Episodios

  • Steve Clapham is an ex-hedge fund analyst and the founder of Behind the Balance Sheet, an investment research and investor training consultancy firm.

    💼 Get us to visit your workplace: 
    Want us to help you and your colleagues with a financial education?
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    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/ukb43j

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E10

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • Naomi Greatorex is the Managing Director of insurance broker Heath Protection. It’s not pleasant thinking about dying or getting seriously ill. But what happens if we don’t cover ourselves from the worst things that can happen?
    If you have questions, you can ask Naomi here: [email protected]

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service through one of the providers above (investment platforms or Heath Protection), we may receive a small commission. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/ukb43j

    ✉️ Newsletter
    If you want a summary from this episode, subscribe to our newsletter: https://makingmoney.email/S4E9

    💼 Want 1:1 guidance from a financial advisor?
    Email [email protected] for more info.

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

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  • Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book, Money on Your Mind looks at how we can develop a better relationship with money, because it pervades everything we do.
    *Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to*

    💼 Want 1:1 guidance from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’. https://makingmoney.email/4hngaq

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E8

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • You asked us:

    How can we efficiently purchase property for children? Or why is it not widely encouraged, likewise with pensions for children?

    What's better: premium bonds or high interest savings accounts?


    Want 1:1 guidance from a financial advisor? - email [email protected] for more info.

    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • You asked us:

    If your employer will not match anymore than the required 3% - should you put surplus cash in the workplace pension, a stocks and shares isa or a sipp?

    What % do we save every month?


    Want 1:1 guidance from a financial advisor? - email [email protected] for more info.

    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • Linda Yueh is Professor of Economics at London Business School and a Fellow at Oxford. She’s written a book called The Great Crashes: Lessons from Global Meltdowns and How to Prevent Them. (https://www.penguin.co.uk/books/315580/the-great-crashes-by-yueh-linda/9780241988084)

    💼 Want 1:1 guidance from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’. https://makingmoney.email/4hngaq

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E7

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • Philip Roscoe is Professor of Management at the University of St Andrew’s Business School. He’s written a book called ‘How To Build A Stock Exchange: The Past Present and Future of Finance.’

    💼 Want 1:1 guidance from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’. https://makingmoney.email/4hngaq

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E6

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • Sir Paul Collier is a world-renowned development economist, a former UK government advisor and a professor at Oxford University. His latest book is Left Behind: A New Economics for Neglected Places: https://amzn.to/4cRWIIm.

    🫡 Want guidance 1:1 from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/4hngaq

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E5

    💼 Get us to visit your workplace: 
    Want us to help you and your colleagues with a financial education?
    Email [email protected] and he'll explain more.

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • Emilie Bellet is the founder and CEO of Vestpod, a digital platform and community that empowers women financially through education

    🤝 Want guidance 1:1 from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’.

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E4

    💼 Get us to visit your workplace: 
    Want us to help you and your colleagues with a financial education?
    Email [email protected]

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • Alex Edmans is an economist and Professor of Finance at the London Business School. His book ‘May Contain Lies’ is about how our biases are exploited and what we can do about it. 

    🤝 Want guidance 1:1 from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/4hngaq.

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E3

    💼 Get us to visit your workplace: 
    Want us to help you and your colleagues with a financial education?
    Email [email protected]

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • We can’t talk enough about the pension’s crisis. Most people aren’t saving enough for the life they are going to want and something has to be done about it. We cover the big questions: why is there a problem, how much we really need to be saving and will the state pension even exist when you retire?
    Tom McPhail is a pensions industry expert. A former Head of Policy at Hargreaves Lansdown, he now works for finance consultancy firm Lang Cat.

    🤝 Want guidance 1:1 from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/4hngaq.

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E2

    💼 Get us to visit your workplace: 
    Want us to help you and your colleagues with a financial education?
    Email [email protected]

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • We've got news - we've started a new company called Most and have bought the Making Money podcast from Kindling Media.
    You can check out Most here: https://getmost.co.uk/.
    If you want us to come into your workplace to give a financial education, email Will on [email protected].

  • Patrick Boyle is an ex-hedge fund trader and one of the biggest finance YouTubers in the world. As a trader, he spent decades looking at data and using it to try to predict what’s going to happen. We talked about what he thinks will happen over the next 10 years in investing and whether Brexit is really to blame for the UK’s economic woes. 

    🤝 Want guidance 1:1 from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/4hngaq.

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E1

    💼 Get us to visit your workplace: 
    Want us to help you and your colleagues with a financial education?
    Email [email protected]

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • You asked us:

    As parents, how do you cope with cost of parenting?

    How do we get politicians to listen to our financial concerns?


    Want us to come into your workplace to give your people financial help?
    Email [email protected]

    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • You asked us:

    What do you do to stop yourself overly worrying about your financial future?

    I’d really like to start investing, but I don’t know whether I should use my bank’s ISA plan or maybe open a Vanguard or Trade 212 account? Or both?


    Want us to come into your workplace to give your people financial help?
    Email [email protected]

    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • You asked us:

    When I started work the advice was to buy a house and then worry about your pension, is that still true?

    Is investing in the US is effectively investing globally? 


    Want us to come into your workplace to give your people financial help?
    Email [email protected]

    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • You asked us:

    Is it too late to start investing at 50?

    How do you save during the cost of living crisis?


    Want us to come into your workplace to give your people financial help?
    Email [email protected]

    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • Can you really get rich by cutting costs? Is the 4% rule right for everyone? What are the biggest mistakes we make when it comes to tax? Chris Bourne has worked in the finance industry for over 20 years and is a personal finance Youtuber. We got him on to talk about our biggest misconceptions about building wealth and how we can do it in the most tax efficient way.

    🤝 Want guidance 1:1 from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/4hngaq.

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S3E12

    💼 Get us to visit your workplace: 
    We can give your team a financial education and support.
    Email [email protected]

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • Martin Wolf is Chief Economics Commentator at the Financial Times (FT). In his book 'The Crisis of Democratic Capitalism' he argues that market capitalism and democracy rely on each other to function but that both are failing. How did we get here, what’s at stake, and is there anything we can do? 
    You can buy Martin’s book here: https://amzn.to/3UQgBZM

    🤝 Want guidance 1:1 from a financial advisor?
    Email [email protected] for more info.

    📈 Investment platforms we use:
    Trading 212
    Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.
    https://www.trading212.com/promocodes/MM
     If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.

    InvestEngine 
    Get a £25 bonus when you invest at least £100.
    https://investengine.pxf.io/daOD2Q

    Vanguard
    https://www.vanguardinvestor.co.uk/
    This is not an affiliate link.

    If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.
    Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

    🎉Sponsors
    Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
    Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/4hngaq.

    ✉️ Newsletter
    If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S3E11

    💼 Get us to visit your workplace: 
    Want us to help you and your colleagues with a financial education?
    Email [email protected]

    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

  • Are Global Index Funds too exposed to the US tech sector? Would it be better to just be invested in those companies and get much higher returns? What happens if everyone was a global index investor? Recently Damo did a video on his channel in response to an increase in articles raising concerns about Global Index Funds (https://www.youtube.com/watch?v=nz0Ecl_QnXk). He talks T through those concerns and answers your biggest questions.
    You can listen to our step step by step guide to index fund investing (Season 2, Episode 3 ‘How to ACTUALLY start investing) here: https://link.chtbl.com/-nhv3Nji

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    Disclaimer:
    This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.