Episodios
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Hey Mama,
I know what it’s like to get to the end of the Christmas season only to find out that you’ve already spent all of your Christmas budget. Which is so EASY to do! Especially if you’re like me and you want to make sure that everyone gets a gift and feels loved by you. Or you want your Children to be involved and so you let them buy Christmas gifts for everyone as well, meaning you're buying two gifts for everyone.
As we head into the last week before Christmas when we tend to start running low on Christmas funds, I wanted to keep your spirits up and bring you a few things you can do so that you can get those last minute items without having to reach for that credit card.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode.
Xo Molly
P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to [email protected] to book your call now.
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Next Steps:
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama,
It’s that time of year and Christmas is just around the corner. If you’re anything like me, you dream of doing all the things, giving as much as you can and working to instill the spirit of Christmas into your Children while also teaching them about its true meaning, the birth of Christ.
But you have one dilemma, your budget for all things Christmas is Small. How are you supposed to get them the toys they are asking for, do all of the fun family activities or buy the pretty decorations? Have no fear because that is exactly what we are talking about today!
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode.
Xo Molly
P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to [email protected] to book your call now.
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Next Steps:
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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¿Faltan episodios?
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Hey Mama,
I know how difficult it can be to do the fun things on one income. You want to be that mom who creates fun Christmas traditions and memories with your children that they and you remember for a lifetime, but you fear that they will cost too much for you to be able to afford. Let me stop you right there. You can create the best memories on a dime and I am going to show you how right now!
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode.
Xo Molly
P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to [email protected] to book your call now.
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Next Steps:
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama,
If you live in the United States, this week is Thanksgiving. It’s all about being grateful for what we have and blessing God for those things. However, the world we live in is all about selfishness, about how you as an individual are going to make it out in the end. A heart posture based on selfishness will never generate abundance. Instead you need to walk away from the world and lean into gratitude, contentment, patience and love to be able to truly embrace a life of joy and wealth.
And that my friend is what this episode is all about. How a heart posture of gratitude can generate wealth and abundance both physically and emotionally, even when you are living on a budget.
So cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama!
A couple episodes ago I gave you a way to save some cash fast for Christmas. I gave you a no spend challenge and I got to thinking, if you are saving all of your extra cash for Christmas, (which if you want to learn more about that go check out episode 102) but if you are saving all of your extra cash, how are you supposed to host thanksgiving if you haven’t already saved for the holiday?
That my friend is what today is all about! I am going to share with you how I host thanksgiving using only my monthly grocery budget and nothing extra. So plug in your headphones, grab a pen and paper and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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RESOURCES:
102. Low on Christmas Money? Save Money Quickly Using the No Spend November Challenge.
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Hey Mama,
Today we are going to be digging a little deeper into saving money. As a beginner the idea is simply to put money into your savings account each and every month. And while this is a great start it’s even more important to make sure each dollar has a job even in the savings account. That's why in this episode you are going to learn about sinking funds and how with their help you will always have the cash you need on hand!
Go plug in your headphones, grab a cup of tea and let’s dive in.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Resources:
96. Is Your Money Spread Thin So You Never Actually Reach Your Goals? How to Budget Your Goals for Success.
97. Are You Spending Too Much Money? How to Know if Your Spending Money Is Keeping You From Reaching Your Goals.
100. Looking To Save and Pay Debt off Quickly? 3 Ways to Stay on Track With Your Savings and Debt Goals.
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Hey Mama,
As we have just started the month of November I thought it would be a good time to introduce a no spend challenge. Whether you have been saving money all year long and are looking for a little cushion for the holidays or haven’t started saving at all, this is a great way to get some cash for both Thanksgiving and Christmas.
So grab your headphones, a festive drink and let’s dive in.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama,
Consistency is a goal when it comes to being able to stick to your budget. It’s how you know that you will be able to do the same thing every time it comes to your budgeting, but did you know that there are different ways you can be consistent? Well that is what we are talking about today, the 3 money management systems to work on so that you can be more consistent with your budgeting.
So pop in your headphones, grab yourself a yummy drink and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama,
It's time to strengthen your saving muscle, because you didn’t set goals only to watch yourself spend the money needed to reach those goals. You also want to be able to reach those goals in a timely manner, so if you are ready to stay on track with your savings and debt goals then this episode is for you! Today I am giving you 3 ways to reach those financial goals you so badly want to achieve faster.
So go plug in your headphones, grab yourself a fun drink and let’s jump in.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama, have you ever looked at your budget and thought to yourself that something just feels off, but you go ahead and fill out your budget the exact same way you have been doing it and by the end of the paycycle you find that another budget bit the dust because you just couldn’t follow it.
This my friend is normal, and this feeling that something is off is what we are going to be going over today. If something doesn’t feel right then things have to change, so in todays episode you are going to learn what it means to have a budget out of alignment with your life so that you can create a budget that you are excited to follow because it is supporting the life you want to live.
So go grab yourself a nice warm drink and a pair of headphones and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Welcome to the one income family podcast.
