Episodes
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of working remotely. While remote work offers flexibility and the comfort of home, it also comes with unexpected expenses and challenges. Working from home, which took off exponentially during the global pandemic in 2020, can mean increased utility bills, blurred boundaries between work and personal life, and more.
Main Topics
00:00 Introduction
01:06 Running the Numbers Segment
03:14 Personal Experiences with Remote Work
13:46 Challenges and Downsides
19:01 Technological and Ergonomic Considerations
23:39 Social and Professional Costs
26:56 Work Life Balance
29:58 Hybrid Work Models
32:35 Work Culture and Team Building
36:41 Geographic Flexibility
46:21 20 Cents Segment
References for Statistics
https://www.uscareerinstitute.edu/blog/50-eye-opening-remote-work-statistics-for-2024
https://data.yelp.com/remote-work-report-2024
https://www.bls.gov/opub/ted/2023/37-9-percent-of-advanced-degree-holders-teleworked-in-october-2023.htm
https://www.forbes.com/advisor/business/remote-work-statistics/
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of budget airlines. If you’ve ever flown on a budget airline, you know there are extra fees for just about everything. In this episode Lizzy and Lissa cover what “cheap” flights can actually cost you.
Main Topics
00:00 Introduction
01:21 Running The Numbers Segment
03:26 What is a Budget Airline?
08:00 The Hidden Costs of Budget Airlines
10:44 Perception vs Reality
15:49 Rookie Mistake
22:26 Comfort Over Convenience
23:56 Loyalty and Frequent Flyer Miles
30:13 Hidden Fees on Budget Airlines
32:03 Short-Haul Flights
37:28 20 Cents Segment
References for Statistics
https://www.captechu.edu/blog/impact-of-global-low-cost-airlines-on-the-aviation-industry
https://www.investopedia.com/articles/investing/022916/economic-analysis-lowcost-airline-industry-luvdal.asp
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Missing episodes?
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of sports fanships. The upsides of being a sports fan can be obvious, but have you ever thought about the financial and emotional tolls that often come with fandom? From the price of tickets, jerseys, and streaming subscriptions to the time spent following games and the emotional rollercoaster of victories and losses, being a fan can add up in unexpected ways.
Main Topics
00:00 Are Sports Fanships Worth It?
01:17 Running the Numbers Segment
03:06 The Financial Costs
08:18 Emotional Costs of Sports Fandom
11:27 Fan Origin Stories
18:44 Family Dynamics
19:37 The Emotional Rollercoaster of Being a Fan
20:56 Balancing Sports with Life
22:14 Social Costs
27:05 Superstitions and Rituals
30:07 Women in Sports Fandom
37:58 20 Cents Segment
References for Statistics
https://www.rollingstone.com/culture-council/articles/data-deconstructed-1235066283/
https://www.ipsos.com/en-us/sports-key-insights-fandom-betting-media-and-more
https://www.statista.com/statistics/370560/worldwide-sports-market-revenue/
https://nypost.com/2024/08/07/sports/raging-sports-fans-watch-this-many-games-a-year/
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of side hustles. While side gigs can be a great way to earn extra income, they come with unexpected trade-offs, like taxes, burnout, and the struggle of time management. This episode covers the ups and downs of side hustles, but also how to make them work without sacrificing your financial well-being or mental health.
Main Topics
00:00 Introduction
01:19 Running The Numbers Segment
02:26 What Exactly Is a Side Hustle?
07:30 Motivations Outside of Money
12:51 The Costs of Side Hustles
20:41 Legal and Tax Implications
24:24 Navigating Financial Planning and Tax Strategies
25:40 Leveraging Your Skills
28:06 Balancing Time, Energy, and Resources
29:20 Side Hustles vs. Side Projects
35:26 When To Stop Hustling
39:53 20 Cents Segment
References for Statistics
https://www.marketwatch.com/guides/banking/side-hustles/
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of fitness trackers. Tracking fitness for better health might seem like a no-brainer, but is it always beneficial? In this episode, we dive into our personal experiences with fitness tracking, exploring both the benefits and the downsides of becoming too focused on the numbers.
Main Topics
00:00 Step Count Check-In
01:34 Running The Numbers Segment
03:28 How Much Fitness Trackers Cost
07:36 The Obsession with 10,000 Steps
15:46 Privacy Concerns With Data
25:24 The Benefits of Sleep Tracking
29:20 The Durability of Fitness Trackers
32:00 Balancing Health and Dependence on Technology
39:23 The Future of Wearable Technology
41:06 20 Cents Segment
References for Statistics
https://www.statista.com/outlook/hmo/digital-health/digital-fitness-well-being/fitness-trackers/worldwide
https://www.precedenceresearch.com/fitness-tracker-market
https://www.huffpost.com/entry/steps-per-day-moderate-activity_l_662a9899e4b09d8df9d5d8e3
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of quiet vacationing. Quiet vacationing is a modern trend in which workers rebel against their employers by taking vacations without telling them. Some find it unethical, while others consider it an empowered act of rebellion against a toxic work culture. Is quiet vacationing worth it?
