Episodes

  • In this episode of the Money Buddy podcast, brought to you by Money and Me, an investor education initiative by PGIM India Mutual Fund, host Ahalya is joined by Ajit Menon, CEO of PGIM India Mutual Fund.

    They discuss the often overlooked yet crucial factor in financial success: the savings rate. While many investors focus solely on portfolio returns, Ajit emphasizes the power of increasing one's savings rate to achieve long-term financial goals, particularly retirement. He shares personal anecdotes and examples to illustrate how even modest savings can grow significantly over time when compounded, stressing that prioritizing a higher savings rate can be just as important as seeking higher returns. This episode also highlights the importance of disciplined saving as a key component of a successful investment strategy.
    Listen now to learn why boosting your savings rate can be a game-changer for your financial future.
    #MoneyBuddyPodcast #SmartInvesting #SavingsFirst #FinancialGoals #InvestWisely #RetirementPlanning #WealthBuilding #PGIMIndia
    Disclaimer: Money Buddy Podcast. Brought to you by Money & Me, an investor education and awareness initiative by PGIM India Mutual Fund. All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

  • Welcome back to another insightful episode of PGIM Money Buddy, brought to you by ‘Money and Me’, an investor education and awareness initiative by PGIM India Mutual Fund.

    In this episode, Ajit Menon, CEO of PGIM India Mutual Fund delves deep into the invaluable role of a financial advisor, or as he likes to call them, your financial sarathi.
    Ajit shares his unique perspective by drawing parallels between the epic tale of the ‘Mahabharata’ and your financial journey, highlighting how a trusted advisor can guide you like Krishna guided Arjuna.

    He offers practical tips on how to maximize the relationship with your advisor to ensure your financial goals are met. Whether you're just starting your investment journey or looking to optimize your current strategies, this episode is packed with wisdom and actionable advice.

    Tune in to learn how to find the right financial advisor, understand their importance, and make the most of this crucial partnership, as this partnership can help you achieve your long-term goals with confidence.

    Stay tuned, stay informed, and happy investing!
    #PGIMMoneyBuddy #FinancialAdvisor #InvestmentJourney #InvestorEducation #MoneyAndMe

    Disclaimer: Money Buddy Podcast. Brought to you by Money & Me, an investor education and awareness initiative by PGIM India Mutual Fund. All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

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  • Risk concentration is an important aspect to get a hold of when it comes to managing your wealth, personal finance planning and getting to where you want to be. But it's also one of those things that is often less understood or maybe misunderstood. So, in this episode of Money Buddy, Ajit Menon, CEO, PGIM India Mutual Fund, is here to clarify some of that for us on today's podcast.
    Disclaimer:
    Money Buddy Podcast. Brought to you by Money & Me, an investor education and awareness initiative by PGIM India Mutual Fund.
    All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

  • In this episode of Money Buddy, Ajit Menon, CEO, PGIM India Mutual Fund, talks about a topic that affects all of us and is the number one enemy of our hard earned money, which is inflation. Ajit deep dives into how inflation impacts our household and how one can invest in the right asset classes that can beat inflation over long run.
    Disclaimer :

    Money Buddy Podcast. Brought to you by Money & Me, an investor education and awareness initiative by PGIM India Mutual Fund.
    All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

  • Even the most experienced investors can face personal biases while making financial decisions on their own. Each individual is unique in terms of risk tolerance and goals and this requires a bespoke solution.

    In this episode of Money Buddy podcast, Ajit Menon, CEO, PGIM India Mutual Fund, shares his perspective on how financial advisors can help investors realise their life goals and how to go about selecting a good Advisor/Mutual Fund Distributor.
    Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage.

    All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. This is an investor education and awareness initiative by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

  • Many investors tend to have a home bias – they invest majorly in domestic assets and thus lose out on owning international business/themes that are not available in Indian markets.

    In this episode of Money Buddy, Ajit Menon, CEO, PGIM India Mutual Fund, takes us through why investors should consider investing beyond Indian markets and the options available to diversify their portfolios in international stocks.
    Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage.
    All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. This is an investor education and awareness initiative by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

  • Balanced Advantage Funds dynamically adjust their equity and fixed income exposure based on a pre-determined formula. If you wish to be saved from the hassle of managing your asset allocation on your own, consider Balanced Advantage Funds.

    In this episode, Ajit Menon, CEO, PGIM India Mutual Fund, explains how Balanced Advantage Funds (BAFs) work and how they can automate your portfolio’s asset allocation.

    Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage.

    All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. This is an investor education and awareness initiative by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

  • Many traditional Indian investors are not familiar with the ups and downs associated with market-linked products like mutual funds and as a result enter and exit funds at the wrong time. This constant churn disturbs the compounding power of the portfolio.

    Tune into this episode of Money Buddy where Ajit Menon, CEO, PGIM India Mutual Fund, talks about how to overcome this behavioural challenge by adopting a buy and hold strategy.

    Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage.

    All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. This is an investor education and awareness initiative by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

  • Did you know, retirement is the only life goal for which you don’t get a loan? Tune into this episode of Money Buddy where Ajit Menon, CEO, PGIM India Mutual Fund, talks about the importance of planning for financial freedom. Know how to monetize your skills to generate income during retirement, build your retirement kitty and lead a purposeful life.
    Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage.
    All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. This is an investor education and awareness initiative by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

  • In an increasingly interconnected world, holding a diversified portfolio can provide a better outcome. Asset allocation is the holy grail of diversification but how does one go about achieving optimal diversification by identifying the right asset classes.

    Get answers to all your questions on building a sound portfolio from Ajit Menon, CEO, PGIM India Mutual Fund. In this podcast, Ajit discusses the 7 asset classes that help you diversify and achieve your life goals.

    Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage.

    All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID.
    This is an investor education and awareness initiative by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

  • Planning for your life goals becomes easy when we follow the thumb rules of investing. In this episode, Ajit Menon, CEO, PGIM India Mutual Fund, explains the sequence one should follow when it comes to managing your finances – household budgeting, protecting your family through insurance, creating an emergency corpus, and finally investing.

    Tune in to Money Buddy podcast to get simple and actionable insights to manage your finances and invest smartly.

    Log on to https://moneyandme.pgimindiamf.com/ to get curated content on personal finance that is in sync with your life stage.

    All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID. This is an investor education and awareness initiative by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.