Episodios
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Why does it matter if you live in a high cost of living (HCOL) vs. a low cost of living (LCOL) area? With the rise of remote work, the proximity of family and the price of everything from gas to a gallon of milk on people's minds, it can matter a lot. But just because you can afford a mansion in West Virginia doesn't mean you should move there right away. In this episode we talk about what you really want out of the place you're going to live, why it makes sense to put down roots when you have a family, and how you can use living in a HCOL area to your advantage.
What is HCOL, VHCOL and LCOL? by the White Coat Investor
Cost of Living Index by State
Cost of Living Calculator by NerdWallet
The Number of People Primarily working from home Tripled Between 2019 and 2021 by US Census
Nearly 30 percent of work remains remote by The Hill
More than Half of Americans live within an hour of extended family by Pew Research
Mortgage Rates Forecast for 2023 by Forbes
Cost of Living Adjustments by IndeedHosted on Acast. See acast.com/privacy for more information.
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Here we go with part 2 – What's the kid's responsibility and what's the parent's responsibility? How much do we need to tell our kids, and how to gauge whether to say something to our kids ("is it true/kind/necessary and will it help your child feel secure?"). We talk about stories from Kim John Payne's book, including the story of a mom going to a new park with their 2 year old, and how a group of parents in New York fell into the "peer-parenting" trap. We talk about how to stop a kid from interrupting, from making unreasonable demands, and how to ultimately recognize the best in our kids instead of pointing out things we don't like.
Simplicity Parenting by Kim John PayneHosted on Acast. See acast.com/privacy for more information.
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Join me as we discuss the power in Simplicity Parenting, a way to streamline your life and family values so that you can raise kids to be "calmer, happier and more secure". We'll talk about ways to increase rhythm and regularity in the home, how to deal with media and marketing to children, how kids actually do better with rules, and even tips on how to help your kids not watch too much tv.
This book is filled with so many great ideas that I'll be doing a second part next week, so stay tuned!
Simplicity Parenting by Kim John PayneHosted on Acast. See acast.com/privacy for more information.
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How many kids do you want in your family? It's only been in the past 100 years or so that women and partners have even been able to ask this question of themselves. Today we're going to talk about some of the reasoning why people may want or not want to have children and 4 key tips to figuring out how many kids you want to have. We'll talk about the majority of family's "ideal" number, and how their own upbringing can effect their choice.
Please reach out if you have any comments or questions - or better yet, share with a friend. As always you can contact me at [email protected]!
A Timeline of Contraception by PBS
What Number of Kids Makes Parents Happiest? by the Atlantic
One Baby or Two? Study by UPennHosted on Acast. See acast.com/privacy for more information.
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What does it mean to pace yourself with your goals? It's knowing your limits, avoiding overwhelm, and taking action when necessary. But it's also knowing when to unplug from the things that are causing you to worry. Much like a guitar amp being left plugged in, our sources of stress are unconsciously making it harder to focus. If we set smaller, automatic goals into our routines, then we'll free up our minds to be less burdened by stress.
Let me know if you liked this episode by leaving a rating or review! And thanks for listening!
Tiny Habits idea of Shine by BJ Fogg
Profit First by Mike Michalowicz
What is Financial Burnout? by Experian
How are Americans Coping with their Financial Burnout by Tearsheet
How Many Calories Can a Brain Burn by Thinking? by LivescienceHosted on Acast. See acast.com/privacy for more information.
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Is it ever a better financial choice to be a stay-at-home mom? Aren't two incomes always better than one? Today we talk about the top insights from "The Two Income Trap" by Elizabeth Warren and Amelia Warren Tyagi, both powerhouse working mothers who detail why the post 1980s era has been worse for the average family's finances. Basically, the fixed costs in a family's budget have increased while the income gains have been nonexistent, which means that even with two parents working its harder to get by. And what happens when one of the working spouses loses a job? Many times it's falling off a financial cliff, leaning on credit cards and assuming bankruptcy.
But what if you could make it work on one income and a spouse stays home? Then, in the case of an emergency, you could switch childcare and working roles to tide you over. Although this is becoming less and less feasible, with proper planning and alignment in financial goals and values, having a stay at home mom can be the ultimate insurance policy.
The Two Income Trap by Elizabeth Warren and Amelia Warren Tyagi
Statistics on the share of household chores and childcare by Fatherhood.org
Sen. Warren to Wells Fargo CEO on YoutubeHosted on Acast. See acast.com/privacy for more information.
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What's the antidote for wanting to buy something? Today I'll give you a 2-step approach to making buyer's desire go away without paying a cent. We talk about why people buy when they do, how to sit with uncomfortable feelings and get at the root problems we're trying to address.
