Episodes
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“Alexa, set a timer for tomorrow at 8 a.m. Alexa, turn the thermostat to 70 degrees. Alexa, can you make my budget?” Okay, maybe that last one is a stretch, but modern conveniences can be truly life changing. Find out Rachel’s and George’s take on what technology is worth the hype.
Next Steps:
· ๐ฅ Watch our video “‘Harmless’ Purchases That Drain Your Bank Account”
· ๐ฑSubmit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: ๐ฅ Cinnamon-Spiced Orange and Thyme Mocktail
Recipe: Pick Up Limes
· 1/2 cup water
· 1/4 cup maple syrup
· 4 sprigs fresh thyme
· 1/2 teaspoon ground cinnamon
· 2 tablespoons freshly grated ginger
· 1/2 lemon, juiced
· 2 cups ice cubes
· 2 cups orange juice
· 2 cups ginger ale
Instructions: Add water, maple syrup, thyme sprigs and cinnamon to a small pan and simmer. Reduce heat to low and let it steep for about 3 minutes. Then let it cool to room temperature. Fill a shaker or mason jar halfway with ice cubes and strain in thyme syrup. Add grated ginger and lemon juice. Shake well. Strain contents from shaker over ice cubes, and add orange juice and ginger ale. Enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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Okay, so maybe you get a little carried away at Bath and Body Works, but at least you risk your financial future on a perm and hair products. In this episode, Rachel and George react to hilarious money fails you found on Reddit.
Next Steps:
๐ฑSubmit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: ๐ธ Illegal Cocktail
Recipe: Cocktail Society
Ingredients:
1 ounce Mezcal
½ ounce White rum
½ ounce Falernum
1 barspoon Luxardo
¾ ounce lime
½ ounce simple syrup
1 egg white
Instructions: Add all ingredients to a cocktail shaker with plenty of ice. Shake until the drink is well-chilled and strain the cocktail into a glass, enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights โฏ
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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Today we’re setting the chrometophobes who haven’t been on a vacation since 2004 free! In this episode, Rachel and George are calling out the irrational money fears keeping you stuck—plus how you can overcome them.
Next Steps:
· ๐ธ Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
· ๐ฑSubmit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: ๐บ Butterbeer Old Fashioned
Recipe: The G&M Kitchen
Ingredients:
· 1 12-ounce bottle cream soda
· 1/4 cup butterscotch topping
· 1 1/2 ounces bourbon
· 1 dash black walnut bitters
· 1 ounce heavy whipping cream
· Ice
Instructions: Heat the cream soda in a small pot for 5–10 minutes. Remove from heat and stir in the butterscotch topping. Let cool. Add the bourbon, 1 ounce of the cream soda mixture, and a dash of walnut bitters to a rocks glass with ice. Stir to combine. Add whipping cream to a cocktail shaker and shake until thickened. Pour the cream on top of the cocktail and enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ The EntreLeadership Podcast
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We all love the ‘80s (minus the shoulder pads and neon). But were ‘80s babies better off financially? Find out how your favorite decade stacks up against today when it comes to money.
Next Steps:
· ๐ธ Invest in your future with a SmartVestor Pro!
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
· ๐ฑSubmit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsor:
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Today’s Happy Hour Special: ๐ Pumpkin Spice Espresso Martini
Recipe: The G&M Kitchen
Ingredients:
· 1 1/2 ounces bourbon
· 1/2 ounce Baileys Irish Cream
· 1 1/2 ounces espresso
· 2 teaspoons pumpkin butter
Instructions: Brew 1 shot of espresso. Add ice, bourbon and pumpkin butter to a cocktail shaker. Top with Irish cream and the shot of espresso. Shake for 30 seconds and pour into a coupe glass. Enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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๐ต Start your free budget today. Download the EveryDollar app!
On a scale of “water only at restaurants” to “extreme couponing,” how far would you go to save? Rachel and George weigh in on what savings hacks are really worth your time.
