about the hidden financial traps of long-term rental contracts, the specific challenges with solar panel agreements, and the critical importance of having all rental and contract documentation readily available for prospective buyers. This segment also sheds light on the role of status certificates in condo transactions, ensuring you're fully prepared for any complexities that might arise.
Shocked by the recent explosion of demand in the Canadian real estate market? We break it all down, from the anticipation of interest rate cuts fueling buyer urgency to the questionable tactics some agents use to inflate offers and create artificial competition. Our discussion covers the emotional roller coaster of blind bidding, the impact of recent changes in mortgage regulations, and busting the myths new immigrants and first-time buyers might have regarding mortgage qualifications. Whether you're navigating the market as a buyer, seller, or real estate professional, this episode provides essential insights and practical advice to help you make informed decisions in a rapidly changing landscape.Do you have a topic you would like me to explore further, get in touch
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What if prioritizing self-care could transform your life and not feel selfish? Join us as we sit down with Bailey MacNamara @baileymacnamara, an online personal trainer specializing in empowering millennial moms through fitness and holistic wellness. Bailey shares her inspiring journey from the health and fitness industry to becoming a mom, igniting her passion for helping other mothers. Discover how her unique approach focuses on building strength and sustainable habits rather than just chasing weight loss, allowing moms to reclaim their well-being without feeling overwhelmed.
Learn about Bailey's multifaceted approach to weight loss, which goes beyond nutrition and exercise to include stress management, sleep, and recovery. She emphasizes the critical role of self-care for moms, explaining how it enhances overall well-being and mental health. Through practical tips and real-life stories, Bailey provides actionable advice on integrating fitness into busy schedules, like treating workouts as essential appointments. Plus, hear about the community support within her program, helping moms realize they are not alone on their journey.
Accountability and consistency are the pillars of Bailey's high-touch program, featuring daily access, weekly check-ins, and monthly Zoom calls to ensure moms stay on track. Listen to transformative stories from her clients who have not only shed pounds but also gained confidence and self-esteem. Bailey also debunks restrictive diet myths, empowering moms to make informed nutritional choices for themselves and their families. Tune in for a motivational episode that underscores the significance of self-care, resilience, and community in achieving lasting health and wellness.Do you have a topic you would like me to explore further, get in touch
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Is inflating your homeâs price for negotiations actually costing you more than you think? Join me, Jacqueline Watson, as I debunk ten common myths about selling your home, offering clear, expert insights and practical tips. Discover why pricing your home close to market value can lead to a faster sale and why a full remodel might not be necessary to attract buyers. Weâll also discuss why any season can be the right time to sell if your home is well-priced and beautifully presented. Plus, learn how downsizing can enhance your lifestyle and why older homes can still charm buyers despite the allure of new properties.
Think selling your home without a realtor will save you money? Think again. In this episode, I reveal the critical behind-the-scenes work that realtors do, from staging to appt handling, negotiations insurance and much more, which adds significant value to your sale. We also touch on the current market conditions, providing strategies for managing rising interest rates and advice for homeowners facing mortgage renewals. Finally, we wrap up with a heartfelt farewell, thanking our guest for their valuable insights and inviting you to suggest topics for future discussions. Tune in for a wealth of knowledge to help you navigate the real estate market confidently!Do you have a topic you would like me to explore further, get in touch
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Ever wondered how to transform your living space with the latest design trends? Join me, Jacqueline Watson from Sutton Group in Toronto, as I uncover the hottest home design trends of 2024. In this episode, we explore everything from nature-inspired green earth tones and eco-friendly materials to bold colours and patterns that make a statement. Discover the rising popularity of curved furniture, the allure of mixed metalsâespecially matte blackâand the eye-catching trend of statement ceilings. Weâll also delve into the art of creating warm, minimalistic spaces and introduce playful aesthetics that bring uplifting colours and whimsical patterns into your home.
In addition to design trends, Iâm excited to extend an invitation to our upcoming webinar on organizing and decluttering, co-hosted with a professional organizer. We'll share insider tips to help you streamline your living space and maintain a clutter-free home. Plus, get the latest real estate market insights, focusing on the impact of interest rates and the current gap between seller expectations and buyer willingness to pay. Stay tuned until the end, where I encourage you to suggest future topics or potential guests for our live Instagram interviews. Thank you for being part of our community and joining us on this journey.Do you have a topic you would like me to explore further, get in touch
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Imagine leaving behind a lucrative corporate career to pursue a passion that feeds your soul. Thatâs exactly what Anne Chikahisa did, and her story is nothing short of inspiring. This episode features an intimate conversation with Anne, a brilliant metalsmith and jewelry designer from Seattle, who opens up about her bold transition from the corporate world to full-time jewelry making. Anne shares the challenges and triumphs she encountered along the way, and how an unexpected divorce became a catalyst for her artistic growth. Her journey showcases the incredible personal and professional transformations that can happen when you follow your passion.
