Episodios
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Welcome back to one of our most popular guests, Kian Bennani from Hi Homes, also known as the âking of new developments.â Last time, we focused heavily on the opportunities and excitement around new developments. Today, Iâm going to challenge Kian on this, especially since Iâve had my own doubts after seeing several properties. Weâll also be digging deeper into Kianâs personal portfolio and talking about the Calahonda Collection, a project heâs involved with. Stay tunedâthis oneâs going to be insightful!
In this episode, we sit down with Pablo Espejo Vergara, a seasoned legal expert in Spanish family and inheritance law from MartĂnez-EchevarrĂa, to explore the unique challenges expats face when it comes to owning property and estate planning in Spain. From understanding forced heirship laws to navigating cross-border inheritance, Pablo answers crucial questions that every foreign property owner in Spain should know.
Whether you're concerned about making a will, understanding inheritance tax implications, or simply want to avoid legal pitfalls, this episode offers valuable insights tailored for expats. Got questions about wills, inheritance, or marital property laws in Spain? Tune in to learn more insights about how to protect your assets and plan for the future.
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
Website: www.marbellapropertypodcast.com
Guest: Kian Bennani from https://hihomes.es/
Contact: [email protected] / +34 645 58 60 63
YouTube: https://www.youtube.com/@HiHomes
Facebook: https://www.facebook.com/hihomesmarbella/
Instagram: https://www.instagram.com/hi_homes/
Tik Tok: https://www.tiktok.com/@hi_homes
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In this episode, we sit down with Pablo Espejo Vergara, a seasoned legal expert in Spanish family and inheritance law from MartĂnez-EchevarrĂa, to explore the unique challenges expats face when it comes to owning property and estate planning in Spain. From understanding forced heirship laws to navigating cross-border inheritance, Pablo answers crucial questions that every foreign property owner in Spain should know.
Whether you're concerned about making a will, understanding inheritance tax implications, or simply want to avoid legal pitfalls, this episode offers valuable insights tailored for expats. Got questions about wills, inheritance, or marital property laws in Spain? Tune in to learn more insights about how to protect your assets and plan for the future.
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
Website: www.marbellapropertypodcast.com
Guest: Pablo Espejo Vergara
Contact: [email protected]
Website: https://www.martinezechevarria.com/en/
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Ever wondered how to break into the highly competitive real estate market? Join us as Jimmy Widén, founder of 3SA Estate, takes us through his journey from TV commercials to Marbella's luxury real estate scene. Listen as he shares personal stories, lessons from early investments, and his strategies for thriving in the ever-changing luxury property market Discover how he overcome early challenges, built a world-class team, and grew a portfolio that caters to high-net-worth clients.
Hosted by Gretel Kutan & Camilla Liftinger
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
Website: www.marbellapropertypodcast.com
Guest: Jimmy Widén
Contact: [email protected]
Website: https://3saestate.com/
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In this episode, we sit down with experienced lawyer Antonio Flores from Lawbird law firm to talk about the crucial differences between short-term holiday rentals and long-term leases in Marbella and the Costa del Sol. We discuss the key legal definitions of each rental type and the implications for property owners. Antonio sheds light on recent regulatory changes impacting short-term rentals, including licensing requirements, community restrictions, and the potential for more stringent rules in the future. He also explores the benefits and risks of long-term rentals, offering tips on tenant verification, lease agreements, and landlord protections. Whether you're renting your property for the holiday season or leasing it out long-term, this episode provides essential legal advice and practical insights for navigating the ever-changing rental market in Marbella. Tune in to ensure your rental strategy is not only profitable but fully compliant with the latest regulations.
Hosted by Gretel Kutan & Camilla Liftinger
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
Website: www.marbellapropertypodcast.com
Guest: Antonio Flores
Contact: [email protected]
Website: https://www.lawbird.com/
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After a refreshing summer break, we're excited to bring you a brand new episode of the Marbella Property Podcast! In this post-summer edition, we chat about how the season has shaped the rental and real estate markets, sharing our personal experiences with summer rentalsâwhat's changed, what's stayed the same, and even some funny moments along the way. We also unveil our plans for the podcast: new formats, exciting guests, and even a potential mastermind event! Plus, we'll dive into upcoming hot topics. Stick around as we explore the latest buzz in Marbella's property market and invite you to share your stories with us!