Main Topics
00:00 What is Quiet Vacationing?
01:45 Running The Numbers Segment
03:27 Quiet Quitting vs. Quiet Vacationing
07:23 The Evolution of Work Culture
21:35 Ethics and Implications
26:44 Navigating Micromanagement
30:50 Remote Work and Quiet Vacationing
32:48 Unlimited Vacation
36:02 The Future of Work with AI
46:56 20 Cents Segment
References for Statistics
https://theharrispoll.com/wp-content/uploads/2024/05/OOO-Culture-Report-May-2023.pdf
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of content creation. While creating content can be an exciting and rewarding venture, it doesn’t come without costs. Financial costs can add up quickly between quality equipment, software, tools, and other production costs. And then, there’s burnout, creative pressure, and the challenges of building and maintaining an audience. If you’re considering diving into the world of content creation, this episode is for you.
Main Topics
00:00 The Creator Economy
01:10 Running The Numbers Segment
04:06 The Evolution of Content Creation
11:03 Monetizing Content & Brand Partnerships
16:11 The Hidden Costs of Content Creation
20:53 Balancing Passion and Profit
26:07 The Power of Evergreen Content
27:22 Navigating TikTok's Unpredictability
29:12 The Mental and Emotional Costs of Content Creation
31:56 Understanding YouTube's Algorithm
37:33 Legal Considerations
48:17 20 Cents Segment
References for Statistics
https://linktr.ee/creator-report/static/Linktree-CreatorReport-2022-02f3aa05a27be6fecb3537b13d5ec9de.pdf
https://influencermarketinghub.com/creator-earnings-benchmark-report/
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of pets. We know that furry friends and other pets offer us things money can’t buy. But when you really look closely at the numbers, does having pets make financial sense? Let’s talk about it!
Main Topics
00:00 Introduction
01:08 Running The Numbers Segment
02:48 Meet Buckets
03:27 Childhood Pets
06:47 Becoming a Pet Owner
11:57 The Financial Costs
18:36 Unexpected Expenses and Emergencies
23:22 Pet Insurance
24:18 Time and Freedom
30:39 The Impact of Pets on Relationships
35:34 Legal and Emotional Costs
40:38 The Joys and Benefits of Having Pets
45:17 20 Cents Segment
Our dogs' Instagrams!
🐶 Buckets - https://www.instagram.com/officialbucketsthedog/
🐕 Miles - https://instagram.com/officialmilesprower
🐶 Rocko - https://www.instagram.com/rockoprower/
References for Statistics
https://www.forbes.com/advisor/pet-insurance/pet-ownership-statistics/#sources_section
https://www.marketwatch.com/guides/pet-insurance/pet-spending-trends/
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of collecting stuff. From classic collections like stamps and coins to more modern-day collecting, like Funko Pops and NFTs, people have a long-standing relationship with collectibles. People are drawn to nostalgia, the thrill of the hunt, and of course – the potential for financial gain. But is it worth the time, effort, and money? In this episode Lizzy and Lissa welcome a long-time mutual friend, Alex, who is an expert at collecting vintage tees.
Main Topics
00:00 Introduction to Collecting
00:43 Intro to Hosts and Special Guest
01:45 Running The Numbers Segment
03:29 Things We Collect
06:21 The Value and Challenges of Collecting
09:25 Collecting Things While Traveling
20:35 Downsides and Risks
25:05 The Thrill of the Hunt
29:00 Financial Investments in Collections
34:01 Digital Collectibles and NFTs
40:06 20 Cents Segment
References for Statistics
https://www.statista.com/statistics/1243205/share-of-us-adults-who-collect-physical-items-as-a-hobby-by-generation/
https://www.mdpi.com/2076-0760/12/12/671
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of dating apps. Whether free or paid, dating platforms help connect people who are looking for love. But behind the convenience lies a range of costs, from subscription fees to the emotional toll of endless swiping and ghosting. Lizzy and Lissa explore how these apps can impact your wallet, mental health, and even your approach to relationships.
Main Topics
00:00 Introduction
01:19 Running The Numbers Segment
03:20 Personal Experiences with Dating Apps
06:06 Financial Costs
11:01 How Much Time and Energy Is Spent
28:47 Stigma
30:33 Safety Concerns
32:00 Catfishing and Deception
35:03 Why is Height Such A Big Deal?