Next Steps:
· ๐ฅ Watch our video Cheapskate or Resourceful? A Wake-Up Call With Sharon Ramsey
· ๐ฑSubmit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: ๐ฅง Caramel Apple Pie Mocktail
Recipe: Merry About Town
Ingredients:
· 6 cups apple cider
· 1/2 cup caramel syrup
· 3 cups sparkling water
· 2 tsp cinnamon
· 2 apples
· 6 rosemary sprigs
· Brown sugar (for rim)
Instructions: Mix apple cider and caramel syrup in a pitcher and add cinnamon. Add thinly sliced apples and rosemary sprigs and let sit for 20 minutes. Pour sparkling water into the pitcher and mix. Rim a glass with brown sugar, pour mocktail, and enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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Would you rather retire in style or broke? (All right, that’s an easy one.) In this episode, Rachel and George are putting you to the test with a financial twist on “Would You Rather.”
Next Steps:
· ๐ฑSubmit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: ๐ธ Casino
Recipe: Jean-félix Desfossés on Instagram
2 ounces Bombay Sapphire gin
1/2 ounce Luxardo maraschino liqueur
3/4 ounce lemon juice
1/4 ounce simple syrup
2 dashes orange bitters
Instructions: Fill a shaker with ice and all ingredients, and shake for 10–15 seconds. Strain and pour into a coupe glass. Enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights โฏ
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
Ramsey Solutions Privacy Policy -
๐ต Start your free budget today. Download the EveryDollar app!
Remember Horsegate? When George broke a girl’s heart with just three words: “Sell the horse”? Well in this episode, Rachel and George react to seven of their viral money moments like that one that got your attention.
Next Steps:
· ๐ฅ Watch our video Explaining Our Most Hated Financial Advice.
· ๐ฑ Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
· Follow Rachel and George on Instagram for more financial tips: @rachelcruze, @georgekamel
Connect With Our Sponsors:
· ๐ This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: ๐น French Blonde
Recipe: Today
Ingredients:
· 1 ounce Bombay Sapphire gin
· 1/2 ounce Lillet Blanc
· 1 1/2 ounces freshly strained grapefruit juice
· 3/4 ounce St.-Germain
· 1 dash lemon bitters
· Grapefruit twist (optional)
Instructions: Add all ingredients to a cocktail shaker filled with ice. Shake and strain into a coupe. Garnish with a grapefruit twist if desired and enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐ The Ramsey Show
๐ธ The Ramsey Show Highlights โฏ
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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Would you park a mile away to avoid pricey parking? Or let your home become a sauna to keep AC costs low? Just how far are you willing to go to save on cost of living? Stick around to hear some of the most extreme money-saving hacks out there.
Next Steps:
· ๐ฅ Check out our video Girl Math: Smart Financial Strategy or Huge Money Mistake?
· ๐ฑ Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
· ๐This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: ๐ธ Tequila Manhattan
Recipe: Food & Wine
Ingredients:
· 2 ounces añejo tequila
· 1 ounce sweet vermouth
· 2 dashes mole bitters
Instructions: Combine all ingredients in a mixing glass with ice and stir until thoroughly chilled. Strain into a chilled coupe or over a large whiskey cube. Garnish with a maraschino cherry and/or an orange twist. Enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐ The Ramsey Show
๐ธ The Ramsey Show Highlights โฏ
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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๐ต Start your free budget today. Download the EveryDollar app!
If you’d rather do literally anything else besides sit down and make a budget (including watching Frozen with your kids for the 10th time), then this one’s for you. In this episode, George and Rachel are responding to the most common excuses for not budgeting.
Next Steps:
· ๐ Order George Kamel’s new book, Breaking Free From Broke.
· ๐ฑ Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
· ๐ This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: ๐ฅ Blackberry Lime Mule Mocktail
Recipe: Paige Bakes
· 4 blackberries
· Lime juice (1 lime)
· 2 cups crushed ice
· 6.8 ounces (1 bottle) ginger beer
Instructions: Pour lime juice and muddle blackberries in a glass. Fill the glass with ice and strain blackberry lime juice into a separate glass. Top with ginger beer. Enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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If you’ve ever dreamed of being a contestant on your favorite game show (and yelling “good
answer!” at the top of your lungs), then today’s episode is the next best thing! Rachel and
George are going head-to-head in our Financial and Fun game, so play along for some money-
saving tips.