Hosted by Gretel Kutan & Camilla Liftinger
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
Website: www.marbellapropertypodcast.com
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In this episode, Tracey Blackwell, a seasoned expert from Perfect Place Estepona, joins us to talk about the charming town of Estepona, AndalucĂa. Estepona, known for retaining its traditional Spanish feel amidst modern developments, offers a blend of cultural richness and modern amenities, making it a top choice for both investors and foreign homeowners on Costa del Sol.
Tracey shares her personal journey to Estepona, highlighting the safety, community spirit, and the town's bustling calendar of free cultural events as key factors that make it an attractive destination. Esteponaâs charm is further enhanced by its title as the "Garden of the Costa del Sol," thanks to its vibrant natural landscapes and meticulously maintained public gardens.
Listeners will learn about Esteponaâs must-visit landmarks such as the Orchidarium and the panoramic views from the new tower near the port. Tracey also discusses the extensive pedestrian areas and the newly enhanced beach promenade, which have transformed the town into a picturesque and inviting place.
The property market in Estepona has seen a significant upsurge in recent years, with the town now ranking as one of the most expensive locales on the Costa del Sol. Tracey explains the trends in local real estate, including the high demand for properties in the old town, and offers insights into what makes Estepona a compelling market for both local and international investors.
For those considering property investment, Tracey recommends focusing on properties with unique features like exceptional views or large terraces. She also touches on government schemes aimed at making homeownership accessible to locals, despite the rising property prices.
Join us to uncover why Estepona continues to enchant residents and attract savvy investors, and hear firsthand from Tracey Blackwell about the enduring appeal of this beautiful Costa del Sol gem.
Hosted by Gretel Kutan & Camilla Liftinger Facebook: www.facebook.com/groups/marbellapropertypodcast/ Instagram: https://www.instagram.com/marbellapropertypodcast/
Guest: Tracey Blackwell
Website: https://www.perfectplaceestepona.com/en/
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In this episode, we welcome esteemed lawyer, Marta Fernandez Gonzalez from MartĂnez-EchevarrĂa Abogados, to discuss the details and recent developments surrounding Spain's Golden Visa program. As rumors circulate about the potential cessation of the program, we look into what this means for prospective investors and the broader implications for the real estate market, especially in the Costa del Sol. We'll also explore viable alternatives, including the emerging Digital Nomad Visa, and assess their potential as substitutes for the Golden Visa.
Website www.marbellapropertypodcast.com
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram @MarbellaPropertyPodcast
Host Gretel Kutan @gretelkutan
Host Camilla Liftinger @camillaliftinger
Guest: MARTA FERNANDEZ GONZALEZ
Website: https://www.martinezechevarria.com/
Contact: +34 952 765 000 // [email protected]
Instagram: @martinezechevarria
Linkedin: MartĂnez-EchevarrĂa Abogados
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Welcome to another episode of Marbella Property Podcast, the ultimate guide to making the most out of your investment properties! As summer draws near, the rush to get properties ready for peak rental season kicks into high gear. In this episode, join your hosts Gretel and Camilla as will discuss the essential steps and creative tips for preparing your properties. We'll explore how to stand out in a crowded market, the indispensable tools for success, and share our personal experiences and strategies that make our properties shine.
With the busy months of Marbella calling, weâre buzzing with anticipation for the 2024 rental season. Today, weâll compare it to the past few years, gathering insights from fellow property owners to check the market's pulse. Are we seeing more bookings this year? Any new trends emerging? We've got that covered, along with a candid reflection on our property management journeys.
So grab a notebook, settle in, and letâs get your property summer-ready!
Hosted by Gretel Kutan & Camilla Liftinger Facebook: www.facebook.com/groups/marbellapropertypodcast/ Instagram: https://www.instagram.com/marbellapropertypodcast/
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In this episode of the Marbella Property Podcast, we sit down with Alison DeCotta of Mortgage Matters Spain to discuss the critical role of a mortgage broker in the property buying process. With a background in international private banking, Alison brings extensive knowledge to the table, explaining exactly what a mortgage broker does, how they add value, and the costs involved. We'll explore the benefits of using a mortgage broker's services, compare direct banking solutions, and delve into the specifics of financing properties in Marbella. Join us as Alison shares her expert insights, making complex financial processes understandable and accessible for all potential property buyers.
Hosted by Gretel Kutan & Camilla Liftinger Facebook: www.facebook.com/groups/marbellapropertypodcast/ Instagram: https://www.instagram.com/marbellapropertypodcast/
Guest: Alison de Cotta
Website: https://mortgagemattersspain.com/
Contact: +34 662 351 056 I [email protected]
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Welcome to another episode of the Marbella Property Podcast! Today, we're joined by Daniela Wenk, a seasoned expert in the local real estate landscape, to talk about a topic that has sparked both interest and concern among property owners and potential buyers: squatters, locally known as 'OKUPAS'.
