Episodes
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In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast are back to dive into a big topic – raising financially confident, and competent kids. From choosing between private or public schooling, to saving (or not saving) for your kids, we cover it all. We chat about:
Private vs public schooling – the real pros and cons
Saving and investing for kids vs focusing on healthy household money habits
How you can set your kids up for success without necessarily saving a fortune
The money habits (good and bad) to watch for early on
Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Rask Resources - these are included by default
Pete's Buyers Agency: https://www.allenwargent.com.au
PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK
Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au
Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this Australian Finance Podcast episode, your hosts Owen Rask and Huw Lam from BetaShares take you inside the ATEC ETF – Australia’s homegrown tech fund. This episode covers:
What the ATEC ETF is and what companies it holds
Why investors are paying attention to Australian tech
How sectors like AI and cloud computing are driving growth
The role ATEC can play in a diversified portfolio
If you like this Australian Finance Podcast episode on the ATEC ETF, you'll love our other ETF breakdowns. Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
What is ATEC?
The index behind the ETF
Key holdings: Xero, Pro Medicus, NextDC
Tech sector in the ASX 200
How ATEC fits in a portfolio
Management fees & costs (0.48%)
Annual distributions & rebalancing
Understanding risk in tech ETFs
Why diversify into Australian tech?
Final thoughts & where to learn more
Resources for this episode π
Learn more about ATEC: BetaShares ATEC ETF Overview
~~ Show partner resources ~~ π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler π Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~ π Explore all Rask services – https://bit.ly/R-services π Learn about Rask Financial Planning – https://bit.ly/R-plan π Start investing with Rask – https://bit.ly/R-invest π Access Show Notes – https://bit.ly/R-notes β Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
π² Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
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Missing episodes?
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In this Australian Finance Podcast episode, your hosts Owen Rask and Phil from Skye Wealth sit down to talk all things life insurance. They explore:
The essential types of life insurance every Aussie should understand
How to review your existing policies, especially inside super
What income protection really covers—and what it doesn’t
The pros and cons of funding insurance through your super
Why trauma and child cover matter more than you think
If you like this Australian Finance Podcast episode on reviewing and rebuilding life insurance, don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
Why life insurance still matters
The five types of life insurance explained
Income protection: what it covers (and what it doesn’t)
Total and permanent disability (TPD) demystified
Trauma insurance and child cover – yes, it’s a thing
Insurance inside super: pros, cons and what to watch for
How to review your existing cover (step-by-step)
Common mistakes with insurance setup
Should you use an adviser or go DIY?
How Skye Wealth helps Aussies navigate cover
Final tips to make insurance work for you
How to ask your insurance questions
Resources for this episode
π Learn more about Skye Wealth and life insurance:
Skye Wealth – About Us
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler
π Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith
π View Betashares full range of funds - https://bit.ly/beta-25
~~ Rask resources ~~
π Explore all Rask services - https://bit.ly/R-services
π Learn about Rask Financial Planning - https://bit.ly/R-plan
π Start investing with Rask - https://bit.ly/R-invest
π Access Show Notes - https://bit.ly/R-notes
β Ask a question - just select the Finance Podcast - https://bit.ly/R-quest
π² Follow us on social media:
Instagram: @rask.invest - https://www.instagram.com/rask.invest/
TikTok: @rask.invest - https://www.tiktok.com/@rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions- covering super, investing, property and much more! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.
Your questions answered today:
What is the epitome of wealth?
My super fund has been fined millions- should I be worried?
House flipping dilemma-should I renovate or pay off my loan?
What should I invest in for my 18 year old niece?
Rask advice updates and big moves!
PLUS what has Owen losing sleep.. Hint: it's a big financial commitment!
Resources for this episode
Tax on ETFs and Shares info- ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media
PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this Australian Finance Podcast episode, Owen Rask shares four Australian dividend shares that you can add to your investing watchlist. Whether you're chasing income, franking credits or long-term growth, you'll learn:
What dividends are and how they work
The difference between yield and total return
Why chasing high dividend yields can be risky
4 dividend shares (3 companies + 1 ETF) to research further
If you like this Australian Finance Podcast episode on dividend shares, you'll love our investing courses and weekly episodes. Don’t forget to subscribe on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing tips.
Topics Covered
What is a dividend and how does it work?
