Episodes
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I never thought changing ONE simple shopping habit could save us thousands...
But after running an experiment with our family of 5, our grocery bill hit its lowest point in 2 years. And the crazy part? We didn't have to clip a single coupon or sacrifice our healthy eating habits.
In this episode, we break down the exact strategy that led to this breakthrough, plus 4 other game-changing tactics that could save your family $700-$1,200 every single month on groceries.
You'll discover:
The "$7 Lemon Strategy" that exposed how we were overpaying by 500% on certain items
The Costco Paradox: How spending more per trip actually saves thousands per year
Our controversial take on grocery delivery services (and how we use them to SAVE money)
The biblical principle behind smart grocery shopping that most people miss
Why managing your grocery budget could be more spiritually significant than you think
Resources Mentioned:
Simple Money, Rich Life (Our Book): https://seedtime.com/free
Instacart Gift Cards at Costco ($100 value for $80)
Wild Pastures (Meat Delivery): https://wildpastures.com
Stores Discussed: • Trader Joe's • Costco • Aldi • Whole Foods • Publix • Sprouts
Amazon Subscribe & Save
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Stats Worth Noting:
Average American wastes $2,000+ per year on food
Potential savings of $3,000/year just by changing where you shop
Our findings align with research from leading data science firms about grocery store price variations
Remember: Smart shopping isn't just about saving money—it's about stewarding resources wisely. Every dollar saved is a dollar that can be used for greater purpose.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/KP9glzjHEbY)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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We've seen it happen over and over: A side hustle that starts as a small experiment becomes more profitable than a full-time job. How?
In today's episode, we break down the 10 most lucrative side hustles for 2025, including real examples of people who turned their "experiments" into 7-figure businesses.
Here's what you'll learn:
Why certain side hustles scale (and others don't)
The surprising truth about how a Silicon Valley engineer built TWO 7-figure businesses while keeping his day job
The exact mindset shift you need to transform a hobby into serious income
Which platforms are goldmines for specific side hustles right now
Why we believe side hustles aren't just about money (and what they're really about)
Plus: We share our personal journey of how a simple blog turned into our main source of income and eventually helped us reach our goal of giving away $1 million by age 40.
Key Insight: The most successful side hustles often align with what you're already passionate about. We share examples of people who turned their obsessions (from baby strollers to mattress reviews) into thriving businesses.
📚 Resources Mentioned:
Books:
Simple Money, Rich Life - Get your free copy (just cover shipping): https://seedtime.com/free
Websites & Platforms:
Upwork: https://www.upwork.com
Fiverr: https://www.fiverr.com
Etsy: https://www.etsy.com
Rover (pet sitting): https://www.rover.com
BookScouter: https://bookscouter.com
Instacart: https://www.instacart.com
Tools & Apps:
Facebook Marketplace: https://www.facebook.com/marketplace
Amazon FBA (Fulfillment by Amazon): https://sell.amazon.com/start/fba
Link:
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Want to start your own side hustle? We've been where you are. Whether you're looking to escape a job you don't love or simply want to build something on the side, there's never been a better time to start.
P.S. Have you gotten value from our content? Consider writing a review or sharing this episode with someone who needs to hear it. Your support helps us continue creating content that changes lives.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Missing episodes?
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Have you ever felt like your prayers for financial breakthrough were hitting a brick wall?
Here's the truth: That season of feeling stuck might actually be the key to everything God has planned for your future. In this raw and honest episode, we pull back the curtain on one of the most challenging seasons of our financial journey—a season that would eventually lead to giving away our first million dollars (though we had absolutely no idea at the time).
What You'll Discover:
Why feeling "stuck" might actually be God's preparation season
The counter-intuitive truth about financial breakthrough that most Christians miss
How to reframe waiting periods from punishment to preparation
The exact scripture that changed everything for us during our hardest season
Why maintaining spiritual disciplines is crucial when you feel like quitting
The surprising connection between Joseph's prison season and your financial journey
Key Takeaway:
Your season of financial frustration isn't a punishment—it's preparation. Just like Joseph's time in prison and David's years running from Saul, God is doing something much bigger than what you can see right now.
The Million-Dollar Truth:
If it isn't good yet, then God isn't done yet. Your financial breakthrough might be just around the corner, but the key is learning how to stay faithful in the waiting.