Next Steps:
• ๐ฑSubmit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
• ๐This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: Dark and Stormy
Recipe: Food and Wine
Ingredients:
• 2 ounces dark rum
• 1/2 ounce lime juice
• Ice
• 3 ounces ginger beer
• 1 candied ginger slice
• 1 lime wheel
Instructions: Fill a cocktail shaker with ice, add rum and lime juice, and shake well. Strain into an ice-filled collins glass and stir in the ginger beer. Skewer the ginger slice and lime wheel and
garnish. Enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlightsโฏ
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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In this episode, we’re switching things up with a little help from our friends (that means you, #SMHHNation)! Rachel and George are here to weigh in on actual money questions submitted by YOU.
Next Steps:
· ๐ฅ Check out our video Explaining Our Most Hated Financial Advice.
· ๐ฑ Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
· ๐This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: ๐ธ Fireman’s Daiquiri
Recipe: The Cocktail Bible
Ingredients:
· 2 ounces rum
· 1 ounce lime juice
· 3/4 ounce grenadine
Instructions: To a shaker, add rum, lime juice, grenadine and ice. Shake, strain into your favorite glass, and enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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๐ต Start your free budget today. Download the EveryDollar app!
The smell of warm cookies, a hug from your bestie, American Idol b-roll—let’s face it, we all love feeling good! But in this episode, Rachel and George explore why dopamine overdosing doesn’t hit quite like it used to—plus how to regain everyday joy.
Next Steps:
· ๐ฅ Check out our video Should We Sell It All and Be Homesteaders?
· ๐ฑ Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Offer From Our Sponsor:
· ๐ This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney
Today’s Happy Hour Special: ๐ธ Lemon Drop Mocktail
Recipe: Lemon Drop Mocktail From Food Banjo
· Sugar (for rim)
· 4 ice cubes
· 3/4 ounces simple syrup
· 1 1/4 ounces lemon juice
· 2 1/2 ounces club soda
· Lemon peel (for garnish)
Instructions: Place a small pile of sugar on a plate. Take a martini glass and wet the rim with either a lemon half or water. Dip the rim of the glass in the sugar for a nice coating around the rim. Add the ice cubes, simple syrup and lemon juice into a cocktail shaker. Shake together for 15 seconds. Strain the mixture into the martini glass and top with the club soda. Garnish with a lemon peel and enjoy!
Listen to More From Ramsey Network:
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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๐ต Start your free budget today. Download the EveryDollar app!
We all love a good BOGO, but can you really spend your way into saving more? In this episode, Rachel and George help you identify common “spaving” tricks you may be falling for and how to break the cycle!
Next Steps
· Never heard of EntreLeadership before? Check out our podcast for business leaders, EntreLeadership.
· ๐ฅ Check out our video on Girl Math: Smart Financial Strategy or Huge Money Mistake?
· Invest and plan for your future with a SmartVestor Pro. Get connected for free!
· ๐ฑ Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Offer From Today’s Sponsor
· This episode is sponsored by DeleteMe. ๐ Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.
Today’s Happy Hour Special: ๐ฅ The Chestnut Cup
Recipe: Cocktails Distilled
Ingredients:
· 1 ounce gin
· 1 ounce Campari
· 1 ounce lemon juice
· 3/4 ounce orgeat
Instructions: Combine all the ingredients in a shaker and add a single ice cube. Shake to combine, then strain into a glass filled three-quarters with ice cubes. Top with crushed ice and garnish with an orange wheel. Enjoy!
Explore More Shows From Ramsey Network
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
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๐ผ The Ken Coleman Show
๐ EntreLeadership
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We’ve all been guilty of some “stupid tax” moments, like that time you spent $75 on a velvet cat pillow (that you didn’t even use). In this episode, Rachel and George confess a few of their own epic money fails and react to some of yours!
