Episodios
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Welcome to FinTalk, the leading podcast in financial services that addresses the most pressing topics in the finance industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Joli Riley, a former software engineer turned COO and business coach. Together, they explore the evolving landscape of leadership in financial services, discussing regulatory changes, workplace dynamics, and strategies for navigating crises.
This episode of FinTalk covers:
Adapting to regulatory changes in the financial sectorAddressing mental health and post-COVID workplace dynamicsImplementing diversity and inclusivity strategies in financeNavigating technological change and digital transformationApplying crisis management tactics in financial services -
Welcome to FinTalk by Vermeg, the leading podcast in financial services that addresses the most pressing topics in the banking and regulatory reporting industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Navin Rauniar. Together, they explore the intricate world of ESG reporting, the challenges of greenwashing, and the role of financial institutions in driving corporate sustainability.
This episode of FinTalk by Vermeg covers:
The importance of aligning ESG reporting frameworks to avoid greenwashingHow climate risk scenarios can inform sustainability strategiesThe evolving regulatory landscape for sustainable finance across the UK, US, and EUThe impact of geopolitical events on global sustainability efforts and net zero strategies -
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Welcome to FinTalk by Vermeg, the leading podcast in the fintech industry that addresses the most pressing topics in the financial services industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Zahra Shah. Together, they delve into the intricacies of digital transformation in banking, focusing on legacy banking systems and the driving forces behind this transformation.
This episode of FinTalk by Vermeg covers:
Impact of Digital Transformation on Legacy SystemsRegulatory Compliance in FintechCurrent Trends in TechnologyBoard-Level Digital StrategyCultural Change in Transformation ProgramsEpisode Highlights:
Zahra Shah's insight on Legacy Systems: "The best way to get value using digital transformation is to use add-ons or APIs so you don't have to start from scratch."Zahra Shah on Regulatory Compliance: "Regulatory compliance is the biggest driver because of potential loss of reputation, loss of business, and fines."Zahra Shah on Cultural Change: "If you haven't incorporated a cultural change with the digital transformation, then it will not succeed."Listen to the full episode now on your favourite podcast platform and stay informed about the latest trends and regulations affecting your business.
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Welcome to FinTalk by Vermeg, the leading podcast in the financial services industry that addresses the most pressing topics in the regulatory reporting and RegTech space.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Gabriele Sabato, Co-Founder and CEO of Wiserfunding. Together, they explore the challenges and solutions in SME lending, regulatory impacts, government support, and the transformative role of technology.
This episode of FinTalk by Vermeg covers:
SME Lending Challenges: Understanding the inherent risks and economic pressures faced by SMEs.Regulatory Impact: The effects of Basel regulations and the removal of the SME supporting factor in the UK.Government Policies and Support: A comparison of SME support measures in the UK and Europe.Technology as a Solution: How digitalisation and financial technology can improve capital allocation and financial literacy for SMEs. -
Welcome to FinTalk by Vermeg, the leading podcast in the financial services industry that addresses the most pressing topics in the regulatory reporting and regtech sectors.
In this episode, our host Jawad Akhtar is joined by renowned industry experts Andrew and Steve. Together, they delve into the intricacies of Basel 3.1 regulations and their significant impact on the financial services sector.
This episode of FinTalk by Vermeg covers:
Navigating Basel 3.1: Insights into the anticipated updates on market risk management, Credit Valuation Adjustment (CVA), and operational risk.Transitional Provisions: What the shortened timeframe means for compliance and how firms should prepare.Data Requirements: Identifying new client data fields and understanding their importance for regulatory reporting.Strong and Simple Regulations: Exploring the expected minor changes and their implications for financial services compliance.Due Diligence: Addressing the upcoming challenges around standardised credit risk assessment (SCRA) and the need for robust internal processes.Industry Advice: Practical steps for firms to gear up for these extensive regulatory changes. -
Welcome to FinTalk by Vermeg, the leading podcast in financial services that addresses the most pressing topics in the financial services industry.
