Episodios
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In this episode - As auto insurance rates continue to rise, more people recognize the need to shop around. Clark shares a valuable resource for where to start. Also today - Economic uncertainty necessitates ongoing family conversations about money and the economy, and what can be done to prepare for a possible recession or employment setback.
Shop Auto Insurance: Segment 1
Ask Clark: Segment 2
Family Money Talks: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How to Shop for Lower Car Insurance
CRASH Network - Insurer Report Card
Best Auto Insurance Companies and Some of the Worst
Is Your Car Model Driving Up Your Insurance Premium?
Best Way To Exchange Dollars for Foreign Currency
Costco Travel: 5 Things To Know Before You Book
Booking a Cruise? Here Are 5 Ways To Do It for Less
The Only Way You Should Pay for a Cruise
Clark.com resources:
Episode transcripts
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10-Step Checklist BEFORE You Retire and How Spending Money in Retirement Actually Works
Ready to retire? Fiduciary financial advisor Wes Moss walks you through the essential 10-point checklist you should complete before leaving the workforce. Also, Wes breaks down the often-confusing topic of spending money in retirement. How do you actually access your funds, and what's the smart way to manage different account types? Learn the strategic way to tap into your different retirement "buckets" to make your money last and minimize taxes.
Plus, Christa shares your #AskWes questions and Wes gives his take.
All this and more on the May 27, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses how the shortage of air traffic controllers and lack of current tech will impact air travel this summer, looks to Canada’s successful model, and shares his playbook for navigating air travel
Clark Stinks: Segments 1 & 2
Air Traffic Control Issues: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Best 529 College Savings Plans By State
NIH - ClinicalTrials / Clark Howard and the Prostate Cancer Foundation
WSJ - Leave the Flying to Congress?
What To Do if Your Flight Is Delayed or Canceled
FlightAware - Flight Tracker / Flight Status
Flightradar24: Live Flight Tracker - Real-Time Flight Tracker Map
Are Airline Miles Worth It? / The Points Guy - Maximize your travel.
Points Path: Why Our Travel Expert Thinks This New Tool Is a “Game Changer”
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Travel demand has slowed and airlines are cutting service. Today Clark discusses the airline recession taking place, and the hazard & opportunity this presents for travelers. Also, Clark addresses some of the confusion surrounding student loan repayment. What you need to know if you or a family member has student loan debt.
Air Travel Guidance: Segment 1
Ask Clark: Segment 2
Student Loans: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
3 Reasons You Should Never Book a Nonrefundable Hotel Room
Using Cellular Data Internationally: Buying a Local SIM Card
The Best International Phone Plans
The Best Phone Plan For You - Compare Phone Plans
Clark,com Cell Phone Plans
Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now
Scott’s Cheap Flights - Going.com
NYTimes: Tips for Navigating the ‘Chaotic System’ of Student Loan Repayments
National Association of Student Financial Aid Administrators
How Many Credit Cards Should I Have?
Why You Should Keep Old Credit Card Accounts Open
My 7 Rules for Using Credit Cards
Clark HowardClark.com resources:
Episode transcripts
Community.Clark.com
Clark.com daily money newsletter
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Are We in a Passive Investing Bubble? and Lump Sum Investing vs. Dollar Cost Averaging
Is passive investing creating a stock market bubble? Fiduciary financial advisor Wes Moss dives into the rise of index funds, why they became so popular, and the potential concerns. Also, Wes covers a classic investing strategy: Dollar Cost Averaging (DCA). He explains how systematically investing over time can smooth out your cost basis and make investing less daunting, especially with a lump sum. We'll look at how DCA stacks up against investing a lump sum all at once – you might be surprised by the numbers!
Plus, Christa shares your #AskWes questions and Wes gives his take.
All this and more on the May 20, 2025, Ask an Advisor episode of the Clark Howard podcast.
Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth.
Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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The 401(k) is a great retirement instrument because saving is automatic and investments grow over time. So is it ever OK to borrow from a 401(k)? Know the “opportunity costs” involved. Also - good news if you like to check bags on flights.
401(k) Loans: Segment 1
Ask Clark: Segment 2
No More Lost Luggage!: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Is a 401(k) Loan a Good Idea? Almost Never
How To Open a Roth IRA
Enrolled agent information | Internal Revenue Service
National Association of Enrolled Agents
Should I Buy an AirTag for My Checked Airport Luggage?
What Is an eSIM? 5 Things To Know - GIGSKY - International eSIM Data Plans
Using Cellular Data Internationally: Buying a Local SIM Card
Deposit Insurance FAQs | FDIC.gov
Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank?
Are Credit Union Deposits Insured Up To $250,000?
Clark.com resources:
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, potential car buyers face a lot of questions right now - should you buy new or used? If buying used, is Certified Pre-Owned (CPO) the way to go? Clark shares advice to help you navigate decision making.
Clark Stinks: Segments 1 & 2
Vehicle Purchase: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Roth vs. Traditional 401(k): What's the Difference?
