Episodios
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Check out this quick 2-minute success story about a 73yr old buyer, who used the H4P to finally find a home he could buy!
Call, text or email me anytime... with any questions! Happy to help.
Sincerely,
Mike Baltazar, RMS/MBA
520-490-9608
NMLS 422590. Equal Housing Opportunity.
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This is a common concern & statement made by retirees (or would-be retirees).
Enjoy today's episode to gain a new perspective on this valid topic.
Sincerely,
Mike
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¿Faltan episodios?
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Shared this with an Arizona real estate team, after a powerful training... Ready to get into the know? Reach out today! Mike B. 520-490-9608 call/text
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You don't have to go into this alone.
You have a friend in the finance business... with almost 25 years experience, finance degree and MBA!
Call, text or email anytime!
Sincerely,
Mike Baltazar
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PLEASE SHARE WITH ALL REALTORS & ALL SENIORS!!!
This is a great story of someone relocating to Arizona... and avoiding having to buy a rundown manufactured home!
Episode is only 1 minute & 15 seconds, but feel free to call, text or email me anytime to get information specific to you or a client!!
Thanks,
Mike Baltazar
NMLS 422590
Hotline: 520-500-6930
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We put a LOT of pressure on people to help us decide things... that they know NOTHING about!
Yet, they want to help... and they want to be there for us... and they give us their best guess.
And because we value them, we give what they say a LOT of weight... but fail ourselves in the process.
We think that by not doing something, that we are safer that way... but the safer option was to do it.
Life can be hard & complicated... but mostly because we make it that way.
Happy to be your Reverse Mortgage contact... call, text or email me anytime.
Sincerely,
Mike Baltazar
NMLS 422590
520.490.9608
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Attn: Real Estate Agents!
Have you ever had an "all cash buyer" who had too low of a price point?
Check out today's episode to see how you can help increase the buying power for your clients in this situation, who are 62 years or older.
And yes... there would NOT be a mortgage payment for the qualified borrower.
Let me know if you would like to know more...
Sincerely,
Mike Baltazar
520.490.9608
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Did you know...
That reverse mortgage applicants must have completed HECM Reverse Mortgage counseling (by a non-profit organization) and have a HECM Certificate prior to applying for such a mortgage?
That is right! So this provides a very nice safeguard for our seniors to "know" what they are applying for and how it works.
This provides a lot of peace of mind for those applicants, their advisors and their loved ones.
Enjoy today's episode!
Sincerely,
The RMwMB Team
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We are all taught at an early age that "if it sounds too good to be true... then it probably is" and those are safe words to live by.
But what if it has to do with a program that's been around for decades, and has been improved over the years... and STILL being backed by the government?
And what if many financial advisors are recommending it? Many CPA's??
Then maybe it is time to give it a try...
Enjoy today's episode.
Sincerely,
The RMwMB Team
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The reverse mortgage is NOT for everyone!
This episode will talk about the 3 people that this would apply to.
Enjoy,
The RMwMB Team
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Don't say NO... say HOW!
It is sad how many Seniors are told they cannot qualify due to having high Debt-to-Income ratios, when they CAN buy their next home with financing that does NOT have ratio requirements... and do NOT have monthly mortgage payments!
Check out today's episode to find out more!
Let's say HOW to more people today!!
Enjoy,
The RMwMB Team
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Would you want the best foot doctor in the world to do open-heart surgery on you?
Probably not... as you would prefer the best heart doctor.
Ever hear that saying: "Jack of all trades, but master of none"... well, wouldn't you prefer to work with a master tradesman?
That is what today's video is about.
Enjoy!
RMwMB Team
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In today's episode:
- Stressing out in today's marketplace
- Cost of Living putting a strain on everyone
- Seniors are shocked & nervous
- Favorite Story: Leave the $300K in the market to REBOUND!
- Are you a Strategic Partner?
- Are you a Referral Partner?
Let me know if you want to get onto the distribution.
Thanks,
Mike Baltazar
520.490.9608
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Did you know that if you are 62 years or older, you can use a Reverse Mortgage to buy a home?
In fact, if it is your goal to buy your "forever home" and you want to make sure it is the best that you can afford... then you should definitely explore using a Reverse Mortgage to buy your next home.
And remember... which home will appreciate faster? A $400K home or a $600K home??
Let's talk!
Thanks,
MB
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Financial Advisors are under a lot of heat due to the present market conditions... which was 100% outside of their control.
But providing them with ALL of the options available to their clients IS within their control, but many are NOT presenting them with the reverse mortgage option.
So... this video is aimed to help bridge this gap!
Wishing you the best,
The RMwMB Team
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Do more with less!
This is a great example of a Senior being able to get the "true" home of their dreams without skimming on the extras that can go into their new build. But they don't know what they don't know. And their Sales Reps can't share what they don't know either.
This episode will hopefully help with both. Feel free to call, text or email Mike Baltazar anytime for more information.
Sincerely,
RMwMB Team
Contact Information:
Michael Baltazar
Reverse Mortgage Specialist
NMLS 422590
(520)490-9608
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This episode was a recording that Mike shared with his Financial Advisors through his BombBomb video app.
As you will hear, the FA he met with could have better served his clients (and possibly save the relationship) had he mentioned the Reverse Mortgage product and program.
Are you a Financial Advisor that wants help in this area? Want to learn more??
Give Mike Baltazar a call at 520-490-9608 (or send a text) and let's explore ways to better serve our clients.
Sincerely,
The RMwMB Team
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You can watch the YouTube video for this recording at: https://youtu.be/lJOziPKCJZk
Did you know that when you give mom or dad $1000 per month... you are really using $1200-1300 of your income?
Because you are giving that money AFTER taxes have been paid.
What if you could avoid using "post tax" dollars to help? Check out today's video for more info!
Call, text or email us anytime.
Sincerely,
Michael Baltazar
NMLS 422590
(520)500-6930
Equal Housing Opportunity
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Some people have to help support their parents during their retirement years.
And while this is common, many do not know that the Reverse Mortgage could be a GREAT financial option for them.
Check out this short episode to learn more.
Thanks,
Michael Baltazar / Reverse Mortgage Specialist
NMLS 422590
(520) 500-6930
Licensed in Arizona, California & Colorado.
With teams in all 50 states! Equal Housing Opportunity
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Did you know that many senior citizens are using the Reverse Mortgage loan program to help them wait until age 70 before starting to draw Social Security Income? The sad part is that MOST people who qualify for this same option do not know about it... and therefore, will not take advantage of it. Call, text or email us anytime... for more information.
Sincerely,
Michael Baltazar / Reverse Mortgage Specialist
NMLS 422590
(520) 500-6930
Licensed in Arizona, California & Colorado. With teams in all 50 states!
Equal Housing Opportunity
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