We also get an inside look at the heart and soul behind Anne's personalized jewelry designs. Discover how she finds joy and meditation in crafting pieces from wax and how her creations, especially her healing talismans, serve as meaningful keepsakes for those going through tough life changes. Anne underscores the importance of staying open to everyday beauty and letting inspiration come naturally, rather than forcing it. Learn about her standout piece, a wide band ring with a satellite diamond, that perfectly encapsulates her unique design aesthetic and the unexpected joy her work brings to its wearers. Join us for a truly enriching episode that's as much about artistry as it is about life.Do you have a topic you would like me to explore further, get in touch
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What if the future of Toronto's real estate market is being shaped by its aging population? Spoiler alert: It is, and the impact is monumental! Join me, Jacqueline Watson, on Elementary as we unravel how the growing demographic of individuals aged 65 and olderâprojected to rise from 18% to 25% by 2036âwill redefine housing trends. From the current condo boom to potential shortages driven by high borrowing costs and supply chain issues, we discuss it all. We'll also delve into the pressing demand for home modifications that support aging in place and the burgeoning rise of purpose-built retirement communities that cater specifically to seniors.
Ever wondered how downsizing or multi-generational living could transform your life? This episode sheds light on the benefits and challenges of these housing options. We explore how seniors downsizing can invigorate established neighbourhoods for younger families and provide financial freedom for retirees to enjoy their golden years. We highlight the importance of location, especially for seniors requiring close proximity to healthcare facilities, and critique the current approach to housing development. Financial tools such as home equity lines of credit and reverse mortgages get a thorough examination. Whether your goal is to downsize, make a lateral move, or achieve a mortgage-free lifestyle, this episode equips you with the insights needed to make informed decisions. Don't miss out!Do you have a topic you would like me to explore further, get in touch
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Curious about how a small shift in mortgage rates can reshape the entire housing market? Join us as we chat with Mani Nadjafi @mortgage.mani from North Power Mortgages Inc. to uncover the implications of the Bank of Canada's anticipated 0.25% rate drop. Mani unpacks the ripple effect of this change on buyer confidence and market dynamics, offering listeners a nuanced understanding of how even minor financial adjustments can set the stage for significant market activity. We also look at the intricate dance between the supply of homes and buyer behavior, emphasizing the importance of aligning individual goals with the current market climate for smarter real estate decisions.
Navigating the complexities of real estate financial planning can be daunting, but this episode sheds light on aligning your financial strategies with personal aspirations. Mani and I discuss the critical role trusted advisors play in this journey, stressing the importance of ethical practices and long-term relationships in ensuring client trust and sustainable success. We dive into the rise of power of sale properties and underscore proactive financial planning to avoid such pitfalls. Whether it's turning down business for the client's best interest or planning for unforeseen financial changes, our conversation aims to equip you with the tools for sound financial decisions in real estate.
First-time homebuyers and seasoned investors alike will find this episode rich with insights on current market trends and investment strategies. We explore the shifting preferences towards townhomes and semis over high-ratio mortgages and micro-unit condos, offering practical advice for making informed investment choices. Additionally, we touch on the importance of building connections for business growth, with a special focus on leveraging social media platforms like Instagram. Through personal anecdotes and expert advice, we aim to provide a comprehensive guide to navigating the ever-evolving real estate landscape.Do you have a topic you would like me to explore further, get in touch
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Could your financial future be at risk without a proper will? Join us as we uncover the essential steps for estate planning and why keeping your will updated is crucial through life's major milestones. Whether you're acquiring assets or starting a family, learn how these changes impact your estate planning. We also delve into the complexities of owning a cottageâan often romanticized but challenging investment. From hidden expenses to tax implications, we provide insights on what you need to consider, including the risks of adding co-owners to your property and the importance of seeking professional advice.
Switching gears, we tackle the high-stakes world of real estate in today's volatile market. If you're navigating the Greater Toronto Area's soaring interest rates, you won't want to miss our discussion on maintaining good financial standing to secure the best mortgage rates. We dive into the nitty-gritty of mortgage renewals, the penalties of breaking a mortgage early, and why it's crucial to plan your finances well in advance. From understanding different mortgage types to the long-term commitment real estate investments require, arm yourself with invaluable knowledge to make informed decisions in this challenging market.Do you have a topic you would like me to explore further, get in touch
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Discover how downsizing can transform your life in unexpected ways! This episode unravels 10 pervasive myths surrounding downsizing, revealing how less space can actually lead to more freedom, comfort, and financial ease. Hear firsthand how downsizing isn't just for empty nesters but can be a smart choice for young professionals, growing families, and anyone looking to maximize their resources. As we bust myths like "downsizing means losing your lifestyle" and "smaller homes are less comfortable," you'll learn how to find joy in prioritizing what matters most.