Why 'Buy Now, Pay Later' Worries Clark Howard
Best Credit Cards With No Foreign Transaction Fees in 2025
The Best International Phone Plans
Why You Should Never Mail a Check
How To Buy a Used Car
Certified Pre-Owned Vehicles: What You Need to Know Before You Buy
Should You Ever Lease a Car?
When Should I Drop Comprehensive and Collision Coverage?
Best Place to Get a Car Loan
Car Loan and Payment Calculator - Clark Howard
Clark.com resources:
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Today, learn more about I-Bonds. Are they still worth buying? Clark explains how I-Bonds work and why they can be a solid part of your saving strategy. Also, the tariff news keeps coming, with a temporary reprieve on goods from China now in effect. Clark discusses what this will mean for consumers and merchants moving forward.
Series I Savings Bonds: Segment 1
Ask Clark: Segment 2
The Tariff Reprieve: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
6 Things To Know About Series I Savings Bonds
Do Not Use Smartwatches or Smart Rings to Measure Blood Glucose Levels: FDA Safety Communication
Dexcom G7 CGM and Stelo Glucose Biosensor
Subaru Ascent SUVs Recalled. Automaker Advises Owners to Park Outside and Away From Structures.
The Center For Auto Safety
How Much Money Do I Need in My Emergency Fund?
HSA Store - Learning Center
What Is an HSA Account and How Does It Work?
Clark.com resources:
Episode transcripts
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Breaking Down ETFs/Index Funds/Mutual Funds and Retirement vs. Brokerage Accounts
Confused about ETFs, index funds, and mutual funds? Fiduciary financial advisor Wes Moss breaks down these "cousins" of investing – including when to use them. Also, retirement accounts vs. brokerage accounts – what’s the difference and what’s the best option for you? Wes explains everything you need to know!
Plus, Christa shares your #AskWes questions and Wes gives his take.
All this and more on the May 13, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth.
Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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The Congressional Budget Office update found the top 10% of earners in the U.S. have 70% of the nation’s wealth, possibly the greatest disparity in our history. Today, Clark discusses the severity of income inequality and its effects on our society. Also - if you have a smart device in your home, you might not realize some of the privacy concerns, especially with Amazon’s Alexa.
Income Inequality: Segment 1
Ask Clark: Segment 2
Privacy Warning!: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
NYTimes: America Has Never Been Wealthier. Here’s Why It Doesn’t Feel That Way.
How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
Understanding Home Equity Agreements
Amazon Is Removing a Key Alexa Privacy Setting: Should You Worry?
[The Washington Post] Alexa is getting creepier. Take this one step to improve your privacy.
When Is the Best Day and Time To Call Customer Service?
Clark.com resources:
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Restaurants of all types are having to adapt to difficult market conditions. Many have failed in the last two years due to high food, labor and leasing costs. Those that succeed offer lessons in adaptation for all businesses.
Clark Stinks: Segments 1 & 2
Business Adaptation: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Should I Buy Gold? Is It a Good Investment?
Highest Cash Back Credit Card Calculator - Clark Howard
Best 2% Cash Back Credit Cards: 11 Options for 2025
Best Cash Back Credit Cards With No Annual Fee in 2025
Should You Redeem Credit Card Points for Travel Rewards or Cash Back?
Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now
The Platinum Card® from American Express Review: Is It Worth It?
When Should I Drop Comprehensive and Collision Coverage?
Liability vs. Full Coverage: Which Auto Insurance Do You Need?
The Best Places To Buy Eyeglasses
Zenni Optical Review: 6 Things To Know Before Your First Order
4 Things To Know Before You Buy Glasses From Costco Optical
What Is Umbrella Insurance and Do You Need It?
Clark.com resources:
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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In today’s episode - you may have heard ads for services that allegedly lock your home’s title. Are they worth it? Clark talks about how best to guard your greatest asset - your home. Also, as the economy goes into lower gear with layoffs more frequent, Clark has important new info for today’s job seekers.
Home Title Protection: Segment 1
Ask Clark: Segment 2
AI & Your Resume: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
CBS News: FBI Boston warns property owners, real estate agents about "title pirates" after I-Team reports
How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
4 Signs You’re a Victim of Deed Theft (and How To Avoid It)
4 Insurance Policies You Actually Need (And 4 You Don't)
Should You Buy an Extended Warranty on Your Car?
Best Resume Template: 9 Ways To Update Your Resume
CRASH Network - Insurer Report Card
How to Shop for Lower Car Insurance
Fidelity - Spending & Saving Money | Take Control of Your Money
Best Online Banks: Free Checking and High-Interest Savings Accounts
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center
Free Helpline: 636-492-5275
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Is Owning a Home Still a Good Investment? and 5 Areas To Cover With a Financial Advisor
Ever wonder if buying a home is still a smart move in today's market? Fiduciary financial advisor Wes Moss reveals why housing can be a powerful "forced savings plan" and a hedge against inflation, especially for happy retirees. He examines historical trends, the recent housing boom, and the current median home price. Is buying now a nerve-wracking mistake, or a cornerstone of long-term wealth? Also, are you making the most of your conversations with your financial planner? Wes unveils the crucial categories he calls the "5 P's" to have more productive and meaningful meetings with your advisor.
