Episodios
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_______________________
Timestamps:00:00 Job and income04:55 How are you surviving?09:26 SOFI14:39 These debts keep stacking18:55 You're F'd26:37 Your checking is... terrifying30:50 I'm done with your lies34:20 What a terrible outlook36:45 AURA41:41 You need a budget!45:15 This is gonna take a while50:47 Hammer Financial Score
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Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
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Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income05:44 Stop listening to him!10:33 You're BLIND to your finances11:19 SOFI15:05 Do you pay anything on time?19:34 Do you even care?!27:53 You can't justify an Apple Watch30:39 Nothing in checking...who's surprised36:07 Law school? Yeah right...41:44 You need a budget!46:59 Aura57:38 Hammer Financial Score
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¿Faltan episodios?
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Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income04:12 Worst relationship in the world09:25 This is more important than finances 11:42 SOFI13:48 You don't have the income for this!24:22 Holy checking account!28:53 There's no excuse with this spending34:18 AURA38:14 You need a budget!44:06 Please just do this50:00 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support
00:00 Job and income03:22 Diving right in!07:22 What are we doing?09:07 Do you even care?14:47 Sondermind19:32 What is your life, dude?22:26 What does your GF have to say about this?27:02 Smoking reality away30:52 Here's your budget34:14 Just follow this...36:10 Credit Rating41:10 What if it all goes South?51:06 Hammer Financial Score -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income06:30 Already with the excuses10:22 This isn't looking good for you14:50 Opus Clip19:35 Your debt is haunting you26:08 Don't you want to be free?32:48 Your spending doesn't help37:24 Last chance for survey!40:44 So much BS44:22 You need a budget!49:26 Let's fix this!53:24 SOFI58:42 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income03:12 Tough break, dude09:14 You done goofed16:58 Consolidate...then keep spending?19:09 Credit Rating28:51 I've never seen so much Cashapp32:57 I don't think you know how this works35:59 $250 Giveaway37:08 Stick to the budget!!!42:19 Here's the game plan!47:52 SOFI53:07 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income05:16 How we feelin' about this debt?10:55 First of MANY debts18:39 Sondermind25:07 Check this out (Pun intended)30:00 Win $25031:44 You must COMBINE!38:45 Let's budget your craziness52:56 The plan steams ahead54:33 SOFI55:17 This could be so much worse59:59 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income03:47 Survey05:14 Dude is giving away money10:08 Sounds like enabling to me14:50 Your third car by 19?25:21 Okay this is insanity28:31 You have a Sugardaddy?!29:17 SOFI34:40 Starting with $041:49 You're BS'ing me43:17 Credit Rating46:43 You need to budget!52:23 Here's your plan1:00:19 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income04:07 How hard is this?10:00 Addicted to pugs?10:20 Sondermind14:42 Bro you're F'ing me.... Nooo18:07 You need professional help my dude21:47 Getting back to finances... I guess29:08 The addiction wasn't enough35:08 Why all the ATM withdrawals?38:59 I mean it's something41:30 Budget breakdown44:24 Aura46:22 I'll make a deal with you 52:30 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income08:22 Diving into risky decisions17:02 Real Estate23:27 SOFI27:39 Your stomach is making financial decisions 37:48 You DON'T want to do this!43:11 Money isn't everything?55:51 This is not investment advice58:55 You have STUDENT LOANS!?1:06:23 Time to clean up1:08:14 HINGE TIME!!!! (yes, it's finally here)1:15:34 On behalf of the guests1:20:45 SOFI Savings1:23:19 All time bonehead play1:27:30 Here's my advice1:30:30 Stephen Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income02:47 Your parents should be ashamed12:33 How did you GET HERE?!16:07 Do you even take responsibility?16:55 Card Rating20:48 Not even a little bit, dude30:09 Wait you said this was OVER36:27 Your budget isn't real42:43 This is your budget49:04 Here's the plan51:06 SOFI55:19 What you need to get over this59:28 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income04:59 Unemployed and refusing to get a job09:44 Policy Genius13:36 Don't BS me20:26 Do you even care?22:16 Doesn't this scare you?!28:43 You spend like a child33:19 Living like a king without money36:24 What's the point of this?40:00 You need to budget47:55 SOFI53:51 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income05:55 Single income household (Yikes)13:25 Filthy debt habit19:14 Being a good person is irrelevant 23:15 Holy moly you can't afford this28:08 SOFI30:35 Endless BS spending37:12 You have ZERO excuse43:04 So you're gonna take classes?48:11 When does this nightmare end?!51:11 You need a budget1:03:32 AURA1:08:34 Here's the plan1:15:48 You're GOING to counseling!1:23:44 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income04:00 So you do beauty pageants? 07:51 Early start to bad debt10:35 SOFI17:04 So you don't buy groceries?21:42 Is this a joke to you?25:21 Her checking is... unhealthy30:54 OMG her first budget!37:52 AURA39:33 Here's the plan, Stan46:02 What do you say?54:56 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income05:26 We don't BS here11:07 SONDERMIND12:42 Let the spending begin 20:33 You can't afford my MERCH!25:43 He does this while living with his parents33:17 What is this phone bill?34:32 This is just gross36:43 You need to budget43:17 You have no excuse for debt44:32 SOFI46:55 Getting out of debt52:16 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
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Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Jobs and incomes06:39 You're sabotaging your future08:47 Where did this mess BEGIN?!11:49 SOFI18:13 Your credit card is making me ill23:35 Living off of micro loans26:34 Your student loans are UPON YOU!33:12 This is absolutely vile36:01 Worst checking I've ever seen42:42 So... You're F'd49:37 You need to budget59:24 The weight of it all01:03:31 AURA01:06:44 Here's the plan01:12:50 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
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Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income03:14 HOW did we get here?06:19 You're debt is off the chain my dude08:28 Your spending too17:35 SOFI20:12 Your whole life is spending25:05 So this is where it goes31:23 You need to BUDGET38:22 Buddy let's fix you up46:29 AURA44:42 It's looking dire52:09 Thanks, now F off!55:43 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
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Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income 06:08 Hello Fresh 08:10 Really? Two cars?! 13:00 Bad decisions were made 16:31 Welcome to debtville 21:34 I look down on your car 24:44 All your spending is BS 30:27 What are we thinking? 37:29 You need to budget 43:13 Your income is saving you 44:12 Here's the plan 46:04 SOFI 54:50 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income05:00 Where did all this debt come from?12:09 Rocket Money14:00 Why are we spending on this?17:46 Sharing 100K Debt with your parents22:27 Digging into their spending32:08 How's your marriage?37:24 Budget time!44:53 Here's the deal!49:55 SOFI SAVINGS53:41 What your next three years look like59:33 Hammer Financial Score
--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support -
Check out these fun things:
Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]
Sponsorship and business inquiries: [email protected]
_______________________
Timestamps:00:00 Job and income04:16 What is your mentality?07:50 You're not making NEARLY enough11:23 You don't have this15:09 SOFI19:02 Your parents are killing you22:06 Endless spending!28:25 Bring the hammer down on them33:04 Your needs are over 80%36:08 Here's the plan40:46 AURA44:59 It's THAT bad50:17 Hammer Financial Score
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