In this episode, Daniela will share her extensive experience and insights into the world of squatters in Marbella. Weâll explore what squatters are in the context of Spanish property law, why this phenomenon is particularly challenging in Marbella, and the legal avenues available for dealing with such situations. Daniela will also debunk common myths and provide practical advice on how property owners can safeguard their investments.
Stay tuned as we uncover the realities of property squatting in Marbella, understand the legal landscape, and learn how to navigate these tricky waters effectively. Whether you're a seasoned investor or considering your first property in Spain, this episode is packed with invaluable insights!
Hosted by Gretel Kutan & Camilla Liftinger Facebook: www.facebook.com/groups/marbellapropertypodcast/ Instagram: https://www.instagram.com/marbellapropertypodcast/
Guest: Daniela Wenk
Website: www.properties-costadelsol.com
Contact: https://www.facebook.com/PropertiesCdS
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Welcome to another episode of Marbella Property Podcast, where we dive deep into the essentials of securing your assets and ensuring peace of mind. Today, we're joined by Edwin Hain, a leading expert from Insurance Masters Marbella, who brings a wealth of knowledge on property insurance. Nestled in the heart of one of Spain's most sought-after destinations, Marbella's property market is as vibrant as its culture, but it comes with its own set of challenges and nuances.
In this episode, we'll unravel the complexities of property insurance in Marbella, from understanding the dominant market players to dissecting the must-have coverages for every property owner. Edwin will guide us through the landscape of home insurance, highlighting the distinctions between bank-offered policies and those from established insurers. We'll tackle the intricacies of insurance for rental versus non-rental properties, delve into the critical aspects of liability coverage, and shed light on unique products like rent guarantee insurance.
Ever wondered how insurance companies cater to Marbella's diverse, international clientele, or what specific legal hoops foreign investors need to jump through? We've got you covered. Plus, Edwin will share some gripping real-life claim stories, offer expert advice to expats, and tease some emerging trends in the insurance sector.
Stay tuned as we explore how to safeguard your investments against the unforeseen, ensuring that your slice of paradise remains just that!
Hosted by Gretel Kutan & Camilla Liftinger Facebook: www.facebook.com/groups/marbellapropertypodcast/ Instagram: https://www.instagram.com/marbellapropertypodcast/
Guest: Edwin Hain
Website: www.insurance-masters.com
Contact: [email protected] / Tel: (+34) 952 863 402
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In this insightful episode of our podcast, we dive deep into the luxurious and elite real estate market of Marbella with Matias Concha of Homerun Brokers. Matias, a former international footballer turned real estate broker, shares his unique journey from the football field to the forefront of Marbella's high-end property scene. We explore how his sports career has shaped his approach to negotiations, client relations, and the surprising skills that transitioned seamlessly into real estate success.
Matias reveals the challenges and triumphs of his career, offering personal anecdotes of memorable deals and sage advice for prospective real estate investors. With an inside look at his property investment strategies and a walkthrough of his first property purchase, Matias provides a rare glimpse into the mindset of a successful real estate investor.
Excitingly, he also spills exclusive details about Homerun Brokers being chosen for an upcoming Netflix show. He shares the backstory of their partnership with Netflix, the budget and behind-the-scenes moments of the show's production, and reflects on the authenticity of the series. Matias discusses the anticipated impact of the Netflix spotlight on Marbella's high-end property market, his personal experience filming the series, and his thoughts on the future opportunities this exposure might bring.
We also look into the origins of Homerun Brokers, their specialization in the million-plus range properties, and whether they venture into more modest listings. Matias talks about the distinct challenges and rewards of catering to the high-end market, from acquiring listings to understanding the unique needs of wealthy clients.
Highlighting his experiences with VIP clients, Matias discusses the importance of personal image in luxury real estate and concludes with invaluable advice for those aspiring to make their mark in this glamorous industry.
Join us for an episode packed with exclusive insights, expert advice, and a sneak peek into the glitzy world of Marbella real estate as seen through the eyes of Matias Concha and the lens of Netflix.