The power of franking credits and tax efficiency
Common beginner mistakes with dividend investing
The growth vs. income "seesaw" analogy
MQG: Macquarie Group – stability & global reach
CLW: Charter Hall Long WALE REIT – property & yield
SOL: Washington H. Soul Pattinson – long-term growth
VHY: Vanguard High Yield ETF – diversify your income
How to pick sustainable dividend investments
Resources for this episode
π Learn more about dividend investing and shares:
π‘ Beginner Shares Course – Start Here
π Share Valuation Course (Intermediate)
π¬ Join the Rask Investing Community – It’s Free
π Get a Free Rask Account
~~ Show partner resources ~~ π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler π Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~ π Explore all Rask services – https://bit.ly/R-services π Learn about Rask Financial Planning – https://bit.ly/R-plan π Start investing with Rask – https://bit.ly/R-invest π Access Show Notes – https://bit.ly/R-notes β Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
π² Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Amy Parfett from WedShed to talk about all things weddings — the trends, the must-haves, and how to save without sacrificing the celebration.
With the average Aussie wedding now topping $35,000, Amy shares tips on how to set a realistic budget, what’s changing thanks to the rising cost of living, and how to keep your big day true to you.
Plus, they chat about how parents can support their kids financially without overstepping or overspending.
If you enjoyed this chat, don’t forget to subscribe for more episodes on Apple, Spotify, YouTube or wherever you get your podcasts.
In this episode, Gemma and Amy dive into:
Wedding trends and how they are changing
How to set a realistic wedding budget
First weddings vs second (or third) – do people approach them differently?
Ways parents can financially support their kids
Balancing outside pressure (and opinions) when planning
How to stay true to your values and visions
Gift giving – what’s expected, and some modern alternatives
Resources for this episode
Connect with WedShed: Find Your Perfect Wedding Venue | Wedshed
Buy the Book: Get Wed by Amy Parfett | The complete guide to planning a wedding with minimum stress and maximum good vibes | 9781761069154 | Booktopia
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by the newest member of the Rask Advice team – financial adviser Tahli Cavagnino.
They chat about Tahli’s path into financial advice and unpack a tricky client case from the week involving the family fallout that can happen when an inheritance is split between siblings.
The main focus of the episode? What to prioritise in your finances through every decade of life. From building a solid foundation in your 20s, to maximising your wealth in your 40s, and preparing for retirement in your 60s – Gemma and Tahli break it down with clear, practical tips for every life stage.
Whether you’re just getting started or fine-tuning your long-term plan, this episode is packed with guidance to help you stay on track.
If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Resources for this episode
Pre order Gemmas book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books
Ask a question (select the Retirement podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
#finance #asx
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In this Australian Finance Podcast episode, your host Owen Rask shares three budgeting strategies that actually work, so you can take control of your money without giving up the things you love. In this short but powerful episode, you'll learn:
Why budgeting isn’t about sacrifice
The importance of value-aligned spending
How to use the 50/30/20 budget as a beginner
How to make budgeting easier with free tools and apps
If you like this Australian Finance Podcast episode on budgeting, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
Why most people struggle with budgeting
Rethinking budgeting: It’s not about sacrifice
The 10 things activity: What brings you joy?
Strategy 1: The 50/30/20 budget
Strategy 2: Use our free budgeting spreadsheet
Strategy 3: PocketSmith – the advanced budgeting app
Final thoughts & tools that can help
Resources for this episode π Learn more about budgeting:
π° Budgeting course with Rask
π Use our spreadsheet
π PocketSmith budgeting tool
~~ Show partner resources ~~ π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler π Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~ π Explore all Rask services – https://bit.ly/R-services π Learn about Rask Financial Planning – https://bit.ly/R-plan π Start investing with Rask – https://bit.ly/R-invest π Access Show Notes – https://bit.ly/R-notes β Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
π² Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
If you like this Australian Finance Podcast episode you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Topics covered today:
Your village – who they are and how to find them
Getting your “financial house in order”
The three biggest money mistakes
Sexy goals and why they are critical
How to stop overthinking your goals
What advice Jacqui would give to her 20-year-old self
Resources for this episode
Connect with Jacqui- Jacqui Clarke
Buy the book Stop Worrying about Money by Jacqui Clarke | Start Planning Now to Secure Your Financial Future | 9781394176885 | Booktopia
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.
Your questions answered today:
Disposable vs Cloth Nappies: Cost, Convenience & Sustainability
Investment Bonds: Are They Worth It?
ETF Tax Time: How to Handle the Paperwork
$500k to Invest: Lump Sum or Dollar Cost Averaging?
Joint Super Accounts: Should Couples Combine?
The 4% Rule: Does It Still Stack Up in 2025?
PLUS Keep an eye out for the episodes coming out in the next few weeks around sustainability, and also investing in trust structures
Resources for this episode
Grant Hacket episode https://youtu.be/JLoIKV68-hw
Lump sum vs Dollar Cost Averaging- Dollar-cost average or lump sum investing: which is best for ETFs? - Rask
Info on Tax: ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media
Ethical investing course- Ultimate Australian ethical investing course
PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this Australian Finance Podcast episode, Owen Rask is joined by financial adviser Alex Luck from Everest Wealth to answer 10 of your most pressing money questions. Whether you're starting out, growing a family, or managing a business, this episode covers smart strategies for long-term financial success.
