Episodes

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    George Kamel & Dr. John Delony answer your questions and discuss:

    "I feel like I'm parenting my dad,"

    "How do I handle being charged a $3K penalty?"

    "I'm in over my head with debt for solar panels,"

    "I'm bitter because I can't afford a home..."


    Support Our Sponsors:

    NetSuite: Free KPI checklist, visit netsuite.com/Ramsey


    MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%


    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit

    BetterHelp: betterhelp.com/Delony to get 10% off your first month  


    Next Steps
    ๐Ÿ‘จ‍๐Ÿ‘ฉ‍๐Ÿ‘ง‍๐Ÿ‘ฆ What Can Child Support Be Used For?
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!
    ๐Ÿšข The Live Like No One Else Cruise is booking fast! 
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ›’ Shop the online store at Ramsey Solutions

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Rachel Cruze & Jade Warshaw answer your questions and discuss:

    "How do we get out of $123k of debt?"

    "Is it too late for me to start investing?"

    Why you shouldn't waltz carelessly into bankruptcy,

    "I feel like I'm completely broke all the time,"


    Support Our Sponsors:

    Fairwinds Credit Union: Check out the exclusive account bundle designed for Ramsey fans

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    BetterHelp: betterhelp.com/Delony to get 10% off your first month  

    Christian Healthcare Ministries: Find out more at https://info.chministries.org/dave-ramsey



    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿšข The Live Like No One Else Cruise is booking fast! 
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!
    ๐Ÿ›’ Shop the online store at Ramsey Solutions

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • Missing episodes?

    Click here to refresh the feed.

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Jade Warshaw & Dr. John Delony answer your questions and discuss:

    "My husband and I disagree on our debt payoff,"

    "Is now the right time to buy a house?"

    "Our 25-year-old college grad is living with us rent-free,"

    "Should I lower my investing to pay off a rental?"

    "Should I accept a $20K gift from my parents?"

    Asking for a Friend: What is a Bankruptcy?

    Hot dogs, hot dogs, hot dogs.


    Support Our Sponsors:

    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit

    Fairwinds Credit Union: Check out the exclusive account bundle designed for Ramsey fans

    Churchill Mortgage: Get started at ChurchillMortgage.com


    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.



    Next Steps
    ๐Ÿ˜๏ธ Free Tools & Resources to Reach Your Home Goals
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!
    ๐Ÿšข The Live Like No One Else Cruise is booking fast! 
    ๐Ÿ›’ Shop the online store at Ramsey Solutions

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Ken Coleman & George Kamel answer your questions and discuss:

    "I am over $500K in debt"

    You have to take ownership of your mistakes,

    "Should I buy a house with my boyfriend?

    Buying a car for a side hustle,

    Using money from investments to pay off parent plus loans


    Support Our Sponsors:

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    BetterHelp: betterhelp.com/Delony to get 10% off your first month  

    Fairwinds Credit Union: Check out the exclusive account bundle designed for Ramsey fans

    MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%



    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!
    ๐Ÿšข The Live Like No One Else Cruise is booking fast! 
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ›’ Shop the online store at Ramsey Solutions

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    While we're out for Labor Day, we've compiled some of our favorite Dave and Ken calls from the past couple of years. Enjoy your day and we'll be back with a live show tomorrow!

    Dave Ramsey & Ken Coleman answer your questions and discuss:

    ‘I'm facing bankruptcy and need help.’

    ‘My business equipment is being held hostage’

    ‘My friend may be fired if I take a promotion’

    'Should I accept a gift that would pay my debt?'

    ‘I was laid off yesterday and need to buy a car.’

    ‘How can we start giving while paying off debt?’


    Support Our Sponsors:

    BetterHelp: betterhelp.com/Delony to get 10% off your first month  

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    NetSuite: Free KPI checklist, visit netsuite.com/Ramsey


    Churchill Mortgage: Get started at ChurchillMortgage.com


    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit



    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿšข The Live Like No One Else Cruise is booking fast! 
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    George Kamel & Dr. John Delony answer your questions and discuss:

    What to do after a large inheritance changes your life,

    Working in an industry that promotes debt,

    "I'm tired of funding my adult kids' lives",

    "Making money doesn't change who you are",

    What to do when the financial aid doesn't come through


    Support Our Sponsors:

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today


    Churchill Mortgage: Get started at ChurchillMortgage.com


    Health Trust Financial: Discover Top Health Insurance Plans, All in One Place.


    BetterHelp: betterhelp.com/Delony to get 10% off your first month  


    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿšข The Live Like No One Else Cruise is booking fast! 
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress! 

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Rachel Cruze & Dr. John Delony answer your questions and discuss:

    "Am I responsible for paying for this hotel charge?"

    "I feel lost on how to pay off my debt,"

    "Why am I jealous of other people's income?"

    "We lost $80k in a crypto scam,"

    Dr. Arthur C. Brooks on 4 ways that money can help make you happy (and 1 way it will make you miserable).