In this episode, our host Jawad Akhtar is joined by renowned RegTech expert James Phillips. Together, they delve into how technological innovations and regulatory changes are reshaping the financial services landscape.
This episode of FinTalk by Vermeg covers:
The Role of Technological Innovations: How new technologies are essential for staying competitive in the financial market.The Importance of Data Quality: Discussing why high-quality data is crucial for operational success and compliance.Proactive Governance, Risk, and Compliance (GRC): Exploring the benefits of adopting a forward-thinking approach to GRC.The Impact and Integration of AI in Compliance: How AI is revolutionising compliance processes in financial services. -
Welcome to FinTalk, the leading podcast in regulatory compliance and financial services that addresses the most pressing topics in the industry. In this episode, our host Jawad Akhtar is joined by Jessica Cath from Thistle Initiatives. Together, they talk about the world of financial crime prevention, regulatory compliance, and the evolving regulatory landscape.
This episode of FinTalk covers:
Unpacking the implications of the FCA's Dear CEO letter for financial crime preventionInsights into the UK government's strategic focus on countering fraud and money launderingChallenges faced by firms, particularly smaller players, in implementing regulatory changesEpisode Highlights:
Jessica Cath emphasises the importance of robust risk assessments for financial firmsThe UK government's strategic goals in countering fraud and money launderingPractical tips for firms to navigate the evolving regulatory landscape -
Welcome to FinTalk by Vermeg, the leading podcast in financial services that addresses the most pressing topics in the regulatory reporting and Regtech industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Kasia. Together, they delve into the significance of diversity and inclusion in the workplace and how it can lead to improved financial performance and productivity.
This episode of FinTalk by Vermeg covers:
The measurable benefits of diversity within companiesThe current landscape of women in tech leadership positionsThe importance of cultural intelligence over mere statistical diversityThe role of data in driving diversity and inclusion initiatives -
Welcome to FinTalk by Vermeg, the go-to podcast for financial services that tackles the biggest issues in finance.
In this episode, our host Jawad Akhtar welcomes Michael Lawrence from Bovill, a top expert in the field. They talk about the nitty-gritty of Consumer Duty and what it means after the July 2023 deadline. They'll also look at how the FCA's changing rules and how technology can help with following the rules.
This episode of FinTalk by Vermeg covers:
Where we are with putting Consumer Duty into action in the wealth management worldHow the FCA's steps are helping companies understand what 'fair value' meansThe struggles companies have with Consumer Duty's broad rulesWhy technology and new ideas are key to meeting Consumer Duty needs -
Welcome to FinTalk by Vermeg, the leading podcast in financial technology that addresses the most pressing topics in the financial services industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Emma Parry from RegTech Associates. Together, they delve into the dynamic role of AI in financial regulation, offering invaluable insights on how technology is being harnessed by central banks and the implications this has for market integrity and surveillance.
This episode of FinTalk covers:
The innovative ways AI is being utilised by central banks for market surveillance and detecting economic shocks.
The role of digital sandboxes in testing market manipulation scenarios.
The concept of AI as a copilot in regulatory technology and its applications in financial services.
The challenges and opportunities presented by AI, including data governance and fraud prevention.
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Welcome to FinTalk, the leading podcast in financial services that addresses the most pressing topics in the banking and regulatory reporting industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Enrico. Together, they delve into the nuances of the PRA's release of the near-final Basel rules and the implications for financial institutions.
This episode of FinTalk covers:
The PRA's approach to Basel implementation and the potential for last-minute changes.The distinction between the Internal Model Approach and the Standardized Approach for market risk.The explosion of detail in the EU's regulatory technical standards and what it means for reporting.A pragmatic look at the trajectory of regulatory reporting and data quality. -
Welcome to FinTalk by Vermeg, the leading podcast in financial services that addresses the most pressing topics in the financial services industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Anna Nicolis. Together, they discuss the importance of AI ethics within financial services, the challenges of regulatory compliance, and the management of AI risks.