Scriptures Referenced:
Galatians 6:9 - "Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up."
Ephesians 3:20 - "Now to him who is able to do immeasurably more than all we ask or imagine..."
Revelation 12:11 - "They triumphed over him by the blood of the Lamb and by the word of their testimony"
Philippians 4:19 - "And my God will meet all your needs according to the riches of his glory in Christ Jesus."
Resources Mentioned:
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Ever feel like your dreams are slipping away because you "can't afford them"?
We're about to flip everything you think you know about affording what you love.
In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality.
Here's what you'll learn:
The "Priority Stack" method for identifying which expenses are secretly holding you back
Why creating "friction" in your spending could be the key to unlocking your dreams
How we discovered we could afford to live at the beach (and why most people never realize what's possible)
The uncomfortable truth about your Amazon app (and why deleting it might change your life)
A revolutionary approach to evaluating expenses that goes beyond basic budgeting
Plus, we share our personal revelation about Starbucks spending and how facing this truth led to better decisions - without guilt or shame.
📚 Resources Mentioned:
Books:
"Simple Money, Rich Life" by Bob and Linda Lotich Get your free copy (just pay shipping): https://www.simplemoney.com/free
"Atomic Habits" by James Clear: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299
Mentioned Names/Concepts:
Ramit Sethi's "Money Dials" concept
James Clear's environment design principles
Link:
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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What if everything you've been taught about success is actually holding you back from what you were created to do?
In this game-changing episode, we dive deep into why Einstein believed we've been measuring human potential all wrong—and how this massive misconception might be the very thing keeping you from discovering your true calling.
Here's what you'll learn:
Why traditional markers of success (SAT scores, job titles, net worth) are often misleading indicators of your true potential
The profound truth about why some people make everything look effortless (while others struggle endlessly)
How one Olympic athlete's controversial decision reveals the secret to finding your purpose
The surprising reason why your "weaknesses" might actually be pointing to your calling
Why the baker's story from George Mueller's orphanage changes everything about how we view purpose
The critical difference between chasing money and chasing your calling (and why it matters)
How to identify what you were actually created to do (including 3 powerful questions you can ask yourself today)
Key Questions to Discover Your Calling:
What comes easier to you than most?
What feels like work to others but feels like fun to you?
What are you wondering why most people aren't good at?
Resources Mentioned:
Book: "Simple Money, Rich Life" by Bob and Linda Lotich Get your FREE copy (just pay shipping): https://seedtime.com/free
Movie: "Chariots of Fire" - The Eric Liddell Story
Book: "The Art of Work" by Jeff Goins: https://www.amazon.com/Art-Work-Proven-Discovering-Meant/dp/0718022076
Bible Verses Referenced:
Jeremiah 33
Colossians 3:23
Psalm 139:14
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
🎯 Action Steps:
Start experimenting with new things (like Tom's guitar-making story teaches us)
Ask trusted friends/family what they see as your natural gifts
Look for patterns in your journey so far
Begin serving where you are while preparing for where you're called to be
🔗 Connect With Us:
Website: https://seedtime.com
Instagram: https://instagram.com/seedtime
Get Our Free Book: https://seedtime.com/free
Remember: You're not a second-rate creation. You were fearfully and wonderfully made for a specific purpose. If you're feeling like a fish trying to climb a tree, it's time to find your pond and start swimming.
💫 Share This Episode:
If this message resonated with you, please share it with someone who needs to hear it. Together, we can help more people discover what they were created to do.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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The most dangerous financial trap isn't overspending. It's comfortable compromise.
After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedom—without feeling the sacrifice.
In this episode, we share:
The "50-50 Rule" that transformed our approach to raises and windfalls
Why financial "peace" might actually be sabotaging your spiritual growth
The fascinating story of 3rd century Christians who fled to the woods when they got wealthy (and what it teaches us about modern abundance)
How we're implementing a radical month-long sabbatical for our entire team
This isn't just another money management strategy. It's a practical framework for breaking free from the gravitational pull of cultural norms around wealth—while still enjoying the fruits of your labor.
Whether you're living paycheck-to-paycheck or already practicing generosity, this simple rule could be the key to unlocking both greater impact and personal benefit.