Next Steps
· ๐ฑSubmit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Offers From Today’s Sponsors
· This episode is sponsored by DeleteMe. ๐ Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.
Today’s Happy Hour Special: ๐ธ Palermo
Recipe: Difford’s Guide
Ingredients:
· 1 1/2 ounces vanilla rum
· 1 ounce sauvignon blanc wine
· 1 1/4 ounces pineapple juice
· 1/4 ounce sugar syrup
· Ice
· 1 pineapple wedge, for garnish
Instructions: Shake all ingredients with ice and fine strain into a chilled coupe glass. Add a pineapple wedge on the rim to garnish. Enjoy!
Explore More Shows From Ramsey Network
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ The EntreLeadership Podcast
Ramsey Solutions Privacy Policy
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Did you know there’s one expense that no one on the planet can avoid? And what if we told you the cost of that thing has risen by 26% in the last two years alone? If you’re starting to spiral, don’t panic! Today we’re talking grocery shopping pet peeves, takeout tips and other money and life hacks that can help.
Next Steps
๐ Use Rachel’s Meal Planner & Grocery Savings Guide to get organized and save money at the store.
๐ฑSubmit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Offers From Today’s Sponsors
This episode is sponsored by DeleteMe. ๐ Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.
Today’s Happy Hour Special:๐น Sparkling Rosemary Peach Mocktail
Recipe courtesy of Cake n Knife
· 5 sprigs rosemary
· 1/2 cup sugar
· 1/2 cup water
· 1/2 chopped peach
· 4 ounces lemon juice
· 1 cup ice
· club soda
Instructions: Boil rosemary, sugar and water. Cover and let steep for 15-30 minutes. Strain and let simple syrup cool completely. Muddle peaches with lemon juice and rosemary simple syrup. Fill glass with ice. Strain mixture into a separate glass, top with club soda, and enjoy!
Listen to More From Ramsey Network
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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Are there things in life you wish you’d known sooner? Well, you’re in luck! Rachel and George are here with important life and finance lessons, revealing things they wish they’d known in their 20s.
Next Steps
๐ฑSubmit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
๐ฅ Watch our video where we break down the realities of adulting!
Offers From Today’s Sponsors
This episode is sponsored by DeleteMe. ๐ Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney
Today’s Happy Hour Special: ๐พ Bourbon Hugo Spritz
Recipe: @kristiwithatwist
• 1 ounce bourbon
• 1 ounce elderflower liqueur
• 3 ounces prosecco
• 2 ounces soda water
Instructions: Fill a glass with ice and add bourbon and elderflower liqueur. Top with prosecco and soda water, then stir. Garnish with an optional lime wheel and mint sprig and enjoy!
Listen to More From Ramsey Network
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
Ramsey Solutions Privacy Policy -
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Consider this episode your crash course in investing! We get it—investing can be confusing. But don’t worry, Rachel and George are here to break it all down for you in a way that’s so simple even a five-year-old could understand.
Next Steps
๐ฑSubmit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
๐ฅ Check out our video where we explain our most hated financial advice.
๐ฐ Use the Ramsey Investment Calculator to find out your earning potential!
๐ธ Find an investing pro today!
Offers From Today's Sponsors
This episode is sponsored by DeleteMe. ๐ Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.
Today’s Happy Hour Special: ๐๐ฉ Moscow Mule
Recipe: Difford’s Guide
Ingredients:
• 2 ounces vodka
• 1/2 ounce lime juice
• 1/3 ounce sugar syrup
• 3 ounces ginger beer
• Ice
Instructions: In a copper mug, stir together vodka, freshly squeezed lime juice, and sugar syrup. Then, add ice so it fills the mug two-thirds of the way and top with ginger beer. For added flair, serve with an optional lime slice and mint sprig.
Listen to More From Ramsey Network
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ The EntreLeadership Podcast
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๐ต Sign up for EveryDollar today to create a free budget!