5 Overwhelming Desires That Can Urge You to Buy More
The Growth of Online OrderingHosted on Acast. See acast.com/privacy for more information.
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What does it take to NOT spoil your kids? In today's age of materialism, consumerism and overspending, that can be a hard question to answer. Today I'll summarize my favorite points from "The Opposite of Spoiled" by Ron Leiber, a financial columnist at the New York Times and father himself. We'll discuss the key things that define a kid as spoiled (hint: it's not all about money!), how to avoid spoiling as much as possible, and ways we can get our kids involved in the process. So join me as we make your kids a little stronger, a little more financially resilient, and a lot more well-rounded and grounded.
The Opposite of Spoiled by Ron LeiberHosted on Acast. See acast.com/privacy for more information.
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Yay! Your kid is going to college! Now, how are you going to pay for all this?
Today we discuss college costs, including room and board, and how to save money by getting scholarships and financial aid for tuition. We'll talk about how prevalent a college education is, how many high school grads go to college and what other avenues might be available. From Pell grants to the $100 million of unclaimed sholarships, we'll get you and your kids closer to signing up for less (or no!) student debt in the first place.
If you enjoyed this episode, please share it with a friend or family member. This podcast relies solely on your support and I'd love your help in getting it out there to more people. Thanks!
The Ultimate Guide to Scholarships on Reddit
College Enrollment Statistics in the US by Best Colleges
College Enrollment Rates by National Center for Education Statistics
What Percentage of High School Students go to College by Admissionly
Average Cost of College and Tuition by Education Data Initiative
$3.6 Billion of Financial Aid Goes Unclaimed Every Year by FastwebHosted on Acast. See acast.com/privacy for more information.
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Yikes! College is expensive! Surprise! Well, maybe not that big of a surprise. Now the question is, how do I save to pay for my kid's college education?
If you've decided you want to pay for some or all of your kid's education expenses, now is the time to get started. In this episode I'll talk about how we plan to pay for our kid's college in a 529 plan, how much we saved in the beginning and how much we plan to save per month to reach our goal of $150k for the 3 of them. We'll talk about the tax advantages of using a 529 plan, how to figure out how much tuition will be in the future, and what tools I've used to come up with that monthly contribution. I'll walk you through how to come up with your own magic number as well.
Join me next week as we talk about ways to decrease the cost of college!
And as always, feel free to reach out to me at [email protected] or DM @kaeliwood on instagram. I'd love to hear from you about your own college saving plans!
College Cost Projector by Vanguard
Compound Interest Calculator by Investor.gov
What is a 529 Plan by Saving for College
How Much is Your State's 529 Plan Deduction Really Worth? by Saving for CollegeHosted on Acast. See acast.com/privacy for more information.
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Decluttering and the organization movement is an admirable ideal that can seem really hard for young families to apply. The more people in the house, the harder it is to contain everything and keep it from spilling out the closets. But I'm here to tell you that it can work in even a "small" house like ours. Many times, it takes some foresight into what you actually use and putting it where you need it WHEN you need it.
In this episode I share my favorite spots for things and how you can simplify without breaking the bank. I hope it's helpful in sparking some initiative and making organization easier for you and your family!
As always, I love to hear from you! Please leave a rating or review, or email me at [email protected]
How Many People in the World Have Dirt Floors? by World Habitat
My Favorite Glass Bowls from the Container StoreHosted on Acast. See acast.com/privacy for more information.
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We all compare ourselves. It's human nature! In this episode we learn about the social comparison theory made famous by Leon Festinger in 1954, how to compare ourselves in a less judgmental way, what it means to make temporal comparisons and how we can learn from the comparison tricks people use with money. Instead of trying to stop the comparison tide completely, this episode is about using our natural ability to compare in a way that is more helpful for you and your finances.
As always, I love to hear from you! If you like this episode or others, please share with a friend, leave a rating or review, or email me at [email protected]. Thanks!
3 Reasons to Stop Comparing Yourself by Psychology Today
Debt Statistics
How to Stop Comparing Yourself
What is Social Comparison Theory
Social Comparison Theory DefinedHosted on Acast. See acast.com/privacy for more information.
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Ever wish you had a plan for your financial future? But it seems impossible to even start? Here's a quick rundown of how to get started – beginning with your values and visualizing your life in the future. We'll go through the spreadsheet I use to make sense of where and how to save, what our top goals are right now, how that will likely change in the future and how we're trying to front load our savings to hit coast FI, semi-retirement and retirement.
As always, feel free to reach out by leaving a rating or review, or email me at [email protected]. I'd love to hear from you!Hosted on Acast. See acast.com/privacy for more information.