Hosted by Gretel Kutan & Camilla Liftinger
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
Guest: Matias Concha from Homerun Brokers
Follow Matias https://www.instagram.com/matiasconcha80/
Website: https://www.homerunbrokers.com/
Email:
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Welcome to a new episode of our Marbella Property Podcast: "A Closer Look: Navigating Property Inspections and Snagging in Spain with BĂŒhler and Partner". Buying a property in Spain is a dream for many, but it can quickly become daunting with concerns over damp walls, hidden defects, legal paperwork, and ensuring you're getting what you pay for. Today, we take a look into the world of property inspections and snagging in Spain, a critical step often overlooked in the rush to close the deal.
Our guests, BĂŒhler and Partner, bring over 25 years of experience as architects and chartered surveyors in Spain, offering a wealth of knowledge on the building customs and real estate industry. They stand out in the crowded space of house purchase advisors and home inspectors, providing independent, expert advice that fills a crucial void for buyers.
In this episode, we'll uncover why a property inspection is paramount before signing on the dotted line, the typical and unexpected issues BĂŒhler and Partner encounter, and how they've adapted their services to meet the unique challenges of Spanish properties. From the importance of having someone who will "get their hands dirty" inspecting the building's structure, property boundaries, supply lines, utilities, and legalities of extensions, to understanding the inspection process, the use of modern technology like drones and thermal imaging, and navigating the complexities of renovations and building permits.
We'll also hear firsthand accounts of the weirdest findings during inspections, the impact of coastal conditions on properties, and emerging trends in the property inspection industry, especially in the luxury segment. Plus, BĂŒhler and Partner will share their top advice for first-time buyers and address common misconceptions among international clients.
Whether you're eyeing an apartment or a villa, considering a new build or a charming fixer-upper, this episode is packed with insights and stories that will guide you through the intricacies of buying property in Spain, ensuring you make informed decisions and avoid common pitfalls. Join us as we explore the essential role of property inspections and snagging with the seasoned experts at BĂŒhler and Partner.
Hosted by Gretel Kutan & Camilla Liftinger
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
Guest: Benno BĂŒhler
Contact: https://buehler-and-partners.com/home/
Email: [email protected]
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In our latest episode, we were thrilled to host Martti Oliva, a distinguished young architect with a profound connection to Spain and Finnish origins. Currently immersed in the vibrant architecture scene of Spain, Martti shared his journey from acquiring his first investment property to embarking on the quest for the next promising venture.
Martti discusses his relocation to Spain, his daily life as an architect, and what initially drew him to the profession. We cover âBuilding vs. Buyingâ insights into the process of constructing properties for clients, including starting points, challenges, and essential considerations for those opting to build a house. Martti sheds light on the intricacies of securing plots for construction, offering valuable advice on what potential builders should look for. We take a deep dive into Marbella's building regulations, the popularity of "ready-made" houses, the use of materials like wood, and current architectural trends.
First Investment Story: Martti shares the story behind his first property investment in Marbella, including the selection process and the challenges he faced. We take a look at his investment Strategy: An exploration of Martti's long-term goals, unique insights as an architect in property investment, and his experience with property flips and renovations.
We gain practical advice for navigating Marbella's property renovation landscape, including budgeting tips, cost-effective renovation strategies, and local regulations to consider.
Martti provides great inspiration and advice for those looking to dive into the Marbella property market! Join hosts Gretel Kutan and Camilla Liftinger as they go into these fascinating topics with Martti Oliva.
Hosted by Gretel Kutan & Camilla Liftinger
Website www.marbellapropertypodcast.com
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram @MarbellaPropertyPodcast
Guest: Martti Oliva
Contact: [email protected]
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Continuing our in-depth exploration of Marbella's real estate market, the second part of our special series, "PROPERTY SELLING COSTS EXPLAINED " offers a comprehensive look into the other side of the property transaction coin. Following the highly informative discussion on property purchase costs, this episode shifts focus to sellers, breaking down the costs and considerations involved in selling property in this prestigious location.
Given the intricacies of the selling process, we delve into specific examples to illustrate the various expenses sellers should anticipate, including capital gains tax, the plusvalia tax, and the potential impacts of market dynamics on selling strategies. This episode is dedicated to uncovering the layers of selling costs, from notary and legal fees to real estate agent commissions, providing a transparent overview of what sellers can expect.
Elisa Negro MartĂnez from MartĂnez-EchevarrĂa returns to share her invaluable insights, drawing on years of experience in the field. We discuss strategic considerations for sellers in Marbella, touching on optimal timing for the market, legal preparations, and tax planning to minimize liabilities and maximize returns. This episode aims to equip sellers with the knowledge and strategies to navigate the selling process smoothly, understanding the nuances of Marbella's real estate market and how to best position their property for a successful and profitable sale.