This episode of FinTalk by Vermeg covers:
The intersection of AI ethics with regulatory reporting and compliance.The role of AI in transforming risk management strategies within financial services.How global regulations such as the EU AI Act are shaping industry standards.Strategies for firms to adapt to rapid AI advancements and regulatory changes. -
Welcome to FinTalk, the leading podcast in Financial Services that addresses the most pressing topics in the banking and regulatory reporting industry.
In this episode, our host Jawad Akhtar is joined by renowned industry experts Rheta Du Preez and Rogan Pietersen from Monocle Solutions. Together, they delve into the intricacies of Model Risk Management and its impact on the banking sector.
This episode of FinTalk covers:
Understanding Model Risk Management as part of Supervisory Statement 123
The role of governance and Senior Management Functions (SMF) in model risk management
The importance of a smart, risk-based approach to compliance
Future implications of model risk management, including the advent of ESG regulations
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Welcome to FinTalk by Vermeg, the leading podcast in the financial industry that addresses the most pressing topics in the world of regulatory reporting and risk regulation.
In this episode, our host Jawad Akhtar is joined by the renowned industry expert Brain Momoh, Senior Manager at Avantage Reply. Together, they delve into the crucial topic of business transformation, discussing the role of technology, the importance of governance, and navigating the challenges of legacy systems.
This episode of FinTalk covers:
Understanding the Importance of Business TransformationThe Role of Technology in Driving TransformationThe Significance of Governance in Successful TransformationsOvercoming the Challenges of Legacy Systems in Banking -
Welcome to FinTalk by Vermeg, the leading podcast in FinTech and RegTech that addresses the most pressing topics in the financial and regulatory technology industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Deborah Young, CEO of the RegTech Association. Together, they delve into the importance of trust and collaboration in the RegTech industry and predict its future.
This episode of FinTalk by Vermeg covers:
The significance of trust in RegTechThe role of collaboration among regulators, institutions, software vendors, and governmentThe function and impact of the RegTech AssociationThe effects of regulatory changes on the industryThe embrace of innovation within institutionsThe potential of RegTech in various societal issues, like digital identityThe future plans of the RegTech Association -
Welcome to FinTalk by Vermeg, the leading podcast in Regulatory Reporting and RegTech that addresses the most pressing topics in the financial services industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Martin Worner, Chair of Stelerator. Together, they delve into an insightful discussion about the current state of blockchain and cryptocurrencies, the importance of legislation, and the potential of Central Bank Digital Currencies (CBDCs).
This episode of FinTalk by Vermeg covers:
The role of legislation in the blockchain and crypto space
The emergence of Central Bank Digital Currencies (CBDCs)
The potential of blockchain in automating financial transactions
The necessity of regulation for consumer protection
561dd89ad65a840145a62ba7f14a577a595e3c89 -
Welcome to FinTalk by VERMEG, the leading podcast in Financial Services that addresses the most pressing topics in the FinTech and RegTech industry.
In this episode, our host Jawad Akhtar is joined by the renowned industry expert Navin Rauniar, a partner at Tata Consultancy Services (TCS). Together, they navigate through the complexities of ESG reporting, highlighting the importance of data, the challenges of regulations, and the future of ESG reporting.
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Welcome to FinTalk by Vermeg, the leading podcast in Financial Services that addresses the most pressing topics in the Regulatory Reporting industry.
In this episode, our host Jawad Akhtar is joined by renowned industry expert Enrico Messori, Director of Deloitte UK. Together, they delve deep into Basel 3.1, its implications for market risk, and the challenges of data and technology in the financial services sector.
This episode of FinTalk by Vermeg covers:
• The significance and changes in Basel 3.1, especially in market risk.
• The intricacies of the C.V.A. Framework and its expanded scope.
• The minimal changes in SA-CCR due to the C.V.A. framework alterations.
• The surge in reference data needs, the role of third-party providers, and the importance of data quality in regulatory reporting.