Resources Mentioned:
"Simple Money, Rich Life" by Bob and Linda Lotich - https://seedtime.com/smrl-brp
"Ancient Paths" by Corey Russell - https://www.amazon.com/Ancient-Paths-Corey-Russell/dp/0768442761
"The Opposite Life" by Alex Seeley - https://www.amazon.com/Opposite-Life-Breaking-Through-Living/dp/0785235442
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/wcwEgUNKc0U)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Have you ever noticed that no matter how much money you make, it never seems to be enough?
We're tackling the most stubborn financial habit we've ever encountered: discontentment. Even John Rockefeller, one of history's wealthiest individuals, famously said he needed "just a little bit more" when asked how much money was enough.
In this episode, we reveal:
Why having "just a little more" never satisfies (and what to do instead)
The shocking truth about how you're already richer than John Rockefeller in ways you've never considered
How Instagram and social media are secretly destroying your financial contentment
The counterintuitive "no muscle" technique that transforms your relationship with money
A practical framework for giving that's helped us stay grounded while working toward giving away $1 million
But here's what makes this episode different: Instead of just telling you to "be more grateful," we're sharing the exact systems we've used to break free from the endless cycle of wanting more – whether you make $30,000 or $3 million a year.
We also dive deep into practical strategies like:
Why deleting certain apps might be the key to financial peace
How to set up "contentment benchmarks" that actually work
The biblical wisdom behind avoiding both poverty and excess wealth
A simple gratitude practice that rewires your brain's relationship with money
Key Quote: "Whoever loves money never has enough, whoever loves wealth is never satisfied with their income." - Ecclesiastes 5:10
Resources Mentioned:
SeedTime "Count Your Blessings" Merch: https://shop.sdti.me
Bible Verses Referenced:
Ecclesiastes 5:10
Philippians 4:11-13
Proverbs 30:7-9
Frameworks Mentioned:
The Christmas Gift Rule: Something you want, something you need, something to wear, something to read
The Age-Based Giving Framework: Giving your age as a percentage of income
Billy Graham's Salary Cap Framework: Never taking more than $100,000 salary
🗒️This episode is part of our 40-week series sharing the exact strategies we used to go from paycheck-to-paycheck living to giving away $1 million. If you're tired of the endless cycle of wanting more, this episode could transform your relationship with money forever. SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/dNwT7BKykrA)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since.
Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently.
🔎In this episode, we reveal:
The powerful mindset shift that changed everything for us
Why my millionaire mentor drove a 10-year-old car (while I had a brand new one)
The truth about what really counts as a "luxury"
The biblical wisdom behind building wealth slowly and strategically
Why most people's "waiting to save" strategy never works
The exact method we use to fund our biggest dreams (like our future beach house ministry)
This isn't just about making money—it's about building a foundation for Kingdom impact. If you're tired of living paycheck to paycheck and ready to think differently about wealth, this episode is for you.
📚 RESOURCES MENTIONED IN THIS EPISODE:
Books:
"Rich Dad, Poor Dad" by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194
"Die with Zero" by Bill Perkins - https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765
"Simple Money, Rich Life" by Bob & Linda Lotich - https://seedtime.com/free
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Scripture References:
Proverbs 21:20
Proverbs 13:11
Proverbs 6:6
🗒️Note: This episode is part of our 40-week series sharing the exact strategies we used to go from broke to true financial freedom. Join us each week as we reveal another piece of the puzzle!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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The 2-Minute Money Hack That Will Transform Your Giving Forever
Ever felt the sting of wanting to be generous but being held back by your budget? We've been there. That's why we're sharing the game-changing strategy that revolutionized our giving: The Seed Account.
🔎In this episode, we reveal:
The Biblical foundation for this radical giving approach (hint: it's in 1 Corinthians 16!)
The exact 4-step process to set up your own Seed Account (it takes less than 20 minutes!)
Real-life examples of how we've used our Seed Account to bless others in unexpected ways
Why this simple trick makes giving easier and more fun than you ever thought possible
Imagine if every Christian adopted this strategy. How would it change our communities, our churches, and our world?
Don't miss out on this opportunity to transform your financial life and supercharge your generosity. Listen now and discover how you can start your own Seed Account today!