Join us for this essential guide for anyone looking to sell property in Marbella, as we provide the expert advice and detailed breakdowns needed to understand the full scope of selling costs in one of the most sought-after real estate markets in the world.
Facebook: www.facebook.com/groups/marbellapropertypodcast
Instagram: https://www.instagram.com/marbellapropertypodcast/
Hosted by Gretel Kutan & Camilla Liftinger
Guest: Elisa Negro MartĂnez
Website: https://www.martinezechevarria.com/
Contact: +34 952 765 000 // [email protected]
Instagram: @martinezechevarria
Linkedin: MartĂnez-EchevarrĂa Abogados
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In our upcoming special series, we take a close look into the nuanced world of property transactions in t Marbella, with not one, but two dedicated episodes featuring the esteemed Elisa Negro MartĂnez from MartĂnez-EchevarrĂa. Given the complexity and high interest in this subject, we've decided to split our discussion to thoroughly cover both sides of the property coin: purchasing and selling.
The kickoff episode, "PROPERTY PURCHASE COSTS EXPLAINED ," is set to be our most anticipated episode to date. Understanding the importance of this topic, we will dissect the various costs associated with purchasing property in Marbella using specific examples. This episode aims to provide a comprehensive overview of what buyers can expect when investing in Marbella's real estate market. We'll explore everything from the allure of Marbella as a top living and investment destination to the detailed breakdown of purchase costs. We will hone in on the financial aspects of buying a property, including taxes, legal fees, notary costs, and other crucial expenses that buyers need to be aware of. Our discussion will be enriched with real-life scenarios, such as the case of a buyer moving to Marbella and looking to understand the total cost implications of their investment.
Recognizing the significance of this topic, we've allocated two episodes to ensure a full exploration of both buying and selling perspectives. This approach allows us to dedicate ample time to discussing and breaking down the costs, providing our listeners with clear, actionable insights.
Stay tuned for this insightful journey into Marbella's property market, and prepare to arm yourself with the knowledge needed to navigate the complexities of property transactions in one of the most sought-after locations in the world.
Facebook: www.facebook.com/groups/marbellapropertypodcast
Instagram: https://www.instagram.com/marbellapropertypodcast/
Hosted by Gretel Kutan & Camilla Liftinger
Guest: Elisa Negro MartĂnez
Website: https://www.martinezechevarria.com/
Contact: +34 952 765 000 // [email protected]
Instagram: @martinezechevarria
Linkedin: MartĂnez-EchevarrĂa Abogados
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In this episode we talk about the critical aspect of real estate investment - calculating the Return on Investment (ROI) for rental properties in the vibrant Marbella. Whether you're a seasoned investor or a novice stepping into the real estate world, understanding how to accurately measure ROI is paramount. We break down the components of ROI calculation, offering a step-by-step guide to assess the profitability of rental properties, focusing on both long-term and short-term rental strategies.
We start by explaining what ROI is and why it's a crucial metric for evaluating the efficiency of an investment in the context of rental property. Gretel shares her approach to calculating ROI, emphasizing the importance of considering income after expenses but before tax due to the variable nature of tax implications in Spain.
Our discussion covers how to estimate annual rental income through market research, accounting for seasonal variations and occupancy rates, and why setting conservative estimates can safeguard your investment strategy.
Operating expenses are thoroughly examined, furthermore, we touch on important considerations such as mortgage payments, property appreciation, tax implications, and risk factors, ensuring investors have a well-rounded understanding of what affects their investment's profitability.
This episode is packed with valuable insights, practical tips, and expert advice on achieving high ROI on Marbella rental properties, making it a must-listen for anyone looking to invest wisely in this sought-after location.
Hosted by Gretel Kutan & Camilla Liftinger
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
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In our 10th episode, we explore the incredible journey of Gerdi and Antti, a power couple whose real estate ventures have spanned from Estonia to the sunny shores of Marbella. Their story is one of ambition, innovation, and success, providing valuable insights into the world of international real estate investment.
Journey into Real Estate: Gerdi and Antti share their motivations for entering the real estate industry, detailing the challenges and successes they've faced along the way.
From Tallinn to Marbella: Founding of My Home Tallinn, their experiences managing over 80 short-term rental properties, and the strategic shift that led them to Marbella.