    Support Our Sponsors:

    MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%


    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit


    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today


    NetSuite: Free KPI checklist, visit netsuite.com/Ramsey 


    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿšข The Live Like No One Else Cruise is booking fast! 
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress! 

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Rachel Cruze & Ken Coleman answer your questions and discuss:

    "How do I protect myself in a family trust?"

    "Should I go back to school to increase my income?"

    "Do I need to diversify my investments?"

    "I'm overwhelmed and don't know how to budget,"


    Support Our Sponsors:

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today


    Christian Healthcare Ministries: Find out more at https://info.chministries.org/dave-ramsey


    Health Trust Financial: Discover Top Health Insurance Plans, All in One Place.


    BetterHelp: betterhelp.com/Delony to get 10% off your first month



    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿšข The Live Like No One Else Cruise is booking fast! 
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress! 

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    George Kamel & Ken Coleman answer your questions and discuss:

    "I hate my job but make good money,"

    "My father wants to sign over his house to me,"

    Is a tax on unrealized capital gains coming?

    "Should I go into debt in order to get a career?"

    "How much is too much in saving?"


    Support Our Sponsors:

    Churchill Mortgage: Get started at ChurchillMortgage.com


    NetSuite: Free KPI checklist, visit netsuite.com/Ramsey 

    BetterHelp: betterhelp.com/Delony to get 10% off your first month


    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today


    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit



    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿšข The Live Like No One Else Cruise is booking fast! 
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress! 
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Dr. John Delony & Jade Warshaw answer your questions and discuss:

    "I'm $870K in debt, should I sell my house?"

    "I'm upside down on a car with 13% interest,"

    "How do I mend my wife's and mom's relationship?"

    "Can I afford a $223k car?"


    Support Our Sponsors:

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    BetterHelp: betterhelp.com/Delony to get 10% off your first month 

    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit

    MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%



    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ† Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ  Find a Ramsey Trusted Real Estate Agent
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress!

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Ken Coleman & Jade Warshaw answer your questions and discuss:

    "How do I stop living paycheck-to-paycheck?"

    "How do I deal with financial fears?"

    "Should we sell our car to pay off debt?"

    "My dad was a victim of a romance scam"


    Support Our Sponsors:

    MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%


    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit

    BetterHelp: betterhelp.com/Delony to get 10% off your first month  

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    NetSuite: Free KPI checklist, visit netsuite.com/Ramsey



    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ  Find a Ramsey Trusted Real Estate Agent
    ๐Ÿ“ˆ For help with investing, get connected with a SmartVestor Pro.
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress! (including the NEW 2025 Ramsey Goal Planner)

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Jade Warshaw & Dr. John Delony answer your questions and discuss:

    "I'm in an abusive relationship, how do I get out?"

    "My mother-in-law wants us to build an addition,"

    "My wife never sticks to the budget we agree on,"

    "Should I continue to stay in a 'silent divorce?'"


    Support Our Sponsors:

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    Churchill Mortgage: Get started at ChurchillMortgage.com


    Health Trust Financial: Discover Top Health Insurance Plans, All in One Place.


    BetterHelp: betterhelp.com/Delony to get 10% off your first month  


    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ“ˆ For help with investing, get connected with a SmartVestor Pro.
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ  How to Buy a Home Course
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress! (including the NEW 2025 Ramsey Goal Planner)

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Ken Coleman & Rachel Cruze answer your questions and discuss:

    How to make extra income with a felony on your record,

    When to make your side gig your full time job,

    What Kamala Harris' Price Control Plan really means for your family,

    "There is dignity in honest work"


    Support Our Sponsors:

    NetSuite: Free KPI checklist, visit netsuite.com/Ramsey 


    BetterHelp: betterhelp.com/Delony to get 10% off your first month  

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit



    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ  Find a Ramsey Trusted Real Estate Agent
    ๐Ÿ“ˆ For help with investing, get connected with a SmartVestor Pro.
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress! (including the NEW 2025 Ramsey Goal Planner)

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑFinish today's episode for free in the Ramsey Network app.
    George Kamel & Dr. John Delony answer your questions and discuss:

    "My wife's college is trying to over-charge us,"

    "How do I buy an expensive house in California?"

    "How do I get my wife to spend less?"

    "I've spent almost $600K on gambling"


    Support Our Sponsors:

    Christian Healthcare Ministries: Find out more at https://info.chministries.org/dave-ramsey


    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%


    BetterHelp: betterhelp.com/Delony to get 10% off your first month  


    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ˜๏ธ Free Tools & Resources to Reach Your Home Goals
    ๐Ÿ  How to Buy a Home Course
    ๐Ÿ“ˆ For help with investing, get connected with a SmartVestor Pro.
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress! (including the NEW 2025 Ramsey Goal Planner)

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑFinish today's episode for free in the Ramsey Network app.
    George Kamel & Jade Warshaw answer your questions and discuss:

    "What's the best way to pay for a degree?"

    "Should I pay off debt in collections first?"

    "I feel like I'm behind on retirement investments,"

    "Can I spend more than 25% on my house?"