📚Resources Mentioned:
Our Book: "Simple Money, Rich Life" - https://seedtime.com/smrl
Real Money Method - https://seedtime.com/realmoney
Susie Larson's Show - https://faithradio.com/program/live-the-promise-with-susie-larson/
Bible Reference: 1 Corinthians 16 - https://www.biblegateway.com/passage/?search=1+Corinthians+16&version=NIV
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
🎯Ready to start your Seed Account? Here's your action plan:
Open a new bank account (savings or checking)
Decide on your monthly contribution amount
Set up an automatic transfer
Pray for guidance on how to use the funds
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/AlBsJ_J-0kM)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Hey friend! Today we are breaking down our "Almost-Free Everything" Method.
🔎Here's what you'll discover:
The counterintuitive approach to buying luxury items that actually saves you money
How we turned a $120 Brooks Brothers coat into a financial epiphany
The three key principles that will transform your shopping habits forever
Why buying cheap can actually cost you more in the long run
How to leverage brand power to your advantage (even on a budget!)
🗒️We also dive into:
How we're making a profit on everyday purchases (and how you can too!)
The simple question that could save you thousands on your next purchase
📚Resources mentioned in this episode:
eBay: https://www.ebay.com/ (Our go-to for buying and selling high-value items)
Facebook Marketplace: https://www.facebook.com/marketplace/ (Perfect for local deals)
Our book, "Simple Money, Rich Life": seedtime.com/smrl
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
🎬 Bonus Content: Don't miss our YouTube video on our 5-step strategy for buying used cars! Search for "SeedTime used car buying" on YouTube, or click here: https://www.youtube.com/watch?v=vBdoysHYoNg.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Nxkw_rOMCMc)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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In this episode, we reveal one of the most significant practices that revolutionized our finances and took us from broke to being able to reach our million dollar giving goal: praying scripture over our finances.
🔎We dive deep into:
The truth about why separating God from your finances is holding you back
5 reasons why praying scripture will transform your money (and your life)
Our personal journey from financial stress to abundance through this powerful practice
Practical steps to start seeing results in your own life TODAY
Plus, we're giving you our secret weapon: a FREE resource packed with the exact verses, declarations, and prayer starters we used to transform our financial life.
Don't miss this opportunity to revolutionize your relationship with money and invite God's supernatural intervention into your finances!
📚Resources mentioned:
FREE Prayer & Scripture Resource: https://seedtime.com/prayer
The Payoff 10K Plan course: https://seedtime.com/10k
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
📖Bible verses discussed:
Philippians 4:19
Matthew 6:26
Psalm 37:25
2 Corinthians 9:8
Deuteronomy 31:6,8
Proverbs 16:3
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Eu30GlfLY6g)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Are you tired of feeling trapped by debt? What if I told you that the key to getting out of debt isn't just about making more money?
In this episode, we're tackling the question that's keeping millions of Americans up at night: "Why am I still in debt despite my best efforts?"
🔎We're pulling back the curtain on:
5 hidden mistakes that are likely sabotaging your debt payoff journey
The shocking truth about minimum payments (and why your credit card company loves them)
A powerful strategy that helped one of our community members pay off $10,000 in just 6 months
The counterintuitive approach that could transform your finances in the next 30 days
Don't miss this chance to finally break free from the chains of debt and start building real wealth!
📚Resources mentioned:
The Payoff 10K Plan course: https://seedtime.com/10k
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
📖Bible verses discussed:
Proverbs 22:7
Ecclesiastes 4:4
Matthew 6:25-34
Don't let another day go by feeling trapped by debt. It's time to take action and transform your financial future!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/nlENoTAdbBI)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Today we sit down with Peter Greer, President and CEO of HOPE International, to unpack the revolutionary insights from his new book, "Lead with Prayer."
🔍 Here's what we uncovered:
The eye-opening prayer habits of Francis Chan, Mark Batterson, and other Christian powerhouses
Why 15 minutes of prayer trumps 10 hours of strategy (and how to implement this in your life)
The counterintuitive link between prayer and stress reduction in high-pressure leadership roles
How to create a "prayer culture" in your workplace (even if you're in a Fortune 100 company)
The untold story of how a small act of obedience in Ukraine sparked a global movement
But here's the kicker: This isn't just theory. We've implemented these strategies in our own organization, and the results have been nothing short of miraculous.