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Welcome to FinTalk, the leading podcast in Financial Services that addresses the most pressing topics in the FinTech and RegTech.
The introduction of Basel 3.1, its impact on commercial property mortgages, and the relationship between loan-to-value (LTV) bands and risk weights.How Basel 3. 1 changes will impact capital requirements, particularly for firms involved in social housing.The PRA's role in setting regulations and their stance on risk weights, social housing, and the January 2025 implementation date.Importance of firms undertaking impact analysis to understand the changes required by the new rules.
In this episode, our host Jawad Akhtar talks with Oivind Andresen, a leading expert
in financial regulations, to explore Basel 3.1 and its profound implications for the
financial services industry. They discuss mortgage markets, risk weights, the
Prudential Regulation Authority's (PRA) role, capital requirements, compliance, and data governance.
This episode of FinTalk covers:
Links & references:VERMEG:
https://www.vermeg.com/
https://www.linkedin.com/company/vermeg/
Jawad Akhtar:
https://www.linkedin.com/in/jawad-akhtar-313562b/
Oivind Andresen
https://www.linkedin.com/in/oivind-andresen-580a8a2/ -
Welcome to FinTalk, the leading podcast in Financial Services that addresses the most pressing topics in the FinTech and RegTech.
In this episode, our host Jawad Akhtar talks with Paul Whitmore, Global Head - Counterparty Risk Solutions at Fitch to illuminate the Basel III final reforms and their global banking implications. They discuss the SCRA and ECRA approaches, the surge in interest in Basel III reforms amidst the COVID-19 pandemic, the role of different ratings, grades, and agencies in shaping banks' strategies, and much more.
This episode of FinTalk covers:
• Understanding the Basel III reforms and their impact on banking, particularly focusing on SCRA and ECRA approaches.
• The importance of quantitative impact studies in understanding and managing the implications of these reforms.
• The role of ratings, grades, and agencies in helping banks devise effective strategies.
• Exploring the unique implications for unrated banks within the Basel III regulatory framework.
• An in-depth discussion on the different interpretations and implementations of Basel III reforms across various jurisdictions like the EU, UK, and US.
Episode highlights:“I'll give you an example. So the Canadian regulators that came into effect this year, they've given banks an option of how to treat unrated banks. You can use the simplified approach. Soone risk weight for all unrated banks, but you've got to stick with it. You can't swap and choose or you can adopt the SCRA. So most Canadian banks have opted for the simplified approach. "Let's just stick with I think it's 50% risk weight. That's not a bad compromise. We might not benefit from a 30% or a 40% risk weight, but we are avoiding the 150% risk way." So it was the regulators of Canada to make that decision on what's best for their country. And every country will implement something slightly different I think.” - Paul Whitmore (09:32)
“So this will probably have the largest impact. I think what people have to try and think about is it's not just this unrated bank thing. It's how bank exposures are being treated by all of the Basel proposals. So no longer can you estimate your own LGD. Okay, you could use your own rating assessment previously.” - Paul Whitmore (13:11):
“Okay, so that again, the framework is still being adopted, but there's nuances and every jurisdiction is going to have a slightly different flavor to it. Australia didn't implement the SCRA. They're fully on board with the Basel III final reforms, but decided on a simplified approach again. They felt after speaking to three or four of the larger banks in Australia, they said APRA felt that the SCRA was too complicated, which I don't think it is. As these banks were laughing at that saying, "Well, we all said it was a great approach, that APRA decided that it was too complicated to implement at this time." So they've gone for a simplified approach again.” Paul Whitmore (16:56):
Links & references:
VERMEG:
https://www.vermeg.com/
https://www.linkedin.com/company/vermeg/
Jawad Akhtar:
https://www.linkedin.com/in/jawad-akhtar-313562b/
https://www.linkedin.com/in/paul-whitmore-92a90412/
Fitch Solutions: Data, Research & Analytics for Credit Risk & Strategy
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