With a heartfelt story about my parents' successful staged downsizing journey, we illustrate that you can still host guests and enjoy family time while making your home more manageable. We'll also show you how the right plan can make downsizing a stress-free and financially rewarding experience. Don't miss out on our Chic Moves Signature Process Guide, which is packed with insights and actionable steps to streamline your downsizing adventure. Tune in and get ready to redefine your living space and lifestyle!
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What if addressing a few simple issues in your home could significantly boost its market value? Tune in as we unlock the secrets to quick and impactful home renovations that can make your property irresistible to potential buyers. From tackling unpleasant odours to the transformative power of fresh, neutral paint, we offer actionable tips that go beyond the obvious. Discover affordable kitchen upgrades like new hardware and lighting fixtures, and learn how small bathroom changes like updated faucets and mirrors can make a big impression. We also share strategies for enhancing curb appeal with simple landscaping and power washing, and discuss the importance of replacing outdated light fixtures and worn carpets, especially for allergy-sensitive buyers.
But that's not all. Maximize your home's appeal without breaking the bank by focusing on details that make a big difference. We discuss the allure of built-ins for certain demographics and the impact of organized, decluttered closets. Learn why a welcoming front door can set the tone for your entire home and why bold colors work best hereâjust not on your garage door! Updating fixtures and hardware and ensuring a professional cleaning can make your home shine. Finally, we'll emphasize the importance of realistic pricing in a fluctuating market and the need for regular reviews and adjustments. Donât miss this packed episode if you're preparing to sell your home and want to create a space where potential buyers can easily envision themselves living comfortably.Do you have a topic you would like me to explore further, get in touch
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Are you ready to transform your financial future by downsizing your home? This week, I explore the myriad financial benefits of moving to a smaller or different type of home. We'll discuss various scenarios where downsizing makes sense, including the associated costs like breaking a mortgage early, and how to evaluate if it's the right move for you. Together, we'll delve into the tangible benefits, such as reduced utility bills, lower taxes, and decreased maintenance costs. I'll also address the emotional aspects of downsizing, offering guidance on how to cope with concerns about losing space or independence and highlighting the exciting new opportunities a smaller home can offer, such as freeing up equity for personal interests like travel.
Maximizing your funds and decluttering your home is crucial when considering downsizing. Tune in to hear my practical advice on paying off high-interest debts and smart investment strategies to grow your savings. I'll share effective decluttering techniques like the one-year rule for unused items and breaking down the process into manageable tasks, making your transition smoother and less stressful. Plus, I'll explain the benefits of hiring professional help, such as real estate agents and organizers, to ensure an efficient and enjoyable downsizing experience. Don't miss our Realtor's Weekly Update and Q&A session, where I invite you to send in your questions and topic suggestions for future episodes. Join me, Jacqueline Watson, and let's make downsizing a rewarding journey.
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Could the upcoming Bank of Canada announcement on June 5th be the game-changer you've been waiting for in the real estate market? Join us as we explore the implications of potential interest rate changes and what they mean for both buyers and sellers. Understand why attempting to time the market might not be the best strategy. We also uncover the recent surge in Power of sales, a phenomenon unseen in over five years, and analyze its impact on homeowners facing mortgage renewals.
Shifting gears, we tackle the often-daunting quest for affordable housing within city limits and propose moving to suburban or rural areas as a viable alternative. This weekend, I had the chance to show a breathtaking property outside the cityâan experience that highlighted the untapped potential of homes in less urbanized regions. Whether you're contemplating a move or curious about the state of the real estate market, this episode is packed with insights to help you make informed decisions. Don't miss out on our practical advice and expert opinions!Do you have a topic you would like me to explore further, get in touch
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Discover the groundbreaking approach of Mapleful Rentals in our conversation with Juzar, co-founder of this Brampton-based enterprise. We delve into how Maplefull Rentals is revolutionizing staging for realtors and stagers by offering a diverse furniture catalogue, from budget-conscious finds to high-end pieces. Juzar shares how their flexible bi-weekly rental plans, extendable on a weekly basis, make them a versatile choice for any staging project. Their user-friendly online platform allows clients to easily browse and select items, streamlining the entire rental process.