Innovative Strategies: Sneak peak into their current projects in Marbella, revealing the secrets behind their successful partnership and offering professional tips for managing short-term rentals effectively.
Transition and Adaptation: Moving to Spain was a life-changing decision. Gerdi and Antti discuss their transition, lifestyle changes, and the rationale behind buying property in Spain, including their first purchase and lessons learned.
My Home Spain Division: Gerdi talks about the unique challenges and opportunities of connecting Estonian investors with Spanish real estate, providing insights into the local market, investment strategies, and the return on investment (ROI) comparison between Estonia and Spain.
Portfolio Management: The couple shares their approach to managing a diverse international real estate portfolio and their evolution in investment strategies.
Renovation Projects: They take us through their renovation projects in Marbella, highlighting the selection process and key considerations for property renovation.
Working as a Couple: Gerdi and Antti reflect on their dynamics as a couple in the real estate industry, discussing how they manage professional collaboration alongside their personal relationship.
Future Trends: Insights into the evolving real estate market in Marbella, potential trends, and advice for new investors considering Marbella or other locations.
Vision for the Future: The duo shares their future ambitions in the real estate sector, both in Spain and internationally, alongside the most valuable lessons they've learned on their journey.
This episode not only sheds light on Gerdi and Antti's successful path but also offers listeners advice, strategies, and inspiration for navigating the local world of real estate!
Hosted by Gretel Kutan & Camilla Liftinger
Website: www.marbellapropertypodcast.com
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
Guests: Gerdi Arst & Antti Arst
Website: myhome.ee
E-mail: [email protected]
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In this captivating episode of our series on Costa del Sol, we look into the distinct charm of Marbella East and Mijas Costa, two areas close to our hearts. Join us as Gretel explores the lush landscapes of Elviria in Marbella East, while Camilla takes us through the vibrant community of Calahonda in Mijas Costa. We compare these areas based on location, lifestyle, known developments, and future plans, offering a comprehensive guide for anyone considering buying property in these regions.
Marbella East, with its family-friendly atmosphere, is celebrated for its low-density residential zones, abundant greenery, and luxury villas, while Mijas Costa offers a bustling community life with a wider range of restaurants, shops, and a more diverse mix of nationalities. We discuss the amenities, schools, and nightlife that define each area, highlighting the reasons why they are sought-after by international clients, especially Scandinavians, Germans, and Brits.
As we delve into the types of properties available, from the seaview luxury villas in Marbella East to the more affordable apartments and houses in Mijas Costa, we also touch on the lifestyle each area promotes. From outdoor fitness and wellness options to the impact of landmarks and 5-star hotels on local tourism, we cover what makes these areas unique.
We also address the challenges faced by each area. Join us as we debate, share insights from experts, and provide recommendations for those looking to make their home on the Costa del Sol. Whether you're drawn to the serene luxury of Marbella East or the lively community of Mijas Costa, this episode is a must-listen for anyone captivated by the allure of Spain's sunny coast.
Hosted by Gretel Kutan & Camilla Liftinger
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
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In this insightful episode of the Marbella Property Podcast, we have the pleasure of welcoming Santiago Juansolo, a seasoned bank representative, who shares his knowledge about the world of loans and mortgages in Marbella. Santiago sheds light on the current state of borrowing amidst economic uncertainties and exchange rate fluctuations, explaining how banks have adapted their lending policies. Our discussion spans the various types of loans and mortgages available for financing property purchases in Spain, including the nuances between fixed and variable-rate mortgages.
Listeners will gain valuable insights into the last year's mortgage trends in Spain, understanding the maximum loan-to-value ratios, loan durations, and the average interest rates for first-time buyers. Santiago also discusses the special conditions under Spanish law that benefit certain age groups in property purchases, alongside eligibility criteria for financing. He provides practical advice on improving oneâs creditworthiness and the process of applying for a loan, whether as a resident or non-resident. The episode addresses the challenges faced by specific nationalities in banking, the time frame for loan approval, and additional costs associated with property financing.
Moreover, Santiago shares expert tips for prospective property buyers in Marbella considering bank financing, including the potential for renegotiating mortgage conditions and comparing offers from different banks. He touches upon the peculiarities of borrowing against real estate assets and options available for entrepreneurs seeking investment property loans.
Hosted by Gretel Kutan & Camilla Liftinger
Facebook: www.facebook.com/groups/marbellapropertypodcast/
Instagram: https://www.instagram.com/marbellapropertypodcast/
Guest: Santiago Jaunsolo
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