They discuss:
How Trump, tariffs & uncertainty impact your investments
Choosing the right investment platform for your goals
What is debt recycling & how to do it safely
The biggest fear holding people back from investing
Two smart ways to save for your children’s education
One cash flow tip every family needs to hear
Super strategies for 35-year-olds & why most people get them wrong
Is a balanced fund right for you, or should you go higher growth?
The First Home Super Saver Scheme: is it worth it?
The biggest money mistake business owners make (and how to avoid it)
If you found this episode helpful, follow the show on Apple, Spotify, YouTube, or wherever you listen to podcasts!
Follow us on Instagram and TikTok for more investing insights.
Resources for this episode
π§ Listen to this episode on debt recycling
π Check out our investing and personal finance courses
π Learn more about Everest Wealth
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit
π Get 50% off your first two months using PocketSmith
π View Betashares full range of funds
~~ Rask resources ~~
π Explore all Rask services
π Learn about Rask Financial Planning
π Start investing with Rask
π Access Show Notes
β Ask a question – just select the Finance Podcast
π² Follow us on social media:
Instagram
TikTok
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – here
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of The Australian Finance Podcast, host Gemma Mitchell is joined by Zara McGuffie from The Australian Business Podcast to tackle a question on many Australians’ minds: how do you bring in more income?
One business model that seems to be on the rise (again) is multi-level marketing, also known as network marketing or direct marketing.
They promise freedom, flexibility, and uncapped income from your phone. But is it really about building your business – or just building theirs?
We dig into the world of MLMs and so-called ‘business opportunities’ that sell the dream of self-employment, but often leave people out of pocket and pressured.
We unpack:
• Why MLMs are so appealing (and who they target)
• What makes them feel legitimate – even when they’re not
• The real cost of chasing passive income promises
• What to look for – and how to approach opportunities with eyes wide open
• Other income streams that might actually suit you better
• How to increase your income using your existing skills
• How to tell the difference between a genuine side hustle and a self-employment catfish
If you’ve ever been tempted to ‘be your own boss’ and start something new – this is a must-listen.
Resources for this episode
Pre order Gemma's book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.
Topics covered today:
How international students can invest in Australia during their study and post-study visa period
The “pink tax”: budgeting for the extra costs women face – is it discretionary or a separate category and how to save some money
LICs vs ETFs: what to do if you accidentally bought a Listed Investment Company
The best platforms for micro-investing for absolute beginners (especially if you’ve got a short attention span)
Plus, we want to hear from you! What same item have you seen cost more purely when marketed to different people?
Resources for this episode
Budget Episode https://youtu.be/HnXXb50BtD8
PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this short and practical episode of The Australian Finance Podcast, Owen Rask shares the complete step-by-step checklist for buying your first property in 2025 and beyond. Whether you're still saving or ready to buy, this is your roadmap to getting into the market with confidence.
This episode covers:
Why your A-Team matters: mortgage brokers & accountants
Understanding real estate agents & auction risks
The role of buyer’s agents and how they help
Should you invest your deposit? (Hint: no)
Do you really need a 20% deposit?
Using the First Home Super Saver Scheme (FHSS)
Creating a powerful property brief
Smart deposit saving habits that don’t involve risky investing
If you're planning to buy your first home, make this your go-to guide before you commit.
Follow the show on Apple, Spotify, YouTube, or wherever you listen to podcasts.
Follow us on Instagram and TikTok for more property and finance insights.
Resources for this episode
π Pearler’s FHSS Resource
π‘ Free Property Course (Rask Education)
ποΈ Australian Property Podcast (Pete, Amy & Chris)
πΌ Mortgage Broking Services (Rask)
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit
π Get 50% off your first two months using PocketSmith
π View Betashares full range of funds
~~ Rask resources ~~
π Explore all Rask services
π Learn about Rask Financial Planning
π Start investing with Rask
π Access Show Notes
β Ask a question – just select the Finance Podcast
π² Follow us on social media:
Instagram
TikTok
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – here
Disclosure: Pearler is a long-term supporter of Rask's Australian Finance Podcast. We are not paid to mention them in this video, nor are we paid or benefit in any way from discussing them here.