If you're tired of feeling stuck, stressed, or simply not seeing the breakthrough you know God has for you, this episode is your wake-up call.
It's time to stop relying on your own strength and tap into the ultimate source of wisdom, creativity, and power.
Resources Mentioned:
"Lead with Prayer" by Peter Greer - https://www.amazon.com/Lead-Prayer-Unlocking-Transformational-Leadership/dp/1540902293
Lead with Prayer website - https://www.leadwithprayer.com
HOPE International - https://www.hopeinternational.org
"Praying Like Fools" by Tyler Stanton - https://www.amazon.com/Praying-Like-Fools-Taking-Seriously/dp/0310363926
"When Helping Hurts" by Steve Corbett and Brian Fikkert - https://www.amazon.com/When-Helping-Hurts-Alleviate-Yourself/dp/0802409989
"Poverty, Inc." documentary - https://www.povertyinc.org
SeedTime website - https://seedtime.com
Ready to revolutionize your prayer life and unlock your true potential as a leader? Grab your copy of "Lead with Prayer" now at https://www.leadwithprayer.com
Remember: The world doesn't need more burnt-out leaders trying to change the world in their own strength. It needs leaders who know how to tap into the ultimate source of power, wisdom, and love.
Let's pray like our lives—and the lives of those we lead—depend on it. Because they do.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (https://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Xgfi9ZcfUuE)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Ever wonder why some people seem to effortlessly climb the career ladder while others stay stuck? We're about to blow the lid off the biggest secret in professional development.
In this episode, we dive deep into the game-changing concept of micro-skills - the hidden superpower that can catapult you from average to extraordinary.
🔎Here's what we unpack:
The shocking truth about becoming indispensable (hint: it's not what you think)
The biblical hack for career success that most people miss
How a comic strip creator cracked the code to an extraordinary career
But we don't just talk theory. We give you actionable steps to identify and develop your own micro-skills, potentially 10x-ing your value in the marketplace.
Whether you're a seasoned pro or just starting out, this episode is your roadmap to becoming the go-to person in your field. Don't miss out on this career-defining information!
📚Resources Mentioned:
Comic: Dilbert by Scott Adams http://dilbert.com/
Bible Verses:
Parable of the Talents (Matthew 25)
Proverbs 22:29
Ephesians 2 (Prayer for enlightenment)
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Remember: Your homework is to identify 5-10 micro-skills you could develop. Start with one this week. Google it, YouTube it, read about it. Then watch as you start crushing it in your career!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/I9e6Nu3kA70)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Picture this: You're at the end of your life, reflecting on your financial journey. What's the metric that truly matters? Is it the size of your bank account—or the lives you've touched through your generosity?
In today's episode, we're tackling a question that could reframe your entire perspective on money: What is your Net Given, and why is it the most important number you're probably not tracking?
We explore the transformative power of tracking your Net Given—every act of generosity, big or small. It's not just about tithes or charitable donations; it's about every coffee you buy for a friend, every birthday gift, every meal you share. By shifting our focus from accumulating wealth to amplifying generosity, we discovered a path to a richer life and a lasting legacy.
🔎 In This Episode, You'll Learn:
How redefining financial success can transform your life.
The story behind our ambitious goal to give away a million dollars.
Practical steps to start tracking your Net Given today.
Why small acts of generosity add up to make a big impact.
How focusing on giving can lead to true financial freedom.
If you've ever felt that accumulating more isn't fulfilling, this episode is your invitation to flip the script.
📚 Resources Mentioned:
Download our free Net Given Tracker Spreadsheet: http://seedtime.com/ng
Our Book – Simple Money, Rich Life (Chapter 24 dives deeper into this concept): http://seedtime.com/smrl
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m🎯 Action Steps:
Download the Net Given Tracker and start logging every act of generosity: http://seedtime.com/ng
Reflect on your financial goals—are they aligned with the legacy you want to leave?
Share this episode with someone who needs a new perspective on money.
Remember: It's not about how much you can get; it's about how much you can give. Let's redefine financial success together.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/a9BrXZiOh00)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Today, we are discussing the paradoxical secret to financial success: working less.