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Are you a planner? Do you wish you were? I'm here to tell you that planning can be powerful for your family, and as simple as writing out the values that you want to guide you and and your family. We'll talk about a child centered vs. value centered home, who makes the decisions, and how you can make decision overload less burdensome for your kids. We talk about value trade-offs, how your season of life will change your family's priorities and time focus, and what to do when your kid is having a meltdown in the Target shoe department.
Join me next week to talk about making a family financial plan! As always, I love to hear from you with a rating or review. Thanks!
Simplicity Parenting by Kim John Payne
Where Love Is performed by the Tabernacle Choir at Temple SquareHosted on Acast. See acast.com/privacy for more information.
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Morgan Housel is a New York Times contributor who's written about finance since 2008. In 2020 he wrote the book, The Psychology of Money, which has sold over 2 million copies. In this summary, I detail out the main points of what he writes are the top 20 reasons we don't do well with money. Many times there's a difference between what we know we should do with our money and what we actually do, and here's why.
If this review piques your interest, be sure to check out your own copy here or at your local library.
As always, I love hearing your feedback! Feel free to get in touch at [email protected] or DM me @kaeliwood on instagram. Thanks!Hosted on Acast. See acast.com/privacy for more information.
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Today we're talking about the power of language in our self talk. Whether you have one big goal for the year or lots of little tiny ones, you'll benefit from using this trick to shift your self talk. With saying "I don't" you make the choice yourself and cultivate who you want to be. By saying "I can't" it makes you feel at the mercy of some other force or rule, even if it's self-imposed.
As always, you can reach me at [email protected], or leave a rating or review. Thanks!
The Amazing Power of I Can't vs I Don't by Forbes
Identity Based Goals by James ClearHosted on Acast. See acast.com/privacy for more information.
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Here are the ways I've been making the holidays more simple, so I can enjoy more Christmas magic with my kids. Key word is simple! We've kept and added to our family traditions, but tried proactively to not overwhelm ourselves. While this time of year can feel like financial burnout, in this episode we talk about opportunity costs, working with a holiday budget, simplifying your workload by delegating to other people, and helping your kids get involved in charitable giving. Hopefully this infuses your holidays with more fun and purpose!
As always, feel free to reach out at [email protected]. I'd love to hear from you!
Kid's Chef Knives on Amazon
Bright Kids Charity to help kids with disabilities in Ukraine
Risalamande recipe for Danish rice pudding
World Vision to donate chickens and goats to kidsHosted on Acast. See acast.com/privacy for more information.
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Ever heard of a Favorite Things party? This is one for your finances! I'll take you through my favorite things that I wish more people knew about and took action on. We talk about how to save for your kid's college, how to freeze your credit, where to fund retirement accounts even if you don't work a full-time job, and some ideas for fun family dates.
Have your own favorite financial things? Please let me know! Any and all comments are welcome by leaving a rating or review, or send me an email at [email protected]
Spousal Roth IRA (Investopedia)
Parents Worried about Paying for their Kid's College (Businesswire)
Compound Interest Calculator
Experian Identity Theft Statistics (Experian)
Freeze Your Credit (Experian)
Freeze Your Credit (TransUnion)
Freeze Your Credit (Equifax)Hosted on Acast. See acast.com/privacy for more information.
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In the past 20 years online shopping has gone from being a sketchy ebay purchase to one of the pillars of commerce. And it's only going to get more intrusive. Here are some ways to stay ahead of the game, especially with holidays right around the corner. Whether you're shopping on a computer, or your phone, or directly through social media, the easy road is not always the best.
Online Shopping and E-commerce - Pew Research Study, 2016
10 Online Shopping Statistics
The Pandemic has Changed Online Shopping Behavior
How Many People Shop Online?
The Great Consumer Shift
Michigan Mom says kids used Alexa to buy $700 worth of toys on her credit card
Holiday Cost Statistics 2022
US Holiday Shopping 2022
The Global Glut of Clothing - BloombergHosted on Acast. See acast.com/privacy for more information.
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It's that time of year when a lot of families want to look their best in front of the camera. But how do you do that? And why is someone always crying? Well, I can't fix everything, but as a family photographer for the past 7 years I've learned a couple things. These 20 tips will help the most amateur parent and the family paying for the top-tier photographer understand how to take better pictures. For more picture examples, poses and general info, feel free to visit my work on instagram @kaeliwoodphotography.
As always, I'd love your ratings and reviews. They mean so much to me and I'd really appreciate a quick 10 seconds of your time to make the show better. Happy Thanksgiving!Hosted on Acast. See acast.com/privacy for more information.
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