Rachel and George have a hot topic on the agenda for this episode: Are Gen Zers just millennials . . . rebranded? Trends, tech, money habits—they’re comparing it all to find out if there really is a clear divide or if it’s just one big generational blur.
Next Steps
๐ฑSubmit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
๐ฅ Check out this episode to find out what today’s teens are spending their money on.
Offers From Today’s Sponsors
This episode is sponsored by DeleteMe. ๐ Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.
Today’s Happy Hour Special: Juicy Julep Mocktail
Recipe: Completely Delicious
· 1 ounce pineapple juice
· 1 ounce orange juice
· 1 ounce lime juice
· 1 teaspoon fresh mint
· Ginger ale (to top off)
· Ice
Instructions: Add ice, pineapple juice, orange juice and lime juice to a glass. Top with ginger ale and mint leaves, and stir to combine. Serve right away, garnished with fresh mint.
Listen to More From Ramsey Network
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
Ramsey Solutions Privacy Policy -
๐ต Start your free budget today. Download the EveryDollar app!
In this episode, Rachel and George explore the realities of adulting. Spoiler alert: It’s not all fun and games, especially when it comes to those sneaky, money-related expenses. But, before you get too down, stick around because they’re sharing a special tip to instantly make adulthood less depressing!
Next Steps
๐ฑSubmit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
๐ฅ Go to our video on Did You Get “The (Money) Talk” as a Kid?
๐๏ธ Read George’s article, “Why Do I Owe Taxes This Year? 6 Common Reasons”
๐ Pick up a copy of Rachel’s new children’s book, I’m Glad for Where I Am.
๐ณ๏ธ Book your cabin! Join Dave and the Ramsey Personalities for a luxurious celebration of financial freedom aboard the Live Like No One Else Cruise!
๐ฉ๐ฝ๐ป Are you protected with the right insurance? Find out with our online Coverage Checkup.
๐ Get covered! Find a RamseyTrusted insurance pro at Zander Insurance.
๐๏ธ Create your legally binding will using our online will-maker, powered by Mama Bear Legal Forms.
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This episode is sponsored by DeleteMe. ๐ Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: ๐๐ฉ Reddish Rita
Recipe courtesy of our Smart Money Happy Hour mixologist
1 ounce of reposado tequila
1 ounce of blanco tequila
3-4 ounces of orange liqueur
1 ounce of lime juice
1/2 ounce of agave nectar
Instructions: In a cocktail shaker, combine reposado tequila, blanco tequila, orange liqueur, lime juice and agave nectar. Add ice and shake vigorously until well chilled. Strain the mixture into a salt-rimmed glass and enjoy!
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๐ฐ George Kamel
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๐ง The Dr. John Delony Show
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๐ EntreLeadership
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It's Independence Day and Rachel and George are celebrating in true Smart Money Happy Hour style—with patriotic cocktails and a little chat about financial independence. Is it a realistic goal, or should you aim for financial peace instead? They'll answer these questions on financial dependencies and more.
Next Steps
๐ฑSubmit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
๐ฅ Go check out our video on navigating awkward money conversations.
Offers From Today's Sponsors
This episode is sponsored by DeleteMe. ๐ Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.
Today’s Happy Hour Special: ๐บ๐ธ American Collins
Recipe: The Spruce Eats
1 1/2 ounces of gin
3/4 ounce of simple syrup
3–4 ounces of club soda
1/2 ounce of lemon juice
8 blueberries
4 cherries
Instructions: In a collins glass, muddle blueberries, cherries, simple syrup and lemon juice. Then, add the gin and fill the glass with ice. Stir briefly and top with club soda. Garnish with a cherry and a lemon wheel and enjoy!
Listen to More From Ramsey Network
๐ก The Rachel Cruze Show
๐ฐ George Kamel
๐๏ธ The Ramsey Show
๐ธ The Ramsey Show Highlights
๐ง The Dr. John Delony Show
๐ผ The Ken Coleman Show
๐ EntreLeadership
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