We dive deep into the biblical principle of Sabbath and reveal how this ancient practice is revolutionizing modern business and personal finance.
🔎You'll discover:
Why top performers are embracing this idea and seeing exponential results
The counter-intuitive connection between rest and wealth creation
How we used Sabbath economics to reach our million-dollar giving goal
The shocking story of a rookie real estate agent who defied industry norms and saw his business explode
Why your vacations might be leaving you more exhausted (and how to fix it)
Plus, we share our personal Sabbath strategies that have led to major financial breakthroughs and life-changing revelations.
Whether you're a business owner, employee, or somewhere in between, this episode will challenge everything you thought you knew about productivity and success. Get ready to unlock a whole new level of financial abundance and personal fulfillment!
📚Resources Mentioned:
Book: "The Rest of God" by Mark Buchanan - https://www.amazon.com/Rest-God-Restoring-Your-Sabbath/dp/0849918707
SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m
Stay tuned for our upcoming merch release and studio makeover! Follow us on social media for sneak peeks and updates.
Remember, sometimes the key to getting ahead is knowing when to stop and rest. Your future self (and your bank account) will thank you!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Lm8ivuzl4WI)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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We all dream of living life on our own terms.
But how many of us actually do it?
In this game-changing episode, we sit down with Graham Cochran, author of the new book "Rebel: Find Yourself By Not Following the Crowd," to uncover the invisible force holding you back from your dreams—and how to break free.
🔍 We dive deep into:
Why conformity is slowly killing your soul (and how to recognize it)
The shocking truth about why your dreams keep dying
How Graham went from food stamps to running two 7-figure businesses
The "Identity Crisis Intersection" and how to navigate it
Why dreaming big is the most rebellious thing you can do
The 5 biggest mental scripts sabotaging your success
If you've ever felt stuck in a job that doesn't fulfill you, struggled with a business that drains you, or simply lived a life that doesn't feel authentically yours, this episode is your wake-up call.
It's time to rebel against the ordinary. It's time to find yourself.
Resources Mentioned:
"Rebel: Find Yourself By Not Following the Crowd" by Graham Cochran - https://www.amazon.com/Rebel-Find-Yourself-Following-Crowd/dp/1400333784
The Rebel Book website - https://www.therebelbook.com
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/m4OlSg8E7ss)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Hey friend! Today we are talking about:
The dangerous lie about money that keeps 96% of people financially stagnant Why investing isn't just for the wealthy - it's a powerful tool for anyone who wants to make a difference The shocking experiment that shows what happens when you give 100 people $10,000 The simple math function that separates financial winners from losers How to shift your mindset from subtraction to multiplication The Biblical case for smart investing (hint: it's about more than just getting rich) Why the stock market isn't as risky as you might think - and how to approach it wisely The life-changing power of compound interest over time How to start multiplying your money today, even if you know nothing about investingLinks and resources mentioned:
Episode 17 of the podcast series (discussing investment risks) 10X Investing Course: https://seedtime.com/10x - and be sure to use coupon code: PODCAST20 (limited time discount)Plus, we share personal stories of how we overcame limiting beliefs about wealth and learned to see money as a tool for Kingdom impact. Whether you're a financial novice or looking to level up your strategy, this episode will challenge your assumptions and inspire you to become a multiplier.
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Is your favorite hobby secretly sabotaging your financial future?
Today, we dive deep into the hidden costs of our pastimes and reveal how strategic hobby selection can impact your financial progress and happiness.
🔎Here's what you'll learn:
Why I gave up golf at 13 (and how it changed my financial trajectory)
The shocking truth about identity-driven hobbies
How to turn your shopping addiction into a money-making machine
The "paddle sports secret" to living longer (and richer)
Why your spouse might be nodding their head right now (and what to do about it)
💡But this isn't just about cutting costs. We'll show you how to:
Transform your passions into profit centers
Hack your happiness by redirecting your focus
Unleash the power of "seasonal hobbies" for explosive growth
Warning: This episode might make you rethink everything you thought you knew about work-life balance and personal finance. Are you ready to level up?
Resources Mentioned:
SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m
Remember, where your treasure is, there your heart will be also. It's time to make your hobbies work for you, not against you.
Ready to transform your free time into a wealth-building machine? Hit play now!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/f2nTLQBVVmg)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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