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In this episode of The Australian Finance Podcast, Owen Rask is joined by Cameron Gleeson from BetaShares to discuss the rise of crypto investing via ETFs. With the launch of Australia’s first bitcoin and Ethereum ETFs from BetaShares, we break down:
Why bitcoin is seen as “digital gold”
How institutional adoption is driving crypto’s mainstream status
The risks and benefits of crypto ETFs vs direct ownership
What “getting off zero” actually means for long-term investors
Why a small allocation to crypto could boost portfolio performance
If you like this episode on crypto investing, make sure to subscribe to The Australian Finance Podcast on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
Welcome to the world of crypto ETFs
Bitcoin’s legitimacy & the role of regulation
Why governments are holding (or not holding) crypto
Is bitcoin a store of value or speculation?
Volatility vs gold and traditional investments
What “getting off zero” really means
How crypto can fit in a long-term portfolio
ETF structure: behind the scenes of BetaShares’ crypto ETFs
Why not just buy bitcoin directly?
Final thoughts on crypto allocation and ETF access
Resources for this episode
π Learn more about this episode’s ETFs:
BetaShares Crypto Innovators ETF (CRYP)
BetaShares Bitcoin ETF (QBTC)
~~ Show partner resources ~~
π° Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
π Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
π View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
π Explore all Rask services – https://bit.ly/R-services
π Learn about Rask Financial Planning – https://bit.ly/R-plan
π Start investing with Rask – https://bit.ly/R-invest
π Access Show Notes – https://bit.ly/R-notes
β Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
π² Follow us on social media:
Instagram: @rask.invest – https://www.instagram.com/rask.invest/
TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
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In this episode, Owen and Gemma answer your questions and cover lots of areas: cashflow, investing, debt and how Owen’s nostalgia collection of Pokémon cards has been a pretty good investment.
Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Topics covered today:
Knock on from a previous episode: Mortgagee Sales. Yes, they still exist and how to find!
Starting an Investing Journey in Your 30s – What Would Owen and Gemma Do If They Were Starting Over Today?
Using Sale Proceeds – Offset vs Investing
Managing Big Annual Expenses – Lump Sum or Spread Out?
Setting Up Investment Accounts for Kids
How Gemma and Owen invest for their kids
Plus, we ask you for your tips for us on what the next big nostalgia investment might be?
Resources for this episode
Presales for Gemma’s book The Money Reset
Guide to investing for kids
Ask a question (select the Finance podcast)
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
#finance #asx
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In this bonus episode of the Australian Finance Podcast, Gemma’s flying solo and tackling budgets – in under 10 minutes. Yep, it’s short, sharp and designed to help you sort your cash flow over your morning coffee. She’ll walk you through 5 simple steps to get your money system working for you.
Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Resources for this episode
Budgeting Without the B-Word: A Smarter Way to Manage Money: https://youtu.be/wuAos1QBHdI
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this episode of The Australian Finance Podcast, your host Gemma Mitchell chats with Wade – a former financial adviser whose life changed overnight.
At just 41, Wade suffered a major heart attack that left him fighting for his life. He shares his powerful story of recovery, the unexpected lessons he learned, and why having the right insurance – and the right plans in place – matters more than you think.
This conversation dives into the emotional, financial and practical realities of what happens when life throws you a curveball, and what you can do now to be prepared for the unexpected.
If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Topics covered today:
Wade’s story of having a heart attack at work at just 41
The long road to recovery
How being strategic with insurance from a young age meant he had cover
The surprising hurdles of claiming on insurance
The things he wished he had sorted beforehand (that too many of us leave on our to-do lists)
The importance of telling your family about your wishes
Resources for this episode
Talk to our partners about life insurance: Life Insurance via Rask | Income Protection, Life, TPD & more
Home | DonateLife
Support Medical Research and Patient Care at The Prince Charles Hospital - The Common Good
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
#finance #asx
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Big news – Owen’s officially a dad!
In this special episode of The Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell chat about Owen's transition to fatherhood and the 25 life lessons he wants to share with his son, covering everything from love and values to money and mindset.
If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Resources for this episode
Full list - 25 things I'll tell my son: https://www.raskmedia.com.au/2025/04/11/25-things-ill-teach-my-son/
Owen recommended podcast with Eric Maddox- Invest Like the Best with Patrick O'Shaughnessy: Eric Maddox – The Ace of Spades - [Invest Like the Best, EP.15]
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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In this short episode of The Australian Finance Podcast, your host OwenRask, Chief Investment Officer for Rask Invest, explains why he invested $100,000 into Exchange-Traded Funds (ETFs) this week, despite lots of uncertainty in the stock market.
Topics covered:
1. The ETFs Owen bought
2. Why he invested a lump sum
3. How he did his equity redraw
4. Why getting financial advice is important if you're worried
5. The benefit of diversification
6. Why timing the market isn't something Owen does
If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Resources for this episode
Rask Invest Martian:https://www.rask.com.au/rask-invest/martian
Owen's LIVE show: https://www.youtube.com/watch?v=SBxxCavI2Lo
Financial planning: https://www.rask.com.au/advice
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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