Plus, Christa shares your #AskWes questions and Wes gives his take.
All this and more on the May 6, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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Today, Clark has 2 key warnings. First - you won’t believe how burglars are casing your home now using hidden high tech - what to look out for. And - how to avoid getting burned when booking a hotel. Plus, Clark answers your questions - post at Clark.com/ask.
Burglar Surveillance: Segment 1
Ask Clark: Segment 2
Hotel Booking Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How to Stop the Burglars Who Are Planting Hidden Security Cameras
How to Get a Mortgage in 8 Steps
Cheapest Way to Rent a Car: Expert Tips
5 Things to Know About the Costco Car Rental Program
AutoSlash Review: How To Save on a Rental Car
3 Reasons You Should Never Book a Nonrefundable Hotel Room
Travel Insurance: What You Need To Know Before You Buy
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center
Free Helpline: 636-492-5275
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about innovation in the face of tariffs. A new tool has been created to help some businesses navigate prices, and it’s a great example of American ingenuity.
Clark Stinks: Segments 1 & 2A
Tariff Tool: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
When Is the Best Time To Collect Social Security?
7 Money Mistakes You Might Be Making at the Gas Station
Public Complaint Process | US Department of Transportation
Costco vs. Sam's Club: What Is the Difference?
From Axios: Perfect timing: A tool for tariffs
Are Extended Warranties Ever Worth It?
Here's How Long Your Home Appliances Should Last
Should You Buy an Extended Warranty for Your TV?
Clark.com resources:
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center
Free Helpline: 636-492-5275
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Today, Clark talks about where you can find deals that aren’t subject to tariffs.
Also, now is the time to consider ways to lower home energy costs and Clark shares some money saving ideas.
Buy Secondhand First: Segment 1
Ask Clark: Segment 2
Home Energy: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
9 Things You Should Always Buy Used
Automatic Bill Pay: How It Works and How To Do It Safely
Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels
How To Save Money on Utilities
Residential Clean Energy Credit | Internal Revenue Service
Roth vs. Traditional 401(k): What's the Difference?
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Stock Market Fear Index and Missing the Worst Market Days Hurts You More Than You Think
Feeling anxious about the volatile market in 2025? Fiduciary financial advisor Wes Moss breaks down why history shows us that peak fear always subsides. He analyzes past VIX spikes over the last 25 years to offer a reassuring perspective. Learn why it's unlikely this heightened fear will last forever and what history tells us about market recovery. Also, you've heard about the cost of missing the best market days, but what about the worst? Wes explains why trying to sidestep market downturns is often a losing strategy.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 29, 2025, Ask an Advisor episode of the Clark Howard podcast.
Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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Today, Clark - Man From Roth, talks about why now might be the best time to do a Roth conversion. Also - why big bank fees are back and how you can prevent getting your wallet pinched in this way.
Roth Conversion: Segment 1
Ask Clark: Segment 2
Beware Bank Fees: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark.com - The ROTH IRA & 401(K)
Retirement Calculator: With Social Security and Pension
How Often Should You Re-Shop Insurance?
How to Shop for Lower Car Insurance
Best Free Checking Accounts // Best Savings Accounts
High-Yield Savings Account Calculator
Automatic Bill Pay: How It Works and How To Do It Safely
Best 529 College Savings Plans By State
Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later?
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark puts favorite child Fidelity in time-out due to a current practice they’re engaged in that account holders need to be well aware of.
Clark Stinks: Segments 1 & 2
Fidelity Warning: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
This Simple Maintenance Schedule Will Make Your Car Last Longer
Walmart Tire Center / Clark.com - TIRES
Walmart+ Membership Program: 4 Things To Know
23andMe Bankruptcy: Why You Should Erase Your Data Now
Raisin Review: Can You Trust This Online Savings Marketplace?
Apply for an electronic travel authorisation (ETA)
“Guaranteed” Not to Lose Money in the Stock Market? What’s the Catch? — FinancialFreedomforWomen.Org
What Is an Annuity, and Why Does Clark Think They Stink?
The Only Two Exceptions to Clark Howard's Annuity Rule
What’s the Best Way To Exchange Dollars for Foreign Currency?
Best Credit Cards With No Foreign Transaction Fees in 2025
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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Today, Clark looks at how the cost of summer travel is trending, and shares money saving advice from a recent trip abroad. Also in this episode, Clark explains the significance of bond funds to the market and to your investments.
Latest Travel Tips: Segment 1
Ask Clark: Segment 2
A Briefing On BOND FUNDS: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Cheapest Way to Rent a Car: Expert Tips
3 Reasons You Should Never Book a Nonrefundable Hotel Room
5 Steps To Getting a Good Deal on a Hotel Room
Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly?
Scams & Rip-Offs Archives - Clark Howard
Travel Insurance Checklist: 5 Types of Coverage To Consider
Inverse Relation Between Interest Rates and Bond Prices
Best 0% Intro APR Credit Cards: Top Picks for 2025
Clark Howard's 2025 Credit Card Debt Elimination Strategy
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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