43:59 Success Stories and Challenges
50:04 20 Cents Segment
References for Statistics
https://www.forbes.com/health/dating/dating-statistics/
https://www.pewresearch.org/short-reads/2023/02/02/key-findings-about-online-dating-in-the-u-s/
https://www.morganstanley.com/ideas/online-dating-2030
https://www.businessofapps.com/data/dating-app-market/
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it?
Main Topics
00:00 Maxed Out Cards
01:33 Running The Numbers Segment
03:44 How We Use Cards
10:03 Credit Card Strategies and History
20:51 The Evolution of Interest Rates
23:10 Unexpected Expenses
26:20 The Slippery Slope
28:40 Strategies for Managing Credit Card Debt
38:58 Benefits and Rewards
44:13 20 Cents Segment
References for Statistics
https://www.npr.org/2024/05/14/1251295805/credit-cards-debt-inflation
https://www.forbes.com/advisor/credit-cards/credit-card-statistics/
https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/
https://www.experian.com/blogs/ask-experian/how-credit-card-usage-differs-by-generation/#s1
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of our lives such as our spending habits and our self-perception. But are they worth it?
Main Topics
00:00 Introduction
01:22 Running The Numbers Segment
02:51 The Origins and Evolution of Luxury Brands
04:36 The Definition of Luxury
11:01 Personal Stories and Identity
23:35 Luxury Brand Strategies
28:49 Quality vs Quantity of Jewelry
32:44 Consciously Spending on Luxury
36:56 Luxury Goods as Investments
38:18 High-Low Fashion Mix
39:23 20 Cents Segment
42:17 Final Thoughts
References for Statistics
https://www.statista.com/outlook/cmo/luxury-goods/worldwide
https://www.vox.com/money/23728283/luxury-designer-boom-nike-lvmh-pandemic-le-creuset
https://www.jpmorgan.com/insights/global-research/retail/luxury-market
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a special guest: Lissa’s fiancé Allan, who moved abroad to start a life with her.
Main Topics
00:00 Introduction
00:37 Today’s Special Guest
01:43 Running The Numbers Segment
03:16 Personal Experiences of Living Abroad
06:40 Challenges and Logistics of Moving Abroad
27:18 Visa Challenges
29:12 Identity and Cultural Intersectionality
33:28 Cross Border Financial Planning
36:13 Local Economies, Identity, and Belonging
43:24 Homesickness
52:18 20 Cents (And More) Segment
References for Statistics
https://www.fvap.gov/info/interactive-data-center/overseas
https://www.un.org/en/desa/international-migration-2020-highlights
https://www.statista.com/statistics/978134/share-americans-living-abroad-household-income/
https://www.statista.com/statistics/946822/expats-living-abroad-age/
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with financial professionals.
Please keep in mind that this episode is informational and educational in nature and should not be misconstrued as financial advice. We are sharing our experiences to help educate, but you should consult a professional for guidance as needed.
Main Topics
00:00 Introduction
01:34 Running The Numbers Segment
07:20 Types of Financial Advisors
15:28 Our Personal Experiences
26:32 What Is Wealth Management?
26:50 Big Banks vs. Independent Firms
29:27 Navigating Financial Advisory Services
38:39 Benefits of Financial Advisors
44:55 Diversity in the Financial Industry
47:55 20 Cents Segment
References for Statistics
https://smartasset.com/advisor-resources/how-many-financial-advisors-in-the-us
https://www.sec.gov/newsroom/press-releases/2024-57
https://news.northwesternmutual.com/planning-and-progress-study-2023
https://www.prnewswire.com/news-releases/two-thirds-of-americans-say-their-financial-planning-needs-improvement-301881539.html
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. A fter weighing the pros and cons, is drinking worth it?
Main Topics
00:00 Introduction
02:09 Running The Numbers Segment
04:36 Our Own Stories and Experiences
15:34 What It Costs To Drink
20:55 Is The Industry Predatory?
24:52 Alcohol and Its Impact on Culture
25:41 The Legal and Financial Costs of Alcohol
28:04 The Social Costs of Drinking vs Not
44:45 20 Cents Segment
Resources
Substance Abuse and Mental Health Services Administration's Helpline - 1-800-662-HELP
https://www.aa.org/
https://www.niaaa.nih.gov/alcohols-effects-health/niaaa-middle-school/helpful-resources
References for Statistics
https://www.niaaa.nih.gov/alcohols-effects-health/alcohol-topics/alcohol-facts-and-statistics/alcohol-use-united-states-age-groups-and-demographic-characteristics
http://Sleepfoundation.org
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of entrepreneurship. Being an entrepreneur can allow you to pursue a passion, gain control of your time, and sometimes, offer an accelerated path toward financial freedom. However it comes with a lot of costs. Is entrepreneurship worth pursuing? Lizzy and Lissa share their takes.