    "Our mother-in-law wants to be paid for childcare,"


    Support Our Sponsors:


    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit


    Health Trust Financial: Discover Top Health Insurance Plans, All in One Place.


    Churchill Mortgage: Get started at ChurchillMortgage.com


    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.



    Next Steps
    ๐Ÿ”’ How to Prevent Identity Theft
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ“ˆ For help with investing, get connected with a SmartVestor Pro.
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ  Find a Ramsey Trusted Real Estate Agent
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress!

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑFinish today's episode for free in the Ramsey Network app.
    Jade Warshaw & George Kamel answer your questions and discuss:

    "I have $100K in debt and we're expecting a kid,"

    "Should I finance a Rolex?"

    "How do I convince my wife to loosen the budget,"

    Talk Nerdy to Me: What is Compound Interest?

    Budget Breakdown.


    Support Our Sponsors:

    Churchill: Get started at ChurchillMortgage.com


    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit


    Health Trust Financial: Discover Top Health Insurance Plans, All in One Place.


    BetterHelp: betterhelp.com/Delony to get 10% off your first month  


    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ  Find a Ramsey Trusted Real Estate Agent
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑFinish today's episode for free in the Ramsey Network app.
    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    "My husband put us in $4.5 million in debt and I just found out,"

    "Our lender wasn't transparent about fees,"

    Dave reacts his advice from a 1995 TV show interview,

    "How do we pay off $130K in student loans?"

    "Do our kids really have no obligation to help us?"


    Support Our Sponsors:

    BetterHelp: betterhelp.com/Delony to get 10% off your first month  

    The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit


    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    Christian Healthcare Ministries: Find out more at https://info.chministries.org/dave-ramsey


    Churchill: Get started at ChurchillMortgage.com



    Next Steps
    ๐Ÿ  Find a Trusted Real Estate Agent
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ  How to Buy a Home Course

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑFinish today's episode for free in the Ramsey Network app.
    Dave Ramsey & Ken Coleman answer your questions and discuss:

    "I'm married but have to beg for money..."

    "We sold our home to pay off debt, what's next?"

    "My friend may be fired if I take a promotion,"

    "My mortgage is 40% of my income, should I sell my house?"

    "A tree company crane fell on our house but they still want us to pay them..."


    Support Our Sponsors:

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%


    Health Trust Financial: Discover Top Health Insurance Plans, All in One Place.


    BetterHelp: betterhelp.com/Delony to get 10% off your first month  


    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ  Find a Ramsey Trusted Real Estate Agent
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress!

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy

  • ๐Ÿ“ฑFinish today's episode for free in the Ramsey Network app.Dave Ramsey & George Kamel answer your questions and discuss:"My husband keeps refusing to combine finances; is he hiding an addiction?""What's wrong with having a credit card?""Should we sell our truck to get back on track?""We make $100K/year and we still can't save,""My HOA just signed me up for $22k of debt!"Support Our Sponsors:The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kitNetSuite: Free KPI checklist, visit netsuite.com/Ramsey BetterHelp: betterhelp.com/Delony to get 10% off your first month Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.Next Steps๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!๐Ÿ  Find a Ramsey Trusted Real Estate Agent๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress!๐Ÿ’ต Start your free budget today. Download the EveryDollar app!Listen to more from Ramsey Network๐ŸŽ™๏ธ The Ramsey Show ๐Ÿง  The Dr. John Delony Show๐Ÿธ Smart Money Happy Hour๐Ÿ’ก The Rachel Cruze Show๐Ÿ’ธ The Ramsey Show Highlights๐Ÿ’ฐ George Kamel๐Ÿ’ผ The Ken Coleman Show๐Ÿ“ˆ EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

  • ๐Ÿ“ฑFinish today's episode for free in the Ramsey Network app.
    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    "We owe the IRS $600,000,"

    "How do I surprise my wife if we combine bank accounts?"

    "I feel guilty for ever going in to debt,"

    "Should I sell my truck to pay off debt and buy a ring?"


    Support Our Sponsors:

    Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.


    NetSuite: Free KPI checklist, visit netsuite.com/Ramsey 

    MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20%



    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ’ธEnter The Ramsey Cash Giveaway for a chance to win $10,000!
    ๐Ÿ“š Shop the $12 Sale to get life-changing tools to help you make real progress!
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐Ÿ  How to Buy a Home Course

    Listen to more from Ramsey Network
    ๐ŸŽ™๏ธ The Ramsey Show  
    ๐Ÿง  The Dr. John Delony Show
    ๐Ÿธ Smart Money Happy Hour
    ๐Ÿ’ก The Rachel Cruze Show
    ๐Ÿ’ธ The Ramsey Show Highlights
    ๐Ÿ’ฐ George Kamel
    ๐Ÿ’ผ The Ken Coleman Show
    ๐Ÿ“ˆ EntreLeadership

    Learn more about your ad choices. https://www.megaphone.fm/adchoices
    Ramsey Solutions Privacy Policy