Today we are diving into what I believe is the one of the most important things you need to be doing in order to make it financially on one income and that is planning. I know it takes time and unless you’re like me and love to strategize and create a plan it’s not very fun, but it is extremely important. You are going to learn how embracing planning will change your finances, will help you stick to your budget and will get you one step closer to your goals.
So go grab your favorite drink and head outside for some fresh air and let’s head into today’s episode.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama, welcome to the one income family podcast where we talk all things budging on one income.
Today we are going to jump into what can feel like a losing battle, and that is getting a grip on your spending. Now don’t take this to believe that the reason you are off budget is because of your spending and that it’s a bad thing to have spending money.
On the contrary, I want you to enjoy your life and having a little spending money is not going to hurt you or your budget. In fact it gives you the freedom to spend that money without worrying if you’re going to dip into other more important funds.
But if you’re not careful that little bit of freedom can start burning a hole in your pocket and you find yourself giving into the desire even when you’ve spent all of your budgeted amount for free spending. That is what we are going to talk about today. How to curb that urge so that you’re spending money isn’t the thing keeping you from reaching your goals.
So go grab your favorite drink and head outside as we head into today’s episode.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Is your money spread thin from trying to reach all of your goals simultaneously? I’ve been there! A little emergency fund here, a little vacation there and never actually reaching your goals. That’s the thing about money and time. There is a set amount and that’s not going to change. The hard part is deciding what is actually important. Have you ever sat down and analyzed what is going on in your budget? More than likely there is something in there that is less important and it’s taking up space for what is truly important. I’ve heard it said many times for time management, but it works well for money management as well. If it’s not in your budget, it’s not truly important to you. That’s why today I am going to guide you through prioritizing your goals.
So go grab that stroller and enjoy some time for you and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama, I talk a lot about figuring out your priorities and creating a budget that tells your story. What you and your family enjoy and the life you want to live. So I figured it was time to give you an episode that talks about how to do that. How do you find balance in a budget? In other words, how do you set up a budget that doesn’t make you feel restricted, but also has safe boundaries in place to keep you from overspending. That’s what we are going to talk about today. How to balance your budget in a way that tells all who see it what is important to you and what brings you joy.
It’s time for you to go make yourself some coffee and grab a seat as we dive into today's episode.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Today, we are going to be jumping into the conversation of saving money. Now we all know that we should be saving money, but the big question is what should we be saving for?
I have found there to be 5 constants that each budget should have. How you handle each category and create boundaries and amounts will differ, but by knowing what these categories are, it will take the guesswork out of what you should be saving for?
As we head into fall go grab that stroller so that you can enjoy the last bits of the season and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Have you ever wondered how you are supposed to release control when the steps God tells us to take put you right back in the driver's seat? Well that is exactly what this episode is all about. I am going to share with you the thoughts that God has been sharing with me. It’s time to learn how to be in control without being in control.
Go grab your coffee and a seat and let’s dive in.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Setting up a budget for success isn’t about the numbers or the categories or even the budget itself. That is why I recorded these 5 tips to help you set up a budget that’s going to bring you success. It’s going to give you the life you and your family want to live instead of feeling restricted and like you “can’t” do anything. It’s time to shift your mindset and start seeing what you can and you get to do.
Go grab yourself an iced coffee and enjoy a moment for yourself as we dive into today’s episode.
Xo Molly
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a Budget Coaching Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama,
How often do you find yourself struggling financially? Have you ever wondered why? Why do you feel like you are struggling financially when all of your bills are covered, you’re able to feed your family and other needs are met? Well that my friend is what today’s episode is about. God shared with me a truth behind the real reason we are struggling financially and I’m ready to share that with you. To get down in the ugly part of our brains and reveal the ugly truth behind financial struggle on one income.
So go grab yourself a latte and get ready to feel all the feels as I know God is going to do some work in you as He has been doing in me.
Let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Today I am diving into some budgeting mistakes that make your budget feel tight and keep you living paycheck to paycheck. I also share with you what it is you can do to change your habits and give you a budget that brings peace instead of overwhelm.
So go grab that stroller and a yummy drink and let’s get to it.
Xo Molly
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a Budget Coaching Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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RELATED EPISODES:
40. My Number One Rule That Keeps You From Spending Money You Don’t Have!50. 3 Myths That Will Keep You From Thriving on One Income and What to Do About It.72. Tired of Being Frugal Just to Stick To Your Budget? My Budgeting Method That Makes Sticking To Your Budget Easy! -
It is so easy to overlook the way God provides for us because it’s not usually in the way we want or expect. Plus, in the world's eyes it looks cheap. It looks poor. It looks like we are incapable of taking care of ourselves. It looks vulnerable and reliant upon others and we live in a world that thrives on independence.
Today I wanted to share with you the way God has moved in my life. How He has provided for myself and my family all throughout my life. My hope in sharing these stories with you is that it helps you to open your eyes to how God is working and providing in your life, so that you can start looking for it and get excited the next time it happens.
So go grab yourself a yummy drink and maybe some tissues because I believe God is going to do some work in us today. Let’s get to it.
Xo Molly
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.
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