Main Topics
00:00 A Philosophical Question
01:34 Running the Numbers Segment
03:37 What Exactly Is Entrepreneurship?
08:42 Our Personal Entrepreneurial Journeys
15:35 Ideas That Didn’t Make It
23:25 Bootstrapping and Initial Investments
25:01 Challenges of Entrepreneurship
30:38 Working Less Than 40 Hours A Week
42:33 The Two Main Benefits of Entrepreneurship
44:54 20 Cents Segment
References for Statistics
https://www.privatebanking.hsbc.com/global-entrepreneurial-wealth-report/the-unorganised-state-of-ultra-high-net-worth-wealth/
https://www.uschamber.com/economy/state-of-american-business-data-center-2024
https://gusto.com/company-news/new-business-formation-report-2024
https://www.shopify.com/blog/percentage-of-businesses-that-fail
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of the FIRE movement. “Financial Independence, Retire Early” is a strategy as well as a community. Given what it takes to retire early, is it worth the effort? Lizzy and Lissa talk about FIRE and as always, give their 2 cents.
Main Topics
00:00 Introduction to the FIRE Movement
01:30 Running The Numbers Segment
06:40 The Evolution of Retirement
15:09 Key Elements of the FIRE Strategy
19:11 Personal Perspectives on FIRE
22:40 Balancing Saving and Living Life
23:43 The Cost of Extreme Saving
25:49 Personal Financial Priorities
28:27 Rethinking Retirement
37:04 20 Cents Segment
References for Statistics
https://www.empower.com/the-currency/money/research-financial-independence
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of gambling. Is gambling worth it? It might seem like an obvious answer depending on your background, experience, or views on the matter. Yet, this episode gives a refreshing and balanced take on the subjects of gaming and gambling, beyond problem gambling.
If you or anyone you know struggles with problem gambling or gambling addiction, you can call the National Problem Gambling Helpline at 1-800-GAMBLER for those of you based in the United States. Additional resources can be found in our show notes.
Main Topics
00:00 Introduction to Gambling Statistics
01:39 Running The Numbers Segment
04:23 Cultural and Emotional Aspects of Gambling
12:11 Social Costs and Personal Reflections
19:38 The Social Side of Gaming
20:53 Stigma and Financial Literacy
22:21 Gambling vs. Investing
27:20 How Gambling is Perceived
35:46 20 Cents Segment
Resources
National Problem Gambling Helpline: 1-800-GAMBLER
https://www.ncpgambling.org/help-treatment/
https://smartrecovery.org/gambling-addiction
https://www.helpguide.org/articles/addictions/gambling-addiction-and-problem-gambling.htm
References for Statistics
https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/
https://en.wikipedia.org/wiki/Gambling_in_the_United_States#:~:text=If%20state%2Drun%20lotteries%20are,gambling%20in%20the%20state%20constitution
https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/
https://www.debt.org/advice/gambling/
https://www.americangaming.org/state-of-play/
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of roommates. Roommates can significantly reduce housing costs, but are they worth it to have? Lizzy and Lissa share their thoughts and experiences with roommates, including the brief time they were roommates with each other.
Main Topics
00:00 Introduction: Are Roommates Worth It?
01:08 Running The Numbers Segment
02:20 Pros and Cons of Living with Roommates
10:10 Roommate Stories
22:27 The House Mother Dilemma
24:42 Craigslist Roommate Stories
28:14 Financial and Social Costs of Roommates
41:27 20 Cents Segment
References for Statistics
https://smartasset.com/data-studies/roommate-savings-2024
https://www.rent.com/research/roommates-pandemic-survey/
https://www.apartmentguide.com/blog/roommate-experiences-explored/
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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Lizzy and Lissa break down the hidden costs – financial and otherwise – of beauty services. They talk about beauty standards, biases, confidence, and more. Are beauty services worth it?
Main Topics
00:00 Introduction: Beauty Services Debate
01:53 Running The Numbers Segment
03:30 Societal Pressures, Beauty Standards, and Personal Choices
08:02 Attitudes Towards Different Beauty Services
19:05 Spending With Intention on Services
23:48 Health Risks and Trade-offs
27:41 Men and Beauty Standards
34:40 20 Cents Segment
References for Statistics
https://www.groupon.com/merchant/trends-insights/market-research/true-cost-beauty-americans-spend-most-survey
https://www.alliedmarketresearch.com/press-release/men-personal-care-market.html
Co-Hosts
Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok
Lissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok
Credits
► Produced by Lizzy Marie and Lissa Prudencio
► Artwork by Lizzy Marie
► Music by Lissa Prudencio, Net Net Podcast “Theme Song”
Talk to us
Hit us up, let us know what you think: IS IT WORTH IT? 💸
DM us on Instagram: @netnetpodcastEmail us at [email protected]Disclaimer
This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.
Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!
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