Our conversation takes an exciting turn as we explore Mapleful Rentals' pivot from furniture rentals to focusing on the real estate market. Juzar sheds light on its upcoming AI-driven website features that promise to enhance the user experience by recommending items and ensuring comprehensive orders. Additionally, we discuss their innovative managed storage service that simplifies logistics for stagers and realtors. High-quality photographs of stored items allow clients to easily manage their inventory online, seamlessly combining stored and rental items for delivery. Tune in for an insightful discussion on how Maplefull Rentals is making furniture rental and storage one less thing to worry about for their clients.Do you have a topic you would like me to explore further, get in touch
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Unlock the door to financial freedom with Shanta Satiadi from OMAVERICS Leadership Group (@omaverickskeadership) as she navigates the world of financial brokering and mortgage trends with us. From the bustling city of Calgary, Alberta, Shanta brings a wealth of knowledge, discussing how her teamâs entrepreneurial flair provides a full suite of financial services, including investment strategies and the enticing prospect of residual income. Get ready to uncover the secrets to scaling your business and the impact of comprehensive financial services on the industry.
Strap in for an insightful discussion on crafting a comfortable retirement, where we dissect the importance of tax-efficient income generation and the strategic use of assets. Learn about the revolutionary concept of infinite banking, which could redefine your approach to growing money tax-free, and the advantages of low-cost entrepreneurial ventures as supplementary income sources. Shantaâs expertise illuminates the delicate balance of tapping into pensions, RRSPs, and insurance policies to ensure your golden years shine bright.
The real estate market is a dynamic beast, and in this episode, we scrutinize the current climate of high demand, low inventory, and rising interest rates. Gain insights into how this affects buyers, particularly first-time owners and new immigrants, and what the potential drop in the Bank of Canada's rate could mean for the industry come June. This episode is a veritable masterclass, offering valuable advice for those looking to navigate the real estate waters, whether youâre dipping your toes or ready to take the plunge into property investment.Do you have a topic you would like me to explore further, get in touch
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Ever wondered how the intricate details of a home can narrate its unique history? Join me as we sit down with Alberto Cruz from GoPro Home Inspections to celebrate a remarkable ten-year journey in assisting homeowners to discover these stories within the walls of their Central Florida homes. Together, we unravel the essential, yet often optional, step in the home-buying processâhome inspections. From the whispers of AC systems to the tales of structural foundations, we leave no stone unturned in understanding the diverse narratives every home holds.
Navigating the labyrinth of home maintenance can be daunting, but fear notâwe've got the compass you need. Our conversation takes a turn into the practical realms of property care, highlighting how a home's resilience is intertwined with factors like water drainage, construction materials, and even the shape of your roof. Alberto and I dissect the layers of importance behind each element, offering a blueprint for effective home inspection preparation and the unexpected significance of a solid pet plan.
We wrap up with a toolkit of actionable insights for homeowners, addressing real-life conundrums with down-to-earth advice that saves both your sanity and your wallet. From the humble power of a vinegar solution in AC upkeep to the finesse required in sealing gaps, we present a treasure trove of maintenance strategies. Our episode goes beyond the surface, providing a clear-eyed view of the variety of inspections available, emphasizing the invaluable nature of phased inspections for new builds, and even shedding light on why renters should consider inspections. With these pearls of wisdom, we aim to arm you with the know-how to protect and preserve the sanctuary that is your home.Do you have a topic you would like me to explore further, get in touch
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Unlock the potential of your home's equity without the burden of monthly paymentsâthis isn't just a dream for Canadian seniors, it's a reality called reverse mortgages. With Toronto-based mortgage agent Ramona Harris guiding us through this financial landscape, we shed light on how these tools can redefine retirement. Ramona, bringing a wealth of experience and heartfelt anecdotes from her personal life, including a close relationship with her mother and a passion for golf, navigates us through the misconceptions that shroud reverse mortgages, offering an aura of comfort and expertise.
The conversation moves to dissect the very fabric of reverse mortgages, comparing them to their traditional counterparts and exploring the unique advantages they bring to the table. We unravel myths like the baseless fear of losing one's home and the prospect of owing more than its valueâfears placated by the no negative equity guarantee. Our discussion takes a turn towards the comparative landscape of reverse mortgages in Canada versus the United States, pinpointing the structural nuances influenced by private lenders across the border.
As we wrap up, the spotlight shines on the benefits that come with tapping into your home equity through a reverse mortgageâfreedom and financial flexibility. Ramona emphasizes the importance of familiar relationships in financial services, especially for those who cherish consistency. We discuss how seniors can leverage these benefits to enjoy their retirement to the fullest. For those eager to connect with Ramona and tap into her expertise, we share the many ways she can be reached, including her unique Instagram presence. Join us for this enlightening journey and then stay tuned for our next episode, where we continue to explore topics that matter to you.Do you have a topic you would like me to explore further, get in touch
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